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Best Money Market Rates in Gardnerville, Nevada (NV) - April 2026

Content reviewed by
Brian McKay Brian McKay
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Brian McKay

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Editorial Disclosure The rates displayed are actual, verified rates sourced directly from the official websites of banks and credit unions. Our editorial content is independent of any advertiser relationships.
| ✓Fact Checked | Last Updated: April 22, 2026

Current Gardnerville, Nevada and the surrounding area money market rates include United Federal Credit UnionUnited Federal Credit UnionA+5.0 ★Texas Ratio: 3.35% Money Market Special at 4.00% APY, America First Federal Credit UnionAmerica First Federal Credit UnionA5.0 ★Texas Ratio: 8.12% Money Market at 3.90% APY, Mountain America Federal Credit UnionMountain America Federal Credit UnionA5.0 ★Texas Ratio: 11.38% Money market at 3.55% APY, Baxter Credit UnionBaxter Credit UnionA5.0 ★Texas Ratio: 7.73% Money Market Special at 3.50% APY, and Aloha Pacific Federal Credit UnionAloha Pacific Federal Credit UnionA+5.0 ★Texas Ratio: 3.29% Aloha Rewards Money Market Savings at 3.50% APY. Money market rates as of April 22, 2026 according to verified data from MonitorBankRates.

Gardnerville has 1 local institution in our database, with money market rates as high as 0.10% APY from El Dorado Savings Bank at 1517 Us 395 N, Gardnerville, NV 89410. Use the table below to compare all available offers, including options from institutions serving the broader Nevada area. Rates are continually updated — we recommend checking back frequently.

Rates reflect recent market quotes and representative offers available to depositors in Gardnerville, Nevada and surrounding area. Last Updated and Verified: April 22, 2026

Compare the Best Money Market Rates Today in Gardnerville, Nevada & the Surrounding Area

Source: Verified Money Market Rate Data provided by MonitorBankRates
Institution
Product
APY
Min Deposit
Profile
El Dorado Savings Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 0.48%
1517 Us 395 N, Gardnerville, NV 89410
Business Money Market Savings
0.10%
$5,000
View
▼
Rate0.10%
Min Deposit$5,000
Min Balance—
UpdatedApr 17, 2026
Details

El Dorado Savings Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 0.48%
1517 Us 395 N, Gardnerville, NV 89410
Investor's Money Market Checking
0.10%
$5,000
View
▼
Rate0.10%
Min Deposit$5,000
Min Balance—
UpdatedApr 17, 2026
Details

El Dorado Savings Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 0.48%
1517 Us 395 N, Gardnerville, NV 89410
Gold Money Market Savings
0.10%
$5,000
View
▼
Rate0.10%
Min Deposit$5,000
Min Balance—
UpdatedApr 17, 2026
Details

El Dorado Savings Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 0.48%
1517 Us 395 N, Gardnerville, NV 89410
Gold Money Market Savings
0.09%
$5,000
View
▼
Rate0.09%
Min Deposit$5,000
Min Balance—
UpdatedApr 17, 2026
Details

United Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.35%
Money Market Special
4.00%
$0
View
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedApr 18, 2026
Details

Limited time offer; for the first six months.

America First Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 8.12%
Money Market
3.90%
$0
View
▼
Rate3.83%
Min Deposit$0
Min Balance—
UpdatedApr 18, 2026
Details

United Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.35%
Elevate Money Market
3.65%
$0
View
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedApr 18, 2026
Details

Mountain America Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 11.38%
Money market
3.55%
$0
View
▼
Rate3.49%
Min Deposit$0
Min Balance—
UpdatedApr 18, 2026
Details

Aloha Pacific Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.29%
Aloha Rewards Money Market Savings
3.50%
$0
View
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedApr 17, 2026
Details

Aloha Rewards Checking Account Required.

