Best Money Market Rates in Festus, Missouri (MO) - May 2026
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Brian McKay
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The rates displayed are actual, verified rates sourced directly from the official websites of banks and credit unions. Our editorial content is independent of any advertiser relationships.
Current Festus, Missouri and the surrounding area money market deposit account rates include Members 1st Credit Union Saint Louis, MOMembers 1st Credit Union Saint Louis, MO1200 E Gannon Dr, Festus, MO 63028 2614A+5.0 ★Texas Ratio: 2.33% Money Market at 2.84% APY, Vantage Credit UnionVantage Credit Union332 Festus Centre Dr, Festus, MO 63028A5.0 ★Texas Ratio: 6.30% Money Market at 2.25% APY, Multipli Credit UnionMultipli Credit UnionA+5.0 ★Texas Ratio: 0.72% Platinum Money Market at 3.96% APY, Bank NorthwestBank NorthwestA+5.0 ★Texas Ratio: 1.15% BUSINESS PINNACLE MONEY MARKET at 3.82% APY, and Assemblies Of God Credit UnionAssemblies Of God Credit UnionA5.0 ★Texas Ratio: 11.37% Premier Money Markets at 3.81% APY. Money market rates as of May 12, 2026 according to verified data from MonitorBankRates.
Festus has 2 local institutions in our database, with money market rates as high as 2.84% APY from Members 1st Credit Union Saint Louis, MO at 1200 E Gannon Dr, Festus, MO 63028 2614. Use the table below to compare all available offers, including options from institutions serving the broader Missouri area. Rates are continually updated — we recommend checking back frequently.
Rates reflect recent market quotes and representative offers available to depositors in Festus, Missouri and surrounding area. Last Updated and Verified: May 12, 2026
Compare the Best Money Market Rates Today in Festus, Missouri & the Surrounding Area
Source: Verified Money Market Rate Data provided by MonitorBankRates
Institution
Product
APY
Min Deposit
Profile
Members 1st Credit Union Saint Louis, MO
Institution Rating:
A+5.0 ★ Texas Ratio: 2.33%
1200 E Gannon Dr, Festus, MO 63028 2614
Money Market
2.84%
$0
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedMay 12, 2026
Details
Members 1st Credit Union Saint Louis, MO
Institution Rating:
A+5.0 ★ Texas Ratio: 2.33%
1200 E Gannon Dr, Festus, MO 63028 2614
Money Market
2.63%
$0
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedMay 12, 2026
Details
Members 1st Credit Union Saint Louis, MO
Institution Rating:
A+5.0 ★ Texas Ratio: 2.33%
1200 E Gannon Dr, Festus, MO 63028 2614
Money Market
2.43%
$0
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedMay 12, 2026
Details
Vantage Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 6.30%
332 Festus Centre Dr, Festus, MO 63028
Money Market
2.25%
$0
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedMay 12, 2026
Details
Members 1st Credit Union Saint Louis, MO
Institution Rating:
A+5.0 ★ Texas Ratio: 2.33%
1200 E Gannon Dr, Festus, MO 63028 2614
Money Market
2.02%
$0
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedMay 12, 2026
Details
Vantage Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 6.30%
332 Festus Centre Dr, Festus, MO 63028
Money Market
1.75%
$0
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedMay 12, 2026
Details
Vantage Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 6.30%
332 Festus Centre Dr, Festus, MO 63028
Money Market
1.50%
$0
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedMay 12, 2026
Details
