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Best Money Market Rates in Lowell, Massachusetts - June 2026

Content reviewed by
Brian McKay Brian McKay
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Brian McKay

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Editorial Disclosure The rates displayed are actual, verified rates sourced directly from the official websites of banks and credit unions. Our editorial content is independent of any advertiser relationships.
| ✓Fact Checked | Last Updated: June 1, 2026

Current Lowell, Massachusetts and the surrounding area money market deposit account rates include Eastern Bank Boston, MAEastern Bank Boston, MA50 Central St, Lowell, MA 01852A+5.0 ★Texas Ratio: 2.03% Money Market at 4.00% APY, DCU Digital Federal Credit UnionDCU Digital Federal Credit Union564 Bridge St, Lowell, MA 01850A5.0 ★Texas Ratio: 8.74% Money Market at 3.50% APY, Washington Savings Bank Lowell, MAWashington Savings Bank Lowell, MA30 Middlesex St, Lowell, MA 01852A+5.0 ★Texas Ratio: 4.14% Non-Profit Money Market at 3.34% APY, Workers Federal Credit UnionWorkers Federal Credit Union1201 Bridge St, Lowell, MA 01850A5.0 ★Texas Ratio: 8.41% Workers Money Market at 1.75% APY, and Align Credit UnionAlign Credit Union87 Hale St, Lowell, MA 01851A5.0 ★Texas Ratio: 10.60% Business Money Market Account at 1.70% APY. Money market rates as of June 1, 2026 according to verified data from MonitorBankRates.

Lowell has 6 local institutions in our database, with money market rates as high as 4.00% APY from Eastern Bank Boston, MA at 50 Central St, Lowell, MA 01852. Use the table below to compare all available offers, including options from institutions serving the broader Massachusetts area. Rates are continually updated — we recommend checking back frequently.

Rates reflect recent market quotes and representative offers available to depositors in Lowell, Massachusetts and surrounding area. Last Updated and Verified: June 1, 2026

Compare the Best Money Market Rates Today in Lowell, Massachusetts & the Surrounding Area

Source: Verified Money Market Rate Data provided by MonitorBankRates
Institution
Product
APY
Min Deposit
Profile
Eastern Bank Boston, MA
Institution Rating:
A+5.0 ★ Texas Ratio: 2.03%
50 Central St, Lowell, MA 01852
Money Market
4.00%
$0
View
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedMay 28, 2026
Details

Qualifying balance up to $25,000.00

Eastern Bank Boston, MA
Institution Rating:
A+5.0 ★ Texas Ratio: 2.03%
50 Central St, Lowell, MA 01852
Money Market Plus
4.00%
$0
View
▼
Rate3.93%
Min Deposit$0
Min Balance—
UpdatedMay 28, 2026
Details

Boosted 6 Month APY

Eastern Bank Boston, MA
Institution Rating:
A+5.0 ★ Texas Ratio: 2.03%
50 Central St, Lowell, MA 01852
Money Market Plus
3.62%
$0
View
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedMay 28, 2026
Details

Blended 12 Month APY

DCU Digital Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 8.74%
564 Bridge St, Lowell, MA 01850
Money Market
3.50%
$0
View
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedMay 21, 2026
Details

Washington Savings Bank Lowell, MA
Institution Rating:
A+5.0 ★ Texas Ratio: 4.14%
30 Middlesex St, Lowell, MA 01852
Non-Profit Money Market
3.34%
$10
View
▼
Rate3.25%
Min Deposit$10
Min Balance—
UpdatedMay 29, 2026
Details

Eastern Bank Boston, MA
Institution Rating:
A+5.0 ★ Texas Ratio: 2.03%
50 Central St, Lowell, MA 01852
Money Market Plus
3.25%
$0
View
▼
Rate3.20%
Min Deposit$0
Min Balance—
UpdatedMay 28, 2026
Details

