Best Money Market Rates in Worcester, Massachusetts - June 2026
Content reviewed by
Brian McKay
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Brian McKay
Brian McKay
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Editorial Disclosure
The rates displayed are actual, verified rates sourced directly from the official websites of banks and credit unions. Our editorial content is independent of any advertiser relationships.
Current Worcester, Massachusetts and the surrounding area money market deposit account rates include Citizens BankCitizens Bank541a Lincoln St, Worcester, MA 01605A5.0 ★Texas Ratio: 8.28% Citizens Private Client® Money Market at 3.50% APY, Webster First Federal Credit UnionWebster First Federal Credit Union271 Greenwood St, Worcester, MA 01607A+5.0 ★Texas Ratio: 2.16% Money Market Plus at 3.50% APY, DCU Digital Federal Credit UnionDCU Digital Federal Credit Union129 Gold Star Blvd, Worcester, MA 01606A5.0 ★Texas Ratio: 8.74% Money Market Savings at 3.50% APY, Webster Five Cents Savings BankWebster Five Cents Savings Bank266 Chandler St, Worcester, MA 01602A+5.0 ★Texas Ratio: 1.57% Amplify Money Market at 2.75% APY, and Cornerstone Bank Spencer, MACornerstone Bank Spencer, MA70 W Boylston St, Worcester, MA 01606A+5.0 ★Texas Ratio: 5.59% Premier Money Market at 2.75% APY. Money market rates as of June 3, 2026 according to verified data from MonitorBankRates.
Worcester has 12 local institutions in our database, with money market rates as high as 3.50% APY from Citizens Bank at 541a Lincoln St, Worcester, MA 01605. Use the table below to compare all available offers, including options from institutions serving the broader Massachusetts area. Rates are continually updated — we recommend checking back frequently.
Rates reflect recent market quotes and representative offers available to depositors in Worcester, Massachusetts and surrounding area. Last Updated and Verified: June 3, 2026
Compare the Best Money Market Rates Today in Worcester, Massachusetts & the Surrounding Area
Source: Verified Money Market Rate Data provided by MonitorBankRates
Institution
Product
APY
Min Deposit
Profile
Citizens Bank
Institution Rating:
A5.0 ★ Texas Ratio: 8.28%
541a Lincoln St, Worcester, MA 01605
Citizens Private Client® Money Market
3.50%
$0
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedJun 3, 2026
Details
Preferred rates. Standard rates: 0.15% APY.
Citizens Bank
Institution Rating:
A5.0 ★ Texas Ratio: 8.28%
541a Lincoln St, Worcester, MA 01605
Citizens Quest® Money Market
3.50%
$0
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedJun 3, 2026
Details
Preferred rates. Standard rates: 0.03% APY.
DCU Digital Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 8.74%
129 Gold Star Blvd, Worcester, MA 01606
Money Market Savings
3.50%
$0
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedJun 3, 2026
Details
Invest in your future with up to 3.50% APY.1 Saving should be effortless. With a Money Market account, it is.
