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Best Money Market Rates in Minnetonka, Minnesota (MN) - May 2026

Content reviewed by
Brian McKay Brian McKay
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Brian McKay

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Editorial Disclosure The rates displayed are actual, verified rates sourced directly from the official websites of banks and credit unions. Our editorial content is independent of any advertiser relationships.
| ✓Fact Checked | Last Updated: May 12, 2026

Current Minnetonka, Minnesota and the surrounding area money market deposit account rates include The Huntington National BankThe Huntington National Bank1801 Plymouth Rd, Minnetonka, MN 55305A+5.0 ★Texas Ratio: 4.60% High-Yield Money Market at 3.82% APY, Baxter Credit UnionBaxter Credit Union9800 Health Care Ln, Minnetonka, MN 55343A5.0 ★Texas Ratio: 7.73% Money Market Special at 3.50% APY, MidCountry BankMidCountry Bank14617 Highway 7, Minnetonka, MN 55345B+4.8 ★Texas Ratio: 17.71% Money Market4Business at 2.27% APY, Highland BankHighland Bank1700 Plymouth Rd, Minnetonka, MN 55305A+5.0 ★Texas Ratio: 1.01% Commercial Premier Money Market at 1.66% APY, and Security State Bank of MarineSecurity State Bank of MarineA+5.0 ★Texas Ratio: 0.11% Money Market Platinum at 3.56% APY. Money market rates as of May 12, 2026 according to verified data from MonitorBankRates.

Minnetonka has 4 local institutions in our database, with money market rates as high as 3.82% APY from The Huntington National Bank at 1801 Plymouth Rd, Minnetonka, MN 55305. Use the table below to compare all available offers, including options from institutions serving the broader Minnesota area. Rates are continually updated — we recommend checking back frequently.

Rates reflect recent market quotes and representative offers available to depositors in Minnetonka, Minnesota and surrounding area. Last Updated and Verified: May 12, 2026

Compare the Best Money Market Rates Today in Minnetonka, Minnesota & the Surrounding Area

Source: Verified Money Market Rate Data provided by MonitorBankRates
Institution
Product
APY
Min Deposit
Profile
The Huntington National Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 4.60%
1801 Plymouth Rd, Minnetonka, MN 55305
High-Yield Money Market
3.82%
$25,000
View
▼
Rate—
Min Deposit$25,000
Min Balance—
UpdatedMay 4, 2026
Details

Minimum of **$25,000** not currently deposited at Huntington.

The Huntington National Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 4.60%
1801 Plymouth Rd, Minnetonka, MN 55305
Huntington Relationship Money Market
3.82%
$25,000
View
▼
Rate—
Min Deposit$25,000
Min Balance—
UpdatedMay 4, 2026
Details

Baxter Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 7.73%
9800 Health Care Ln, Minnetonka, MN 55343
Money Market Special Intro rate
3.50%
$0
View
▼
Rate3.45%
Min Deposit$0
Min Balance—
UpdatedMay 12, 2026
Details

$15,000+

Baxter Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 7.73%
9800 Health Care Ln, Minnetonka, MN 55343
Money Market Special
3.50%
$0
View
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedMay 12, 2026
Details

The Huntington National Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 4.60%
1801 Plymouth Rd, Minnetonka, MN 55305
High-Yield Money Market
3.20%
$25,000
View
▼
Rate—
Min Deposit$25,000
Min Balance—
UpdatedMay 4, 2026
Details

Minimum of **$25,000** not currently deposited at Huntington.

The Huntington National Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 4.60%
1801 Plymouth Rd, Minnetonka, MN 55305
Huntington Relationship Money Market
3.20%
$25,000
View
▼
Rate—
Min Deposit$25,000
Min Balance—
UpdatedMay 4, 2026
Details

MidCountry Bank
Institution Rating:
B+4.8 ★ Texas Ratio: 17.71%
14617 Highway 7, Minnetonka, MN 55345
Money Market4Me
2.27%
$50
View
▼
Rate2.25%
Min Deposit$50
Min Balance—
UpdatedMay 4, 2026
Details

MidCountry Bank
Institution Rating:
B+4.8 ★ Texas Ratio: 17.71%
14617 Highway 7, Minnetonka, MN 55345
Money Market4Business
2.27%
$50
View
▼
Rate2.25%
Min Deposit$50
Min Balance—
UpdatedMay 4, 2026
Details

