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Best Money Market Rates in Cicero, New York (NY) - May 2026

Content reviewed by
Brian McKay Brian McKay
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Editorial Disclosure The rates displayed are actual, verified rates sourced directly from the official websites of banks and credit unions. Our editorial content is independent of any advertiser relationships.
| ✓Fact Checked | Last Updated: May 15, 2026

Current Cicero, New York and the surrounding area money market deposit account rates include Citizens BankCitizens Bank7941 Brewerton Rd, Cicero, NY 13039A5.0 ★Texas Ratio: 8.28% Citizens Private Client® Money Market at 3.75% APY, Visions Federal Credit UnionVisions Federal Credit Union5788 E Circle Dr, Cicero, NY 13039A+5.0 ★Texas Ratio: 4.43% Money Market at 3.60% APY, Broadview Federal Credit UnionBroadview Federal Credit Union8086 Brewerton Rd, Cicero, NY 13039A+5.0 ★Texas Ratio: 0.00% Money Market at 3.05% APY, AmeriCU Credit UnionAmeriCU Credit Union6414 State Route 31, Cicero, NY 13039 8813A-4.9 ★Texas Ratio: 16.15% High Rate Money Market at 3.00% APY, and Solvay BankSolvay Bank7895 Brewerton Rd, Cicero, NY 13039A+5.0 ★Texas Ratio: 0.79% Money Market Advantage Non-Personal at 1.00% APY. Money market rates as of May 15, 2026 according to verified data from MonitorBankRates.

Cicero has 6 local institutions in our database, with money market rates as high as 3.75% APY from Citizens Bank at 7941 Brewerton Rd, Cicero, NY 13039. Use the table below to compare all available offers, including options from institutions serving the broader New York area. Rates are continually updated — we recommend checking back frequently.

Rates reflect recent market quotes and representative offers available to depositors in Cicero, New York and surrounding area. Last Updated and Verified: May 15, 2026

Compare the Best Money Market Rates Today in Cicero, New York & the Surrounding Area

Source: Verified Money Market Rate Data provided by MonitorBankRates
Institution
Product
APY
Min Deposit
Profile
Citizens Bank
Institution Rating:
A5.0 ★ Texas Ratio: 8.28%
7941 Brewerton Rd, Cicero, NY 13039
Citizens Private Client® Money Market
3.75%
$0
View
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedMay 4, 2026
Details

Qualifying balance up to $25,000.00

Citizens Bank
Institution Rating:
A5.0 ★ Texas Ratio: 8.28%
7941 Brewerton Rd, Cicero, NY 13039
Citizens Quest® Money Market
3.75%
$0
View
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedMay 4, 2026
Details

Qualifying balance up to $25,000.00

Visions Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.43%
5788 E Circle Dr, Cicero, NY 13039
Money Market
3.60%
$0
View
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedMay 7, 2026
Details

For six months when you become a new member and open a Flex Money Market or Business Money Market account!

Broadview Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.00%
8086 Brewerton Rd, Cicero, NY 13039
Money Market
3.05%
$0
View
▼
Rate3.00%
Min Deposit$0
Min Balance—
UpdatedMay 12, 2026
Details

AmeriCU Credit Union
Institution Rating:
A-4.9 ★ Texas Ratio: 16.15%
6414 State Route 31, Cicero, NY 13039 8813
Money Markets
3.00%
$0
View
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedMay 12, 2026
Details

As high as as

AmeriCU Credit Union
Institution Rating:
A-4.9 ★ Texas Ratio: 16.15%
6414 State Route 31, Cicero, NY 13039 8813
High Rate Money Market
3.00%
$0
View
▼
Rate2.96%
Min Deposit$0
Min Balance—
UpdatedMay 12, 2026
Details

AmeriCU Credit Union
Institution Rating:
A-4.9 ★ Texas Ratio: 16.15%
6414 State Route 31, Cicero, NY 13039 8813
High Rate Money Market
2.75%
$0
View
▼
Rate2.72%
Min Deposit$0
Min Balance—
UpdatedMay 12, 2026
Details

