Best Money Market Rates in Minneapolis, Minnesota (MN) - May 2026
Content reviewed by
Brian McKay
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Editorial Disclosure
Brian McKay
Brian McKay
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The rates displayed are actual, verified rates sourced directly from the official websites of banks and credit unions. Our editorial content is independent of any advertiser relationships.
Current Minneapolis, Minnesota and the surrounding area money market deposit account rates include The Huntington National BankThe Huntington National Bank3899 Silver Lake Rd Ne, Minneapolis, MN 55421A+5.0 ★Texas Ratio: 4.60% High-Yield Money Market at 3.82% APY, Baxter Credit UnionBaxter Credit Union1000 Nicollet Mall, Minneapolis, MN 55403A5.0 ★Texas Ratio: 7.73% Money Market Special at 3.50% APY, TruStone Financial Credit UnionTruStone Financial Credit Union2817 Lyndale Ave S, Minneapolis, MN 55408A+5.0 ★Texas Ratio: 5.44% Business High-Yield Money Market at 3.50% APY, American National BankAmerican National Bank903 Washington Ave S, Minneapolis, MN 55415A+5.0 ★Texas Ratio: 4.22% 6-month money market at 3.25% APY, and Bremer BankBremer Bank80 S 8th St Ste 240, Minneapolis, MN 55402A+5.0 ★Texas Ratio: 4.07% Money Market at 3.25% APY. Money market rates as of May 12, 2026 according to verified data from MonitorBankRates.
Minneapolis has 8 local institutions in our database, with money market rates as high as 3.82% APY from The Huntington National Bank at 3899 Silver Lake Rd Ne, Minneapolis, MN 55421. Use the table below to compare all available offers, including options from institutions serving the broader Minnesota area. Rates are continually updated — we recommend checking back frequently.
Rates reflect recent market quotes and representative offers available to depositors in Minneapolis, Minnesota and surrounding area. Last Updated and Verified: May 12, 2026
Compare the Best Money Market Rates Today in Minneapolis, Minnesota & the Surrounding Area
Source: Verified Money Market Rate Data provided by MonitorBankRates
Institution
Product
APY
Min Deposit
Profile
The Huntington National Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 4.60%
3899 Silver Lake Rd Ne, Minneapolis, MN 55421
High-Yield Money Market
3.82%
$25,000
▼
Rate—
Min Deposit$25,000
Min Balance—
UpdatedMay 4, 2026
Details
Minimum of **$25,000** not currently deposited at Huntington.
The Huntington National Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 4.60%
3899 Silver Lake Rd Ne, Minneapolis, MN 55421
Huntington Relationship Money Market
3.82%
$25,000
▼
Rate—
Min Deposit$25,000
Min Balance—
UpdatedMay 4, 2026
Details
TruStone Financial Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.44%
2817 Lyndale Ave S, Minneapolis, MN 55408
Business High-Yield Money Market
3.50%
$5
▼
Rate3.45%
Min Deposit$5
Min Balance—
UpdatedMay 12, 2026
Details
$5,000,000 And Greater
Baxter Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 7.73%
1000 Nicollet Mall, Minneapolis, MN 55403
Money Market Special Intro rate
3.50%
$0
▼
Rate3.45%
Min Deposit$0
Min Balance—
UpdatedMay 12, 2026
Details
$15,000+
Baxter Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 7.73%
1000 Nicollet Mall, Minneapolis, MN 55403
Money Market Special
3.50%
$0
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedMay 12, 2026
Details
American National Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 4.22%
903 Washington Ave S, Minneapolis, MN 55415
6-month money market
3.25%
$25,000
▼
Rate—
Min Deposit$25,000
Min Balance—
UpdatedMay 4, 2026
Details
New deposits only
TruStone Financial Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.44%
2817 Lyndale Ave S, Minneapolis, MN 55408
Business High-Yield Money Market
3.25%
$5
▼
Rate3.20%
Min Deposit$5
Min Balance—
UpdatedMay 12, 2026
Details
$3,000,000 - $4,999,999.99
Bremer Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 4.07%
80 S 8th St Ste 240, Minneapolis, MN 55402
Money Market
3.25%
$20,000
▼
Rate—
Min Deposit$20,000
Min Balance—
UpdatedMay 5, 2026
Details
The Huntington National Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 4.60%
3899 Silver Lake Rd Ne, Minneapolis, MN 55421
High-Yield Money Market
3.20%
$25,000
▼
Rate—
Min Deposit$25,000
Min Balance—
UpdatedMay 4, 2026
Details
Minimum of **$25,000** not currently deposited at Huntington.
