Best Money Market Rates in Belgrade, Montana (MT) - May 2026
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The rates displayed are actual, verified rates sourced directly from the official websites of banks and credit unions. Our editorial content is independent of any advertiser relationships.
Current Belgrade, Montana and the surrounding area money market deposit account rates include Sky Federal Credit UnionSky Federal Credit Union95 N Weaver St, Belgrade, MT 59714B4.6 ★Texas Ratio: 20.02% Sky High Money Market at 4.00% APY, Rocky Mountain Credit UnionRocky Mountain Credit Union101 Thunder Rd, Belgrade, MT 59714 8939A5.0 ★Texas Ratio: 7.32% Premier Money Market at 1.28% APY, Flanagan State BankFlanagan State Bank11 West Main Street, Belgrade, MT 59714A5.0 ★Texas Ratio: 10.36% Money Market Investment Account at 0.65% APY, Mountain America Federal Credit UnionMountain America Federal Credit UnionA5.0 ★Texas Ratio: 11.38% Money market at 3.55% APY, and Farmers State Bank Victor, MTFarmers State Bank Victor, MTA5.0 ★Texas Ratio: 8.58% Platinum Money Market at 3.45% APY. Money market rates as of May 12, 2026 according to verified data from MonitorBankRates.
Belgrade has 3 local institutions in our database, with money market rates as high as 4.00% APY from Sky Federal Credit Union at 95 N Weaver St, Belgrade, MT 59714. Use the table below to compare all available offers, including options from institutions serving the broader Montana area. Rates are continually updated — we recommend checking back frequently.
Rates reflect recent market quotes and representative offers available to depositors in Belgrade, Montana and surrounding area. Last Updated and Verified: May 12, 2026
Compare the Best Money Market Rates Today in Belgrade, Montana & the Surrounding Area
Source: Verified Money Market Rate Data provided by MonitorBankRates
Institution
Product
APY
Min Deposit
Profile
Sky Federal Credit Union
Institution Rating:
B4.6 ★ Texas Ratio: 20.02%
95 N Weaver St, Belgrade, MT 59714
Managed Liquidity Money Market
4.00%
$0
▼
Rate3.93%
Min Deposit$0
Min Balance—
UpdatedMay 6, 2026
Details
Sky Federal Credit Union
Institution Rating:
B4.6 ★ Texas Ratio: 20.02%
95 N Weaver St, Belgrade, MT 59714
Sky High Money Market
4.00%
$0
▼
Rate3.93%
Min Deposit$0
Min Balance—
UpdatedMay 6, 2026
Details
Sky Federal Credit Union
Institution Rating:
B4.6 ★ Texas Ratio: 20.02%
95 N Weaver St, Belgrade, MT 59714
Premier Money Market
2.00%
$0
▼
Rate1.98%
Min Deposit$0
Min Balance—
UpdatedMay 6, 2026
Details
Sky Federal Credit Union
Institution Rating:
B4.6 ★ Texas Ratio: 20.02%
95 N Weaver St, Belgrade, MT 59714
Sky High Money Market
2.00%
$0
▼
Rate1.98%
Min Deposit$0
Min Balance—
UpdatedMay 6, 2026
Details
Sky Federal Credit Union
Institution Rating:
B4.6 ★ Texas Ratio: 20.02%
95 N Weaver St, Belgrade, MT 59714
Premier Money Market
1.75%
$0
▼
Rate1.74%
Min Deposit$0
Min Balance—
UpdatedMay 6, 2026
Details
Sky Federal Credit Union
Institution Rating:
B4.6 ★ Texas Ratio: 20.02%
95 N Weaver St, Belgrade, MT 59714
Managed Liquidity Money Market
1.50%
$0
▼
Rate1.49%
Min Deposit$0
Min Balance—
UpdatedMay 6, 2026
Details
Sky Federal Credit Union
Institution Rating:
B4.6 ★ Texas Ratio: 20.02%
95 N Weaver St, Belgrade, MT 59714
Money Market
1.50%
$0
▼
Rate1.49%
Min Deposit$0
Min Balance—
UpdatedMay 6, 2026
Details
Sky Federal Credit Union
Institution Rating:
B4.6 ★ Texas Ratio: 20.02%
95 N Weaver St, Belgrade, MT 59714
Premier Money Market
1.50%
$0
▼
Rate1.49%
Min Deposit$0
Min Balance—
UpdatedMay 6, 2026
Details
Sky Federal Credit Union
Institution Rating:
B4.6 ★ Texas Ratio: 20.02%
95 N Weaver St, Belgrade, MT 59714
Sky High Money Market
1.50%
$0
▼
Rate1.49%
