Best Money Market Rates in Stillwater, Minnesota - June 2026
Content reviewed by
Brian McKay
i
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Brian McKay
Brian McKay
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The rates displayed are actual, verified rates sourced directly from the official websites of banks and credit unions. Our editorial content is independent of any advertiser relationships.
Current Stillwater, Minnesota and the surrounding area money market deposit account rates include Bell BankBell Bank13999 60th St N, Stillwater, MN 55082A+5.0 ★Texas Ratio: 2.41% Elite Money Market Savings at 3.01% APY, Ideal Credit UnionIdeal Credit Union2020 Washington Ave S, Stillwater, MN 55082A+5.0 ★Texas Ratio: 5.03% Business High Yield Money Market at 2.75% APY, First State Bank and Trust Bayport, MNFirst State Bank and Trust Bayport, MN125 New England Pl, Stillwater, MN 55082A+5.0 ★Texas Ratio: 0.00% Investors Plus Money Market at 2.53% APY, Royal Credit UnionRoyal Credit Union5795 Minnesota Ave N, Stillwater, MN 55082A+5.0 ★Texas Ratio: 4.76% Money Market at 1.65% APY, and South Metro Federal Credit UnionSouth Metro Federal Credit UnionA+5.0 ★Texas Ratio: 2.84% ELITE WEALTH Money Market Savings at 4.00% APY. Money market rates as of May 31, 2026 according to verified data from MonitorBankRates.
Stillwater has 4 local institutions in our database, with money market rates as high as 3.01% APY from Bell Bank at 13999 60th St N, Stillwater, MN 55082. Use the table below to compare all available offers, including options from institutions serving the broader Minnesota area. Rates are continually updated — we recommend checking back frequently.
Rates reflect recent market quotes and representative offers available to depositors in Stillwater, Minnesota and surrounding area. Last Updated and Verified: May 31, 2026
Compare the Best Money Market Rates Today in Stillwater, Minnesota & the Surrounding Area
Source: Verified Money Market Rate Data provided by MonitorBankRates
Institution
Product
APY
Min Deposit
Profile
Bell Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 2.41%
13999 60th St N, Stillwater, MN 55082
Elite Money Market Savings
3.01%
$50
▼
Rate—
Min Deposit$50
Min Balance—
UpdatedMay 21, 2026
Details
Bell Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 2.41%
13999 60th St N, Stillwater, MN 55082
Elite Money Market Savings*
3.01%
$0
▼
Rate2.97%
Min Deposit$0
Min Balance—
UpdatedMay 21, 2026
Details
Ideal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.03%
2020 Washington Ave S, Stillwater, MN 55082
Business High Yield Money Market
2.75%
$0
▼
Rate2.71%
Min Deposit$0
Min Balance—
UpdatedMay 18, 2026
Details
First State Bank and Trust Bayport, MN
Institution Rating:
A+5.0 ★ Texas Ratio: 0.00%
125 New England Pl, Stillwater, MN 55082
Investors Plus Money Market
2.53%
$2,000
▼
Rate2.50%
Min Deposit$2,000
Min Balance—
UpdatedMay 28, 2026
Details
Ideal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.03%
2020 Washington Ave S, Stillwater, MN 55082
Business High Yield Money Market
2.50%
$0
▼
Rate2.47%
Min Deposit$0
Min Balance—
UpdatedMay 18, 2026
Details
First State Bank and Trust Bayport, MN
Institution Rating:
A+5.0 ★ Texas Ratio: 0.00%
125 New England Pl, Stillwater, MN 55082
