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Best Money Market Rates in Elko, Nevada (NV) - May 2026

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Brian McKay Brian McKay
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Editorial Disclosure The rates displayed are actual, verified rates sourced directly from the official websites of banks and credit unions. Our editorial content is independent of any advertiser relationships.
| ✓Fact Checked | Last Updated: May 12, 2026

Current Elko, Nevada and the surrounding area money market deposit account rates include Nevada B&T Co.Nevada B&T Co.852 Idaho St, Elko, NV 89801A+5.0 ★Texas Ratio: 0.41% MONEY MARKET ACCOUNT at 2.50% APY, Greater Nevada Credit UnionGreater Nevada Credit Union2944 Mountain City Hwy, Elko, NV 89801F1.0 ★Texas Ratio: 83.06% Money Market Account at 1.00% APY, United Federal Credit UnionUnited Federal Credit UnionA+5.0 ★Texas Ratio: 3.35% Money Market Special at 4.00% APY, America First Federal Credit UnionAmerica First Federal Credit UnionA5.0 ★Texas Ratio: 8.12% Money Market at 3.90% APY, and Mountain America Federal Credit UnionMountain America Federal Credit UnionA5.0 ★Texas Ratio: 11.38% Money market at 3.55% APY. Money market rates as of May 12, 2026 according to verified data from MonitorBankRates.

Elko has 2 local institutions in our database, with money market rates as high as 2.50% APY from Nevada B&T Co. at 852 Idaho St, Elko, NV 89801. Use the table below to compare all available offers, including options from institutions serving the broader Nevada area. Rates are continually updated — we recommend checking back frequently.

Rates reflect recent market quotes and representative offers available to depositors in Elko, Nevada and surrounding area. Last Updated and Verified: May 12, 2026

Compare the Best Money Market Rates Today in Elko, Nevada & the Surrounding Area

Source: Verified Money Market Rate Data provided by MonitorBankRates
Institution
Product
APY
Min Deposit
Profile
Nevada B&T Co.
Institution Rating:
A+5.0 ★ Texas Ratio: 0.41%
852 Idaho St, Elko, NV 89801
MONEY MARKET ACCOUNT
2.50%
$0
View
▼
Rate2.50%
Min Deposit$0
Min Balance—
UpdatedMay 5, 2026
Details

Nevada B&T Co.
Institution Rating:
A+5.0 ★ Texas Ratio: 0.41%
852 Idaho St, Elko, NV 89801
MONEY MARKET ACCOUNT
2.25%
$0
View
▼
Rate2.25%
Min Deposit$0
Min Balance—
UpdatedMay 5, 2026
Details

Nevada B&T Co.
Institution Rating:
A+5.0 ★ Texas Ratio: 0.41%
852 Idaho St, Elko, NV 89801
MONEY MARKET ACCOUNT
2.00%
$0
View
▼
Rate2.00%
Min Deposit$0
Min Balance—
UpdatedMay 5, 2026
Details

Nevada B&T Co.
Institution Rating:
A+5.0 ★ Texas Ratio: 0.41%
852 Idaho St, Elko, NV 89801
MONEY MARKET ACCOUNT
1.75%
$0
View
▼
Rate1.75%
Min Deposit$0
Min Balance—
UpdatedMay 5, 2026
Details

Nevada B&T Co.
Institution Rating:
A+5.0 ★ Texas Ratio: 0.41%
852 Idaho St, Elko, NV 89801
MONEY MARKET ACCOUNT
1.60%
$0
View
▼
Rate1.60%
Min Deposit$0
Min Balance—
UpdatedMay 5, 2026
Details

Nevada B&T Co.
Institution Rating:
A+5.0 ★ Texas Ratio: 0.41%
852 Idaho St, Elko, NV 89801
MONEY MARKET ACCOUNT
1.40%
$0
View
▼
Rate1.40%
Min Deposit$0
Min Balance—
UpdatedMay 5, 2026
Details

Nevada B&T Co.
Institution Rating:
A+5.0 ★ Texas Ratio: 0.41%
852 Idaho St, Elko, NV 89801
MONEY MARKET ACCOUNT
1.25%
$0
View
▼
Rate1.25%
Min Deposit$0
Min Balance—
UpdatedMay 5, 2026
Details

