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Best Money Market Rates in Albuquerque, New Mexico (NM) - April 2026

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Brian McKay Brian McKay
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Editorial Disclosure The rates displayed are actual, verified rates sourced directly from the official websites of banks and credit unions. Our editorial content is independent of any advertiser relationships.
| ✓Fact Checked | Last Updated: April 22, 2026

Current Albuquerque, New Mexico and the surrounding area money market rates include America First Federal Credit UnionAmerica First Federal Credit Union3400 NM 528 NW, Albuquerque, NM 87114A5.0 ★Texas Ratio: 8.12% Money Market at 3.90% APY, Mountain America Federal Credit UnionMountain America Federal Credit Union9200 Golf Course Rd NW, Albuquerque, NM 87114 5891A5.0 ★Texas Ratio: 11.38% Money market at 3.55% APY, Sunflower BankSunflower Bank6605 Uptown Blvd Ne, Albuquerque, NM 87110A+5.0 ★Texas Ratio: 5.67% Thrive Money Market at 3.45% APY, State Employees Credit UnionState Employees Credit Union3521 Montgomery Blvd NE, Albuquerque, NM 87107C3.8 ★Texas Ratio: 29.00% Advantage+ Money Market at 2.50% APY, and First Financial Credit UnionFirst Financial Credit Union2700 San Mateo Blvd NE, Albuquerque, NM 87110 3160A5.0 ★Texas Ratio: 10.46% Money Market Account at 2.27% APY. Money market rates as of April 22, 2026 according to verified data from MonitorBankRates.

Albuquerque has 6 local institutions in our database, with money market rates as high as 3.90% APY from America First Federal Credit Union at 3400 NM 528 NW, Albuquerque, NM 87114. Use the table below to compare all available offers, including options from institutions serving the broader New Mexico area. Rates are continually updated — we recommend checking back frequently.

Rates reflect recent market quotes and representative offers available to depositors in Albuquerque, New Mexico and surrounding area. Last Updated and Verified: April 22, 2026

Compare the Best Money Market Rates Today in Albuquerque, New Mexico & the Surrounding Area

Source: Verified Money Market Rate Data provided by MonitorBankRates
Institution
Product
APY
Min Deposit
Profile
America First Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 8.12%
3400 NM 528 NW, Albuquerque, NM 87114
Money Market
3.90%
$0
View
▼
Rate3.83%
Min Deposit$0
Min Balance—
UpdatedApr 18, 2026
Details

Mountain America Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 11.38%
9200 Golf Course Rd NW, Albuquerque, NM 87114 5891
Money market
3.55%
$0
View
▼
Rate3.49%
Min Deposit$0
Min Balance—
UpdatedApr 18, 2026
Details

Sunflower Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 5.67%
6605 Uptown Blvd Ne, Albuquerque, NM 87110
Thrive Money Market
3.45%
$0
View
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedApr 22, 2026
Details

Qualifying balance $24,999.01 & Above

America First Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 8.12%
3400 NM 528 NW, Albuquerque, NM 87114
Money Market
3.45%
$0
View
▼
Rate3.40%
Min Deposit$0
Min Balance—
UpdatedApr 18, 2026
Details

Mountain America Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 11.38%
9200 Golf Course Rd NW, Albuquerque, NM 87114 5891
Money market
3.20%
$0
View
▼
Rate3.15%
Min Deposit$0
Min Balance—
UpdatedApr 18, 2026
Details

Sunflower Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 5.67%
6605 Uptown Blvd Ne, Albuquerque, NM 87110
Thrive Money Market
3.05%
$0
View
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedApr 22, 2026
Details

Qualifying balance $24,999.00 & Below

America First Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 8.12%
3400 NM 528 NW, Albuquerque, NM 87114
Money Market
2.70%
$0
View
▼
Rate2.67%
Min Deposit$0
Min Balance—
UpdatedApr 18, 2026
Details

State Employees Credit Union
Institution Rating:
C3.8 ★ Texas Ratio: 29.00%
3521 Montgomery Blvd NE, Albuquerque, NM 87107
Business Money Market
2.50%
$0
View
▼
Rate2.50%
Min Deposit$0
Min Balance—
UpdatedApr 19, 2026
Details