The Huntington National Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 4.60%
3899 Silver Lake Rd Ne, Minneapolis, MN 55421
Huntington Relationship Money Market
3.20%
$25,000
▼
Rate—
Min Deposit$25,000
Min Balance—
UpdatedMay 4, 2026
Details
Riverland Bank
Institution Rating:
A5.0 ★ Texas Ratio: 7.67%
1621 E Hennepin Ave, Minneapolis, MN 55414
Money Market Accounts
3.14%
$1,000
▼
Rate3.10%
Min Deposit$1,000
Min Balance—
UpdatedMay 4, 2026
Details
Bell Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 2.41%
40 S 7th St, Minneapolis, MN 55402
Elite Money Market Savings
3.01%
$50
▼
Rate—
Min Deposit$50
Min Balance—
UpdatedMay 4, 2026
Details
Qualifying balance up to $25,000.00
Bell Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 2.41%
40 S 7th St, Minneapolis, MN 55402
Elite Money Market Savings*
3.01%
$0
▼
Rate2.97%
Min Deposit$0
Min Balance—
UpdatedMay 4, 2026
Details
TruStone Financial Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.44%
2817 Lyndale Ave S, Minneapolis, MN 55408
Money Market
3.00%
$2,500
▼
Rate2.96%
Min Deposit$2,500
Min Balance—
UpdatedMay 12, 2026
Details
TruStone Financial Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.44%
2817 Lyndale Ave S, Minneapolis, MN 55408
Business High-Yield Money Market
3.00%
$5
▼
Rate2.96%
Min Deposit$5
Min Balance—
UpdatedMay 12, 2026
Details
$1,000,000 - $2,999,999.99
TruStone Financial Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.44%
2817 Lyndale Ave S, Minneapolis, MN 55408
Business High-Yield Money Market
2.75%
$5
▼
Rate2.72%
Min Deposit$5
Min Balance—
UpdatedMay 12, 2026
Details
$750,000 - $999,999.99
TruStone Financial Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.44%
2817 Lyndale Ave S, Minneapolis, MN 55408
Business High-Yield Money Market
2.50%
$5
▼
Rate2.47%
Min Deposit$5
Min Balance—
UpdatedMay 12, 2026
Details
$500,000 - $749,999.99
MidCountry Bank
Institution Rating:
B+4.8 ★ Texas Ratio: 17.71%
7825 Washington Ave S, Minneapolis, MN 55439
Money Market4Me
2.27%
$50
▼
Rate2.25%
Min Deposit$50
Min Balance—
UpdatedMay 4, 2026
Details
MidCountry Bank
Institution Rating:
B+4.8 ★ Texas Ratio: 17.71%
7825 Washington Ave S, Minneapolis, MN 55439
Money Market4Business
2.27%
$50
▼
Rate2.25%
Min Deposit$50
Min Balance—
UpdatedMay 4, 2026
Details
TruStone Financial Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.44%
2817 Lyndale Ave S, Minneapolis, MN 55408
Business High-Yield Money Market
2.00%
$5
▼
Rate1.98%
Min Deposit$5
Min Balance—
UpdatedMay 12, 2026
Details
$250,000 - $499,999.99
TruStone Financial Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.44%
2817 Lyndale Ave S, Minneapolis, MN 55408
Money Market
2.00%
$2,500
▼
Rate1.98%
Min Deposit$2,500
Min Balance—
UpdatedMay 12, 2026
Details
MidCountry Bank
Institution Rating:
B+4.8 ★ Texas Ratio: 17.71%
7825 Washington Ave S, Minneapolis, MN 55439
Money Market4Me
1.92%
$50
▼
Rate1.90%
Min Deposit$50
Min Balance—
UpdatedMay 4, 2026
Details
MidCountry Bank
Institution Rating:
B+4.8 ★ Texas Ratio: 17.71%
7825 Washington Ave S, Minneapolis, MN 55439
Money Market4Business
1.92%
$50
▼
Rate1.90%
Min Deposit$50
Min Balance—
UpdatedMay 4, 2026
Details
TruStone Financial Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.44%
2817 Lyndale Ave S, Minneapolis, MN 55408
Business High-Yield Money Market
1.75%
$5
▼
Rate1.74%
Min Deposit$5
Min Balance—
UpdatedMay 12, 2026
Details
$100,000 - $249,999.99
TruStone Financial Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.44%
2817 Lyndale Ave S, Minneapolis, MN 55408