Webster First Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.16%
271 Greenwood St, Worcester, MA 01607
Money Market Plus
3.50%
$0
▼
Rate3.44%
Min Deposit$0
Min Balance—
UpdatedMay 30, 2026
Details
Webster First Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.16%
271 Greenwood St, Worcester, MA 01607
Money Market Plus
3.25%
$0
▼
Rate3.20%
Min Deposit$0
Min Balance—
UpdatedMay 30, 2026
Details
Webster First Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.16%
271 Greenwood St, Worcester, MA 01607
Money Market Plus
3.00%
$0
▼
Rate2.96%
Min Deposit$0
Min Balance—
UpdatedMay 30, 2026
Details
Cornerstone Bank Spencer, MA
Institution Rating:
A+5.0 ★ Texas Ratio: 5.59%
70 W Boylston St, Worcester, MA 01606
Premier Money Market
2.75%
$1,000
▼
Rate2.72%
Min Deposit$1,000
Min Balance—
UpdatedMay 17, 2026
Details
Millbury Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.36%
117 Stafford St Ste B, Worcester, MA 01603 1478
Business Money Market Savings Special
2.75%
$0
▼
Rate2.72%
Min Deposit$0
Min Balance—
UpdatedMay 30, 2026
Details
Webster Five Cents Savings Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 1.57%
266 Chandler St, Worcester, MA 01602
Amplify Money Market
2.75%
$10
▼
Rate2.68%
Min Deposit$10
Min Balance—
UpdatedMay 17, 2026
Details
Webster Five Cents Savings Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 1.57%
266 Chandler St, Worcester, MA 01602
Amplify Business Money Market
2.50%
$10
▼
Rate2.44%
Min Deposit$10
Min Balance—
UpdatedMay 17, 2026
Details
$250,000+
Webster Five Cents Savings Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 1.57%
266 Chandler St, Worcester, MA 01602
Amplify Money Market
2.25%
$10
▼
Rate2.20%
Min Deposit$10
Min Balance—
UpdatedMay 17, 2026
Details
Qualifying balance up to $249,999.00
Millbury Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.36%
117 Stafford St Ste B, Worcester, MA 01603 1478
Business Money Market Savings Special
2.00%
$0
▼
Rate1.98%
Min Deposit$0
Min Balance—
UpdatedMay 30, 2026
Details
Webster Five Cents Savings Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 1.57%
266 Chandler St, Worcester, MA 01602
Amplify Business Money Market
2.00%
$10
▼
Rate1.95%
Min Deposit$10
Min Balance—
UpdatedMay 17, 2026
Details
$0 - $249,999
UniBank for Savings
Institution Rating:
A+5.0 ★ Texas Ratio: 2.00%
24 Gold Star Blvd, Worcester, MA 01605
Business Tiered Rate Money Market Account1
2.00%
$0
▼
Rate1.98%
Min Deposit$0
Min Balance—
UpdatedMay 29, 2026
Details
Webster First Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.16%
271 Greenwood St, Worcester, MA 01607
Money Market Plus
1.77%
$0
▼
Rate1.75%
Min Deposit$0
Min Balance—
UpdatedMay 30, 2026
Details
Workers Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 8.41%
301 Grove St Ste 1, Worcester, MA 01605
Workers Money Market Checking
1.75%
$1,000
▼
Rate1.73%
Min Deposit$1,000
Min Balance—
UpdatedMay 23, 2026
Details
Workers Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 8.41%
301 Grove St Ste 1, Worcester, MA 01605
Workers Money Market
1.75%
$1,000
▼
Rate1.73%
Min Deposit$1,000
Min Balance—
UpdatedMay 23, 2026
Details
UniBank for Savings
Institution Rating:
A+5.0 ★ Texas Ratio: 2.00%
24 Gold Star Blvd, Worcester, MA 01605
Business Tiered Rate Money Market Account1
1.75%
$0
▼
Rate1.74%
Min Deposit$0
Min Balance—
UpdatedMay 29, 2026
Details
UniBank for Savings
Institution Rating:
A+5.0 ★ Texas Ratio: 2.00%
24 Gold Star Blvd, Worcester, MA 01605
Tiered Rate Money Market Account
1.50%
$100,000
▼
Rate1.49%
Min Deposit$100,000
Min Balance—
UpdatedMay 29, 2026
Details
Workers Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 8.41%