Greater Nevada Credit Union
Institution Rating:
F1.0 ★ Texas Ratio: 83.06%
2944 Mountain City Hwy, Elko, NV 89801
Money Market Account
1.00%
$2,500
View
▼
Rate0.99%
Min Deposit$2,500
Min Balance—
UpdatedMay 12, 2026
Details

Nevada B&T Co.
Institution Rating:
A+5.0 ★ Texas Ratio: 0.41%
852 Idaho St, Elko, NV 89801
MONEY MARKET ACCOUNT
1.00%
$2,500
View
▼
Rate1.00%
Min Deposit$2,500
Min Balance—
UpdatedMay 5, 2026
Details

Qualifying balance up to $9,999.99

Greater Nevada Credit Union
Institution Rating:
F1.0 ★ Texas Ratio: 83.06%
2944 Mountain City Hwy, Elko, NV 89801
Money Market Account
0.50%
$2,500
View
▼
Rate0.50%
Min Deposit$2,500
Min Balance—
UpdatedMay 12, 2026
Details

United Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.35%
Money Market Special
4.00%
$0
View
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedMay 6, 2026
Details

for the first six months.

America First Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 8.12%
Money Market
3.90%
$0
View
▼
Rate3.83%
Min Deposit$0
Min Balance—
UpdatedMay 10, 2026
Details

United Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.35%
Elevate Money Market
3.65%
$0
View
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedMay 6, 2026
Details

Mountain America Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 11.38%
Money market
3.55%
$0
View
▼
Rate3.49%
Min Deposit$0
Min Balance—
UpdatedMay 10, 2026
Details

Baxter Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 7.73%
Money Market Special Intro rate
3.50%
$0
View
▼
Rate3.45%
Min Deposit$0
Min Balance—
UpdatedMay 12, 2026
Details

$15,000+

Baxter Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 7.73%
Money Market Special
3.50%
$0
View
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedMay 12, 2026
Details

Aloha Pacific Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.29%
Aloha Rewards Money Market Savings
3.50%
$0
View
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedMay 6, 2026
Details

Qualifications Required; Aloha Rewards Checking Account Required.

America First Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 8.12%
Money Market
3.45%
$0
View
▼
Rate3.40%
Min Deposit$0
Min Balance—
UpdatedMay 10, 2026
Details

UNIFY Financial Federal Credit Union
Institution Rating:
B4.4 ★ Texas Ratio: 21.76%
Money Market Plus Account
3.25%
$0
View
▼
Rate3.20%
Min Deposit$0
Min Balance—
UpdatedMay 7, 2026
Details

Sierra Pacific Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.56%
Money Market
3.25%
$0
View
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedMay 6, 2026
Details

as high as; Rates increase as balance increases

Mountain America Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 11.38%
Money market
3.20%
$0
View
▼
Rate3.15%
Min Deposit$0
Min Balance—
UpdatedMay 10, 2026
Details

Armed Forces Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 4.63%
Premier Money Market
3.05%
$0
View
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedMay 4, 2026
Details

Create Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.63%
Consumer Money Market
3.04%
$50
View
▼
Rate—
Min Deposit$50
Min Balance—
UpdatedMay 12, 2026
Details

Variable Rate - The interest rate and Annual Percentage Yield (APY) on all savings products listed below can change at any time without notice as determined by the Board of Directors of Create Credit Union.

Wilmington Savings Fund Society (WSFS)
Institution Rating:
A+5.0 ★ Texas Ratio: 3.24%
High-Yield Money Market
3.00%
$0
View
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedMay 4, 2026
Details

Qualifying balance up to $100,000.00

Silver State Schools Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.65%
Insured Money Market Plus
2.89%
$100,000
View
▼
Rate—
Min Deposit$100,000
Min Balance—
UpdatedMay 12, 2026
Details

Silver State Schools Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.65%
Insured Money Market
2.79%
$2,500
View
▼
Rate—
Min Deposit$2,500
Min Balance—
UpdatedMay 12, 2026
Details

