Best Money Market Rates in Sparks, Nevada (NV) - May 2026
Content reviewed by
Brian McKay
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Brian McKay
Brian McKay
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The rates displayed are actual, verified rates sourced directly from the official websites of banks and credit unions. Our editorial content is independent of any advertiser relationships.
Current Sparks, Nevada and the surrounding area money market deposit account rates include United Federal Credit UnionUnited Federal Credit Union1430 E Prater Way, Sparks, NV 89434A+5.0 ★Texas Ratio: 3.35% Money Market Special at 4.00% APY, America First Federal Credit UnionAmerica First Federal Credit Union1440 E Lincoln Way, Sparks, NV 89434A5.0 ★Texas Ratio: 8.12% Money Market at 3.90% APY, Mountain America Federal Credit UnionMountain America Federal Credit Union700 Los Altos Pkwy, Sparks, NV 89436 7753A5.0 ★Texas Ratio: 11.38% Money market at 3.55% APY, Greater Nevada Credit UnionGreater Nevada Credit Union1101 Los Altos Pkwy, Sparks, NV 89436F1.0 ★Texas Ratio: 83.06% Money Market Account at 1.00% APY, and El Dorado Savings BankEl Dorado Savings Bank5235 Vista Blvd, Sparks, NV 89436A+5.0 ★Texas Ratio: 0.48% Business Money Market Savings at 0.10% APY. Money market rates as of May 12, 2026 according to verified data from MonitorBankRates.
Sparks has 5 local institutions in our database, with money market rates as high as 4.00% APY from United Federal Credit Union at 1430 E Prater Way, Sparks, NV 89434. Use the table below to compare all available offers, including options from institutions serving the broader Nevada area. Rates are continually updated — we recommend checking back frequently.
Rates reflect recent market quotes and representative offers available to depositors in Sparks, Nevada and surrounding area. Last Updated and Verified: May 12, 2026
Compare the Best Money Market Rates Today in Sparks, Nevada & the Surrounding Area
Source: Verified Money Market Rate Data provided by MonitorBankRates
Institution
Product
APY
Min Deposit
Profile
United Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.35%
1430 E Prater Way, Sparks, NV 89434
Money Market Special
4.00%
$0
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedMay 6, 2026
Details
for the first six months.
America First Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 8.12%
1440 E Lincoln Way, Sparks, NV 89434
Money Market
3.90%
$0
▼
Rate3.83%
Min Deposit$0
Min Balance—
UpdatedMay 10, 2026
Details
United Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.35%
1430 E Prater Way, Sparks, NV 89434
Elevate Money Market
3.65%
$0
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedMay 6, 2026
Details
Mountain America Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 11.38%
700 Los Altos Pkwy, Sparks, NV 89436 7753
Money market
3.55%
$0
▼
Rate3.49%
Min Deposit$0
Min Balance—
UpdatedMay 10, 2026
Details
America First Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 8.12%
1440 E Lincoln Way, Sparks, NV 89434
Money Market
3.45%
$0
▼
Rate3.40%
Min Deposit$0
Min Balance—
UpdatedMay 10, 2026
Details
Mountain America Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 11.38%
700 Los Altos Pkwy, Sparks, NV 89436 7753
Money market
3.20%
$0
▼
Rate3.15%
Min Deposit$0
Min Balance—
UpdatedMay 10, 2026
Details
America First Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 8.12%
1440 E Lincoln Way, Sparks, NV 89434