Standard APY

Washington Savings Bank Lowell, MA
Institution Rating:
A+5.0 ★ Texas Ratio: 4.14%
30 Middlesex St, Lowell, MA 01852
IRA Money Market
3.04%
$10
View
▼
Rate3.00%
Min Deposit$10
Min Balance—
UpdatedMay 29, 2026
Details

Washington Savings Bank Lowell, MA
Institution Rating:
A+5.0 ★ Texas Ratio: 4.14%
30 Middlesex St, Lowell, MA 01852
Business Money Market Account
2.83%
$10
View
▼
Rate2.75%
Min Deposit$10
Min Balance—
UpdatedMay 29, 2026
Details

Washington Savings Bank Lowell, MA
Institution Rating:
A+5.0 ★ Texas Ratio: 4.14%
30 Middlesex St, Lowell, MA 01852
High Yield Online Money Market
2.83%
$10
View
▼
Rate2.75%
Min Deposit$10
Min Balance—
UpdatedMay 29, 2026
Details

Washington Savings Bank Lowell, MA
Institution Rating:
A+5.0 ★ Texas Ratio: 4.14%
30 Middlesex St, Lowell, MA 01852
IRA Money Market
2.78%
$10
View
▼
Rate2.75%
Min Deposit$10
Min Balance—
UpdatedMay 29, 2026
Details

Washington Savings Bank Lowell, MA
Institution Rating:
A+5.0 ★ Texas Ratio: 4.14%
30 Middlesex St, Lowell, MA 01852
IRA Money Market
2.53%
$10
View
▼
Rate2.50%
Min Deposit$10
Min Balance—
UpdatedMay 29, 2026
Details

Washington Savings Bank Lowell, MA
Institution Rating:
A+5.0 ★ Texas Ratio: 4.14%
30 Middlesex St, Lowell, MA 01852
IRA Money Market
2.27%
$10
View
▼
Rate2.25%
Min Deposit$10
Min Balance—
UpdatedMay 29, 2026
Details

Eastern Bank Boston, MA
Institution Rating:
A+5.0 ★ Texas Ratio: 2.03%
50 Central St, Lowell, MA 01852
Featured Premier Money Market
2.17%
$250,000
View
▼
Rate2.15%
Min Deposit$250,000
Min Balance—
UpdatedMay 28, 2026
Details

Washington Savings Bank Lowell, MA
Institution Rating:
A+5.0 ★ Texas Ratio: 4.14%
30 Middlesex St, Lowell, MA 01852
High Yield Money Market
2.00%
$10
View
▼
Rate1.96%
Min Deposit$10
Min Balance—
UpdatedMay 29, 2026
Details

Workers Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 8.41%
1201 Bridge St, Lowell, MA 01850
Workers Money Market
1.75%
$1,000
View
▼
Rate1.73%
Min Deposit$1,000
Min Balance—
UpdatedMay 23, 2026
Details

Workers Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 8.41%
1201 Bridge St, Lowell, MA 01850
Workers Money Market Checking
1.75%
$1,000
View
▼
Rate1.73%
Min Deposit$1,000
Min Balance—
UpdatedMay 23, 2026
Details

Align Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 10.60%
87 Hale St, Lowell, MA 01851
Business Money Market Account
1.70%
$0
View
▼
Rate1.69%
Min Deposit$0
Min Balance—
UpdatedMay 31, 2026
Details

Align Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 10.60%
87 Hale St, Lowell, MA 01851
Money Market Account
1.70%
$0
View
▼
Rate1.69%
Min Deposit$0
Min Balance—
UpdatedMay 31, 2026
Details

Workers Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 8.41%
1201 Bridge St, Lowell, MA 01850
Workers Money Market Checking
1.50%
$1,000
View
▼
Rate1.49%
Min Deposit$1,000
Min Balance—
UpdatedMay 23, 2026
Details

Align Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 10.60%
87 Hale St, Lowell, MA 01851
Money Market Account
1.50%
$0
View
▼
Rate1.49%
Min Deposit$0
Min Balance—
UpdatedMay 31, 2026
Details