Baxter Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 7.73%
Money Market Special
3.50%
$0
View
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedApr 19, 2026
Details

America First Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 8.12%
Money Market
3.45%
$0
View
▼
Rate3.40%
Min Deposit$0
Min Balance—
UpdatedApr 18, 2026
Details

Sierra Pacific Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.56%
Money Market
3.40%
$0
View
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedApr 17, 2026
Details

Rates increase as balance increases

UNIFY Financial Federal Credit Union
Institution Rating:
B4.4 ★ Texas Ratio: 21.76%
Money Market Plus
3.25%
$0
View
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedApr 18, 2026
Details

UNIFY Financial Federal Credit Union
Institution Rating:
B4.4 ★ Texas Ratio: 21.76%
Money Market Plus Account
3.25%
$0
View
▼
Rate3.20%
Min Deposit$0
Min Balance—
UpdatedApr 18, 2026
Details

Mountain America Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 11.38%
Money market
3.20%
$0
View
▼
Rate3.15%
Min Deposit$0
Min Balance—
UpdatedApr 18, 2026
Details

Armed Forces Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 4.63%
Premier Money Market
3.05%
$0
View
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedApr 22, 2026
Details

Clark County Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.63%
Consumer Money Market
3.04%
$50
View
▼
Rate—
Min Deposit$50
Min Balance—
UpdatedApr 19, 2026
Details

Variable Rate - The interest rate and Annual Percentage Yield (APY) on all savings products listed below can change at any time without notice as determined by the Board of Directors of Create Credit Union.

Wilmington Savings Fund Society (WSFS)
Institution Rating:
A+5.0 ★ Texas Ratio: 3.24%
High-Yield Money Market
3.00%
$0
View
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedApr 22, 2026
Details

Earn premium rates while maintaining easy access to your money.

Silver State Schools Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.65%
Insured Money Market Plus
2.89%
$100,000
View
▼
Rate—
Min Deposit$100,000
Min Balance—
UpdatedApr 19, 2026
Details

Silver State Schools Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.65%
Insured Money Market
2.79%
$2,500
View
▼
Rate—
Min Deposit$2,500
Min Balance—
UpdatedApr 19, 2026
Details

America First Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 8.12%
Money Market
2.70%
$0
View
▼
Rate2.67%
Min Deposit$0
Min Balance—
UpdatedApr 18, 2026
Details

Toyota Financial Savings Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 0.00%
Money Market Deposit Account
2.68%
$500
View
▼
Rate—
Min Deposit$500
Min Balance—
UpdatedApr 17, 2026
Details

Toyota Financial Savings Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 0.00%
Money Market
2.68%
$0
View
▼
Rate2.65%
Min Deposit$0
Min Balance—
UpdatedApr 17, 2026
Details

Clark County Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.63%
Consumer Money Market
2.53%
$50
View
▼
Rate—
Min Deposit$50
Min Balance—
UpdatedApr 19, 2026
Details

Variable Rate - The interest rate and Annual Percentage Yield (APY) on all savings products listed below can change at any time without notice as determined by the Board of Directors of Create Credit Union.

Aloha Pacific Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.29%
Aloha Rewards Money Market Savings
2.50%
$0
View
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedApr 17, 2026
Details

Aloha Rewards Checking Account Required.

Farm Bureau Bank FSB
Institution Rating:
A+5.0 ★ Texas Ratio: 2.42%
Plus Money Market
2.50%
$25,000
View
▼
Rate2.47%
Min Deposit$25,000
Min Balance—
UpdatedApr 16, 2026
Details

$25,000 Minimum Initial Deposit; MMA Rates and APYs valid for IRAs

Nevada B&T Co.
Institution Rating:
A+5.0 ★ Texas Ratio: 0.41%
MONEY MARKET ACCOUNT
2.50%
$0
View
▼
Rate2.50%
Min Deposit$0
Min Balance—
UpdatedApr 16, 2026
Details

Farm Bureau Bank FSB
Institution Rating:
A+5.0 ★ Texas Ratio: 2.42%
Business Money Market
2.50%
$0
View
▼
Rate2.47%
Min Deposit$0
Min Balance—
UpdatedApr 16, 2026
Details

Farm Bureau Bank FSB
Institution Rating:
A+5.0 ★ Texas Ratio: 2.42%
Plus Money Market Account
2.50%
$0
View
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedApr 16, 2026
Details

Farm Bureau Bank FSB
Institution Rating:
A+5.0 ★ Texas Ratio: 2.42%
FB-Org Money Market Account [MMA]
2.50%
$0
View
▼
Rate2.47%
Min Deposit$0
Min Balance—
UpdatedApr 16, 2026
Details

No Minimum Initial Deposit

Mountain America Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 11.38%
Money market
2.40%
$0
View
▼
Rate2.37%
Min Deposit$0
Min Balance—
UpdatedApr 18, 2026
Details

Clark County Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.63%
Consumer Money Market
2.27%
$50
View
▼
Rate—
Min Deposit$50
Min Balance—
UpdatedApr 19, 2026
Details

Variable Rate - The interest rate and Annual Percentage Yield (APY) on all savings products listed below can change at any time without notice as determined by the Board of Directors of Create Credit Union.