Money Market
2.70%
$0
▼
Rate2.67%
Min Deposit$0
Min Balance—
UpdatedMay 10, 2026
Details
Mountain America Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 11.38%
700 Los Altos Pkwy, Sparks, NV 89436 7753
Money market
2.40%
$0
▼
Rate2.37%
Min Deposit$0
Min Balance—
UpdatedMay 10, 2026
Details
America First Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 8.12%
1440 E Lincoln Way, Sparks, NV 89434
Money Market
2.05%
$0
▼
Rate2.03%
Min Deposit$0
Min Balance—
UpdatedMay 10, 2026
Details
Mountain America Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 11.38%
700 Los Altos Pkwy, Sparks, NV 89436 7753
Money market
1.90%
$0
▼
Rate1.88%
Min Deposit$0
Min Balance—
UpdatedMay 10, 2026
Details
America First Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 8.12%
1440 E Lincoln Way, Sparks, NV 89434
Money Market
1.80%
$0
▼
Rate1.79%
Min Deposit$0
Min Balance—
UpdatedMay 10, 2026
Details
Mountain America Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 11.38%
700 Los Altos Pkwy, Sparks, NV 89436 7753
Money market
1.45%
$0
▼
Rate1.44%
Min Deposit$0
Min Balance—
UpdatedMay 10, 2026
Details
America First Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 8.12%
1440 E Lincoln Way, Sparks, NV 89434
Money Market
1.25%
$0
▼
Rate1.24%
Min Deposit$0
Min Balance—
UpdatedMay 10, 2026
Details
America First Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 8.12%
1440 E Lincoln Way, Sparks, NV 89434
Money Market
1.10%
$0
▼
Rate1.09%
Min Deposit$0
Min Balance—
UpdatedMay 10, 2026
Details
Greater Nevada Credit Union
Institution Rating:
F1.0 ★ Texas Ratio: 83.06%
1101 Los Altos Pkwy, Sparks, NV 89436
Money Market Account
1.00%
$2,500
▼
Rate0.99%
Min Deposit$2,500
Min Balance—
UpdatedMay 12, 2026
Details
America First Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 8.12%
1440 E Lincoln Way, Sparks, NV 89434
Money Market
1.00%
$0
▼
Rate1.00%
Min Deposit$0
Min Balance—
UpdatedMay 10, 2026
Details
Qualifying balance up to $4,999.99
Mountain America Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 11.38%
700 Los Altos Pkwy, Sparks, NV 89436 7753
Money market
1.00%
$0
▼
Rate1.00%
Min Deposit$0
Min Balance—
UpdatedMay 10, 2026
Details
Mountain America Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 11.38%
700 Los Altos Pkwy, Sparks, NV 89436 7753
Money market
0.85%
$0
▼
Rate0.85%
Min Deposit$0
Min Balance—
UpdatedMay 10, 2026
Details
Greater Nevada Credit Union
Institution Rating:
F1.0 ★ Texas Ratio: 83.06%
1101 Los Altos Pkwy, Sparks, NV 89436
Money Market Account
0.50%
$2,500
▼
Rate0.50%
Min Deposit$2,500
Min Balance—
UpdatedMay 12, 2026
Details
Mountain America Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 11.38%
700 Los Altos Pkwy, Sparks, NV 89436 7753
Money market
0.45%
$0
▼
Rate0.45%
Min Deposit$0
Min Balance—
UpdatedMay 10, 2026
Details
America First Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 8.12%
1440 E Lincoln Way, Sparks, NV 89434
Money Market Checking
0.30%
$0
▼
Rate0.30%
Min Deposit$0
Min Balance—
UpdatedMay 10, 2026
Details
America First Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 8.12%
1440 E Lincoln Way, Sparks, NV 89434
Money Market Checking
0.25%
$0
▼
Rate0.25%
Min Deposit$0
Min Balance—
UpdatedMay 10, 2026
Details
America First Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 8.12%
1440 E Lincoln Way, Sparks, NV 89434
Money Market Checking
0.20%
$0
▼
Rate0.20%
Min Deposit$0
Min Balance—
UpdatedMay 10, 2026
Details