State Employees Credit Union
Institution Rating:
C3.8 ★ Texas Ratio: 29.00%
3521 Montgomery Blvd NE, Albuquerque, NM 87107
Advantage+ Money Market
2.50%
$0
View
▼
Rate2.45%
Min Deposit$0
Min Balance—
UpdatedApr 19, 2026
Details

Mountain America Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 11.38%
9200 Golf Course Rd NW, Albuquerque, NM 87114 5891
Money market
2.40%
$0
View
▼
Rate2.37%
Min Deposit$0
Min Balance—
UpdatedApr 18, 2026
Details

First Financial Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 10.46%
2700 San Mateo Blvd NE, Albuquerque, NM 87110 3160
Money Market Account
2.27%
$500
View
▼
Rate2.25%
Min Deposit$500
Min Balance—
UpdatedApr 19, 2026
Details

State Employees Credit Union
Institution Rating:
C3.8 ★ Texas Ratio: 29.00%
3521 Montgomery Blvd NE, Albuquerque, NM 87107
Money Market
2.25%
$0
View
▼
Rate2.25%
Min Deposit$0
Min Balance—
UpdatedApr 19, 2026
Details

State Employees Credit Union
Institution Rating:
C3.8 ★ Texas Ratio: 29.00%
3521 Montgomery Blvd NE, Albuquerque, NM 87107
Business Money Market
2.25%
$0
View
▼
Rate2.25%
Min Deposit$0
Min Balance—
UpdatedApr 19, 2026
Details

America First Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 8.12%
3400 NM 528 NW, Albuquerque, NM 87114
Money Market
2.05%
$0
View
▼
Rate2.03%
Min Deposit$0
Min Balance—
UpdatedApr 18, 2026
Details

First Financial Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 10.46%
2700 San Mateo Blvd NE, Albuquerque, NM 87110 3160
Money Market Account
2.02%
$500
View
▼
Rate2.00%
Min Deposit$500
Min Balance—
UpdatedApr 19, 2026
Details

State Employees Credit Union
Institution Rating:
C3.8 ★ Texas Ratio: 29.00%
3521 Montgomery Blvd NE, Albuquerque, NM 87107
Money Market
2.00%
$0
View
▼
Rate2.00%
Min Deposit$0
Min Balance—
UpdatedApr 19, 2026
Details

State Employees Credit Union
Institution Rating:
C3.8 ★ Texas Ratio: 29.00%
3521 Montgomery Blvd NE, Albuquerque, NM 87107
Business Money Market
2.00%
$0
View
▼
Rate2.00%
Min Deposit$0
Min Balance—
UpdatedApr 19, 2026
Details

Mountain America Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 11.38%
9200 Golf Course Rd NW, Albuquerque, NM 87114 5891
Money market
1.90%
$0
View
▼
Rate1.88%
Min Deposit$0
Min Balance—
UpdatedApr 18, 2026
Details

America First Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 8.12%
3400 NM 528 NW, Albuquerque, NM 87114
Money Market
1.80%
$0
View
▼
Rate1.79%
Min Deposit$0
Min Balance—
UpdatedApr 18, 2026
Details

First Financial Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 10.46%
2700 San Mateo Blvd NE, Albuquerque, NM 87110 3160
Money Market Account
1.76%
$500
View
▼
Rate1.75%
Min Deposit$500
Min Balance—
UpdatedApr 19, 2026
Details

State Employees Credit Union
Institution Rating:
C3.8 ★ Texas Ratio: 29.00%
3521 Montgomery Blvd NE, Albuquerque, NM 87107
Business Money Market
1.75%
$0
View
▼
Rate1.75%
Min Deposit$0
Min Balance—
UpdatedApr 19, 2026
Details

State Employees Credit Union
Institution Rating:
C3.8 ★ Texas Ratio: 29.00%
3521 Montgomery Blvd NE, Albuquerque, NM 87107
Money Market
1.75%
$0
View
▼
Rate1.75%
Min Deposit$0
Min Balance—
UpdatedApr 19, 2026
Details

First Financial Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 10.46%
2700 San Mateo Blvd NE, Albuquerque, NM 87110 3160
Money Market Account
1.51%
$500
View
▼
Rate1.50%
Min Deposit$500
Min Balance—
UpdatedApr 19, 2026
Details