Min Deposit$0
Min Balance—
UpdatedMay 6, 2026
Details
Rocky Mountain Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 7.32%
101 Thunder Rd, Belgrade, MT 59714 8939
Premier Money Market
1.28%
$0
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedMay 12, 2026
Details
Fees apply to any balance below $50,000
Sky Federal Credit Union
Institution Rating:
B4.6 ★ Texas Ratio: 20.02%
95 N Weaver St, Belgrade, MT 59714
Sky High Money Market
1.25%
$0
▼
Rate1.24%
Min Deposit$0
Min Balance—
UpdatedMay 6, 2026
Details
Sky Federal Credit Union
Institution Rating:
B4.6 ★ Texas Ratio: 20.02%
95 N Weaver St, Belgrade, MT 59714
Money Market
1.25%
$0
▼
Rate1.24%
Min Deposit$0
Min Balance—
UpdatedMay 6, 2026
Details
Sky Federal Credit Union
Institution Rating:
B4.6 ★ Texas Ratio: 20.02%
95 N Weaver St, Belgrade, MT 59714
Premier Money Market
1.25%
$0
▼
Rate1.24%
Min Deposit$0
Min Balance—
UpdatedMay 6, 2026
Details
Rocky Mountain Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 7.32%
101 Thunder Rd, Belgrade, MT 59714 8939
Premier Money Market
1.04%
$0
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedMay 12, 2026
Details
Fees apply to any balance below $50,000
Rocky Mountain Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 7.32%
101 Thunder Rd, Belgrade, MT 59714 8939
Standard Money Market
0.94%
$0
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedMay 12, 2026
Details
Fees apply to any balance below $2,500
Sky Federal Credit Union
Institution Rating:
B4.6 ★ Texas Ratio: 20.02%
95 N Weaver St, Belgrade, MT 59714
Sky High Money Market
0.85%
$0
▼
Rate0.84%
Min Deposit$0
Min Balance—
UpdatedMay 6, 2026
Details
Sky Federal Credit Union
Institution Rating:
B4.6 ★ Texas Ratio: 20.02%
95 N Weaver St, Belgrade, MT 59714
Money Market
0.85%
$0
▼
Rate0.84%
Min Deposit$0
Min Balance—
UpdatedMay 6, 2026
Details
Sky Federal Credit Union
Institution Rating:
B4.6 ★ Texas Ratio: 20.02%
95 N Weaver St, Belgrade, MT 59714
Money Market
0.75%
$0
▼
Rate0.75%
Min Deposit$0
Min Balance—
UpdatedMay 6, 2026
Details
Flanagan State Bank
Institution Rating:
A5.0 ★ Texas Ratio: 10.36%
11 West Main Street, Belgrade, MT 59714
Money Market Investment Account
0.65%
$0
▼
Rate0.65%
Min Deposit$0
Min Balance—
UpdatedMay 5, 2026
Details
Flanagan State Bank
Institution Rating:
A5.0 ★ Texas Ratio: 10.36%
11 West Main Street, Belgrade, MT 59714
Money Market Investment Account
0.50%
$0
▼
Rate0.50%
Min Deposit$0
Min Balance—
UpdatedMay 5, 2026
Details
Rocky Mountain Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 7.32%
101 Thunder Rd, Belgrade, MT 59714 8939
Standard Money Market
0.44%
$0
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedMay 12, 2026
Details
Fees apply to any balance below $2,500
Flanagan State Bank
Institution Rating:
A5.0 ★ Texas Ratio: 10.36%
11 West Main Street, Belgrade, MT 59714
Money Market Investment Account
0.35%
$0
▼
Rate0.35%
Min Deposit$0
Min Balance—
UpdatedMay 5, 2026
Details
Flanagan State Bank
Institution Rating:
A5.0 ★ Texas Ratio: 10.36%
11 West Main Street, Belgrade, MT 59714
Money Market Investment Account Money Market
0.22%
$2,500
▼
Rate0.22%
Min Deposit$2,500
Min Balance—
UpdatedMay 5, 2026
Details
Mountain America Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 11.38%
Money market
3.55%
$0
▼
Rate3.49%
Min Deposit$0
Min Balance—
UpdatedMay 10, 2026
Details
Farmers State Bank Victor, MT
Institution Rating:
A5.0 ★ Texas Ratio: 8.58%
Platinum Money Market
3.45%
$25
▼
Rate3.40%
Min Deposit$25
Min Balance—
UpdatedMay 5, 2026
Details
See Tiered Pricing below
Altana Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.84%
ACE Money Market
3.20%
$0
▼
Rate3.15%
Min Deposit$0
Min Balance—
UpdatedMay 12, 2026
Details
$250,000+
