Current Northborough, Massachusetts and the surrounding area money market deposit account rates include Main Street BankMain Street Bank101 W Main St, Northborough, MA 01532A+5.0 ★Texas Ratio: 3.42% Main Street Business Money Market Account at 2.08% APY, Avidia BankAvidia Bank53 W Main St, Northborough, MA 01532A+5.0 ★Texas Ratio: 4.30% Avidia Premier Plus Money Market at 1.16% APY, Eastern Bank Boston, MAEastern Bank Boston, MAA+5.0 ★Texas Ratio: 2.03% Money Market Plus at 4.00% APY, HarborOne BankHarborOne BankA+5.0 ★Texas Ratio: 3.37% Money Market Plus at 4.00% APY, and Eastern BankEastern BankA+5.0 ★ Boosted 6 Month Money Market at 4.00% APY. Money market rates as of June 23, 2026 according to verified data from MonitorBankRates.
Northborough has 2 local institutions in our database, with money market rates as high as 2.08% APY from Main Street Bank at 101 W Main St, Northborough, MA 01532. Use the table below to compare all available offers, including options from institutions serving the broader Massachusetts area. Rates are continually updated — we recommend checking back frequently.
Rates reflect recent market quotes and representative offers available to depositors in Northborough, Massachusetts and surrounding area. Last Updated and Verified: June 23, 2026
Rate information: The interest rate listed in a tier will be paid for only that portion of your daily balance range that is equal to or greater than the low balance amount but less than the high balance amount within that tier.
Rate information: The interest rate listed in a tier will be paid for only that portion of your daily balance range that is equal to or greater than the low balance amount but less than the high balance amount within that tier.
Rate information: The interest rate listed in a tier will be paid for only that portion of your daily balance range that is equal to or greater than the low balance amount but less than the high balance amount within that tier.
Rate information: The interest rate listed in a tier will be paid for only that portion of your daily balance range that is equal to or greater than the low balance amount but less than the high balance amount within that tier.
Rate information: The interest rate listed in a tier will be paid for only that portion of your daily balance range that is equal to or greater than the low balance amount but less than the high balance amount within that tier.
Get up to 3.25% APY plus a 0.75% APY boost for 6 months on balances of $25,000 to $10 million.
Balances $25,000-$10,000,000
Get up to 3.25% APY plus a 0.75% APY boost for 6 months on balances of $25,000 to $10 million when you open a Money Market Plus.
Balances $25,000-$10,000,000
A rate of return that earns.
Invest in your future with up to 3.50% APY.1 Saving should be effortless. With a Money Market account, it is.
Preferred rates require a minimum of $25,000 of new money. Standard rates: 0.03% APY.
Preferred rates require a minimum of $25,000 of new money. Standard rates: 0.15% APY.
$15,000+
Compounding: Daily; Open Online
Available to Premium Checking customers. No monthly maintenance fees. Easy online access and flexibility to move funds when needed. Ideal for short-term savings or emergency funds.
Balances $25,000-$10,000,000
New Money Only
Compounding: Daily; Open Online
3x more Lifetime Earnings Direct FCU : 2.20% APY * Massachusetts Avg: 0.64% APY
Minimum Daily Balance for Stated APY: $100,000 or more
Minimum Daily Balance for Stated APY: $100,000 or more
Tier 3
Variable rate - Rate may change after account opening
Compare local Northborough, MA money market quotes against the statewide average
Daily money market rate averages tracked across our database of 8,500+ banks and credit unions — updated every evening.
Massachusetts high-yield MMA rates fell 0.001 points over the past 7 days to 3.487% APY.
Massachusetts standard MMA rates fell 0.010 points over the past 7 days to 0.433% APY.
Independent, Free, and Unbiased Rate Comparisons: MonitorBankRates.com is an independent rate comparison service. Our Northborough, Massachusetts money market rate tables are free for consumers to use, and we do not receive payment from any financial institution to be included or to be ranked in any particular order. Listings are based solely on the rates each institution publicly advertises on its own website.
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Direct-Sourced & Verified Money Market Rate Data: We aggregate money market deposit account rates for Northborough, Massachusetts directly from the official websites of banks and credit unions using our proprietary rate aggregation technology and a dedicated team of rate updaters. Every money market rate displayed on MonitorBankRates.com is highly accurate and trustworthy.
Local, Regional, and National Coverage: Our systems constantly monitor the market to provide a complete picture of available yields in Northborough, Massachusetts. We feature a comprehensive mix of institutions from neighborhood credit unions and mid-sized regional banks to large national institutions available to savers in MA.
Daily Updates & Time-Stamped Accuracy: Our rate updaters verify and update money market rates daily. Because MMA yields can fluctuate rapidly based on market conditions, every product listed features its own specific “last updated” date, giving you complete transparency.