Broadview Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.00%
8086 Brewerton Rd, Cicero, NY 13039
Money Market
2.75%
$0
View
▼
Rate2.71%
Min Deposit$0
Min Balance—
UpdatedMay 12, 2026
Details

Visions Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.43%
5788 E Circle Dr, Cicero, NY 13039
Business Money Market
2.65%
$0
View
▼
Rate2.62%
Min Deposit$0
Min Balance—
UpdatedMay 7, 2026
Details

AmeriCU Credit Union
Institution Rating:
A-4.9 ★ Texas Ratio: 16.15%
6414 State Route 31, Cicero, NY 13039 8813
High Rate Money Market
2.50%
$0
View
▼
Rate2.47%
Min Deposit$0
Min Balance—
UpdatedMay 12, 2026
Details

Broadview Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.00%
8086 Brewerton Rd, Cicero, NY 13039
Money Market
2.50%
$0
View
▼
Rate2.47%
Min Deposit$0
Min Balance—
UpdatedMay 12, 2026
Details

Broadview Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.00%
8086 Brewerton Rd, Cicero, NY 13039
Money Market
2.25%
$0
View
▼
Rate2.22%
Min Deposit$0
Min Balance—
UpdatedMay 12, 2026
Details

AmeriCU Credit Union
Institution Rating:
A-4.9 ★ Texas Ratio: 16.15%
6414 State Route 31, Cicero, NY 13039 8813
Health Savings Account (HSA) Money Market
2.23%
$0
View
▼
Rate2.25%
Min Deposit$0
Min Balance—
UpdatedMay 12, 2026
Details

AmeriCU Credit Union
Institution Rating:
A-4.9 ★ Texas Ratio: 16.15%
6414 State Route 31, Cicero, NY 13039 8813
High Rate Money Market
2.00%
$0
View
▼
Rate1.98%
Min Deposit$0
Min Balance—
UpdatedMay 12, 2026
Details

AmeriCU Credit Union
Institution Rating:
A-4.9 ★ Texas Ratio: 16.15%
6414 State Route 31, Cicero, NY 13039 8813
Health Savings Account (HSA) Money Market
1.98%
$0
View
▼
Rate2.00%
Min Deposit$0
Min Balance—
UpdatedMay 12, 2026
Details

Broadview Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.00%
8086 Brewerton Rd, Cicero, NY 13039
Money Market
1.90%
$0
View
▼
Rate1.88%
Min Deposit$0
Min Balance—
UpdatedMay 12, 2026
Details

Visions Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.43%
5788 E Circle Dr, Cicero, NY 13039
Business Money Market
1.75%
$0
View
▼
Rate1.73%
Min Deposit$0
Min Balance—
UpdatedMay 7, 2026
Details

AmeriCU Credit Union
Institution Rating:
A-4.9 ★ Texas Ratio: 16.15%
6414 State Route 31, Cicero, NY 13039 8813
Health Savings Account (HSA) Money Market
1.74%
$0
View
▼
Rate1.75%
Min Deposit$0
Min Balance—
UpdatedMay 12, 2026
Details

Broadview Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.00%
8086 Brewerton Rd, Cicero, NY 13039
Money Market
1.50%
$0
View
▼
Rate1.49%
Min Deposit$0
Min Balance—
UpdatedMay 12, 2026
Details

AmeriCU Credit Union
Institution Rating:
A-4.9 ★ Texas Ratio: 16.15%
6414 State Route 31, Cicero, NY 13039 8813
High Rate Money Market
1.50%
$0
View
▼
Rate1.49%
Min Deposit$0
Min Balance—
UpdatedMay 12, 2026
Details

AmeriCU Credit Union
Institution Rating:
A-4.9 ★ Texas Ratio: 16.15%
6414 State Route 31, Cicero, NY 13039 8813
Health Savings Account (HSA) Money Market
1.49%
$0
View
▼
Rate1.50%
Min Deposit$0
Min Balance—
UpdatedMay 12, 2026
Details

Visions Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.43%
5788 E Circle Dr, Cicero, NY 13039
Business Money Market
1.40%
$0
View
▼
Rate1.39%
Min Deposit$0
Min Balance—
UpdatedMay 7, 2026
Details