Vantage Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 6.30%
332 Festus Centre Dr, Festus, MO 63028
Money Market
1.00%
$0
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedMay 12, 2026
Details
Vantage Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 6.30%
332 Festus Centre Dr, Festus, MO 63028
Money Market
0.25%
$0
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedMay 12, 2026
Details
Multipli Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.72%
Platinum Money Market
3.96%
$0
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedMay 10, 2026
Details
Limit 1 withdrawal per month
Bank Northwest
Institution Rating:
A+5.0 ★ Texas Ratio: 1.15%
BUSINESS PINNACLE MONEY MARKET
3.82%
$0
▼
Rate3.75%
Min Deposit$0
Min Balance—
UpdatedMay 5, 2026
Details
Min $2500
Assemblies Of God Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 11.37%
Premier Money Markets
3.81%
$0
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedMay 10, 2026
Details
Assemblies Of God Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 11.37%
Premier Money Markets
3.75%
$0
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedMay 10, 2026
Details
Rate—
Min Deposit$0
Min Balance—
UpdatedMay 4, 2026
Details
introductory rate
Heritage Bank of the Ozarks
Institution Rating:
A+5.0 ★ Texas Ratio: 3.74%
Premium Money Market
3.60%
$0
▼
Rate3.54%
Min Deposit$0
Min Balance—
UpdatedMay 5, 2026
Details
Rate3.50%
Min Deposit$0
Min Balance—
UpdatedMay 5, 2026
Details
Min $2500
Bank Northwest
Institution Rating:
A+5.0 ★ Texas Ratio: 1.15%
BUSINESS PINNACLE MONEY MARKET
3.56%
$0
▼
Rate3.50%
Min Deposit$0
Min Balance—
UpdatedMay 5, 2026
Details
Min $2500
Rate—
Min Deposit$0
Min Balance—
UpdatedMay 12, 2026
Details
Assemblies Of God Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 11.37%
Premier Money Markets
3.55%
$0
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedMay 10, 2026
Details
Rate—
Min Deposit$2,500
Min Balance—
UpdatedMay 4, 2026
Details
Balances below $200,000 accrue at a rate of 0.35% APY*
Heritage Bank of the Ozarks
Institution Rating:
A+5.0 ★ Texas Ratio: 3.74%
Premium Money Market
3.50%
$0
▼
Rate3.45%
Min Deposit$0
Min Balance—
UpdatedMay 5, 2026
Details
FSB of St. Charles, MO
Institution Rating:
A+5.0 ★ Texas Ratio: 1.28%
Money Market Account Specials
3.50%
$50,000
▼
Rate3.45%
Min Deposit$50,000
Min Balance—
UpdatedMay 4, 2026
Details
Sullivan Bank
Institution Rating:
A5.0 ★ Texas Ratio: 7.14%
Premium Money Market
3.50%
$2,500
▼
Rate—
Min Deposit$2,500
Min Balance—
UpdatedMay 4, 2026
Details
Rate—
Min Deposit$0
Min Balance—
UpdatedMay 4, 2026
Details
Rate3.44%
Min Deposit$0
Min Balance—
UpdatedMay 10, 2026
Details
New money only
Together Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.65%
Money Market (IRA)
3.50%
$0
▼
Rate3.44%
Min Deposit$0
Min Balance—
UpdatedMay 10, 2026
Details
New money only
Baxter Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 7.73%
Money Market Special
3.50%
$0
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedMay 12, 2026
Details
Baxter Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 7.73%
Money Market Special Intro rate
3.50%
$0
▼
Rate3.45%
Min Deposit$0
Min Balance—
UpdatedMay 12, 2026
Details
$15,000+
Rate—
Min Deposit$0
Min Balance—
UpdatedMay 10, 2026
Details
BluCurrent Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.75%
Money Market forPersonalandBusiness
3.40%
$0
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedMay 10, 2026
Details
