Best Money Market Rates in Liverpool, New York - July 2026
Content reviewed by
Brian McKay
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Editorial Disclosure
Brian McKay
Brian McKay
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Editorial Disclosure
The rates displayed are actual, verified rates sourced directly from the official websites of banks and credit unions. Our editorial content is independent of any advertiser relationships.
Current Liverpool, New York and the surrounding area money market deposit account rates include Citizens BankCitizens Bank7541 Oswego Rd, Liverpool, NY 13090A5.0 ★Texas Ratio: 8.28% Citizens Private Client Money Market at 3.50% APY, Pathfinder BankPathfinder Bank3775 Route 31, Liverpool, NY 13090A5.0 ★Texas Ratio: 12.40% Premier Money Market Deposit Account 6-Month Intro Rate at 3.50% APY, AmeriCU Credit UnionAmeriCU Credit Union7474 Oswego Rd, Liverpool, NY 13090A-4.9 ★Texas Ratio: 14.21% High Rate Money Market at 3.00% APY, General Electric Employees Federal Credit UnionGeneral Electric Employees Federal Credit Union497 Electronics Pkwy, Liverpool, NY 13088 6062A5.0 ★Texas Ratio: 7.96% Money Market at 1.25% APY, and Solvay BankSolvay Bank7421 Oswego Rd, Liverpool, NY 13090A+5.0 ★Texas Ratio: 0.79% Money Market Advantage Non-Personal at 1.00% APY. Money market rates as of July 12, 2026 according to verified data from MonitorBankRates.
Liverpool has 6 local institutions in our database, with money market rates as high as 3.50% APY from Citizens Bank at 7541 Oswego Rd, Liverpool, NY 13090. Use the table below to compare all available offers, including options from institutions serving the broader New York area. Rates are continually updated — we recommend checking back frequently.
Rates reflect recent market quotes and representative offers available to depositors in Liverpool, New York and surrounding area. Last Updated and Verified: July 12, 2026
Compare the Best Money Market Rates Today in Liverpool, New York & the Surrounding Area
Source: Verified Money Market Rate Data provided by MonitorBankRates
Institution
Product
APY
Min Deposit
Profile
Citizens Bank
Institution Rating:
A5.0 ★ Texas Ratio: 8.28%
7541 Oswego Rd, Liverpool, NY 13090
Citizens Private Client Money Market
3.50%
$0
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedJul 11, 2026
Details
Preferred rates; Must have a Citizens Private Client® Checking account; A minimum of $25,000 of new money is required to qualify for preferred rates.
Citizens Bank
Institution Rating:
A5.0 ★ Texas Ratio: 8.28%
7541 Oswego Rd, Liverpool, NY 13090
Citizens Quest Money Market
3.50%
$0
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedJul 11, 2026
Details
Preferred rates; Requires a Citizens Quest® Checking account; A minimum of $25,000 of new money is required to qualify for preferred rates.
Pathfinder Bank
Institution Rating:
A5.0 ★ Texas Ratio: 12.40%
3775 Route 31, Liverpool, NY 13090
Premier Money Market Deposit Account 6-Month Intro Rate
3.50%
$0
▼
Rate3.45%
Min Deposit$0
Min Balance—
UpdatedJul 11, 2026
Details
AmeriCU Credit Union
Institution Rating:
A-4.9 ★ Texas Ratio: 14.21%
7474 Oswego Rd, Liverpool, NY 13090
Money Markets
3.00%
$0
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedJul 11, 2026
Details
As high as
AmeriCU Credit Union
Institution Rating:
A-4.9 ★ Texas Ratio: 14.21%
