Best Money Market Rates in Minneapolis, Minnesota - June 2026
Content reviewed by
Brian McKay
i
Editorial Disclosure
Brian McKay
Brian McKay
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Editorial Disclosure
The rates displayed are actual, verified rates sourced directly from the official websites of banks and credit unions. Our editorial content is independent of any advertiser relationships.
Current Minneapolis, Minnesota and the surrounding area money market deposit account rates include Baxter Credit UnionBaxter Credit Union1000 Nicollet Mall, Minneapolis, MN 55403A5.0 ★Texas Ratio: 7.04% Money Market Special at 3.50% APY, American National BankAmerican National Bank903 Washington Ave S, Minneapolis, MN 55415A+5.0 ★Texas Ratio: 4.22% 6-month money market at 3.25% APY, Bremer BankBremer Bank80 S 8th St Ste 240, Minneapolis, MN 55402A+5.0 ★Texas Ratio: 4.07% Money Market at 3.25% APY, The Huntington National BankThe Huntington National Bank3899 Silver Lake Rd Ne, Minneapolis, MN 55421A+5.0 ★Texas Ratio: 4.60% High-Yield Money Market at 3.20% APY, and Riverland BankRiverland Bank1621 E Hennepin Ave, Minneapolis, MN 55414A5.0 ★Texas Ratio: 7.67% Money Market Account at 3.14% APY. Money market rates as of June 3, 2026 according to verified data from MonitorBankRates.
Minneapolis has 7 local institutions in our database, with money market rates as high as 3.50% APY from Baxter Credit Union at 1000 Nicollet Mall, Minneapolis, MN 55403. Use the table below to compare all available offers, including options from institutions serving the broader Minnesota area. Rates are continually updated — we recommend checking back frequently.
Rates reflect recent market quotes and representative offers available to depositors in Minneapolis, Minnesota and surrounding area. Last Updated and Verified: June 3, 2026
Compare the Best Money Market Rates Today in Minneapolis, Minnesota & the Surrounding Area
Source: Verified Money Market Rate Data provided by MonitorBankRates
Institution
Product
APY
Min Deposit
Profile
Baxter Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 7.04%
1000 Nicollet Mall, Minneapolis, MN 55403
Money Market Special
3.50%
$0
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedMay 20, 2026
Details
Baxter Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 7.04%
1000 Nicollet Mall, Minneapolis, MN 55403
Money Market Special Intro rate
3.50%
$0
▼
Rate3.45%
Min Deposit$0
Min Balance—
UpdatedMay 20, 2026
Details
$15,000+
Bremer Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 4.07%
80 S 8th St Ste 240, Minneapolis, MN 55402
Money Market
3.25%
$20,000
▼
Rate—
Min Deposit$20,000
Min Balance—
UpdatedMay 29, 2026
Details
Earn a competitive rate when you open a Market Monitor account with a minimum $20,000 in new money.
American National Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 4.22%
903 Washington Ave S, Minneapolis, MN 55415
6-month money market
3.25%
$0
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedJun 3, 2026
Details
New deposits only. Valid as of 3/20.
The Huntington National Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 4.60%
3899 Silver Lake Rd Ne, Minneapolis, MN 55421
High-Yield Money Market
3.20%
$25,000
▼
Rate—
Min Deposit$25,000
Min Balance—
UpdatedJun 3, 2026
Details
Variable rate; Balances $2,000,001.00 and above currently earn 0.25% (0.25% APY). Balances below $25,000.00 do not earn interest. Fees may reduce earnings. When your balance falls into a specific rate tier, your entire balance will earn the applicable rate in effect for that tier. For instance, if your balance reaches $2,000,001.00 or more, your entire balance would currently earn 0.25% APY. Initial minimum opening deposit to earn interest on the HRMMA is $25,000.00 and must be "New Money" which is defined as money that is not currently on deposit in any Huntington account (except maturing CDs). Offer is limited to one per household. We also reserve the right to limit acceptance of deposits greater than $2,000,000.00. Not valid with any other offer.