301 Grove St Ste 1, Worcester, MA 01605
Workers Money Market
1.50%
$1,000
▼
Rate1.49%
Min Deposit$1,000
Min Balance—
UpdatedMay 23, 2026
Details
Workers Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 8.41%
301 Grove St Ste 1, Worcester, MA 01605
Workers Money Market Checking
1.50%
$1,000
▼
Rate1.49%
Min Deposit$1,000
Min Balance—
UpdatedMay 23, 2026
Details
UniBank for Savings
Institution Rating:
A+5.0 ★ Texas Ratio: 2.00%
24 Gold Star Blvd, Worcester, MA 01605
Business Tiered Rate Money Market Account1
1.50%
$0
▼
Rate1.49%
Min Deposit$0
Min Balance—
UpdatedMay 29, 2026
Details
Workers Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 8.41%
301 Grove St Ste 1, Worcester, MA 01605
Workers Money Market
1.35%
$1,000
▼
Rate1.34%
Min Deposit$1,000
Min Balance—
UpdatedMay 23, 2026
Details
Workers Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 8.41%
301 Grove St Ste 1, Worcester, MA 01605
Workers Money Market Checking
1.35%
$1,000
▼
Rate1.34%
Min Deposit$1,000
Min Balance—
UpdatedMay 23, 2026
Details
Webster First Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.16%
271 Greenwood St, Worcester, MA 01607
Money Market Plus
1.26%
$0
▼
Rate1.25%
Min Deposit$0
Min Balance—
UpdatedMay 30, 2026
Details
Webster Five Cents Savings Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 1.57%
266 Chandler St, Worcester, MA 01602
Everyday Money Market
1.25%
$10
▼
Rate1.23%
Min Deposit$10
Min Balance—
UpdatedMay 17, 2026
Details
Webster Five Cents Savings Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 1.57%
266 Chandler St, Worcester, MA 01602
Everyday Business Money Market
1.25%
$10
▼
Rate1.23%
Min Deposit$10
Min Balance—
UpdatedMay 17, 2026
Details
UniBank for Savings
Institution Rating:
A+5.0 ★ Texas Ratio: 2.00%
24 Gold Star Blvd, Worcester, MA 01605
Tiered Rate Money Market Account
1.01%
$50,000
▼
Rate1.00%
Min Deposit$50,000
Min Balance—
UpdatedMay 29, 2026
Details
Millbury Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.36%
117 Stafford St Ste B, Worcester, MA 01603 1478
Business Money Market Savings Special
1.00%
$0
▼
Rate1.00%
Min Deposit$0
Min Balance—
UpdatedMay 30, 2026
Details
UniBank for Savings
Institution Rating:
A+5.0 ★ Texas Ratio: 2.00%
24 Gold Star Blvd, Worcester, MA 01605
Business Tiered Rate Money Market Account1
1.00%
$0
▼
Rate1.00%
Min Deposit$0
Min Balance—
UpdatedMay 29, 2026
Details
Webster First Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.16%
271 Greenwood St, Worcester, MA 01607
Money Market Plus
0.75%
$0
▼
Rate0.75%
Min Deposit$0
Min Balance—
UpdatedMay 30, 2026
Details
UniBank for Savings
Institution Rating:
A+5.0 ★ Texas Ratio: 2.00%
24 Gold Star Blvd, Worcester, MA 01605
Tiered Rate Money Market Account
0.75%
$2,500
▼
Rate0.75%
Min Deposit$2,500
Min Balance—
UpdatedMay 29, 2026
Details
Webster First Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.16%
271 Greenwood St, Worcester, MA 01607
Money Market Plus
0.50%
$0
▼
Rate0.50%
Min Deposit$0
Min Balance—
UpdatedMay 30, 2026
Details
UniBank for Savings
Institution Rating:
A+5.0 ★ Texas Ratio: 2.00%
24 Gold Star Blvd, Worcester, MA 01605
Business Tiered Rate Money Market Account1
0.50%
$0
▼
Rate0.50%
Min Deposit$0
Min Balance—
UpdatedMay 29, 2026
Details
Hometown Bank Oxford, MA
Institution Rating:
A+5.0 ★ Texas Ratio: 3.60%
1001 Millbury St, Worcester, MA 01607
Get More Tiered Money MarketSM
0.30%
$0
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedMay 17, 2026
Details
Worcester Police Department Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.34%
805 W Boylston St, Worcester, MA 01606 3032