Neighbors Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 8.62%
Express Money Market
3.35%
$0
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedMay 10, 2026
Details
New Deposits Only
Rate—
Min Deposit$0
Min Balance—
UpdatedMay 10, 2026
Details
up to
Century Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.83%
Prime Money Market
3.30%
$0
▼
Rate3.25%
Min Deposit$0
Min Balance—
UpdatedMay 10, 2026
Details
BluCurrent Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.75%
Money Market (Premium Coverage)
3.30%
$0
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedMay 10, 2026
Details
Rate—
Min Deposit$0
Min Balance—
UpdatedMay 10, 2026
Details
Bank Northwest
Institution Rating:
A+5.0 ★ Texas Ratio: 1.15%
BUSINESS PINNACLE MONEY MARKET
3.30%
$0
▼
Rate3.25%
Min Deposit$0
Min Balance—
UpdatedMay 5, 2026
Details
Min $2500
Rate3.25%
Min Deposit$0
Min Balance—
UpdatedMay 5, 2026
Details
Min $2500
Assemblies Of God Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 11.37%
Premier Money Markets
3.29%
$0
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedMay 10, 2026
Details
UNIFY Financial Federal Credit Union
Institution Rating:
B4.4 ★ Texas Ratio: 21.76%
Money Market Plus Account
3.25%
$0
▼
Rate3.20%
Min Deposit$0
Min Balance—
UpdatedMay 7, 2026
Details
Sullivan Bank
Institution Rating:
A5.0 ★ Texas Ratio: 7.14%
Premium Money Market
3.25%
$2,500
▼
Rate—
Min Deposit$2,500
Min Balance—
UpdatedMay 4, 2026
Details
FSB of St. Charles, MO
Institution Rating:
A+5.0 ★ Texas Ratio: 1.28%
Money Market Account Specials
3.25%
$25,000
▼
Rate3.20%
Min Deposit$25,000
Min Balance—
UpdatedMay 4, 2026
Details
BluCurrent Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.75%
Money Market forPersonalandBusiness
3.15%
$0
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedMay 10, 2026
Details
Multipli Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.72%
Platinum Money Market
3.10%
$0
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedMay 10, 2026
Details
Limit 1 withdrawal per month
Armed Forces Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 4.63%
Premier Money Market
3.05%
$0
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedMay 4, 2026
Details
BluCurrent Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.75%
Money Market (Premium Coverage)
3.05%
$0
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedMay 10, 2026
Details
Rate3.00%
Min Deposit$0
Min Balance—
UpdatedMay 5, 2026
Details
Min $2500
Bank Northwest
Institution Rating:
A+5.0 ★ Texas Ratio: 1.15%
BUSINESS PINNACLE MONEY MARKET
3.04%
$0
▼
Rate3.00%
Min Deposit$0
Min Balance—
UpdatedMay 5, 2026
Details
Min $2500
Rate—
Min Deposit$0
Min Balance—
UpdatedMay 10, 2026
Details
Rate—
Min Deposit$0
Min Balance—
UpdatedMay 4, 2026
Details
Rate2.96%
Min Deposit$0
Min Balance—
UpdatedMay 4, 2026
Details
Rate—
Min Deposit$0
Min Balance—
UpdatedMay 4, 2026
Details
Earn up to 3.00% APY with tiered rates; Make up to 20 debits per month
Rate3.00%
Min Deposit$0
Min Balance—
UpdatedMay 5, 2026
Details
$250,000.00
Postal and Community Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.88%
Money Market Accounts
3.00%
$0
▼
Rate2.96%
Min Deposit$0
Min Balance—
UpdatedMay 10, 2026
Details
Sullivan Bank
Institution Rating:
A5.0 ★ Texas Ratio: 7.14%
Premium Money Market
3.00%
$2,500
▼
Rate—
Min Deposit$2,500
Min Balance—
UpdatedMay 4, 2026
Details
Alliance Credit Union Fenton, MO
Institution Rating:
A+5.0 ★ Texas Ratio: 4.34%
Money Market
3.00%
$0
▼
Rate2.96%