Riverland Bank
Institution Rating:
A5.0 ★ Texas Ratio: 7.67%
1621 E Hennepin Ave, Minneapolis, MN 55414
Money Market Account
3.14%
$0
▼
Rate3.10%
Min Deposit$0
Min Balance—
UpdatedJun 3, 2026
Details
Bell Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 2.41%
40 S 7th St, Minneapolis, MN 55402
Elite Money Market Savings
3.01%
$50
▼
Rate—
Min Deposit$50
Min Balance—
UpdatedJun 3, 2026
Details
APY is variable and may change after account is opened. If fees are applied, earnings may be reduced. There is a service fee of $10 if minimum balance is not maintained. There is a $5 fee for each withdrawal over 6 in a monthly statement period. Not available for business accounts.
Bell Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 2.41%
40 S 7th St, Minneapolis, MN 55402
Elite Money Market Savings*
3.01%
$0
▼
Rate2.97%
Min Deposit$0
Min Balance—
UpdatedJun 3, 2026
Details
Elite Money Market Savings* balance tier: $25,000.00 to $99,999.99. Payment Frequency: Monthly
TruStone Financial Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.11%
2817 Lyndale Ave S, Minneapolis, MN 55408
Money Market
3.00%
$2,500
▼
Rate2.96%
Min Deposit$2,500
Min Balance—
UpdatedMay 20, 2026
Details
TruStone Financial Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.11%
2817 Lyndale Ave S, Minneapolis, MN 55408
Money Market
2.00%
$2,500
▼
Rate1.98%
Min Deposit$2,500
Min Balance—
UpdatedMay 20, 2026
Details
TruStone Financial Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.11%
2817 Lyndale Ave S, Minneapolis, MN 55408
Moneywise Money Market (Youth)
1.75%
$500
▼
Rate1.74%
Min Deposit$500
Min Balance—
UpdatedMay 20, 2026
Details
TruStone Financial Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.11%
2817 Lyndale Ave S, Minneapolis, MN 55408
Moneywise Money Market (Youth)
1.50%
$500
▼
Rate1.49%
Min Deposit$500
Min Balance—
UpdatedMay 20, 2026
Details
TruStone Financial Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.11%
2817 Lyndale Ave S, Minneapolis, MN 55408
Money Market
1.50%
$2,500
▼
Rate1.49%
Min Deposit$2,500
Min Balance—
UpdatedMay 20, 2026
Details
Bell Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 2.41%
40 S 7th St, Minneapolis, MN 55402
Premier Money Market Savings*
1.36%
$0
▼
Rate1.35%
Min Deposit$0
Min Balance—
UpdatedJun 3, 2026
Details
Balance Tier: $500,000.00 to $999,999.99
Riverland Bank
Institution Rating:
A5.0 ★ Texas Ratio: 7.67%
1621 E Hennepin Ave, Minneapolis, MN 55414
Money Market Account
1.26%
$0
▼
Rate1.25%
Min Deposit$0
Min Balance—
UpdatedJun 3, 2026
Details
Bell Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 2.41%
40 S 7th St, Minneapolis, MN 55402
Premier Money Market Savings*
1.26%
$0
▼
Rate1.25%
Min Deposit$0
Min Balance—
UpdatedJun 3, 2026
Details
Balance Tier: $100,000.00 to $499,999.99
TruStone Financial Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.11%
2817 Lyndale Ave S, Minneapolis, MN 55408
Moneywise Money Market (Youth)
1.25%
$500
▼
Rate1.24%
Min Deposit$500
Min Balance—
UpdatedMay 20, 2026
Details
Baxter Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 7.04%
1000 Nicollet Mall, Minneapolis, MN 55403
Money Market Special
1.25%
$0
▼
Rate1.24%
Min Deposit$0
Min Balance—
UpdatedMay 20, 2026
Details
$15,000+
Bell Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 2.41%
40 S 7th St, Minneapolis, MN 55402
Premier Money Market Savings*
1.16%
$0
▼
Rate1.15%
Min Deposit$0
Min Balance—
UpdatedJun 3, 2026
Details
Balance Tier: $5000.00 to $99,999.99
Bell Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 2.41%
40 S 7th St, Minneapolis, MN 55402
Money Market Savings
1.06%
$0
▼
Rate1.05%
Min Deposit$0
Min Balance—
