Best Money Market Rates in Flushing, New York - July 2026
Brian McKay
Brian McKay
Founder & Data Architect- Automated Online Rate Data Aggregation
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Current Flushing, New York and the surrounding area money market deposit account rates include Apple Bank for SavingsApple Bank for Savings4373 Kissena Blvd, Flushing, NY 11355A+5.0 ★Texas Ratio: 1.54% Apple Choice Money Market Account Preferred Rate at 3.55% APY, Citizens BankCitizens Bank15602 Aguilar Ave, Flushing, NY 11367A5.0 ★Texas Ratio: 8.28% Citizens Private Client Money Market at 3.50% APY, EverBankEverBank3902 Main St, Flushing, NY 11354B4.5 ★Texas Ratio: 20.65% Business Money Market at 3.50% APY, Newtek BankNewtek Bank13629 38th Ave, Flushing, NY 11354A+5.0 ★Texas Ratio: 5.72% Business Money Market Account at 3.50% APY, and New Millennium BankNew Millennium Bank14128 Northern Blvd, Flushing, NY 11354A+5.0 ★Texas Ratio: 3.04% SMART Money Market Account at 3.50% APY. Money market rates as of July 12, 2026 according to verified data from MonitorBankRates.
Flushing has 8 local institutions in our database, with money market rates as high as 3.55% APY from Apple Bank for Savings at 4373 Kissena Blvd, Flushing, NY 11355. Use the table below to compare all available offers, including options from institutions serving the broader New York area. Rates are continually updated — we recommend checking back frequently.
Rates reflect recent market quotes and representative offers available to depositors in Flushing, New York and surrounding area. Last Updated and Verified: July 12, 2026
Compare the Best Money Market Rates Today in Flushing, New York & the Surrounding Area
Apple Choice Banking Program
Preferred rates; Must have a Citizens Private Client® Checking account; A minimum of $25,000 of new money is required to qualify for preferred rates.
Preferred rates; Requires a Citizens Quest® Checking account; A minimum of $25,000 of new money is required to qualify for preferred rates.
Money market rate that's over 5x the national average. No service charges or monthly fees.
National Average 0.08 APY
Tiered and Variable Rate. $20.00 minimum balance fee will apply if average daily balance falls below $100,000.00
New money only. Variable rate product. Daily balances at or below $24,999.99 earn an APY of 1.50%. No check writing privileges.
Tiered and Variable Rate. $20.00 minimum balance fee will apply if average daily balance falls below $100,000.00
Tier 5: If your daily balance is $500,000.00 or more you will earn an interest rate of 3.06% with a 3.10% APY. No monthly maintenance fees. Easy transfers. No charge for mobile banking, online banking & eStatements.
Special APY requires $50,000 minimum balance.
Tiered and Variable Rate. $20.00 minimum balance fee will apply if average daily balance falls below $100,000.00
Tier 4: If your daily balance is $250,000.00 up to $499,999.99 you will earn an interest rate of 2.81% with a 2.85% APY. No monthly maintenance fees. Easy transfers. No charge for mobile banking, online banking & eStatements.
Tier 3: If your daily balance is $100,000.00 up to $249,999.99 you will earn an interest rate of 2.71% with a 2.75% APY. No monthly maintenance fees. Easy transfers. No charge for mobile banking, online banking & eStatements.
Tiered and Variable Rate. $20.00 minimum balance fee will apply if average daily balance falls below $100,000.00
Tier 2: If your daily balance is $25,000.00 up to $99,999.99 you will earn an interest rate of 2.56% with 2.60% APY. No monthly maintenance fees. Easy transfers. No charge for mobile banking, online banking & eStatements.
70% of the indexed rate
Tiered and Variable Rate. $20.00 minimum balance fee will apply if daily balance falls below $1,000.00
Tiered and Variable Rate. $20.00 minimum balance fee will apply if daily balance falls below $1,000.00
60% of the indexed rate
50% of the indexed rate
New money only. Variable rate product. Daily balances below $5,000 earn no interest or APY. No check writing privileges. Monthly paperless e-statements only.
Balance $25,000.00 or more
Balance between $10,000.00 - $24,999.99
$250,000.01
Balance between $0.01 - $9,999.99
Standard rates; Must have a Citizens Private Client® Checking account.