AmeriCU Credit Union
Institution Rating:
A-4.9 ★ Texas Ratio: 16.15%
6414 State Route 31, Cicero, NY 13039 8813
High Rate Money Market
1.25%
$0
View
▼
Rate1.24%
Min Deposit$0
Min Balance—
UpdatedMay 12, 2026
Details

AmeriCU Credit Union
Institution Rating:
A-4.9 ★ Texas Ratio: 16.15%
6414 State Route 31, Cicero, NY 13039 8813
Health Savings Account (HSA) Money Market
1.24%
$0
View
▼
Rate1.25%
Min Deposit$0
Min Balance—
UpdatedMay 12, 2026
Details

Visions Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.43%
5788 E Circle Dr, Cicero, NY 13039
Business Money Market
1.15%
$0
View
▼
Rate1.14%
Min Deposit$0
Min Balance—
UpdatedMay 7, 2026
Details

Broadview Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.00%
8086 Brewerton Rd, Cicero, NY 13039
Money Market
1.00%
$0
View
▼
Rate0.99%
Min Deposit$0
Min Balance—
UpdatedMay 12, 2026
Details

Solvay Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 0.79%
7895 Brewerton Rd, Cicero, NY 13039
Money Market Advantage Non-Personal
1.00%
$25,000
View
▼
Rate1.00%
Min Deposit$25,000
Min Balance—
UpdatedMay 4, 2026
Details

AmeriCU Credit Union
Institution Rating:
A-4.9 ★ Texas Ratio: 16.15%
6414 State Route 31, Cicero, NY 13039 8813
Money Market Savings
1.00%
$0
View
▼
Rate1.00%
Min Deposit$0
Min Balance—
UpdatedMay 12, 2026
Details

AmeriCU Credit Union
Institution Rating:
A-4.9 ★ Texas Ratio: 16.15%
6414 State Route 31, Cicero, NY 13039 8813
Health Savings Account (HSA) Money Market
1.00%
$0
View
▼
Rate1.00%
Min Deposit$0
Min Balance—
UpdatedMay 12, 2026
Details

AmeriCU Credit Union
Institution Rating:
A-4.9 ★ Texas Ratio: 16.15%
6414 State Route 31, Cicero, NY 13039 8813
High Rate Money Market
1.00%
$0
View
▼
Rate1.00%
Min Deposit$0
Min Balance—
UpdatedMay 12, 2026
Details

Solvay Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 0.79%
7895 Brewerton Rd, Cicero, NY 13039
Money Market Advantage
1.00%
$25,000
View
▼
Rate1.00%
Min Deposit$25,000
Min Balance—
UpdatedMay 4, 2026
Details

AmeriCU Credit Union
Institution Rating:
A-4.9 ★ Texas Ratio: 16.15%
6414 State Route 31, Cicero, NY 13039 8813
High Rate Money Market
0.90%
$0
View
▼
Rate0.90%
Min Deposit$0
Min Balance—
UpdatedMay 12, 2026
Details

AmeriCU Credit Union
Institution Rating:
A-4.9 ★ Texas Ratio: 16.15%
6414 State Route 31, Cicero, NY 13039 8813
Money Market Savings
0.90%
$0
View
▼
Rate0.90%
Min Deposit$0
Min Balance—
UpdatedMay 12, 2026
Details

Solvay Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 0.79%
7895 Brewerton Rd, Cicero, NY 13039
Money Market Advantage Non-Personal
0.85%
$25,000
View
▼
Rate0.85%
Min Deposit$25,000
Min Balance—
UpdatedMay 4, 2026
Details

Solvay Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 0.79%
7895 Brewerton Rd, Cicero, NY 13039
Money Market Advantage
0.85%
$25,000
View
▼
Rate0.85%
Min Deposit$25,000
Min Balance—
UpdatedMay 4, 2026
Details

