Current Henderson, Nevada and the surrounding area money market deposit account rates include America First Federal Credit UnionAmerica First Federal Credit Union370 N Stephanie St, Henderson, NV 89014A5.0 ★Texas Ratio: 7.26% Money Market at 3.90% APY, Mountain America Federal Credit UnionMountain America Federal Credit Union3451 Saint Rose Pkwy, Henderson, NV 89052 4570A5.0 ★Texas Ratio: 10.12% Money market at 3.55% APY, Silver State Schools Credit UnionSilver State Schools Credit Union683 N Stephanie St, Henderson, NV 89014A+5.0 ★Texas Ratio: 3.38% Insured Money Market Plus at 2.89% APY, Toyota Financial Savings BankToyota Financial Savings Bank2485 Village View Dr, Henderson, NV 89074A+5.0 ★Texas Ratio: 0.00% Money Market Deposit Accounts at 2.68% APY, and United Federal Credit UnionUnited Federal Credit UnionA+5.0 ★Texas Ratio: 3.13% Money Market Special at 4.00% APY. Money market rates as of June 23, 2026 according to verified data from MonitorBankRates.
Henderson has 4 local institutions in our database, with money market rates as high as 3.90% APY from America First Federal Credit Union at 370 N Stephanie St, Henderson, NV 89014. Use the table below to compare all available offers, including options from institutions serving the broader Nevada area. Rates are continually updated — we recommend checking back frequently.
Rates reflect recent market quotes and representative offers available to depositors in Henderson, Nevada and surrounding area. Last Updated and Verified: June 23, 2026
Balance: $1,000,000.00+
$1,000,000 +; Federally Insured by NCUA. APY=Annual Percentage Yield. Effective as of 6/16/2026. Rates and terms subject to change. Money Market tiered rates start on average daily balance of $2,500 or more. No minimum deposit required to open the account. Fees may reduce earnings on account.
Balance: $250,000.00-$999,999.99
$250,000 - $999,999; Federally Insured by NCUA. APY=Annual Percentage Yield. Effective as of 6/16/2026. Rates and terms subject to change. Money Market tiered rates start on average daily balance of $2,500 or more. No minimum deposit required to open the account. Fees may reduce earnings on account.
Balance: $100,000.00-$249,999.99
See all non-promotional Annual Percentage Yields (APYs), Interest Rates, fees, terms and important disclosures here.
$100,000 - $249,999; Federally Insured by NCUA. APY=Annual Percentage Yield. Effective as of 6/16/2026. Rates and terms subject to change. Money Market tiered rates start on average daily balance of $2,500 or more. No minimum deposit required to open the account. Fees may reduce earnings on account.
Balance: $50,000.00-$99,999.99
$50,000 - $99,999; Federally Insured by NCUA. APY=Annual Percentage Yield. Effective as of 6/16/2026. Rates and terms subject to change. Money Market tiered rates start on average daily balance of $2,500 or more. No minimum deposit required to open the account. Fees may reduce earnings on account.
Balance: $25,000.00-$49,999.99
$25,000 - $49,999; Federally Insured by NCUA. APY=Annual Percentage Yield. Effective as of 6/16/2026. Rates and terms subject to change. Money Market tiered rates start on average daily balance of $2,500 or more. No minimum deposit required to open the account. Fees may reduce earnings on account.
Balance: $10,000.00-$24,999.99
Balance: $5,000.00-$9,999.99
$10,000 - $24,999; Federally Insured by NCUA. APY=Annual Percentage Yield. Effective as of 6/16/2026. Rates and terms subject to change. Money Market tiered rates start on average daily balance of $2,500 or more. No minimum deposit required to open the account. Fees may reduce earnings on account.
Balance: $0-$4,999.99
$2,500 - $9,999; Federally Insured by NCUA. APY=Annual Percentage Yield. Effective as of 6/16/2026. Rates and terms subject to change. Money Market tiered rates start on average daily balance of $2,500 or more. No minimum deposit required to open the account. Fees may reduce earnings on account.
under $2,500; Federally Insured by NCUA. APY=Annual Percentage Yield. Effective as of 6/16/2026. Rates and terms subject to change. Money Market tiered rates start on average daily balance of $2,500 or more. No minimum deposit required to open the account. Fees may reduce earnings on account.