Toyota Financial Savings Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 0.00%
Money Market
2.27%
$0
View
▼
Rate2.25%
Min Deposit$0
Min Balance—
UpdatedApr 17, 2026
Details

Silver State Schools Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.65%
Insured Money Market Plus
2.25%
$100,000
View
▼
Rate—
Min Deposit$100,000
Min Balance—
UpdatedApr 19, 2026
Details

Nevada B&T Co.
Institution Rating:
A+5.0 ★ Texas Ratio: 0.41%
MONEY MARKET ACCOUNT
2.25%
$0
View
▼
Rate2.25%
Min Deposit$0
Min Balance—
UpdatedApr 16, 2026
Details

America First Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 8.12%
Money Market
2.05%
$0
View
▼
Rate2.03%
Min Deposit$0
Min Balance—
UpdatedApr 18, 2026
Details

One Nevada Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.18%
Preferred Money Market
2.02%
$0
View
▼
Rate2.00%
Min Deposit$0
Min Balance—
UpdatedApr 19, 2026
Details

Clark County Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.63%
Consumer Money Market
2.02%
$50
View
▼
Rate—
Min Deposit$50
Min Balance—
UpdatedApr 19, 2026
Details

Variable Rate - The interest rate and Annual Percentage Yield (APY) on all savings products listed below can change at any time without notice as determined by the Board of Directors of Create Credit Union.

Nevada B&T Co.
Institution Rating:
A+5.0 ★ Texas Ratio: 0.41%
MONEY MARKET ACCOUNT
2.00%
$0
View
▼
Rate2.00%
Min Deposit$0
Min Balance—
UpdatedApr 16, 2026
Details

Silver State Schools Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.65%
Insured Money Market
2.00%
$2,500
View
▼
Rate—
Min Deposit$2,500
Min Balance—
UpdatedApr 19, 2026
Details

Plus Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.31%
Money Market Plus Account
2.00%
$0
View
▼
Rate1.98%
Min Deposit$0
Min Balance—
UpdatedApr 19, 2026
Details

Aloha Pacific Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.29%
Aloha Rewards Money Market Savings
2.00%
$0
View
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedApr 17, 2026
Details

Aloha Rewards Checking Account Required.

Farm Bureau Bank FSB
Institution Rating:
A+5.0 ★ Texas Ratio: 2.42%
Business Money Market
2.00%
$0
View
▼
Rate1.98%
Min Deposit$0
Min Balance—
UpdatedApr 16, 2026
Details

Mountain America Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 11.38%
Money market
1.90%
$0
View
▼
Rate1.88%
Min Deposit$0
Min Balance—
UpdatedApr 18, 2026
Details

FNB of Ely
Institution Rating:
F1.0 ★ Texas Ratio: 98.65%
Money Market Account
1.81%
$0
View
▼
Rate1.80%
Min Deposit$0
Min Balance—
UpdatedApr 16, 2026
Details

FNB of Ely
Institution Rating:
F1.0 ★ Texas Ratio: 98.65%
Money Market Accounts
1.81%
$0
View
▼
Rate1.80%
Min Deposit$0
Min Balance—
UpdatedApr 16, 2026
Details

America First Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 8.12%
Money Market
1.80%
$0
View
▼
Rate1.79%
Min Deposit$0
Min Balance—
UpdatedApr 18, 2026
Details

One Nevada Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.18%
Money Market
1.77%
$0
View
▼
Rate1.75%
Min Deposit$0
Min Balance—
UpdatedApr 19, 2026
Details

Plus Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.31%
Money Market Plus Account
1.75%
$0
View
▼
Rate1.74%
Min Deposit$0
Min Balance—
UpdatedApr 19, 2026
Details