Main Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 3.33%
7300 Menaul Blvd Ne, Albuquerque, NM 87110
Money Market Account
1.50%
$1,000
View
▼
Rate1.49%
Min Deposit$1,000
Min Balance—
UpdatedApr 17, 2026
Details

Mountain America Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 11.38%
9200 Golf Course Rd NW, Albuquerque, NM 87114 5891
Money market
1.45%
$0
View
▼
Rate1.44%
Min Deposit$0
Min Balance—
UpdatedApr 18, 2026
Details

America First Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 8.12%
3400 NM 528 NW, Albuquerque, NM 87114
Money Market
1.25%
$0
View
▼
Rate1.24%
Min Deposit$0
Min Balance—
UpdatedApr 18, 2026
Details

America First Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 8.12%
3400 NM 528 NW, Albuquerque, NM 87114
Money Market
1.10%
$0
View
▼
Rate1.09%
Min Deposit$0
Min Balance—
UpdatedApr 18, 2026
Details

America First Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 8.12%
3400 NM 528 NW, Albuquerque, NM 87114
Money Market
1.00%
$0
View
▼
Rate1.00%
Min Deposit$0
Min Balance—
UpdatedApr 18, 2026
Details

Qualifying balance up to $4,999.99

Evolve Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.63%
High-Yield Money Market
2.02%
$250,000
View
▼
Rate2.00%
Min Deposit$250,000
Min Balance—
UpdatedApr 17, 2026
Details

Los Alamos Schools Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.28%
Money Market Tier III
1.77%
$0
View
▼
Rate1.75%
Min Deposit$0
Min Balance—
UpdatedApr 18, 2026
Details

First National Bank in Trinidad
Institution Rating:
B+4.8 ★ Texas Ratio: 17.17%
Money Market Deposit Account
1.76%
$10
View
▼
Rate—
Min Deposit$10
Min Balance—
UpdatedApr 16, 2026
Details

Otero Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.15%
Money Market
1.75%
$0
View
▼
Rate1.74%
Min Deposit$0
Min Balance—
UpdatedApr 18, 2026
Details

Otero Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.15%
Money Market
1.70%
$0
View
▼
Rate1.69%
Min Deposit$0
Min Balance—
UpdatedApr 18, 2026
Details

Los Alamos Schools Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.28%
Money Market Tier II
1.52%
$0
View
▼
Rate1.50%
Min Deposit$0
Min Balance—
UpdatedApr 18, 2026
Details

First National Bank in Trinidad
Institution Rating:
B+4.8 ★ Texas Ratio: 17.17%
Money Market Deposit Account
1.51%
$10
View
▼
Rate—
Min Deposit$10
Min Balance—
UpdatedApr 16, 2026
Details

Del Norte Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.51%
Money Market Accounts
1.51%
$2,000
View
▼
Rate1.50%
Min Deposit$2,000
Min Balance—
UpdatedApr 19, 2026
Details

Del Norte Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.51%
Business Money Market
1.51%
$2,000
View
▼
Rate1.50%
Min Deposit$2,000
Min Balance—
UpdatedApr 19, 2026
Details

Otero Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.15%
Money Market
1.45%
$0
View
▼
Rate1.44%
Min Deposit$0
Min Balance—
UpdatedApr 18, 2026
Details

Evolve Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.63%
Money Market
1.36%
$2,500
View
▼
Rate1.35%
Min Deposit$2,500
Min Balance—
UpdatedApr 17, 2026
Details

One Source Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.36%
Money Market Accounts
1.31%
$0
View
▼
Rate1.30%
Min Deposit$0
Min Balance—
UpdatedApr 17, 2026
Details

Los Alamos Schools Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.28%
Money Market Tier I
1.26%
$0
View
▼
Rate1.25%
Min Deposit$0
Min Balance—
UpdatedApr 18, 2026
Details

Del Norte Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.51%
Money Market Accounts
1.26%
$2,000
View
▼
Rate1.25%
Min Deposit$2,000
Min Balance—
UpdatedApr 19, 2026
Details

Del Norte Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.51%
Business Money Market
1.25%
$2,000
View
▼
Rate1.25%
Min Deposit$2,000
Min Balance—
UpdatedApr 19, 2026
Details

One Source Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.36%
Money Market Accounts
1.21%
$0
View
▼
Rate1.20%
Min Deposit$0
Min Balance—
UpdatedApr 17, 2026
Details

FIRSTLIGHT
Institution Rating:
A+5.0 ★ Texas Ratio: 1.79%
Money Market
1.11%
$0
View
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedApr 19, 2026
Details

AVD $100,000 - $249,999.

