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Best Money Market Rates in Lansing, Michigan - June 2026

Current Lansing, Michigan and the surrounding area money market deposit account rates include Dfcu Financial Credit UnionDfcu Financial Credit Union4510 S Pennsylvania Ave, Lansing, MI 48910 7623A+5.0 ★Texas Ratio: 1.02% Premier Money Market at 3.70% APY, Michigan State University Federal Credit UnionMichigan State University Federal Credit Union653 Migaldi Ln, Lansing, MI 48917 7739A5.0 ★Texas Ratio: 8.72% Business IMMA - Tier 9 at 3.35% APY, The Huntington National BankThe Huntington National Bank6101 W Saginaw Hwy, Lansing, MI 48917A+5.0 ★Texas Ratio: 4.60% High-Yield Money Market at 3.20% APY, CASE Credit UnionCASE Credit Union4316 S Pennsylvania Ave, Lansing, MI 48910A5.0 ★Texas Ratio: 6.75% Money Management Account (MMA) at 3.00% APY, and Lake Trust Credit UnionLake Trust Credit Union6440 S Pennsylvania Ave, Lansing, MI 48911A5.0 ★Texas Ratio: 6.85% Business Money Market Premium at 3.00% APY. Money market rates as of June 23, 2026 according to verified data from MonitorBankRates.

Lansing has 8 local institutions in our database, with money market rates as high as 3.70% APY from Dfcu Financial Credit Union at 4510 S Pennsylvania Ave, Lansing, MI 48910 7623. Use the table below to compare all available offers, including options from institutions serving the broader Michigan area. Rates are continually updated — we recommend checking back frequently.

Rates reflect recent market quotes and representative offers available to depositors in Lansing, Michigan and surrounding area. Last Updated and Verified: June 23, 2026

Compare the Best Money Market Rates Today in Lansing, Michigan & the Surrounding Area

Source: Verified Money Market Rate Data provided by MonitorBankRates
Institution
Product
APY
Min Deposit
Profile
Dfcu Financial Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.02%
4510 S Pennsylvania Ave, Lansing, MI 48910 7623
Premier Money Market
3.70%
$0
Rate
Min Deposit$0
Min Balance
UpdatedJun 16, 2026
Details

Michigan State University Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 8.72%
653 Migaldi Ln, Lansing, MI 48917 7739
Business IMMA - Tier 8
3.35%
$0
Rate
Min Deposit$0
Min Balance
UpdatedJun 16, 2026
Details

Michigan State University Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 8.72%
653 Migaldi Ln, Lansing, MI 48917 7739
Business IMMA - Tier 7
3.35%
$0
Rate
Min Deposit$0
Min Balance
UpdatedJun 16, 2026
Details

Michigan State University Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 8.72%
653 Migaldi Ln, Lansing, MI 48917 7739
Business IMMA - Tier 9
3.35%
$0
Rate
Min Deposit$0
Min Balance
UpdatedJun 16, 2026
Details

Michigan State University Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 8.72%
653 Migaldi Ln, Lansing, MI 48917 7739
IRA-HSA IMMA - Tier 9
3.25%
$0
Rate
Min Deposit$0
Min Balance
UpdatedJun 16, 2026
Details

Dfcu Financial Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.02%
4510 S Pennsylvania Ave, Lansing, MI 48910 7623
Premier Money Market
3.25%
$0
Rate
Min Deposit$0
Min Balance
UpdatedJun 16, 2026
Details

Michigan State University Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 8.72%
653 Migaldi Ln, Lansing, MI 48917 7739
IRA-HSA IMMA - Tier 8
3.25%
$0
Rate
Min Deposit$0
Min Balance
UpdatedJun 16, 2026
Details

Michigan State University Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 8.72%
653 Migaldi Ln, Lansing, MI 48917 7739
IRA-HSA IMMA - Tier 7
3.25%
$0
Rate
Min Deposit$0
Min Balance
UpdatedJun 16, 2026
Details

Michigan State University Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 8.72%
653 Migaldi Ln, Lansing, MI 48917 7739
IMMA - Tier 9
3.25%
$0
Rate
Min Deposit$0
Min Balance
UpdatedJun 16, 2026
Details

Michigan State University Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 8.72%
653 Migaldi Ln, Lansing, MI 48917 7739
IMMA - Tier 8
3.25%
$0
Rate
Min Deposit$0
Min Balance
UpdatedJun 16, 2026
Details