Mountain America Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 11.38%
Money market
3.20%
$0
▼
Rate3.15%
Min Deposit$0
Min Balance—
UpdatedMay 10, 2026
Details
Peoples Bank of Deer Lodge
Institution Rating:
A+5.0 ★ Texas Ratio: 2.81%
Money Market
2.89%
$100
▼
Rate2.85%
Min Deposit$100
Min Balance—
UpdatedMay 5, 2026
Details
Altana Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.84%
Sam Money Market
2.70%
$0
▼
Rate2.67%
Min Deposit$0
Min Balance—
UpdatedMay 12, 2026
Details
$100,000+
Pioneer Federal S&L
Institution Rating:
A+5.0 ★ Texas Ratio: 0.34%
Money Market Savings
2.57%
$0
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedMay 5, 2026
Details
Peoples Bank of Deer Lodge
Institution Rating:
A+5.0 ★ Texas Ratio: 2.81%
Money Market
2.53%
$100
▼
Rate2.50%
Min Deposit$100
Min Balance—
UpdatedMay 5, 2026
Details
Altana Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.84%
Sam Money Market
2.50%
$0
▼
Rate2.47%
Min Deposit$0
Min Balance—
UpdatedMay 12, 2026
Details
$75,000 - $99,999.99
Mountain America Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 11.38%
Money market
2.40%
$0
▼
Rate2.37%
Min Deposit$0
Min Balance—
UpdatedMay 10, 2026
Details
Altana Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.84%
Sam Money Market
2.25%
$0
▼
Rate2.23%
Min Deposit$0
Min Balance—
UpdatedMay 12, 2026
Details
$50,000 - $74,999.99
Pioneer Federal S&L
Institution Rating:
A+5.0 ★ Texas Ratio: 0.34%
Money Market Savings
2.05%
$0
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedMay 5, 2026
Details
Summit National Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 1.74%
Premier Money Markets
2.02%
$0
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedMay 5, 2026
Details
Minimum to Open
Peoples Bank of Deer Lodge
Institution Rating:
A+5.0 ★ Texas Ratio: 2.81%
Money Market
2.02%
$100
▼
Rate2.00%
Min Deposit$100
Min Balance—
UpdatedMay 5, 2026
Details
The Bank of Commerce
Institution Rating:
A+5.0 ★ Texas Ratio: 1.34%
Money Market Account
2.00%
$0
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedMay 4, 2026
Details
Altana Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.84%
Sam Money Market
2.00%
$0
▼
Rate1.98%
Min Deposit$0
Min Balance—
UpdatedMay 12, 2026
Details
$25,000 - $49,999.99
Peoples Bank of Deer Lodge
Institution Rating:
A+5.0 ★ Texas Ratio: 2.81%
Money Market
1.97%
$100
▼
Rate1.95%
Min Deposit$100
Min Balance—
UpdatedMay 5, 2026
Details
Mountain America Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 11.38%
Money market
1.90%
$0
▼
Rate1.88%
Min Deposit$0
Min Balance—
UpdatedMay 10, 2026
Details
Peoples Bank of Deer Lodge
Institution Rating:
A+5.0 ★ Texas Ratio: 2.81%
Money Market
1.86%
$100
▼
Rate1.85%
Min Deposit$100
Min Balance—
UpdatedMay 5, 2026
Details
Vocal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.34%
MONEY MARKET and over
1.51%
$0
▼
Rate1.50%
Min Deposit$0
Min Balance—
UpdatedMay 12, 2026
Details
$20,000.00
Intrepid Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.35%
Premium Plus Money Market
1.50%
$0
▼
Rate1.49%
Min Deposit$0
Min Balance—
UpdatedMay 12, 2026
Details
Rate1.49%
Min Deposit$0
Min Balance—
UpdatedMay 12, 2026
Details
Southwest Montana Community Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.75%
Money Market
1.50%
$0
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedMay 6, 2026
Details
Farmers State Bank Victor, MT
Institution Rating:
A5.0 ★ Texas Ratio: 8.58%
Platinum Money Market
1.46%
$25
▼
Rate1.45%
Min Deposit$25
Min Balance—
UpdatedMay 5, 2026
Details
See Tiered Pricing below
Mountain America Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 11.38%
Money market
1.45%
$0
▼
Rate1.44%
Min Deposit$0
Min Balance—
UpdatedMay 10, 2026
Details