Workers Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 8.41%
1201 Bridge St, Lowell, MA 01850
Workers Money Market
1.50%
$1,000
View
▼
Rate1.49%
Min Deposit$1,000
Min Balance—
UpdatedMay 23, 2026
Details

Align Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 10.60%
87 Hale St, Lowell, MA 01851
Business Money Market Account
1.50%
$0
View
▼
Rate1.49%
Min Deposit$0
Min Balance—
UpdatedMay 31, 2026
Details

Align Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 10.60%
87 Hale St, Lowell, MA 01851
18/65 Money Market Account
1.35%
$0
View
▼
Rate1.34%
Min Deposit$0
Min Balance—
UpdatedMay 31, 2026
Details

Workers Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 8.41%
1201 Bridge St, Lowell, MA 01850
Workers Money Market
1.35%
$1,000
View
▼
Rate1.34%
Min Deposit$1,000
Min Balance—
UpdatedMay 23, 2026
Details

Workers Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 8.41%
1201 Bridge St, Lowell, MA 01850
Workers Money Market Checking
1.35%
$1,000
View
▼
Rate1.34%
Min Deposit$1,000
Min Balance—
UpdatedMay 23, 2026
Details

Align Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 10.60%
87 Hale St, Lowell, MA 01851
Money Market Account
1.35%
$0
View
▼
Rate1.34%
Min Deposit$0
Min Balance—
UpdatedMay 31, 2026
Details

Eastern Bank Boston, MA
Institution Rating:
A+5.0 ★ Texas Ratio: 2.03%
50 Central St, Lowell, MA 01852
Featured Premier Money Market
1.21%
$100,000
View
▼
Rate1.20%
Min Deposit$100,000
Min Balance—
UpdatedMay 28, 2026
Details

Align Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 10.60%
87 Hale St, Lowell, MA 01851
18/65 Money Market Account
1.15%
$0
View
▼
Rate1.14%
Min Deposit$0
Min Balance—
UpdatedMay 31, 2026
Details

Align Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 10.60%
87 Hale St, Lowell, MA 01851
Business Money Market Account
1.15%
$0
View
▼
Rate1.14%
Min Deposit$0
Min Balance—
UpdatedMay 31, 2026
Details

Align Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 10.60%
87 Hale St, Lowell, MA 01851
Money Market Account
1.15%
$0
View
▼
Rate1.14%
Min Deposit$0
Min Balance—
UpdatedMay 31, 2026
Details

Align Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 10.60%
87 Hale St, Lowell, MA 01851
Business Money Market Account
1.00%
$0
View
▼
Rate1.00%
Min Deposit$0
Min Balance—
UpdatedMay 31, 2026
Details

Align Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 10.60%
87 Hale St, Lowell, MA 01851
Money Market Account
1.00%
$0
View
▼
Rate1.00%
Min Deposit$0
Min Balance—
UpdatedMay 31, 2026
Details

Align Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 10.60%
87 Hale St, Lowell, MA 01851
18/65 Money Market Account
0.85%
$0
View
▼
Rate0.85%
Min Deposit$0
Min Balance—
UpdatedMay 31, 2026
Details

Align Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 10.60%
87 Hale St, Lowell, MA 01851
Business Money Market Account
0.85%
$0
View
▼
Rate0.85%
Min Deposit$0
Min Balance—
UpdatedMay 31, 2026
Details

Align Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 10.60%
87 Hale St, Lowell, MA 01851
Money Market Account
0.85%
$0
View
▼
Rate0.85%
Min Deposit$0
Min Balance—
UpdatedMay 31, 2026
Details

Eastern Bank Boston, MA
Institution Rating:
A+5.0 ★ Texas Ratio: 2.03%
50 Central St, Lowell, MA 01852
Money Market Plus
0.74%
$0
View
▼
Rate0.74%
Min Deposit$0
Min Balance—
UpdatedMay 28, 2026
Details

Boosted 6 Month APY

Lowell Five Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 1.76%
1095 Westford St, Lowell, MA 01851
Premier Money Market
0.50%
$0
View
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedMay 28, 2026
Details

Fees could reduce earnings. Account rate is variable and is subject to change at any time. Entire balance earns interest rate and APY for the selected tier. Minimum to open account is $10. Minimum balance of $2,500.00 is required to avoid $5.00 monthly fee.