Michigan State University Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 8.72%
653 Migaldi Ln, Lansing, MI 48917 7739
IMMA - Tier 7
3.25%
$0
Rate
Min Deposit$0
Min Balance
UpdatedJun 16, 2026
Details

The Huntington National Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 4.60%
6101 W Saginaw Hwy, Lansing, MI 48917
High-Yield Money Market
3.20%
$25,000
Rate
Min Deposit$25,000
Min Balance
UpdatedJun 16, 2026
Details

Variable rate based on zip code. Minimum of $25,000 not currently deposited at Huntington. Get your variable rate after opening a Huntington Relationship Money Market Account when you maintain deposits of $25,000.00 - $2,000,000.99.

Dfcu Financial Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.02%
4510 S Pennsylvania Ave, Lansing, MI 48910 7623
Premier Money Market
3.15%
$0
Rate
Min Deposit$0
Min Balance
UpdatedJun 16, 2026
Details

Lake Trust Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 6.85%
6440 S Pennsylvania Ave, Lansing, MI 48911
Business Money Market Premium
3.00%
$0
Rate2.96%
Min Deposit$0
Min Balance
UpdatedJun 16, 2026
Details

Rate may change after account is opened. Fees could reduce the earnings on the account. Fees could reduce the earnings on the account. See fee schedule for more details.

Dfcu Financial Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.02%
4510 S Pennsylvania Ave, Lansing, MI 48910 7623
Business Insured Money Market
3.00%
$0
Rate
Min Deposit$0
Min Balance
UpdatedJun 16, 2026
Details

CASE Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 6.75%
4316 S Pennsylvania Ave, Lansing, MI 48910
Money Management Account (MMA)
3.00%
$0
Rate2.96%
Min Deposit$0
Min Balance
UpdatedJun 16, 2026
Details

Lake Trust Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 6.85%
6440 S Pennsylvania Ave, Lansing, MI 48911
Municipal/Government Money Market Premium
3.00%
$0
Rate2.96%
Min Deposit$0
Min Balance
UpdatedJun 16, 2026
Details

Rate may change after account is opened. Fees could reduce the earnings on the account. Fees could reduce the earnings on the account. See fee schedule for more details.

Dfcu Financial Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.02%
4510 S Pennsylvania Ave, Lansing, MI 48910 7623
Premier Money Market
2.85%
$0
Rate
Min Deposit$0
Min Balance
UpdatedJun 16, 2026
Details

Lake Trust Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 6.85%
6440 S Pennsylvania Ave, Lansing, MI 48911
Business Money Market Premium
2.75%
$0
Rate2.72%
Min Deposit$0
Min Balance
UpdatedJun 16, 2026
Details

Rate may change after account is opened. Fees could reduce the earnings on the account. Fees could reduce the earnings on the account. See fee schedule for more details.

Dfcu Financial Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.02%
4510 S Pennsylvania Ave, Lansing, MI 48910 7623
Business Insured Money Market
2.75%
$0
Rate
Min Deposit$0
Min Balance
UpdatedJun 16, 2026
Details

CASE Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 6.75%
4316 S Pennsylvania Ave, Lansing, MI 48910
Money Management Account (MMA)
2.75%
$0
Rate2.72%
Min Deposit$0
Min Balance
UpdatedJun 16, 2026
Details

Lake Trust Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 6.85%
6440 S Pennsylvania Ave, Lansing, MI 48911
Municipal/Government Money Market Premium
2.75%
$0
Rate2.72%
Min Deposit$0
Min Balance
UpdatedJun 16, 2026
Details

Rate may change after account is opened. Fees could reduce the earnings on the account. Fees could reduce the earnings on the account. See fee schedule for more details.

