Best Money Market Rates in Overton, Nevada - July 2026
Brian McKay
Brian McKay
Founder & Data Architect- Automated Online Rate Data Aggregation
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Current Overton, Nevada and the surrounding area money market deposit account rates include America First Federal Credit UnionAmerica First Federal Credit Union230 Moapa Valley Blvd, Overton, NV 89040A5.0 ★Texas Ratio: 7.26% Money Market at 3.90% APY, United Federal Credit UnionUnited Federal Credit UnionA+5.0 ★Texas Ratio: 3.13% Money Market Special at 4.00% APY, Mountain America Federal Credit UnionMountain America Federal Credit UnionA5.0 ★Texas Ratio: 10.12% Money market at 3.55% APY, Sierra Pacific Federal Credit UnionSierra Pacific Federal Credit UnionA+5.0 ★Texas Ratio: 1.48% Money Market at 3.25% APY, and UNIFY Financial Federal Credit UnionUNIFY Financial Federal Credit UnionB4.4 ★Texas Ratio: 17.71% Money Market Plus at 3.25% APY. Money market rates as of July 12, 2026 according to verified data from MonitorBankRates.
Overton has 1 local institution in our database, with money market rates as high as 3.90% APY from America First Federal Credit Union at 230 Moapa Valley Blvd, Overton, NV 89040. Use the table below to compare all available offers, including options from institutions serving the broader Nevada area. Rates are continually updated — we recommend checking back frequently.
Rates reflect recent market quotes and representative offers available to depositors in Overton, Nevada and surrounding area. Last Updated and Verified: July 12, 2026
Compare the Best Money Market Rates Today in Overton, Nevada & the Surrounding Area
Balance: $1,000,000.00+
Balance: $250,000.00-$999,999.99
Balance: $100,000.00-$249,999.99
Balance: $50,000.00-$99,999.99
Balance: $25,000.00-$49,999.99
Balance: $10,000.00-$24,999.99
Balance: $5,000.00-$9,999.99
Balance: $0.00-$4,999.99
Balance range: $250,000+
Balance range: $100,000.00-$249,99.99
Balance range: $25,000.00-$49,999.99
Balance range: $10,000.00-$24,999.99
Balance range: $2,000.00-$9,999.99
Balance range: $0-$1,999.99
Introductory rate for the first six months.
$1,000,000 +; Federally Insured by NCUA. APY=Annual Percentage Yield. Effective as of 7/10/2026. Rates and terms subject to change. Money Market tiered rates start on average daily balance of $2,500 or more. No minimum deposit required to open the account. Fees may reduce earnings on account.
Save more with rates up to 3.50% APY and still have flexible access to your money.
$250,000 - $999,999; Federally Insured by NCUA. APY=Annual Percentage Yield. Effective as of 7/10/2026. Rates and terms subject to change. Money Market tiered rates start on average daily balance of $2,500 or more. No minimum deposit required to open the account. Fees may reduce earnings on account.
Annual Percentage Yield (APY) is effective as of July 11, 2026 on balances of $100,000 or greater and is subject to change. Other tiers and APYs that are subject to change at any time are as follows: $0.01 - $9,999.99 = 0.03%, $10,000 - $24,999.99 = 1.50%, $25,000 - $49,999.99 = 1.75%, $50,000 - $99,999.99 = 2.00% and $100,000+ = 3.00%. Fees assessed to accounts may reduce earnings. Personal Accounts only.
See all non-promotional Annual Percentage Yields (APYs), Interest Rates, fees, terms and important disclosures here.
MMA Rates and APYs valid for IRAs
No Minimum Initial Deposit
Balances from $5,000,000.00 to $9,999,999.99
$100,000 - $249,999; Federally Insured by NCUA. APY=Annual Percentage Yield. Effective as of 7/10/2026. Rates and terms subject to change. Money Market tiered rates start on average daily balance of $2,500 or more. No minimum deposit required to open the account. Fees may reduce earnings on account.
Balances from $2,500,000.00 to $4,999,999.99
Balances from $1,000,000.00 to $2,499,999.99
No Minimum Initial Deposit
Annual Percentage Yield (APY) is effective as of July 11, 2026 on balances of $100,000 or greater and is subject to change. Other tiers and APYs that are subject to change at any time are as follows: $0.01 - $9,999.99 = 0.03%, $10,000 - $24,999.99 = 1.50%, $25,000 - $49,999.99 = 1.75%, $50,000 - $99,999.99 = 2.00% and $100,000+ = 3.00%. Fees assessed to accounts may reduce earnings. Personal Accounts only.
$50,000 - $99,999; Federally Insured by NCUA. APY=Annual Percentage Yield. Effective as of 7/10/2026. Rates and terms subject to change. Money Market tiered rates start on average daily balance of $2,500 or more. No minimum deposit required to open the account. Fees may reduce earnings on account.