Align Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 10.60%
87 Hale St, Lowell, MA 01851
Business Money Market Account
0.50%
$0
View
▼
Rate0.50%
Min Deposit$0
Min Balance—
UpdatedMay 31, 2026
Details

Eastern Bank Boston, MA
Institution Rating:
A+5.0 ★ Texas Ratio: 2.03%
50 Central St, Lowell, MA 01852
Money Market Plus
0.37%
$0
View
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedMay 28, 2026
Details

Blended 12 Month APY

Lowell Five Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 1.76%
1095 Westford St, Lowell, MA 01851
Premier Money Market
0.35%
$0
View
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedMay 28, 2026
Details

Fees could reduce earnings. Account rate is variable and is subject to change at any time. Entire balance earns interest rate and APY for the selected tier. Minimum to open account is $10. Minimum balance of $2,500.00 is required to avoid $5.00 monthly fee.

Align Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 10.60%
87 Hale St, Lowell, MA 01851
Money Market Account
0.25%
$0
View
▼
Rate0.25%
Min Deposit$0
Min Balance—
UpdatedMay 31, 2026
Details

Lowell Five Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 1.76%
1095 Westford St, Lowell, MA 01851
Premier Money Market
0.25%
$0
View
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedMay 28, 2026
Details

Fees could reduce earnings. Account rate is variable and is subject to change at any time. Entire balance earns interest rate and APY for the selected tier. Minimum to open account is $10. Minimum balance of $2,500.00 is required to avoid $5.00 monthly fee.

Washington Savings Bank Lowell, MA
Institution Rating:
A+5.0 ★ Texas Ratio: 4.14%
30 Middlesex St, Lowell, MA 01852
High Yield Money Market
0.20%
$10
View
▼
Rate0.20%
Min Deposit$10
Min Balance—
UpdatedMay 29, 2026
Details

Align Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 10.60%
87 Hale St, Lowell, MA 01851
Business Money Market Account
0.15%
$0
View
▼
Rate0.15%
Min Deposit$0
Min Balance—
UpdatedMay 31, 2026
Details

Washington Savings Bank Lowell, MA
Institution Rating:
A+5.0 ★ Texas Ratio: 4.14%
30 Middlesex St, Lowell, MA 01852
Money Market
0.15%
$0
View
▼
Rate0.15%
Min Deposit$0
Min Balance—
UpdatedMay 29, 2026
Details

Lowell Five Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 1.76%
1095 Westford St, Lowell, MA 01851
Premier Money Market
0.15%
$0
View
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedMay 28, 2026
Details

Fees could reduce earnings. Account rate is variable and is subject to change at any time. Entire balance earns interest rate and APY for the selected tier. Minimum to open account is $10. Minimum balance of $2,500.00 is required to avoid $5.00 monthly fee.

Washington Savings Bank Lowell, MA
Institution Rating:
A+5.0 ★ Texas Ratio: 4.14%
30 Middlesex St, Lowell, MA 01852
Money Market
0.10%
$0
View
▼
Rate0.10%
Min Deposit$0
Min Balance—
UpdatedMay 29, 2026
Details

Lowell Five Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 1.76%
1095 Westford St, Lowell, MA 01851
Premier Money Market
0.05%
$0
View
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedMay 28, 2026
Details

Fees could reduce earnings. Account rate is variable and is subject to change at any time. Entire balance earns interest rate and APY for the selected tier. Minimum to open account is $10. Minimum balance of $2,500.00 is required to avoid $5.00 monthly fee.