AmeriCU Credit Union
Institution Rating:
A-4.9 ★ Texas Ratio: 16.15%
6414 State Route 31, Cicero, NY 13039 8813
Money Market Savings
0.80%
$0
View
▼
Rate0.80%
Min Deposit$0
Min Balance—
UpdatedMay 12, 2026
Details

AmeriCU Credit Union
Institution Rating:
A-4.9 ★ Texas Ratio: 16.15%
6414 State Route 31, Cicero, NY 13039 8813
High Rate Money Market
0.80%
$0
View
▼
Rate0.80%
Min Deposit$0
Min Balance—
UpdatedMay 12, 2026
Details

Beginnings Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.92%
6002 NY 31, Cicero, NY 13039
Business Money Market Savings
0.75%
$0
View
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedMay 12, 2026
Details

Beginnings Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.92%
6002 NY 31, Cicero, NY 13039
Money Market Savings
0.75%
$0
View
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedMay 12, 2026
Details

Solvay Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 0.79%
7895 Brewerton Rd, Cicero, NY 13039
Money Market Account
0.75%
$15
View
▼
Rate0.75%
Min Deposit$15
Min Balance—
UpdatedMay 4, 2026
Details

Solvay Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 0.79%
7895 Brewerton Rd, Cicero, NY 13039
Money Market Non-Personal
0.75%
$100
View
▼
Rate0.75%
Min Deposit$100
Min Balance—
UpdatedMay 4, 2026
Details

Broadview Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.00%
8086 Brewerton Rd, Cicero, NY 13039
Money Market
0.75%
$0
View
▼
Rate0.74%
Min Deposit$0
Min Balance—
UpdatedMay 12, 2026
Details

Solvay Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 0.79%
7895 Brewerton Rd, Cicero, NY 13039
Money Market Account
0.65%
$15
View
▼
Rate0.65%
Min Deposit$15
Min Balance—
UpdatedMay 4, 2026
Details

Solvay Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 0.79%
7895 Brewerton Rd, Cicero, NY 13039
Money Market Non-Personal
0.65%
$100
View
▼
Rate0.65%
Min Deposit$100
Min Balance—
UpdatedMay 4, 2026
Details

Solvay Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 0.79%
7895 Brewerton Rd, Cicero, NY 13039
Money Market Advantage
0.60%
$25,000
View
▼
Rate0.60%
Min Deposit$25,000
Min Balance—
UpdatedMay 4, 2026
Details

AmeriCU Credit Union
Institution Rating:
A-4.9 ★ Texas Ratio: 16.15%
6414 State Route 31, Cicero, NY 13039 8813
Money Market Savings
0.60%
$0
View
▼
Rate0.60%
Min Deposit$0
Min Balance—
UpdatedMay 12, 2026
Details

AmeriCU Credit Union
Institution Rating:
A-4.9 ★ Texas Ratio: 16.15%
6414 State Route 31, Cicero, NY 13039 8813
High Rate Money Market
0.60%
$0
View
▼
Rate0.60%
Min Deposit$0
Min Balance—
UpdatedMay 12, 2026
Details

Beginnings Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.92%
6002 NY 31, Cicero, NY 13039
Money Market Savings
0.60%
$0
View
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedMay 12, 2026
Details

Beginnings Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.92%
6002 NY 31, Cicero, NY 13039
Business Money Market Savings
0.60%
$0
View
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedMay 12, 2026
Details

Solvay Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 0.79%
7895 Brewerton Rd, Cicero, NY 13039
Money Market Advantage Non-Personal
0.60%
$25,000
View
▼
Rate0.60%
Min Deposit$25,000
Min Balance—
UpdatedMay 4, 2026
Details

Solvay Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 0.79%
7895 Brewerton Rd, Cicero, NY 13039
Money Market Advantage Non-Personal
0.50%
$25,000
View
▼
Rate0.50%
Min Deposit$25,000
Min Balance—
UpdatedMay 4, 2026
Details

Solvay Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 0.79%
7895 Brewerton Rd, Cicero, NY 13039
Money Market Advantage
0.50%
$25,000
View
▼
Rate0.50%
Min Deposit$25,000
Min Balance—
UpdatedMay 4, 2026
Details