7474 Oswego Rd, Liverpool, NY 13090
High Rate Money Market
3.00%
$0
▼
Rate2.96%
Min Deposit$0
Min Balance—
UpdatedJul 11, 2026
Details
Standard Rate: 1.00%, Standard APY: 1.00%
Pathfinder Bank
Institution Rating:
A5.0 ★ Texas Ratio: 12.40%
3775 Route 31, Liverpool, NY 13090
Municipal Money Market Deposit Account
2.90%
$0
▼
Rate2.86%
Min Deposit$0
Min Balance—
UpdatedJul 11, 2026
Details
AmeriCU Credit Union
Institution Rating:
A-4.9 ★ Texas Ratio: 14.21%
7474 Oswego Rd, Liverpool, NY 13090
High Rate Money Market
2.75%
$0
▼
Rate2.72%
Min Deposit$0
Min Balance—
UpdatedJul 11, 2026
Details
Standard Rate: 0.90%, Standard APY: 0.90%
Pathfinder Bank
Institution Rating:
A5.0 ★ Texas Ratio: 12.40%
3775 Route 31, Liverpool, NY 13090
Premier Money Market Deposit Account
2.75%
$0
▼
Rate2.72%
Min Deposit$0
Min Balance—
UpdatedJul 11, 2026
Details
AmeriCU Credit Union
Institution Rating:
A-4.9 ★ Texas Ratio: 14.21%
7474 Oswego Rd, Liverpool, NY 13090
High Rate Money Market
2.50%
$0
▼
Rate2.47%
Min Deposit$0
Min Balance—
UpdatedJul 11, 2026
Details
Standard Rate: 0.80%, Standard APY: 0.80%
AmeriCU Credit Union
Institution Rating:
A-4.9 ★ Texas Ratio: 14.21%
7474 Oswego Rd, Liverpool, NY 13090
Health Savings Account (HSA) Money Market
2.23%
$100,000
▼
Rate—
Min Deposit$100,000
Min Balance—
UpdatedJul 11, 2026
Details
AmeriCU Credit Union
Institution Rating:
A-4.9 ★ Texas Ratio: 14.21%
7474 Oswego Rd, Liverpool, NY 13090
High Rate Money Market
2.00%
$0
▼
Rate1.98%
Min Deposit$0
Min Balance—
UpdatedJul 11, 2026
Details
Standard Rate: 0.60%, Standard APY: 0.60%
AmeriCU Credit Union
Institution Rating:
A-4.9 ★ Texas Ratio: 14.21%
7474 Oswego Rd, Liverpool, NY 13090
Health Savings Account (HSA) Money Market
1.98%
$50,000
▼
Rate—
Min Deposit$50,000
Min Balance—
UpdatedJul 11, 2026
Details
Pathfinder Bank
Institution Rating:
A5.0 ★ Texas Ratio: 12.40%
3775 Route 31, Liverpool, NY 13090
Premier Money Market Deposit Account
1.75%
$0
▼
Rate1.74%
Min Deposit$0
Min Balance—
UpdatedJul 11, 2026
Details
Pathfinder Bank
Institution Rating:
A5.0 ★ Texas Ratio: 12.40%
3775 Route 31, Liverpool, NY 13090
Municipal Money Market Deposit Account
1.75%
$0
▼
Rate1.74%
Min Deposit$0
Min Balance—
UpdatedJul 11, 2026
Details
AmeriCU Credit Union
Institution Rating:
A-4.9 ★ Texas Ratio: 14.21%
7474 Oswego Rd, Liverpool, NY 13090
Health Savings Account (HSA) Money Market
1.74%
$10,000
▼
Rate—
Min Deposit$10,000
Min Balance—
UpdatedJul 11, 2026
Details
AmeriCU Credit Union
Institution Rating:
A-4.9 ★ Texas Ratio: 14.21%
7474 Oswego Rd, Liverpool, NY 13090
High Rate Money Market
1.50%
$0
▼
Rate1.49%
Min Deposit$0
Min Balance—
UpdatedJul 11, 2026
Details
Standard Rate: 0.50%, Standard APY: 0.50%
Pathfinder Bank
Institution Rating:
A5.0 ★ Texas Ratio: 12.40%
3775 Route 31, Liverpool, NY 13090
Municipal Money Market Deposit Account
1.50%
$0
▼
Rate1.49%
Min Deposit$0
Min Balance—
UpdatedJul 11, 2026
Details
Pathfinder Bank
Institution Rating:
A5.0 ★ Texas Ratio: 12.40%
3775 Route 31, Liverpool, NY 13090
Premier Money Market Deposit Account
1.50%
$0
▼
Rate1.49%
Min Deposit$0
Min Balance—
UpdatedJul 11, 2026
Details
AmeriCU Credit Union
Institution Rating:
A-4.9 ★ Texas Ratio: 14.21%
7474 Oswego Rd, Liverpool, NY 13090
Health Savings Account (HSA) Money Market
1.49%
$5,000
▼
Rate—
Min Deposit$5,000
Min Balance—
UpdatedJul 11, 2026
Details
Pathfinder Bank
Institution Rating:
A5.0 ★ Texas Ratio: 12.40%
3775 Route 31, Liverpool, NY 13090
Executive Business Money Market Deposit Account
1.45%
$0
▼
Rate1.44%
Min Deposit$0
Min Balance—
UpdatedJul 11, 2026
Details
Pathfinder Bank
Institution Rating:
A5.0 ★ Texas Ratio: 12.40%
3775 Route 31, Liverpool, NY 13090
Executive Business Money Market Deposit Account
1.30%
$0
▼
Rate1.29%
Min Deposit$0
Min Balance—
UpdatedJul 11, 2026
Details
General Electric Employees Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 7.96%
497 Electronics Pkwy, Liverpool, NY 13088 6062
Money Market
1.25%
$0
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedJul 6, 2026
Details
Balances equal to or over $100,000
AmeriCU Credit Union
Institution Rating:
A-4.9 ★ Texas Ratio: 14.21%
7474 Oswego Rd, Liverpool, NY 13090
High Rate Money Market
1.25%
$0
▼
Rate1.24%
Min Deposit$0
Min Balance—
UpdatedJul 11, 2026
Details
Standard Rate: 0.40%, Standard APY: 0.40%
AmeriCU Credit Union
Institution Rating:
A-4.9 ★ Texas Ratio: 14.21%
7474 Oswego Rd, Liverpool, NY 13090
Health Savings Account (HSA) Money Market
1.24%
$2,500
▼
Rate—
Min Deposit$2,500
Min Balance—
UpdatedJul 11, 2026
Details
Solvay Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 0.79%
7421 Oswego Rd, Liverpool, NY 13090
Money Market Advantage
1.00%
$25,000
▼
Rate1.00%
Min Deposit$25,000
Min Balance—
UpdatedJul 11, 2026
Details
General Electric Employees Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 7.96%
497 Electronics Pkwy, Liverpool, NY 13088 6062
Money Market
1.00%
$0
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedJul 6, 2026
Details
Balances $50,000 to $99,999
AmeriCU Credit Union
Institution Rating:
A-4.9 ★ Texas Ratio: 14.21%
7474 Oswego Rd, Liverpool, NY 13090
Health Savings Account (HSA) Money Market
1.00%
$25
▼
Rate—
Min Deposit$25
Min Balance—
UpdatedJul 11, 2026
Details
AmeriCU Credit Union
Institution Rating:
A-4.9 ★ Texas Ratio: 14.21%
7474 Oswego Rd, Liverpool, NY 13090
Money Market Savings
1.00%
$0
▼
Rate1.00%
Min Deposit$0
Min Balance—
UpdatedJul 11, 2026
Details
Pathfinder Bank
Institution Rating:
A5.0 ★ Texas Ratio: 12.40%
3775 Route 31, Liverpool, NY 13090
Premier Money Market Deposit Account
1.00%
$0
▼
Rate0.99%
Min Deposit$0
Min Balance—
UpdatedJul 11, 2026
Details
Solvay Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 0.79%
7421 Oswego Rd, Liverpool, NY 13090
Money Market Advantage Non-Personal
1.00%
$25,000
▼
Rate1.00%
Min Deposit$25,000
Min Balance—
UpdatedJul 11, 2026
Details
Pathfinder Bank
Institution Rating:
A5.0 ★ Texas Ratio: 12.40%
3775 Route 31, Liverpool, NY 13090
Municipal Money Market Deposit Account
1.00%
$0
▼
Rate0.99%
Min Deposit$0
Min Balance—
UpdatedJul 11, 2026
Details
Pathfinder Bank
Institution Rating:
A5.0 ★ Texas Ratio: 12.40%
3775 Route 31, Liverpool, NY 13090
Executive Business Money Market Deposit Account
0.95%
$0
▼
Rate0.95%
Min Deposit$0
Min Balance—
UpdatedJul 11, 2026
Details
AmeriCU Credit Union
Institution Rating:
A-4.9 ★ Texas Ratio: 14.21%
7474 Oswego Rd, Liverpool, NY 13090
Money Market Savings
0.90%
$0
▼
Rate0.90%
Min Deposit$0
Min Balance—
UpdatedJul 11, 2026
Details
Solvay Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 0.79%
7421 Oswego Rd, Liverpool, NY 13090
Money Market Advantage
0.85%
$25,000
▼
Rate0.85%
Min Deposit$25,000
Min Balance—
UpdatedJul 11, 2026
Details
Solvay Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 0.79%