The special rate of up to 4.00% APY is available only on new Money Market Special accounts opened on or after 5/1/2026 and applies for the first 6 months following account opening. After 6 months, the account will automatically convert to a standard Elevate Money Market account and earn standard Elevate Money Market rates thereafter. A minimum opening balance of $15,000 is required. Members who currently have, or previously had in the last 12 months, any opened money market account at United are not eligible for this offer. Fees may reduce earnings. Rates may change after account is opened.
$15,000+
Qualifications Required: Twelve (12) debit card transactions; be enrolled in electronic statements (eStatements); receive or send at least one (1) direct deposit or ACH transaction; log in to digital banking at least once two days before the end of the month.; Aloha Rewards Checking Account Required.
Tiered dividend rates. Higher rates than regular savings. Rates are subject to change.
APY for 6 months
Qualifications Required: Twelve (12) debit card transactions; be enrolled in electronic statements (eStatements); receive or send at least one (1) direct deposit or ACH transaction; log in to digital banking at least once two days before the end of the month.; Aloha Rewards Checking Account Required.
MMA Rates and APYs valid for IRAs
Qualifications Required: Twelve (12) debit card transactions; be enrolled in electronic statements (eStatements); receive or send at least one (1) direct deposit or ACH transaction; log in to digital banking at least once two days before the end of the month.; Aloha Rewards Checking Account Required.
$500,000
MMA Rates and APYs valid for IRAs
$100,000-$499,999
Qualifications Required: Twelve (12) debit card transactions; be enrolled in electronic statements (eStatements); receive or send at least one (1) direct deposit or ACH transaction; log in to digital banking at least once two days before the end of the month.; Aloha Rewards Checking Account Required.
$15,000+
MMA Rates and APYs valid for IRAs
$50,000-$99,999
$10,000-$49,999
MMA Rates and APYs valid for IRAs
$2,500-$9,999
The minimum opening deposit is $2,500.00.
The special rate of up to 4.00% APY is available only on new Money Market Special accounts opened on or after 5/1/2026 and applies for the first 6 months following account opening. After 6 months, the account will automatically convert to a standard Elevate Money Market account and earn standard Elevate Money Market rates thereafter. A minimum opening balance of $15,000 is required. Members who currently have, or previously had in the last 12 months, any opened money market account at United are not eligible for this offer. Fees may reduce earnings. Rates may change after account is opened.
The minimum opening deposit is $2,500.00.
Qualifications Required: Twelve (12) debit card transactions; be enrolled in electronic statements (eStatements); receive or send at least one (1) direct deposit or ACH transaction; log in to digital banking at least once two days before the end of the month.; Aloha Rewards Checking Account Required.
$2,500 minimum balance to open; $10 monthly fee for Average Daily Balance below $2,500.
MMA Rates and APYs valid for IRAs
MMA Rates and APYs valid for IRAs
MMA Rates and APYs valid for IRAs
E-Option
MMA Rates and APYs valid for IRAs
Compare local Henderson, NV money market quotes against the statewide average
Daily money market rate averages tracked across our database of 8,500+ banks and credit unions — updated every evening.
Nevada high-yield MMA rates currently average 2.583% APY.
Nevada standard MMA rates fell 0.018 points over the past 7 days to 0.713% APY.
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Direct-Sourced & Verified Money Market Rate Data: We aggregate money market deposit account rates for Henderson, Nevada directly from the official websites of banks and credit unions using our proprietary rate aggregation technology and a dedicated team of rate updaters. Every money market rate displayed on MonitorBankRates.com is highly accurate and trustworthy.
Local, Regional, and National Coverage: Our systems constantly monitor the market to provide a complete picture of available yields in Henderson, Nevada. We feature a comprehensive mix of institutions from neighborhood credit unions and mid-sized regional banks to large national institutions available to savers in NV.
Daily Updates & Time-Stamped Accuracy: Our rate updaters verify and update money market rates daily. Because MMA yields can fluctuate rapidly based on market conditions, every product listed features its own specific “last updated” date, giving you complete transparency.