America First Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 8.12%
1440 E Lincoln Way, Sparks, NV 89434
Money Market Checking
0.15%
$0
▼
Rate0.15%
Min Deposit$0
Min Balance—
UpdatedMay 10, 2026
Details
El Dorado Savings Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 0.48%
5235 Vista Blvd, Sparks, NV 89436
Gold Money Market Savings
0.10%
$5,000
▼
Rate0.10%
Min Deposit$5,000
Min Balance—
UpdatedMay 5, 2026
Details
America First Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 8.12%
1440 E Lincoln Way, Sparks, NV 89434
Money Market Checking
0.10%
$0
▼
Rate0.10%
Min Deposit$0
Min Balance—
UpdatedMay 10, 2026
Details
El Dorado Savings Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 0.48%
5235 Vista Blvd, Sparks, NV 89436
Business Money Market Savings
0.10%
$5,000
▼
Rate0.10%
Min Deposit$5,000
Min Balance—
UpdatedMay 5, 2026
Details
El Dorado Savings Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 0.48%
5235 Vista Blvd, Sparks, NV 89436
Investor's Money Market Checking
0.10%
$5,000
▼
Rate0.10%
Min Deposit$5,000
Min Balance—
UpdatedMay 5, 2026
Details
El Dorado Savings Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 0.48%
5235 Vista Blvd, Sparks, NV 89436
Gold Money Market Savings
0.09%
$5,000
▼
Rate0.09%
Min Deposit$5,000
Min Balance—
UpdatedMay 5, 2026
Details
El Dorado Savings Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 0.48%
5235 Vista Blvd, Sparks, NV 89436
Gold Money Market Savings
0.08%
$5,000
▼
Rate0.08%
Min Deposit$5,000
Min Balance—
UpdatedMay 5, 2026
Details
El Dorado Savings Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 0.48%
5235 Vista Blvd, Sparks, NV 89436
Investor's Money Market Checking
0.08%
$5,000
▼
Rate0.08%
Min Deposit$5,000
Min Balance—
UpdatedMay 5, 2026
Details
El Dorado Savings Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 0.48%
5235 Vista Blvd, Sparks, NV 89436
Business Money Market Savings
0.08%
$5,000
▼
Rate0.08%
Min Deposit$5,000
Min Balance—
UpdatedMay 5, 2026
Details
El Dorado Savings Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 0.48%
5235 Vista Blvd, Sparks, NV 89436
Business Money Market Savings
0.06%
$5,000
▼
Rate0.06%
Min Deposit$5,000
Min Balance—
UpdatedMay 5, 2026
Details
El Dorado Savings Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 0.48%
5235 Vista Blvd, Sparks, NV 89436
Gold Money Market Savings
0.06%
$5,000
▼
Rate0.06%
Min Deposit$5,000
Min Balance—
UpdatedMay 5, 2026
Details
El Dorado Savings Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 0.48%
5235 Vista Blvd, Sparks, NV 89436
Investor's Money Market Checking
0.06%
$5,000
▼
Rate0.06%
Min Deposit$5,000
Min Balance—
UpdatedMay 5, 2026
Details
El Dorado Savings Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 0.48%
5235 Vista Blvd, Sparks, NV 89436
Investor's Money Market Checking
0.04%
$5,000
▼
Rate0.04%
Min Deposit$5,000
Min Balance—
UpdatedMay 5, 2026
Details
El Dorado Savings Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 0.48%
5235 Vista Blvd, Sparks, NV 89436
Gold Money Market Savings
0.04%
$5,000
▼
Rate0.04%
Min Deposit$5,000
Min Balance—
UpdatedMay 5, 2026
Details
El Dorado Savings Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 0.48%
5235 Vista Blvd, Sparks, NV 89436
Business Money Market Savings
0.04%
$5,000
▼
Rate0.04%
Min Deposit$5,000
Min Balance—
UpdatedMay 5, 2026
Details
El Dorado Savings Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 0.48%
5235 Vista Blvd, Sparks, NV 89436
