Best Money Market Rates in Berrien Springs, Michigan - July 2026
Brian McKay
Brian McKay
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Current Berrien Springs, Michigan and the surrounding area money market deposit account rates include United Federal Credit UnionUnited Federal Credit Union9097 US Highway 31, Berrien Springs, MI 49103A+5.0 ★Texas Ratio: 3.13% Money Market Special at 4.00% APY, Honor Credit UnionHonor Credit Union8952 US Highway 31, Berrien Springs, MI 49103A+5.0 ★Texas Ratio: 5.50% Surge Money Market at 4.00% APY, The Huntington National BankThe Huntington National Bank9190 Us Highway 31, Berrien Springs, MI 49103A+5.0 ★Texas Ratio: 4.60% High Yield Money Market at 3.75% APY, Dort Financial Credit UnionDort Financial Credit UnionA+5.0 ★Texas Ratio: 5.35% Public Funds Money Market at 4.00% APY, and WesBanco BankWesBanco BankA+5.0 ★Texas Ratio: 1.63% Money Market special at 3.75% APY. Money market rates as of July 12, 2026 according to verified data from MonitorBankRates.
Berrien Springs has 3 local institutions in our database, with money market rates as high as 4.00% APY from United Federal Credit Union at 9097 US Highway 31, Berrien Springs, MI 49103. Use the table below to compare all available offers, including options from institutions serving the broader Michigan area. Rates are continually updated — we recommend checking back frequently.
Rates reflect recent market quotes and representative offers available to depositors in Berrien Springs, Michigan and surrounding area. Last Updated and Verified: July 12, 2026
Compare the Best Money Market Rates Today in Berrien Springs, Michigan & the Surrounding Area
Tiered rates based on balance.
Introductory rate for the first six months.
Rates based on zip code and with a minimum of $25,000 not currently deposited at Huntington. Variable rate. Balances $2,000,001.00 and above currently earn 0.25% (0.25% APY). Balances below $25,000.00 do not earn interest. Offer is limited to one per household. Not valid with any other offer.
Rates are based on zip code. The interest rate is variable and subject to change at any time. Balances $2,000,001.00 and above currently earn 0.25% (0.25% APY). Balances below $25,000.00 do not earn interest and may be subject to a $25.00 per month maintenance fee. Fees may reduce earnings. When your balance falls into a specific rate tier, your entire balance will earn the applicable rate in effect for that tier. Initial minimum opening deposit to earn interest on the HRMMA is $25,000.00 and must be "New Money" which is defined as money that is not currently on deposit in any Huntington account (except maturing CDs). Offer is limited to one per household. We also reserve the right to limit acceptance of deposits greater than $2,000,000.00. Not valid with any other offer.
Save more with rates up to 3.50% APY and still have flexible access to your money.
Base Rate: 0.50%; Base APY: 0.50%; Bonus Rate: 2.87%
Bonus APY: 2.36%; Base Rate: 0.25%; Base APY: 0.25%
Tiered rates based on balance.
Balances $2,000,001.00 and above currently earn 0.25% (0.25% APY). Variable rate. Rates based on zip code and with a minimum of $25,000 not currently deposited at Huntington. Balances below $25,000.00 do not earn interest. Offer is limited to one per household. Not valid with any other offer.
Bonus APY**: 2.36%
Rates are based on zip code. The interest rate is variable and subject to change at any time. Balances $2,000,001.00 and above currently earn 0.25% (0.25% APY). Balances below $25,000.00 do not earn interest and may be subject to a $25.00 per month maintenance fee. Fees may reduce earnings. When your balance falls into a specific rate tier, your entire balance will earn the applicable rate in effect for that tier. Initial minimum opening deposit to earn interest on the HRMMA is $25,000.00 and must be "New Money" which is defined as money that is not currently on deposit in any Huntington account (except maturing CDs). Offer is limited to one per household. We also reserve the right to limit acceptance of deposits greater than $2,000,000.00. Not valid with any other offer.