Money Markets
0.25%
$0
▼
Rate0.25%
Min Deposit$0
Min Balance—
UpdatedMay 23, 2026
Details
Hometown Bank Oxford, MA
Institution Rating:
A+5.0 ★ Texas Ratio: 3.60%
1001 Millbury St, Worcester, MA 01607
Get More Tiered Money MarketSM
0.25%
$0
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedMay 17, 2026
Details
Hometown Bank Oxford, MA
Institution Rating:
A+5.0 ★ Texas Ratio: 3.60%
1001 Millbury St, Worcester, MA 01607
Get More Money MarketSM
0.20%
$0
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedMay 17, 2026
Details
Hometown Bank Oxford, MA
Institution Rating:
A+5.0 ★ Texas Ratio: 3.60%
1001 Millbury St, Worcester, MA 01607
Get More Tiered Money MarketSM
0.20%
$0
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedMay 17, 2026
Details
Webster First Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.16%
271 Greenwood St, Worcester, MA 01607
Business Money Market
0.20%
$0
▼
Rate0.20%
Min Deposit$0
Min Balance—
UpdatedMay 30, 2026
Details
Webster First Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.16%
271 Greenwood St, Worcester, MA 01607
Business Money Market
0.15%
$0
▼
Rate0.15%
Min Deposit$0
Min Balance—
UpdatedMay 30, 2026
Details
Citizens Bank
Institution Rating:
A5.0 ★ Texas Ratio: 8.28%
541a Lincoln St, Worcester, MA 01605
Citizens Private Client® Money Market
0.15%
$0
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedJun 3, 2026
Details
Standard rates.
Webster First Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.16%
271 Greenwood St, Worcester, MA 01607
Money Market
0.15%
$0
▼
Rate0.15%
Min Deposit$0
Min Balance—
UpdatedMay 30, 2026
Details
Hometown Bank Oxford, MA
Institution Rating:
A+5.0 ★ Texas Ratio: 3.60%
1001 Millbury St, Worcester, MA 01607
Get More Tiered Money MarketSM
0.15%
$0
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedMay 17, 2026
Details
IC Federal Credit Union
Institution Rating:
A-5.0 ★ Texas Ratio: 13.48%
947 W Boylston St, Worcester, MA 01606 1275
Money Market & Over)
0.10%
$0
▼
Rate0.10%
Min Deposit$0
Min Balance—
UpdatedMay 30, 2026
Details
$50,000; earn the advertised APY
UniBank for Savings
Institution Rating:
A+5.0 ★ Texas Ratio: 2.00%
24 Gold Star Blvd, Worcester, MA 01605
Tiered Rate Money Market Account
0.10%
$10
▼
Rate0.10%
Min Deposit$10
Min Balance—
UpdatedMay 29, 2026
Details
Webster First Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.16%
271 Greenwood St, Worcester, MA 01607
Business Money Market
0.10%
$0
▼
Rate0.10%
Min Deposit$0
Min Balance—
UpdatedMay 30, 2026
Details
Millbury Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.36%
117 Stafford St Ste B, Worcester, MA 01603 1478
Personal Money Market Statement
0.10%
$0
▼
Rate0.10%
Min Deposit$0
Min Balance—
UpdatedMay 30, 2026
Details
Millbury Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.36%
117 Stafford St Ste B, Worcester, MA 01603 1478
Money Market Checking
0.10%
$50,000
▼
Rate0.10%
Min Deposit$50,000
Min Balance—
UpdatedMay 30, 2026
Details
Millbury Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.36%
117 Stafford St Ste B, Worcester, MA 01603 1478
Business Money Market Statement
0.10%
$0
▼
Rate0.10%
Min Deposit$0
Min Balance—
UpdatedMay 30, 2026
Details
IC Federal Credit Union
Institution Rating:
A-5.0 ★ Texas Ratio: 13.48%
947 W Boylston St, Worcester, MA 01606 1275
Money Market
0.10%
$0
▼
Rate0.10%
Min Deposit$0
Min Balance—
UpdatedMay 30, 2026
Details
earn the advertised APY
Cornerstone Bank Spencer, MA
Institution Rating:
A+5.0 ★ Texas Ratio: 5.59%
70 W Boylston St, Worcester, MA 01606
Personal Money Market
0.10%
$25
▼
Rate0.10%
Min Deposit$25
Min Balance—
UpdatedMay 17, 2026