Min Deposit$0
Min Balance—
UpdatedMay 10, 2026
Details
BluCurrent Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.75%
Money Market forPersonalandBusiness
2.90%
$0
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedMay 10, 2026
Details
Alliance Credit Union Fenton, MO
Institution Rating:
A+5.0 ★ Texas Ratio: 4.34%
Money Market
2.80%
$0
▼
Rate2.77%
Min Deposit$0
Min Balance—
UpdatedMay 10, 2026
Details
BluCurrent Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.75%
Money Market (Premium Coverage)
2.80%
$0
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedMay 10, 2026
Details
Rate—
Min Deposit$0
Min Balance—
UpdatedMay 10, 2026
Details
Rate2.75%
Min Deposit$0
Min Balance—
UpdatedMay 5, 2026
Details
$100,000-$249,999.99
Rate2.75%
Min Deposit$0
Min Balance—
UpdatedMay 5, 2026
Details
Daily Balance $250,000.00 and up
Postal and Community Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.88%
Money Market Accounts
2.75%
$0
▼
Rate2.72%
Min Deposit$0
Min Balance—
UpdatedMay 10, 2026
Details
Century Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.83%
Smart Savers (Money Market)
2.73%
$0
▼
Rate2.70%
Min Deposit$0
Min Balance—
UpdatedMay 10, 2026
Details
Conservation Employees Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.38%
Money Market
2.70%
$0
▼
Rate2.67%
Min Deposit$0
Min Balance—
UpdatedMay 10, 2026
Details
Century Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.83%
Smart Savers (Money Market)
2.68%
$0
▼
Rate2.65%
Min Deposit$0
Min Balance—
UpdatedMay 10, 2026
Details
BluCurrent Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.75%
Money Market forPersonalandBusiness
2.65%
$0
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedMay 10, 2026
Details
Century Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.83%
Smart Savers (Money Market)
2.63%
$0
▼
Rate2.60%
Min Deposit$0
Min Balance—
UpdatedMay 10, 2026
Details
Alliance Credit Union Fenton, MO
Institution Rating:
A+5.0 ★ Texas Ratio: 4.34%
Money Market
2.60%
$0
▼
Rate2.57%
Min Deposit$0
Min Balance—
UpdatedMay 10, 2026
Details
BluCurrent Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.75%
Money Market (Premium Coverage)
2.55%
$0
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedMay 10, 2026
Details
Rate2.50%
Min Deposit$0
Min Balance—
UpdatedMay 5, 2026
Details
Min $2500
Bank Northwest
Institution Rating:
A+5.0 ★ Texas Ratio: 1.15%
BUSINESS PINNACLE MONEY MARKET
2.53%
$0
▼
Rate2.50%
Min Deposit$0
Min Balance—
UpdatedMay 5, 2026
Details
Min $2500
Senath State Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 2.29%
Money Market Account
2.53%
$0
▼
Rate2.50%
Min Deposit$0
Min Balance—
UpdatedMay 5, 2026
Details
Century Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.83%
Smart Savers (Money Market)
2.53%
$0
▼
Rate2.50%
Min Deposit$0
Min Balance—
UpdatedMay 10, 2026
Details
Rate—
Min Deposit$0
Min Balance—
UpdatedMay 10, 2026
Details
Rate2.50%
Min Deposit$0
Min Balance—
UpdatedMay 5, 2026
Details
$50,000.00-$99,999.99
Postal and Community Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.88%
Money Market Accounts
2.50%
$0
▼
Rate2.47%
Min Deposit$0
Min Balance—
UpdatedMay 10, 2026
Details
West Community Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 11.50%
Money Market Plus
2.50%
$0
▼
Rate2.48%
Min Deposit$0
Min Balance—
UpdatedMay 10, 2026
Details
Century Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.83%
Smart Savers (Money Market)
2.43%
$0
▼
Rate2.40%
Min Deposit$0
Min Balance—