Beginnings Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.92%
6002 NY 31, Cicero, NY 13039
Money Market Savings
0.50%
$0
View
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedMay 12, 2026
Details

AmeriCU Credit Union
Institution Rating:
A-4.9 ★ Texas Ratio: 16.15%
6414 State Route 31, Cicero, NY 13039 8813
High Rate Money Market
0.50%
$0
View
▼
Rate0.50%
Min Deposit$0
Min Balance—
UpdatedMay 12, 2026
Details

AmeriCU Credit Union
Institution Rating:
A-4.9 ★ Texas Ratio: 16.15%
6414 State Route 31, Cicero, NY 13039 8813
Money Market Savings
0.50%
$0
View
▼
Rate0.50%
Min Deposit$0
Min Balance—
UpdatedMay 12, 2026
Details

Beginnings Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.92%
6002 NY 31, Cicero, NY 13039
Business Money Market Savings
0.50%
$0
View
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedMay 12, 2026
Details

Solvay Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 0.79%
7895 Brewerton Rd, Cicero, NY 13039
Money Market Non-Personal
0.45%
$100
View
▼
Rate0.45%
Min Deposit$100
Min Balance—
UpdatedMay 4, 2026
Details

Solvay Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 0.79%
7895 Brewerton Rd, Cicero, NY 13039
Money Market Account
0.45%
$15
View
▼
Rate0.45%
Min Deposit$15
Min Balance—
UpdatedMay 4, 2026
Details

Beginnings Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.92%
6002 NY 31, Cicero, NY 13039
Business Money Market Savings
0.40%
$0
View
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedMay 12, 2026
Details

Beginnings Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.92%
6002 NY 31, Cicero, NY 13039
Money Market Savings
0.40%
$0
View
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedMay 12, 2026
Details

AmeriCU Credit Union
Institution Rating:
A-4.9 ★ Texas Ratio: 16.15%
6414 State Route 31, Cicero, NY 13039 8813
High Rate Money Market
0.40%
$0
View
▼
Rate0.40%
Min Deposit$0
Min Balance—
UpdatedMay 12, 2026
Details

AmeriCU Credit Union
Institution Rating:
A-4.9 ★ Texas Ratio: 16.15%
6414 State Route 31, Cicero, NY 13039 8813
Money Market Savings
0.40%
$0
View
▼
Rate0.40%
Min Deposit$0
Min Balance—
UpdatedMay 12, 2026
Details

Solvay Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 0.79%
7895 Brewerton Rd, Cicero, NY 13039
Money Market Non-Personal
0.35%
$100
View
▼
Rate0.35%
Min Deposit$100
Min Balance—
UpdatedMay 4, 2026
Details

Solvay Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 0.79%
7895 Brewerton Rd, Cicero, NY 13039
Money Market Account
0.35%
$15
View
▼
Rate0.35%
Min Deposit$15
Min Balance—
UpdatedMay 4, 2026
Details

Solvay Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 0.79%
7895 Brewerton Rd, Cicero, NY 13039
Money Market Advantage Non-Personal
0.30%
$25,000
View
▼
Rate0.30%
Min Deposit$25,000
Min Balance—
UpdatedMay 4, 2026
Details

Solvay Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 0.79%
7895 Brewerton Rd, Cicero, NY 13039
Money Market Advantage
0.30%
$25,000
View
▼
Rate0.30%
Min Deposit$25,000
Min Balance—
UpdatedMay 4, 2026
Details

Beginnings Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.92%
6002 NY 31, Cicero, NY 13039
Business Money Market Savings
0.30%
$0
View
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedMay 12, 2026
Details

Beginnings Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.92%
6002 NY 31, Cicero, NY 13039
Money Market Savings
0.30%
$0
View
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedMay 12, 2026
Details

AmeriCU Credit Union
Institution Rating:
A-4.9 ★ Texas Ratio: 16.15%
6414 State Route 31, Cicero, NY 13039 8813
High Rate Money Market
0.25%
$0
View
▼
Rate0.25%
Min Deposit$0
Min Balance—
UpdatedMay 12, 2026
Details

