Best Money Market Rates in Cherry Hill, New Jersey - July 2026
Brian McKay
Brian McKay
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Current Cherry Hill, New Jersey and the surrounding area money market deposit account rates include TruistTruist901 Kings Hwy N, Cherry Hill, NJ 08034A+5.0 ★Texas Ratio: 3.63% Small Business Money Market Account at 4.00% APY, Fulton BankFulton Bank1460 Route 70 E, Cherry Hill, NJ 08034A+5.0 ★Texas Ratio: 4.98% Money Market at 3.55% APY, Citizens BankCitizens Bank2030 Route 70 W, Cherry Hill, NJ 08002A5.0 ★Texas Ratio: 8.28% Citizens Private Client Money Market at 3.50% APY, Wilmington Savings Fund Society (WSFS)Wilmington Savings Fund Society (WSFS)818 Haddonfield Rd, Cherry Hill, NJ 08002A+5.0 ★Texas Ratio: 3.24% High-Yield Money Market at 3.00% APY, and The Bank of PrincetonThe Bank of Princeton1405 Route 70 W, Cherry Hill, NJ 08002A+5.0 ★Texas Ratio: 2.91% Premier Money Market at 3.00% APY. Money market rates as of July 12, 2026 according to verified data from MonitorBankRates.
Cherry Hill has 8 local institutions in our database, with money market rates as high as 4.00% APY from Truist at 901 Kings Hwy N, Cherry Hill, NJ 08034. Use the table below to compare all available offers, including options from institutions serving the broader New Jersey area. Rates are continually updated — we recommend checking back frequently.
Rates reflect recent market quotes and representative offers available to depositors in Cherry Hill, New Jersey and surrounding area. Last Updated and Verified: July 12, 2026
Compare the Best Money Market Rates Today in Cherry Hill, New Jersey & the Surrounding Area
Eligible clients can open a new Truist Business Money Market Account and earn up to 4.00% annual percentage yield (APY) for balances between $5,000 - $4,999,999.99.
Preferred rates; Must have a Citizens Private Client® Checking account; A minimum of $25,000 of new money is required to qualify for preferred rates.
Preferred rates; Requires a Citizens Quest® Checking account; A minimum of $25,000 of new money is required to qualify for preferred rates.
Annual Percentage Yield (APY) is effective as of July 11, 2026 on balances of $100,000 or greater and is subject to change. Other tiers and APYs that are subject to change at any time are as follows: $0.01 - $9,999.99 = 0.03%, $10,000 - $24,999.99 = 1.50%, $25,000 - $49,999.99 = 1.75%, $50,000 - $99,999.99 = 2.00% and $100,000+ = 3.00%. Fees assessed to accounts may reduce earnings. Personal Accounts only.
Special APY requires $50,000 minimum balance.
Balance requirement of $50,000**
Annual Percentage Yield (APY) is effective as of July 11, 2026 on balances of $100,000 or greater and is subject to change. Other tiers and APYs that are subject to change at any time are as follows: $0.01 - $9,999.99 = 0.03%, $10,000 - $24,999.99 = 1.50%, $25,000 - $49,999.99 = 1.75%, $50,000 - $99,999.99 = 2.00% and $100,000+ = 3.00%. Fees assessed to accounts may reduce earnings. Personal Accounts only.
Annual Percentage Yield (APY) is effective as of July 11, 2026 on balances of $100,000 or greater and is subject to change. Other tiers and APYs that are subject to change at any time are as follows: $0.01 - $9,999.99 = 0.03%, $10,000 - $24,999.99 = 1.50%, $25,000 - $49,999.99 = 1.75%, $50,000 - $99,999.99 = 2.00% and $100,000+ = 3.00%. Fees assessed to accounts may reduce earnings. Personal Accounts only.
Annual Percentage Yield (APY) is effective as of July 11, 2026 on balances of $100,000 or greater and is subject to change. Other tiers and APYs that are subject to change at any time are as follows: $0.01 - $9,999.99 = 0.03%, $10,000 - $24,999.99 = 1.50%, $25,000 - $49,999.99 = 1.75%, $50,000 - $99,999.99 = 2.00% and $100,000+ = 3.00%. Fees assessed to accounts may reduce earnings. Personal Accounts only.
Standard rates; Must have a Citizens Private Client® Checking account.
