Best Money Market Rates in Lutherville Timonium, Maryland - June 2026
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Brian McKay
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Current Lutherville Timonium, Maryland and the surrounding area money market deposit account rates include Fulton BankFulton Bank67 W Aylesbury Rd, Lutherville Timonium, MD 21093A+5.0 ★Texas Ratio: 4.98% Money Market New Money at 3.55% APY, Eastern Savings Bank, FSBEastern Savings Bank, FSB10 W Ridgely Rd, Lutherville Timonium, MD 21093B-4.4 ★Texas Ratio: 22.57% Business Money Market Savings Accounts at 2.90% APY, Har-co Credit UnionHar-co Credit UnionA5.0 ★Texas Ratio: 7.51% Business Advantage Money Market at 4.00% APY, CFG BankCFG BankA5.0 ★Texas Ratio: 10.06% CFG High Yield Money Market In Branch at 3.80% APY, and Transit Employees Federal Credit UnionTransit Employees Federal Credit UnionA+5.0 ★Texas Ratio: 2.11% Paramount Money Market at 3.75% APY. Money market rates as of June 3, 2026 according to verified data from MonitorBankRates.
Lutherville Timonium has 2 local institutions in our database, with money market rates as high as 3.55% APY from Fulton Bank at 67 W Aylesbury Rd, Lutherville Timonium, MD 21093. Use the table below to compare all available offers, including options from institutions serving the broader Maryland area. Rates are continually updated — we recommend checking back frequently.
Rates reflect recent market quotes and representative offers available to depositors in Lutherville Timonium, Maryland and surrounding area. Last Updated and Verified: June 3, 2026
Compare the Best Money Market Rates Today in Lutherville Timonium, Maryland & the Surrounding Area
Minimum new money deposit of $10,000.
Requires a minimum new money deposit of $10,000.
Compounding Frequency: Daily
Compounding Frequency: Daily
Compounding Frequency: Daily
Compounding Frequency: Daily
Compounding Frequency: Daily
Compounding Frequency: Daily
Compounding Frequency: Daily
Compounding Frequency: Daily
Compounding Frequency: Daily
guaranteed through June 2026
May add deposits at anytime, no check writing privileges. See below for account details.
May add deposits at anytime. See below for account details.
Minimum balance to open $100
($25,000 or more)
Preferred rates. Standard rates: 0.03% APY.
With a minimum of $25k new money
May add deposits at anytime, check writing allowed, and ATM card issued upon request.
Preferred rates. Standard rates: 0.15% APY.
On Balances Between $25,000 and $250,000. Earn 1.50% APY* on Higher Balances Earn 0.10% APY* on Average Daily Balances under $25,000.
$15,000+
Eligible clients can earn a 3.40% annual percentage yield (APY) with a new Truist Business Money Market account. Promotional Interest Rate is 3.34% and the Annual Percentage Yield (APY) is 3.40% for balances $0.01 and greater. Your new Money Market Account could initially earn a rate lower than 3.40% APY. However, within 10 calendar days of account opening, your eligible account will automatically upgrade to the 3.40% APY rate. The standard interest rate and APY are 0.01%. Fees may reduce earnings.
Flexible and Interest Earning
Traditional, Roth, Education; for balances greater than $50,000
$750,000 and up
Traditional, Roth, Education; for balances from $20,000 to $49,999
For balances greater than $50,000
for balances greater than $50,000
For balances from $20,000 to $49,999
for balances from $20,000 - $49,999
Minimum balance to open $100
$500,000 - $749,999.99
for balances from $100 - $19,999
For balances from $2,500 to $19,999
$100,000.00
Qualifying balance up to $100,000.00
Rates are variable and are subject to change at any time. Rates effective as of January 1, 2026
Dividends are compounded daily and paid monthly. No minimum balance is required to open the account; however, dividends are earned only on balances over $2,500. If a balance of less than $2,500 is maintained, there is no penalty, but dividends are not paid on the account.
Rates are variable and are subject to change at any time. Rates effective as of January 1, 2026
Qualifying balance up to $99,999.99
$50,000.00
$200,000 - $499,999.99
Minimum balance to open $100
Minimum balance to open $100
Banks and Credit Unions: If you identify an incorrect rate or wish to request the removal of your institution’s data, please contact us here.
Lutherville Timonium, MD Money Market Rate Trends
Compare local Lutherville Timonium, MD money market quotes against the statewide average
Daily money market rate averages tracked across our database of 8,500+ banks and credit unions — updated every evening.
Maryland high-yield MMA rates currently average 3.294% APY.
Maryland standard MMA rates currently average 0.648% APY.
Methodology & Data Sources
Independent, Free, and Unbiased Rate Comparisons: MonitorBankRates.com is an independent rate comparison service. Our Lutherville Timonium, Maryland money market rate tables are free for consumers to use, and we do not receive payment from any financial institution to be included or to be ranked in any particular order. Listings are based solely on the rates each institution publicly advertises on its own website.
A Note on Third-Party Rate Tools: Some pages on our site also feature rate comparison widgets and tools provided by third-party partners. These tools may include sponsored listings or affiliate links, and we may receive compensation when users click through them. We clearly label these widgets so you can tell at a glance which rates come from our independent MonitorBankRates.com tables and which come from our advertising partners.
Direct-Sourced & Verified Money Market Rate Data: We aggregate money market deposit account rates for Lutherville Timonium, Maryland directly from the official websites of banks and credit unions using our proprietary rate aggregation technology and a dedicated team of rate updaters. Every money market rate displayed on MonitorBankRates.com is highly accurate and trustworthy.
Local, Regional, and National Coverage: Our systems constantly monitor the market to provide a complete picture of available yields in Lutherville Timonium, Maryland. We feature a comprehensive mix of institutions from neighborhood credit unions and mid-sized regional banks to large national institutions available to savers in MD.
Daily Updates & Time-Stamped Accuracy: Our rate updaters verify and update money market rates daily. Because MMA yields can fluctuate rapidly based on market conditions, every product listed features its own specific “last updated” date, giving you complete transparency.
Frequently Asked Questions about Money Market Accounts in Lutherville Timonium, Maryland
What is a Money Market Account (MMA)?
Are Money Market accounts in Lutherville Timonium, Maryland safe?
How often do MMA rates change in Lutherville Timonium, Maryland?
Can I write checks from a Money Market Account?
How much do I need to deposit to open a money market account in Lutherville Timonium, Maryland?
Best Money Market Rates in Lutherville Timonium, Maryland
- Fulton Bank
Money Market New Money — 3.55% APY - Eastern Savings Bank, FSB
Business Money Market Savings Accounts — 2.90% APY - Har-co Credit Union
Business Advantage Money Market — 4.00% APY - CFG Bank
CFG High Yield Money Market In Branch — 3.80% APY - Transit Employees Federal Credit Union
Paramount Money Market — 3.75% APY
Lutherville Timonium, Maryland Rates & Resources
