Best Money Market Rates in Albuquerque, New Mexico (NM) - May 2026
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The rates displayed are actual, verified rates sourced directly from the official websites of banks and credit unions. Our editorial content is independent of any advertiser relationships.
Current Albuquerque, New Mexico and the surrounding area money market deposit account rates include America First Federal Credit UnionAmerica First Federal Credit Union3400 NM 528 NW, Albuquerque, NM 87114A5.0 ★Texas Ratio: 8.12% Money Market at 3.90% APY, Mountain America Federal Credit UnionMountain America Federal Credit Union9200 Golf Course Rd NW, Albuquerque, NM 87114 5891A5.0 ★Texas Ratio: 11.38% Money market at 3.55% APY, Sunflower BankSunflower Bank6605 Uptown Blvd Ne, Albuquerque, NM 87110A+5.0 ★Texas Ratio: 5.67% Thrive Money Market at 3.45% APY, Nusenda Federal Credit UnionNusenda Federal Credit Union4100 Pan American FWY NE, Albuquerque, NM 87107A+5.0 ★Texas Ratio: 4.72% Money Market at 3.10% APY, and State Employees Credit UnionState Employees Credit Union3521 Montgomery Blvd NE, Albuquerque, NM 87107C3.8 ★Texas Ratio: 29.00% Advantage+ Money Market at 2.50% APY. Money market rates as of May 12, 2026 according to verified data from MonitorBankRates.
Albuquerque has 7 local institutions in our database, with money market rates as high as 3.90% APY from America First Federal Credit Union at 3400 NM 528 NW, Albuquerque, NM 87114. Use the table below to compare all available offers, including options from institutions serving the broader New Mexico area. Rates are continually updated — we recommend checking back frequently.
Rates reflect recent market quotes and representative offers available to depositors in Albuquerque, New Mexico and surrounding area. Last Updated and Verified: May 12, 2026
Compare the Best Money Market Rates Today in Albuquerque, New Mexico & the Surrounding Area
Source: Verified Money Market Rate Data provided by MonitorBankRates
Institution
Product
APY
Min Deposit
Profile
America First Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 8.12%
3400 NM 528 NW, Albuquerque, NM 87114
Money Market
3.90%
$0
▼
Rate3.83%
Min Deposit$0
Min Balance—
UpdatedMay 10, 2026
Details
Mountain America Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 11.38%
9200 Golf Course Rd NW, Albuquerque, NM 87114 5891
Money market
3.55%
$0
▼
Rate3.49%
Min Deposit$0
Min Balance—
UpdatedMay 10, 2026
Details
America First Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 8.12%
3400 NM 528 NW, Albuquerque, NM 87114
Money Market
3.45%
$0
▼
Rate3.40%
Min Deposit$0
Min Balance—
UpdatedMay 10, 2026
Details
Sunflower Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 5.67%
6605 Uptown Blvd Ne, Albuquerque, NM 87110
Thrive Money Market
3.45%
$0
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedMay 4, 2026
Details
$24,999.01 & Above
Mountain America Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 11.38%
9200 Golf Course Rd NW, Albuquerque, NM 87114 5891
Money market
3.20%
$0
▼
Rate3.15%
Min Deposit$0
Min Balance—
UpdatedMay 10, 2026
Details
Nusenda Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.72%
4100 Pan American FWY NE, Albuquerque, NM 87107
Money Market
3.10%
$0
▼
Rate3.06%
Min Deposit$0
Min Balance—
UpdatedMay 6, 2026
Details
Sunflower Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 5.67%
6605 Uptown Blvd Ne, Albuquerque, NM 87110