Annual Percentage Yield (APY) is effective as of July 11, 2026 on balances of $100,000 or greater and is subject to change. Other tiers and APYs that are subject to change at any time are as follows: $0.01 - $9,999.99 = 0.03%, $10,000 - $24,999.99 = 1.50%, $25,000 - $49,999.99 = 1.75%, $50,000 - $99,999.99 = 2.00% and $100,000+ = 3.00%. Fees assessed to accounts may reduce earnings. Personal Accounts only.
Standard rates; Requires a Citizens Quest® Checking account.
Standard rates; Monthly maintenance fees $0 or $10; Keep a minimum daily balance of at least $2,500 to waive the fee.
New Money Only
For a deposit balance of $50,000 or greater
As High As
Apple Choice Banking Program
For a deposit balance up to $49,999.99
Tiered and Variable Rate. $20.00 minimum balance fee will apply if average daily balance falls below $100,000.00
A higher balance means a better rate--plus check-writing privileges AND no fees.
A higher balance means a better rate--plus check-writing privileges AND no fees.
As Low As
New money only. Variable rate product. Daily balances at or below $24,999.99 earn an APY of 1.50%. No check writing privileges.
As High As
Tiered rates.
2 free withdrawals monthly; Money Market Plus accounts are only available for new money, or funds that have not been on deposit with 1166 Federal Credit Union in the last 30 days.
$500,000 and above
Tiered rates.
Projected Rates for February 2026. Rate is not guaranteed.
Balance: $1,000,000 & Over
Banks and Credit Unions: If you identify an incorrect rate or wish to request the removal of your institution’s data, please contact us here.
Cherry Hill, NJ Money Market Rate Trends
Compare local Cherry Hill, NJ money market quotes against the statewide average
Daily money market rate averages tracked across our database of 8,500+ banks and credit unions — updated every evening.
New Jersey high-yield MMA rates fell 0.042 points over the past 7 days to 3.233% APY.
New Jersey standard MMA rates fell 0.099 points over the past 7 days to 0.620% APY.
Methodology & Data Sources
Independent, Free, and Unbiased Rate Comparisons: MonitorBankRates.com is an independent rate comparison service. Our Cherry Hill, New Jersey money market rate tables are free for consumers to use, and we do not receive payment from any financial institution to be included or to be ranked in any particular order. Listings are based solely on the rates each institution publicly advertises on its own website.
A Note on Third-Party Rate Tools: Some pages on our site also feature rate comparison widgets and tools provided by third-party partners. These tools may include sponsored listings or affiliate links, and we may receive compensation when users click through them. We clearly label these widgets so you can tell at a glance which rates come from our independent MonitorBankRates.com tables and which come from our advertising partners.
Direct-Sourced & Verified Money Market Rate Data: We aggregate money market deposit account rates for Cherry Hill, New Jersey directly from the official websites of banks and credit unions using our proprietary rate aggregation technology and a dedicated team of rate updaters. Every money market rate displayed on MonitorBankRates.com is highly accurate and trustworthy.
Local, Regional, and National Coverage: Our systems constantly monitor the market to provide a complete picture of available yields in Cherry Hill, New Jersey. We feature a comprehensive mix of institutions from neighborhood credit unions and mid-sized regional banks to large national institutions available to savers in NJ.
Daily Updates & Time-Stamped Accuracy: Our rate updaters verify and update money market rates daily. Because MMA yields can fluctuate rapidly based on market conditions, every product listed features its own specific “last updated” date, giving you complete transparency.
Frequently Asked Questions about Money Market Accounts in Cherry Hill, New Jersey
What is a Money Market Account (MMA)?
Are Money Market accounts in Cherry Hill, New Jersey safe?
How often do MMA rates change in Cherry Hill, New Jersey?
Can I write checks from a Money Market Account?
How much do I need to deposit to open a money market account in Cherry Hill, New Jersey?
Best Money Market Rates in Cherry Hill, New Jersey
- Truist
Small Business Money Market Account — 4.00% APY - Fulton Bank
Money Market — 3.55% APY - Citizens Bank
Citizens Private Client Money Market — 3.50% APY - Wilmington Savings Fund Society (WSFS)
High-Yield Money Market — 3.00% APY - The Bank of Princeton
Premier Money Market — 3.00% APY
Cherry Hill, New Jersey Rates & Resources