MidCountry Bank
Institution Rating:
B+4.8 ★ Texas Ratio: 17.71%
14617 Highway 7, Minnetonka, MN 55345
Money Market4Business
1.92%
$50
View
▼
Rate1.90%
Min Deposit$50
Min Balance—
UpdatedMay 4, 2026
Details

MidCountry Bank
Institution Rating:
B+4.8 ★ Texas Ratio: 17.71%
14617 Highway 7, Minnetonka, MN 55345
Money Market4Me
1.92%
$50
View
▼
Rate1.90%
Min Deposit$50
Min Balance—
UpdatedMay 4, 2026
Details

Highland Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 1.01%
1700 Plymouth Rd, Minnetonka, MN 55305
Commercial Premier Money Market
1.66%
$0
View
▼
Rate1.65%
Min Deposit$0
Min Balance—
UpdatedMay 5, 2026
Details

$5,000,000+

Highland Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 1.01%
1700 Plymouth Rd, Minnetonka, MN 55305
Premier Money Market Savings
1.66%
$0
View
▼
Rate1.65%
Min Deposit$0
Min Balance—
UpdatedMay 5, 2026
Details

Highland Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 1.01%
1700 Plymouth Rd, Minnetonka, MN 55305
Commercial Premier Money Market
1.61%
$0
View
▼
Rate1.60%
Min Deposit$0
Min Balance—
UpdatedMay 5, 2026
Details

$2,500,000-$4,999,999

Highland Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 1.01%
1700 Plymouth Rd, Minnetonka, MN 55305
Premier Money Market Savings
1.61%
$0
View
▼
Rate1.60%
Min Deposit$0
Min Balance—
UpdatedMay 5, 2026
Details

Highland Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 1.01%
1700 Plymouth Rd, Minnetonka, MN 55305
Commercial Premier Money Market
1.56%
$0
View
▼
Rate1.55%
Min Deposit$0
Min Balance—
UpdatedMay 5, 2026
Details

$1,000,000-$2,499,999

Highland Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 1.01%
1700 Plymouth Rd, Minnetonka, MN 55305
Premier Money Market Savings
1.56%
$0
View
▼
Rate1.55%
Min Deposit$0
Min Balance—
UpdatedMay 5, 2026
Details

Highland Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 1.01%
1700 Plymouth Rd, Minnetonka, MN 55305
Premier Money Market Savings
1.46%
$0
View
▼
Rate1.45%
Min Deposit$0
Min Balance—
UpdatedMay 5, 2026
Details

Highland Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 1.01%
1700 Plymouth Rd, Minnetonka, MN 55305
Commercial Premier Money Market
1.46%
$0
View
▼
Rate1.45%
Min Deposit$0
Min Balance—
UpdatedMay 5, 2026
Details

$250,000-$999,999

Highland Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 1.01%
1700 Plymouth Rd, Minnetonka, MN 55305
Commercial Money Market Savings
1.46%
$0
View
▼
Rate1.45%
Min Deposit$0
Min Balance—
UpdatedMay 5, 2026
Details

$250,000 +

Highland Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 1.01%
1700 Plymouth Rd, Minnetonka, MN 55305
Commercial Premier Money Market
1.31%
$0
View
▼
Rate1.30%
Min Deposit$0
Min Balance—
UpdatedMay 5, 2026
Details

$100,000-$249,999.99

Highland Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 1.01%
1700 Plymouth Rd, Minnetonka, MN 55305
Premier Money Market Savings
1.31%
$0
View
▼
Rate1.30%
Min Deposit$0
Min Balance—
UpdatedMay 5, 2026
Details

Highland Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 1.01%
1700 Plymouth Rd, Minnetonka, MN 55305
IRA Money Market Savings
1.30%
$0
View
▼
Rate1.30%
Min Deposit$0
Min Balance—
UpdatedMay 5, 2026
Details

Baxter Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 7.73%
9800 Health Care Ln, Minnetonka, MN 55343
Money Market Special
1.25%
$0
View
▼
Rate1.24%
Min Deposit$0
Min Balance—
UpdatedMay 12, 2026
Details