Details
Hometown Bank Oxford, MA
Institution Rating:
A+5.0 ★ Texas Ratio: 3.60%
1001 Millbury St, Worcester, MA 01607
Get More Tiered Money MarketSM
0.10%
$0
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedMay 17, 2026
Details
Webster First Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.16%
271 Greenwood St, Worcester, MA 01607
Money Market
0.10%
$0
▼
Rate0.10%
Min Deposit$0
Min Balance—
UpdatedMay 30, 2026
Details
Fidelity Co-operative Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 1.53%
465 Shrewsbury St, Worcester, MA 01604
Premier Money Market
0.09%
$0
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedMay 17, 2026
Details
Fidelity Co-operative Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 1.53%
465 Shrewsbury St, Worcester, MA 01604
Plus Money Market
0.07%
$0
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedMay 17, 2026
Details
Fidelity Co-operative Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 1.53%
465 Shrewsbury St, Worcester, MA 01604
Premier Money Market
0.07%
$0
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedMay 17, 2026
Details
Webster First Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.16%
271 Greenwood St, Worcester, MA 01607
Business Money Market
0.05%
$0
▼
Rate0.05%
Min Deposit$0
Min Balance—
UpdatedMay 30, 2026
Details
Millbury Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.36%
117 Stafford St Ste B, Worcester, MA 01603 1478
Personal Money Market Statement
0.05%
$0
▼
Rate0.05%
Min Deposit$0
Min Balance—
UpdatedMay 30, 2026
Details
Millbury Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.36%
117 Stafford St Ste B, Worcester, MA 01603 1478
Money Market Checking
0.05%
$25
▼
Rate0.05%
Min Deposit$25
Min Balance—
UpdatedMay 30, 2026
Details
Millbury Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.36%
117 Stafford St Ste B, Worcester, MA 01603 1478
Business Money Market Statement
0.05%
$0
▼
Rate0.05%
Min Deposit$0
Min Balance—
UpdatedMay 30, 2026
Details
IC Federal Credit Union
Institution Rating:
A-5.0 ★ Texas Ratio: 13.48%
947 W Boylston St, Worcester, MA 01606 1275
Money Market
0.05%
$0
▼
Rate0.05%
Min Deposit$0
Min Balance—
UpdatedMay 30, 2026
Details
earn the advertised APY
Fidelity Co-operative Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 1.53%
465 Shrewsbury St, Worcester, MA 01604
Plus Money Market
0.05%
$0
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedMay 17, 2026
Details
IC Federal Credit Union
Institution Rating:
A-5.0 ★ Texas Ratio: 13.48%
947 W Boylston St, Worcester, MA 01606 1275
Business Money Market
0.05%
$0
▼
Rate0.05%
Min Deposit$0
Min Balance—
UpdatedMay 30, 2026
Details
Available for business accounts only. You must deposit $5.00 to open this account and maintain an average daily balance of $50.00 to earn the dividend rate. There is no minimum balance to maintain. Dividend will be compounded and credited to your account every month. The dividend period is monthly. Rates effective as of 7/1/24 and are subject to change without notice. Daily Balance Computation Method: We use the daily balance method to calculate the dividend on your account. This method applies a daily periodic rate to the balance in your account each day and is credited to your account monthly on the last day of the cycle. Accrual of Interest on Non-Cash Items: Dividend begins to accrue on the business day you deposit non-cash items, such as checks, to your account. Transaction Limitations: During any calendar month, you may not make more than 6 (six) withdrawals. If you do, you may be subject to a transaction fee. Fees may reduce earnings.
