Best Money Market Rates in Bronx, New York - June 2026
Brian McKay
Brian McKay
Founder & Data Architect- Automated Online Rate Data Aggregation
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Current Bronx, New York and the surrounding area money market deposit account rates include Ridgewood Savings BankRidgewood Savings Bank711 Allerton Ave, Bronx, NY 10467A5.0 ★Texas Ratio: 7.75% Smart Move Money Market at 3.75% APY, Apple Bank for SavingsApple Bank for Savings12 Westchester Sq, Bronx, NY 10461A+5.0 ★Texas Ratio: 1.54% Apple Choice Money Market Account Preferred Rate at 3.55% APY, Citizens BankCitizens Bank1 E Fordham Rd, Bronx, NY 10468A5.0 ★Texas Ratio: 8.28% Citizens Private Client® Money Market at 3.50% APY, Spring Bank Bronx, NYSpring Bank Bronx, NY69 E 167th St, Bronx, NY 10452A5.0 ★Texas Ratio: 11.84% Money Market at 3.35% APY, and OceanFirst BankOceanFirst Bank583 W 235th St, Bronx, NY 10463A+5.0 ★Texas Ratio: 1.82% FirstWave Money Market at 2.50% APY. Money market rates as of June 23, 2026 according to verified data from MonitorBankRates.
Bronx has 7 local institutions in our database, with money market rates as high as 3.75% APY from Ridgewood Savings Bank at 711 Allerton Ave, Bronx, NY 10467. Use the table below to compare all available offers, including options from institutions serving the broader New York area. Rates are continually updated — we recommend checking back frequently.
Rates reflect recent market quotes and representative offers available to depositors in Bronx, New York and surrounding area. Last Updated and Verified: June 23, 2026
Compare the Best Money Market Rates Today in Bronx, New York & the Surrounding Area
$10,000.00 - $74,999.99
$125,000.00 - $250,000
Preferred
Qualifying balance up to $49,999.99
Preferred rates require a minimum of $25,000 of new money. Standard rates: 0.15% APY.
Preferred rates require a minimum of $25,000 of new money. Standard rates: 0.03% APY.
Minimum Average Daily Balance to Earn APY: $500 to $999,999.99
70% of the indexed rate
No Commitments. Withdraw anytime. The more you deposit, the higher your rate. $10,000 Minimum To Receive Promotional Rates. New Money Only. Available for Consumer & Business. To open a Business Account, visit your local branch or reach out to Commercial Lender. Annual Percentage Yield (APY) shown is accurate as of 12/15/2025. This is a limited time offer and may be discontinued without prior notice. Offer good for the initial term only. CD is automatically renewed for a 3-month term. The renewal rate is determined based on the published rate for the CD, excluding CD specials. Advertised rate and APY are offered at the bank's discretion and may change daily. Actual earnings may vary. $5,000 minimum and $1,000,000 maximum CD funding amount is required with funds not currently on deposit at OceanFirst Bank. Fees may reduce earnings. A penalty may be imposed for early withdrawal. IRA eligible. Additional restrictions may apply.
No Commitments. Withdraw anytime. The more you deposit, the higher your rate. $10,000 Minimum To Receive Promotional Rates. New Money Only. Available for Consumer & Business. To open a Business Account, visit your local branch or reach out to Commercial Lender. Annual Percentage Yield (APY) shown is accurate as of 12/15/2025. This is a limited time offer and may be discontinued without prior notice. Offer good for the initial term only. CD is automatically renewed for a 3-month term. The renewal rate is determined based on the published rate for the CD, excluding CD specials. Advertised rate and APY are offered at the bank's discretion and may change daily. Actual earnings may vary. $5,000 minimum and $1,000,000 maximum CD funding amount is required with funds not currently on deposit at OceanFirst Bank. Fees may reduce earnings. A penalty may be imposed for early withdrawal. IRA eligible. Additional restrictions may apply.
60% of the indexed rate
No Commitments. Withdraw anytime. The more you deposit, the higher your rate. $10,000 Minimum To Receive Promotional Rates. New Money Only. Available for Consumer & Business. To open a Business Account, visit your local branch or reach out to Commercial Lender. Annual Percentage Yield (APY) shown is accurate as of 12/15/2025. This is a limited time offer and may be discontinued without prior notice. Offer good for the initial term only. CD is automatically renewed for a 3-month term. The renewal rate is determined based on the published rate for the CD, excluding CD specials. Advertised rate and APY are offered at the bank's discretion and may change daily. Actual earnings may vary. $5,000 minimum and $1,000,000 maximum CD funding amount is required with funds not currently on deposit at OceanFirst Bank. Fees may reduce earnings. A penalty may be imposed for early withdrawal. IRA eligible. Additional restrictions may apply.
50% of the indexed rate
Tiered balance: $10,000 - $24,999
No Commitments. Withdraw anytime. The more you deposit, the higher your rate. $10,000 Minimum To Receive Promotional Rates. New Money Only. Available for Consumer & Business. To open a Business Account, visit your local branch or reach out to Commercial Lender. Annual Percentage Yield (APY) shown is accurate as of 12/15/2025. This is a limited time offer and may be discontinued without prior notice. Offer good for the initial term only. CD is automatically renewed for a 3-month term. The renewal rate is determined based on the published rate for the CD, excluding CD specials. Advertised rate and APY are offered at the bank's discretion and may change daily. Actual earnings may vary. $5,000 minimum and $1,000,000 maximum CD funding amount is required with funds not currently on deposit at OceanFirst Bank. Fees may reduce earnings. A penalty may be imposed for early withdrawal. IRA eligible. Additional restrictions may apply.
Qualifying balance $25,000.00 or more
Qualifying balance up to $24,999.99
$250,000.01
Qualifying balance up to $9,999.99
Standard rates. Must have a Citizens Private Client® Checking account.
