Best Money Market Rates in Kensington, Maryland - June 2026
Brian McKay
Brian McKay
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Current Kensington, Maryland and the surrounding area money market deposit account rates include TruistTruist2909 University Blvd W, Kensington, MD 20895A+5.0 ★Texas Ratio: 3.63% Small Business Money Market Account at 3.40% APY, Lafayette Federal Credit UnionLafayette Federal Credit Union3535 UNIVERSITY BLVD W, KENSINGTON, MD 20895 1701A5.0 ★Texas Ratio: 9.10% Money Market Account at 0.30% APY, Signal Financial Federal Credit UnionSignal Financial Federal Credit Union3015 University Blvd W, Kensington, MD 20895 1936A+5.0 ★Texas Ratio: 3.40% Premium Money Market at 0.25% APY, Har-co Credit UnionHar-co Credit UnionA5.0 ★Texas Ratio: 7.51% Business Advantage Money Market at 4.00% APY, and CFG BankCFG BankA5.0 ★Texas Ratio: 10.06% CFG High Yield Money Market In Branch at 3.80% APY. Money market rates as of June 3, 2026 according to verified data from MonitorBankRates.
Kensington has 3 local institutions in our database, with money market rates as high as 3.40% APY from Truist at 2909 University Blvd W, Kensington, MD 20895. Use the table below to compare all available offers, including options from institutions serving the broader Maryland area. Rates are continually updated — we recommend checking back frequently.
Rates reflect recent market quotes and representative offers available to depositors in Kensington, Maryland and surrounding area. Last Updated and Verified: June 3, 2026
Compare the Best Money Market Rates Today in Kensington, Maryland & the Surrounding Area
Eligible clients can earn a 3.40% annual percentage yield (APY) with a new Truist Business Money Market account. Promotional Interest Rate is 3.34% and the Annual Percentage Yield (APY) is 3.40% for balances $0.01 and greater. Your new Money Market Account could initially earn a rate lower than 3.40% APY. However, within 10 calendar days of account opening, your eligible account will automatically upgrade to the 3.40% APY rate. The standard interest rate and APY are 0.01%. Fees may reduce earnings.
guaranteed through June 2026
May add deposits at anytime, no check writing privileges. See below for account details.
May add deposits at anytime. See below for account details.
Minimum balance to open $100
Requires a minimum new money deposit of $10,000.
Minimum new money deposit of $10,000.
($25,000 or more)
May add deposits at anytime, check writing allowed, and ATM card issued upon request.
On Balances Between $25,000 and $250,000. Earn 1.50% APY* on Higher Balances Earn 0.10% APY* on Average Daily Balances under $25,000.
Preferred rates. Standard rates: 0.15% APY.
Preferred rates. Standard rates: 0.03% APY.
With a minimum of $25k new money
$15,000+
Compounding Frequency: Daily
Flexible and Interest Earning
Traditional, Roth, Education; for balances greater than $50,000
$750,000 and up
Traditional, Roth, Education; for balances from $20,000 to $49,999
For balances greater than $50,000
for balances greater than $50,000
For balances from $20,000 to $49,999
for balances from $20,000 - $49,999
Minimum balance to open $100
$500,000 - $749,999.99
For balances from $2,500 to $19,999
for balances from $100 - $19,999
Qualifying balance up to $100,000.00
$100,000.00
Compounding Frequency: Daily
Minimum balance to open $100
Minimum balance to open $100
Compounding Frequency: Daily
Compounding Frequency: Daily
Minimum balance to open $100
Banks and Credit Unions: If you identify an incorrect rate or wish to request the removal of your institution’s data, please contact us here.
Kensington, MD Money Market Rate Trends
Compare local Kensington, MD money market quotes against the statewide average
Daily money market rate averages tracked across our database of 8,500+ banks and credit unions — updated every evening.
Maryland high-yield MMA rates currently average 3.294% APY.
Maryland standard MMA rates currently average 0.648% APY.
Methodology & Data Sources
Independent, Free, and Unbiased Rate Comparisons: MonitorBankRates.com is an independent rate comparison service. Our Kensington, Maryland money market rate tables are free for consumers to use, and we do not receive payment from any financial institution to be included or to be ranked in any particular order. Listings are based solely on the rates each institution publicly advertises on its own website.
A Note on Third-Party Rate Tools: Some pages on our site also feature rate comparison widgets and tools provided by third-party partners. These tools may include sponsored listings or affiliate links, and we may receive compensation when users click through them. We clearly label these widgets so you can tell at a glance which rates come from our independent MonitorBankRates.com tables and which come from our advertising partners.
Direct-Sourced & Verified Money Market Rate Data: We aggregate money market deposit account rates for Kensington, Maryland directly from the official websites of banks and credit unions using our proprietary rate aggregation technology and a dedicated team of rate updaters. Every money market rate displayed on MonitorBankRates.com is highly accurate and trustworthy.
Local, Regional, and National Coverage: Our systems constantly monitor the market to provide a complete picture of available yields in Kensington, Maryland. We feature a comprehensive mix of institutions from neighborhood credit unions and mid-sized regional banks to large national institutions available to savers in MD.
Daily Updates & Time-Stamped Accuracy: Our rate updaters verify and update money market rates daily. Because MMA yields can fluctuate rapidly based on market conditions, every product listed features its own specific “last updated” date, giving you complete transparency.
Frequently Asked Questions about Money Market Accounts in Kensington, Maryland
What is a Money Market Account (MMA)?
Are Money Market accounts in Kensington, Maryland safe?
How often do MMA rates change in Kensington, Maryland?
Can I write checks from a Money Market Account?
How much do I need to deposit to open a money market account in Kensington, Maryland?
Best Money Market Rates in Kensington, Maryland
- Truist
Small Business Money Market Account — 3.40% APY - Lafayette Federal Credit Union
Money Market Account — 0.30% APY - Signal Financial Federal Credit Union
Premium Money Market — 0.25% APY - Har-co Credit Union
Business Advantage Money Market — 4.00% APY - CFG Bank
CFG High Yield Money Market In Branch — 3.80% APY