Standard rates; Requires a Citizens Quest® Checking account.
Standard rates; Monthly maintenance fees $0 or $10; Keep a minimum daily balance of at least $2,500 to waive the fee.
Tier 1: If your daily balance is $0.00 up to $24,999.99 you will earn an interest rate of 0.00% and an APY of 0.00%. No monthly maintenance fees. Easy transfers. No charge for mobile banking, online banking & eStatements.
Earn Up to 3.75% APY* on Your Business Money Market Account. Apply online with just a few clicks and put your business on a better path.
Savings, Money Market, IRA, and Club Accounts are variable rate accounts and rates may change after account opening. Dividends on Savings, Money Market, IRA, and Club Accounts are compounded and credited monthly; accounts must remain open through the end of the dividend period to receive accrued dividends, and dividends will not be paid if the account is closed prior to month-end. Money Market and IRA rates shown reflect anticipated monthly dividends and may change based on market conditions.
Tiered rates.
Standard Rate: 1.00%, Standard APY: 1.00%
As high as
Minimum Balance to Earn Dividend: $150,000 - $199,999.99
Standard Rate: 0.90%, Standard APY: 0.90%
$1,000,000
Tiered rates.
Balance: $1,000,000 & Over
Minimum Balance to Earn Dividend: $50,000 - $99,999.99
Tiered rates.
Standard Rate: 0.80%, Standard APY: 0.80%
$300,000
As High As
$250,000
$100,000
$100,000 - $249,999
Standard Rate: 0.60%, Standard APY: 0.60%
Banks and Credit Unions: If you identify an incorrect rate or wish to request the removal of your institution’s data, please contact us here.
Flushing, NY Money Market Rate Trends
Compare local Flushing, NY money market quotes against the statewide average
Daily money market rate averages tracked across our database of 8,500+ banks and credit unions — updated every evening.
New York high-yield MMA rates fell 0.008 points over the past 7 days to 3.229% APY.
New York standard MMA rates fell 0.032 points over the past 7 days to 0.547% APY.
Methodology & Data Sources
Independent, Free, and Unbiased Rate Comparisons: MonitorBankRates.com is an independent rate comparison service. Our Flushing, New York money market rate tables are free for consumers to use, and we do not receive payment from any financial institution to be included or to be ranked in any particular order. Listings are based solely on the rates each institution publicly advertises on its own website.
A Note on Third-Party Rate Tools: Some pages on our site also feature rate comparison widgets and tools provided by third-party partners. These tools may include sponsored listings or affiliate links, and we may receive compensation when users click through them. We clearly label these widgets so you can tell at a glance which rates come from our independent MonitorBankRates.com tables and which come from our advertising partners.
Direct-Sourced & Verified Money Market Rate Data: We aggregate money market deposit account rates for Flushing, New York directly from the official websites of banks and credit unions using our proprietary rate aggregation technology and a dedicated team of rate updaters. Every money market rate displayed on MonitorBankRates.com is highly accurate and trustworthy.
Local, Regional, and National Coverage: Our systems constantly monitor the market to provide a complete picture of available yields in Flushing, New York. We feature a comprehensive mix of institutions from neighborhood credit unions and mid-sized regional banks to large national institutions available to savers in NY.
Daily Updates & Time-Stamped Accuracy: Our rate updaters verify and update money market rates daily. Because MMA yields can fluctuate rapidly based on market conditions, every product listed features its own specific “last updated” date, giving you complete transparency.
Frequently Asked Questions about Money Market Accounts in Flushing, New York
What is a Money Market Account (MMA)?
Are Money Market accounts in Flushing, New York safe?
How often do MMA rates change in Flushing, New York?
Can I write checks from a Money Market Account?
How much do I need to deposit to open a money market account in Flushing, New York?
Best Money Market Rates in Flushing, New York
- Apple Bank for Savings
Apple Choice Money Market Account Preferred Rate — 3.55% APY - Citizens Bank
Citizens Private Client Money Market — 3.50% APY - EverBank
Business Money Market — 3.50% APY - Newtek Bank
Business Money Market Account — 3.50% APY - New Millennium Bank
SMART Money Market Account — 3.50% APY