Nevada B&T Co.
Institution Rating:
A+5.0 ★ Texas Ratio: 0.41%
MONEY MARKET ACCOUNT
1.75%
$0
View
▼
Rate1.75%
Min Deposit$0
Min Balance—
UpdatedApr 16, 2026
Details

Farm Bureau Bank FSB
Institution Rating:
A+5.0 ★ Texas Ratio: 2.42%
Plus Money Market
1.75%
$25,000
View
▼
Rate1.73%
Min Deposit$25,000
Min Balance—
UpdatedApr 16, 2026
Details

$25,000 Minimum Initial Deposit; MMA Rates and APYs valid for IRAs

FNB of Ely
Institution Rating:
F1.0 ★ Texas Ratio: 98.65%
Money Market Accounts
1.71%
$0
View
▼
Rate1.70%
Min Deposit$0
Min Balance—
UpdatedApr 16, 2026
Details

FNB of Ely
Institution Rating:
F1.0 ★ Texas Ratio: 98.65%
Money Market Account
1.71%
$0
View
▼
Rate1.70%
Min Deposit$0
Min Balance—
UpdatedApr 16, 2026
Details

Nevada B&T Co.
Institution Rating:
A+5.0 ★ Texas Ratio: 0.41%
MONEY MARKET ACCOUNT
1.60%
$0
View
▼
Rate1.60%
Min Deposit$0
Min Balance—
UpdatedApr 16, 2026
Details

Farm Bureau Bank FSB
Institution Rating:
A+5.0 ★ Texas Ratio: 2.42%
FB-Org Money Market Account [MMA]
1.50%
$0
View
▼
Rate1.49%
Min Deposit$0
Min Balance—
UpdatedApr 16, 2026
Details

No Minimum Initial Deposit

Silver State Schools Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.65%
Insured Money Market
1.50%
$2,500
View
▼
Rate—
Min Deposit$2,500
Min Balance—
UpdatedApr 19, 2026
Details

Plus Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.31%
Money Market Plus Account
1.50%
$0
View
▼
Rate1.49%
Min Deposit$0
Min Balance—
UpdatedApr 19, 2026
Details

Aloha Pacific Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.29%
Aloha Rewards Money Market Savings
1.50%
$0
View
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedApr 17, 2026
Details

Aloha Rewards Checking Account Required.

Farm Bureau Bank FSB
Institution Rating:
A+5.0 ★ Texas Ratio: 2.42%
Business Money Market
1.50%
$0
View
▼
Rate1.49%
Min Deposit$0
Min Balance—
UpdatedApr 16, 2026
Details

Mountain America Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 11.38%
Money market
1.45%
$0
View
▼
Rate1.44%
Min Deposit$0
Min Balance—
UpdatedApr 18, 2026
Details

Nevada B&T Co.
Institution Rating:
A+5.0 ★ Texas Ratio: 0.41%
MONEY MARKET ACCOUNT
1.40%
$0
View
▼
Rate1.40%
Min Deposit$0
Min Balance—
UpdatedApr 16, 2026
Details

One Nevada Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.18%
Money Market
1.26%
$0
View
▼
Rate1.25%
Min Deposit$0
Min Balance—
UpdatedApr 19, 2026
Details

Farm Bureau Bank FSB
Institution Rating:
A+5.0 ★ Texas Ratio: 2.42%
Plus Money Market
1.25%
$25,000
View
▼
Rate1.24%
Min Deposit$25,000
Min Balance—
UpdatedApr 16, 2026
Details

$25,000 Minimum Initial Deposit; MMA Rates and APYs valid for IRAs

America First Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 8.12%
Money Market
1.25%
$0
View
▼
Rate1.24%
Min Deposit$0
Min Balance—
UpdatedApr 18, 2026
Details

Weststar Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.17%
Money Market
1.25%
$0
View
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedApr 19, 2026
Details

Farm Bureau Bank FSB
Institution Rating:
A+5.0 ★ Texas Ratio: 2.42%
Business Money Market
1.25%
$0
View
▼
Rate1.24%
Min Deposit$0
Min Balance—
UpdatedApr 16, 2026
Details