Fidelity Co-operative Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 1.53%
465 Shrewsbury St, Worcester, MA 01604
Primary Money Market
0.04%
$0
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedMay 17, 2026
Details
Fidelity Co-operative Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 1.53%
465 Shrewsbury St, Worcester, MA 01604
Retirement Money Market (IRA)
0.04%
$0
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedMay 17, 2026
Details
Fidelity Co-operative Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 1.53%
465 Shrewsbury St, Worcester, MA 01604
Plus Money Market
0.04%
$0
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedMay 17, 2026
Details
Citizens Bank
Institution Rating:
A5.0 ★ Texas Ratio: 8.28%
541a Lincoln St, Worcester, MA 01605
Citizens Quest® Money Market
0.03%
$0
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedJun 3, 2026
Details
Standard rates.
Fidelity Co-operative Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 1.53%
465 Shrewsbury St, Worcester, MA 01604
Primary Money Market
0.02%
$0
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedMay 17, 2026
Details
Fidelity Co-operative Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 1.53%
465 Shrewsbury St, Worcester, MA 01604
Retirement Money Market (IRA)
0.02%
$0
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedMay 17, 2026
Details
Citizens Bank
Institution Rating:
A5.0 ★ Texas Ratio: 8.28%
541a Lincoln St, Worcester, MA 01605
Personal Money Market
0.01%
$0
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedJun 3, 2026
Details
Standard rates.
Fidelity Co-operative Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 1.53%
465 Shrewsbury St, Worcester, MA 01604
Primary Money Market
0.01%
$0
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedMay 17, 2026
Details
Fidelity Co-operative Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 1.53%
465 Shrewsbury St, Worcester, MA 01604
Retirement Money Market (IRA)
0.01%
$0
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedMay 17, 2026
Details
Eastern Bank Boston, MA
Institution Rating:
A+5.0 ★ Texas Ratio: 2.03%
Money Market Plus
4.00%
$0
▼
Rate3.93%
Min Deposit$0
Min Balance—
UpdatedJun 3, 2026
Details
Blended 12 Month APY: 3.62%
Rate—
Min Deposit$0
Min Balance—
UpdatedJun 3, 2026
Details
Get up to 3.25% APY plus a 0.75% APY boost for 6 months on balances of $25,000 to $10 million
Rate—
Min Deposit$0
Min Balance—
UpdatedJun 3, 2026
Details
Get up to 3.25% APY plus a 0.75% APY boost for 6 months on balances of $25,000 to $10 million.
Rate—
Min Deposit$0
Min Balance—
UpdatedJun 3, 2026
Details
Wrentham Co-operative Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 0.00%
Premier Money Market
3.70%
$0
▼
Rate3.64%
Min Deposit$0
Min Balance—
UpdatedMay 17, 2026
Details
Eastern Bank Boston, MA
Institution Rating:
A+5.0 ★ Texas Ratio: 2.03%
Money Market Plus
3.62%
$0
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedJun 3, 2026
Details
Rate—
Min Deposit$0
Min Balance—
UpdatedJun 3, 2026
Details
Hanscom Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.63%
Premier Money Market
3.50%
$0
▼
Rate3.44%
Min Deposit$0
Min Balance—
UpdatedMay 29, 2026
Details
Rate—
Min Deposit$0
Min Balance—
UpdatedJun 3, 2026
Details
Available to Premium Checking customers. No monthly maintenance fees. Easy online access and flexibility to move funds when needed. Ideal for short-term savings or emergency funds.
Needham Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 3.75%
Super Saver Money Market
3.50%
$0
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedJun 3, 2026
Details
A rate of return that earns.
