Current Alamogordo, New Mexico and the surrounding area money market deposit account rates include Otero Federal Credit UnionOtero Federal Credit Union3300 N White Sands Blvd Unit A, Alamogordo, NM 88310A+5.0 ★Texas Ratio: 1.15% Money Market at 1.75% APY, First National Bank Alamogordo, NMFirst National Bank Alamogordo, NM414 10th St, Alamogordo, NM 88310D3.1 ★Texas Ratio: 38.20% Money Market Personal Checking** Daily Balance**** and Over at 0.30% APY, America First Federal Credit UnionAmerica First Federal Credit UnionA5.0 ★Texas Ratio: 8.12% Money Market at 3.90% APY, Mountain America Federal Credit UnionMountain America Federal Credit UnionA5.0 ★Texas Ratio: 11.38% Money market at 3.55% APY, and Sunflower BankSunflower BankA+5.0 ★Texas Ratio: 5.67% Thrive Money Market at 3.45% APY. Money market rates as of May 12, 2026 according to verified data from MonitorBankRates.
Alamogordo has 2 local institutions in our database, with money market rates as high as 1.75% APY from Otero Federal Credit Union at 3300 N White Sands Blvd Unit A, Alamogordo, NM 88310. Use the table below to compare all available offers, including options from institutions serving the broader New Mexico area. Rates are continually updated — we recommend checking back frequently.
Rates reflect recent market quotes and representative offers available to depositors in Alamogordo, New Mexico and surrounding area. Last Updated and Verified: May 12, 2026
$50,000.00
$25,000.00 - $49,999.99
$50,000.00
$10,000.00 - $24,999.99
$25,000.00 - $49,999.99
$10,000.00 - $24,999.99
$2,500.00 - $9,999.99
$2,500.00 - $9,999.99
$24,999.01 & Above
$24,999.00 & Below
AVD $100,000 - $249,999.
Compare local Alamogordo, NM money market quotes against the statewide average
Daily money market rate averages tracked across our database of 8,500+ banks and credit unions — updated every evening.
New Mexico high-yield MMA rates currently average 3.070% APY.
New Mexico standard MMA rates currently average 0.262% APY.
Independent, Free, and Unbiased Rate Comparisons: MonitorBankRates.com is an independent rate comparison service. Our Alamogordo, New Mexico money market rate tables are free for consumers to use, and we do not receive payment from any financial institution to be included or to be ranked in any particular order. Listings are based solely on the rates each institution publicly advertises on its own website.
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Direct-Sourced & Verified Money Market Rate Data: We aggregate money market deposit account rates for Alamogordo, New Mexico directly from the official websites of banks and credit unions using our proprietary rate aggregation technology and a dedicated team of rate updaters. Every money market rate displayed on MonitorBankRates.com is highly accurate and trustworthy.
Local, Regional, and National Coverage: Our systems constantly monitor the market to provide a complete picture of available yields in Alamogordo, New Mexico. We feature a comprehensive mix of institutions from neighborhood credit unions and mid-sized regional banks to large national institutions available to savers in NM.
Daily Updates & Time-Stamped Accuracy: Our rate updaters verify and update money market rates daily. Because MMA yields can fluctuate rapidly based on market conditions, every product listed features its own specific “last updated” date, giving you complete transparency.