Investors Plus Money Market
2.02%
$2,000
▼
Rate2.00%
Min Deposit$2,000
Min Balance—
UpdatedMay 28, 2026
Details
Ideal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.03%
2020 Washington Ave S, Stillwater, MN 55082
Business High Yield Money Market
2.00%
$0
▼
Rate1.98%
Min Deposit$0
Min Balance—
UpdatedMay 18, 2026
Details
Royal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.76%
5795 Minnesota Ave N, Stillwater, MN 55082
Money Market
1.65%
$0
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedMay 31, 2026
Details
Qualifying balance up to $49,999.99
First State Bank and Trust Bayport, MN
Institution Rating:
A+5.0 ★ Texas Ratio: 0.00%
125 New England Pl, Stillwater, MN 55082
Investors Plus Money Market
1.51%
$2,000
▼
Rate1.50%
Min Deposit$2,000
Min Balance—
UpdatedMay 28, 2026
Details
Bell Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 2.41%
13999 60th St N, Stillwater, MN 55082
Premier Money Market Savings*
1.36%
$0
▼
Rate1.35%
Min Deposit$0
Min Balance—
UpdatedMay 21, 2026
Details
Ideal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.03%
2020 Washington Ave S, Stillwater, MN 55082
IRA High Yield Money Market
1.31%
$0
▼
Rate1.30%
Min Deposit$0
Min Balance—
UpdatedMay 18, 2026
Details
Bell Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 2.41%
13999 60th St N, Stillwater, MN 55082
Premier Money Market Savings*
1.26%
$0
▼
Rate1.25%
Min Deposit$0
Min Balance—
UpdatedMay 21, 2026
Details
Bell Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 2.41%
13999 60th St N, Stillwater, MN 55082
Premier Money Market Savings*
1.16%
$0
▼
Rate1.15%
Min Deposit$0
Min Balance—
UpdatedMay 21, 2026
Details
Ideal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.03%
2020 Washington Ave S, Stillwater, MN 55082
IRA High Yield Money Market
1.11%
$0
▼
Rate1.10%
Min Deposit$0
Min Balance—
UpdatedMay 18, 2026
Details
Ideal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.03%
2020 Washington Ave S, Stillwater, MN 55082
IRA High Yield Money Market
1.06%
$0
▼
Rate1.05%
Min Deposit$0
Min Balance—
UpdatedMay 18, 2026
Details
Bell Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 2.41%
13999 60th St N, Stillwater, MN 55082
Money Market Savings
1.06%
$0
▼
Rate1.05%
Min Deposit$0
Min Balance—
UpdatedMay 21, 2026
Details
Ideal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.03%
2020 Washington Ave S, Stillwater, MN 55082
Business High Yield Money Market
1.00%
$0
▼
Rate0.99%
Min Deposit$0
Min Balance—
UpdatedMay 18, 2026
Details
First State Bank and Trust Bayport, MN
Institution Rating:
A+5.0 ★ Texas Ratio: 0.00%
125 New England Pl, Stillwater, MN 55082
Investors Plus Money Market
1.00%
$2,000
▼
Rate1.00%
Min Deposit$2,000
Min Balance—
UpdatedMay 28, 2026
Details
Ideal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.03%
2020 Washington Ave S, Stillwater, MN 55082
IRA High Yield Money Market
1.00%
$0
▼
Rate1.00%
Min Deposit$0
Min Balance—
UpdatedMay 18, 2026
Details
First State Bank and Trust Bayport, MN
Institution Rating:
A+5.0 ★ Texas Ratio: 0.00%
125 New England Pl, Stillwater, MN 55082
Investors Plus Money Market
0.50%
$2,000
▼
Rate0.50%
Min Deposit$2,000
Min Balance—
UpdatedMay 28, 2026
Details
Ideal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.03%