Intrepid Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.35%
Premium Plus Money Market
1.45%
$0
▼
Rate1.44%
Min Deposit$0
Min Balance—
UpdatedMay 12, 2026
Details
Rate1.39%
Min Deposit$0
Min Balance—
UpdatedMay 12, 2026
Details
Pioneer Federal S&L
Institution Rating:
A+5.0 ★ Texas Ratio: 0.34%
Money Market Savings
1.28%
$0
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedMay 5, 2026
Details
Montana Educators Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.94%
Money Market Account
1.25%
$0
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedMay 12, 2026
Details
Rate1.14%
Min Deposit$0
Min Balance—
UpdatedMay 12, 2026
Details
Farmers State Bank Victor, MT
Institution Rating:
A5.0 ★ Texas Ratio: 8.58%
Platinum Money Market
1.11%
$25
▼
Rate1.10%
Min Deposit$25
Min Balance—
UpdatedMay 5, 2026
Details
See Tiered Pricing below
Southwest Montana Community Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.75%
Money Market
1.05%
$0
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedMay 6, 2026
Details
Rate1.00%
Min Deposit$0
Min Balance—
UpdatedMay 12, 2026
Details
$0 - $19,999.99
Mountain America Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 11.38%
Money market
1.00%
$0
▼
Rate1.00%
Min Deposit$0
Min Balance—
UpdatedMay 10, 2026
Details
Montana Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.84%
Money Market Account
1.00%
$0
▼
Rate0.99%
Min Deposit$0
Min Balance—
UpdatedMay 6, 2026
Details
Montana Educators Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.94%
Money Market Account
1.00%
$0
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedMay 12, 2026
Details
Intrepid Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.35%
Premium Plus Money Market
1.00%
$0
▼
Rate1.00%
Min Deposit$0
Min Balance—
UpdatedMay 12, 2026
Details
Rimrock Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.55%
Money Market Share Account
1.00%
$0
▼
Rate1.00%
Min Deposit$0
Min Balance—
UpdatedMay 10, 2026
Details
Montana Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.84%
Money Market Account
0.90%
$0
▼
Rate0.90%
Min Deposit$0
Min Balance—
UpdatedMay 6, 2026
Details
Rate0.90%
Min Deposit$0
Min Balance—
UpdatedMay 12, 2026
Details
Mountain America Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 11.38%
Money market
0.85%
$0
▼
Rate0.85%
Min Deposit$0
Min Balance—
UpdatedMay 10, 2026
Details
Southwest Montana Community Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.75%
Money Market
0.80%
$0
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedMay 6, 2026
Details
Montana Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.84%
Money Market Account
0.80%
$0
▼
Rate0.80%
Min Deposit$0
Min Balance—
UpdatedMay 6, 2026
Details
Montana Educators Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.94%
Money Market Account
0.75%
$0
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedMay 12, 2026
Details
Farmers State Bank Victor, MT
Institution Rating:
A5.0 ★ Texas Ratio: 8.58%
Platinum Money Market
0.75%
$25
▼
Rate0.75%
Min Deposit$25
Min Balance—
UpdatedMay 5, 2026
Details
See Tiered Pricing below
Farmers State Bank Victor, MT
Institution Rating:
A5.0 ★ Texas Ratio: 8.58%
Platinum Money Market
0.45%
$25
▼
Rate0.45%
Min Deposit$25
Min Balance—
UpdatedMay 5, 2026
Details
See Tiered Pricing below
Rate0.25%
Min Deposit$1,000
Min Balance—
UpdatedMay 5, 2026
Details
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MonitorBankRates
The Annual Percentage Yields (APYs) displayed are based on the highest APY offered for the specified deposit amount or less. Rates may change without prior notice. Rates reflect recent market quotes and representative offers available to depositors in Belgrade, Montana and the surrounding area.