Adventure Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.76%
6250 S Cedar St, Lansing, MI 48911
Money Market Savings (Tier 5)
2.53%
$0
Rate2.50%
Min Deposit$0
Min Balance
UpdatedJun 16, 2026
Details

Rates change annually on Nov. 1st

Dfcu Financial Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.02%
4510 S Pennsylvania Ave, Lansing, MI 48910 7623
Business Insured Money Market
2.50%
$0
Rate
Min Deposit$0
Min Balance
UpdatedJun 16, 2026
Details

Michigan State University Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 8.72%
653 Migaldi Ln, Lansing, MI 48917 7739
Business IMMA - Tier 6
2.40%
$0
Rate
Min Deposit$0
Min Balance
UpdatedJun 16, 2026
Details

Adventure Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.76%
6250 S Cedar St, Lansing, MI 48911
Money Market Savings (Tier 4)
2.27%
$0
Rate2.25%
Min Deposit$0
Min Balance
UpdatedJun 16, 2026
Details

Rates change annually on Nov. 1st

CASE Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 6.75%
4316 S Pennsylvania Ave, Lansing, MI 48910
Money Management Account (MMA)
2.25%
$0
Rate2.23%
Min Deposit$0
Min Balance
UpdatedJun 16, 2026
Details

Lake Trust Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 6.85%
6440 S Pennsylvania Ave, Lansing, MI 48911
Business Money Market Premium
2.25%
$0
Rate2.23%
Min Deposit$0
Min Balance
UpdatedJun 16, 2026
Details

Rate may change after account is opened. Fees could reduce the earnings on the account. Fees could reduce the earnings on the account. See fee schedule for more details.

Lake Trust Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 6.85%
6440 S Pennsylvania Ave, Lansing, MI 48911
Municipal/Government Money Market Premium
2.25%
$0
Rate2.23%
Min Deposit$0
Min Balance
UpdatedJun 16, 2026
Details

Rate may change after account is opened. Fees could reduce the earnings on the account. Fees could reduce the earnings on the account. See fee schedule for more details.

Adventure Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.76%
6250 S Cedar St, Lansing, MI 48911
Money Market Savings (Tier 3)
2.02%
$0
Rate2.00%
Min Deposit$0
Min Balance
UpdatedJun 16, 2026
Details

Rates change annually on Nov. 1st

Michigan State University Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 8.72%
653 Migaldi Ln, Lansing, MI 48917 7739
IRA-HSA IMMA - Tier 6
2.00%
$0
Rate
Min Deposit$0
Min Balance
UpdatedJun 16, 2026
Details

Michigan State University Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 8.72%
653 Migaldi Ln, Lansing, MI 48917 7739
Business IMMA - Tier 5
2.00%
$0
Rate
Min Deposit$0
Min Balance
UpdatedJun 16, 2026
Details

Michigan State University Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 8.72%
653 Migaldi Ln, Lansing, MI 48917 7739
IRA-HSA IMMA - Tier 5
2.00%
$0
Rate
Min Deposit$0
Min Balance
UpdatedJun 16, 2026
Details

CASE Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 6.75%
4316 S Pennsylvania Ave, Lansing, MI 48910
Money Management Account (MMA)
2.00%
$0
Rate1.98%
Min Deposit$0
Min Balance
UpdatedJun 16, 2026
Details

Michigan State University Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 8.72%
653 Migaldi Ln, Lansing, MI 48917 7739
IMMA - Tier 6
2.00%
$0
Rate
Min Deposit$0
Min Balance
UpdatedJun 16, 2026
Details

Dfcu Financial Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.02%
4510 S Pennsylvania Ave, Lansing, MI 48910 7623
Business Insured Money Market
2.00%
$0
Rate
Min Deposit$0
Min Balance
UpdatedJun 16, 2026
Details

Michigan State University Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 8.72%
653 Migaldi Ln, Lansing, MI 48917 7739
IMMA - Tier 5
2.00%
$0
Rate
Min Deposit$0
Min Balance
UpdatedJun 16, 2026
Details

Michigan State University Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 8.72%
653 Migaldi Ln, Lansing, MI 48917 7739
Money Market Business Checking - Tier 3
1.80%
$0
Rate
Min Deposit$0
Min Balance
UpdatedJun 16, 2026
Details

CASE Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 6.75%
4316 S Pennsylvania Ave, Lansing, MI 48910
Money Management Account (MMA)
1.75%
$0
Rate1.74%
Min Deposit$0
Min Balance
UpdatedJun 16, 2026
Details

Michigan State University Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 8.72%
653 Migaldi Ln, Lansing, MI 48917 7739
Money Market Checking - Tier 4
1.70%
$0
Rate
Min Deposit$0
Min Balance
UpdatedJun 16, 2026
Details

Valid Thru: 06/21/2026

Lake Trust Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 6.85%
6440 S Pennsylvania Ave, Lansing, MI 48911
Business Money Market Premium
1.55%
$0
Rate1.54%
Min Deposit$0
Min Balance
UpdatedJun 16, 2026
Details

Rate may change after account is opened. Fees could reduce the earnings on the account. Fees could reduce the earnings on the account. See fee schedule for more details.