$15,000+

Highland Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 1.01%
1700 Plymouth Rd, Minnetonka, MN 55305
IRA Money Market Savings
1.15%
$0
View
▼
Rate1.15%
Min Deposit$0
Min Balance—
UpdatedMay 5, 2026
Details

Highland Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 1.01%
1700 Plymouth Rd, Minnetonka, MN 55305
Commercial Premier Money Market
1.11%
$0
View
▼
Rate1.10%
Min Deposit$0
Min Balance—
UpdatedMay 5, 2026
Details

$50,000-$99,999.99

Highland Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 1.01%
1700 Plymouth Rd, Minnetonka, MN 55305
Premier Money Market Savings
1.06%
$0
View
▼
Rate1.05%
Min Deposit$0
Min Balance—
UpdatedMay 5, 2026
Details

Highland Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 1.01%
1700 Plymouth Rd, Minnetonka, MN 55305
Commercial Money Market Savings
1.06%
$0
View
▼
Rate1.05%
Min Deposit$0
Min Balance—
UpdatedMay 5, 2026
Details

$100,000-$249,999

MidCountry Bank
Institution Rating:
B+4.8 ★ Texas Ratio: 17.71%
14617 Highway 7, Minnetonka, MN 55345
Money Market4Business
1.00%
$50
View
▼
Rate1.00%
Min Deposit$50
Min Balance—
UpdatedMay 4, 2026
Details

MidCountry Bank
Institution Rating:
B+4.8 ★ Texas Ratio: 17.71%
14617 Highway 7, Minnetonka, MN 55345
Money Market4Me
1.00%
$50
View
▼
Rate1.00%
Min Deposit$50
Min Balance—
UpdatedMay 4, 2026
Details

Highland Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 1.01%
1700 Plymouth Rd, Minnetonka, MN 55305
Premier Money Market Savings
0.95%
$0
View
▼
Rate0.95%
Min Deposit$0
Min Balance—
UpdatedMay 5, 2026
Details

Highland Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 1.01%
1700 Plymouth Rd, Minnetonka, MN 55305
Commercial Money Market Savings
0.90%
$0
View
▼
Rate0.90%
Min Deposit$0
Min Balance—
UpdatedMay 5, 2026
Details

$50,000-$99,999.99

Highland Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 1.01%
1700 Plymouth Rd, Minnetonka, MN 55305
Commercial Premier Money Market
0.90%
$0
View
▼
Rate0.90%
Min Deposit$0
Min Balance—
UpdatedMay 5, 2026
Details

under $50,000

Highland Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 1.01%
1700 Plymouth Rd, Minnetonka, MN 55305
IRA Money Market Savings
0.90%
$0
View
▼
Rate0.90%
Min Deposit$0
Min Balance—
UpdatedMay 5, 2026
Details

Highland Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 1.01%
1700 Plymouth Rd, Minnetonka, MN 55305
Premier Money Market Savings
0.90%
$0
View
▼
Rate0.90%
Min Deposit$0
Min Balance—
UpdatedMay 5, 2026
Details

Highland Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 1.01%
1700 Plymouth Rd, Minnetonka, MN 55305
Commercial Money Market Savings
0.80%
$0
View
▼
Rate0.80%
Min Deposit$0
Min Balance—
UpdatedMay 5, 2026
Details

$25,000-$49,999.99

Highland Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 1.01%
1700 Plymouth Rd, Minnetonka, MN 55305
Money Market Savings
0.75%
$0
View
▼
Rate0.75%
Min Deposit$0
Min Balance—
UpdatedMay 5, 2026
Details

Highland Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 1.01%
1700 Plymouth Rd, Minnetonka, MN 55305
Commercial Money Market Savings
0.70%
$0
View
▼
Rate0.70%
Min Deposit$0
Min Balance—
UpdatedMay 5, 2026
Details

under $25,000

Highland Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 1.01%
1700 Plymouth Rd, Minnetonka, MN 55305
Premier Money Market Savings
0.70%
$0
View
▼
Rate0.70%
Min Deposit$0
Min Balance—
UpdatedMay 5, 2026
Details

Highland Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 1.01%
1700 Plymouth Rd, Minnetonka, MN 55305
Money Market Savings
0.50%
$0
View
▼
Rate0.50%
Min Deposit$0
Min Balance—
UpdatedMay 5, 2026
Details