UpdatedJun 3, 2026
Details
TruStone Financial Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.11%
2817 Lyndale Ave S, Minneapolis, MN 55408
Money Market
1.00%
$2,500
▼
Rate1.00%
Min Deposit$2,500
Min Balance—
UpdatedMay 20, 2026
Details
Riverland Bank
Institution Rating:
A5.0 ★ Texas Ratio: 7.67%
1621 E Hennepin Ave, Minneapolis, MN 55414
Money Market Account
1.00%
$0
▼
Rate1.00%
Min Deposit$0
Min Balance—
UpdatedJun 3, 2026
Details
TruStone Financial Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.11%
2817 Lyndale Ave S, Minneapolis, MN 55408
Moneywise Money Market (Youth)
1.00%
$500
▼
Rate1.00%
Min Deposit$500
Min Balance—
UpdatedMay 20, 2026
Details
Riverland Bank
Institution Rating:
A5.0 ★ Texas Ratio: 7.67%
1621 E Hennepin Ave, Minneapolis, MN 55414
Money Market Account
0.85%
$0
▼
Rate0.85%
Min Deposit$0
Min Balance—
UpdatedJun 3, 2026
Details
TruStone Financial Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.11%
2817 Lyndale Ave S, Minneapolis, MN 55408
Money Market
0.80%
$2,500
▼
Rate0.80%
Min Deposit$2,500
Min Balance—
UpdatedMay 20, 2026
Details
Riverland Bank
Institution Rating:
A5.0 ★ Texas Ratio: 7.67%
1621 E Hennepin Ave, Minneapolis, MN 55414
Money Market Account
0.75%
$0
▼
Rate0.75%
Min Deposit$0
Min Balance—
UpdatedJun 3, 2026
Details
Riverland Bank
Institution Rating:
A5.0 ★ Texas Ratio: 7.67%
1621 E Hennepin Ave, Minneapolis, MN 55414
Money Market Account
0.50%
$0
▼
Rate0.50%
Min Deposit$0
Min Balance—
UpdatedJun 3, 2026
Details
Baxter Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 7.04%
1000 Nicollet Mall, Minneapolis, MN 55403
Regular Money Market
0.30%
$0
▼
Rate0.30%
Min Deposit$0
Min Balance—
UpdatedMay 20, 2026
Details
Riverland Bank
Institution Rating:
A5.0 ★ Texas Ratio: 7.67%
1621 E Hennepin Ave, Minneapolis, MN 55414
Money Market Account
0.25%
$0
▼
Rate0.25%
Min Deposit$0
Min Balance—
UpdatedJun 3, 2026
Details
Baxter Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 7.04%
1000 Nicollet Mall, Minneapolis, MN 55403
Regular Money Market
0.20%
$0
▼
Rate0.20%
Min Deposit$0
Min Balance—
UpdatedMay 20, 2026
Details
Baxter Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 7.04%
1000 Nicollet Mall, Minneapolis, MN 55403
Regular Money Market
0.15%
$0
▼
Rate0.15%
Min Deposit$0
Min Balance—
UpdatedMay 20, 2026
Details
Baxter Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 7.04%
1000 Nicollet Mall, Minneapolis, MN 55403
Regular Money Market
0.10%
$0
▼
Rate0.10%
Min Deposit$0
Min Balance—
UpdatedMay 20, 2026
Details
Baxter Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 7.04%
1000 Nicollet Mall, Minneapolis, MN 55403
IRA Money Market
0.10%
$0
▼
Rate0.10%
Min Deposit$0
Min Balance—
UpdatedMay 20, 2026
Details
TruStone Financial Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.11%
2817 Lyndale Ave S, Minneapolis, MN 55408
Money Market
0.10%
$2,500
▼
Rate0.10%
Min Deposit$2,500
Min Balance—
UpdatedMay 20, 2026
Details
Baxter Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 7.04%
1000 Nicollet Mall, Minneapolis, MN 55403
IRA Money Market
0.05%
$0
▼
Rate0.05%
Min Deposit$0
Min Balance—
UpdatedMay 20, 2026
Details
Baxter Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 7.04%
1000 Nicollet Mall, Minneapolis, MN 55403
Money Market Special Less than
0.05%
$0
▼
Rate0.05%
Min Deposit$0
Min Balance—
UpdatedMay 20, 2026
Details
$15,000
Baxter Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 7.04%
1000 Nicollet Mall, Minneapolis, MN 55403
Regular Money Market
0.05%
$0
▼
Rate0.05%
Min Deposit$0
Min Balance—
UpdatedMay 20, 2026
Details
South Metro Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.84%