Thrive Money Market
3.05%
$0
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedMay 4, 2026
Details
$24,999.00 & Below
Nusenda Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.72%
4100 Pan American FWY NE, Albuquerque, NM 87107
Money Market
2.85%
$0
▼
Rate2.81%
Min Deposit$0
Min Balance—
UpdatedMay 6, 2026
Details
America First Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 8.12%
3400 NM 528 NW, Albuquerque, NM 87114
Money Market
2.70%
$0
▼
Rate2.67%
Min Deposit$0
Min Balance—
UpdatedMay 10, 2026
Details
Nusenda Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.72%
4100 Pan American FWY NE, Albuquerque, NM 87107
Money Market
2.60%
$0
▼
Rate2.57%
Min Deposit$0
Min Balance—
UpdatedMay 6, 2026
Details
State Employees Credit Union
Institution Rating:
C3.8 ★ Texas Ratio: 29.00%
3521 Montgomery Blvd NE, Albuquerque, NM 87107
Advantage+ Money Market
2.50%
$0
▼
Rate2.45%
Min Deposit$0
Min Balance—
UpdatedMay 10, 2026
Details
State Employees Credit Union
Institution Rating:
C3.8 ★ Texas Ratio: 29.00%
3521 Montgomery Blvd NE, Albuquerque, NM 87107
Business Money Market
2.50%
$0
▼
Rate2.50%
Min Deposit$0
Min Balance—
UpdatedMay 10, 2026
Details
Mountain America Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 11.38%
9200 Golf Course Rd NW, Albuquerque, NM 87114 5891
Money market
2.40%
$0
▼
Rate2.37%
Min Deposit$0
Min Balance—
UpdatedMay 10, 2026
Details
First Financial Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 10.46%
2700 San Mateo Blvd NE, Albuquerque, NM 87110 3160
Money Market Account
2.27%
$0
▼
Rate2.25%
Min Deposit$0
Min Balance—
UpdatedMay 12, 2026
Details
State Employees Credit Union
Institution Rating:
C3.8 ★ Texas Ratio: 29.00%
3521 Montgomery Blvd NE, Albuquerque, NM 87107
Money Market Account
2.25%
$0
▼
Rate2.25%
Min Deposit$0
Min Balance—
UpdatedMay 10, 2026
Details
State Employees Credit Union
Institution Rating:
C3.8 ★ Texas Ratio: 29.00%
3521 Montgomery Blvd NE, Albuquerque, NM 87107
Business Money Market
2.25%
$0
▼
Rate2.25%
Min Deposit$0
Min Balance—
UpdatedMay 10, 2026
Details
State Employees Credit Union
Institution Rating:
C3.8 ★ Texas Ratio: 29.00%
3521 Montgomery Blvd NE, Albuquerque, NM 87107
Money Market Advantage
2.25%
$0
▼
Rate2.25%
Min Deposit$0
Min Balance—
UpdatedMay 10, 2026
Details
State Employees Credit Union
Institution Rating:
C3.8 ★ Texas Ratio: 29.00%
3521 Montgomery Blvd NE, Albuquerque, NM 87107
Money Market
2.25%
$0
▼
Rate2.25%
Min Deposit$0
Min Balance—
UpdatedMay 10, 2026
Details
America First Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 8.12%
3400 NM 528 NW, Albuquerque, NM 87114
Money Market
2.05%
$0
▼
Rate2.03%
Min Deposit$0
Min Balance—
UpdatedMay 10, 2026
Details
First Financial Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 10.46%
2700 San Mateo Blvd NE, Albuquerque, NM 87110 3160
Money Market Account
2.02%
$0
▼
Rate2.00%
Min Deposit$0
Min Balance—
UpdatedMay 12, 2026
Details
State Employees Credit Union
Institution Rating:
C3.8 ★ Texas Ratio: 29.00%
3521 Montgomery Blvd NE, Albuquerque, NM 87107
Business Money Market
2.00%
$0
▼
Rate2.00%
Min Deposit$0
Min Balance—
UpdatedMay 10, 2026
Details
State Employees Credit Union
Institution Rating:
C3.8 ★ Texas Ratio: 29.00%
3521 Montgomery Blvd NE, Albuquerque, NM 87107
Money Market Advantage
2.00%
$0
▼
Rate2.00%
Min Deposit$0
Min Balance—
UpdatedMay 10, 2026
Details
State Employees Credit Union
