Best Money Market Rates in Springfield, Missouri - July 2026
Brian McKay
Brian McKay
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Current Springfield, Missouri and the surrounding area money market deposit account rates include Multipli Credit UnionMultipli Credit Union818 N Benton Ave, Springfield, MO 65802 3704A+5.0 ★Texas Ratio: 0.70% Platinum Money Market at 3.96% APY, Assemblies Of God Credit UnionAssemblies Of God Credit Union1535 N Campbell Ave, Springfield, MO 65803A5.0 ★Texas Ratio: 10.98% Premier Money Markets at 3.81% APY, Academy BankAcademy Bank2021 E Independence St, Springfield, MO 65804A+5.0 ★Texas Ratio: 5.58% Premier Money Market at 3.65% APY, Sullivan BankSullivan Bank2655 S Campbell Ave, Springfield, MO 65807A5.0 ★Texas Ratio: 7.14% Elite Money Market at 3.50% APY, and OBannon BankOBannon Bank3120 E Sunshine St, Springfield, MO 65804A+5.0 ★Texas Ratio: 3.25% Money Market Account at 1.23% APY. Money market rates as of July 12, 2026 according to verified data from MonitorBankRates.
Springfield has 7 local institutions in our database, with money market rates as high as 3.96% APY from Multipli Credit Union at 818 N Benton Ave, Springfield, MO 65802 3704. Use the table below to compare all available offers, including options from institutions serving the broader Missouri area. Rates are continually updated — we recommend checking back frequently.
Rates reflect recent market quotes and representative offers available to depositors in Springfield, Missouri and surrounding area. Last Updated and Verified: July 12, 2026
Compare the Best Money Market Rates Today in Springfield, Missouri & the Surrounding Area
Balances Above $100,000; Limit 1 withdrawal per month
Balance range: $100,000 +
Balance range: $100,000 +
introductory rate for 6 months
Balance range: $75,000-$99,999
Balances over $250,000 accrue at a rate of 3.50 % APY*. Annual Percentage Yield's are accurate as of March 17, 2025. Rates may change after account opening. Deposits, in person withdrawals and ATM access are unlimited. You must maintain an average daily balance of $2,500 or a monthly $10 fee will apply. There will be a $10 fee for each withdrawal in excess of eight per statement cycle.
This account pays 3.50% APY* for balances of $200,000 or more. The rate varies based on the balance in the account. Annual Percentage Yield's are accurate as of January 13, 2023. Rates may change after account opening.
Balance range: $50,000-$74,999
Balances of $100,000 to $249,999.99 accrue at a rate of 3.25% APY*. Annual Percentage Yield's are accurate as of March 17, 2025. Rates may change after account opening. Deposits, in person withdrawals and ATM access are unlimited. You must maintain an average daily balance of $2,500 or a monthly $10 fee will apply. There will be a $10 fee for each withdrawal in excess of eight per statement cycle.
Balances of $50,000 to $99,999.99 accrue at a rate of 3.00% APY*. Annual Percentage Yield's are accurate as of March 17, 2025. Rates may change after account opening. Deposits, in person withdrawals and ATM access are unlimited. You must maintain an average daily balance of $2,500 or a monthly $10 fee will apply. There will be a $10 fee for each withdrawal in excess of eight per statement cycle.
Balances of $10,000 to $49,999.99 accrue at a rate of 2.25% APY*. Annual Percentage Yield's are accurate as of March 17, 2025. Rates may change after account opening. Deposits, in person withdrawals and ATM access are unlimited. You must maintain an average daily balance of $2,500 or a monthly $10 fee will apply. There will be a $10 fee for each withdrawal in excess of eight per statement cycle.
Balances Under $100,000; Limit 3 withdrawals per month; Must deposit $250,000 or more to earn highest yield.
0.40%
0.35%
Balances below $200,000 accrue at a rate of 0.35% APY*. Annual Percentage Yield's are accurate as of January 13, 2023. Rates may change after account opening.
0.15%
0.10%
0.05%
Balances below $10,000 accrue at a rate of 0.05% APY. Annual Percentage Yield's are accurate as of March 17, 2025. Rates may change after account opening. Deposits, in person withdrawals and ATM access are unlimited. There will be a $10 fee for each withdrawal in excess of eight per statement cycle.
Money Market
**
Make up to 20 debits per month
$250,000.00 and up
APY is variable and subject to change at our discretion, without prior notice. Fees could reduce the earnings on the account. Early access to direct deposit funds depends on the timing of the payer's submission of deposits. We generally post such deposits on the day after they are received, which may be up to 2 days earlier than the payer's scheduled payment date.
Effective date 3/1/26
$100,000-$249,999.99
Daily Balance $250,000.00 and up
Balance of more than $500,000
Effective date 3/1/26
$50,000.00-$99,999.99
Effective date 3/1/26
Balance of $250,000 - $499,999
Effective date 3/1/26
Tiered balance
Tiered balance
Banks and Credit Unions: If you identify an incorrect rate or wish to request the removal of your institution’s data, please contact us here.
Springfield, MO Money Market Rate Trends
Compare local Springfield, MO money market quotes against the statewide average
Daily money market rate averages tracked across our database of 8,500+ banks and credit unions — updated every evening.
Missouri high-yield MMA rates fell 0.032 points over the past 7 days to 3.253% APY.
Missouri standard MMA rates fell 0.140 points over the past 7 days to 0.530% APY.
Methodology & Data Sources
Independent, Free, and Unbiased Rate Comparisons: MonitorBankRates.com is an independent rate comparison service. Our Springfield, Missouri money market rate tables are free for consumers to use, and we do not receive payment from any financial institution to be included or to be ranked in any particular order. Listings are based solely on the rates each institution publicly advertises on its own website.
A Note on Third-Party Rate Tools: Some pages on our site also feature rate comparison widgets and tools provided by third-party partners. These tools may include sponsored listings or affiliate links, and we may receive compensation when users click through them. We clearly label these widgets so you can tell at a glance which rates come from our independent MonitorBankRates.com tables and which come from our advertising partners.
Direct-Sourced & Verified Money Market Rate Data: We aggregate money market deposit account rates for Springfield, Missouri directly from the official websites of banks and credit unions using our proprietary rate aggregation technology and a dedicated team of rate updaters. Every money market rate displayed on MonitorBankRates.com is highly accurate and trustworthy.
Local, Regional, and National Coverage: Our systems constantly monitor the market to provide a complete picture of available yields in Springfield, Missouri. We feature a comprehensive mix of institutions from neighborhood credit unions and mid-sized regional banks to large national institutions available to savers in MO.
Daily Updates & Time-Stamped Accuracy: Our rate updaters verify and update money market rates daily. Because MMA yields can fluctuate rapidly based on market conditions, every product listed features its own specific “last updated” date, giving you complete transparency.
Frequently Asked Questions about Money Market Accounts in Springfield, Missouri
What is a Money Market Account (MMA)?
Are Money Market accounts in Springfield, Missouri safe?
How often do MMA rates change in Springfield, Missouri?
Can I write checks from a Money Market Account?
How much do I need to deposit to open a money market account in Springfield, Missouri?
Best Money Market Rates in Springfield, Missouri
- Multipli Credit Union
Platinum Money Market — 3.96% APY - Assemblies Of God Credit Union
Premier Money Markets — 3.81% APY - Academy Bank
Premier Money Market — 3.65% APY - Sullivan Bank
Elite Money Market — 3.50% APY - OBannon Bank
Money Market Account — 1.23% APY
Springfield, Missouri Rates & Resources