($25,000 - Up)
Annual Percentage Yield (APY) is effective as of July 11, 2026 on balances of $100,000 or greater and is subject to change. Other tiers and APYs that are subject to change at any time are as follows: $0.01 - $9,999.99 = 0.03%, $10,000 - $24,999.99 = 1.50%, $25,000 - $49,999.99 = 1.75%, $50,000 - $99,999.99 = 2.00% and $100,000+ = 3.00%. Fees assessed to accounts may reduce earnings. Personal Accounts only.
MMA Rates and APYs valid for IRAs
Balances from $500,000.00 to $999,999.99
Balances from $250,000.00 to $499,999.99
No Minimum Initial Deposit
Annual Percentage Yield (APY) is effective as of July 11, 2026 on balances of $100,000 or greater and is subject to change. Other tiers and APYs that are subject to change at any time are as follows: $0.01 - $9,999.99 = 0.03%, $10,000 - $24,999.99 = 1.50%, $25,000 - $49,999.99 = 1.75%, $50,000 - $99,999.99 = 2.00% and $100,000+ = 3.00%. Fees assessed to accounts may reduce earnings. Personal Accounts only.
$25,000 - $49,999; Federally Insured by NCUA. APY=Annual Percentage Yield. Effective as of 7/10/2026. Rates and terms subject to change. Money Market tiered rates start on average daily balance of $2,500 or more. No minimum deposit required to open the account. Fees may reduce earnings on account.
Balances from $100,000.00 to $249,999.99
($5,000 - $24,999.99)
MMA Rates and APYs valid for IRAs
No Minimum Initial Deposit
Balances from $50,000.00 to $99,999.99
MMA Rates and APYs valid for IRAs
No Minimum Initial Deposit
E-Option
$10,000 - $24,999; Federally Insured by NCUA. APY=Annual Percentage Yield. Effective as of 7/10/2026. Rates and terms subject to change. Money Market tiered rates start on average daily balance of $2,500 or more. No minimum deposit required to open the account. Fees may reduce earnings on account.
0.50% APY applies to balances of $0.01 - $50,000.00. 1.00% APY applies to balances of $50,000.01 +.
$2,500 - $9,999; Federally Insured by NCUA. APY=Annual Percentage Yield. Effective as of 7/10/2026. Rates and terms subject to change. Money Market tiered rates start on average daily balance of $2,500 or more. No minimum deposit required to open the account. Fees may reduce earnings on account.
E-Option
No Minimum Initial Deposit
E-Option
E-Option
Banks and Credit Unions: If you identify an incorrect rate or wish to request the removal of your institution’s data, please contact us here.
Overton, NV Money Market Rate Trends
Compare local Overton, NV money market quotes against the statewide average
Daily money market rate averages tracked across our database of 8,500+ banks and credit unions — updated every evening.
Nevada high-yield MMA rates rose 0.015 points over the past 7 days to 2.598% APY.
Nevada standard MMA rates rose 0.217 points over the past 7 days to 0.929% APY.
Methodology & Data Sources
Independent, Free, and Unbiased Rate Comparisons: MonitorBankRates.com is an independent rate comparison service. Our Overton, Nevada money market rate tables are free for consumers to use, and we do not receive payment from any financial institution to be included or to be ranked in any particular order. Listings are based solely on the rates each institution publicly advertises on its own website.
A Note on Third-Party Rate Tools: Some pages on our site also feature rate comparison widgets and tools provided by third-party partners. These tools may include sponsored listings or affiliate links, and we may receive compensation when users click through them. We clearly label these widgets so you can tell at a glance which rates come from our independent MonitorBankRates.com tables and which come from our advertising partners.
Direct-Sourced & Verified Money Market Rate Data: We aggregate money market deposit account rates for Overton, Nevada directly from the official websites of banks and credit unions using our proprietary rate aggregation technology and a dedicated team of rate updaters. Every money market rate displayed on MonitorBankRates.com is highly accurate and trustworthy.
Local, Regional, and National Coverage: Our systems constantly monitor the market to provide a complete picture of available yields in Overton, Nevada. We feature a comprehensive mix of institutions from neighborhood credit unions and mid-sized regional banks to large national institutions available to savers in NV.
Daily Updates & Time-Stamped Accuracy: Our rate updaters verify and update money market rates daily. Because MMA yields can fluctuate rapidly based on market conditions, every product listed features its own specific “last updated” date, giving you complete transparency.
Frequently Asked Questions about Money Market Accounts in Overton, Nevada
What is a Money Market Account (MMA)?
Are Money Market accounts in Overton, Nevada safe?
How often do MMA rates change in Overton, Nevada?
Can I write checks from a Money Market Account?
How much do I need to deposit to open a money market account in Overton, Nevada?
Best Money Market Rates in Overton, Nevada
- America First Federal Credit Union
Money Market — 3.90% APY - United Federal Credit Union
Money Market Special — 4.00% APY - Mountain America Federal Credit Union
Money market — 3.55% APY - Sierra Pacific Federal Credit Union
Money Market — 3.25% APY - UNIFY Financial Federal Credit Union
Money Market Plus — 3.25% APY
