Montana Money Market Rate Trends
Track current and weekly average money market account APYs across all products in Montana, view interactive rate trend charts, and compare MT APYs against the national average.
Current Montana Money Market Rate Trends
High-Yield Money Market APYs in Montana fell by -0.188 this week, bringing the current average APY down to 3.046%. Savers are seeing slightly reduced yields compared to last week, when the average stood at 3.234%.
Montana's High-Yield Money Market APY of 3.046% is currently in line with the national average of 3.046%, indicating MT is tracking closely with broader U.S. deposit market conditions.
The Standard Money Market APY in Montana currently averages 0.927%, compared to 0.983% last week. Savers weighing account type should note that standard money market APYs are typically lower than high-yield offerings but may come with fewer balance requirements or restrictions.
The Montana money market rate averages displayed on this page are calculated from 86 verified money market rate quotes collected across 15 banks and credit unions actively operating in Montana. Our proprietary systems collect and verify deposit rates daily — tracking what real licensed institutions are actually offering to depositors, not promotional teaser rates.
Unlike comparison sites that show only a handful of institutions, MonitorBankRates maintains a continuously updated money market account rate database spanning community banks, regional lenders, national institutions, and credit unions across Montana. This scale allows us to calculate averages that reflect the full deposit landscape — not just the most aggressive advertisers — giving savers, journalists, and financial professionals a more accurate benchmark for what APYs actually look like in MT.
Data reflects average APYs offered by licensed institutions operating in MT. Last Updated: July 14, 2026
Montana Money Market Rate Trends
Weekly average APYs across all money market products. Hover over the chart to see exact APYs for each week.
Montana money market rate averages compiled from 86 current money market rates across 15 banks and credit unions operating in MT — updated daily.
As of Jul 14, 2026 • Data provided by MonitorBankRates.com
For Media, Researchers & Real Estate Professionals
Journalists covering Montana financial markets, personal finance professionals advising clients on deposit strategy, and academic researchers studying regional banking patterns are welcome to cite and reference this data. All historical MT money market rate data is free to use for editorial, research, and educational purposes.
Please attribute MonitorBankRates.com when referencing our figures in any publication, article, or report — and optionally link to https://monitorbankrates.com/money-market-rates/montana/trends. For custom data pulls, contact us here.