7421 Oswego Rd, Liverpool, NY 13090
Money Market Advantage Non-Personal
0.85%
$25,000
▼
Rate0.85%
Min Deposit$25,000
Min Balance—
UpdatedJul 11, 2026
Details
General Electric Employees Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 7.96%
497 Electronics Pkwy, Liverpool, NY 13088 6062
Money Market
0.85%
$0
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedJul 6, 2026
Details
Balances $25,000 to $49,999
AmeriCU Credit Union
Institution Rating:
A-4.9 ★ Texas Ratio: 14.21%
7474 Oswego Rd, Liverpool, NY 13090
Money Market Savings
0.80%
$0
▼
Rate0.80%
Min Deposit$0
Min Balance—
UpdatedJul 11, 2026
Details
Solvay Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 0.79%
7421 Oswego Rd, Liverpool, NY 13090
Money Market Account
0.75%
$15
▼
Rate0.75%
Min Deposit$15
Min Balance—
UpdatedJul 11, 2026
Details
Solvay Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 0.79%
7421 Oswego Rd, Liverpool, NY 13090
Money Market Non-Personal
0.75%
$100
▼
Rate0.75%
Min Deposit$100
Min Balance—
UpdatedJul 11, 2026
Details
Pathfinder Bank
Institution Rating:
A5.0 ★ Texas Ratio: 12.40%
3775 Route 31, Liverpool, NY 13090
Municipal Money Market Deposit Account
0.75%
$0
▼
Rate0.75%
Min Deposit$0
Min Balance—
UpdatedJul 11, 2026
Details
Solvay Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 0.79%
7421 Oswego Rd, Liverpool, NY 13090
Money Market Account
0.65%
$15
▼
Rate0.65%
Min Deposit$15
Min Balance—
UpdatedJul 11, 2026
Details
Solvay Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 0.79%
7421 Oswego Rd, Liverpool, NY 13090
Money Market Non-Personal
0.65%
$100
▼
Rate0.65%
Min Deposit$100
Min Balance—
UpdatedJul 11, 2026
Details
AmeriCU Credit Union
Institution Rating:
A-4.9 ★ Texas Ratio: 14.21%
7474 Oswego Rd, Liverpool, NY 13090
Money Market Savings
0.60%
$0
▼
Rate0.60%
Min Deposit$0
Min Balance—
UpdatedJul 11, 2026
Details
Solvay Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 0.79%
7421 Oswego Rd, Liverpool, NY 13090
Money Market Advantage
0.60%
$25,000
▼
Rate0.60%
Min Deposit$25,000
Min Balance—
UpdatedJul 11, 2026
Details
Solvay Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 0.79%
7421 Oswego Rd, Liverpool, NY 13090
Money Market Advantage Non-Personal
0.60%
$25,000
▼
Rate0.60%
Min Deposit$25,000
Min Balance—
UpdatedJul 11, 2026
Details
Pathfinder Bank
Institution Rating:
A5.0 ★ Texas Ratio: 12.40%
3775 Route 31, Liverpool, NY 13090
Executive Business Money Market Deposit Account
0.55%
$0
▼
Rate0.55%
Min Deposit$0
Min Balance—
UpdatedJul 11, 2026
Details
General Electric Employees Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 7.96%
497 Electronics Pkwy, Liverpool, NY 13088 6062
Money Market
0.50%
$0
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedJul 6, 2026
Details
Balances $2,500 to $24,999
AmeriCU Credit Union
Institution Rating:
A-4.9 ★ Texas Ratio: 14.21%
7474 Oswego Rd, Liverpool, NY 13090
Money Market Savings
0.50%
$0
▼
Rate0.50%
Min Deposit$0
Min Balance—
UpdatedJul 11, 2026
Details
Solvay Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 0.79%
7421 Oswego Rd, Liverpool, NY 13090
Money Market Advantage Non-Personal
0.50%
$25,000
▼
Rate0.50%
Min Deposit$25,000
Min Balance—
UpdatedJul 11, 2026
Details
Solvay Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 0.79%
7421 Oswego Rd, Liverpool, NY 13090
Money Market Advantage
0.50%
$25,000
▼
Rate0.50%