America First Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 8.12%
Money Market
2.70%
$0
View
▼
Rate2.67%
Min Deposit$0
Min Balance—
UpdatedMay 10, 2026
Details

Toyota Financial Savings Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 0.00%
Money Market
2.68%
$0
View
▼
Rate2.65%
Min Deposit$0
Min Balance—
UpdatedMay 5, 2026
Details

Create Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.63%
Consumer Money Market
2.53%
$50
View
▼
Rate—
Min Deposit$50
Min Balance—
UpdatedMay 12, 2026
Details

Variable Rate - The interest rate and Annual Percentage Yield (APY) on all savings products listed below can change at any time without notice as determined by the Board of Directors of Create Credit Union.

Farm Bureau Bank FSB
Institution Rating:
A+5.0 ★ Texas Ratio: 2.42%
FB-Org Money Market Account [MMA]
2.50%
$0
View
▼
Rate2.47%
Min Deposit$0
Min Balance—
UpdatedMay 5, 2026
Details

No Minimum Initial Deposit

Farm Bureau Bank FSB
Institution Rating:
A+5.0 ★ Texas Ratio: 2.42%
Plus Money Market Account
2.50%
$0
View
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedMay 5, 2026
Details

As Low As

Aloha Pacific Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.29%
Aloha Rewards Money Market Savings
2.50%
$0
View
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedMay 6, 2026
Details

Qualifications Required; Aloha Rewards Checking Account Required.

Farm Bureau Bank FSB
Institution Rating:
A+5.0 ★ Texas Ratio: 2.42%
Business Money Market
2.50%
$0
View
▼
Rate2.47%
Min Deposit$0
Min Balance—
UpdatedMay 5, 2026
Details

Mountain America Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 11.38%
Money market
2.40%
$0
View
▼
Rate2.37%
Min Deposit$0
Min Balance—
UpdatedMay 10, 2026
Details

Create Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.63%
Consumer Money Market
2.27%
$50
View
▼
Rate—
Min Deposit$50
Min Balance—
UpdatedMay 12, 2026
Details

Variable Rate - The interest rate and Annual Percentage Yield (APY) on all savings products listed below can change at any time without notice as determined by the Board of Directors of Create Credit Union.

Toyota Financial Savings Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 0.00%
Money Market
2.27%
$0
View
▼
Rate2.25%
Min Deposit$0
Min Balance—
UpdatedMay 5, 2026
Details

Silver State Schools Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.65%
Insured Money Market Plus
2.25%
$100,000
View
▼
Rate—
Min Deposit$100,000
Min Balance—
UpdatedMay 12, 2026
Details

America First Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 8.12%
Money Market
2.05%
$0
View
▼
Rate2.03%
Min Deposit$0
Min Balance—
UpdatedMay 10, 2026
Details

One Nevada Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.18%
Preferred Money Market
2.02%
$0
View
▼
Rate2.00%
Min Deposit$0
Min Balance—
UpdatedMay 12, 2026
Details

Create Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.63%
Consumer Money Market
2.02%
$50
View
▼
Rate—
Min Deposit$50
Min Balance—
UpdatedMay 12, 2026
Details

Variable Rate - The interest rate and Annual Percentage Yield (APY) on all savings products listed below can change at any time without notice as determined by the Board of Directors of Create Credit Union.

Silver State Schools Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.65%
Insured Money Market
2.00%
$2,500
View
▼
Rate—
Min Deposit$2,500
Min Balance—
UpdatedMay 12, 2026
Details

Plus Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.31%
Money Market Plus Account
2.00%
$0
View
▼
Rate1.98%
Min Deposit$0
Min Balance—
UpdatedMay 12, 2026
Details

Aloha Pacific Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.29%
Aloha Rewards Money Market Savings
2.00%
$0
View
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedMay 6, 2026
Details

Qualifications Required; Aloha Rewards Checking Account Required.