Lake Trust Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 6.85%
6440 S Pennsylvania Ave, Lansing, MI 48911
Municipal/Government Money Market Premium
1.55%
$0
Rate1.54%
Min Deposit$0
Min Balance
UpdatedJun 16, 2026
Details

Rate may change after account is opened. Fees could reduce the earnings on the account. Fees could reduce the earnings on the account. See fee schedule for more details.

Adventure Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.76%
6250 S Cedar St, Lansing, MI 48911
Money Market Savings (Tier 2)
1.51%
$0
Rate1.50%
Min Deposit$0
Min Balance
UpdatedJun 16, 2026
Details

Rates change annually on Nov. 1st

CASE Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 6.75%
4316 S Pennsylvania Ave, Lansing, MI 48910
Money Management Account (MMA)
1.50%
$0
Rate1.49%
Min Deposit$0
Min Balance
UpdatedJun 16, 2026
Details

Dfcu Financial Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.02%
4510 S Pennsylvania Ave, Lansing, MI 48910 7623
Business Insured Money Market
1.50%
$0
Rate
Min Deposit$0
Min Balance
UpdatedJun 16, 2026
Details

Dfcu Financial Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.02%
4510 S Pennsylvania Ave, Lansing, MI 48910 7623
Premier Money Market
1.50%
$0
Rate
Min Deposit$0
Min Balance
UpdatedJun 16, 2026
Details

Michigan State University Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 8.72%
653 Migaldi Ln, Lansing, MI 48917 7739
Business IMMA - Tier 4
1.35%
$0
Rate
Min Deposit$0
Min Balance
UpdatedJun 16, 2026
Details

Michigan State University Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 8.72%
653 Migaldi Ln, Lansing, MI 48917 7739
IMMA - Tier 4
1.35%
$0
Rate
Min Deposit$0
Min Balance
UpdatedJun 16, 2026
Details

Michigan State University Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 8.72%
653 Migaldi Ln, Lansing, MI 48917 7739
IRA-HSA IMMA - Tier 4
1.35%
$0
Rate
Min Deposit$0
Min Balance
UpdatedJun 16, 2026
Details

Michigan State University Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 8.72%
653 Migaldi Ln, Lansing, MI 48917 7739
Money Market Business Checking - Tier 2
1.35%
$0
Rate
Min Deposit$0
Min Balance
UpdatedJun 16, 2026
Details

Michigan State University Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 8.72%
653 Migaldi Ln, Lansing, MI 48917 7739
Money Market Checking - Tier 3
1.35%
$0
Rate
Min Deposit$0
Min Balance
UpdatedJun 16, 2026
Details

Valid Thru: 06/21/2026

First National Bank of Michigan
Institution Rating:
A+5.0 ★ Texas Ratio: 0.44%
101 S Washington Sq, Lansing, MI 48933
First Growth Money Market
1.00%
$0
Rate1.00%
Min Deposit$0
Min Balance
UpdatedJun 16, 2026
Details

First National Bank of Michigan
Institution Rating:
A+5.0 ★ Texas Ratio: 0.44%
101 S Washington Sq, Lansing, MI 48933
First Growth Money Market
0.50%
$0
Rate0.50%
Min Deposit$0
Min Balance
UpdatedJun 16, 2026
Details

First National Bank of Michigan
Institution Rating:
A+5.0 ★ Texas Ratio: 0.44%
101 S Washington Sq, Lansing, MI 48933
First Growth Money Market
0.35%
$0
Rate0.35%
Min Deposit$0
Min Balance
UpdatedJun 16, 2026
Details

First National Bank of Michigan
Institution Rating:
A+5.0 ★ Texas Ratio: 0.44%
101 S Washington Sq, Lansing, MI 48933
First Growth Money Market
0.25%
$0
Rate0.25%
Min Deposit$0
Min Balance
UpdatedJun 16, 2026
Details

First National Bank of Michigan
Institution Rating:
A+5.0 ★ Texas Ratio: 0.44%
101 S Washington Sq, Lansing, MI 48933
First Growth Money Market
0.15%
$0
Rate0.15%
Min Deposit$0
Min Balance
UpdatedJun 16, 2026
Details

WesBanco Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 1.63%
Money Market special
3.75%
$0
Rate
Min Deposit$0
Min Balance
UpdatedJun 23, 2026
Details

Special rate

Premier Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 4.27%
Money Market special
3.75%
$0
Rate
Min Deposit$0
Min Balance
UpdatedJun 16, 2026
Details

New money only - offer only valid for funds not currently on deposit with WesBanco Bank. New funds deposited to a WesBanco deposit account within 30 days of opening the money market may qualify as new money. Must have an active WesBanco checking account. The interest rate is a variable rate and is subject to change without notice after the account is opened. Fees could reduce earnings. Offer is subject to change without notice.