Institution Rating:
C3.8 ★ Texas Ratio: 29.00%
3521 Montgomery Blvd NE, Albuquerque, NM 87107
Money Market Account
2.00%
$0
▼
Rate2.00%
Min Deposit$0
Min Balance—
UpdatedMay 10, 2026
Details
State Employees Credit Union
Institution Rating:
C3.8 ★ Texas Ratio: 29.00%
3521 Montgomery Blvd NE, Albuquerque, NM 87107
Money Market
2.00%
$0
▼
Rate2.00%
Min Deposit$0
Min Balance—
UpdatedMay 10, 2026
Details
Mountain America Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 11.38%
9200 Golf Course Rd NW, Albuquerque, NM 87114 5891
Money market
1.90%
$0
▼
Rate1.88%
Min Deposit$0
Min Balance—
UpdatedMay 10, 2026
Details
America First Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 8.12%
3400 NM 528 NW, Albuquerque, NM 87114
Money Market
1.80%
$0
▼
Rate1.79%
Min Deposit$0
Min Balance—
UpdatedMay 10, 2026
Details
First Financial Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 10.46%
2700 San Mateo Blvd NE, Albuquerque, NM 87110 3160
Money Market Account
1.76%
$0
▼
Rate1.75%
Min Deposit$0
Min Balance—
UpdatedMay 12, 2026
Details
Nusenda Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.72%
4100 Pan American FWY NE, Albuquerque, NM 87107
Money Market
1.75%
$0
▼
Rate1.74%
Min Deposit$0
Min Balance—
UpdatedMay 6, 2026
Details
State Employees Credit Union
Institution Rating:
C3.8 ★ Texas Ratio: 29.00%
3521 Montgomery Blvd NE, Albuquerque, NM 87107
Business Money Market
1.75%
$0
▼
Rate1.75%
Min Deposit$0
Min Balance—
UpdatedMay 10, 2026
Details
State Employees Credit Union
Institution Rating:
C3.8 ★ Texas Ratio: 29.00%
3521 Montgomery Blvd NE, Albuquerque, NM 87107
Money Market
1.75%
$0
▼
Rate1.75%
Min Deposit$0
Min Balance—
UpdatedMay 10, 2026
Details
State Employees Credit Union
Institution Rating:
C3.8 ★ Texas Ratio: 29.00%
3521 Montgomery Blvd NE, Albuquerque, NM 87107
Money Market Advantage
1.75%
$0
▼
Rate1.75%
Min Deposit$0
Min Balance—
UpdatedMay 10, 2026
Details
State Employees Credit Union
Institution Rating:
C3.8 ★ Texas Ratio: 29.00%
3521 Montgomery Blvd NE, Albuquerque, NM 87107
Money Market Account
1.75%
$0
▼
Rate1.75%
Min Deposit$0
Min Balance—
UpdatedMay 10, 2026
Details
First Financial Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 10.46%
2700 San Mateo Blvd NE, Albuquerque, NM 87110 3160
Money Market Account
1.51%
$0
▼
Rate1.50%
Min Deposit$0
Min Balance—
UpdatedMay 12, 2026
Details
Main Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 3.33%
7300 Menaul Blvd Ne, Albuquerque, NM 87110
Money Market Account
1.50%
$1,000
▼
Rate1.49%
Min Deposit$1,000
Min Balance—
UpdatedMay 5, 2026
Details
Mountain America Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 11.38%
9200 Golf Course Rd NW, Albuquerque, NM 87114 5891
Money market
1.45%
$0
▼
Rate1.44%
Min Deposit$0
Min Balance—
UpdatedMay 10, 2026
Details
Nusenda Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.72%
4100 Pan American FWY NE, Albuquerque, NM 87107
Money Market
1.35%
$0
▼
Rate1.34%
Min Deposit$0
Min Balance—
UpdatedMay 6, 2026
Details
America First Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 8.12%
3400 NM 528 NW, Albuquerque, NM 87114
Money Market
1.25%
$0
▼
Rate1.24%
Min Deposit$0
Min Balance—
UpdatedMay 10, 2026
Details
Nusenda Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.72%
4100 Pan American FWY NE, Albuquerque, NM 87107
Money Market
1.10%
$0
▼
Rate1.09%
Min Deposit$0
Min Balance—
UpdatedMay 6, 2026
Details
Nusenda Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.72%