OneLocal Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 0.65%
High Yield Money Market & iYield Money Market Account
3.50%
$0
▼
Rate3.44%
Min Deposit$0
Min Balance—
UpdatedMay 21, 2026
Details
Naveo Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.77%
Premier Money Market
3.50%
$0
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedMay 20, 2026
Details
Baxter Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 7.04%
Money Market Special
3.50%
$0
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedMay 20, 2026
Details
Baxter Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 7.04%
Money Market Special Intro rate
3.50%
$0
▼
Rate3.45%
Min Deposit$0
Min Balance—
UpdatedMay 20, 2026
Details
$15,000+
BrightBridge Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.00%
Money Market Accounts
3.40%
$0
▼
Rate3.35%
Min Deposit$0
Min Balance—
UpdatedMay 20, 2026
Details
BrightBridge Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.00%
Business Money Market
3.40%
$0
▼
Rate3.35%
Min Deposit$0
Min Balance—
UpdatedMay 20, 2026
Details
Washington Savings Bank Lowell, MA
Institution Rating:
A+5.0 ★ Texas Ratio: 4.14%
Non-Profit Money Market
3.34%
$10
▼
Rate3.25%
Min Deposit$10
Min Balance—
UpdatedMay 29, 2026
Details
Selfreliance Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 9.40%
Money Market
3.29%
$0
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedMay 29, 2026
Details
up to
Selfreliance Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 9.40%
Money Market Accounts
3.29%
$0
▼
Rate3.25%
Min Deposit$0
Min Balance—
UpdatedMay 29, 2026
Details
Hanscom Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.63%
Premier Money Market
3.25%
$0
▼
Rate3.20%
Min Deposit$0
Min Balance—
UpdatedMay 29, 2026
Details
Sharon And Crescent United Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.94%
MyPremium Money Market Tier 5
3.00%
$0
▼
Rate2.96%
Min Deposit$0
Min Balance—
UpdatedMay 20, 2026
Details
Sharon And Crescent United Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.94%
MyPremium Money Market Tier 4
3.00%
$0
▼
Rate2.96%
Min Deposit$0
Min Balance—
UpdatedMay 20, 2026
Details
Sharon And Crescent United Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.94%
MyPremium Money Market Tier 3
3.00%
$0
▼
Rate2.96%
Min Deposit$0
Min Balance—
UpdatedMay 20, 2026
Details
First Priority Credit Union Boston, MA
Institution Rating:
A+5.0 ★ Texas Ratio: 2.65%
Money Market (High Yield: New Money Special)
2.79%
$2,500
▼
Rate2.75%
Min Deposit$2,500
Min Balance—
UpdatedMay 31, 2026
Details
Sharon And Crescent United Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.94%
MyPremium Money Market Tier 1
2.75%
$0
▼
Rate2.71%
Min Deposit$0
Min Balance—
UpdatedMay 20, 2026
Details
Sharon And Crescent United Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.94%
MyPremium Money Market Tier 2
2.75%
$0
▼
Rate2.71%
Min Deposit$0
Min Balance—
UpdatedMay 20, 2026
Details
First Priority Credit Union Boston, MA
Institution Rating:
A+5.0 ★ Texas Ratio: 2.65%
Money Market (High Yield: New Money Special)
2.53%
$2,500
▼
Rate2.50%
Min Deposit$2,500
Min Balance—
UpdatedMay 31, 2026
Details
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MonitorBankRates
The Annual Percentage Yields (APYs) displayed are based on the highest APY offered for the specified deposit amount or less. Rates may change without prior notice. Rates reflect recent market quotes and representative offers available to depositors in Worcester, Massachusetts and the surrounding area.
Banks and Credit Unions: If you identify an incorrect rate or wish to request the removal of your institution’s data, please contact us here.
Banks and Credit Unions: If you identify an incorrect rate or wish to request the removal of your institution’s data, please contact us here.
Worcester, MA Money Market Rate Trends
Compare local Worcester, MA money market quotes against the statewide average
Daily money market rate averages tracked across our database of 8,500+ banks and credit unions — updated every evening.
High-Yield MMA — MA Avg
3.568%
▲ 0.052 vs 7 days ago
Massachusetts high-yield MMA rates rose 0.052 points over the past 7 days to 3.568% APY.