Horizon Bank Michigan City, IN
Institution Rating:
A+5.0 ★ Texas Ratio: 2.79%
Money Market Account
3.65%
$0
Rate
Min Deposit$0
Min Balance
UpdatedJun 16, 2026
Details

Open a Money Market Account and earn up to 3.65% APY*.

Lake-Osceola State Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 1.18%
Money Market Account
3.56%
$1,000,000
Rate3.50%
Min Deposit$1,000,000
Min Balance
UpdatedJun 16, 2026
Details

Citizens Bank
Institution Rating:
A5.0 ★ Texas Ratio: 8.28%
Citizens Private Client® Money Market
3.50%
$0
Rate
Min Deposit$0
Min Balance
UpdatedJun 16, 2026
Details

Preferred rates require a minimum of $25,000 of new money. Standard rates: 0.15% APY.

Citizens Bank
Institution Rating:
A5.0 ★ Texas Ratio: 8.28%
Citizens Quest® Money Market
3.50%
$0
Rate
Min Deposit$0
Min Balance
UpdatedJun 16, 2026
Details

Preferred rates require a minimum of $25,000 of new money. Standard rates: 0.03% APY.

First State Bank (MI)
Institution Rating:
A+5.0 ★ Texas Ratio: 1.41%
Business Money Market
3.50%
$0
Rate3.45%
Min Deposit$0
Min Balance
UpdatedJun 16, 2026
Details

First State Bank (MI)
Institution Rating:
A+5.0 ★ Texas Ratio: 1.41%
Purpose Money Market Account
3.50%
$0
Rate3.45%
Min Deposit$0
Min Balance
UpdatedJun 16, 2026
Details

Old National Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 5.09%
Market Monitor Money Market
3.25%
$20,000
Rate
Min Deposit$20,000
Min Balance
UpdatedJun 16, 2026
Details

Earn a competitive rate when you open a Market Monitor account with a minimum $20,000 in new money. If you are unable to meet the minimum opening deposit of $20,000 for this competitive new money rate plan, your account will be repriced at our standard Market Monitor rate plan. Rates and tiers for deposit balances are: 3.21% (3.25% APY) if daily collected balance is $20,000 or more; 0.05% (0.05% APY) if daily collected balance is $19,999.99 or less. Offer available at Old National banking centers located in Iowa, Illinois, Indiana, Michigan, Minnesota, North Dakota, Wisconsin, and the Kentucky counties of Daviess, Henderson, Hopkins, Muhlenberg, and Union.

First State Bank (MI)
Institution Rating:
A+5.0 ★ Texas Ratio: 1.41%
Purpose Money Market Account
3.00%
$0
Rate2.96%
Min Deposit$0
Min Balance
UpdatedJun 16, 2026
Details

Superior National Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 4.54%
Personal Money Market Tier 5
3.00%
$0
Rate
Min Deposit$0
Min Balance
UpdatedJun 16, 2026
Details

Tier 5: $1,000,000.00 +

Superior National Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 4.54%
Business Money Market Tier 5
3.00%
$0
Rate
Min Deposit$0
Min Balance
UpdatedJun 16, 2026
Details

$1,000,000.00 +

First State Bank (MI)
Institution Rating:
A+5.0 ★ Texas Ratio: 1.41%
Business Money Market
3.00%
$0
Rate2.96%
Min Deposit$0
Min Balance
UpdatedJun 16, 2026
Details

The Annual Percentage Yields (APYs) displayed are based on the highest APY offered for the specified deposit amount or less. Rates may change without prior notice. Rates reflect recent market quotes and representative offers available to depositors in Lansing, Michigan and the surrounding area.

Banks and Credit Unions: If you identify an incorrect rate or wish to request the removal of your institution’s data, please contact us here.