Farm Bureau Bank FSB
Institution Rating:
A+5.0 ★ Texas Ratio: 2.42%
Business Money Market
2.00%
$0
View
▼
Rate1.98%
Min Deposit$0
Min Balance—
UpdatedMay 5, 2026
Details

Mountain America Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 11.38%
Money market
1.90%
$0
View
▼
Rate1.88%
Min Deposit$0
Min Balance—
UpdatedMay 10, 2026
Details

FNB of Ely
Institution Rating:
F1.0 ★ Texas Ratio: 98.65%
Money Market Accounts
1.81%
$0
View
▼
Rate1.80%
Min Deposit$0
Min Balance—
UpdatedMay 5, 2026
Details

FNB of Ely
Institution Rating:
F1.0 ★ Texas Ratio: 98.65%
Money Market Account
1.81%
$0
View
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedMay 5, 2026
Details

America First Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 8.12%
Money Market
1.80%
$0
View
▼
Rate1.79%
Min Deposit$0
Min Balance—
UpdatedMay 10, 2026
Details

One Nevada Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.18%
Money Market
1.77%
$0
View
▼
Rate1.75%
Min Deposit$0
Min Balance—
UpdatedMay 12, 2026
Details

Plus Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.31%
Money Market Plus Account
1.75%
$0
View
▼
Rate1.74%
Min Deposit$0
Min Balance—
UpdatedMay 12, 2026
Details

FNB of Ely
Institution Rating:
F1.0 ★ Texas Ratio: 98.65%
Money Market Accounts
1.71%
$0
View
▼
Rate1.70%
Min Deposit$0
Min Balance—
UpdatedMay 5, 2026
Details

FNB of Ely
Institution Rating:
F1.0 ★ Texas Ratio: 98.65%
Money Market Account
1.71%
$0
View
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedMay 5, 2026
Details

Farm Bureau Bank FSB
Institution Rating:
A+5.0 ★ Texas Ratio: 2.42%
Business Money Market
1.50%
$0
View
▼
Rate1.49%
Min Deposit$0
Min Balance—
UpdatedMay 5, 2026
Details

Farm Bureau Bank FSB
Institution Rating:
A+5.0 ★ Texas Ratio: 2.42%
FB-Org Money Market Account [MMA]
1.50%
$0
View
▼
Rate1.49%
Min Deposit$0
Min Balance—
UpdatedMay 5, 2026
Details

No Minimum Initial Deposit

Plus Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.31%
Money Market Plus Account
1.50%
$0
View
▼
Rate1.49%
Min Deposit$0
Min Balance—
UpdatedMay 12, 2026
Details

Silver State Schools Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.65%
Insured Money Market
1.50%
$2,500
View
▼
Rate—
Min Deposit$2,500
Min Balance—
UpdatedMay 12, 2026
Details

Aloha Pacific Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.29%
Aloha Rewards Money Market Savings
1.50%
$0
View
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedMay 6, 2026
Details

Qualifications Required; Aloha Rewards Checking Account Required.

Mountain America Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 11.38%
Money market
1.45%
$0
View
▼
Rate1.44%
Min Deposit$0
Min Balance—
UpdatedMay 10, 2026
Details

One Nevada Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.18%
Money Market
1.26%
$0
View
▼
Rate1.25%
Min Deposit$0
Min Balance—
UpdatedMay 12, 2026
Details

America First Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 8.12%
Money Market
1.25%
$0
View
▼
Rate1.24%
Min Deposit$0
Min Balance—
UpdatedMay 10, 2026
Details

Baxter Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 7.73%
Money Market Special
1.25%
$0
View
▼
Rate1.24%
Min Deposit$0
Min Balance—
UpdatedMay 12, 2026
Details

$15,000+

Weststar Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.17%
Money Market
1.25%
$0
View
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedMay 12, 2026
Details

Farm Bureau Bank FSB
Institution Rating:
A+5.0 ★ Texas Ratio: 2.42%
Business Money Market
1.25%
$0
View
▼
Rate1.24%
Min Deposit$0
Min Balance—
UpdatedMay 5, 2026
Details

FNB of Ely
Institution Rating:
F1.0 ★ Texas Ratio: 98.65%
Money Market Account
1.21%
$0
View
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedMay 5, 2026
Details

FNB of Ely
Institution Rating:
F1.0 ★ Texas Ratio: 98.65%
Money Market Accounts
1.21%
$0
View
▼
Rate1.20%
Min Deposit$0
Min Balance—
UpdatedMay 5, 2026
Details

