Best Money Market Rates in Sturbridge, Massachusetts - June 2026
Brian McKay
Brian McKay
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Current Sturbridge, Massachusetts and the surrounding area money market deposit account rates include Citizens BankCitizens Bank100 Charlton Rd, Sturbridge, MA 01566A5.0 ★Texas Ratio: 8.28% Citizens Private Client® Money Market at 3.50% APY, Savers Co-operative BankSavers Co-operative Bank55 Main St, Sturbridge, MA 01566A+5.0 ★Texas Ratio: 4.61% Ultra Money Market Special at 3.25% APY, Cornerstone Bank Spencer, MACornerstone Bank Spencer, MA200 Charlton Rd, Sturbridge, MA 01566A+5.0 ★Texas Ratio: 5.59% Premier Money Market at 2.75% APY, Southbridge Credit UnionSouthbridge Credit Union514 Main St, Sturbridge, MA 01518 1212A+5.0 ★Texas Ratio: 1.28% Money Market at 2.00% APY, and Hometown Bank Oxford, MAHometown Bank Oxford, MA331 Main St, Sturbridge, MA 01566A+5.0 ★Texas Ratio: 3.60% Get More Tiered Money MarketSM at 0.30% APY. Money market rates as of June 23, 2026 according to verified data from MonitorBankRates.
Sturbridge has 5 local institutions in our database, with money market rates as high as 3.50% APY from Citizens Bank at 100 Charlton Rd, Sturbridge, MA 01566. Use the table below to compare all available offers, including options from institutions serving the broader Massachusetts area. Rates are continually updated — we recommend checking back frequently.
Rates reflect recent market quotes and representative offers available to depositors in Sturbridge, Massachusetts and surrounding area. Last Updated and Verified: June 23, 2026
Compare the Best Money Market Rates Today in Sturbridge, Massachusetts & the Surrounding Area
Preferred rates require a minimum of $25,000 of new money. Standard rates: 0.15% APY.
Preferred rates require a minimum of $25,000 of new money. Standard rates: 0.03% APY.
Tiered Rate: $500,000.00 or more 2.75% APY, $350,000 - $499,999.99 2.50% APY, $150,000 - $349,999.99 1.50% APY, $50,000 - $149,999.99 1.25% APY, $10,000 - $49,999.99 0.50% APY, $1,000 - $9,999.99 0.25% APY
Balance: $50,000.00-$99,999.99
Balance: $10,000.00-$49,999.99
Balance: $2,500.00-$9,999.99
Balance: $10.00-$2,499.99
Minimum Daily Balance to Earn APY: $1,000,000+
Minimum Daily Balance to Earn APY: $100,000 - $999,999.99
Tiered Interest Levels
Tiered Interest Levels
Minimum Daily Balance to Earn APY: $50,000 - $99,999.99
Minimum Daily Balance to Earn APY: $25,000 - $49,999.99
Standard rates. Must have a Citizens Private Client® Checking account.
Tiered Rate: $5,000.00 or more 0.10% APY, $0.01 - $4,999.99 0.05% APY
Tiered Interest Levels
Minimum Daily Balance to Earn APY: $0.01 - $24,999.99
Standard rates. Must have a Citizens Quest® Checking account.
Minimum daily balance of $2,500 to waive the $10 monthly maintenance fee.
Get up to 3.25% APY plus a 0.75% APY boost for 6 months on balances of $25,000 to $10 million.
Balances $25,000-$10,000,000
Get up to 3.25% APY plus a 0.75% APY boost for 6 months on balances of $25,000 to $10 million when you open a Money Market Plus.
Balances $25,000-$10,000,000
Compounding: Daily; Open Online
Invest in your future with up to 3.50% APY.1 Saving should be effortless. With a Money Market account, it is.
A rate of return that earns.
Available to Premium Checking customers. No monthly maintenance fees. Easy online access and flexibility to move funds when needed. Ideal for short-term savings or emergency funds.
$15,000+
New Money Only
Balances $25,000-$10,000,000
Compounding: Daily; Open Online
3x more Lifetime Earnings Direct FCU : 2.20% APY * Massachusetts Avg: 0.64% APY
Minimum Daily Balance for Stated APY: $100,000 or more
Minimum Daily Balance for Stated APY: $100,000 or more
Tier 3
Banks and Credit Unions: If you identify an incorrect rate or wish to request the removal of your institution’s data, please contact us here.
Sturbridge, MA Money Market Rate Trends
Compare local Sturbridge, MA money market quotes against the statewide average
Daily money market rate averages tracked across our database of 8,500+ banks and credit unions — updated every evening.
Massachusetts high-yield MMA rates fell 0.001 points over the past 7 days to 3.487% APY.
Massachusetts standard MMA rates fell 0.010 points over the past 7 days to 0.433% APY.
Methodology & Data Sources
Independent, Free, and Unbiased Rate Comparisons: MonitorBankRates.com is an independent rate comparison service. Our Sturbridge, Massachusetts money market rate tables are free for consumers to use, and we do not receive payment from any financial institution to be included or to be ranked in any particular order. Listings are based solely on the rates each institution publicly advertises on its own website.
A Note on Third-Party Rate Tools: Some pages on our site also feature rate comparison widgets and tools provided by third-party partners. These tools may include sponsored listings or affiliate links, and we may receive compensation when users click through them. We clearly label these widgets so you can tell at a glance which rates come from our independent MonitorBankRates.com tables and which come from our advertising partners.
Direct-Sourced & Verified Money Market Rate Data: We aggregate money market deposit account rates for Sturbridge, Massachusetts directly from the official websites of banks and credit unions using our proprietary rate aggregation technology and a dedicated team of rate updaters. Every money market rate displayed on MonitorBankRates.com is highly accurate and trustworthy.
Local, Regional, and National Coverage: Our systems constantly monitor the market to provide a complete picture of available yields in Sturbridge, Massachusetts. We feature a comprehensive mix of institutions from neighborhood credit unions and mid-sized regional banks to large national institutions available to savers in MA.
Daily Updates & Time-Stamped Accuracy: Our rate updaters verify and update money market rates daily. Because MMA yields can fluctuate rapidly based on market conditions, every product listed features its own specific “last updated” date, giving you complete transparency.
Frequently Asked Questions about Money Market Accounts in Sturbridge, Massachusetts
What is a Money Market Account (MMA)?
Are Money Market accounts in Sturbridge, Massachusetts safe?
How often do MMA rates change in Sturbridge, Massachusetts?
Can I write checks from a Money Market Account?
How much do I need to deposit to open a money market account in Sturbridge, Massachusetts?
Best Money Market Rates in Sturbridge, Massachusetts
- Citizens Bank
Citizens Private Client® Money Market — 3.50% APY - Savers Co-operative Bank
Ultra Money Market Special — 3.25% APY - Cornerstone Bank Spencer, MA
Premier Money Market — 2.75% APY - Southbridge Credit Union
Money Market — 2.00% APY - Hometown Bank Oxford, MA
Get More Tiered Money MarketSM — 0.30% APY
Sturbridge, Massachusetts Rates & Resources