One Source Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.36%
Money Market Accounts
1.11%
$0
View
▼
Rate1.10%
Min Deposit$0
Min Balance—
UpdatedApr 17, 2026
Details

Western Heritage Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 0.04%
Money Market Accounts
1.10%
$0
View
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedApr 17, 2026
Details

White Sands Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.21%
Money Market
1.10%
$0
View
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedApr 18, 2026
Details

One Source Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.36%
Money Market Accounts
1.00%
$0
View
▼
Rate1.00%
Min Deposit$0
Min Balance—
UpdatedApr 17, 2026
Details

Del Norte Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.51%
Business Money Market
1.00%
$2,000
View
▼
Rate1.00%
Min Deposit$2,000
Min Balance—
UpdatedApr 19, 2026
Details

Del Norte Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.51%
Money Market Accounts
1.00%
$2,000
View
▼
Rate1.00%
Min Deposit$2,000
Min Balance—
UpdatedApr 19, 2026
Details

Otero Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.15%
Money Market
1.00%
$0
View
▼
Rate1.00%
Min Deposit$0
Min Balance—
UpdatedApr 18, 2026
Details

Roswell Community Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.98%
Money Market Checking
1.00%
$0
View
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedApr 18, 2026
Details

Jemez Valley Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 10.94%
Money Market/Golden Share Account
1.00%
$0
View
▼
Rate1.00%
Min Deposit$0
Min Balance—
UpdatedApr 19, 2026
Details

The Florist Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 6.28%
Money Market Plus Checking
1.00%
$0
View
▼
Rate1.00%
Min Deposit$0
Min Balance—
UpdatedApr 18, 2026
Details

First National Bank in Trinidad
Institution Rating:
B+4.8 ★ Texas Ratio: 17.17%
Money Market Deposit Account
1.00%
$10
View
▼
Rate—
Min Deposit$10
Min Balance—
UpdatedApr 16, 2026
Details

One Source Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.36%
Money Market Accounts
0.90%
$0
View
▼
Rate0.90%
Min Deposit$0
Min Balance—
UpdatedApr 17, 2026
Details

White Sands Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.21%
Money Market
0.90%
$0
View
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedApr 18, 2026
Details

First National Bank in Trinidad
Institution Rating:
B+4.8 ★ Texas Ratio: 17.17%
Money Market Deposit Account
0.35%
$10
View
▼
Rate—
Min Deposit$10
Min Balance—
UpdatedApr 16, 2026
Details

First National Bank Alamogordo, NM
Institution Rating:
D3.1 ★ Texas Ratio: 38.20%
Money Market Personal Checking** Daily Balance**** and Over
0.30%
$0
View
▼
Rate0.30%
Min Deposit$0
Min Balance—
UpdatedApr 17, 2026
Details

$50,000.00

First National Bank Alamogordo, NM
Institution Rating:
D3.1 ★ Texas Ratio: 38.20%
Money Market Personal Checking
0.30%
$0
View
▼
Rate0.30%
Min Deposit$0
Min Balance—
UpdatedApr 17, 2026
Details

First National Bank in Trinidad
Institution Rating:
B+4.8 ★ Texas Ratio: 17.17%
Money Market Deposit Account
0.25%
$10
View
▼
Rate—
Min Deposit$10
Min Balance—
UpdatedApr 16, 2026
Details

First National Bank Alamogordo, NM
Institution Rating:
D3.1 ★ Texas Ratio: 38.20%
Money Market Business/ PF Checking** Daily Balance**** and over
0.25%
$0
View
▼
Rate0.25%
Min Deposit$0
Min Balance—
UpdatedApr 17, 2026
Details

$50,000.00

First National Bank Alamogordo, NM
Institution Rating:
D3.1 ★ Texas Ratio: 38.20%
Money Market Business/ PF Checking
0.25%
$0
View
▼
Rate0.25%
Min Deposit$0
Min Balance—
UpdatedApr 17, 2026
Details