4100 Pan American FWY NE, Albuquerque, NM 87107
Money Market Accounts
1.10%
$0
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedMay 6, 2026
Details
America First Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 8.12%
3400 NM 528 NW, Albuquerque, NM 87114
Money Market
1.10%
$0
▼
Rate1.09%
Min Deposit$0
Min Balance—
UpdatedMay 10, 2026
Details
Mountain America Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 11.38%
9200 Golf Course Rd NW, Albuquerque, NM 87114 5891
Money market
1.00%
$0
▼
Rate1.00%
Min Deposit$0
Min Balance—
UpdatedMay 10, 2026
Details
America First Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 8.12%
3400 NM 528 NW, Albuquerque, NM 87114
Money Market
1.00%
$0
▼
Rate1.00%
Min Deposit$0
Min Balance—
UpdatedMay 10, 2026
Details
Qualifying balance up to $4,999.99
Mountain America Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 11.38%
9200 Golf Course Rd NW, Albuquerque, NM 87114 5891
Money market
0.85%
$0
▼
Rate0.85%
Min Deposit$0
Min Balance—
UpdatedMay 10, 2026
Details
Mountain America Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 11.38%
9200 Golf Course Rd NW, Albuquerque, NM 87114 5891
Money market
0.45%
$0
▼
Rate0.45%
Min Deposit$0
Min Balance—
UpdatedMay 10, 2026
Details
State Employees Credit Union
Institution Rating:
C3.8 ★ Texas Ratio: 29.00%
3521 Montgomery Blvd NE, Albuquerque, NM 87107
Advantage Money Market
0.45%
$0
▼
Rate0.45%
Min Deposit$0
Min Balance—
UpdatedMay 10, 2026
Details
State Employees Credit Union
Institution Rating:
C3.8 ★ Texas Ratio: 29.00%
3521 Montgomery Blvd NE, Albuquerque, NM 87107
4Advantage+ Money Market Rate Bonus Conditions
0.45%
$0
▼
Rate0.45%
Min Deposit$0
Min Balance—
UpdatedMay 10, 2026
Details
State Employees Credit Union
Institution Rating:
C3.8 ★ Texas Ratio: 29.00%
3521 Montgomery Blvd NE, Albuquerque, NM 87107
Advantage+ Money Market
0.45%
$0
▼
Rate0.45%
Min Deposit$0
Min Balance—
UpdatedMay 10, 2026
Details
State Employees Credit Union
Institution Rating:
C3.8 ★ Texas Ratio: 29.00%
3521 Montgomery Blvd NE, Albuquerque, NM 87107
4Advantage+ Money Market Rate Bonus Conditions
0.35%
$0
▼
Rate0.35%
Min Deposit$0
Min Balance—
UpdatedMay 10, 2026
Details
State Employees Credit Union
Institution Rating:
C3.8 ★ Texas Ratio: 29.00%
3521 Montgomery Blvd NE, Albuquerque, NM 87107
Advantage+ Money Market
0.35%
$0
▼
Rate0.35%
Min Deposit$0
Min Balance—
UpdatedMay 10, 2026
Details
State Employees Credit Union
Institution Rating:
C3.8 ★ Texas Ratio: 29.00%
3521 Montgomery Blvd NE, Albuquerque, NM 87107
Advantage Money Market
0.35%
$0
▼
Rate0.35%
Min Deposit$0
Min Balance—
UpdatedMay 10, 2026
Details
America First Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 8.12%
3400 NM 528 NW, Albuquerque, NM 87114
Money Market Checking
0.30%
$0
▼
Rate0.30%
Min Deposit$0
Min Balance—
UpdatedMay 10, 2026
Details
State Employees Credit Union
Institution Rating:
C3.8 ★ Texas Ratio: 29.00%
3521 Montgomery Blvd NE, Albuquerque, NM 87107
4Advantage+ Money Market Rate Bonus Conditions
0.30%
$0
▼
Rate0.30%
Min Deposit$0
Min Balance—
UpdatedMay 10, 2026
Details
State Employees Credit Union
Institution Rating:
C3.8 ★ Texas Ratio: 29.00%
3521 Montgomery Blvd NE, Albuquerque, NM 87107
Advantage Money Market
0.30%
$0
▼
Rate0.30%
Min Deposit$0
Min Balance—
UpdatedMay 10, 2026
Details
Rate—
Min Deposit$0
Min Balance—
UpdatedMay 12, 2026
Details
AVD $100,000 - $249,999.