Washington Savings Bank Lowell, MA
Institution Rating:
A+5.0 ★ Texas Ratio: 4.14%
30 Middlesex St, Lowell, MA 01852
Money Market
0.05%
$0
View
▼
Rate0.05%
Min Deposit$0
Min Balance—
UpdatedMay 29, 2026
Details

Eastern Bank Boston, MA
Institution Rating:
A+5.0 ★ Texas Ratio: 2.03%
50 Central St, Lowell, MA 01852
Featured Premier Money Market
0.01%
$10
View
▼
Rate0.01%
Min Deposit$10
Min Balance—
UpdatedMay 28, 2026
Details

Eastern Bank Boston, MA
Institution Rating:
A+5.0 ★ Texas Ratio: 2.03%
50 Central St, Lowell, MA 01852
Money Market Plus
0.01%
$0
View
▼
Rate0.01%
Min Deposit$0
Min Balance—
UpdatedMay 28, 2026
Details

Standard APY

Eastern Bank Boston, MA
Institution Rating:
A+5.0 ★ Texas Ratio: 2.03%
50 Central St, Lowell, MA 01852
Premier Money Market
0.01%
$0
View
▼
Rate0.01%
Min Deposit$0
Min Balance—
UpdatedMay 28, 2026
Details

Washington Savings Bank Lowell, MA
Institution Rating:
A+5.0 ★ Texas Ratio: 4.14%
30 Middlesex St, Lowell, MA 01852
High Yield Money Market
0.01%
$10
View
▼
Rate0.01%
Min Deposit$10
Min Balance—
UpdatedMay 29, 2026
Details

HarborOne Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 3.37%
Money Market
4.00%
$0
View
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedMay 21, 2026
Details

Qualifying balance up to $25,000.00

Eastern Bank
Institution Rating:
A+5.0 ★
Money Market Plus
4.00%
$0
View
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedMay 21, 2026
Details

Qualifying balance up to $25,000.00

Savers Co-operative Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 4.61%
Ultra Business Money Market
4.00%
$0
View
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedMay 28, 2026
Details

Qualifications Required

Citizens Bank
Institution Rating:
A5.0 ★ Texas Ratio: 8.28%
Citizens Private Client® Money Market
3.75%
$0
View
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedMay 21, 2026
Details

Qualifying balance up to $1,000.00

Citizens Bank
Institution Rating:
A5.0 ★ Texas Ratio: 8.28%
Citizens Quest® Money Market
3.75%
$0
View
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedMay 21, 2026
Details

Qualifying balance up to $1,000.00

Wrentham Co-operative Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 0.00%
Premier Money Market
3.70%
$0
View
▼
Rate3.64%
Min Deposit$0
Min Balance—
UpdatedMay 17, 2026
Details

Naveo Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.77%
Premier Money Market
3.50%
$0
View
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedMay 20, 2026
Details

OneLocal Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 0.65%
High Yield Money Market & iYield Money Market Account
3.50%
$0
View
▼
Rate3.44%
Min Deposit$0
Min Balance—
UpdatedMay 21, 2026
Details

Needham Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 3.75%
Super Saver Money Market
3.50%
$0
View
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedMay 21, 2026
Details

Needham Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 3.75%
Premium Money Market
3.50%
$0
View
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedMay 21, 2026
Details

Hanscom Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.63%
Premier Money Market
3.50%
$0
View
▼
Rate3.44%
Min Deposit$0
Min Balance—
UpdatedMay 29, 2026
Details

Baxter Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 7.04%
Money Market Special Intro rate
3.50%
$0
View
▼
Rate3.45%
Min Deposit$0
Min Balance—
UpdatedMay 20, 2026
Details

$15,000+

Baxter Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 7.04%
Money Market Special
3.50%
$0
View
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedMay 20, 2026
Details

Webster First Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.16%
Money Market Plus
3.50%
$0
View
▼
Rate3.44%
Min Deposit$0
Min Balance—
UpdatedMay 30, 2026
Details

BrightBridge Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.00%
Money Market Accounts
3.40%
$0
View
▼
Rate3.35%
Min Deposit$0
Min Balance—
UpdatedMay 20, 2026
Details