2020 Washington Ave S, Stillwater, MN 55082
IRA Money Market
0.30%
$0
▼
Rate0.30%
Min Deposit$0
Min Balance—
UpdatedMay 18, 2026
Details
Ideal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.03%
2020 Washington Ave S, Stillwater, MN 55082
IRA Money Market
0.05%
$0
▼
Rate0.05%
Min Deposit$0
Min Balance—
UpdatedMay 18, 2026
Details
South Metro Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.84%
ELITE WEALTH Money Market Savings
4.00%
$0
▼
Rate3.94%
Min Deposit$0
Min Balance—
UpdatedMay 30, 2026
Details
South Metro Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.84%
ELITE Money Market Savings
3.75%
$0
▼
Rate3.70%
Min Deposit$0
Min Balance—
UpdatedMay 30, 2026
Details
South Metro Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.84%
ELITE WEALTH Money Market Savings
3.60%
$0
▼
Rate3.55%
Min Deposit$0
Min Balance—
UpdatedMay 30, 2026
Details
Security State Bank of Marine
Institution Rating:
A+5.0 ★ Texas Ratio: 0.11%
Money Market Platinum
3.56%
$0
▼
Rate3.50%
Min Deposit$0
Min Balance—
UpdatedMay 28, 2026
Details
South Metro Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.84%
ELITE Money Market Savings
3.50%
$0
▼
Rate3.46%
Min Deposit$0
Min Balance—
UpdatedMay 30, 2026
Details
Baxter Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 7.04%
Money Market Special Intro rate
3.50%
$0
▼
Rate3.45%
Min Deposit$0
Min Balance—
UpdatedMay 20, 2026
Details
$15,000+
Baxter Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 7.04%
Money Market Special
3.50%
$0
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedMay 20, 2026
Details
North Shore Bank of Commerce
Institution Rating:
A+5.0 ★ Texas Ratio: 2.16%
Preferred Investment Max | Money Market
3.50%
$0
▼
Rate3.44%
Min Deposit$0
Min Balance—
UpdatedMay 17, 2026
Details
Mayo Employees Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.10%
Premium Money Market Savings
3.40%
$0
▼
Rate3.36%
Min Deposit$0
Min Balance—
UpdatedMay 30, 2026
Details
Rate—
Min Deposit$20,000
Min Balance—
UpdatedMay 29, 2026
Details
Earn a competitive rate when you open a Market Monitor account with a minimum $20,000 in new money.
American National Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 4.22%
6-month money market
3.25%
$25,000
▼
Rate—
Min Deposit$25,000
Min Balance—
UpdatedMay 21, 2026
Details
New deposits only
Rate—
Min Deposit$20,000
Min Balance—
UpdatedMay 21, 2026
Details
Earn a competitive rate when you open a Market Monitor account with a minimum $20,000 in new money.
South Metro Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.84%
ELITE WEALTH Money Market Savings
3.25%
$0
▼
Rate3.21%
Min Deposit$0
Min Balance—
UpdatedMay 30, 2026
Details
North Shore Bank of Commerce
Institution Rating:
A+5.0 ★ Texas Ratio: 2.16%
Preferred Investment Max | Money Market
3.20%
$0
▼
Rate3.15%
Min Deposit$0
Min Balance—
UpdatedMay 17, 2026
Details
South Metro Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.84%
Money Market Savings
3.20%
$0
▼
Rate3.16%
Min Deposit$0
Min Balance—
UpdatedMay 30, 2026
Details
The Huntington National Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 4.60%
High-Yield Money Market
3.20%
$25,000
▼
Rate—
Min Deposit$25,000
Min Balance—
UpdatedMay 21, 2026
Details
Minimum of **$25,000** not currently deposited at Huntington.