Investor's Money Market Checking
0.03%
$5,000
▼
Rate0.03%
Min Deposit$5,000
Min Balance—
UpdatedMay 5, 2026
Details
El Dorado Savings Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 0.48%
5235 Vista Blvd, Sparks, NV 89436
Gold Money Market Savings
0.03%
$5,000
▼
Rate0.03%
Min Deposit$5,000
Min Balance—
UpdatedMay 5, 2026
Details
El Dorado Savings Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 0.48%
5235 Vista Blvd, Sparks, NV 89436
Business Money Market Savings
0.02%
$5,000
▼
Rate0.02%
Min Deposit$5,000
Min Balance—
UpdatedMay 5, 2026
Details
El Dorado Savings Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 0.48%
5235 Vista Blvd, Sparks, NV 89436
Investor's Money Market Checking
0.01%
$5,000
▼
Rate0.01%
Min Deposit$5,000
Min Balance—
UpdatedMay 5, 2026
Details
El Dorado Savings Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 0.48%
5235 Vista Blvd, Sparks, NV 89436
Business Money Market Savings
0.01%
$5,000
▼
Rate0.01%
Min Deposit$5,000
Min Balance—
UpdatedMay 5, 2026
Details
El Dorado Savings Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 0.48%
5235 Vista Blvd, Sparks, NV 89436
Business Money Market Savings
0.00%
$5,000
▼
Rate—
Min Deposit$5,000
Min Balance—
UpdatedMay 5, 2026
Details
El Dorado Savings Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 0.48%
5235 Vista Blvd, Sparks, NV 89436
Gold Money Market Savings
0.00%
$5,000
▼
Rate—
Min Deposit$5,000
Min Balance—
UpdatedMay 5, 2026
Details
El Dorado Savings Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 0.48%
5235 Vista Blvd, Sparks, NV 89436
Investor's Money Market Checking
0.00%
$5,000
▼
Rate—
Min Deposit$5,000
Min Balance—
UpdatedMay 5, 2026
Details
America First Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 8.12%
1440 E Lincoln Way, Sparks, NV 89434
Money Market Checking
0.00%
$0
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedMay 10, 2026
Details
Baxter Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 7.73%
Money Market Special Intro rate
3.50%
$0
▼
Rate3.45%
Min Deposit$0
Min Balance—
UpdatedMay 12, 2026
Details
$15,000+
Aloha Pacific Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.29%
Aloha Rewards Money Market Savings
3.50%
$0
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedMay 6, 2026
Details
Qualifications Required; Aloha Rewards Checking Account Required.
Baxter Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 7.73%
Money Market Special
3.50%
$0
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedMay 12, 2026
Details
UNIFY Financial Federal Credit Union
Institution Rating:
B4.4 ★ Texas Ratio: 21.76%
Money Market Plus Account
3.25%
$0
▼
Rate3.20%
Min Deposit$0
Min Balance—
UpdatedMay 7, 2026
Details
Sierra Pacific Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.56%
Money Market
3.25%
$0
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedMay 6, 2026
Details
as high as; Rates increase as balance increases
Armed Forces Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 4.63%
Premier Money Market
3.05%
$0
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedMay 4, 2026
Details
Create Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.63%
Consumer Money Market
3.04%
$50
▼
Rate—
Min Deposit$50
Min Balance—
UpdatedMay 12, 2026
Details
Variable Rate - The interest rate and Annual Percentage Yield (APY) on all savings products listed below can change at any time without notice as determined by the Board of Directors of Create Credit Union.