BrightBridge Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.00%
Business Money Market
3.40%
$0
View
▼
Rate3.35%
Min Deposit$0
Min Balance—
UpdatedMay 20, 2026
Details

Selfreliance Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 9.40%
Money Market
3.29%
$0
View
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedMay 29, 2026
Details

up to

Selfreliance Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 9.40%
Money Market Accounts
3.29%
$0
View
▼
Rate3.25%
Min Deposit$0
Min Balance—
UpdatedMay 29, 2026
Details

Webster First Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.16%
Money Market Plus
3.25%
$0
View
▼
Rate3.20%
Min Deposit$0
Min Balance—
UpdatedMay 30, 2026
Details

Hanscom Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.63%
Premier Money Market
3.25%
$0
View
▼
Rate3.20%
Min Deposit$0
Min Balance—
UpdatedMay 29, 2026
Details

Savers Co-operative Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 4.61%
Ultra Money Market Special -Personal and Business
3.25%
$0
View
▼
Rate3.15%
Min Deposit$0
Min Balance—
UpdatedMay 28, 2026
Details

OneLocal Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 0.65%
High Yield Money Market & iYield Money Market Account
3.25%
$0
View
▼
Rate3.20%
Min Deposit$0
Min Balance—
UpdatedMay 21, 2026
Details

MASS INSTITUTE OF TECH
Institution Rating:
B+4.7 ★ Texas Ratio: 7.09%
High Yield Money Market
3.25%
$0
View
▼
Rate3.20%
Min Deposit$0
Min Balance—
UpdatedJun 1, 2026
Details

New Money Only

Institution for Savings
Institution Rating:
A+5.0 ★ Texas Ratio: 0.11%
Business Sapphire Money Market
3.25%
$0
View
▼
Rate3.20%
Min Deposit$0
Min Balance—
UpdatedMay 28, 2026
Details

Balances $2,000,000-$4,000,000 (plus interest paid)

Institution for Savings
Institution Rating:
A+5.0 ★ Texas Ratio: 0.11%
Sapphire Money Market
3.25%
$2,000,000
View
▼
Rate3.20%
Min Deposit$2,000,000
Min Balance—
UpdatedMay 28, 2026
Details

Balances $2,000,000-$4,000,000 (plus interest paid)

Liberty Bank Middletown, CT
Institution Rating:
A+5.0 ★ Texas Ratio: 5.26%
Business Money Market Special
3.20%
$0
View
▼
Rate3.15%
Min Deposit$0
Min Balance—
UpdatedMay 17, 2026
Details

Bank of Easton
Institution Rating:
A+5.0 ★ Texas Ratio: 0.03%
Advantage Money Market Account
3.09%
$0
View
▼
Rate3.05%
Min Deposit$0
Min Balance—
UpdatedMay 17, 2026
Details

North Brookfield SB
Institution Rating:
A+5.0 ★ Texas Ratio: 1.70%
Level Up Money Market
3.05%
$20,000
View
▼
Rate3.00%
Min Deposit$20,000
Min Balance—
UpdatedMay 29, 2026
Details

Balance of $1,000,000.01 or More

Liberty Bank Middletown, CT
Institution Rating:
A+5.0 ★ Texas Ratio: 5.26%
Business Money Market Special
3.05%
$0
View
▼
Rate3.00%
Min Deposit$0
Min Balance—
UpdatedMay 17, 2026
Details

Wrentham Co-operative Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 0.00%
Premier Money Market
3.04%
$0
View
▼
Rate3.00%
Min Deposit$0
Min Balance—
UpdatedMay 17, 2026
Details

Bank5 Connect
Institution Rating:
A+5.0 ★ Texas Ratio: 1.34%
Connect Money Market
3.03%
$100
View
▼
Rate2.99%
Min Deposit$100
Min Balance—
UpdatedMay 21, 2026
Details

Webster First Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.16%
Money Market Plus
3.00%
$0
View
▼
Rate2.96%
Min Deposit$0
Min Balance—
UpdatedMay 30, 2026
Details

