Best Money Market Rates in Battle Creek, Michigan - June 2026
Brian McKay
Brian McKay
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Current Battle Creek, Michigan and the surrounding area money market deposit account rates include Honor Credit UnionHonor Credit Union6030 B Dr N, Battle Creek, MI 49014A+5.0 ★Texas Ratio: 5.50% Surge Money Market at 4.00% APY, United Federal Credit UnionUnited Federal Credit Union4950 W Dickman Rd Ste 1, Battle Creek, MI 49037 7345A+5.0 ★Texas Ratio: 3.13% Money Market Special at 4.00% APY, Horizon Bank Michigan City, INHorizon Bank Michigan City, IN7100 Tower Rd, Battle Creek, MI 49014A+5.0 ★Texas Ratio: 2.79% Money Market Account at 3.65% APY, Old National BankOld National Bank140 Columbia Ave W, Battle Creek, MI 49015A+5.0 ★Texas Ratio: 5.09% Market Monitor Money Market at 3.25% APY, and The Huntington National BankThe Huntington National Bank1295 Capital Ave Ne, Battle Creek, MI 49017A+5.0 ★Texas Ratio: 4.60% High-Yield Money Market at 3.20% APY. Money market rates as of June 23, 2026 according to verified data from MonitorBankRates.
Battle Creek has 9 local institutions in our database, with money market rates as high as 4.00% APY from Honor Credit Union at 6030 B Dr N, Battle Creek, MI 49014. Use the table below to compare all available offers, including options from institutions serving the broader Michigan area. Rates are continually updated — we recommend checking back frequently.
Rates reflect recent market quotes and representative offers available to depositors in Battle Creek, Michigan and surrounding area. Last Updated and Verified: June 23, 2026
Compare the Best Money Market Rates Today in Battle Creek, Michigan & the Surrounding Area
The special rate of up to 4.00% APY is available only on new Money Market Special accounts opened on or after 5/1/2026 and applies for the first 6 months following account opening. After 6 months, the account will automatically convert to a standard Elevate Money Market account and earn standard Elevate Money Market rates thereafter. A minimum opening balance of $15,000 is required. Members who currently have, or previously had in the last 12 months, any opened money market account at United are not eligible for this offer. Fees may reduce earnings. Rates may change after account is opened.
Open a Money Market Account and earn up to 3.65% APY*.
Rates accurate as of Jun 16, 2026
Earn a competitive rate when you open a Market Monitor account with a minimum $20,000 in new money. If you are unable to meet the minimum opening deposit of $20,000 for this competitive new money rate plan, your account will be repriced at our standard Market Monitor rate plan. Rates and tiers for deposit balances are: 3.21% (3.25% APY) if daily collected balance is $20,000 or more; 0.05% (0.05% APY) if daily collected balance is $19,999.99 or less. Offer available at Old National banking centers located in Iowa, Illinois, Indiana, Michigan, Minnesota, North Dakota, Wisconsin, and the Kentucky counties of Daviess, Henderson, Hopkins, Muhlenberg, and Union.
Variable rate based on zip code. Minimum of $25,000 not currently deposited at Huntington. Get your variable rate after opening a Huntington Relationship Money Market Account when you maintain deposits of $25,000.00 - $2,000,000.99.
Bonus Rate: 2.11%
The special rate of up to 4.00% APY is available only on new Money Market Special accounts opened on or after 5/1/2026 and applies for the first 6 months following account opening. After 6 months, the account will automatically convert to a standard Elevate Money Market account and earn standard Elevate Money Market rates thereafter. A minimum opening balance of $15,000 is required. Members who currently have, or previously had in the last 12 months, any opened money market account at United are not eligible for this offer. Fees may reduce earnings. Rates may change after account is opened.
Bonus APY**: 3.37%
Annual Percentage Yield (APY) accurate as of the last dividend declaration date. Rates may change after account is opened. Fees may reduce earnings on the account.
Bonus APY**: 2.36%
Bonus APY**: 2.36%
Annual Percentage Yield (APY) accurate as of the last dividend declaration date. Rates may change after account is opened. Fees may reduce earnings on the account.
APY with Bonus Rate: 0.400%
Annual Percentage Yield (APY) accurate as of the last dividend declaration date. Rates may change after account is opened. Fees may reduce earnings on the account.