Nevada B&T Co.
Institution Rating:
A+5.0 ★ Texas Ratio: 0.41%
MONEY MARKET ACCOUNT
1.25%
$0
View
▼
Rate1.25%
Min Deposit$0
Min Balance—
UpdatedApr 16, 2026
Details

FNB of Ely
Institution Rating:
F1.0 ★ Texas Ratio: 98.65%
Money Market Account
1.21%
$0
View
▼
Rate1.20%
Min Deposit$0
Min Balance—
UpdatedApr 16, 2026
Details

FNB of Ely
Institution Rating:
F1.0 ★ Texas Ratio: 98.65%
Money Market Accounts
1.21%
$0
View
▼
Rate1.20%
Min Deposit$0
Min Balance—
UpdatedApr 16, 2026
Details

United Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.35%
Elevate Money Market
1.15%
$0
View
▼
Rate1.14%
Min Deposit$0
Min Balance—
UpdatedApr 18, 2026
Details

FNB of Ely
Institution Rating:
F1.0 ★ Texas Ratio: 98.65%
Money Market Accounts
1.11%
$0
View
▼
Rate1.10%
Min Deposit$0
Min Balance—
UpdatedApr 16, 2026
Details

FNB of Ely
Institution Rating:
F1.0 ★ Texas Ratio: 98.65%
Money Market Account
1.11%
$0
View
▼
Rate1.10%
Min Deposit$0
Min Balance—
UpdatedApr 16, 2026
Details

America First Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 8.12%
Money Market
1.10%
$0
View
▼
Rate1.09%
Min Deposit$0
Min Balance—
UpdatedApr 18, 2026
Details

Farm Bureau Bank FSB
Institution Rating:
A+5.0 ★ Texas Ratio: 2.42%
Plus Money Market
1.05%
$25,000
View
▼
Rate1.04%
Min Deposit$25,000
Min Balance—
UpdatedApr 16, 2026
Details

$25,000 Minimum Initial Deposit; MMA Rates and APYs valid for IRAs

Farm Bureau Bank FSB
Institution Rating:
A+5.0 ★ Texas Ratio: 2.42%
FB-Org Money Market Account [MMA]
1.05%
$0
View
▼
Rate1.04%
Min Deposit$0
Min Balance—
UpdatedApr 16, 2026
Details

No Minimum Initial Deposit

FNB of Ely
Institution Rating:
F1.0 ★ Texas Ratio: 98.65%
Money Market Accounts
1.00%
$0
View
▼
Rate1.00%
Min Deposit$0
Min Balance—
UpdatedApr 16, 2026
Details

Nevada B&T Co.
Institution Rating:
A+5.0 ★ Texas Ratio: 0.41%
MONEY MARKET ACCOUNT
1.00%
$2,500
View
▼
Rate1.00%
Min Deposit$2,500
Min Balance—
UpdatedApr 16, 2026
Details

Qualifying balance up to $9,999.99

Farm Bureau Bank FSB
Institution Rating:
A+5.0 ★ Texas Ratio: 2.42%
Business Money Market
1.00%
$0
View
▼
Rate1.00%
Min Deposit$0
Min Balance—
UpdatedApr 16, 2026
Details

FNB of Ely
Institution Rating:
F1.0 ★ Texas Ratio: 98.65%
Money Market Account
1.00%
$0
View
▼
Rate1.00%
Min Deposit$0
Min Balance—
UpdatedApr 16, 2026
Details

America First Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 8.12%
Money Market
1.00%
$0
View
▼
Rate1.00%
Min Deposit$0
Min Balance—
UpdatedApr 18, 2026
Details

Qualifying balance up to $4,999.99

Greater Nevada Credit Union
Institution Rating:
F1.0 ★ Texas Ratio: 83.06%
Money Market Account
1.00%
$2,500
View
▼
Rate0.99%
Min Deposit$2,500
Min Balance—
UpdatedApr 19, 2026
Details

United Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.35%
Elevate Money Market
0.90%
$0
View
▼
Rate0.90%
Min Deposit$0
Min Balance—
UpdatedApr 18, 2026
Details

Mountain America Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 11.38%
Money market
0.85%
$0
View
▼
Rate0.85%
Min Deposit$0
Min Balance—
UpdatedApr 18, 2026
Details