Wilmington Savings Fund Society (WSFS)
Institution Rating:
A+5.0 ★ Texas Ratio: 3.24%
High-Yield Money Market
3.00%
$0
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedMay 4, 2026
Details
Qualifying balance up to $100,000.00
Silver State Schools Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.65%
Insured Money Market Plus
2.89%
$100,000
▼
Rate—
Min Deposit$100,000
Min Balance—
UpdatedMay 12, 2026
Details
Silver State Schools Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.65%
Insured Money Market
2.79%
$2,500
▼
Rate—
Min Deposit$2,500
Min Balance—
UpdatedMay 12, 2026
Details
Toyota Financial Savings Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 0.00%
Money Market
2.68%
$0
▼
Rate2.65%
Min Deposit$0
Min Balance—
UpdatedMay 5, 2026
Details
Create Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.63%
Consumer Money Market
2.53%
$50
▼
Rate—
Min Deposit$50
Min Balance—
UpdatedMay 12, 2026
Details
Variable Rate - The interest rate and Annual Percentage Yield (APY) on all savings products listed below can change at any time without notice as determined by the Board of Directors of Create Credit Union.
Aloha Pacific Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.29%
Aloha Rewards Money Market Savings
2.50%
$0
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedMay 6, 2026
Details
Qualifications Required; Aloha Rewards Checking Account Required.
Farm Bureau Bank FSB
Institution Rating:
A+5.0 ★ Texas Ratio: 2.42%
Business Money Market
2.50%
$0
▼
Rate2.47%
Min Deposit$0
Min Balance—
UpdatedMay 5, 2026
Details
Farm Bureau Bank FSB
Institution Rating:
A+5.0 ★ Texas Ratio: 2.42%
Plus Money Market Account
2.50%
$0
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedMay 5, 2026
Details
As Low As
Rate2.50%
Min Deposit$0
Min Balance—
UpdatedMay 5, 2026
Details
Farm Bureau Bank FSB
Institution Rating:
A+5.0 ★ Texas Ratio: 2.42%
FB-Org Money Market Account [MMA]
2.50%
$0
▼
Rate2.47%
Min Deposit$0
Min Balance—
UpdatedMay 5, 2026
Details
No Minimum Initial Deposit
Toyota Financial Savings Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 0.00%
Money Market
2.27%
$0
▼
Rate2.25%
Min Deposit$0
Min Balance—
UpdatedMay 5, 2026
Details
Create Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.63%
Consumer Money Market
2.27%
$50
▼
Rate—
Min Deposit$50
Min Balance—
UpdatedMay 12, 2026
Details
Variable Rate - The interest rate and Annual Percentage Yield (APY) on all savings products listed below can change at any time without notice as determined by the Board of Directors of Create Credit Union.
Rate2.25%
Min Deposit$0
Min Balance—
UpdatedMay 5, 2026
Details
Silver State Schools Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.65%
Insured Money Market Plus
2.25%
$100,000
▼
Rate—
Min Deposit$100,000
Min Balance—
UpdatedMay 12, 2026
Details
One Nevada Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.18%
Preferred Money Market
2.02%
$0
▼
Rate2.00%
Min Deposit$0
Min Balance—
UpdatedMay 12, 2026
Details
Create Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.63%
Consumer Money Market
2.02%
$50
▼
Rate—
Min Deposit$50
Min Balance—
UpdatedMay 12, 2026
Details
Variable Rate - The interest rate and Annual Percentage Yield (APY) on all savings products listed below can change at any time without notice as determined by the Board of Directors of Create Credit Union.
Aloha Pacific Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.29%
Aloha Rewards Money Market Savings
2.00%
$0
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedMay 6, 2026
Details
Qualifications Required; Aloha Rewards Checking Account Required.