2 Keep a higher balance and earn a higher rate. For balance between $1,500 - $50,000. Higher Balances Earn Higher Rates5
Qualifying balance up to $2,500.00
No Commitments. Withdraw anytime. The more you deposit, the higher your rate. $10,000 Minimum To Receive Promotional Rates. New Money Only. Available for Consumer & Business. To open a Business Account, visit your local branch or reach out to Commercial Lender. Annual Percentage Yield (APY) shown is accurate as of 12/15/2025. This is a limited time offer and may be discontinued without prior notice. Offer good for the initial term only. CD is automatically renewed for a 3-month term. The renewal rate is determined based on the published rate for the CD, excluding CD specials. Advertised rate and APY are offered at the bank's discretion and may change daily. Actual earnings may vary. $5,000 minimum and $1,000,000 maximum CD funding amount is required with funds not currently on deposit at OceanFirst Bank. Fees may reduce earnings. A penalty may be imposed for early withdrawal. IRA eligible. Additional restrictions may apply.
Standard rates. Must have a Citizens Quest® Checking account.
Tiered balance: $2,500 - $24,999
Minimum daily balance of $2,500 to waive the $10 monthly maintenance fee.
No amount is too small to kick-start your savings journey when you're earning up to 4.25% APY.
Earn up to 4.00% APY with tiered rates. Up to 3 withdrawals a month.
For six months when you become a new member and open a Flex Money Market or Business Money Market account!
$15,000+
New money only
New money only
No minimum deposit required when you open a Business Money Market Account. A balance of $0.01 is required to earn interest.
Tier: $25,000 minimum
Rate accurate as of the date shown and may change at any time without notice. Up to six (6) withdrawals or transfers per statement cycle are permitted.
Special Offer; Apply online with just a few clicks and put your business on a better path.
Personal, Business, Non-profit, Trusts, Estates
Money Market rates shown reflect anticipated monthly dividends and may change based on market conditions. Savings, Money Market, IRA, and Club Accounts are variable rate accounts and rates may change after account opening.
Minimum Balance of $10,000.00 Required to Earn Dividends; Deposit cannot exceed $500,000.00
New money only. Daily balances at or below $24,999.99 earn an APY of 1.50%. This account has no check writing privileges.
Balance Tier: $1,000,000 and Over
As high as 3.00% APY*
Tiered rates reward higher balances with bigger earnings. Deposit or withdraw as needed. No monthly service fee.
Balance Tier: $500,000 - $999,999.99
Tiered rates reward higher balances with bigger earnings. Deposit or withdraw as needed. No monthly service fee.
$1,000,000; Dividend Rate: 2.72%
Tiered rates reward higher balances with bigger earnings. Deposit or withdraw as needed. No monthly service fee.
Minimum balance required to receive dividends. Call (607) 547-5700 for more information and to apply.
$300,000
Balance Tier: $250,000 - $499,999.99
As High As
$250,000
$100,000
Balance Tier: $100,000 to $249,999.99
$100,000 - $249,999
Balance Tier: $50,000 to $99,999.99
Banks and Credit Unions: If you identify an incorrect rate or wish to request the removal of your institution’s data, please contact us here.
Bronx, NY Money Market Rate Trends
Compare local Bronx, NY money market quotes against the statewide average
Daily money market rate averages tracked across our database of 8,500+ banks and credit unions — updated every evening.
New York high-yield MMA rates fell 0.030 points over the past 7 days to 3.254% APY.
New York standard MMA rates rose 0.071 points over the past 7 days to 0.613% APY.
Methodology & Data Sources
Independent, Free, and Unbiased Rate Comparisons: MonitorBankRates.com is an independent rate comparison service. Our Bronx, New York money market rate tables are free for consumers to use, and we do not receive payment from any financial institution to be included or to be ranked in any particular order. Listings are based solely on the rates each institution publicly advertises on its own website.
A Note on Third-Party Rate Tools: Some pages on our site also feature rate comparison widgets and tools provided by third-party partners. These tools may include sponsored listings or affiliate links, and we may receive compensation when users click through them. We clearly label these widgets so you can tell at a glance which rates come from our independent MonitorBankRates.com tables and which come from our advertising partners.
Direct-Sourced & Verified Money Market Rate Data: We aggregate money market deposit account rates for Bronx, New York directly from the official websites of banks and credit unions using our proprietary rate aggregation technology and a dedicated team of rate updaters. Every money market rate displayed on MonitorBankRates.com is highly accurate and trustworthy.
Local, Regional, and National Coverage: Our systems constantly monitor the market to provide a complete picture of available yields in Bronx, New York. We feature a comprehensive mix of institutions from neighborhood credit unions and mid-sized regional banks to large national institutions available to savers in NY.
Daily Updates & Time-Stamped Accuracy: Our rate updaters verify and update money market rates daily. Because MMA yields can fluctuate rapidly based on market conditions, every product listed features its own specific “last updated” date, giving you complete transparency.
Frequently Asked Questions about Money Market Accounts in Bronx, New York
What is a Money Market Account (MMA)?
Are Money Market accounts in Bronx, New York safe?
How often do MMA rates change in Bronx, New York?
Can I write checks from a Money Market Account?
How much do I need to deposit to open a money market account in Bronx, New York?
Best Money Market Rates in Bronx, New York
- Ridgewood Savings Bank
Smart Move Money Market — 3.75% APY - Apple Bank for Savings
Apple Choice Money Market Account Preferred Rate — 3.55% APY - Citizens Bank
Citizens Private Client® Money Market — 3.50% APY - Spring Bank Bronx, NY
Money Market — 3.35% APY - OceanFirst Bank
FirstWave Money Market — 2.50% APY