APY with Bonus Rate: 0.00%
Annual Percentage Yield (APY) accurate as of the last dividend declaration date. Rates may change after account is opened. Fees may reduce earnings on the account.
APY = annual percentage yield and reflects the current minimum APY offered. Fees may reduce earnings. Rates may change after account opening. Limit one Essential Money Market account per person. Minimum balance of $1,000 is required to open the account. Essential Money Market accounts are tiered rate accounts. For these accounts, the specified dividend rate for a tier will apply only to the portion of the account balance within that tier. The APYs, which vary depending on the balance in the account, are shown for each tier.
As Low As
APY = annual percentage yield and reflects the current minimum APY offered. Fees may reduce earnings. Rates may change after account opening. Limit one Essential Money Market account per person. Minimum balance of $1,000 is required to open the account. Essential Money Market accounts are tiered rate accounts. For these accounts, the specified dividend rate for a tier will apply only to the portion of the account balance within that tier. The APYs, which vary depending on the balance in the account, are shown for each tier.
New money only - offer only valid for funds not currently on deposit with WesBanco Bank. New funds deposited to a WesBanco deposit account within 30 days of opening the money market may qualify as new money. Must have an active WesBanco checking account. The interest rate is a variable rate and is subject to change without notice after the account is opened. Fees could reduce earnings. Offer is subject to change without notice.
Special rate
Preferred rates require a minimum of $25,000 of new money. Standard rates: 0.15% APY.
Preferred rates require a minimum of $25,000 of new money. Standard rates: 0.03% APY.
$1,000,000.00 +
Tier 5: $1,000,000.00 +
Tier 4: $500,000.00 -$999,999.99
$500,000.00 -$999,999.99
Banks and Credit Unions: If you identify an incorrect rate or wish to request the removal of your institution’s data, please contact us here.
Battle Creek, MI Money Market Rate Trends
Compare local Battle Creek, MI money market quotes against the statewide average
Daily money market rate averages tracked across our database of 8,500+ banks and credit unions — updated every evening.
Michigan high-yield MMA rates fell 0.013 points over the past 7 days to 3.270% APY.
Michigan standard MMA rates currently average 0.637% APY.
Methodology & Data Sources
Independent, Free, and Unbiased Rate Comparisons: MonitorBankRates.com is an independent rate comparison service. Our Battle Creek, Michigan money market rate tables are free for consumers to use, and we do not receive payment from any financial institution to be included or to be ranked in any particular order. Listings are based solely on the rates each institution publicly advertises on its own website.
A Note on Third-Party Rate Tools: Some pages on our site also feature rate comparison widgets and tools provided by third-party partners. These tools may include sponsored listings or affiliate links, and we may receive compensation when users click through them. We clearly label these widgets so you can tell at a glance which rates come from our independent MonitorBankRates.com tables and which come from our advertising partners.
Direct-Sourced & Verified Money Market Rate Data: We aggregate money market deposit account rates for Battle Creek, Michigan directly from the official websites of banks and credit unions using our proprietary rate aggregation technology and a dedicated team of rate updaters. Every money market rate displayed on MonitorBankRates.com is highly accurate and trustworthy.
Local, Regional, and National Coverage: Our systems constantly monitor the market to provide a complete picture of available yields in Battle Creek, Michigan. We feature a comprehensive mix of institutions from neighborhood credit unions and mid-sized regional banks to large national institutions available to savers in MI.
Daily Updates & Time-Stamped Accuracy: Our rate updaters verify and update money market rates daily. Because MMA yields can fluctuate rapidly based on market conditions, every product listed features its own specific “last updated” date, giving you complete transparency.
Frequently Asked Questions about Money Market Accounts in Battle Creek, Michigan
What is a Money Market Account (MMA)?
Are Money Market accounts in Battle Creek, Michigan safe?
How often do MMA rates change in Battle Creek, Michigan?
Can I write checks from a Money Market Account?
How much do I need to deposit to open a money market account in Battle Creek, Michigan?
Best Money Market Rates in Battle Creek, Michigan
- Honor Credit Union
Surge Money Market — 4.00% APY - United Federal Credit Union
Money Market Special — 4.00% APY - Horizon Bank Michigan City, IN
Money Market Account — 3.65% APY - Old National Bank
Market Monitor Money Market — 3.25% APY - The Huntington National Bank
High-Yield Money Market — 3.20% APY
Battle Creek, Michigan Rates & Resources