Plus Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.31%
Money Market Plus Account
2.00%
$0
▼
Rate1.98%
Min Deposit$0
Min Balance—
UpdatedMay 12, 2026
Details
Silver State Schools Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.65%
Insured Money Market
2.00%
$2,500
▼
Rate—
Min Deposit$2,500
Min Balance—
UpdatedMay 12, 2026
Details
Rate2.00%
Min Deposit$0
Min Balance—
UpdatedMay 5, 2026
Details
Farm Bureau Bank FSB
Institution Rating:
A+5.0 ★ Texas Ratio: 2.42%
Business Money Market
2.00%
$0
▼
Rate1.98%
Min Deposit$0
Min Balance—
UpdatedMay 5, 2026
Details
Rate—
Min Deposit$0
Min Balance—
UpdatedMay 5, 2026
Details
Rate1.80%
Min Deposit$0
Min Balance—
UpdatedMay 5, 2026
Details
Rate1.75%
Min Deposit$0
Min Balance—
UpdatedMay 12, 2026
Details
Plus Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.31%
Money Market Plus Account
1.75%
$0
▼
Rate1.74%
Min Deposit$0
Min Balance—
UpdatedMay 12, 2026
Details
Rate1.75%
Min Deposit$0
Min Balance—
UpdatedMay 5, 2026
Details
Rate—
Min Deposit$0
Min Balance—
UpdatedMay 5, 2026
Details
Rate1.70%
Min Deposit$0
Min Balance—
UpdatedMay 5, 2026
Details
Rate1.60%
Min Deposit$0
Min Balance—
UpdatedMay 5, 2026
Details
Farm Bureau Bank FSB
Institution Rating:
A+5.0 ★ Texas Ratio: 2.42%
FB-Org Money Market Account [MMA]
1.50%
$0
▼
Rate1.49%
Min Deposit$0
Min Balance—
UpdatedMay 5, 2026
Details
No Minimum Initial Deposit
Farm Bureau Bank FSB
Institution Rating:
A+5.0 ★ Texas Ratio: 2.42%
Business Money Market
1.50%
$0
▼
Rate1.49%
Min Deposit$0
Min Balance—
UpdatedMay 5, 2026
Details
Aloha Pacific Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.29%
Aloha Rewards Money Market Savings
1.50%
$0
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedMay 6, 2026
Details
Qualifications Required; Aloha Rewards Checking Account Required.
Plus Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.31%
Money Market Plus Account
1.50%
$0
▼
Rate1.49%
Min Deposit$0
Min Balance—
UpdatedMay 12, 2026
Details
Silver State Schools Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.65%
Insured Money Market
1.50%
$2,500
▼
Rate—
Min Deposit$2,500
Min Balance—
UpdatedMay 12, 2026
Details
Rate1.40%
Min Deposit$0
Min Balance—
UpdatedMay 5, 2026
Details
Rate1.25%
Min Deposit$0
Min Balance—
UpdatedMay 12, 2026
Details
Baxter Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 7.73%
Money Market Special
1.25%
$0
▼
Rate1.24%
Min Deposit$0
Min Balance—
UpdatedMay 12, 2026
Details
$15,000+
Farm Bureau Bank FSB
Institution Rating:
A+5.0 ★ Texas Ratio: 2.42%
Business Money Market
1.25%
$0
▼
Rate1.24%
Min Deposit$0
Min Balance—
UpdatedMay 5, 2026
Details
Rate1.25%
Min Deposit$0
Min Balance—
UpdatedMay 5, 2026
Details
Rate1.20%
Min Deposit$0
Min Balance—
UpdatedMay 5, 2026
Details
Rate—
Min Deposit$0
Min Balance—
UpdatedMay 5, 2026
Details
Rate1.10%
Min Deposit$0
Min Balance—
UpdatedMay 5, 2026
Details
Rate—
Min Deposit$0
Min Balance—
UpdatedMay 5, 2026
Details
Farm Bureau Bank FSB
Institution Rating:
A+5.0 ★ Texas Ratio: 2.42%
FB-Org Money Market Account [MMA]
1.05%
$0
▼
Rate1.04%
Min Deposit$0
Min Balance—
UpdatedMay 5, 2026
Details
No Minimum Initial Deposit
Rate—
Min Deposit$0
Min Balance—
UpdatedMay 5, 2026
Details
Rate1.00%
Min Deposit$0
Min Balance—
UpdatedMay 5, 2026
Details
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MonitorBankRates
The Annual Percentage Yields (APYs) displayed are based on the highest APY offered for the specified deposit amount or less. Rates may change without prior notice. Rates reflect recent market quotes and representative offers available to depositors in Sparks, Nevada and the surrounding area.