FNB of Ely
Institution Rating:
F1.0 ★ Texas Ratio: 98.65%
Money Market Accounts
1.11%
$0
View
▼
Rate1.10%
Min Deposit$0
Min Balance—
UpdatedMay 5, 2026
Details

FNB of Ely
Institution Rating:
F1.0 ★ Texas Ratio: 98.65%
Money Market Account
1.11%
$0
View
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedMay 5, 2026
Details

America First Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 8.12%
Money Market
1.10%
$0
View
▼
Rate1.09%
Min Deposit$0
Min Balance—
UpdatedMay 10, 2026
Details

Farm Bureau Bank FSB
Institution Rating:
A+5.0 ★ Texas Ratio: 2.42%
FB-Org Money Market Account [MMA]
1.05%
$0
View
▼
Rate1.04%
Min Deposit$0
Min Balance—
UpdatedMay 5, 2026
Details

No Minimum Initial Deposit

Farm Bureau Bank FSB
Institution Rating:
A+5.0 ★ Texas Ratio: 2.42%
Business Money Market
1.00%
$0
View
▼
Rate1.00%
Min Deposit$0
Min Balance—
UpdatedMay 5, 2026
Details

FNB of Ely
Institution Rating:
F1.0 ★ Texas Ratio: 98.65%
Money Market Account
1.00%
$0
View
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedMay 5, 2026
Details

Mountain America Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 11.38%
Money market
1.00%
$0
View
▼
Rate1.00%
Min Deposit$0
Min Balance—
UpdatedMay 10, 2026
Details

FNB of Ely
Institution Rating:
F1.0 ★ Texas Ratio: 98.65%
Money Market Accounts
1.00%
$0
View
▼
Rate1.00%
Min Deposit$0
Min Balance—
UpdatedMay 5, 2026
Details

America First Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 8.12%
Money Market
1.00%
$0
View
▼
Rate1.00%
Min Deposit$0
Min Balance—
UpdatedMay 10, 2026
Details

Qualifying balance up to $4,999.99

Mountain America Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 11.38%
Money market
0.85%
$0
View
▼
Rate0.85%
Min Deposit$0
Min Balance—
UpdatedMay 10, 2026
Details

UNIFY Financial Federal Credit Union
Institution Rating:
B4.4 ★ Texas Ratio: 21.76%
Money Market Account
0.75%
$0
View
▼
Rate0.75%
Min Deposit$0
Min Balance—
UpdatedMay 7, 2026
Details

Weststar Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.17%
Money Market
0.75%
$0
View
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedMay 12, 2026
Details

UNIFY Financial Federal Credit Union
Institution Rating:
B4.4 ★ Texas Ratio: 21.76%
Money Market Account
0.70%
$0
View
▼
Rate0.70%
Min Deposit$0
Min Balance—
UpdatedMay 7, 2026
Details

UNIFY Financial Federal Credit Union
Institution Rating:
B4.4 ★ Texas Ratio: 21.76%
Money Market Account
0.65%
$0
View
▼
Rate0.65%
Min Deposit$0
Min Balance—
UpdatedMay 7, 2026
Details

UNIFY Financial Federal Credit Union
Institution Rating:
B4.4 ★ Texas Ratio: 21.76%
Money Market Account
0.60%
$0
View
▼
Rate0.60%
Min Deposit$0
Min Balance—
UpdatedMay 7, 2026
Details

Farm Bureau Bank FSB
Institution Rating:
A+5.0 ★ Texas Ratio: 2.42%
Business Money Market
0.50%
$0
View
▼
Rate0.50%
Min Deposit$0
Min Balance—
UpdatedMay 5, 2026
Details

Aloha Pacific Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.29%
Aloha Rewards Money Market Savings
0.50%
$0
View
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedMay 6, 2026
Details

Qualifications Required; Aloha Rewards Checking Account Required.