Money Market
1.50%
$2,500
▼
Rate1.49%
Min Deposit$2,500
Min Balance—
UpdatedMay 12, 2026
Details
Bell Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 2.41%
40 S 7th St, Minneapolis, MN 55402
Premier Money Market Savings*
1.36%
$0
▼
Rate1.35%
Min Deposit$0
Min Balance—
UpdatedMay 4, 2026
Details
Qualifying balance up to $999,999.99
Riverland Bank
Institution Rating:
A5.0 ★ Texas Ratio: 7.67%
1621 E Hennepin Ave, Minneapolis, MN 55414
Money Market Accounts
1.26%
$1,000
▼
Rate1.25%
Min Deposit$1,000
Min Balance—
UpdatedMay 4, 2026
Details
Bell Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 2.41%
40 S 7th St, Minneapolis, MN 55402
Premier Money Market Savings*
1.26%
$0
▼
Rate1.25%
Min Deposit$0
Min Balance—
UpdatedMay 4, 2026
Details
Qualifying balance up to $499,999.99
Baxter Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 7.73%
1000 Nicollet Mall, Minneapolis, MN 55403
Money Market Special
1.25%
$0
▼
Rate1.24%
Min Deposit$0
Min Balance—
UpdatedMay 12, 2026
Details
$15,000+
Bell Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 2.41%
40 S 7th St, Minneapolis, MN 55402
Premier Money Market Savings*
1.16%
$0
▼
Rate1.15%
Min Deposit$0
Min Balance—
UpdatedMay 4, 2026
Details
Qualifying balance up to $99,999.99
Bell Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 2.41%
40 S 7th St, Minneapolis, MN 55402
Money Market Savings
1.06%
$0
▼
Rate1.05%
Min Deposit$0
Min Balance—
UpdatedMay 4, 2026
Details
TruStone Financial Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.44%
2817 Lyndale Ave S, Minneapolis, MN 55408
Business High-Yield Money Market
1.05%
$5
▼
Rate1.04%
Min Deposit$5
Min Balance—
UpdatedMay 12, 2026
Details
$.01 - $99,999.99
MidCountry Bank
Institution Rating:
B+4.8 ★ Texas Ratio: 17.71%
7825 Washington Ave S, Minneapolis, MN 55439
Money Market4Business
1.00%
$50
▼
Rate1.00%
Min Deposit$50
Min Balance—
UpdatedMay 4, 2026
Details
TruStone Financial Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.44%
2817 Lyndale Ave S, Minneapolis, MN 55408
Money Market
1.00%
$2,500
▼
Rate1.00%
Min Deposit$2,500
Min Balance—
UpdatedMay 12, 2026
Details
Riverland Bank
Institution Rating:
A5.0 ★ Texas Ratio: 7.67%
1621 E Hennepin Ave, Minneapolis, MN 55414
Money Market Accounts
1.00%
$1,000
▼
Rate1.00%
Min Deposit$1,000
Min Balance—
UpdatedMay 4, 2026
Details
MidCountry Bank
Institution Rating:
B+4.8 ★ Texas Ratio: 17.71%
7825 Washington Ave S, Minneapolis, MN 55439
Money Market4Me
1.00%
$50
▼
Rate1.00%
Min Deposit$50
Min Balance—
UpdatedMay 4, 2026
Details
Riverland Bank
Institution Rating:
A5.0 ★ Texas Ratio: 7.67%
1621 E Hennepin Ave, Minneapolis, MN 55414
Money Market Accounts
0.85%
$1,000
▼
Rate0.85%
Min Deposit$1,000
Min Balance—
UpdatedMay 4, 2026
Details
TruStone Financial Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.44%
2817 Lyndale Ave S, Minneapolis, MN 55408
Money Market
0.80%
$2,500
▼
Rate0.80%
Min Deposit$2,500
Min Balance—
UpdatedMay 12, 2026
Details
Riverland Bank
Institution Rating:
A5.0 ★ Texas Ratio: 7.67%
1621 E Hennepin Ave, Minneapolis, MN 55414
Money Market Accounts
0.75%
$1,000
▼
Rate0.75%
Min Deposit$1,000
Min Balance—
UpdatedMay 4, 2026
Details
Riverland Bank
Institution Rating:
A5.0 ★ Texas Ratio: 7.67%
1621 E Hennepin Ave, Minneapolis, MN 55414
Money Market Accounts
0.50%
$1,000
▼
Rate0.50%
Min Deposit$1,000
Min Balance—
UpdatedMay 4, 2026
Details
Baxter Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 7.73%
1000 Nicollet Mall, Minneapolis, MN 55403
Regular Money Market
0.30%
$0
▼
Rate0.30%
Min Deposit$0