Highland Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 1.01%
1700 Plymouth Rd, Minnetonka, MN 55305
IRA Money Market Savings
0.40%
$0
View
▼
Rate0.40%
Min Deposit$0
Min Balance—
UpdatedMay 5, 2026
Details

MidCountry Bank
Institution Rating:
B+4.8 ★ Texas Ratio: 17.71%
14617 Highway 7, Minnetonka, MN 55345
Money Market4Me
0.30%
$50
View
▼
Rate0.30%
Min Deposit$50
Min Balance—
UpdatedMay 4, 2026
Details

MidCountry Bank
Institution Rating:
B+4.8 ★ Texas Ratio: 17.71%
14617 Highway 7, Minnetonka, MN 55345
Money Market4Business
0.30%
$50
View
▼
Rate0.30%
Min Deposit$50
Min Balance—
UpdatedMay 4, 2026
Details

Baxter Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 7.73%
9800 Health Care Ln, Minnetonka, MN 55343
Regular Money Market
0.30%
$0
View
▼
Rate0.30%
Min Deposit$0
Min Balance—
UpdatedMay 12, 2026
Details

Baxter Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 7.73%
9800 Health Care Ln, Minnetonka, MN 55343
Regular Money Market
0.20%
$0
View
▼
Rate0.20%
Min Deposit$0
Min Balance—
UpdatedMay 12, 2026
Details

Highland Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 1.01%
1700 Plymouth Rd, Minnetonka, MN 55305
IRA Money Market Savings
0.15%
$0
View
▼
Rate0.15%
Min Deposit$0
Min Balance—
UpdatedMay 5, 2026
Details

Baxter Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 7.73%
9800 Health Care Ln, Minnetonka, MN 55343
Regular Money Market
0.15%
$0
View
▼
Rate0.15%
Min Deposit$0
Min Balance—
UpdatedMay 12, 2026
Details

Baxter Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 7.73%
9800 Health Care Ln, Minnetonka, MN 55343
Regular Money Market
0.10%
$0
View
▼
Rate0.10%
Min Deposit$0
Min Balance—
UpdatedMay 12, 2026
Details

Baxter Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 7.73%
9800 Health Care Ln, Minnetonka, MN 55343
IRA Money Market
0.10%
$0
View
▼
Rate0.10%
Min Deposit$0
Min Balance—
UpdatedMay 12, 2026
Details

Baxter Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 7.73%
9800 Health Care Ln, Minnetonka, MN 55343
Regular Money Market
0.05%
$0
View
▼
Rate0.05%
Min Deposit$0
Min Balance—
UpdatedMay 12, 2026
Details

Baxter Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 7.73%
9800 Health Care Ln, Minnetonka, MN 55343
Money Market Special Less than
0.05%
$0
View
▼
Rate0.05%
Min Deposit$0
Min Balance—
UpdatedMay 12, 2026
Details

$15,000

Baxter Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 7.73%
9800 Health Care Ln, Minnetonka, MN 55343
IRA Money Market
0.05%
$0
View
▼
Rate0.05%
Min Deposit$0
Min Balance—
UpdatedMay 12, 2026
Details

Highland Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 1.01%
1700 Plymouth Rd, Minnetonka, MN 55305
IRA Money Market Savings
0.05%
$0
View
▼
Rate0.05%
Min Deposit$0
Min Balance—
UpdatedMay 5, 2026
Details

Security State Bank of Marine
Institution Rating:
A+5.0 ★ Texas Ratio: 0.11%
Money Market Platinum
3.56%
$0
View
▼
Rate3.50%
Min Deposit$0
Min Balance—
UpdatedMay 5, 2026
Details

TruStone Financial Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.44%
Business High-Yield Money Market
3.50%
$5
View
▼
Rate3.45%
Min Deposit$5
Min Balance—
UpdatedMay 12, 2026
Details

$5,000,000 And Greater

North Shore Bank of Commerce
Institution Rating:
A+5.0 ★ Texas Ratio: 2.16%
Preferred Investment Max | Money Market
3.50%
$0
View
▼
Rate3.44%
Min Deposit$0
Min Balance—
UpdatedMay 5, 2026
Details

Mayo Employees Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.10%
Premium Money Market Savings
3.40%
$1,000,000
View
▼
Rate3.36%
Min Deposit$1,000,000
Min Balance—
UpdatedMay 10, 2026
Details