Sharon And Crescent United Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.94%
MyPremium Money Market Tier 5
3.00%
$0
View
▼
Rate2.96%
Min Deposit$0
Min Balance—
UpdatedMay 20, 2026
Details

Sharon And Crescent United Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.94%
MyPremium Money Market Tier 4
3.00%
$0
View
▼
Rate2.96%
Min Deposit$0
Min Balance—
UpdatedMay 20, 2026
Details

Sharon And Crescent United Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.94%
MyPremium Money Market Tier 3
3.00%
$0
View
▼
Rate2.96%
Min Deposit$0
Min Balance—
UpdatedMay 20, 2026
Details

Liberty Bank Middletown, CT
Institution Rating:
A+5.0 ★ Texas Ratio: 5.26%
Money Market Special
3.00%
$0
View
▼
Rate2.96%
Min Deposit$0
Min Balance—
UpdatedMay 17, 2026
Details

First Priority Credit Union Boston, MA
Institution Rating:
A+5.0 ★ Texas Ratio: 2.65%
Money Market (High Yield: New Money Special)
2.79%
$2,500
View
▼
Rate2.75%
Min Deposit$2,500
Min Balance—
UpdatedMay 31, 2026
Details

Millbury Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.36%
Business Money Market Savings Special
2.75%
$0
View
▼
Rate2.72%
Min Deposit$0
Min Balance—
UpdatedMay 30, 2026
Details

Sharon And Crescent United Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.94%
MyPremium Money Market Tier 2
2.75%
$0
View
▼
Rate2.71%
Min Deposit$0
Min Balance—
UpdatedMay 20, 2026
Details

Sharon And Crescent United Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.94%
MyPremium Money Market Tier 1
2.75%
$0
View
▼
Rate2.71%
Min Deposit$0
Min Balance—
UpdatedMay 20, 2026
Details

First Priority Credit Union Boston, MA
Institution Rating:
A+5.0 ★ Texas Ratio: 2.65%
Money Market (High Yield: New Money Special)
2.53%
$2,500
View
▼
Rate2.50%
Min Deposit$2,500
Min Balance—
UpdatedMay 31, 2026
Details

Service Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 10.17%
Business Money Market
2.50%
$0
View
▼
Rate2.47%
Min Deposit$0
Min Balance—
UpdatedMay 21, 2026
Details

Hanscom Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.63%
Premier Money Market
2.50%
$0
View
▼
Rate2.47%
Min Deposit$0
Min Balance—
UpdatedMay 29, 2026
Details

Selfreliance Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 9.40%
Money Market Accounts
2.27%
$0
View
▼
Rate2.25%
Min Deposit$0
Min Balance—
UpdatedMay 29, 2026
Details

Millbury Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.36%
Business Money Market Savings Special
2.00%
$0
View
▼
Rate1.98%
Min Deposit$0
Min Balance—
UpdatedMay 30, 2026
Details

Taupa Lithuanian Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.50%
Money market / Savings
2.00%
$0
View
▼
Rate1.98%
Min Deposit$0
Min Balance—
UpdatedMay 22, 2026
Details

Massachusetts Family Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.51%
Money Market
2.00%
$0
View
▼
Rate2.00%
Min Deposit$0
Min Balance—
UpdatedMay 23, 2026
Details

Over $200,000

The Annual Percentage Yields (APYs) displayed are based on the highest APY offered for the specified deposit amount or less. Rates may change without prior notice. Rates reflect recent market quotes and representative offers available to depositors in Lowell, Massachusetts and the surrounding area.

Banks and Credit Unions: If you identify an incorrect rate or wish to request the removal of your institution’s data, please contact us here.

Lowell, MA Money Market Rate Trends

Compare local Lowell, MA money market quotes against the statewide average

Daily money market rate averages tracked across our database of 8,500+ banks and credit unions — updated every evening.

View Full Massachusetts MMA Trends →
High-Yield MMA — MA Avg
3.568%
▲ 0.052 vs 7 days ago

Massachusetts high-yield MMA rates rose 0.052 points over the past 7 days to 3.568% APY.