Min Deposit$25,000
Min Balance—
UpdatedJul 11, 2026
Details
Solvay Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 0.79%
7421 Oswego Rd, Liverpool, NY 13090
Money Market Non-Personal
0.45%
$100
▼
Rate0.45%
Min Deposit$100
Min Balance—
UpdatedJul 11, 2026
Details
Solvay Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 0.79%
7421 Oswego Rd, Liverpool, NY 13090
Money Market Account
0.45%
$15
▼
Rate0.45%
Min Deposit$15
Min Balance—
UpdatedJul 11, 2026
Details
Pathfinder Bank
Institution Rating:
A5.0 ★ Texas Ratio: 12.40%
3775 Route 31, Liverpool, NY 13090
Executive Business Money Market Deposit Account
0.45%
$0
▼
Rate0.45%
Min Deposit$0
Min Balance—
UpdatedJul 11, 2026
Details
AmeriCU Credit Union
Institution Rating:
A-4.9 ★ Texas Ratio: 14.21%
7474 Oswego Rd, Liverpool, NY 13090
Money Market Savings
0.40%
$0
▼
Rate0.40%
Min Deposit$0
Min Balance—
UpdatedJul 11, 2026
Details
Solvay Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 0.79%
7421 Oswego Rd, Liverpool, NY 13090
Money Market Non-Personal
0.35%
$100
▼
Rate0.35%
Min Deposit$100
Min Balance—
UpdatedJul 11, 2026
Details
Solvay Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 0.79%
7421 Oswego Rd, Liverpool, NY 13090
Money Market Account
0.35%
$15
▼
Rate0.35%
Min Deposit$15
Min Balance—
UpdatedJul 11, 2026
Details
Pathfinder Bank
Institution Rating:
A5.0 ★ Texas Ratio: 12.40%
3775 Route 31, Liverpool, NY 13090
Money Market Deposit Account
0.35%
$0
▼
Rate0.35%
Min Deposit$0
Min Balance—
UpdatedJul 11, 2026
Details
Pathfinder Bank
Institution Rating:
A5.0 ★ Texas Ratio: 12.40%
3775 Route 31, Liverpool, NY 13090
Executive Business Money Market Deposit Account
0.35%
$0
▼
Rate0.35%
Min Deposit$0
Min Balance—
UpdatedJul 11, 2026
Details
General Electric Employees Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 7.96%
497 Electronics Pkwy, Liverpool, NY 13088 6062
Money Market
0.30%
$0
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedJul 6, 2026
Details
Balances Below $2,500
Pathfinder Bank
Institution Rating:
A5.0 ★ Texas Ratio: 12.40%
3775 Route 31, Liverpool, NY 13090
Money Market Deposit Account
0.30%
$0
▼
Rate0.30%
Min Deposit$0
Min Balance—
UpdatedJul 11, 2026
Details
Solvay Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 0.79%
7421 Oswego Rd, Liverpool, NY 13090
Money Market Advantage
0.30%
$25,000
▼
Rate0.30%
Min Deposit$25,000
Min Balance—
UpdatedJul 11, 2026
Details
Solvay Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 0.79%
7421 Oswego Rd, Liverpool, NY 13090
Money Market Advantage Non-Personal
0.30%
$25,000
▼
Rate0.30%
Min Deposit$25,000
Min Balance—
UpdatedJul 11, 2026
Details
Solvay Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 0.79%
7421 Oswego Rd, Liverpool, NY 13090
Money Market Non-Personal
0.25%
$100
▼
Rate0.25%
Min Deposit$100
Min Balance—
UpdatedJul 11, 2026
Details
Solvay Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 0.79%
7421 Oswego Rd, Liverpool, NY 13090
Money Market Account
0.25%
$15
▼
Rate0.25%
Min Deposit$15
Min Balance—
UpdatedJul 11, 2026
Details
Pathfinder Bank
Institution Rating:
A5.0 ★ Texas Ratio: 12.40%
3775 Route 31, Liverpool, NY 13090
Money Market Deposit Account
0.25%
$0
▼
Rate0.25%
Min Deposit$0
Min Balance—
UpdatedJul 11, 2026
Details
AmeriCU Credit Union
Institution Rating:
A-4.9 ★ Texas Ratio: 14.21%
7474 Oswego Rd, Liverpool, NY 13090
High Rate Money Market
0.25%
$0
▼
Rate0.25%
