Current South Orleans, Massachusetts and the surrounding area money market deposit account rates include Eastern BankEastern BankA+5.0 ★ Money Market Plus at 4.00% APY, Savers Co-operative BankSavers Co-operative BankA+5.0 ★Texas Ratio: 4.61% Ultra Business Money Market at 4.00% APY, Eastern Bank Boston, MAEastern Bank Boston, MAA+5.0 ★Texas Ratio: 2.03% Money Market Plus at 4.00% APY, HarborOne BankHarborOne BankA+5.0 ★Texas Ratio: 3.37% Money Market Plus at 4.00% APY, and Citizens BankCitizens BankA5.0 ★Texas Ratio: 8.28% Citizens Private Client® Money Market at 3.75% APY. Money market rates as of May 15, 2026 according to verified data from MonitorBankRates.
South Orleans is a smaller community with no bank or credit union branches currently in our database. 150 institutions serving the Massachusetts area are available to South Orleans residents, with money market rates as high as 4.00% APY from Eastern Bank. Rates are continually updated — we recommend checking back frequently.
Rates reflect recent market quotes and representative offers available to depositors in South Orleans, Massachusetts and surrounding area. Last Updated and Verified: May 15, 2026
Qualifying balance up to $25,000.00
Qualifications Required
Boosted 6 Month APY
Qualifying balance up to $25,000.00
Qualifying balance up to $25,000.00
Qualifying balance up to $25,000.00
$15,000+
Open Online
up to
Balances $2,000,000-$4,000,000 (plus interest paid)
Standard APY
Balances $2,000,000-$4,000,000 (plus interest paid)
Open Online
New Money Only
Balance of $1,000,000.01 or More
Balances $250,000-$1,000,000 (plus interest paid)
Open Online
Balances $250,000 and above
Rates are variable and may change after the account is opened at any time at SCU's discretion. Fees may reduce earnings on the account. Other conditions may apply. Please refer to SCU's Important Account Information for Our Members and Schedule of Fees and Service Charges for important information and disclosures.
Rates are variable and may change after the account is opened at any time at SCU's discretion. Fees may reduce earnings on the account. Other conditions may apply. Please refer to SCU's Important Account Information for Our Members and Schedule of Fees and Service Charges for important information and disclosures.
Rates are variable and may change after the account is opened at any time at SCU's discretion. Fees may reduce earnings on the account. Other conditions may apply. Please refer to SCU's Important Account Information for Our Members and Schedule of Fees and Service Charges for important information and disclosures.
Balance of $500,000.01-$1,000,000.00
Rates are variable and may change after the account is opened at any time at SCU's discretion. Fees may reduce earnings on the account. Other conditions may apply. Please refer to SCU's Important Account Information for Our Members and Schedule of Fees and Service Charges for important information and disclosures.
Open Online
Rates are variable and may change after the account is opened at any time at SCU's discretion. Fees may reduce earnings on the account. Other conditions may apply. Please refer to SCU's Important Account Information for Our Members and Schedule of Fees and Service Charges for important information and disclosures.
Balance of $250,000.01-$500,000.00
$250,000+
Open Online
Balance of $100,000.01-$250,000.00
As High as
Over $200,000
Compare local South Orleans, MA money market quotes against the statewide average
Daily money market rate averages tracked across our database of 8,500+ banks and credit unions — updated every evening.
Massachusetts high-yield MMA rates currently average 3.521% APY.
Massachusetts standard MMA rates currently average 0.444% APY.
Independent, Free, and Unbiased Rate Comparisons: MonitorBankRates.com is an independent rate comparison service. Our South Orleans, Massachusetts money market rate tables are free for consumers to use, and we do not receive payment from any financial institution to be included or to be ranked in any particular order. Listings are based solely on the rates each institution publicly advertises on its own website.
A Note on Third-Party Rate Tools: Some pages on our site also feature rate comparison widgets and tools provided by third-party partners. These tools may include sponsored listings or affiliate links, and we may receive compensation when users click through them. We clearly label these widgets so you can tell at a glance which rates come from our independent MonitorBankRates.com tables and which come from our advertising partners.
Direct-Sourced & Verified Money Market Rate Data: We aggregate money market deposit account rates for South Orleans, Massachusetts directly from the official websites of banks and credit unions using our proprietary rate aggregation technology and a dedicated team of rate updaters. Every money market rate displayed on MonitorBankRates.com is highly accurate and trustworthy.
Local, Regional, and National Coverage: Our systems constantly monitor the market to provide a complete picture of available yields in South Orleans, Massachusetts. We feature a comprehensive mix of institutions from neighborhood credit unions and mid-sized regional banks to large national institutions available to savers in MA.
Daily Updates & Time-Stamped Accuracy: Our rate updaters verify and update money market rates daily. Because MMA yields can fluctuate rapidly based on market conditions, every product listed features its own specific “last updated” date, giving you complete transparency.