Standard MMA — MA Avg
0.494%
▲ 0.003 vs 7 days ago

Massachusetts standard MMA rates rose 0.003 points over the past 7 days to 0.494% APY.

As of Jun 3, 2026 • Rate data sourced from 8,500+ monitored institutions Powered by MonitorBankRates

Methodology & Data Sources

Independent, Free, and Unbiased Rate Comparisons: MonitorBankRates.com is an independent rate comparison service. Our Lowell, Massachusetts money market rate tables are free for consumers to use, and we do not receive payment from any financial institution to be included or to be ranked in any particular order. Listings are based solely on the rates each institution publicly advertises on its own website.

A Note on Third-Party Rate Tools: Some pages on our site also feature rate comparison widgets and tools provided by third-party partners. These tools may include sponsored listings or affiliate links, and we may receive compensation when users click through them. We clearly label these widgets so you can tell at a glance which rates come from our independent MonitorBankRates.com tables and which come from our advertising partners.

Direct-Sourced & Verified Money Market Rate Data: We aggregate money market deposit account rates for Lowell, Massachusetts directly from the official websites of banks and credit unions using our proprietary rate aggregation technology and a dedicated team of rate updaters. Every money market rate displayed on MonitorBankRates.com is highly accurate and trustworthy.

Local, Regional, and National Coverage: Our systems constantly monitor the market to provide a complete picture of available yields in Lowell, Massachusetts. We feature a comprehensive mix of institutions from neighborhood credit unions and mid-sized regional banks to large national institutions available to savers in MA.

Daily Updates & Time-Stamped Accuracy: Our rate updaters verify and update money market rates daily. Because MMA yields can fluctuate rapidly based on market conditions, every product listed features its own specific “last updated” date, giving you complete transparency.

Frequently Asked Questions about Money Market Accounts in Lowell, Massachusetts

What is a Money Market Account (MMA)?

A Money Market Account (MMA), formally known as a money market deposit account (MMDA), is a type of deposit account that often pays higher interest rates than standard savings accounts. They usually come with check-writing privileges and debit card access, offering a balance of growth and liquidity for savers in Massachusetts.

Are Money Market accounts in Lowell, Massachusetts safe?

Yes, as long as the institution is FDIC insured (for banks) or NCUA insured (for credit unions). This provides federal protection for your deposits in Massachusetts up to $250,000 per depositor, per institution.

How often do MMA rates change in Lowell, Massachusetts?

Money market rates are variable and can change at any time based on market conditions and Federal Reserve decisions. We update our local Massachusetts rate tables daily to ensure you see the most current high-yield options.

Can I write checks from a Money Market Account?

Yes, most Money Market Accounts allow you to write a limited number of checks or make debit card transactions each month (typically up to 6), making them more flexible than a standard savings account.

How much do I need to deposit to open a money market account in Lowell, Massachusetts?

Minimum deposit requirements vary widely. Some online money market deposit accounts can be opened with no minimum, while many banks and credit unions in Lowell, Massachusetts require an initial deposit of $1,000 to $2,500 to earn the highest advertised APY. Larger deposits often unlock higher rate tiers, and FDIC or NCUA insurance protects deposits up to $250,000 per depositor, per institution.

Best Money Market Rates in Lowell, Massachusetts

Here are some of the highest money market account APYs currently available in Lowell, Massachusetts and the surrounding area:
  • Eastern Bank Boston, MA
    Money Market — 4.00% APY
  • DCU Digital Federal Credit Union
    Money Market — 3.50% APY
  • Washington Savings Bank Lowell, MA
    Non-Profit Money Market — 3.34% APY
  • Workers Federal Credit Union
    Workers Money Market — 1.75% APY
  • Align Credit Union
    Business Money Market Account — 1.70% APY
Money Market Rates reflect actual verified offers from banks and credit unions actively accepting deposits in Lowell, Massachusetts. Your final available rate may depend on deposit amount and daily market movements. Last Updated and Verified: June 1, 2026

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