Min Balance—
UpdatedMay 12, 2026
Details
MidCountry Bank
Institution Rating:
B+4.8 ★ Texas Ratio: 17.71%
7825 Washington Ave S, Minneapolis, MN 55439
Money Market4Business
0.30%
$50
▼
Rate0.30%
Min Deposit$50
Min Balance—
UpdatedMay 4, 2026
Details
MidCountry Bank
Institution Rating:
B+4.8 ★ Texas Ratio: 17.71%
7825 Washington Ave S, Minneapolis, MN 55439
Money Market4Me
0.30%
$50
▼
Rate0.30%
Min Deposit$50
Min Balance—
UpdatedMay 4, 2026
Details
Riverland Bank
Institution Rating:
A5.0 ★ Texas Ratio: 7.67%
1621 E Hennepin Ave, Minneapolis, MN 55414
Money Market Accounts
0.25%
$1,000
▼
Rate0.25%
Min Deposit$1,000
Min Balance—
UpdatedMay 4, 2026
Details
Baxter Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 7.73%
1000 Nicollet Mall, Minneapolis, MN 55403
Regular Money Market
0.20%
$0
▼
Rate0.20%
Min Deposit$0
Min Balance—
UpdatedMay 12, 2026
Details
Baxter Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 7.73%
1000 Nicollet Mall, Minneapolis, MN 55403
Regular Money Market
0.15%
$0
▼
Rate0.15%
Min Deposit$0
Min Balance—
UpdatedMay 12, 2026
Details
Baxter Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 7.73%
1000 Nicollet Mall, Minneapolis, MN 55403
Regular Money Market
0.10%
$0
▼
Rate0.10%
Min Deposit$0
Min Balance—
UpdatedMay 12, 2026
Details
Baxter Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 7.73%
1000 Nicollet Mall, Minneapolis, MN 55403
IRA Money Market
0.10%
$0
▼
Rate0.10%
Min Deposit$0
Min Balance—
UpdatedMay 12, 2026
Details
TruStone Financial Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.44%
2817 Lyndale Ave S, Minneapolis, MN 55408
Money Market
0.10%
$2,500
▼
Rate0.10%
Min Deposit$2,500
Min Balance—
UpdatedMay 12, 2026
Details
Baxter Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 7.73%
1000 Nicollet Mall, Minneapolis, MN 55403
IRA Money Market
0.05%
$0
▼
Rate0.05%
Min Deposit$0
Min Balance—
UpdatedMay 12, 2026
Details
Baxter Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 7.73%
1000 Nicollet Mall, Minneapolis, MN 55403
Money Market Special Less than
0.05%
$0
▼
Rate0.05%
Min Deposit$0
Min Balance—
UpdatedMay 12, 2026
Details
$15,000
Baxter Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 7.73%
1000 Nicollet Mall, Minneapolis, MN 55403
Regular Money Market
0.05%
$0
▼
Rate0.05%
Min Deposit$0
Min Balance—
UpdatedMay 12, 2026
Details
Security State Bank of Marine
Institution Rating:
A+5.0 ★ Texas Ratio: 0.11%
Money Market Platinum
3.56%
$0
▼
Rate3.50%
Min Deposit$0
Min Balance—
UpdatedMay 5, 2026
Details
North Shore Bank of Commerce
Institution Rating:
A+5.0 ★ Texas Ratio: 2.16%
Preferred Investment Max | Money Market
3.50%
$0
▼
Rate3.44%
Min Deposit$0
Min Balance—
UpdatedMay 5, 2026
Details
Mayo Employees Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.10%
Premium Money Market Savings
3.40%
$1,000,000
▼
Rate3.36%
Min Deposit$1,000,000
Min Balance—
UpdatedMay 10, 2026
Details
North Shore Bank of Commerce
Institution Rating:
A+5.0 ★ Texas Ratio: 2.16%
Preferred Investment Max | Money Market
3.20%
$0
▼
Rate3.15%
Min Deposit$0
Min Balance—
UpdatedMay 5, 2026
Details
Mayo Employees Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.10%
Premium Money Market Savings
3.05%
$750,000
▼
Rate3.02%
Min Deposit$750,000
Min Balance—
UpdatedMay 10, 2026
Details
Rate3.00%
Min Deposit$0
Min Balance—
UpdatedMay 4, 2026
Details
Security State Bank of Marine
Institution Rating:
A+5.0 ★ Texas Ratio: 0.11%
Money Market Platinum
3.04%
$0
▼
Rate3.00%
Min Deposit$0
Min Balance—
UpdatedMay 5, 2026
Details
Rate3.00%