Riverland Bank
Institution Rating:
A5.0 ★ Texas Ratio: 7.67%
Money Market Accounts
3.14%
$1,000
▼
Rate3.10%
Min Deposit$1,000
Min Balance—
UpdatedMay 21, 2026
Details
South Metro Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.84%
ELITE Money Market Savings
3.10%
$0
▼
Rate3.06%
Min Deposit$0
Min Balance—
UpdatedMay 30, 2026
Details
Mayo Employees Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.10%
Premium Money Market Savings
3.05%
$0
▼
Rate3.02%
Min Deposit$0
Min Balance—
UpdatedMay 30, 2026
Details
Genisys Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.68%
Jumbo Money Market
3.04%
$0
▼
Rate3.00%
Min Deposit$0
Min Balance—
UpdatedMay 20, 2026
Details
Building Trades Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.11%
MONEY MARKET SAVINGS
3.04%
$0
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedMay 30, 2026
Details
Security State Bank of Marine
Institution Rating:
A+5.0 ★ Texas Ratio: 0.11%
Money Market Platinum
3.04%
$0
▼
Rate3.00%
Min Deposit$0
Min Balance—
UpdatedMay 28, 2026
Details
Rate3.00%
Min Deposit$0
Min Balance—
UpdatedMay 21, 2026
Details
Rate3.00%
Min Deposit$50
Min Balance—
UpdatedMay 17, 2026
Details
Limited time offer
Toro Employees Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.98%
MONEY MARKET
3.00%
$2,500
▼
Rate2.96%
Min Deposit$2,500
Min Balance—
UpdatedMay 22, 2026
Details
TruStone Financial Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.11%
Money Market
3.00%
$2,500
▼
Rate2.96%
Min Deposit$2,500
Min Balance—
UpdatedMay 20, 2026
Details
First Alliance Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 8.88%
Business Money Market Account
3.00%
$0
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedMay 18, 2026
Details
VisionBank Saint Louis Park, MN
Institution Rating:
A5.0 ★ Texas Ratio: 12.22%
Premium Money Market Business
3.00%
$1,000
▼
Rate2.96%
Min Deposit$1,000
Min Balance—
UpdatedMay 17, 2026
Details
Qualifying balance up to $3,000,000.00
American Bank & Trust
Institution Rating:
A+5.0 ★ Texas Ratio: 2.47%
Money Market Special
3.00%
$0
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedMay 17, 2026
Details
new money market accounts with a balance over $15,000
VisionBank Saint Louis Park, MN
Institution Rating:
A5.0 ★ Texas Ratio: 12.22%
Premium Money Market Personal
3.00%
$1,000
▼
Rate2.96%
Min Deposit$1,000
Min Balance—
UpdatedMay 17, 2026
Details
b,c,e
North Shore Bank of Commerce
Institution Rating:
A+5.0 ★ Texas Ratio: 2.16%
Preferred Investment Max | Money Market
2.95%
$0
▼
Rate2.91%
Min Deposit$0
Min Balance—
UpdatedMay 17, 2026
Details
Riverview Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.00%
Premium Money Market Savings
2.90%
$0
▼
Rate2.87%
Min Deposit$0
Min Balance—
UpdatedMay 20, 2026
Details
($25,000 minimum balance requirement to obtain APR/APY)
Mayo Employees Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.10%
Premium Money Market Savings
2.90%
$0
▼
Rate2.87%
Min Deposit$0
Min Balance—
UpdatedMay 30, 2026
Details
Genisys Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.68%
Jumbo Money Market
2.84%
$0
▼
Rate2.80%
Min Deposit$0
Min Balance—
UpdatedMay 20, 2026
Details
Federated Employees Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.36%
Money Market
2.79%
$0
▼
Rate2.75%
Min Deposit$0
Min Balance—
UpdatedMay 20, 2026
Details
North Star Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 0.05%
ExecuStar Money Market Savings
2.78%
$50,000
▼
Rate2.75%
Min Deposit$50,000
Min Balance—
UpdatedMay 29, 2026
Details
Daily Balances of $150,000.00-10,000,000.00
South Metro Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.84%