UpdatedMay 10, 2026
Details
Rate2.30%
Min Deposit$0
Min Balance—
UpdatedMay 5, 2026
Details
Min $2500
Sullivan Bank
Institution Rating:
A5.0 ★ Texas Ratio: 7.14%
Premium Money Market
2.25%
$2,500
▼
Rate—
Min Deposit$2,500
Min Balance—
UpdatedMay 4, 2026
Details
Bank Northwest
Institution Rating:
A+5.0 ★ Texas Ratio: 1.15%
BUSINESS PINNACLE MONEY MARKET
2.22%
$0
▼
Rate2.20%
Min Deposit$0
Min Balance—
UpdatedMay 5, 2026
Details
Min $2500
Rate—
Min Deposit$0
Min Balance—
UpdatedMay 4, 2026
Details
1st Advantage Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 0.00%
ADVANTAGE Business Money Market
2.10%
$0
▼
Rate2.08%
Min Deposit$0
Min Balance—
UpdatedMay 5, 2026
Details
1st Advantage Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 0.00%
ADVANTAGE Money Market
2.10%
$0
▼
Rate2.08%
Min Deposit$0
Min Balance—
UpdatedMay 5, 2026
Details
1st Advantage Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 0.00%
Business Money Market
2.10%
$0
▼
Rate2.08%
Min Deposit$0
Min Balance—
UpdatedMay 5, 2026
Details
1st Advantage Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 0.00%
Personal Money Market
2.10%
$0
▼
Rate2.08%
Min Deposit$0
Min Balance—
UpdatedMay 5, 2026
Details
Senath State Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 2.29%
Money Market Account
2.02%
$0
▼
Rate2.00%
Min Deposit$0
Min Balance—
UpdatedMay 5, 2026
Details
Rate2.00%
Min Deposit$0
Min Balance—
UpdatedMay 5, 2026
Details
$25,000.00-$49,999.99
Rate2.00%
Min Deposit$1,000
Min Balance—
UpdatedMay 5, 2026
Details
Rate1.85%
Min Deposit$0
Min Balance—
UpdatedMay 5, 2026
Details
Min $2500
Rate1.79%
Min Deposit$500
Min Balance—
UpdatedMay 4, 2026
Details
Senath State Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 2.29%
Money Market Account
1.77%
$0
▼
Rate1.75%
Min Deposit$0
Min Balance—
UpdatedMay 5, 2026
Details
Freedom Bank of Southern Missouri
Institution Rating:
A+5.0 ★ Texas Ratio: 4.04%
Business Money Market ++ Tier 5
1.76%
$1,000
▼
Rate1.75%
Min Deposit$1,000
Min Balance—
UpdatedMay 5, 2026
Details
Freedom Bank of Southern Missouri
Institution Rating:
A+5.0 ★ Texas Ratio: 4.04%
Money Market Tier 5
1.76%
$1,000
▼
Rate1.75%
Min Deposit$1,000
Min Balance—
UpdatedMay 5, 2026
Details
Bank 21
Institution Rating:
A+5.0 ★ Texas Ratio: 0.80%
MONEY MARKET Daily Balances of
1.75%
$1,000
▼
Rate1.75%
Min Deposit$1,000
Min Balance—
UpdatedMay 5, 2026
Details
$1,000.00 - $24,999.99
Senath State Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 2.29%
Money Market Account
1.51%
$0
▼
Rate1.50%
Min Deposit$0
Min Balance—
UpdatedMay 5, 2026
Details
Citizens-Farmers Bank of Cole Camp
Institution Rating:
A+5.0 ★ Texas Ratio: 5.27%
Money Market Account
1.51%
$100
▼
Rate1.50%
Min Deposit$100
Min Balance—
UpdatedMay 5, 2026
Details
Balance over $50,000
Rate1.50%
Min Deposit$0
Min Balance—
UpdatedMay 5, 2026
Details
Daily Balance $100,000.00 to $249,999.99
Rate—
Min Deposit$0
Min Balance—
UpdatedMay 4, 2026
Details
Lindell Bank & Trust Company
Institution Rating:
A+5.0 ★ Texas Ratio: 1.64%
Money Market Accounts
1.50%
$0
▼
Rate1.49%
Min Deposit$0
Min Balance—
UpdatedMay 4, 2026
Details
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MonitorBankRates
The Annual Percentage Yields (APYs) displayed are based on the highest APY offered for the specified deposit amount or less. Rates may change without prior notice. Rates reflect recent market quotes and representative offers available to depositors in Festus, Missouri and the surrounding area.