Min Deposit$50
Min Balance—
UpdatedMay 5, 2026
Details
Limited time offer
Building Trades Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.14%
MONEY MARKET SAVINGS
3.04%
$0
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedMay 7, 2026
Details
Genisys Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.03%
Jumbo Money Market
3.04%
$0
▼
Rate3.00%
Min Deposit$0
Min Balance—
UpdatedMay 12, 2026
Details
VisionBank Saint Louis Park, MN
Institution Rating:
A5.0 ★ Texas Ratio: 12.22%
Premium Money Market Personal
3.00%
$1,000
▼
Rate2.96%
Min Deposit$1,000
Min Balance—
UpdatedMay 5, 2026
Details
b,c,e
American Bank & Trust
Institution Rating:
A+5.0 ★ Texas Ratio: 2.47%
Money Market Special
3.00%
$0
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedMay 5, 2026
Details
First Alliance Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 9.69%
Business Money Market Account
3.00%
$0
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedMay 10, 2026
Details
Toro Employees Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.15%
MONEY MARKET
3.00%
$2,500
▼
Rate2.96%
Min Deposit$2,500
Min Balance—
UpdatedMay 7, 2026
Details
VisionBank Saint Louis Park, MN
Institution Rating:
A5.0 ★ Texas Ratio: 12.22%
Premium Money Market Business
3.00%
$1,000
▼
Rate2.96%
Min Deposit$1,000
Min Balance—
UpdatedMay 5, 2026
Details
Qualifying balance up to $3,000,000.00
North Shore Bank of Commerce
Institution Rating:
A+5.0 ★ Texas Ratio: 2.16%
Preferred Investment Max | Money Market
2.95%
$0
▼
Rate2.91%
Min Deposit$0
Min Balance—
UpdatedMay 5, 2026
Details
Mayo Employees Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.10%
Premium Money Market Savings
2.90%
$500,000
▼
Rate2.87%
Min Deposit$500,000
Min Balance—
UpdatedMay 10, 2026
Details
Riverview Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.00%
Premium Money Market Savings
2.90%
$0
▼
Rate2.87%
Min Deposit$0
Min Balance—
UpdatedMay 10, 2026
Details
($25,000 minimum balance requirement to obtain APR/APY)
Genisys Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.03%
Jumbo Money Market
2.84%
$0
▼
Rate2.80%
Min Deposit$0
Min Balance—
UpdatedMay 12, 2026
Details
Federated Employees Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.38%
Money Market
2.79%
$0
▼
Rate2.75%
Min Deposit$0
Min Balance—
UpdatedMay 10, 2026
Details
North Star Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 0.05%
ExecuStar Money Market Savings
2.78%
$50,000
▼
Rate2.75%
Min Deposit$50,000
Min Balance—
UpdatedMay 5, 2026
Details
Daily Balances of $150,000.00-10,000,000.00
Associated Healthcare Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.30%
Money Market / IRA Money Market
2.75%
$0
▼
Rate2.72%
Min Deposit$0
Min Balance—
UpdatedMay 10, 2026
Details
Associated Healthcare Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.30%
Money Market
2.75%
$0
▼
Rate2.72%
Min Deposit$0
Min Balance—
UpdatedMay 10, 2026
Details
Ideal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.40%
Business High Yield Money Market
2.75%
$0
▼
Rate2.71%
Min Deposit$0
Min Balance—
UpdatedMay 10, 2026
Details
North Shore Bank of Commerce
Institution Rating:
A+5.0 ★ Texas Ratio: 2.16%
Preferred Investment Max | Money Market
2.70%
$0
▼
Rate2.67%
Min Deposit$0
Min Balance—
UpdatedMay 5, 2026
Details
First Alliance Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 9.69%
Business Money Market Account
2.70%
$0
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedMay 10, 2026
Details
Mayo Employees Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.10%