Banks and Credit Unions: If you identify an incorrect rate or wish to request the removal of your institution’s data, please contact us here.
Banks and Credit Unions: If you identify an incorrect rate or wish to request the removal of your institution’s data, please contact us here.
Sparks, NV Money Market Rate Trends
Compare local Sparks, NV money market quotes against the statewide average
Daily money market rate averages tracked across our database of 8,500+ banks and credit unions — updated every evening.
High-Yield MMA — NV Avg
2.623%
Unchanged vs 7 days ago
Nevada high-yield MMA rates currently average 2.623% APY.
Standard MMA — NV Avg
0.721%
Unchanged vs 7 days ago
Nevada standard MMA rates currently average 0.721% APY.
As of May 14, 2026 • Rate data sourced from 8,500+ monitored institutions
Powered by MonitorBankRates
Methodology & Data Sources
Direct-Sourced & Verified Money Market Rate Data: We aggregate money market deposit account rates for Sparks, Nevada directly from the official websites of banks and credit unions using our proprietary rate aggregation technology and a dedicated team of rate updaters. Every money market rate displayed on MonitorBankRates.com is highly accurate and trustworthy.
Local, Regional, and National Coverage: Our systems constantly monitor the market to provide a complete picture of available yields in Sparks, Nevada. We feature a comprehensive mix of institutions from neighborhood credit unions and mid-sized regional banks to large national institutions available to savers in NV.
Daily Updates & Time-Stamped Accuracy: Our rate updaters verify and update money market rates daily. Because MMA yields can fluctuate rapidly based on market conditions, every product listed features its own specific “last updated” date, giving you complete transparency.
Frequently Asked Questions about Money Market Accounts in Sparks, Nevada
What is a Money Market Account (MMA)?
A Money Market Account (MMA), formally known as a money market deposit account (MMDA), is a type of deposit account that often pays higher interest rates than standard savings accounts. They usually come with check-writing privileges and debit card access, offering a balance of growth and liquidity for savers in Nevada.
Are Money Market accounts in Sparks, Nevada safe?
Yes, as long as the institution is FDIC insured (for banks) or NCUA insured (for credit unions). This provides federal protection for your deposits in Nevada up to $250,000 per depositor, per institution.
How often do MMA rates change in Sparks, Nevada?
Money market rates are variable and can change at any time based on market conditions and Federal Reserve decisions. We update our local Nevada rate tables daily to ensure you see the most current high-yield options.
Can I write checks from a Money Market Account?
Yes, most Money Market Accounts allow you to write a limited number of checks or make debit card transactions each month (typically up to 6), making them more flexible than a standard savings account.
How much do I need to deposit to open a money market account in Sparks, Nevada?
Minimum deposit requirements vary widely. Some online money market deposit accounts can be opened with no minimum, while many banks and credit unions in Sparks, Nevada require an initial deposit of $1,000 to $2,500 to earn the highest advertised APY. Larger deposits often unlock higher rate tiers, and FDIC or NCUA insurance protects deposits up to $250,000 per depositor, per institution.
Best Money Market Rates in Sparks, Nevada
Here are some of the highest money market account APYs currently available in Sparks, Nevada and the surrounding area:
- United Federal Credit Union
Money Market Special — 4.00% APY - America First Federal Credit Union
Money Market — 3.90% APY - Mountain America Federal Credit Union
Money market — 3.55% APY - Greater Nevada Credit Union
Money Market Account — 1.00% APY - El Dorado Savings Bank
Business Money Market Savings — 0.10% APY
Money Market Rates reflect actual verified offers from banks and credit unions actively accepting deposits in Sparks, Nevada. Your final available rate may depend on deposit amount and daily market movements. Last Updated and Verified: May 12, 2026
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