Standard MMA — MA Avg
0.494%
▲ 0.003 vs 7 days ago
Massachusetts standard MMA rates rose 0.003 points over the past 7 days to 0.494% APY.
As of Jun 3, 2026 • Rate data sourced from 8,500+ monitored institutions
Powered by MonitorBankRates
Methodology & Data Sources
Independent, Free, and Unbiased Rate Comparisons: MonitorBankRates.com is an independent rate comparison service. Our Worcester, Massachusetts money market rate tables are free for consumers to use, and we do not receive payment from any financial institution to be included or to be ranked in any particular order. Listings are based solely on the rates each institution publicly advertises on its own website.
A Note on Third-Party Rate Tools: Some pages on our site also feature rate comparison widgets and tools provided by third-party partners. These tools may include sponsored listings or affiliate links, and we may receive compensation when users click through them. We clearly label these widgets so you can tell at a glance which rates come from our independent MonitorBankRates.com tables and which come from our advertising partners.
Direct-Sourced & Verified Money Market Rate Data: We aggregate money market deposit account rates for Worcester, Massachusetts directly from the official websites of banks and credit unions using our proprietary rate aggregation technology and a dedicated team of rate updaters. Every money market rate displayed on MonitorBankRates.com is highly accurate and trustworthy.
Local, Regional, and National Coverage: Our systems constantly monitor the market to provide a complete picture of available yields in Worcester, Massachusetts. We feature a comprehensive mix of institutions from neighborhood credit unions and mid-sized regional banks to large national institutions available to savers in MA.
Daily Updates & Time-Stamped Accuracy: Our rate updaters verify and update money market rates daily. Because MMA yields can fluctuate rapidly based on market conditions, every product listed features its own specific “last updated” date, giving you complete transparency.
Frequently Asked Questions about Money Market Accounts in Worcester, Massachusetts
What is a Money Market Account (MMA)?
A Money Market Account (MMA), formally known as a money market deposit account (MMDA), is a type of deposit account that often pays higher interest rates than standard savings accounts. They usually come with check-writing privileges and debit card access, offering a balance of growth and liquidity for savers in Massachusetts.
Are Money Market accounts in Worcester, Massachusetts safe?
Yes, as long as the institution is FDIC insured (for banks) or NCUA insured (for credit unions). This provides federal protection for your deposits in Massachusetts up to $250,000 per depositor, per institution.
How often do MMA rates change in Worcester, Massachusetts?
Money market rates are variable and can change at any time based on market conditions and Federal Reserve decisions. We update our local Massachusetts rate tables daily to ensure you see the most current high-yield options.
Can I write checks from a Money Market Account?
Yes, most Money Market Accounts allow you to write a limited number of checks or make debit card transactions each month (typically up to 6), making them more flexible than a standard savings account.
How much do I need to deposit to open a money market account in Worcester, Massachusetts?
Minimum deposit requirements vary widely. Some online money market deposit accounts can be opened with no minimum, while many banks and credit unions in Worcester, Massachusetts require an initial deposit of $1,000 to $2,500 to earn the highest advertised APY. Larger deposits often unlock higher rate tiers, and FDIC or NCUA insurance protects deposits up to $250,000 per depositor, per institution.
Best Money Market Rates in Worcester, Massachusetts
Here are some of the highest money market account APYs currently available in Worcester, Massachusetts and the surrounding area:
- Citizens Bank
Citizens Private Client® Money Market — 3.50% APY - Webster First Federal Credit Union
Money Market Plus — 3.50% APY - DCU Digital Federal Credit Union
Money Market Savings — 3.50% APY - Webster Five Cents Savings Bank
Amplify Money Market — 2.75% APY - Cornerstone Bank Spencer, MA
Premier Money Market — 2.75% APY
Money Market Rates reflect actual verified offers from banks and credit unions actively accepting deposits in Worcester, Massachusetts. Your final available rate may depend on deposit amount and daily market movements. Last Updated and Verified: June 3, 2026
Worcester, Massachusetts Rates & Resources
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