Special rate.
Learn More Now
NCUA Insurance: Up to $250,000
Preferred rates; Must have a Citizens Private Client® Checking account; A minimum of $25,000 of new money is required to qualify for preferred rates.
Preferred rates; Requires a Citizens Quest® Checking account; A minimum of $25,000 of new money is required to qualify for preferred rates.
Rates As High As 3.40% APY2
Valid Thru: 06/28/2026
Valid Thru: 06/28/2026
Valid Thru: 06/28/2026
Balance Tier
As Low As
Earn More, Effortlessly
Rates Effective as of:
$1,000,000.00 +
Tier 5: $1,000,000.00 +
2 free withdrawals monthly; Money Market Plus accounts are only available for new money, or funds that have not been on deposit with 1166 Federal Credit Union in the last 30 days.
Balance Tier
Tier 4: $500,000.00 -$999,999.99
$500,000.00 -$999,999.99
up to
$100,000.00 -$499,999.99
Tier 3: $100,000.00 -$499,999.99
Balances ? $100,000
Tier 2: $10,000.00 - $99,999.99
$10,000.00 - $99,999.99
Banks and Credit Unions: If you identify an incorrect rate or wish to request the removal of your institution’s data, please contact us here.
Berrien Springs, MI Money Market Rate Trends
Compare local Berrien Springs, MI money market quotes against the statewide average
Daily money market rate averages tracked across our database of 8,500+ banks and credit unions — updated every evening.
Michigan high-yield MMA rates rose 0.394 points over the past 7 days to 3.637% APY.
Michigan standard MMA rates fell 0.164 points over the past 7 days to 0.473% APY.
Methodology & Data Sources
Independent, Free, and Unbiased Rate Comparisons: MonitorBankRates.com is an independent rate comparison service. Our Berrien Springs, Michigan money market rate tables are free for consumers to use, and we do not receive payment from any financial institution to be included or to be ranked in any particular order. Listings are based solely on the rates each institution publicly advertises on its own website.
A Note on Third-Party Rate Tools: Some pages on our site also feature rate comparison widgets and tools provided by third-party partners. These tools may include sponsored listings or affiliate links, and we may receive compensation when users click through them. We clearly label these widgets so you can tell at a glance which rates come from our independent MonitorBankRates.com tables and which come from our advertising partners.
Direct-Sourced & Verified Money Market Rate Data: We aggregate money market deposit account rates for Berrien Springs, Michigan directly from the official websites of banks and credit unions using our proprietary rate aggregation technology and a dedicated team of rate updaters. Every money market rate displayed on MonitorBankRates.com is highly accurate and trustworthy.
Local, Regional, and National Coverage: Our systems constantly monitor the market to provide a complete picture of available yields in Berrien Springs, Michigan. We feature a comprehensive mix of institutions from neighborhood credit unions and mid-sized regional banks to large national institutions available to savers in MI.
Daily Updates & Time-Stamped Accuracy: Our rate updaters verify and update money market rates daily. Because MMA yields can fluctuate rapidly based on market conditions, every product listed features its own specific “last updated” date, giving you complete transparency.
Frequently Asked Questions about Money Market Accounts in Berrien Springs, Michigan
What is a Money Market Account (MMA)?
Are Money Market accounts in Berrien Springs, Michigan safe?
How often do MMA rates change in Berrien Springs, Michigan?
Can I write checks from a Money Market Account?
How much do I need to deposit to open a money market account in Berrien Springs, Michigan?
Best Money Market Rates in Berrien Springs, Michigan
- United Federal Credit Union
Money Market Special — 4.00% APY - Honor Credit Union
Surge Money Market — 4.00% APY - The Huntington National Bank
High Yield Money Market — 3.75% APY - Dort Financial Credit Union
Public Funds Money Market — 4.00% APY - WesBanco Bank
Money Market special — 3.75% APY
Berrien Springs, Michigan Rates & Resources