ELITE WEALTH Money Market Savings
4.00%
$0
▼
Rate3.94%
Min Deposit$0
Min Balance—
UpdatedMay 30, 2026
Details
South Metro Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.84%
ELITE Money Market Savings
3.75%
$0
▼
Rate3.70%
Min Deposit$0
Min Balance—
UpdatedMay 30, 2026
Details
South Metro Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.84%
ELITE WEALTH Money Market Savings
3.60%
$0
▼
Rate3.55%
Min Deposit$0
Min Balance—
UpdatedMay 30, 2026
Details
Security State Bank of Marine
Institution Rating:
A+5.0 ★ Texas Ratio: 0.11%
Money Market Platinum
3.56%
$0
▼
Rate3.50%
Min Deposit$0
Min Balance—
UpdatedJun 3, 2026
Details
North Shore Bank of Commerce
Institution Rating:
A+5.0 ★ Texas Ratio: 2.16%
Preferred Investment Max | Money Market
3.50%
$0
▼
Rate3.44%
Min Deposit$0
Min Balance—
UpdatedMay 17, 2026
Details
South Metro Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.84%
ELITE Money Market Savings
3.50%
$0
▼
Rate3.46%
Min Deposit$0
Min Balance—
UpdatedMay 30, 2026
Details
Mayo Employees Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.10%
Premium Money Market Savings
3.40%
$0
▼
Rate3.36%
Min Deposit$0
Min Balance—
UpdatedMay 30, 2026
Details
South Metro Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.84%
ELITE WEALTH Money Market Savings
3.25%
$0
▼
Rate3.21%
Min Deposit$0
Min Balance—
UpdatedMay 30, 2026
Details
South Metro Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.84%
Money Market Savings
3.20%
$0
▼
Rate3.16%
Min Deposit$0
Min Balance—
UpdatedMay 30, 2026
Details
North Shore Bank of Commerce
Institution Rating:
A+5.0 ★ Texas Ratio: 2.16%
Preferred Investment Max | Money Market
3.20%
$0
▼
Rate3.15%
Min Deposit$0
Min Balance—
UpdatedMay 17, 2026
Details
South Metro Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.84%
ELITE Money Market Savings
3.10%
$0
▼
Rate3.06%
Min Deposit$0
Min Balance—
UpdatedMay 30, 2026
Details
Mayo Employees Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.10%
Premium Money Market Savings
3.05%
$0
▼
Rate3.02%
Min Deposit$0
Min Balance—
UpdatedMay 30, 2026
Details
Building Trades Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.11%
MONEY MARKET SAVINGS
3.04%
$0
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedMay 30, 2026
Details
Genisys Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.68%
Jumbo Money Market
3.04%
$0
▼
Rate3.00%
Min Deposit$0
Min Balance—
UpdatedMay 20, 2026
Details
Security State Bank of Marine
Institution Rating:
A+5.0 ★ Texas Ratio: 0.11%
Money Market Platinum
3.04%
$0
▼
Rate3.00%
Min Deposit$0
Min Balance—
UpdatedJun 3, 2026
Details
Rate3.00%
Min Deposit$0
Min Balance—
UpdatedJun 3, 2026
Details
Rate3.00%
Min Deposit$50
Min Balance—
UpdatedMay 17, 2026
Details
Limited time offer
First Alliance Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 8.88%
Business Money Market Account
3.00%
$0
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedMay 18, 2026
Details
VisionBank Saint Louis Park, MN
Institution Rating:
A5.0 ★ Texas Ratio: 12.22%
Premium Money Market Personal
3.00%
$1,000
▼
Rate2.96%
Min Deposit$1,000
Min Balance—
UpdatedMay 17, 2026
Details
b,c,e
American Bank & Trust
Institution Rating:
A+5.0 ★ Texas Ratio: 2.47%
Money Market Special
3.00%
$0
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedMay 17, 2026
Details
new money market accounts with a balance over $15,000
VisionBank Saint Louis Park, MN
Institution Rating:
A5.0 ★ Texas Ratio: 12.22%
Premium Money Market Business
3.00%
$1,000
▼
Rate2.96%
Min Deposit$1,000
Min Balance—
UpdatedMay 17, 2026
Details
Qualifying balance up to $3,000,000.00
Toro Employees Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.98%
