Best Money Market Rates in Lafayette, New Jersey - June 2026

Minimum new money deposit of $10,000.

Preferred Rate

Apple Choice Banking Program

Requires a minimum new money deposit of $10,000.

$15,000+

APY of 3.50% for a deposit balance up to $49,999.99

$1,000,000.00 and over

Preferred rates. Standard rates: 0.03% APY.

Preferred rates. Standard rates: 0.15% APY.

Eligible clients can earn a 3.40% annual percentage yield (APY) with a new Truist Business Money Market account. Promotional Interest Rate is 3.34% and the Annual Percentage Yield (APY) is 3.40% for balances $0.01 and greater. Your new Money Market Account could initially earn a rate lower than 3.40% APY. However, within 10 calendar days of account opening, your eligible account will automatically upgrade to the 3.40% APY rate. The standard interest rate and APY are 0.01%. Fees may reduce earnings.

A higher balance means a better rate--plus check-writing privileges AND no fees.

A higher balance means a better rate--plus check-writing privileges AND no fees.

up to

New money only. Variable rate product; rates may change. Daily balances at or below $24,999.99 earn an APY of 1.50%. No check writing privileges.

Interest Credited Monthly

$500,000.00 - $999,999.99

Tiered rates that grow as you save more. Easy transfers. No charge for mobile banking, online banking & eStatements. Tier 1- If your daily balance is $0.00 up to $24,999.99 you will earn an interest rate of 0.00% and an APY of 0.00%. Tier 2- If your daily balance is $25,000.00 up to $99,999.99 you will earn an interest rate of 2.56% with 2.60% APY. Tier 3- If your daily balance is $100,000.00 up to $249,999.99 you will earn an interest rate of 2.71% with a 2.75% APY. Tier 4- If your daily balance is $250,000.00 up to $499,999.99 you will earn an interest rate of 2.81% with a 2.85% APY. Tier 5- If your daily balance is $500,000.00 or more you will earn an interest rate of 3.06% with a 3.10% APY.

Standard Rate

2 free withdrawals monthly; Money Market Plus accounts are only available for new money, or funds that have not been on deposit with 1166 Federal Credit Union in the last 30 days.

Minimum account funding of $50,000.00 with funds not currently on deposit with UTF is required to earn promotional rate. Balances up to $1,000,000 are eligible for the promotional APY, however, NCUA coverage will only apply to balances of $250,000 or less. Offer may change or end at any time without notice. Fees may reduce earnings. Additional restrictions may apply. See website for further details.

Balance of $25,000 required to earn stated APY. Rates subject to change.

2 free withdrawals monthly

Qualifying balance up to $50,000.00

$25,000 and up

$250,000.00 - $499,999.99

Premier Money Market requires a minimum balance of $2,500 to obtain the stated APY.

Earn premium rates while maintaining easy access to your money.

Minimum Daily Balances $100,000.00 or more

Variable rate product. $5,000 minimum daily balance required to earn interest & avoid a $10 monthly service fee. Check writing privileges. Unlimited transfers. Free online bill pay. Free online & mobile banking. Free eStatements. Free ATM/debit card. Surcharge-free ATM transactions at over 55,000 participating Allpoint ATMs.

Rate is not guaranteed

Interest Credited Monthly

Minimum deposit to open Relationship Money Market account is $1,000.00. If unable to maintain a daily balance of $25,000.00, a $15.00 monthly maintenance fee will be imposed. Minimum deposit to open Business Relationship Money Market account is $1,000.00. If unable to maintain a daily balance of $50,000.00, a $15.00 monthly maintenance fee will be imposed. Interest rates are subject to change at any time without prior notice before or after the account is opened. Fees may reduce earnings on this account. Some restrictions apply.

$100,000.00 - $249,999.99

which is 70% of the indexed rate

Rate is not guaranteed

$500,000.01 and over

Rate is not guaranteed