Premium Money Market Savings
2.65%
$250,000
▼
Rate2.62%
Min Deposit$250,000
Min Balance—
UpdatedMay 10, 2026
Details
Genisys Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.03%
Jumbo Money Market
2.63%
$0
▼
Rate2.60%
Min Deposit$0
Min Balance—
UpdatedMay 12, 2026
Details
North Star Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 0.05%
ExecuStar Money Market Savings
2.53%
$50,000
▼
Rate2.50%
Min Deposit$50,000
Min Balance—
UpdatedMay 5, 2026
Details
Daily Balances of $100,000.00-149,999.99
Rate2.50%
Min Deposit$50
Min Balance—
UpdatedMay 5, 2026
Details
Limited time offer
Security State Bank of Marine
Institution Rating:
A+5.0 ★ Texas Ratio: 0.11%
Money Market Platinum
2.53%
$0
▼
Rate2.50%
Min Deposit$0
Min Balance—
UpdatedMay 5, 2026
Details
First State Bank and Trust Bayport, MN
Institution Rating:
A+5.0 ★ Texas Ratio: 0.00%
Investors Plus Money Market
2.53%
$2,000
▼
Rate2.50%
Min Deposit$2,000
Min Balance—
UpdatedMay 4, 2026
Details
Rate—
Min Deposit$0
Min Balance—
UpdatedMay 4, 2026
Details
Federated Employees Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.38%
Money Market
2.53%
$0
▼
Rate2.50%
Min Deposit$0
Min Balance—
UpdatedMay 10, 2026
Details
Red Wing Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.22%
Money Market Accounts
2.52%
$0
▼
Rate2.50%
Min Deposit$0
Min Balance—
UpdatedMay 10, 2026
Details
CNB of Park Rapids
Institution Rating:
A+5.0 ★ Texas Ratio: 4.49%
Platinum Money Market Account
2.50%
$0
▼
Rate2.50%
Min Deposit$0
Min Balance—
UpdatedMay 5, 2026
Details
Associated Healthcare Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.30%
Money Market / IRA Money Market
2.50%
$0
▼
Rate2.47%
Min Deposit$0
Min Balance—
UpdatedMay 10, 2026
Details
Associated Healthcare Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.30%
Money Market
2.50%
$0
▼
Rate2.47%
Min Deposit$0
Min Balance—
UpdatedMay 10, 2026
Details
Trustar Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.42%
Money Market Checking
2.50%
$0
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedMay 10, 2026
Details
Toro Employees Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.15%
MONEY MARKET
2.50%
$2,500
▼
Rate2.47%
Min Deposit$2,500
Min Balance—
UpdatedMay 7, 2026
Details
Ideal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.40%
Business High Yield Money Market
2.50%
$0
▼
Rate2.47%
Min Deposit$0
Min Balance—
UpdatedMay 10, 2026
Details
Rate2.42%
Min Deposit$0
Min Balance—
UpdatedMay 5, 2026
Details
Rate—
Min Deposit$0
Min Balance—
UpdatedMay 4, 2026
Details
Genisys Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.03%
Jumbo Money Market
2.43%
$0
▼
Rate2.40%
Min Deposit$0
Min Balance—
UpdatedMay 12, 2026
Details
First Alliance Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 9.69%
Business Money Market Account
2.40%
$0
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedMay 10, 2026
Details
Rate—
Min Deposit$0
Min Balance—
UpdatedMay 4, 2026
Details
OSB Odin State Bank
Institution Rating:
B-4.3 ★ Texas Ratio: 23.01%
Money Market Account
2.32%
$0
▼
Rate2.30%
Min Deposit$0
Min Balance—
UpdatedMay 5, 2026
Details
Rate2.25%
Min Deposit$0
Min Balance—
UpdatedMay 4, 2026
Details
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MonitorBankRates
The Annual Percentage Yields (APYs) displayed are based on the highest APY offered for the specified deposit amount or less. Rates may change without prior notice. Rates reflect recent market quotes and representative offers available to depositors in Minneapolis, Minnesota and the surrounding area.