First National Bank Alamogordo, NM
Institution Rating:
D3.1 ★ Texas Ratio: 38.20%
Money Market Personal Checking
0.25%
$0
View
▼
Rate0.25%
Min Deposit$0
Min Balance—
UpdatedApr 17, 2026
Details

First National Bank Alamogordo, NM
Institution Rating:
D3.1 ★ Texas Ratio: 38.20%
Money Market Personal Checking** Daily Balance****
0.25%
$0
View
▼
Rate0.25%
Min Deposit$0
Min Balance—
UpdatedApr 17, 2026
Details

$25,000.00 - $49,999.99

Lea County State Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 4.40%
Money Market
0.20%
$100
View
▼
Rate0.20%
Min Deposit$100
Min Balance—
UpdatedApr 17, 2026
Details

First National Bank Alamogordo, NM
Institution Rating:
D3.1 ★ Texas Ratio: 38.20%
Money Market Business/ PF Checking
0.20%
$0
View
▼
Rate0.20%
Min Deposit$0
Min Balance—
UpdatedApr 17, 2026
Details

First National Bank Alamogordo, NM
Institution Rating:
D3.1 ★ Texas Ratio: 38.20%
Money Market Business/ PF Checking** Daily Balance****
0.20%
$0
View
▼
Rate0.20%
Min Deposit$0
Min Balance—
UpdatedApr 17, 2026
Details

$25,000.00 - $49,999.99

First National Bank Alamogordo, NM
Institution Rating:
D3.1 ★ Texas Ratio: 38.20%
Money Market Personal Checking
0.20%
$0
View
▼
Rate0.20%
Min Deposit$0
Min Balance—
UpdatedApr 17, 2026
Details

First National Bank Alamogordo, NM
Institution Rating:
D3.1 ★ Texas Ratio: 38.20%
Money Market Personal Checking** Daily Balance****
0.20%
$0
View
▼
Rate0.20%
Min Deposit$0
Min Balance—
UpdatedApr 17, 2026
Details

$10,000.00 - $24,999.99

First National Bank in Trinidad
Institution Rating:
B+4.8 ★ Texas Ratio: 17.17%
Money Market Deposit Account
0.15%
$10
View
▼
Rate—
Min Deposit$10
Min Balance—
UpdatedApr 16, 2026
Details

First National Bank Alamogordo, NM
Institution Rating:
D3.1 ★ Texas Ratio: 38.20%
Money Market Business/ PF Checking
0.15%
$0
View
▼
Rate0.15%
Min Deposit$0
Min Balance—
UpdatedApr 17, 2026
Details

First National Bank Alamogordo, NM
Institution Rating:
D3.1 ★ Texas Ratio: 38.20%
Money Market Personal Checking** Daily Balance****
0.15%
$0
View
▼
Rate0.15%
Min Deposit$0
Min Balance—
UpdatedApr 17, 2026
Details

$2,500.00 - $9,999.99

First National Bank Alamogordo, NM
Institution Rating:
D3.1 ★ Texas Ratio: 38.20%
Money Market Personal Checking
0.15%
$0
View
▼
Rate0.15%
Min Deposit$0
Min Balance—
UpdatedApr 17, 2026
Details

First National Bank Alamogordo, NM
Institution Rating:
D3.1 ★ Texas Ratio: 38.20%
Money Market Business/ PF Checking** Daily Balance****
0.15%
$0
View
▼
Rate0.15%
Min Deposit$0
Min Balance—
UpdatedApr 17, 2026
Details

$10,000.00 - $24,999.99

First National Bank in Trinidad
Institution Rating:
B+4.8 ★ Texas Ratio: 17.17%
Money Market Deposit Account
0.10%
$10
View
▼
Rate—
Min Deposit$10
Min Balance—
UpdatedApr 16, 2026
Details

First National Bank Alamogordo, NM
Institution Rating:
D3.1 ★ Texas Ratio: 38.20%
Money Market Business/ PF Checking
0.10%
$0
View
▼
Rate0.10%
Min Deposit$0
Min Balance—
UpdatedApr 17, 2026
Details

First National Bank Alamogordo, NM
Institution Rating:
D3.1 ★ Texas Ratio: 38.20%
Money Market Business/ PF Checking** Daily Balance****
0.10%
$0
View
▼
Rate0.10%
Min Deposit$0
Min Balance—
UpdatedApr 17, 2026
Details

