Best Money Market Rates in Ayer, Massachusetts - June 2026
Brian McKay
Brian McKay
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Current Ayer, Massachusetts and the surrounding area money market deposit account rates include Main Street BankMain Street Bank7 Main St, Ayer, MA 01432A+5.0 ★Texas Ratio: 3.42% Main Street Business Money Market Account at 2.08% APY, IC Federal Credit UnionIC Federal Credit Union72 Park St, Ayer, MA 01432A-5.0 ★Texas Ratio: 13.48% Money Market at 0.10% APY, Eastern BankEastern BankA+5.0 ★ Money Market Plus at 4.00% APY, HarborOne BankHarborOne BankA+5.0 ★Texas Ratio: 3.37% Money Market Plus at 4.00% APY, and Eastern Bank Boston, MAEastern Bank Boston, MAA+5.0 ★Texas Ratio: 2.03% Money Market at 4.00% APY. Money market rates as of June 3, 2026 according to verified data from MonitorBankRates.
Ayer has 2 local institutions in our database, with money market rates as high as 2.08% APY from Main Street Bank at 7 Main St, Ayer, MA 01432. Use the table below to compare all available offers, including options from institutions serving the broader Massachusetts area. Rates are continually updated — we recommend checking back frequently.
Rates reflect recent market quotes and representative offers available to depositors in Ayer, Massachusetts and surrounding area. Last Updated and Verified: June 3, 2026
Compare the Best Money Market Rates Today in Ayer, Massachusetts & the Surrounding Area
Minimum to open is $10.
$50,000; earn the advertised APY
earn the advertised APY
earn the advertised APY
Available for business accounts only. You must deposit $5.00 to open this account and maintain an average daily balance of $50.00 to earn the dividend rate. There is no minimum balance to maintain. Dividend will be compounded and credited to your account every month. The dividend period is monthly. Rates effective as of 7/1/24 and are subject to change without notice. Daily Balance Computation Method: We use the daily balance method to calculate the dividend on your account. This method applies a daily periodic rate to the balance in your account each day and is credited to your account monthly on the last day of the cycle. Accrual of Interest on Non-Cash Items: Dividend begins to accrue on the business day you deposit non-cash items, such as checks, to your account. Transaction Limitations: During any calendar month, you may not make more than 6 (six) withdrawals. If you do, you may be subject to a transaction fee. Fees may reduce earnings.
Blended 12 Month APY: 3.62%
Get up to 3.25% APY plus a 0.75% APY boost for 6 months on balances of $25,000 to $10 million
Get up to 3.25% APY plus a 0.75% APY boost for 6 months on balances of $25,000 to $10 million.
$15,000+
Preferred rates. Standard rates: 0.15% APY.
Invest in your future with up to 3.50% APY.1 Saving should be effortless. With a Money Market account, it is.
Preferred rates. Standard rates: 0.03% APY.
Available to Premium Checking customers. No monthly maintenance fees. Easy online access and flexibility to move funds when needed. Ideal for short-term savings or emergency funds.
A rate of return that earns.
up to
New Money Only
Blended 12 Month APY: 3.62%
plus interest paid
Balance of $1,000,000.01 or More
Balance of $500,000.01-$1,000,000.00
Over $200,000
Banks and Credit Unions: If you identify an incorrect rate or wish to request the removal of your institution’s data, please contact us here.
Ayer, MA Money Market Rate Trends
Compare local Ayer, MA money market quotes against the statewide average
Daily money market rate averages tracked across our database of 8,500+ banks and credit unions — updated every evening.
Massachusetts high-yield MMA rates rose 0.052 points over the past 7 days to 3.568% APY.
Massachusetts standard MMA rates rose 0.003 points over the past 7 days to 0.494% APY.
Methodology & Data Sources
Independent, Free, and Unbiased Rate Comparisons: MonitorBankRates.com is an independent rate comparison service. Our Ayer, Massachusetts money market rate tables are free for consumers to use, and we do not receive payment from any financial institution to be included or to be ranked in any particular order. Listings are based solely on the rates each institution publicly advertises on its own website.
A Note on Third-Party Rate Tools: Some pages on our site also feature rate comparison widgets and tools provided by third-party partners. These tools may include sponsored listings or affiliate links, and we may receive compensation when users click through them. We clearly label these widgets so you can tell at a glance which rates come from our independent MonitorBankRates.com tables and which come from our advertising partners.
Direct-Sourced & Verified Money Market Rate Data: We aggregate money market deposit account rates for Ayer, Massachusetts directly from the official websites of banks and credit unions using our proprietary rate aggregation technology and a dedicated team of rate updaters. Every money market rate displayed on MonitorBankRates.com is highly accurate and trustworthy.
Local, Regional, and National Coverage: Our systems constantly monitor the market to provide a complete picture of available yields in Ayer, Massachusetts. We feature a comprehensive mix of institutions from neighborhood credit unions and mid-sized regional banks to large national institutions available to savers in MA.
Daily Updates & Time-Stamped Accuracy: Our rate updaters verify and update money market rates daily. Because MMA yields can fluctuate rapidly based on market conditions, every product listed features its own specific “last updated” date, giving you complete transparency.
Frequently Asked Questions about Money Market Accounts in Ayer, Massachusetts
What is a Money Market Account (MMA)?
Are Money Market accounts in Ayer, Massachusetts safe?
How often do MMA rates change in Ayer, Massachusetts?
Can I write checks from a Money Market Account?
How much do I need to deposit to open a money market account in Ayer, Massachusetts?
Best Money Market Rates in Ayer, Massachusetts
- Main Street Bank
Main Street Business Money Market Account — 2.08% APY - IC Federal Credit Union
Money Market — 0.10% APY - Eastern Bank
Money Market Plus — 4.00% APY - HarborOne Bank
Money Market Plus — 4.00% APY - Eastern Bank Boston, MA
Money Market — 4.00% APY