Farm Bureau Bank FSB
Institution Rating:
A+5.0 ★ Texas Ratio: 2.42%
Business Money Market
0.25%
$0
View
▼
Rate0.25%
Min Deposit$0
Min Balance—
UpdatedMay 5, 2026
Details

Farm Bureau Bank FSB
Institution Rating:
A+5.0 ★ Texas Ratio: 2.42%
FB-Org Money Market Account [MMA]
0.18%
$0
View
▼
Rate0.18%
Min Deposit$0
Min Balance—
UpdatedMay 5, 2026
Details

No Minimum Initial Deposit

Farm Bureau Bank FSB
Institution Rating:
A+5.0 ★ Texas Ratio: 2.42%
FB-Org Money Market Account [MMA]
0.14%
$0
View
▼
Rate0.14%
Min Deposit$0
Min Balance—
UpdatedMay 5, 2026
Details

No Minimum Initial Deposit

Farm Bureau Bank FSB
Institution Rating:
A+5.0 ★ Texas Ratio: 2.42%
Performance Money Market
0.11%
$100
View
▼
Rate0.11%
Min Deposit$100
Min Balance—
UpdatedMay 5, 2026
Details

$100 Minimum Initial Deposit ($250 for IRA); MMA Rates and APYs valid for IRAs

Farm Bureau Bank FSB
Institution Rating:
A+5.0 ★ Texas Ratio: 2.42%
FB-Org Money Market Account [MMA]
0.10%
$0
View
▼
Rate0.10%
Min Deposit$0
Min Balance—
UpdatedMay 5, 2026
Details

No Minimum Initial Deposit

El Dorado Savings Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 0.48%
Investor's Money Market Checking
0.10%
$5,000
View
▼
Rate0.10%
Min Deposit$5,000
Min Balance—
UpdatedMay 5, 2026
Details

El Dorado Savings Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 0.48%
Gold Money Market Savings
0.10%
$5,000
View
▼
Rate0.10%
Min Deposit$5,000
Min Balance—
UpdatedMay 5, 2026
Details

El Dorado Savings Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 0.48%
Business Money Market Savings
0.10%
$5,000
View
▼
Rate0.10%
Min Deposit$5,000
Min Balance—
UpdatedMay 5, 2026
Details

El Dorado Savings Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 0.48%
Gold Money Market Savings
0.09%
$5,000
View
▼
Rate0.09%
Min Deposit$5,000
Min Balance—
UpdatedMay 5, 2026
Details

El Dorado Savings Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 0.48%
Business Money Market Savings
0.08%
$5,000
View
▼
Rate0.08%
Min Deposit$5,000
Min Balance—
UpdatedMay 5, 2026
Details

Farm Bureau Bank FSB
Institution Rating:
A+5.0 ★ Texas Ratio: 2.42%
Performance Money Market
0.08%
$100
View
▼
Rate0.08%
Min Deposit$100
Min Balance—
UpdatedMay 5, 2026
Details

$100 Minimum Initial Deposit ($250 for IRA); MMA Rates and APYs valid for IRAs

El Dorado Savings Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 0.48%
Gold Money Market Savings
0.08%
$5,000
View
▼
Rate0.08%
Min Deposit$5,000
Min Balance—
UpdatedMay 5, 2026
Details

Farm Bureau Bank FSB
Institution Rating:
A+5.0 ★ Texas Ratio: 2.42%
FB-Org Money Market Account [MMA]
0.08%
$0
View
▼
Rate0.08%
Min Deposit$0
Min Balance—
UpdatedMay 5, 2026
Details

No Minimum Initial Deposit

El Dorado Savings Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 0.48%
Investor's Money Market Checking
0.08%
$5,000
View
▼
Rate0.08%
Min Deposit$5,000
Min Balance—
UpdatedMay 5, 2026
Details

El Dorado Savings Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 0.48%
Business Money Market Savings
0.06%
$5,000
View
▼
Rate0.06%
Min Deposit$5,000
Min Balance—
UpdatedMay 5, 2026
Details

El Dorado Savings Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 0.48%
Gold Money Market Savings
0.06%
$5,000
View
▼
Rate0.06%
Min Deposit$5,000
Min Balance—
UpdatedMay 5, 2026
Details

El Dorado Savings Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 0.48%
Investor's Money Market Checking
0.06%
$5,000
View
▼
Rate0.06%
Min Deposit$5,000
Min Balance—
UpdatedMay 5, 2026
Details

Farm Bureau Bank FSB
Institution Rating:
A+5.0 ★ Texas Ratio: 2.42%
Business Money Market
0.05%
$0
View
▼
Rate0.05%
Min Deposit$0
Min Balance—
UpdatedMay 5, 2026
Details

The Annual Percentage Yields (APYs) displayed are based on the highest APY offered for the specified deposit amount or less. Rates may change without prior notice. Rates reflect recent market quotes and representative offers available to depositors in Elko, Nevada and the surrounding area.