AmeriCU Credit Union
Institution Rating:
A-4.9 ★ Texas Ratio: 16.15%
6414 State Route 31, Cicero, NY 13039 8813
Money Market Savings
0.25%
$0
View
▼
Rate0.25%
Min Deposit$0
Min Balance—
UpdatedMay 12, 2026
Details

Solvay Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 0.79%
7895 Brewerton Rd, Cicero, NY 13039
Money Market Account
0.25%
$15
View
▼
Rate0.25%
Min Deposit$15
Min Balance—
UpdatedMay 4, 2026
Details

Solvay Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 0.79%
7895 Brewerton Rd, Cicero, NY 13039
Money Market Non-Personal
0.25%
$100
View
▼
Rate0.25%
Min Deposit$100
Min Balance—
UpdatedMay 4, 2026
Details

Solvay Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 0.79%
7895 Brewerton Rd, Cicero, NY 13039
Money Market Advantage
0.20%
$25,000
View
▼
Rate0.20%
Min Deposit$25,000
Min Balance—
UpdatedMay 4, 2026
Details

Solvay Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 0.79%
7895 Brewerton Rd, Cicero, NY 13039
Money Market Advantage Non-Personal
0.20%
$25,000
View
▼
Rate0.20%
Min Deposit$25,000
Min Balance—
UpdatedMay 4, 2026
Details

Solvay Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 0.79%
7895 Brewerton Rd, Cicero, NY 13039
Money Market Non-Personal
0.15%
$100
View
▼
Rate0.15%
Min Deposit$100
Min Balance—
UpdatedMay 4, 2026
Details

Solvay Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 0.79%
7895 Brewerton Rd, Cicero, NY 13039
Money Market Account
0.15%
$15
View
▼
Rate0.15%
Min Deposit$15
Min Balance—
UpdatedMay 4, 2026
Details

Citizens Bank
Institution Rating:
A5.0 ★ Texas Ratio: 8.28%
7941 Brewerton Rd, Cicero, NY 13039
Citizens Private Client® Money Market
0.15%
$0
View
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedMay 4, 2026
Details

Citizens Bank
Institution Rating:
A5.0 ★ Texas Ratio: 8.28%
7941 Brewerton Rd, Cicero, NY 13039
Citizens Quest® Money Market
0.03%
$0
View
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedMay 4, 2026
Details

Citizens Bank
Institution Rating:
A5.0 ★ Texas Ratio: 8.28%
7941 Brewerton Rd, Cicero, NY 13039
Personal Money Market
0.01%
$0
View
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedMay 4, 2026
Details

Carver Federal Savings Bank
Institution Rating:
C3.9 ★ Texas Ratio: 28.07%
Money Market Accounts & High Yield Savings
4.25%
$0
View
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedMay 5, 2026
Details

Ridgewood Savings Bank
Institution Rating:
A5.0 ★ Texas Ratio: 7.75%
Smart Move Money Market
3.75%
$10,000
View
▼
Rate3.63%
Min Deposit$10,000
Min Balance—
UpdatedMay 4, 2026
Details

The Upstate National Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 0.00%
Money Market Deposit Account
3.70%
$0
View
▼
Rate3.64%
Min Deposit$0
Min Balance—
UpdatedMay 15, 2026
Details

Apple Bank for Savings
Institution Rating:
A+5.0 ★ Texas Ratio: 1.54%
Treasury Bill Indexed Money Market Account
3.55%
$0
View
▼
Rate3.48%
Min Deposit$0
Min Balance—
UpdatedMay 5, 2026
Details

Apple Bank for Savings
Institution Rating:
A+5.0 ★ Texas Ratio: 1.54%
Apple Choice Money Market Account Preferred Rate
3.55%
$0
View
▼
Rate3.48%
Min Deposit$0
Min Balance—
UpdatedMay 5, 2026
Details

Apple Choice Banking Program

EverBank
Institution Rating:
B4.5 ★ Texas Ratio: 20.65%
Business Money Market
3.50%
$0
View
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedMay 4, 2026
Details

Newtek Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 5.72%
Business Money Market
3.50%
$0
View
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedMay 4, 2026
Details

Newtek Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 5.72%
Business Money Market Account
3.50%
$0
View
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedMay 4, 2026
Details

No service charges or monthly fees.