American National Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 4.22%
6-month money market
3.25%
$25,000
View
▼
Rate—
Min Deposit$25,000
Min Balance—
UpdatedMay 4, 2026
Details

New deposits only

Bremer Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 4.07%
Money Market
3.25%
$20,000
View
▼
Rate—
Min Deposit$20,000
Min Balance—
UpdatedMay 5, 2026
Details

TruStone Financial Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.44%
Business High-Yield Money Market
3.25%
$5
View
▼
Rate3.20%
Min Deposit$5
Min Balance—
UpdatedMay 12, 2026
Details

$3,000,000 - $4,999,999.99

North Shore Bank of Commerce
Institution Rating:
A+5.0 ★ Texas Ratio: 2.16%
Preferred Investment Max | Money Market
3.20%
$0
View
▼
Rate3.15%
Min Deposit$0
Min Balance—
UpdatedMay 5, 2026
Details

Riverland Bank
Institution Rating:
A5.0 ★ Texas Ratio: 7.67%
Money Market Accounts
3.14%
$1,000
View
▼
Rate3.10%
Min Deposit$1,000
Min Balance—
UpdatedMay 4, 2026
Details

Mayo Employees Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.10%
Premium Money Market Savings
3.05%
$750,000
View
▼
Rate3.02%
Min Deposit$750,000
Min Balance—
UpdatedMay 10, 2026
Details

Security State Bank of Marine
Institution Rating:
A+5.0 ★ Texas Ratio: 0.11%
Money Market Platinum
3.04%
$0
View
▼
Rate3.00%
Min Deposit$0
Min Balance—
UpdatedMay 5, 2026
Details

Genisys Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.03%
Jumbo Money Market
3.04%
$0
View
▼
Rate3.00%
Min Deposit$0
Min Balance—
UpdatedMay 12, 2026
Details

Building Trades Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.14%
MONEY MARKET SAVINGS
3.04%
$0
View
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedMay 7, 2026
Details

Bank Midwest
Institution Rating:
A+5.0 ★ Texas Ratio: 1.45%
Premier Money Market
3.04%
$50
View
▼
Rate3.00%
Min Deposit$50
Min Balance—
UpdatedMay 5, 2026
Details

Limited time offer

BankVista
Institution Rating:
A5.0 ★ Texas Ratio: 12.88%
Money Market Savings
3.04%
$0
View
▼
Rate3.00%
Min Deposit$0
Min Balance—
UpdatedMay 4, 2026
Details

First Alliance Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 9.69%
Business Money Market Account
3.00%
$0
View
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedMay 10, 2026
Details

TruStone Financial Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.44%
Business High-Yield Money Market
3.00%
$5
View
▼
Rate2.96%
Min Deposit$5
Min Balance—
UpdatedMay 12, 2026
Details

$1,000,000 - $2,999,999.99

TruStone Financial Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.44%
Money Market
3.00%
$2,500
View
▼
Rate2.96%
Min Deposit$2,500
Min Balance—
UpdatedMay 12, 2026
Details

Toro Employees Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.15%
MONEY MARKET
3.00%
$2,500
View
▼
Rate2.96%
Min Deposit$2,500
Min Balance—
UpdatedMay 7, 2026
Details

Mayo Employees Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.10%
Premium Money Market Savings
2.90%
$500,000
View
▼
Rate2.87%
Min Deposit$500,000
Min Balance—
UpdatedMay 10, 2026
Details

Riverview Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.00%
Premium Money Market Savings
2.90%
$0
View
▼
Rate2.87%
Min Deposit$0
Min Balance—
UpdatedMay 10, 2026
Details

($25,000 minimum balance requirement to obtain APR/APY)

Genisys Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.03%
Jumbo Money Market
2.84%
$0
View
▼
Rate2.80%
Min Deposit$0
Min Balance—
UpdatedMay 12, 2026
Details

Federated Employees Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.38%
Money Market
2.79%
$0
View
▼
Rate2.75%
Min Deposit$0
Min Balance—
UpdatedMay 10, 2026
Details

Associated Healthcare Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.30%
Money Market
2.75%
$0
View
▼
Rate2.72%
Min Deposit$0
Min Balance—
UpdatedMay 10, 2026
Details