Banks and Credit Unions: If you identify an incorrect rate or wish to request the removal of your institution’s data, please contact us here.
Banks and Credit Unions: If you identify an incorrect rate or wish to request the removal of your institution’s data, please contact us here.
Belgrade, MT Money Market Rate Trends
Compare local Belgrade, MT money market quotes against the statewide average
Daily money market rate averages tracked across our database of 8,500+ banks and credit unions — updated every evening.
High-Yield MMA — MT Avg
3.234%
Unchanged vs 7 days ago
Montana high-yield MMA rates currently average 3.234% APY.
Standard MMA — MT Avg
0.983%
Unchanged vs 7 days ago
Montana standard MMA rates currently average 0.983% APY.
As of May 13, 2026 • Rate data sourced from 8,500+ monitored institutions
Powered by MonitorBankRates
Methodology & Data Sources
Direct-Sourced & Verified Money Market Rate Data: We aggregate money market deposit account rates for Belgrade, Montana directly from the official websites of banks and credit unions using our proprietary rate aggregation technology and a dedicated team of rate updaters. Every money market rate displayed on MonitorBankRates.com is highly accurate and trustworthy.
Local, Regional, and National Coverage: Our systems constantly monitor the market to provide a complete picture of available yields in Belgrade, Montana. We feature a comprehensive mix of institutions from neighborhood credit unions and mid-sized regional banks to large national institutions available to savers in MT.
Daily Updates & Time-Stamped Accuracy: Our rate updaters verify and update money market rates daily. Because MMA yields can fluctuate rapidly based on market conditions, every product listed features its own specific “last updated” date, giving you complete transparency.
Frequently Asked Questions about Money Market Accounts in Belgrade, Montana
What is a Money Market Account (MMA)?
A Money Market Account (MMA), formally known as a money market deposit account (MMDA), is a type of deposit account that often pays higher interest rates than standard savings accounts. They usually come with check-writing privileges and debit card access, offering a balance of growth and liquidity for savers in Montana.
Are Money Market accounts in Belgrade, Montana safe?
Yes, as long as the institution is FDIC insured (for banks) or NCUA insured (for credit unions). This provides federal protection for your deposits in Montana up to $250,000 per depositor, per institution.
How often do MMA rates change in Belgrade, Montana?
Money market rates are variable and can change at any time based on market conditions and Federal Reserve decisions. We update our local Montana rate tables daily to ensure you see the most current high-yield options.
Can I write checks from a Money Market Account?
Yes, most Money Market Accounts allow you to write a limited number of checks or make debit card transactions each month (typically up to 6), making them more flexible than a standard savings account.
How much do I need to deposit to open a money market account in Belgrade, Montana?
Minimum deposit requirements vary widely. Some online money market deposit accounts can be opened with no minimum, while many banks and credit unions in Belgrade, Montana require an initial deposit of $1,000 to $2,500 to earn the highest advertised APY. Larger deposits often unlock higher rate tiers, and FDIC or NCUA insurance protects deposits up to $250,000 per depositor, per institution.
Best Money Market Rates in Belgrade, Montana
Here are some of the highest money market account APYs currently available in Belgrade, Montana and the surrounding area:
- Sky Federal Credit Union
Sky High Money Market — 4.00% APY - Rocky Mountain Credit Union
Premier Money Market — 1.28% APY - Flanagan State Bank
Money Market Investment Account — 0.65% APY - Mountain America Federal Credit Union
Money market — 3.55% APY - Farmers State Bank Victor, MT
Platinum Money Market — 3.45% APY
Money Market Rates reflect actual verified offers from banks and credit unions actively accepting deposits in Belgrade, Montana. Your final available rate may depend on deposit amount and daily market movements. Last Updated and Verified: May 12, 2026
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