Min Deposit$0
Min Balance—
UpdatedJul 11, 2026
Details
Standard Rate: 0.25%, Standard APY: 0.25%
AmeriCU Credit Union
Institution Rating:
A-4.9 ★ Texas Ratio: 14.21%
7474 Oswego Rd, Liverpool, NY 13090
Money Market Savings
0.25%
$0
▼
Rate0.25%
Min Deposit$0
Min Balance—
UpdatedJul 11, 2026
Details
Pathfinder Bank
Institution Rating:
A5.0 ★ Texas Ratio: 12.40%
3775 Route 31, Liverpool, NY 13090
Money Market Deposit Account
0.20%
$0
▼
Rate0.20%
Min Deposit$0
Min Balance—
UpdatedJul 11, 2026
Details
Solvay Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 0.79%
7421 Oswego Rd, Liverpool, NY 13090
Money Market Advantage
0.20%
$25,000
▼
Rate0.20%
Min Deposit$25,000
Min Balance—
UpdatedJul 11, 2026
Details
Solvay Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 0.79%
7421 Oswego Rd, Liverpool, NY 13090
Money Market Advantage Non-Personal
0.20%
$25,000
▼
Rate0.20%
Min Deposit$25,000
Min Balance—
UpdatedJul 11, 2026
Details
Auburn Community Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.08%
7538 Oswego Rd, Liverpool, NY 13090 2928
Money Market Account
0.15%
$0
▼
Rate0.15%
Min Deposit$0
Min Balance—
UpdatedJul 6, 2026
Details
Citizens Bank
Institution Rating:
A5.0 ★ Texas Ratio: 8.28%
7541 Oswego Rd, Liverpool, NY 13090
Citizens Private Client Money Market
0.15%
$0
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedJul 11, 2026
Details
Standard rates; Must have a Citizens Private Client® Checking account.
Solvay Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 0.79%
7421 Oswego Rd, Liverpool, NY 13090
Money Market Account
0.15%
$15
▼
Rate0.15%
Min Deposit$15
Min Balance—
UpdatedJul 11, 2026
Details
Solvay Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 0.79%
7421 Oswego Rd, Liverpool, NY 13090
Money Market Non-Personal
0.15%
$100
▼
Rate0.15%
Min Deposit$100
Min Balance—
UpdatedJul 11, 2026
Details
Auburn Community Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.08%
7538 Oswego Rd, Liverpool, NY 13090 2928
Money Market Account
0.05%
$0
▼
Rate0.05%
Min Deposit$0
Min Balance—
UpdatedJul 6, 2026
Details
AmeriCU Credit Union
Institution Rating:
A-4.9 ★ Texas Ratio: 14.21%
7474 Oswego Rd, Liverpool, NY 13090
Money Market Savings
0.03%
$0
▼
Rate0.03%
Min Deposit$0
Min Balance—
UpdatedJul 11, 2026
Details
Citizens Bank
Institution Rating:
A5.0 ★ Texas Ratio: 8.28%
7541 Oswego Rd, Liverpool, NY 13090
Citizens Quest Money Market
0.03%
$0
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedJul 11, 2026
Details
Standard rates; Requires a Citizens Quest® Checking account.
AmeriCU Credit Union
Institution Rating:
A-4.9 ★ Texas Ratio: 14.21%
7474 Oswego Rd, Liverpool, NY 13090
Money Market Savings
0.01%
$0
▼
Rate0.01%
Min Deposit$0
Min Balance—
UpdatedJul 11, 2026
Details
Citizens Bank
Institution Rating:
A5.0 ★ Texas Ratio: 8.28%
7541 Oswego Rd, Liverpool, NY 13090
Personal Money Market
0.01%
$0
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedJul 11, 2026
Details
Standard rates; Monthly maintenance fees $0 or $10; Keep a minimum daily balance of at least $2,500 to waive the fee.
Piermont Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 5.99%
High-Yield MMA Promotion
3.75%
$0
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedJul 11, 2026
Details
Earn Up to 3.75% APY* on Your Business Money Market Account. Apply online with just a few clicks and put your business on a better path.