Ideal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.40%
Business High Yield Money Market
2.75%
$0
View
▼
Rate2.71%
Min Deposit$0
Min Balance—
UpdatedMay 10, 2026
Details

TruStone Financial Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.44%
Business High-Yield Money Market
2.75%
$5
View
▼
Rate2.72%
Min Deposit$5
Min Balance—
UpdatedMay 12, 2026
Details

$750,000 - $999,999.99

Associated Healthcare Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.30%
Money Market / IRA Money Market
2.75%
$0
View
▼
Rate2.72%
Min Deposit$0
Min Balance—
UpdatedMay 10, 2026
Details

First Alliance Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 9.69%
Business Money Market Account
2.70%
$0
View
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedMay 10, 2026
Details

Mayo Employees Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.10%
Premium Money Market Savings
2.65%
$250,000
View
▼
Rate2.62%
Min Deposit$250,000
Min Balance—
UpdatedMay 10, 2026
Details

Genisys Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.03%
Jumbo Money Market
2.63%
$0
View
▼
Rate2.60%
Min Deposit$0
Min Balance—
UpdatedMay 12, 2026
Details

Federated Employees Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.38%
Money Market
2.53%
$0
View
▼
Rate2.50%
Min Deposit$0
Min Balance—
UpdatedMay 10, 2026
Details

Red Wing Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.22%
Money Market Accounts
2.52%
$0
View
▼
Rate2.50%
Min Deposit$0
Min Balance—
UpdatedMay 10, 2026
Details

Associated Healthcare Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.30%
Money Market
2.50%
$0
View
▼
Rate2.47%
Min Deposit$0
Min Balance—
UpdatedMay 10, 2026
Details

Toro Employees Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.15%
MONEY MARKET
2.50%
$2,500
View
▼
Rate2.47%
Min Deposit$2,500
Min Balance—
UpdatedMay 7, 2026
Details

Trustar Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.42%
Money Market Checking
2.50%
$0
View
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedMay 10, 2026
Details

Associated Healthcare Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.30%
Money Market / IRA Money Market
2.50%
$0
View
▼
Rate2.47%
Min Deposit$0
Min Balance—
UpdatedMay 10, 2026
Details

Ideal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.40%
Business High Yield Money Market
2.50%
$0
View
▼
Rate2.47%
Min Deposit$0
Min Balance—
UpdatedMay 10, 2026
Details

TruStone Financial Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.44%
Business High-Yield Money Market
2.50%
$5
View
▼
Rate2.47%
Min Deposit$5
Min Balance—
UpdatedMay 12, 2026
Details

$500,000 - $749,999.99

Genisys Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.03%
Jumbo Money Market
2.43%
$0
View
▼
Rate2.40%
Min Deposit$0
Min Balance—
UpdatedMay 12, 2026
Details

First Alliance Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 9.69%
Business Money Market Account
2.40%
$0
View
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedMay 10, 2026
Details

Genisys Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.03%
College Rewards Money Market
2.38%
$0
View
▼
Rate2.35%
Min Deposit$0
Min Balance—
UpdatedMay 12, 2026
Details

minimum balance of $100 required to earn dividends. First $100 earns rate equal to $2500 - $9,999.99 tier paid for High Yield Money Market. Member needs to meet minimum requirements to qualify.

Genisys Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.03%
Money Market
2.38%
$0
View
▼
Rate2.35%
Min Deposit$0
Min Balance—
UpdatedMay 12, 2026
Details

Mayo Employees Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.10%
Premium Money Market Savings
2.30%
$100,000
View
▼
Rate2.28%
Min Deposit$100,000
Min Balance—
UpdatedMay 10, 2026
Details

Mayo Employees Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.10%
Money Market Savings
2.30%
$0
View
▼
Rate2.28%
Min Deposit$0
Min Balance—
UpdatedMay 10, 2026
Details

Building Trades Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.14%
MONEY MARKET SAVINGS
2.27%
$0
View
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedMay 7, 2026
Details

Federated Employees Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.38%
Money Market
2.27%
$0
View
▼
Rate2.25%
Min Deposit$0
Min Balance—
UpdatedMay 10, 2026
Details

Associated Healthcare Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.30%
Money Market
2.25%
$0
View
▼
Rate2.22%
Min Deposit$0
Min Balance—
UpdatedMay 10, 2026
Details

Associated Healthcare Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.30%
Money Market / IRA Money Market
2.25%
$0
View
▼
Rate2.22%
Min Deposit$0
Min Balance—
UpdatedMay 10, 2026
Details

The Annual Percentage Yields (APYs) displayed are based on the highest APY offered for the specified deposit amount or less. Rates may change without prior notice. Rates reflect recent market quotes and representative offers available to depositors in Minnetonka, Minnesota and the surrounding area.