ELITE WEALTH Money Market Savings
2.75%
$0
▼
Rate2.72%
Min Deposit$0
Min Balance—
UpdatedMay 30, 2026
Details
Minimum to Open $2,500.00
Associated Healthcare Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.23%
Money Market
2.75%
$0
▼
Rate2.72%
Min Deposit$0
Min Balance—
UpdatedMay 23, 2026
Details
North Shore Bank of Commerce
Institution Rating:
A+5.0 ★ Texas Ratio: 2.16%
Preferred Investment Max | Money Market
2.70%
$0
▼
Rate2.67%
Min Deposit$0
Min Balance—
UpdatedMay 17, 2026
Details
First Alliance Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 8.88%
Business Money Market Account
2.70%
$0
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedMay 18, 2026
Details
Mayo Employees Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.10%
Premium Money Market Savings
2.65%
$0
▼
Rate2.62%
Min Deposit$0
Min Balance—
UpdatedMay 30, 2026
Details
Genisys Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.68%
Jumbo Money Market
2.63%
$0
▼
Rate2.60%
Min Deposit$0
Min Balance—
UpdatedMay 20, 2026
Details
Federated Employees Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.36%
Money Market
2.53%
$0
▼
Rate2.50%
Min Deposit$0
Min Balance—
UpdatedMay 20, 2026
Details
Rate2.50%
Min Deposit$0
Min Balance—
UpdatedMay 28, 2026
Details
Rate2.50%
Min Deposit$50
Min Balance—
UpdatedMay 17, 2026
Details
Limited time offer
Security State Bank of Marine
Institution Rating:
A+5.0 ★ Texas Ratio: 0.11%
Money Market Platinum
2.53%
$0
▼
Rate2.50%
Min Deposit$0
Min Balance—
UpdatedMay 28, 2026
Details
North Star Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 0.05%
ExecuStar Money Market Savings
2.53%
$50,000
▼
Rate2.50%
Min Deposit$50,000
Min Balance—
UpdatedMay 29, 2026
Details
Daily Balances of $100,000.00-149,999.99
Red Wing Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.21%
Money Market Accounts
2.52%
$0
▼
Rate2.50%
Min Deposit$0
Min Balance—
UpdatedMay 23, 2026
Details
Trustar Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.20%
Money Market Checking
2.50%
$0
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedMay 30, 2026
Details
South Metro Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.84%
ELITE Money Market Savings
2.50%
$0
▼
Rate2.48%
Min Deposit$0
Min Balance—
UpdatedMay 30, 2026
Details
Associated Healthcare Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.23%
Money Market
2.50%
$0
▼
Rate2.47%
Min Deposit$0
Min Balance—
UpdatedMay 23, 2026
Details
Toro Employees Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.98%
MONEY MARKET
2.50%
$2,500
▼
Rate2.47%
Min Deposit$2,500
Min Balance—
UpdatedMay 22, 2026
Details
CNB of Park Rapids
Institution Rating:
A+5.0 ★ Texas Ratio: 4.49%
Platinum Money Market Account
2.50%
$500,000
▼
Rate2.50%
Min Deposit$500,000
Min Balance—
UpdatedMay 17, 2026
Details
Rate2.42%
Min Deposit$0
Min Balance—
UpdatedMay 17, 2026
Details
Genisys Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.68%
Jumbo Money Market
2.43%
$0
▼
Rate2.40%
Min Deposit$0
Min Balance—
UpdatedMay 20, 2026
Details
Rate2.40%
Min Deposit$0
Min Balance—
UpdatedMay 28, 2026
Details
First Alliance Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 8.88%
Business Money Market Account
2.40%
$0
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedMay 18, 2026
Details
Genisys Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.68%
College Rewards Money Market
2.38%
$0
▼
Rate2.35%
Min Deposit$0
Min Balance—
UpdatedMay 20, 2026
Details
minimum balance of $100 required to earn dividends. First $100 earns rate equal to $2500 - $9,999.99 tier paid for High Yield Money Market. Member needs to meet minimum requirements to qualify.