Generations United Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.06%
Business Money Market
3.50%
$0
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedJul 10, 2026
Details
Centra Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 6.67%
Business & Public Funds Premium Money Market Savings
3.45%
$0
▼
Rate3.40%
Min Deposit$0
Min Balance—
UpdatedJul 11, 2026
Details
Centra Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 6.67%
High Interest Money Market Savings
3.35%
$0
▼
Rate3.30%
Min Deposit$0
Min Balance—
UpdatedJul 11, 2026
Details
Centra Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 6.67%
Business & Public Funds Premium Money Market Savings
3.35%
$0
▼
Rate3.30%
Min Deposit$0
Min Balance—
UpdatedJul 11, 2026
Details
SJP Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 10.06%
Money Market
3.30%
$0
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedJul 6, 2026
Details
Savings, Money Market, IRA, and Club Accounts are variable rate accounts and rates may change after account opening. Dividends on Savings, Money Market, IRA, and Club Accounts are compounded and credited monthly; accounts must remain open through the end of the dividend period to receive accrued dividends, and dividends will not be paid if the account is closed prior to month-end. Money Market and IRA rates shown reflect anticipated monthly dividends and may change based on market conditions.
Sunmark Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 10.99%
Money Market Accounts
3.25%
$0
▼
Rate3.21%
Min Deposit$0
Min Balance—
UpdatedJul 11, 2026
Details
Sunmark Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 10.99%
Signature Money Market*
3.25%
$500
▼
Rate3.21%
Min Deposit$500
Min Balance—
UpdatedJul 11, 2026
Details
Centra Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 6.67%
High Interest Money Market Savings
3.20%
$0
▼
Rate3.15%
Min Deposit$0
Min Balance—
UpdatedJul 11, 2026
Details
Centra Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 6.67%
Business & Public Funds Premium Money Market Savings
3.20%
$0
▼
Rate3.15%
Min Deposit$0
Min Balance—
UpdatedJul 11, 2026
Details
Broadview Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 6.28%
Money Market
3.05%
$0
▼
Rate3.00%
Min Deposit$0
Min Balance—
UpdatedJul 11, 2026
Details
Sunmark Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 10.99%
Money Market Accounts
3.00%
$0
▼
Rate2.96%
Min Deposit$0
Min Balance—
UpdatedJul 11, 2026
Details
Minimum Balance to Earn Dividend: $150,000 - $199,999.99
Sunmark Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 10.99%
Signature Money Market*
3.00%
$500
▼
Rate2.96%
Min Deposit$500
Min Balance—
UpdatedJul 11, 2026
Details
Kinecta Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.77%
Signature Money Market
3.00%
$10,000
▼
Rate—
Min Deposit$10,000
Min Balance—
UpdatedJul 6, 2026
Details
Tiered rates.
Kinecta Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.77%
Signature Money Market (Personal)
3.00%
$0
▼
Rate2.96%
Min Deposit$0
Min Balance—
UpdatedJul 6, 2026
Details
North Country Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 6.89%
Money Markets
2.75%
$0
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedJul 12, 2026
Details
Sunmark Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 10.99%
Money Market Accounts
2.75%
$0
▼
Rate2.72%
Min Deposit$0
Min Balance—
UpdatedJul 11, 2026
Details
Broadview Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 6.28%
Money Market
2.75%
$0
▼
Rate2.71%
Min Deposit$0
Min Balance—
UpdatedJul 11, 2026
Details
Sunmark Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 10.99%
Signature Money Market*
2.75%
$500
▼
Rate2.72%
Min Deposit$500
Min Balance—
UpdatedJul 11, 2026
Details
Sunmark Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 10.99%
Business Money Market
2.75%
$0
▼
Rate2.72%
Min Deposit$0
Min Balance—
UpdatedJul 11, 2026
Details
Mid-Hudson Valley Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.48%
Money Market
2.75%
$1,000,000
▼
Rate2.72%
Min Deposit$1,000,000
Min Balance—
UpdatedJul 6, 2026
Details
$1,000,000
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MonitorBankRates
The Annual Percentage Yields (APYs) displayed are based on the highest APY offered for the specified deposit amount or less. Rates may change without prior notice. Rates reflect recent market quotes and representative offers available to depositors in Liverpool, New York and the surrounding area.
Banks and Credit Unions: If you identify an incorrect rate or wish to request the removal of your institution’s data, please contact us here.