MONEY MARKET
3.00%
$2,500
▼
Rate2.96%
Min Deposit$2,500
Min Balance—
UpdatedMay 22, 2026
Details
North Shore Bank of Commerce
Institution Rating:
A+5.0 ★ Texas Ratio: 2.16%
Preferred Investment Max | Money Market
2.95%
$0
▼
Rate2.91%
Min Deposit$0
Min Balance—
UpdatedMay 17, 2026
Details
Mayo Employees Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.10%
Premium Money Market Savings
2.90%
$0
▼
Rate2.87%
Min Deposit$0
Min Balance—
UpdatedMay 30, 2026
Details
Riverview Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.00%
Premium Money Market Savings
2.90%
$0
▼
Rate2.87%
Min Deposit$0
Min Balance—
UpdatedMay 20, 2026
Details
($25,000 minimum balance requirement to obtain APR/APY)
Genisys Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.68%
Jumbo Money Market
2.84%
$0
▼
Rate2.80%
Min Deposit$0
Min Balance—
UpdatedMay 20, 2026
Details
Federated Employees Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.36%
Money Market
2.79%
$0
▼
Rate2.75%
Min Deposit$0
Min Balance—
UpdatedMay 20, 2026
Details
North Star Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 0.05%
ExecuStar Money Market Savings
2.78%
$50,000
▼
Rate2.75%
Min Deposit$50,000
Min Balance—
UpdatedMay 29, 2026
Details
Daily Balances of $150,000.00-10,000,000.00
South Metro Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.84%
ELITE WEALTH Money Market Savings
2.75%
$0
▼
Rate2.72%
Min Deposit$0
Min Balance—
UpdatedMay 30, 2026
Details
Minimum to Open $2,500.00
Associated Healthcare Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.23%
Money Market
2.75%
$0
▼
Rate2.72%
Min Deposit$0
Min Balance—
UpdatedMay 23, 2026
Details
Ideal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.03%
Business High Yield Money Market
2.75%
$0
▼
Rate2.71%
Min Deposit$0
Min Balance—
UpdatedMay 18, 2026
Details
First Alliance Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 8.88%
Business Money Market Account
2.70%
$0
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedMay 18, 2026
Details
North Shore Bank of Commerce
Institution Rating:
A+5.0 ★ Texas Ratio: 2.16%
Preferred Investment Max | Money Market
2.70%
$0
▼
Rate2.67%
Min Deposit$0
Min Balance—
UpdatedMay 17, 2026
Details
Mayo Employees Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.10%
Premium Money Market Savings
2.65%
$0
▼
Rate2.62%
Min Deposit$0
Min Balance—
UpdatedMay 30, 2026
Details
Genisys Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.68%
Jumbo Money Market
2.63%
$0
▼
Rate2.60%
Min Deposit$0
Min Balance—
UpdatedMay 20, 2026
Details
First State Bank and Trust Bayport, MN
Institution Rating:
A+5.0 ★ Texas Ratio: 0.00%
Investors Plus Money Market
2.53%
$2,000
▼
Rate2.50%
Min Deposit$2,000
Min Balance—
UpdatedJun 3, 2026
Details
Rate2.50%
Min Deposit$0
Min Balance—
UpdatedJun 3, 2026
Details
Rate2.50%
Min Deposit$50
Min Balance—
UpdatedMay 17, 2026
Details
Limited time offer
North Star Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 0.05%
ExecuStar Money Market Savings
2.53%
$50,000
▼
Rate2.50%
Min Deposit$50,000
Min Balance—
UpdatedMay 29, 2026
Details
Daily Balances of $100,000.00-149,999.99
Federated Employees Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.36%
Money Market
2.53%
$0
▼
Rate2.50%
Min Deposit$0
Min Balance—
UpdatedMay 20, 2026
Details
Security State Bank of Marine
Institution Rating:
A+5.0 ★ Texas Ratio: 0.11%
Money Market Platinum
2.53%
$0
▼
Rate2.50%
Min Deposit$0
Min Balance—
UpdatedJun 3, 2026
Details
Red Wing Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.21%
Money Market Accounts
2.52%
$0
▼
Rate2.50%
Min Deposit$0
Min Balance—
UpdatedMay 23, 2026
Details
