Best Money Market Rates in Inver Grove Heights, Minnesota - July 2026
Brian McKay
Brian McKay
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Current Inver Grove Heights, Minnesota and the surrounding area money market deposit account rates include The Huntington National BankThe Huntington National Bank7850 Cahill Ave, Inver Grove Heights, MN 55076A+5.0 ★Texas Ratio: 4.60% High Yield Money Market at 3.75% APY, Royal Credit UnionRoyal Credit Union7055 Cahill Ave, Inver Grove Heights, MN 55076A+5.0 ★Texas Ratio: 4.76% Business Money Market at 3.25% APY, Ideal Credit UnionIdeal Credit Union7791 Amana Trl, Inver Grove Heights, MN 55077 2610A+5.0 ★Texas Ratio: 5.03% Business High Yield Money Market at 2.75% APY, MidCountry BankMidCountry Bank6505 Cahill Ave, Inver Grove Heights, MN 55076B+4.8 ★Texas Ratio: 17.71% Money Market4Business at 2.27% APY, and South Metro Federal Credit UnionSouth Metro Federal Credit UnionA+5.0 ★Texas Ratio: 2.84% ELITE WEALTH Money Market Savings at 4.00% APY. Money market rates as of July 13, 2026 according to verified data from MonitorBankRates.
Inver Grove Heights has 4 local institutions in our database, with money market rates as high as 3.75% APY from The Huntington National Bank at 7850 Cahill Ave, Inver Grove Heights, MN 55076. Use the table below to compare all available offers, including options from institutions serving the broader Minnesota area. Rates are continually updated — we recommend checking back frequently.
Rates reflect recent market quotes and representative offers available to depositors in Inver Grove Heights, Minnesota and surrounding area. Last Updated and Verified: July 13, 2026
Compare the Best Money Market Rates Today in Inver Grove Heights, Minnesota & the Surrounding Area
Rates based on zip code and with a minimum of $25,000 not currently deposited at Huntington. Variable rate. Balances $2,000,001.00 and above currently earn 0.25% (0.25% APY). Balances below $25,000.00 do not earn interest. Offer is limited to one per household. Not valid with any other offer.
Rates are based on zip code. The interest rate is variable and subject to change at any time. Balances $2,000,001.00 and above currently earn 0.25% (0.25% APY). Balances below $25,000.00 do not earn interest and may be subject to a $25.00 per month maintenance fee. Fees may reduce earnings. When your balance falls into a specific rate tier, your entire balance will earn the applicable rate in effect for that tier. Initial minimum opening deposit to earn interest on the HRMMA is $25,000.00 and must be "New Money" which is defined as money that is not currently on deposit in any Huntington account (except maturing CDs). Offer is limited to one per household. We also reserve the right to limit acceptance of deposits greater than $2,000,000.00. Not valid with any other offer.
Rate is based on the 3-month US Treasury rate minus a margin of 0.50%. Maximum APY will not exceed 5%.
APY is determined by the account balance. APY is accurate as of the last dividend declaration date. Rates may change after the account is opened.
APY is determined by the account balance. APY is accurate as of the last dividend declaration date. Rates may change after the account is opened.
APY is determined by the account balance. APY is accurate as of the last dividend declaration date. Rates may change after the account is opened.
APY is determined by the account balance. APY is accurate as of the last dividend declaration date. Rates may change after the account is opened.
APY is determined by the account balance. APY is accurate as of the last dividend declaration date. Rates may change after the account is opened.
$25,000 - $49,999.99
APY is determined by the account balance. APY is accurate as of the last dividend declaration date. Rates may change after the account is opened.
APY is determined by the account balance. APY is accurate as of the last dividend declaration date. Rates may change after the account is opened.
Rate is based on the 3-month US Treasury rate minus a margin of 3.00%.
Rates are based on zip code. The interest rate is variable and subject to change at any time. Balances $2,000,001.00 and above currently earn 0.25% (0.25% APY). Balances below $25,000.00 do not earn interest and may be subject to a $25.00 per month maintenance fee. Fees may reduce earnings. When your balance falls into a specific rate tier, your entire balance will earn the applicable rate in effect for that tier. Initial minimum opening deposit to earn interest on the HRMMA is $25,000.00 and must be "New Money" which is defined as money that is not currently on deposit in any Huntington account (except maturing CDs). Offer is limited to one per household. We also reserve the right to limit acceptance of deposits greater than $2,000,000.00. Not valid with any other offer.
Balances $2,000,001.00 and above currently earn 0.25% (0.25% APY). Variable rate. Rates based on zip code and with a minimum of $25,000 not currently deposited at Huntington. Balances below $25,000.00 do not earn interest. Offer is limited to one per household. Not valid with any other offer.
