Current Niles, Michigan and the surrounding area money market deposit account rates include United Federal Credit UnionUnited Federal Credit Union123 Sycamore St, Niles, MI 49120 2244A+5.0 ★Texas Ratio: 3.35% Money Market Special at 4.00% APY, Honor Credit UnionHonor Credit Union1010 Moore St, Niles, MI 49120A+5.0 ★Texas Ratio: 5.80% Surge Money Market at 4.00% APY, The Huntington National BankThe Huntington National Bank2245 N 5th St, Niles, MI 49120A+5.0 ★Texas Ratio: 4.60% High-Yield Money Market at 3.82% APY, Circle Federal Credit UnionCircle Federal Credit Union507 E Main St, Niles, MI 49120 2617A+5.0 ★Texas Ratio: 4.23% Premier Money Market at 1.01% APY, and EastRise Credit UnionEastRise Credit UnionA+5.0 ★Texas Ratio: 4.53% Essential Money Market at 4.50% APY. Money market rates as of May 12, 2026 according to verified data from MonitorBankRates.
Niles has 4 local institutions in our database, with money market rates as high as 4.00% APY from United Federal Credit Union at 123 Sycamore St, Niles, MI 49120 2244. Use the table below to compare all available offers, including options from institutions serving the broader Michigan area. Rates are continually updated — we recommend checking back frequently.
Rates reflect recent market quotes and representative offers available to depositors in Niles, Michigan and surrounding area. Last Updated and Verified: May 12, 2026
for the first six months.
Minimum of **$25,000** not currently deposited at Huntington.
Minimum of **$25,000** not currently deposited at Huntington.
$1,000,000 +
Qualifying balance up to $25,000.00
Qualifying balance up to $25,000.00
Promo Rate
With a minimum of $25k new money
As High As
up to
$250,000 - $999,999
Earn More, Effortlessly
Compare local Niles, MI money market quotes against the statewide average
Daily money market rate averages tracked across our database of 8,500+ banks and credit unions — updated every evening.
Michigan high-yield MMA rates currently average 3.520% APY.
Michigan standard MMA rates currently average 0.678% APY.
Direct-Sourced & Verified Money Market Rate Data: We aggregate money market deposit account rates for Niles, Michigan directly from the official websites of banks and credit unions using our proprietary rate aggregation technology and a dedicated team of rate updaters. Every money market rate displayed on MonitorBankRates.com is highly accurate and trustworthy.
Local, Regional, and National Coverage: Our systems constantly monitor the market to provide a complete picture of available yields in Niles, Michigan. We feature a comprehensive mix of institutions from neighborhood credit unions and mid-sized regional banks to large national institutions available to savers in MI.
Daily Updates & Time-Stamped Accuracy: Our rate updaters verify and update money market rates daily. Because MMA yields can fluctuate rapidly based on market conditions, every product listed features its own specific “last updated” date, giving you complete transparency.