Trustar Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.20%
Money Market Checking
2.50%
$0
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedMay 30, 2026
Details
Ideal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.03%
Business High Yield Money Market
2.50%
$0
▼
Rate2.47%
Min Deposit$0
Min Balance—
UpdatedMay 18, 2026
Details
Associated Healthcare Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.23%
Money Market
2.50%
$0
▼
Rate2.47%
Min Deposit$0
Min Balance—
UpdatedMay 23, 2026
Details
South Metro Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.84%
ELITE Money Market Savings
2.50%
$0
▼
Rate2.48%
Min Deposit$0
Min Balance—
UpdatedMay 30, 2026
Details
CNB of Park Rapids
Institution Rating:
A+5.0 ★ Texas Ratio: 4.49%
Platinum Money Market Account
2.50%
$500,000
▼
Rate2.50%
Min Deposit$500,000
Min Balance—
UpdatedMay 17, 2026
Details
Gate City Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 4.81%
Money Market Savings Account
2.50%
$500
▼
Rate2.48%
Min Deposit$500
Min Balance—
UpdatedJun 3, 2026
Details
Minimum balance to earn APY: $1,000,000+
Rate2.42%
Min Deposit$0
Min Balance—
UpdatedMay 17, 2026
Details
Rate2.40%
Min Deposit$0
Min Balance—
UpdatedJun 3, 2026
Details
Rate2.30%
Min Deposit$0
Min Balance—
UpdatedJun 3, 2026
Details
OSB Odin State Bank
Institution Rating:
B-4.3 ★ Texas Ratio: 23.01%
Money Market Account
2.32%
$0
▼
Rate2.30%
Min Deposit$0
Min Balance—
UpdatedMay 17, 2026
Details
Security Bank Minnesota
Institution Rating:
A+5.0 ★ Texas Ratio: 0.00%
Platinum Money Market Savings
2.27%
$0
▼
Rate2.25%
Min Deposit$0
Min Balance—
UpdatedMay 17, 2026
Details
below $25 s/c
Rate2.25%
Min Deposit$0
Min Balance—
UpdatedJun 3, 2026
Details
First Security Bank Byron, MN
Institution Rating:
A+5.0 ★ Texas Ratio: 4.32%
Rewards Money Market
2.27%
$0
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedMay 17, 2026
Details
North Star Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 0.05%
ExecuStar Money Market Savings
2.27%
$50,000
▼
Rate2.25%
Min Deposit$50,000
Min Balance—
UpdatedMay 29, 2026
Details
Daily Balances of $50,000.00-99,999.99
Rate2.20%
Min Deposit$0
Min Balance—
UpdatedJun 3, 2026
Details
North Star Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 0.05%
ExecuStar Money Market Savings
2.22%
$50,000
▼
Rate2.20%
Min Deposit$50,000
Min Balance—
UpdatedMay 29, 2026
Details
Daily Balances up to $49,999.99
Rate2.10%
Min Deposit$0
Min Balance—
UpdatedJun 3, 2026
Details
Rate2.00%
Min Deposit$0
Min Balance—
UpdatedJun 3, 2026
Details
First Security Bank Byron, MN
Institution Rating:
A+5.0 ★ Texas Ratio: 4.32%
Rewards Money Market
2.02%
$0
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedMay 17, 2026
Details
Rate2.00%
Min Deposit$0
Min Balance—
UpdatedMay 17, 2026
Details
$50,000 and Above
First State Bank and Trust Bayport, MN
Institution Rating:
A+5.0 ★ Texas Ratio: 0.00%
Investors Plus Money Market
2.02%
$2,000
▼
Rate2.00%
Min Deposit$2,000
Min Balance—
UpdatedJun 3, 2026
Details
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MonitorBankRates
The Annual Percentage Yields (APYs) displayed are based on the highest APY offered for the specified deposit amount or less. Rates may change without prior notice. Rates reflect recent market quotes and representative offers available to depositors in Minneapolis, Minnesota and the surrounding area.
Banks and Credit Unions: If you identify an incorrect rate or wish to request the removal of your institution’s data, please contact us here.
Banks and Credit Unions: If you identify an incorrect rate or wish to request the removal of your institution’s data, please contact us here.