Weststar Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.17%
Money Market
0.75%
$0
View
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedApr 19, 2026
Details

UNIFY Financial Federal Credit Union
Institution Rating:
B4.4 ★ Texas Ratio: 21.76%
Money Market Account
0.75%
$0
View
▼
Rate0.75%
Min Deposit$0
Min Balance—
UpdatedApr 18, 2026
Details

UNIFY Financial Federal Credit Union
Institution Rating:
B4.4 ★ Texas Ratio: 21.76%
Money Market Account
0.70%
$0
View
▼
Rate0.70%
Min Deposit$0
Min Balance—
UpdatedApr 18, 2026
Details

United Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.35%
Elevate Money Market
0.65%
$0
View
▼
Rate0.65%
Min Deposit$0
Min Balance—
UpdatedApr 18, 2026
Details

UNIFY Financial Federal Credit Union
Institution Rating:
B4.4 ★ Texas Ratio: 21.76%
Money Market Account
0.65%
$0
View
▼
Rate0.65%
Min Deposit$0
Min Balance—
UpdatedApr 18, 2026
Details

UNIFY Financial Federal Credit Union
Institution Rating:
B4.4 ★ Texas Ratio: 21.76%
Money Market Account
0.60%
$0
View
▼
Rate0.60%
Min Deposit$0
Min Balance—
UpdatedApr 18, 2026
Details

Farm Bureau Bank FSB
Institution Rating:
A+5.0 ★ Texas Ratio: 2.42%
Business Money Market
0.50%
$0
View
▼
Rate0.50%
Min Deposit$0
Min Balance—
UpdatedApr 16, 2026
Details

Weststar Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.17%
Money Market
0.50%
$0
View
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedApr 19, 2026
Details

Farm Bureau Bank FSB
Institution Rating:
A+5.0 ★ Texas Ratio: 2.42%
Plus Money Market
0.25%
$25,000
View
▼
Rate0.25%
Min Deposit$25,000
Min Balance—
UpdatedApr 16, 2026
Details

$25,000 Minimum Initial Deposit; MMA Rates and APYs valid for IRAs

Farm Bureau Bank FSB
Institution Rating:
A+5.0 ★ Texas Ratio: 2.42%
Business Money Market
0.25%
$0
View
▼
Rate0.25%
Min Deposit$0
Min Balance—
UpdatedApr 16, 2026
Details

Farm Bureau Bank FSB
Institution Rating:
A+5.0 ★ Texas Ratio: 2.42%
Plus Money Market
0.20%
$25,000
View
▼
Rate0.20%
Min Deposit$25,000
Min Balance—
UpdatedApr 16, 2026
Details

$25,000 Minimum Initial Deposit; MMA Rates and APYs valid for IRAs

Farm Bureau Bank FSB
Institution Rating:
A+5.0 ★ Texas Ratio: 2.42%
FB-Org Money Market Account [MMA]
0.18%
$0
View
▼
Rate0.18%
Min Deposit$0
Min Balance—
UpdatedApr 16, 2026
Details

No Minimum Initial Deposit

Farm Bureau Bank FSB
Institution Rating:
A+5.0 ★ Texas Ratio: 2.42%
Plus Money Market
0.15%
$25,000
View
▼
Rate0.15%
Min Deposit$25,000
Min Balance—
UpdatedApr 16, 2026
Details

$25,000 Minimum Initial Deposit; MMA Rates and APYs valid for IRAs

Farm Bureau Bank FSB
Institution Rating:
A+5.0 ★ Texas Ratio: 2.42%
FB-Org Money Market Account [MMA]
0.14%
$0
View
▼
Rate0.14%
Min Deposit$0
Min Balance—
UpdatedApr 16, 2026
Details

No Minimum Initial Deposit

Farm Bureau Bank FSB
Institution Rating:
A+5.0 ★ Texas Ratio: 2.42%
Performance Money Market
0.11%
$100
View
▼
Rate0.11%
Min Deposit$100
Min Balance—
UpdatedApr 16, 2026
Details