Western Heritage Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 0.04%
Money Market Accounts
1.10%
$0
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedMay 5, 2026
Details
First National Bank Alamogordo, NM
Institution Rating:
D3.1 ★ Texas Ratio: 38.20%
Money Market Personal Checking** Daily Balance**** and Over
0.30%
$0
▼
Rate0.30%
Min Deposit$0
Min Balance—
UpdatedMay 5, 2026
Details
$50,000.00
First National Bank Alamogordo, NM
Institution Rating:
D3.1 ★ Texas Ratio: 38.20%
Money Market Business/ PF Checking** Daily Balance**** and over
0.25%
$0
▼
Rate0.25%
Min Deposit$0
Min Balance—
UpdatedMay 5, 2026
Details
$50,000.00
First National Bank Alamogordo, NM
Institution Rating:
D3.1 ★ Texas Ratio: 38.20%
Money Market Personal Checking** Daily Balance****
0.25%
$0
▼
Rate0.25%
Min Deposit$0
Min Balance—
UpdatedMay 5, 2026
Details
$25,000.00 - $49,999.99
First National Bank Alamogordo, NM
Institution Rating:
D3.1 ★ Texas Ratio: 38.20%
Money Market Business/ PF Checking** Daily Balance****
0.20%
$0
▼
Rate0.20%
Min Deposit$0
Min Balance—
UpdatedMay 5, 2026
Details
$25,000.00 - $49,999.99
First National Bank Alamogordo, NM
Institution Rating:
D3.1 ★ Texas Ratio: 38.20%
Money Market Personal Checking** Daily Balance****
0.20%
$0
▼
Rate0.20%
Min Deposit$0
Min Balance—
UpdatedMay 5, 2026
Details
$10,000.00 - $24,999.99
Rate0.20%
Min Deposit$100
Min Balance—
UpdatedMay 5, 2026
Details
First National Bank Alamogordo, NM
Institution Rating:
D3.1 ★ Texas Ratio: 38.20%
Money Market Business/ PF Checking** Daily Balance****
0.15%
$0
▼
Rate0.15%
Min Deposit$0
Min Balance—
UpdatedMay 5, 2026
Details
$10,000.00 - $24,999.99
First National Bank Alamogordo, NM
Institution Rating:
D3.1 ★ Texas Ratio: 38.20%
Money Market Personal Checking** Daily Balance****
0.15%
$0
▼
Rate0.15%
Min Deposit$0
Min Balance—
UpdatedMay 5, 2026
Details
$2,500.00 - $9,999.99
First National Bank Alamogordo, NM
Institution Rating:
D3.1 ★ Texas Ratio: 38.20%
Money Market Business/ PF Checking** Daily Balance****
0.10%
$0
▼
Rate0.10%
Min Deposit$0
Min Balance—
UpdatedMay 5, 2026
Details
$2,500.00 - $9,999.99
Rate0.10%
Min Deposit$100
Min Balance—
UpdatedMay 5, 2026
Details
Rate0.05%
Min Deposit$100
Min Balance—
UpdatedMay 5, 2026
Details
Rate0.02%
Min Deposit$100
Min Balance—
UpdatedMay 5, 2026
Details
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MonitorBankRates
The Annual Percentage Yields (APYs) displayed are based on the highest APY offered for the specified deposit amount or less. Rates may change without prior notice. Rates reflect recent market quotes and representative offers available to depositors in Albuquerque, New Mexico and the surrounding area.
Banks and Credit Unions: If you identify an incorrect rate or wish to request the removal of your institution’s data, please contact us here.
Banks and Credit Unions: If you identify an incorrect rate or wish to request the removal of your institution’s data, please contact us here.
Albuquerque, NM Money Market Rate Trends
Compare local Albuquerque, NM money market quotes against the statewide average
Daily money market rate averages tracked across our database of 8,500+ banks and credit unions — updated every evening.