$2,500.00 - $9,999.99

Lea County State Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 4.40%
Money Market
0.10%
$100
View
▼
Rate0.10%
Min Deposit$100
Min Balance—
UpdatedApr 17, 2026
Details

Lea County State Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 4.40%
Money Market
0.05%
$100
View
▼
Rate0.05%
Min Deposit$100
Min Balance—
UpdatedApr 17, 2026
Details

Lea County State Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 4.40%
Money Market
0.02%
$100
View
▼
Rate0.02%
Min Deposit$100
Min Balance—
UpdatedApr 17, 2026
Details

The Annual Percentage Yields (APYs) displayed are based on the highest APY offered for the specified deposit amount or less. Rates may change without prior notice. Rates reflect recent market quotes and representative offers available to depositors in Albuquerque, New Mexico and the surrounding area.

Banks and Credit Unions: If you identify an incorrect rate or wish to request the removal of your institution’s data, please contact us here.

Albuquerque, NM Money Market Rate Trends

Compare local Albuquerque, NM money market quotes against the statewide average

Daily money market rate averages tracked across our database of 8,500+ banks and credit unions — updated every evening.

View Full New Mexico MMA Trends →
High-Yield MMA — NM Avg
3.063%
▲ 0.026 vs 7 days ago

New Mexico high-yield MMA rates rose 0.026 points over the past 7 days to 3.063% APY.

Standard MMA — NM Avg
0.296%
▼ 0.037 vs 7 days ago

New Mexico standard MMA rates fell 0.037 points over the past 7 days to 0.296% APY.

As of Apr 23, 2026 • Rate data sourced from 8,500+ monitored institutions Powered by MonitorBankRates

Methodology & Data Sources

Direct-Sourced & Verified Money Market Rate Data: We aggregate money market account rates for Albuquerque, New Mexico directly from the official websites of banks and credit unions using our proprietary rate aggregation technology and a dedicated team of rate updaters. Every money market rate displayed on MonitorBankRates.com is highly accurate and trustworthy.

Local, Regional, and National Coverage: Our systems constantly monitor the market to provide a complete picture of available yields in Albuquerque, New Mexico. We feature a comprehensive mix of institutions from neighborhood credit unions and mid-sized regional banks to large national institutions available to savers in NM.

Daily Updates & Time-Stamped Accuracy: Our rate updaters verify and update money market rates daily. Because MMA yields can fluctuate rapidly based on market conditions, every product listed features its own specific “last updated” date, giving you complete transparency.

Frequently Asked Questions about Money Market Accounts in Albuquerque, New Mexico

What is a Money Market Account (MMA)?

A Money Market Account (MMA) is a type of savings account that often pays higher interest rates than standard savings accounts. They usually come with check-writing privileges and debit card access, offering a balance of growth and liquidity for savers in New Mexico.

Are Money Market accounts in Albuquerque, New Mexico safe?

Yes, as long as the institution is FDIC insured (for banks) or NCUA insured (for credit unions). This provides federal protection for your deposits in New Mexico up to $250,000 per depositor, per institution.

How often do MMA rates change in Albuquerque, New Mexico?

Money market rates are variable and can change at any time based on market conditions and Federal Reserve decisions. We update our local New Mexico rate tables daily to ensure you see the most current high-yield options.

Can I write checks from a Money Market Account?

Yes, most Money Market Accounts allow you to write a limited number of checks or make debit card transactions each month (typically up to 6), making them more flexible than a standard savings account.

Best Money Market Rates in Albuquerque, New Mexico

Here are some of the highest money market account APYs currently available in Albuquerque, New Mexico and the surrounding area:
  • America First Federal Credit Union
    Money Market — 3.90% APY
  • Mountain America Federal Credit Union
    Money market — 3.55% APY
  • Sunflower Bank
    Thrive Money Market — 3.45% APY
  • State Employees Credit Union
    Advantage+ Money Market — 2.50% APY
  • First Financial Credit Union
    Money Market Account — 2.27% APY
Money Market Rates reflect actual verified offers from banks and credit unions actively accepting deposits in Albuquerque, New Mexico. Your final available rate may depend on deposit amount and daily market movements. Last Updated and Verified: April 22, 2026

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