$100 Minimum Initial Deposit ($250 for IRA); MMA Rates and APYs valid for IRAs

Farm Bureau Bank FSB
Institution Rating:
A+5.0 ★ Texas Ratio: 2.42%
Plus Money Market
0.10%
$25,000
View
▼
Rate0.10%
Min Deposit$25,000
Min Balance—
UpdatedApr 16, 2026
Details

$25,000 Minimum Initial Deposit; MMA Rates and APYs valid for IRAs

Farm Bureau Bank FSB
Institution Rating:
A+5.0 ★ Texas Ratio: 2.42%
FB-Org Money Market Account [MMA]
0.10%
$0
View
▼
Rate0.10%
Min Deposit$0
Min Balance—
UpdatedApr 16, 2026
Details

No Minimum Initial Deposit

The Annual Percentage Yields (APYs) displayed are based on the highest APY offered for the specified deposit amount or less. Rates may change without prior notice. Rates reflect recent market quotes and representative offers available to depositors in Gardnerville, Nevada and the surrounding area.

Banks and Credit Unions: If you identify an incorrect rate or wish to request the removal of your institution’s data, please contact us here.

Gardnerville, NV Money Market Rate Trends

Compare local Gardnerville, NV money market quotes against the statewide average

Daily money market rate averages tracked across our database of 8,500+ banks and credit unions — updated every evening.

View Full Nevada MMA Trends →
High-Yield MMA — NV Avg
2.618%
Unchanged vs 7 days ago

Nevada high-yield MMA rates currently average 2.618% APY.

Standard MMA — NV Avg
0.712%
▼ 0.020 vs 7 days ago

Nevada standard MMA rates fell 0.020 points over the past 7 days to 0.712% APY.

As of Apr 23, 2026 • Rate data sourced from 8,500+ monitored institutions Powered by MonitorBankRates

Methodology & Data Sources

Direct-Sourced & Verified Money Market Rate Data: We aggregate money market account rates for Gardnerville, Nevada directly from the official websites of banks and credit unions using our proprietary rate aggregation technology and a dedicated team of rate updaters. Every money market rate displayed on MonitorBankRates.com is highly accurate and trustworthy.

Local, Regional, and National Coverage: Our systems constantly monitor the market to provide a complete picture of available yields in Gardnerville, Nevada. We feature a comprehensive mix of institutions from neighborhood credit unions and mid-sized regional banks to large national institutions available to savers in NV.

Daily Updates & Time-Stamped Accuracy: Our rate updaters verify and update money market rates daily. Because MMA yields can fluctuate rapidly based on market conditions, every product listed features its own specific “last updated” date, giving you complete transparency.

Frequently Asked Questions about Money Market Accounts in Gardnerville, Nevada

What is a Money Market Account (MMA)?

A Money Market Account (MMA) is a type of savings account that often pays higher interest rates than standard savings accounts. They usually come with check-writing privileges and debit card access, offering a balance of growth and liquidity for savers in Nevada.

Are Money Market accounts in Gardnerville, Nevada safe?

Yes, as long as the institution is FDIC insured (for banks) or NCUA insured (for credit unions). This provides federal protection for your deposits in Nevada up to $250,000 per depositor, per institution.

How often do MMA rates change in Gardnerville, Nevada?

Money market rates are variable and can change at any time based on market conditions and Federal Reserve decisions. We update our local Nevada rate tables daily to ensure you see the most current high-yield options.

Can I write checks from a Money Market Account?

Yes, most Money Market Accounts allow you to write a limited number of checks or make debit card transactions each month (typically up to 6), making them more flexible than a standard savings account.

Best Money Market Rates in Gardnerville, Nevada

Here are some of the highest money market account APYs currently available in Gardnerville, Nevada and the surrounding area:
  • United Federal Credit Union
    Money Market Special — 4.00% APY
  • America First Federal Credit Union
    Money Market — 3.90% APY
  • Mountain America Federal Credit Union
    Money market — 3.55% APY
  • Baxter Credit Union
    Money Market Special — 3.50% APY
  • Aloha Pacific Federal Credit Union
    Aloha Rewards Money Market Savings — 3.50% APY
Money Market Rates reflect actual verified offers from banks and credit unions actively accepting deposits in Gardnerville, Nevada. Your final available rate may depend on deposit amount and daily market movements. Last Updated and Verified: April 22, 2026

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