Banks and Credit Unions: If you identify an incorrect rate or wish to request the removal of your institution’s data, please contact us here.
Banks and Credit Unions: If you identify an incorrect rate or wish to request the removal of your institution’s data, please contact us here.
Minneapolis, MN Money Market Rate Trends
Compare local Minneapolis, MN money market quotes against the statewide average
Daily money market rate averages tracked across our database of 8,500+ banks and credit unions — updated every evening.
High-Yield MMA — MN Avg
3.349%
Unchanged vs 7 days ago
Minnesota high-yield MMA rates currently average 3.349% APY.
Standard MMA — MN Avg
1.055%
Unchanged vs 7 days ago
Minnesota standard MMA rates currently average 1.055% APY.
As of May 14, 2026 • Rate data sourced from 8,500+ monitored institutions
Powered by MonitorBankRates
Methodology & Data Sources
Direct-Sourced & Verified Money Market Rate Data: We aggregate money market deposit account rates for Minneapolis, Minnesota directly from the official websites of banks and credit unions using our proprietary rate aggregation technology and a dedicated team of rate updaters. Every money market rate displayed on MonitorBankRates.com is highly accurate and trustworthy.
Local, Regional, and National Coverage: Our systems constantly monitor the market to provide a complete picture of available yields in Minneapolis, Minnesota. We feature a comprehensive mix of institutions from neighborhood credit unions and mid-sized regional banks to large national institutions available to savers in MN.
Daily Updates & Time-Stamped Accuracy: Our rate updaters verify and update money market rates daily. Because MMA yields can fluctuate rapidly based on market conditions, every product listed features its own specific “last updated” date, giving you complete transparency.
Frequently Asked Questions about Money Market Accounts in Minneapolis, Minnesota
What is a Money Market Account (MMA)?
A Money Market Account (MMA), formally known as a money market deposit account (MMDA), is a type of deposit account that often pays higher interest rates than standard savings accounts. They usually come with check-writing privileges and debit card access, offering a balance of growth and liquidity for savers in Minnesota.
Are Money Market accounts in Minneapolis, Minnesota safe?
Yes, as long as the institution is FDIC insured (for banks) or NCUA insured (for credit unions). This provides federal protection for your deposits in Minnesota up to $250,000 per depositor, per institution.
How often do MMA rates change in Minneapolis, Minnesota?
Money market rates are variable and can change at any time based on market conditions and Federal Reserve decisions. We update our local Minnesota rate tables daily to ensure you see the most current high-yield options.
Can I write checks from a Money Market Account?
Yes, most Money Market Accounts allow you to write a limited number of checks or make debit card transactions each month (typically up to 6), making them more flexible than a standard savings account.
How much do I need to deposit to open a money market account in Minneapolis, Minnesota?
Minimum deposit requirements vary widely. Some online money market deposit accounts can be opened with no minimum, while many banks and credit unions in Minneapolis, Minnesota require an initial deposit of $1,000 to $2,500 to earn the highest advertised APY. Larger deposits often unlock higher rate tiers, and FDIC or NCUA insurance protects deposits up to $250,000 per depositor, per institution.
Best Money Market Rates in Minneapolis, Minnesota
Here are some of the highest money market account APYs currently available in Minneapolis, Minnesota and the surrounding area:
- The Huntington National Bank
High-Yield Money Market — 3.82% APY - Baxter Credit Union
Money Market Special — 3.50% APY - TruStone Financial Credit Union
Business High-Yield Money Market — 3.50% APY - American National Bank
6-month money market — 3.25% APY - Bremer Bank
Money Market — 3.25% APY
Money Market Rates reflect actual verified offers from banks and credit unions actively accepting deposits in Minneapolis, Minnesota. Your final available rate may depend on deposit amount and daily market movements. Last Updated and Verified: May 12, 2026
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