Newtek Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 5.72%
Newtek Money Market
3.50%
$0
View
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedMay 4, 2026
Details

Patriot Bank N.A.
Institution Rating:
F2.4 ★ Texas Ratio: 45.79%
Founders Money Market
3.50%
$0
View
▼
Rate3.39%
Min Deposit$0
Min Balance—
UpdatedMay 4, 2026
Details

New Millennium Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 3.04%
SMART Money Market Account
3.50%
$100,000
View
▼
Rate—
Min Deposit$100,000
Min Balance—
UpdatedMay 5, 2026
Details

$100.000.00 Minimum to open and to earn APY required minimum daily balance $100,000.00 If average daily balance falls below $100,000.00 during the statement cycle a $20.00 minimum balance fee will apply

Pioneer Bank Albany, NY
Institution Rating:
A5.0 ★ Texas Ratio: 6.71%
4-month Pioneer Money Market
3.50%
$0
View
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedMay 5, 2026
Details

Patriot Bank N.A.
Institution Rating:
F2.4 ★ Texas Ratio: 45.79%
Founders Money Market for Business
3.50%
$0
View
▼
Rate3.39%
Min Deposit$0
Min Balance—
UpdatedMay 4, 2026
Details

Piermont Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 5.99%
Business Money Market Account
3.50%
$0
View
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedMay 15, 2026
Details

Spring Bank Bronx, NY
Institution Rating:
A5.0 ★ Texas Ratio: 11.84%
Money Market
3.50%
$500
View
▼
Rate3.44%
Min Deposit$500
Min Balance—
UpdatedMay 5, 2026
Details

Minimum Average Daily Balance to Earn APY: $500 to $999,999.99

International Bank of Chicago
Institution Rating:
B-4.4 ★ Texas Ratio: 22.84%
Premier Money Market
3.40%
$0
View
▼
Rate3.35%
Min Deposit$0
Min Balance—
UpdatedMay 4, 2026
Details

International Bank of Chicago
Institution Rating:
B-4.4 ★ Texas Ratio: 22.84%
Money Market Account
3.35%
$0
View
▼
Rate3.30%
Min Deposit$0
Min Balance—
UpdatedMay 4, 2026
Details

Ballston Spa National Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 2.61%
Platinum Money Market (Personal, Business, Non-profit, Trusts, Estates)
3.35%
$10,000
View
▼
Rate3.30%
Min Deposit$10,000
Min Balance—
UpdatedMay 5, 2026
Details

International Bank of Chicago
Institution Rating:
B-4.4 ★ Texas Ratio: 22.84%
Premier Money Market
3.30%
$0
View
▼
Rate3.25%
Min Deposit$0
Min Balance—
UpdatedMay 4, 2026
Details

MOOG EMPLOYEES
Institution Rating:
A5.0 ★ Texas Ratio: 12.22%
Platinum Money Market Shares
3.30%
$0
View
▼
Rate3.30%
Min Deposit$0
Min Balance—
UpdatedMay 12, 2026
Details

Minimum Balance of $10,000.00 Required to Earn Dividends; Deposit cannot exceed $500,000.00

New Millennium Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 3.04%
SMART Money Market Account
3.25%
$100,000
View
▼
Rate—
Min Deposit$100,000
Min Balance—
UpdatedMay 5, 2026
Details

$100.000.00 Minimum to open and to earn APY required minimum daily balance $100,000.00 If average daily balance falls below $100,000.00 during the statement cycle a $20.00 minimum balance fee will apply

The Annual Percentage Yields (APYs) displayed are based on the highest APY offered for the specified deposit amount or less. Rates may change without prior notice. Rates reflect recent market quotes and representative offers available to depositors in Cicero, New York and the surrounding area.

Banks and Credit Unions: If you identify an incorrect rate or wish to request the removal of your institution’s data, please contact us here.