Lansing, MI Money Market Rate Trends

Compare local Lansing, MI money market quotes against the statewide average

Daily money market rate averages tracked across our database of 8,500+ banks and credit unions — updated every evening.

View Full Michigan MMA Trends →
High-Yield MMA — MI Avg
3.270%
▼ 0.013 vs 7 days ago

Michigan high-yield MMA rates fell 0.013 points over the past 7 days to 3.270% APY.

Standard MMA — MI Avg
0.637%
Unchanged vs 7 days ago

Michigan standard MMA rates currently average 0.637% APY.

As of Jun 24, 2026 • Rate data sourced from 8,500+ monitored institutions Powered by MonitorBankRates

Methodology & Data Sources

Independent, Free, and Unbiased Rate Comparisons: MonitorBankRates.com is an independent rate comparison service. Our Lansing, Michigan money market rate tables are free for consumers to use, and we do not receive payment from any financial institution to be included or to be ranked in any particular order. Listings are based solely on the rates each institution publicly advertises on its own website.

A Note on Third-Party Rate Tools: Some pages on our site also feature rate comparison widgets and tools provided by third-party partners. These tools may include sponsored listings or affiliate links, and we may receive compensation when users click through them. We clearly label these widgets so you can tell at a glance which rates come from our independent MonitorBankRates.com tables and which come from our advertising partners.

Direct-Sourced & Verified Money Market Rate Data: We aggregate money market deposit account rates for Lansing, Michigan directly from the official websites of banks and credit unions using our proprietary rate aggregation technology and a dedicated team of rate updaters. Every money market rate displayed on MonitorBankRates.com is highly accurate and trustworthy.

Local, Regional, and National Coverage: Our systems constantly monitor the market to provide a complete picture of available yields in Lansing, Michigan. We feature a comprehensive mix of institutions from neighborhood credit unions and mid-sized regional banks to large national institutions available to savers in MI.

Daily Updates & Time-Stamped Accuracy: Our rate updaters verify and update money market rates daily. Because MMA yields can fluctuate rapidly based on market conditions, every product listed features its own specific “last updated” date, giving you complete transparency.

Frequently Asked Questions about Money Market Accounts in Lansing, Michigan

What is a Money Market Account (MMA)?

A Money Market Account (MMA), formally known as a money market deposit account (MMDA), is a type of deposit account that often pays higher interest rates than standard savings accounts. They usually come with check-writing privileges and debit card access, offering a balance of growth and liquidity for savers in Michigan.

Are Money Market accounts in Lansing, Michigan safe?

Yes, as long as the institution is FDIC insured (for banks) or NCUA insured (for credit unions). This provides federal protection for your deposits in Michigan up to $250,000 per depositor, per institution.

How often do MMA rates change in Lansing, Michigan?

Money market rates are variable and can change at any time based on market conditions and Federal Reserve decisions. We update our local Michigan rate tables daily to ensure you see the most current high-yield options.

Can I write checks from a Money Market Account?

Yes, most Money Market Accounts allow you to write a limited number of checks or make debit card transactions each month (typically up to 6), making them more flexible than a standard savings account.

How much do I need to deposit to open a money market account in Lansing, Michigan?

Minimum deposit requirements vary widely. Some online money market deposit accounts can be opened with no minimum, while many banks and credit unions in Lansing, Michigan require an initial deposit of $1,000 to $2,500 to earn the highest advertised APY. Larger deposits often unlock higher rate tiers, and FDIC or NCUA insurance protects deposits up to $250,000 per depositor, per institution.

Best Money Market Rates in Lansing, Michigan

Here are some of the highest money market account APYs currently available in Lansing, Michigan and the surrounding area:
  • Dfcu Financial Credit Union
    Premier Money Market — 3.70% APY
  • Michigan State University Federal Credit Union
    Business IMMA - Tier 9 — 3.35% APY
  • The Huntington National Bank
    High-Yield Money Market — 3.20% APY
  • CASE Credit Union
    Money Management Account (MMA) — 3.00% APY
  • Lake Trust Credit Union
    Business Money Market Premium — 3.00% APY
Money Market Rates reflect actual verified offers from banks and credit unions actively accepting deposits in Lansing, Michigan. Your final available rate may depend on deposit amount and daily market movements. Last Updated and Verified: June 23, 2026