High-Yield MMA — NM Avg
3.070%
Unchanged vs 7 days ago
New Mexico high-yield MMA rates currently average 3.070% APY.
Standard MMA — NM Avg
0.262%
Unchanged vs 7 days ago
New Mexico standard MMA rates currently average 0.262% APY.
As of May 15, 2026 • Rate data sourced from 8,500+ monitored institutions
Powered by MonitorBankRates
Methodology & Data Sources
Independent, Free, and Unbiased Rate Comparisons: MonitorBankRates.com is an independent rate comparison service. Our Albuquerque, New Mexico money market rate tables are free for consumers to use, and we do not receive payment from any financial institution to be included or to be ranked in any particular order. Listings are based solely on the rates each institution publicly advertises on its own website.
A Note on Third-Party Rate Tools: Some pages on our site also feature rate comparison widgets and tools provided by third-party partners. These tools may include sponsored listings or affiliate links, and we may receive compensation when users click through them. We clearly label these widgets so you can tell at a glance which rates come from our independent MonitorBankRates.com tables and which come from our advertising partners.
Direct-Sourced & Verified Money Market Rate Data: We aggregate money market deposit account rates for Albuquerque, New Mexico directly from the official websites of banks and credit unions using our proprietary rate aggregation technology and a dedicated team of rate updaters. Every money market rate displayed on MonitorBankRates.com is highly accurate and trustworthy.
Local, Regional, and National Coverage: Our systems constantly monitor the market to provide a complete picture of available yields in Albuquerque, New Mexico. We feature a comprehensive mix of institutions from neighborhood credit unions and mid-sized regional banks to large national institutions available to savers in NM.
Daily Updates & Time-Stamped Accuracy: Our rate updaters verify and update money market rates daily. Because MMA yields can fluctuate rapidly based on market conditions, every product listed features its own specific “last updated” date, giving you complete transparency.
Frequently Asked Questions about Money Market Accounts in Albuquerque, New Mexico
What is a Money Market Account (MMA)?
A Money Market Account (MMA), formally known as a money market deposit account (MMDA), is a type of deposit account that often pays higher interest rates than standard savings accounts. They usually come with check-writing privileges and debit card access, offering a balance of growth and liquidity for savers in New Mexico.
Are Money Market accounts in Albuquerque, New Mexico safe?
Yes, as long as the institution is FDIC insured (for banks) or NCUA insured (for credit unions). This provides federal protection for your deposits in New Mexico up to $250,000 per depositor, per institution.
How often do MMA rates change in Albuquerque, New Mexico?
Money market rates are variable and can change at any time based on market conditions and Federal Reserve decisions. We update our local New Mexico rate tables daily to ensure you see the most current high-yield options.
Can I write checks from a Money Market Account?
Yes, most Money Market Accounts allow you to write a limited number of checks or make debit card transactions each month (typically up to 6), making them more flexible than a standard savings account.
How much do I need to deposit to open a money market account in Albuquerque, New Mexico?
Minimum deposit requirements vary widely. Some online money market deposit accounts can be opened with no minimum, while many banks and credit unions in Albuquerque, New Mexico require an initial deposit of $1,000 to $2,500 to earn the highest advertised APY. Larger deposits often unlock higher rate tiers, and FDIC or NCUA insurance protects deposits up to $250,000 per depositor, per institution.
Best Money Market Rates in Albuquerque, New Mexico
Here are some of the highest money market account APYs currently available in Albuquerque, New Mexico and the surrounding area:
- America First Federal Credit Union
Money Market — 3.90% APY - Mountain America Federal Credit Union
Money market — 3.55% APY - Sunflower Bank
Thrive Money Market — 3.45% APY - Nusenda Federal Credit Union
Money Market — 3.10% APY - State Employees Credit Union
Advantage+ Money Market — 2.50% APY
Money Market Rates reflect actual verified offers from banks and credit unions actively accepting deposits in Albuquerque, New Mexico. Your final available rate may depend on deposit amount and daily market movements. Last Updated and Verified: May 12, 2026
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