Cicero, NY Money Market Rate Trends

Compare local Cicero, NY money market quotes against the statewide average

Daily money market rate averages tracked across our database of 8,500+ banks and credit unions — updated every evening.

View Full New York MMA Trends →
High-Yield MMA — NY Avg
3.343%
Unchanged vs 7 days ago

New York high-yield MMA rates currently average 3.343% APY.

Standard MMA — NY Avg
0.595%
Unchanged vs 7 days ago

New York standard MMA rates currently average 0.595% APY.

As of May 15, 2026 • Rate data sourced from 8,500+ monitored institutions Powered by MonitorBankRates

Methodology & Data Sources

Independent, Free, and Unbiased Rate Comparisons: MonitorBankRates.com is an independent rate comparison service. Our Cicero, New York money market rate tables are free for consumers to use, and we do not receive payment from any financial institution to be included or to be ranked in any particular order. Listings are based solely on the rates each institution publicly advertises on its own website.

A Note on Third-Party Rate Tools: Some pages on our site also feature rate comparison widgets and tools provided by third-party partners. These tools may include sponsored listings or affiliate links, and we may receive compensation when users click through them. We clearly label these widgets so you can tell at a glance which rates come from our independent MonitorBankRates.com tables and which come from our advertising partners.

Direct-Sourced & Verified Money Market Rate Data: We aggregate money market deposit account rates for Cicero, New York directly from the official websites of banks and credit unions using our proprietary rate aggregation technology and a dedicated team of rate updaters. Every money market rate displayed on MonitorBankRates.com is highly accurate and trustworthy.

Local, Regional, and National Coverage: Our systems constantly monitor the market to provide a complete picture of available yields in Cicero, New York. We feature a comprehensive mix of institutions from neighborhood credit unions and mid-sized regional banks to large national institutions available to savers in NY.

Daily Updates & Time-Stamped Accuracy: Our rate updaters verify and update money market rates daily. Because MMA yields can fluctuate rapidly based on market conditions, every product listed features its own specific “last updated” date, giving you complete transparency.

Frequently Asked Questions about Money Market Accounts in Cicero, New York

What is a Money Market Account (MMA)?

A Money Market Account (MMA), formally known as a money market deposit account (MMDA), is a type of deposit account that often pays higher interest rates than standard savings accounts. They usually come with check-writing privileges and debit card access, offering a balance of growth and liquidity for savers in New York.

Are Money Market accounts in Cicero, New York safe?

Yes, as long as the institution is FDIC insured (for banks) or NCUA insured (for credit unions). This provides federal protection for your deposits in New York up to $250,000 per depositor, per institution.

How often do MMA rates change in Cicero, New York?

Money market rates are variable and can change at any time based on market conditions and Federal Reserve decisions. We update our local New York rate tables daily to ensure you see the most current high-yield options.

Can I write checks from a Money Market Account?

Yes, most Money Market Accounts allow you to write a limited number of checks or make debit card transactions each month (typically up to 6), making them more flexible than a standard savings account.

How much do I need to deposit to open a money market account in Cicero, New York?

Minimum deposit requirements vary widely. Some online money market deposit accounts can be opened with no minimum, while many banks and credit unions in Cicero, New York require an initial deposit of $1,000 to $2,500 to earn the highest advertised APY. Larger deposits often unlock higher rate tiers, and FDIC or NCUA insurance protects deposits up to $250,000 per depositor, per institution.

Best Money Market Rates in Cicero, New York

Here are some of the highest money market account APYs currently available in Cicero, New York and the surrounding area:
  • Citizens Bank
    Citizens Private Client® Money Market — 3.75% APY
  • Visions Federal Credit Union
    Money Market — 3.60% APY
  • Broadview Federal Credit Union
    Money Market — 3.05% APY
  • AmeriCU Credit Union
    High Rate Money Market — 3.00% APY
  • Solvay Bank
    Money Market Advantage Non-Personal — 1.00% APY
Money Market Rates reflect actual verified offers from banks and credit unions actively accepting deposits in Cicero, New York. Your final available rate may depend on deposit amount and daily market movements. Last Updated and Verified: May 15, 2026

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