Banks and Credit Unions: If you identify an incorrect rate or wish to request the removal of your institution’s data, please contact us here.

Minnetonka, MN Money Market Rate Trends

Compare local Minnetonka, MN money market quotes against the statewide average

Daily money market rate averages tracked across our database of 8,500+ banks and credit unions — updated every evening.

View Full Minnesota MMA Trends →
High-Yield MMA — MN Avg
3.349%
Unchanged vs 7 days ago

Minnesota high-yield MMA rates currently average 3.349% APY.

Standard MMA — MN Avg
1.055%
▼ 0.005 vs 7 days ago

Minnesota standard MMA rates fell 0.005 points over the past 7 days to 1.055% APY.

As of May 13, 2026 • Rate data sourced from 8,500+ monitored institutions Powered by MonitorBankRates

Methodology & Data Sources

Direct-Sourced & Verified Money Market Rate Data: We aggregate money market deposit account rates for Minnetonka, Minnesota directly from the official websites of banks and credit unions using our proprietary rate aggregation technology and a dedicated team of rate updaters. Every money market rate displayed on MonitorBankRates.com is highly accurate and trustworthy.

Local, Regional, and National Coverage: Our systems constantly monitor the market to provide a complete picture of available yields in Minnetonka, Minnesota. We feature a comprehensive mix of institutions from neighborhood credit unions and mid-sized regional banks to large national institutions available to savers in MN.

Daily Updates & Time-Stamped Accuracy: Our rate updaters verify and update money market rates daily. Because MMA yields can fluctuate rapidly based on market conditions, every product listed features its own specific “last updated” date, giving you complete transparency.

Frequently Asked Questions about Money Market Accounts in Minnetonka, Minnesota

What is a Money Market Account (MMA)?

A Money Market Account (MMA), formally known as a money market deposit account (MMDA), is a type of deposit account that often pays higher interest rates than standard savings accounts. They usually come with check-writing privileges and debit card access, offering a balance of growth and liquidity for savers in Minnesota.

Are Money Market accounts in Minnetonka, Minnesota safe?

Yes, as long as the institution is FDIC insured (for banks) or NCUA insured (for credit unions). This provides federal protection for your deposits in Minnesota up to $250,000 per depositor, per institution.

How often do MMA rates change in Minnetonka, Minnesota?

Money market rates are variable and can change at any time based on market conditions and Federal Reserve decisions. We update our local Minnesota rate tables daily to ensure you see the most current high-yield options.

Can I write checks from a Money Market Account?

Yes, most Money Market Accounts allow you to write a limited number of checks or make debit card transactions each month (typically up to 6), making them more flexible than a standard savings account.

How much do I need to deposit to open a money market account in Minnetonka, Minnesota?

Minimum deposit requirements vary widely. Some online money market deposit accounts can be opened with no minimum, while many banks and credit unions in Minnetonka, Minnesota require an initial deposit of $1,000 to $2,500 to earn the highest advertised APY. Larger deposits often unlock higher rate tiers, and FDIC or NCUA insurance protects deposits up to $250,000 per depositor, per institution.

Best Money Market Rates in Minnetonka, Minnesota

Here are some of the highest money market account APYs currently available in Minnetonka, Minnesota and the surrounding area:
  • The Huntington National Bank
    High-Yield Money Market — 3.82% APY
  • Baxter Credit Union
    Money Market Special — 3.50% APY
  • MidCountry Bank
    Money Market4Business — 2.27% APY
  • Highland Bank
    Commercial Premier Money Market — 1.66% APY
  • Security State Bank of Marine
    Money Market Platinum — 3.56% APY
Money Market Rates reflect actual verified offers from banks and credit unions actively accepting deposits in Minnetonka, Minnesota. Your final available rate may depend on deposit amount and daily market movements. Last Updated and Verified: May 12, 2026

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