Banks and Credit Unions: If you identify an incorrect rate or wish to request the removal of your institution’s data, please contact us here.

Elko, NV Money Market Rate Trends

Compare local Elko, NV money market quotes against the statewide average

Daily money market rate averages tracked across our database of 8,500+ banks and credit unions — updated every evening.

View Full Nevada MMA Trends →
High-Yield MMA — NV Avg
2.623%
Unchanged vs 7 days ago

Nevada high-yield MMA rates currently average 2.623% APY.

Standard MMA — NV Avg
0.721%
Unchanged vs 7 days ago

Nevada standard MMA rates currently average 0.721% APY.

As of May 13, 2026 • Rate data sourced from 8,500+ monitored institutions Powered by MonitorBankRates

Methodology & Data Sources

Direct-Sourced & Verified Money Market Rate Data: We aggregate money market deposit account rates for Elko, Nevada directly from the official websites of banks and credit unions using our proprietary rate aggregation technology and a dedicated team of rate updaters. Every money market rate displayed on MonitorBankRates.com is highly accurate and trustworthy.

Local, Regional, and National Coverage: Our systems constantly monitor the market to provide a complete picture of available yields in Elko, Nevada. We feature a comprehensive mix of institutions from neighborhood credit unions and mid-sized regional banks to large national institutions available to savers in NV.

Daily Updates & Time-Stamped Accuracy: Our rate updaters verify and update money market rates daily. Because MMA yields can fluctuate rapidly based on market conditions, every product listed features its own specific “last updated” date, giving you complete transparency.

Frequently Asked Questions about Money Market Accounts in Elko, Nevada

What is a Money Market Account (MMA)?

A Money Market Account (MMA), formally known as a money market deposit account (MMDA), is a type of deposit account that often pays higher interest rates than standard savings accounts. They usually come with check-writing privileges and debit card access, offering a balance of growth and liquidity for savers in Nevada.

Are Money Market accounts in Elko, Nevada safe?

Yes, as long as the institution is FDIC insured (for banks) or NCUA insured (for credit unions). This provides federal protection for your deposits in Nevada up to $250,000 per depositor, per institution.

How often do MMA rates change in Elko, Nevada?

Money market rates are variable and can change at any time based on market conditions and Federal Reserve decisions. We update our local Nevada rate tables daily to ensure you see the most current high-yield options.

Can I write checks from a Money Market Account?

Yes, most Money Market Accounts allow you to write a limited number of checks or make debit card transactions each month (typically up to 6), making them more flexible than a standard savings account.

How much do I need to deposit to open a money market account in Elko, Nevada?

Minimum deposit requirements vary widely. Some online money market deposit accounts can be opened with no minimum, while many banks and credit unions in Elko, Nevada require an initial deposit of $1,000 to $2,500 to earn the highest advertised APY. Larger deposits often unlock higher rate tiers, and FDIC or NCUA insurance protects deposits up to $250,000 per depositor, per institution.

Best Money Market Rates in Elko, Nevada

Here are some of the highest money market account APYs currently available in Elko, Nevada and the surrounding area:
  • Nevada B&T Co.
    MONEY MARKET ACCOUNT — 2.50% APY
  • Greater Nevada Credit Union
    Money Market Account — 1.00% APY
  • United Federal Credit Union
    Money Market Special — 4.00% APY
  • America First Federal Credit Union
    Money Market — 3.90% APY
  • Mountain America Federal Credit Union
    Money market — 3.55% APY
Money Market Rates reflect actual verified offers from banks and credit unions actively accepting deposits in Elko, Nevada. Your final available rate may depend on deposit amount and daily market movements. Last Updated and Verified: May 12, 2026

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