Best Money Market Rates in Lowell, Massachusetts - June 2026
Brian McKay
Brian McKay
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Current Lowell, Massachusetts and the surrounding area money market deposit account rates include Eastern Bank Boston, MAEastern Bank Boston, MA50 Central St, Lowell, MA 01852A+5.0 ★Texas Ratio: 2.03% Money Market at 4.00% APY, DCU Digital Federal Credit UnionDCU Digital Federal Credit Union564 Bridge St, Lowell, MA 01850A5.0 ★Texas Ratio: 8.74% Money Market Savings at 3.50% APY, Washington Savings Bank Lowell, MAWashington Savings Bank Lowell, MA30 Middlesex St, Lowell, MA 01852A+5.0 ★Texas Ratio: 4.14% Money Market at 3.08% APY, Workers Federal Credit UnionWorkers Federal Credit Union1201 Bridge St, Lowell, MA 01850A5.0 ★Texas Ratio: 8.41% Workers Money Market at 1.75% APY, and Align Credit UnionAlign Credit Union87 Hale St, Lowell, MA 01851A5.0 ★Texas Ratio: 10.60% Money Market Account at 1.70% APY. Money market rates as of June 23, 2026 according to verified data from MonitorBankRates.
Lowell has 6 local institutions in our database, with money market rates as high as 4.00% APY from Eastern Bank Boston, MA at 50 Central St, Lowell, MA 01852. Use the table below to compare all available offers, including options from institutions serving the broader Massachusetts area. Rates are continually updated — we recommend checking back frequently.
Rates reflect recent market quotes and representative offers available to depositors in Lowell, Massachusetts and surrounding area. Last Updated and Verified: June 23, 2026
Compare the Best Money Market Rates Today in Lowell, Massachusetts & the Surrounding Area
Invest in your future with up to 3.50% APY.1 Saving should be effortless. With a Money Market account, it is.
Minimum Daily Balance for Stated APY: $100,000 or more
Minimum Daily Balance for Stated APY: $100,000 or more
Minimum Daily Balance for Stated APY: $25,000-$99,999.99
Minimum Daily Balance for Stated APY: $25,000-$99,999.99
Minimum Daily Balance for Stated APY: $50-$9,999.99
Minimum Daily Balance for Stated APY: $50-$9,999.99
Minimum balance of $2,500.00 is required to avoid $5.00 monthly fee. Entire balance earns interest rate and APY for the selected tier. Account rate is variable and is subject to change at any time.
Minimum balance of $2,500.00 is required to avoid $5.00 monthly fee. Entire balance earns interest rate and APY for the selected tier. Account rate is variable and is subject to change at any time.
Minimum balance of $2,500.00 is required to avoid $5.00 monthly fee. Entire balance earns interest rate and APY for the selected tier. Account rate is variable and is subject to change at any time.
Minimum balance of $2,500.00 is required to avoid $5.00 monthly fee. Entire balance earns interest rate and APY for the selected tier. Account rate is variable and is subject to change at any time.
Minimum balance of $2,500.00 is required to avoid $5.00 monthly fee. Entire balance earns interest rate and APY for the selected tier. Account rate is variable and is subject to change at any time.
Balances $25,000-$10,000,000
Get up to 3.25% APY plus a 0.75% APY boost for 6 months on balances of $25,000 to $10 million when you open a Money Market Plus.
Get up to 3.25% APY plus a 0.75% APY boost for 6 months on balances of $25,000 to $10 million.
Balances $25,000-$10,000,000
$15,000+
Preferred rates require a minimum of $25,000 of new money. Standard rates: 0.03% APY.
A rate of return that earns.
Compounding: Daily; Open Online
Available to Premium Checking customers. No monthly maintenance fees. Easy online access and flexibility to move funds when needed. Ideal for short-term savings or emergency funds.
Preferred rates require a minimum of $25,000 of new money. Standard rates: 0.15% APY.
Compounding: Daily; Open Online
3x more Lifetime Earnings Direct FCU : 2.20% APY * Massachusetts Avg: 0.64% APY
Banks and Credit Unions: If you identify an incorrect rate or wish to request the removal of your institution’s data, please contact us here.
Lowell, MA Money Market Rate Trends
Compare local Lowell, MA money market quotes against the statewide average
Daily money market rate averages tracked across our database of 8,500+ banks and credit unions — updated every evening.
Massachusetts high-yield MMA rates fell 0.001 points over the past 7 days to 3.487% APY.
Massachusetts standard MMA rates fell 0.011 points over the past 7 days to 0.432% APY.
Methodology & Data Sources
Independent, Free, and Unbiased Rate Comparisons: MonitorBankRates.com is an independent rate comparison service. Our Lowell, Massachusetts money market rate tables are free for consumers to use, and we do not receive payment from any financial institution to be included or to be ranked in any particular order. Listings are based solely on the rates each institution publicly advertises on its own website.
A Note on Third-Party Rate Tools: Some pages on our site also feature rate comparison widgets and tools provided by third-party partners. These tools may include sponsored listings or affiliate links, and we may receive compensation when users click through them. We clearly label these widgets so you can tell at a glance which rates come from our independent MonitorBankRates.com tables and which come from our advertising partners.
Direct-Sourced & Verified Money Market Rate Data: We aggregate money market deposit account rates for Lowell, Massachusetts directly from the official websites of banks and credit unions using our proprietary rate aggregation technology and a dedicated team of rate updaters. Every money market rate displayed on MonitorBankRates.com is highly accurate and trustworthy.
Local, Regional, and National Coverage: Our systems constantly monitor the market to provide a complete picture of available yields in Lowell, Massachusetts. We feature a comprehensive mix of institutions from neighborhood credit unions and mid-sized regional banks to large national institutions available to savers in MA.
Daily Updates & Time-Stamped Accuracy: Our rate updaters verify and update money market rates daily. Because MMA yields can fluctuate rapidly based on market conditions, every product listed features its own specific “last updated” date, giving you complete transparency.
Frequently Asked Questions about Money Market Accounts in Lowell, Massachusetts
What is a Money Market Account (MMA)?
Are Money Market accounts in Lowell, Massachusetts safe?
How often do MMA rates change in Lowell, Massachusetts?
Can I write checks from a Money Market Account?
How much do I need to deposit to open a money market account in Lowell, Massachusetts?
Best Money Market Rates in Lowell, Massachusetts
- Eastern Bank Boston, MA
Money Market — 4.00% APY - DCU Digital Federal Credit Union
Money Market Savings — 3.50% APY - Washington Savings Bank Lowell, MA
Money Market — 3.08% APY - Workers Federal Credit Union
Workers Money Market — 1.75% APY - Align Credit Union
Money Market Account — 1.70% APY
Lowell, Massachusetts Rates & Resources