Requires a minimum of $250,000 on deposit.
Requires a minimum of $75,000 on deposit.
Requires a minimum of $250,000 on deposit.
Requires a minimum of $75,000 on deposit.
Rates effective 07-12-2026. Minimum balance required for Premium Money Market Savings to earn stated rate is $20,000. APY is accurate as of specified date. Rate may change after account is opened.
Requires a minimum of $250,000 on deposit.
Requires a minimum of $75,000 on deposit.
Rates effective 07-12-2026. Minimum balance required for Premium Money Market Savings to earn stated rate is $20,000. APY is accurate as of specified date. Rate may change after account is opened.
If balance falls below $10,000 any day of the month, a $10 monthly service charge will be assessed.
Maintenance Fee/Minimum Balance*: $0 (effective 2/1/25)
Maintenance Fee/Minimum Balance*: $0 (effective 2/1/25)
Maintenance Fee/Minimum Balance*: $0 (effective 2/1/25)
Maintenance Fee/Minimum Balance*: $0 (effective 2/1/25)
($25,000 minimum balance requirement to obtain APR/APY)
Rates effective 07-12-2026. Minimum balance required for Premium Money Market Savings to earn stated rate is $20,000. APY is accurate as of specified date. Rate may change after account is opened.
Daily Balances of $150,000.00-10,000,000.00
Up to
If balance falls below $10,000 any day of the month, a $10 monthly service charge will be assessed.
Daily Balances of $100,000.00-149,999.99
Balance Needed to Obtain APY: $250,000.01 and over
Daily Balances of $50,000.00-99,999.99
Daily Balances up to $49,999.99
$50,000 and Above
If balance falls below $10,000 any day of the month, a $10 monthly service charge will be assessed.
Qualifying balance up to $99,999.00
Banks and Credit Unions: If you identify an incorrect rate or wish to request the removal of your institution’s data, please contact us here.
Inver Grove Heights, MN Money Market Rate Trends
Compare local Inver Grove Heights, MN money market quotes against the statewide average
Daily money market rate averages tracked across our database of 8,500+ banks and credit unions — updated every evening.
Minnesota high-yield MMA rates rose 0.298 points over the past 7 days to 3.412% APY.
Minnesota standard MMA rates fell 0.100 points over the past 7 days to 0.983% APY.
Methodology & Data Sources
Independent, Free, and Unbiased Rate Comparisons: MonitorBankRates.com is an independent rate comparison service. Our Inver Grove Heights, Minnesota money market rate tables are free for consumers to use, and we do not receive payment from any financial institution to be included or to be ranked in any particular order. Listings are based solely on the rates each institution publicly advertises on its own website.
A Note on Third-Party Rate Tools: Some pages on our site also feature rate comparison widgets and tools provided by third-party partners. These tools may include sponsored listings or affiliate links, and we may receive compensation when users click through them. We clearly label these widgets so you can tell at a glance which rates come from our independent MonitorBankRates.com tables and which come from our advertising partners.
Direct-Sourced & Verified Money Market Rate Data: We aggregate money market deposit account rates for Inver Grove Heights, Minnesota directly from the official websites of banks and credit unions using our proprietary rate aggregation technology and a dedicated team of rate updaters. Every money market rate displayed on MonitorBankRates.com is highly accurate and trustworthy.
Local, Regional, and National Coverage: Our systems constantly monitor the market to provide a complete picture of available yields in Inver Grove Heights, Minnesota. We feature a comprehensive mix of institutions from neighborhood credit unions and mid-sized regional banks to large national institutions available to savers in MN.
Daily Updates & Time-Stamped Accuracy: Our rate updaters verify and update money market rates daily. Because MMA yields can fluctuate rapidly based on market conditions, every product listed features its own specific “last updated” date, giving you complete transparency.
Frequently Asked Questions about Money Market Accounts in Inver Grove Heights, Minnesota
What is a Money Market Account (MMA)?
Are Money Market accounts in Inver Grove Heights, Minnesota safe?
How often do MMA rates change in Inver Grove Heights, Minnesota?
Can I write checks from a Money Market Account?
How much do I need to deposit to open a money market account in Inver Grove Heights, Minnesota?
Best Money Market Rates in Inver Grove Heights, Minnesota
- The Huntington National Bank
High Yield Money Market — 3.75% APY - Royal Credit Union
Business Money Market — 3.25% APY - Ideal Credit Union
Business High Yield Money Market — 2.75% APY - MidCountry Bank
Money Market4Business — 2.27% APY - South Metro Federal Credit Union
ELITE WEALTH Money Market Savings — 4.00% APY
Inver Grove Heights, Minnesota Rates & Resources