Minneapolis, MN Money Market Rate Trends
Compare local Minneapolis, MN money market quotes against the statewide average
Daily money market rate averages tracked across our database of 8,500+ banks and credit unions — updated every evening.
High-Yield MMA — MN Avg
3.142%
Unchanged vs 7 days ago
Minnesota high-yield MMA rates currently average 3.142% APY.
Standard MMA — MN Avg
1.065%
Unchanged vs 7 days ago
Minnesota standard MMA rates currently average 1.065% APY.
As of Jun 3, 2026 • Rate data sourced from 8,500+ monitored institutions
Powered by MonitorBankRates
Methodology & Data Sources
Independent, Free, and Unbiased Rate Comparisons: MonitorBankRates.com is an independent rate comparison service. Our Minneapolis, Minnesota money market rate tables are free for consumers to use, and we do not receive payment from any financial institution to be included or to be ranked in any particular order. Listings are based solely on the rates each institution publicly advertises on its own website.
A Note on Third-Party Rate Tools: Some pages on our site also feature rate comparison widgets and tools provided by third-party partners. These tools may include sponsored listings or affiliate links, and we may receive compensation when users click through them. We clearly label these widgets so you can tell at a glance which rates come from our independent MonitorBankRates.com tables and which come from our advertising partners.
Direct-Sourced & Verified Money Market Rate Data: We aggregate money market deposit account rates for Minneapolis, Minnesota directly from the official websites of banks and credit unions using our proprietary rate aggregation technology and a dedicated team of rate updaters. Every money market rate displayed on MonitorBankRates.com is highly accurate and trustworthy.
Local, Regional, and National Coverage: Our systems constantly monitor the market to provide a complete picture of available yields in Minneapolis, Minnesota. We feature a comprehensive mix of institutions from neighborhood credit unions and mid-sized regional banks to large national institutions available to savers in MN.
Daily Updates & Time-Stamped Accuracy: Our rate updaters verify and update money market rates daily. Because MMA yields can fluctuate rapidly based on market conditions, every product listed features its own specific “last updated” date, giving you complete transparency.
Frequently Asked Questions about Money Market Accounts in Minneapolis, Minnesota
What is a Money Market Account (MMA)?
A Money Market Account (MMA), formally known as a money market deposit account (MMDA), is a type of deposit account that often pays higher interest rates than standard savings accounts. They usually come with check-writing privileges and debit card access, offering a balance of growth and liquidity for savers in Minnesota.
Are Money Market accounts in Minneapolis, Minnesota safe?
Yes, as long as the institution is FDIC insured (for banks) or NCUA insured (for credit unions). This provides federal protection for your deposits in Minnesota up to $250,000 per depositor, per institution.
How often do MMA rates change in Minneapolis, Minnesota?
Money market rates are variable and can change at any time based on market conditions and Federal Reserve decisions. We update our local Minnesota rate tables daily to ensure you see the most current high-yield options.
Can I write checks from a Money Market Account?
Yes, most Money Market Accounts allow you to write a limited number of checks or make debit card transactions each month (typically up to 6), making them more flexible than a standard savings account.
How much do I need to deposit to open a money market account in Minneapolis, Minnesota?
Minimum deposit requirements vary widely. Some online money market deposit accounts can be opened with no minimum, while many banks and credit unions in Minneapolis, Minnesota require an initial deposit of $1,000 to $2,500 to earn the highest advertised APY. Larger deposits often unlock higher rate tiers, and FDIC or NCUA insurance protects deposits up to $250,000 per depositor, per institution.
Best Money Market Rates in Minneapolis, Minnesota
Here are some of the highest money market account APYs currently available in Minneapolis, Minnesota and the surrounding area:
- Baxter Credit Union
Money Market Special — 3.50% APY - American National Bank
6-month money market — 3.25% APY - Bremer Bank
Money Market — 3.25% APY - The Huntington National Bank
High-Yield Money Market — 3.20% APY - Riverland Bank
Money Market Account — 3.14% APY
Money Market Rates reflect actual verified offers from banks and credit unions actively accepting deposits in Minneapolis, Minnesota. Your final available rate may depend on deposit amount and daily market movements. Last Updated and Verified: June 3, 2026
Minneapolis, Minnesota Rates & Resources
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