Banks and Credit Unions: If you identify an incorrect rate or wish to request the removal of your institution’s data, please contact us here.
Banks and Credit Unions: If you identify an incorrect rate or wish to request the removal of your institution’s data, please contact us here.
Festus, MO Money Market Rate Trends
Compare local Festus, MO money market quotes against the statewide average
Daily money market rate averages tracked across our database of 8,500+ banks and credit unions — updated every evening.
High-Yield MMA — MO Avg
3.262%
Unchanged vs 7 days ago
Missouri high-yield MMA rates currently average 3.262% APY.
Standard MMA — MO Avg
0.694%
▼ 0.015 vs 7 days ago
Missouri standard MMA rates fell 0.015 points over the past 7 days to 0.694% APY.
As of May 13, 2026 • Rate data sourced from 8,500+ monitored institutions
Powered by MonitorBankRates
Methodology & Data Sources
Direct-Sourced & Verified Money Market Rate Data: We aggregate money market deposit account rates for Festus, Missouri directly from the official websites of banks and credit unions using our proprietary rate aggregation technology and a dedicated team of rate updaters. Every money market rate displayed on MonitorBankRates.com is highly accurate and trustworthy.
Local, Regional, and National Coverage: Our systems constantly monitor the market to provide a complete picture of available yields in Festus, Missouri. We feature a comprehensive mix of institutions from neighborhood credit unions and mid-sized regional banks to large national institutions available to savers in MO.
Daily Updates & Time-Stamped Accuracy: Our rate updaters verify and update money market rates daily. Because MMA yields can fluctuate rapidly based on market conditions, every product listed features its own specific “last updated” date, giving you complete transparency.
Frequently Asked Questions about Money Market Accounts in Festus, Missouri
What is a Money Market Account (MMA)?
A Money Market Account (MMA), formally known as a money market deposit account (MMDA), is a type of deposit account that often pays higher interest rates than standard savings accounts. They usually come with check-writing privileges and debit card access, offering a balance of growth and liquidity for savers in Missouri.
Are Money Market accounts in Festus, Missouri safe?
Yes, as long as the institution is FDIC insured (for banks) or NCUA insured (for credit unions). This provides federal protection for your deposits in Missouri up to $250,000 per depositor, per institution.
How often do MMA rates change in Festus, Missouri?
Money market rates are variable and can change at any time based on market conditions and Federal Reserve decisions. We update our local Missouri rate tables daily to ensure you see the most current high-yield options.
Can I write checks from a Money Market Account?
Yes, most Money Market Accounts allow you to write a limited number of checks or make debit card transactions each month (typically up to 6), making them more flexible than a standard savings account.
How much do I need to deposit to open a money market account in Festus, Missouri?
Minimum deposit requirements vary widely. Some online money market deposit accounts can be opened with no minimum, while many banks and credit unions in Festus, Missouri require an initial deposit of $1,000 to $2,500 to earn the highest advertised APY. Larger deposits often unlock higher rate tiers, and FDIC or NCUA insurance protects deposits up to $250,000 per depositor, per institution.
Best Money Market Rates in Festus, Missouri
Here are some of the highest money market account APYs currently available in Festus, Missouri and the surrounding area:
- Members 1st Credit Union Saint Louis, MO
Money Market — 2.84% APY - Vantage Credit Union
Money Market — 2.25% APY - Multipli Credit Union
Platinum Money Market — 3.96% APY - Bank Northwest
BUSINESS PINNACLE MONEY MARKET — 3.82% APY - Assemblies Of God Credit Union
Premier Money Markets — 3.81% APY
Money Market Rates reflect actual verified offers from banks and credit unions actively accepting deposits in Festus, Missouri. Your final available rate may depend on deposit amount and daily market movements. Last Updated and Verified: May 12, 2026
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