Rate2.35%
Min Deposit$0
Min Balance—
UpdatedMay 20, 2026
Details
OSB Odin State Bank
Institution Rating:
B-4.3 ★ Texas Ratio: 23.01%
Money Market Account
2.32%
$0
▼
Rate2.30%
Min Deposit$0
Min Balance—
UpdatedMay 17, 2026
Details
Rate2.30%
Min Deposit$0
Min Balance—
UpdatedMay 28, 2026
Details
Mayo Employees Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.10%
Premium Money Market Savings
2.30%
$0
▼
Rate2.28%
Min Deposit$0
Min Balance—
UpdatedMay 30, 2026
Details
Mayo Employees Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.10%
Money Market Savings
2.30%
$100,000
▼
Rate2.28%
Min Deposit$100,000
Min Balance—
UpdatedMay 30, 2026
Details
Rate2.25%
Min Deposit$0
Min Balance—
UpdatedMay 21, 2026
Details
Building Trades Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.11%
MONEY MARKET SAVINGS
2.27%
$0
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedMay 30, 2026
Details
Federated Employees Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.36%
Money Market
2.27%
$0
▼
Rate2.25%
Min Deposit$0
Min Balance—
UpdatedMay 20, 2026
Details
Security Bank Minnesota
Institution Rating:
A+5.0 ★ Texas Ratio: 0.00%
Platinum Money Market Savings
2.27%
$0
▼
Rate2.25%
Min Deposit$0
Min Balance—
UpdatedMay 17, 2026
Details
below $25 s/c
MidCountry Bank
Institution Rating:
B+4.8 ★ Texas Ratio: 17.71%
Money Market4Business
2.27%
$0
▼
Rate2.25%
Min Deposit$0
Min Balance—
UpdatedMay 21, 2026
Details
Rate2.25%
Min Deposit$50
Min Balance—
UpdatedMay 21, 2026
Details
$250,000.00 and over
First Security Bank Byron, MN
Institution Rating:
A+5.0 ★ Texas Ratio: 4.32%
Rewards Money Market
2.27%
$0
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedMay 17, 2026
Details
North Star Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 0.05%
ExecuStar Money Market Savings
2.27%
$50,000
▼
Rate2.25%
Min Deposit$50,000
Min Balance—
UpdatedMay 29, 2026
Details
Daily Balances of $50,000.00-99,999.99
North Star Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 0.05%
ExecuStar Money Market Savings
2.22%
$50,000
▼
Rate2.20%
Min Deposit$50,000
Min Balance—
UpdatedMay 29, 2026
Details
Daily Balances up to $49,999.99
Rate2.20%
Min Deposit$0
Min Balance—
UpdatedMay 28, 2026
Details
Rate2.10%
Min Deposit$0
Min Balance—
UpdatedMay 28, 2026
Details
Rate2.00%
Min Deposit$50
Min Balance—
UpdatedMay 17, 2026
Details
Limited time offer
First Security Bank Byron, MN
Institution Rating:
A+5.0 ★ Texas Ratio: 4.32%
Rewards Money Market
2.02%
$0
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedMay 17, 2026
Details
Rate2.00%
Min Deposit$0
Min Balance—
UpdatedMay 17, 2026
Details
$50,000 and Above
Rate2.00%
Min Deposit$0
Min Balance—
UpdatedMay 28, 2026
Details
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The Annual Percentage Yields (APYs) displayed are based on the highest APY offered for the specified deposit amount or less. Rates may change without prior notice. Rates reflect recent market quotes and representative offers available to depositors in Stillwater, Minnesota and the surrounding area.
Banks and Credit Unions: If you identify an incorrect rate or wish to request the removal of your institution’s data, please contact us here.
Banks and Credit Unions: If you identify an incorrect rate or wish to request the removal of your institution’s data, please contact us here.
Stillwater, MN Money Market Rate Trends
Compare local Stillwater, MN money market quotes against the statewide average
Daily money market rate averages tracked across our database of 8,500+ banks and credit unions — updated every evening.
High-Yield MMA — MN Avg
3.142%
Unchanged vs 7 days ago
Minnesota high-yield MMA rates currently average 3.142% APY.