Banks and Credit Unions: If you identify an incorrect rate or wish to request the removal of your institution’s data, please contact us here.
Liverpool, NY Money Market Rate Trends
Compare local Liverpool, NY money market quotes against the statewide average
Daily money market rate averages tracked across our database of 8,500+ banks and credit unions — updated every evening.
High-Yield MMA — NY Avg
3.229%
▼ 0.008 vs 7 days ago
New York high-yield MMA rates fell 0.008 points over the past 7 days to 3.229% APY.
Standard MMA — NY Avg
0.547%
▼ 0.032 vs 7 days ago
New York standard MMA rates fell 0.032 points over the past 7 days to 0.547% APY.
As of Jul 14, 2026 • Rate data sourced from 8,500+ monitored institutions
Powered by MonitorBankRates
Methodology & Data Sources
Independent, Free, and Unbiased Rate Comparisons: MonitorBankRates.com is an independent rate comparison service. Our Liverpool, New York money market rate tables are free for consumers to use, and we do not receive payment from any financial institution to be included or to be ranked in any particular order. Listings are based solely on the rates each institution publicly advertises on its own website.
A Note on Third-Party Rate Tools: Some pages on our site also feature rate comparison widgets and tools provided by third-party partners. These tools may include sponsored listings or affiliate links, and we may receive compensation when users click through them. We clearly label these widgets so you can tell at a glance which rates come from our independent MonitorBankRates.com tables and which come from our advertising partners.
Direct-Sourced & Verified Money Market Rate Data: We aggregate money market deposit account rates for Liverpool, New York directly from the official websites of banks and credit unions using our proprietary rate aggregation technology and a dedicated team of rate updaters. Every money market rate displayed on MonitorBankRates.com is highly accurate and trustworthy.
Local, Regional, and National Coverage: Our systems constantly monitor the market to provide a complete picture of available yields in Liverpool, New York. We feature a comprehensive mix of institutions from neighborhood credit unions and mid-sized regional banks to large national institutions available to savers in NY.
Daily Updates & Time-Stamped Accuracy: Our rate updaters verify and update money market rates daily. Because MMA yields can fluctuate rapidly based on market conditions, every product listed features its own specific “last updated” date, giving you complete transparency.
Frequently Asked Questions about Money Market Accounts in Liverpool, New York
What is a Money Market Account (MMA)?
A Money Market Account (MMA), formally known as a money market deposit account (MMDA), is a type of deposit account that often pays higher interest rates than standard savings accounts. They usually come with check-writing privileges and debit card access, offering a balance of growth and liquidity for savers in New York.
Are Money Market accounts in Liverpool, New York safe?
Yes, as long as the institution is FDIC insured (for banks) or NCUA insured (for credit unions). This provides federal protection for your deposits in New York up to $250,000 per depositor, per institution.
How often do MMA rates change in Liverpool, New York?
Money market rates are variable and can change at any time based on market conditions and Federal Reserve decisions. We update our local New York rate tables daily to ensure you see the most current high-yield options.
Can I write checks from a Money Market Account?
Yes, most Money Market Accounts allow you to write a limited number of checks or make debit card transactions each month (typically up to 6), making them more flexible than a standard savings account.
How much do I need to deposit to open a money market account in Liverpool, New York?
Minimum deposit requirements vary widely. Some online money market deposit accounts can be opened with no minimum, while many banks and credit unions in Liverpool, New York require an initial deposit of $1,000 to $2,500 to earn the highest advertised APY. Larger deposits often unlock higher rate tiers, and FDIC or NCUA insurance protects deposits up to $250,000 per depositor, per institution.
Best Money Market Rates in Liverpool, New York
Here are some of the highest money market account APYs currently available in Liverpool, New York and the surrounding area:
- Citizens Bank
Citizens Private Client Money Market — 3.50% APY - Pathfinder Bank
Premier Money Market Deposit Account 6-Month Intro Rate — 3.50% APY - AmeriCU Credit Union
High Rate Money Market — 3.00% APY - General Electric Employees Federal Credit Union
Money Market — 1.25% APY - Solvay Bank
Money Market Advantage Non-Personal — 1.00% APY
Money Market Rates reflect actual verified offers from banks and credit unions actively accepting deposits in Liverpool, New York. Your final available rate may depend on deposit amount and daily market movements. Last Updated and Verified: July 12, 2026
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