Standard MMA — MN Avg
1.065%
Unchanged vs 7 days ago
Minnesota standard MMA rates currently average 1.065% APY.
As of Jun 3, 2026 • Rate data sourced from 8,500+ monitored institutions
Powered by MonitorBankRates
Methodology & Data Sources
Independent, Free, and Unbiased Rate Comparisons: MonitorBankRates.com is an independent rate comparison service. Our Stillwater, Minnesota money market rate tables are free for consumers to use, and we do not receive payment from any financial institution to be included or to be ranked in any particular order. Listings are based solely on the rates each institution publicly advertises on its own website.
A Note on Third-Party Rate Tools: Some pages on our site also feature rate comparison widgets and tools provided by third-party partners. These tools may include sponsored listings or affiliate links, and we may receive compensation when users click through them. We clearly label these widgets so you can tell at a glance which rates come from our independent MonitorBankRates.com tables and which come from our advertising partners.
Direct-Sourced & Verified Money Market Rate Data: We aggregate money market deposit account rates for Stillwater, Minnesota directly from the official websites of banks and credit unions using our proprietary rate aggregation technology and a dedicated team of rate updaters. Every money market rate displayed on MonitorBankRates.com is highly accurate and trustworthy.
Local, Regional, and National Coverage: Our systems constantly monitor the market to provide a complete picture of available yields in Stillwater, Minnesota. We feature a comprehensive mix of institutions from neighborhood credit unions and mid-sized regional banks to large national institutions available to savers in MN.
Daily Updates & Time-Stamped Accuracy: Our rate updaters verify and update money market rates daily. Because MMA yields can fluctuate rapidly based on market conditions, every product listed features its own specific “last updated” date, giving you complete transparency.
Frequently Asked Questions about Money Market Accounts in Stillwater, Minnesota
What is a Money Market Account (MMA)?
A Money Market Account (MMA), formally known as a money market deposit account (MMDA), is a type of deposit account that often pays higher interest rates than standard savings accounts. They usually come with check-writing privileges and debit card access, offering a balance of growth and liquidity for savers in Minnesota.
Are Money Market accounts in Stillwater, Minnesota safe?
Yes, as long as the institution is FDIC insured (for banks) or NCUA insured (for credit unions). This provides federal protection for your deposits in Minnesota up to $250,000 per depositor, per institution.
How often do MMA rates change in Stillwater, Minnesota?
Money market rates are variable and can change at any time based on market conditions and Federal Reserve decisions. We update our local Minnesota rate tables daily to ensure you see the most current high-yield options.
Can I write checks from a Money Market Account?
Yes, most Money Market Accounts allow you to write a limited number of checks or make debit card transactions each month (typically up to 6), making them more flexible than a standard savings account.
How much do I need to deposit to open a money market account in Stillwater, Minnesota?
Minimum deposit requirements vary widely. Some online money market deposit accounts can be opened with no minimum, while many banks and credit unions in Stillwater, Minnesota require an initial deposit of $1,000 to $2,500 to earn the highest advertised APY. Larger deposits often unlock higher rate tiers, and FDIC or NCUA insurance protects deposits up to $250,000 per depositor, per institution.
Best Money Market Rates in Stillwater, Minnesota
Here are some of the highest money market account APYs currently available in Stillwater, Minnesota and the surrounding area:
- Bell Bank
Elite Money Market Savings — 3.01% APY - Ideal Credit Union
Business High Yield Money Market — 2.75% APY - First State Bank and Trust Bayport, MN
Investors Plus Money Market — 2.53% APY - Royal Credit Union
Money Market — 1.65% APY - South Metro Federal Credit Union
ELITE WEALTH Money Market Savings — 4.00% APY
Money Market Rates reflect actual verified offers from banks and credit unions actively accepting deposits in Stillwater, Minnesota. Your final available rate may depend on deposit amount and daily market movements. Last Updated and Verified: May 31, 2026
Stillwater, Minnesota Rates & Resources
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