Best Money Market Rates in Liverpool, New York (NY) - May 2026
Content reviewed by
Brian McKay
i
Editorial Disclosure
Brian McKay
Brian McKay
Founder & Data ArchitectExpertise
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Brian is the Founder of MonitorBankRates.com. For over 18 years, he has utilized his background in enterprise infrastructure to engineer proprietary systems that track rates from over 8,000 financial institutions.
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Editorial Disclosure
The rates displayed are actual, verified rates sourced directly from the official websites of banks and credit unions. Our editorial content is independent of any advertiser relationships.
Current Liverpool, New York and the surrounding area money market deposit account rates include Citizens BankCitizens Bank7541 Oswego Rd, Liverpool, NY 13090A5.0 ★Texas Ratio: 8.28% Citizens Private Client® Money Market at 3.75% APY, AmeriCU Credit UnionAmeriCU Credit Union7474 Oswego Rd, Liverpool, NY 13090A-4.9 ★Texas Ratio: 16.15% High Rate Money Market at 3.00% APY, General Electric Employees Federal Credit UnionGeneral Electric Employees Federal Credit Union497 Electronics Pkwy, Liverpool, NY 13088 6062A5.0 ★Texas Ratio: 8.21% Money Market at 1.25% APY, Solvay BankSolvay Bank7421 Oswego Rd, Liverpool, NY 13090A+5.0 ★Texas Ratio: 0.79% Money Market Advantage at 1.00% APY, and Auburn Community Federal Credit UnionAuburn Community Federal Credit Union7538 Oswego Rd, Liverpool, NY 13090 2928A+5.0 ★Texas Ratio: 0.08% Save More Money Market Account at 0.15% APY. Money market rates as of May 12, 2026 according to verified data from MonitorBankRates.
Liverpool has 5 local institutions in our database, with money market rates as high as 3.75% APY from Citizens Bank at 7541 Oswego Rd, Liverpool, NY 13090. Use the table below to compare all available offers, including options from institutions serving the broader New York area. Rates are continually updated — we recommend checking back frequently.
Rates reflect recent market quotes and representative offers available to depositors in Liverpool, New York and surrounding area. Last Updated and Verified: May 12, 2026
Compare the Best Money Market Rates Today in Liverpool, New York & the Surrounding Area
Source: Verified Money Market Rate Data provided by MonitorBankRates
Institution
Product
APY
Min Deposit
Profile
Citizens Bank
Institution Rating:
A5.0 ★ Texas Ratio: 8.28%
7541 Oswego Rd, Liverpool, NY 13090
Citizens Private Client® Money Market
3.75%
$0
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedMay 4, 2026
Details
Qualifying balance up to $25,000.00
Citizens Bank
Institution Rating:
A5.0 ★ Texas Ratio: 8.28%
7541 Oswego Rd, Liverpool, NY 13090
Citizens Quest® Money Market
3.75%
$0
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedMay 4, 2026
Details
Qualifying balance up to $25,000.00
AmeriCU Credit Union
Institution Rating:
A-4.9 ★ Texas Ratio: 16.15%
7474 Oswego Rd, Liverpool, NY 13090
Money Markets
3.00%
$0
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedMay 12, 2026
Details
As high as as
AmeriCU Credit Union
Institution Rating:
A-4.9 ★ Texas Ratio: 16.15%
7474 Oswego Rd, Liverpool, NY 13090
High Rate Money Market
3.00%
$0
▼
Rate2.96%
Min Deposit$0
Min Balance—
UpdatedMay 12, 2026
Details
AmeriCU Credit Union
Institution Rating:
A-4.9 ★ Texas Ratio: 16.15%
7474 Oswego Rd, Liverpool, NY 13090
High Rate Money Market
2.75%
$0
▼
Rate2.72%
Min Deposit$0
Min Balance—
UpdatedMay 12, 2026
Details
AmeriCU Credit Union
Institution Rating:
A-4.9 ★ Texas Ratio: 16.15%
7474 Oswego Rd, Liverpool, NY 13090
High Rate Money Market
2.50%
$0
▼
Rate2.47%
Min Deposit$0
Min Balance—
UpdatedMay 12, 2026
Details
AmeriCU Credit Union
Institution Rating:
A-4.9 ★ Texas Ratio: 16.15%
7474 Oswego Rd, Liverpool, NY 13090
Health Savings Account (HSA) Money Market
2.23%
$0
▼
Rate2.25%
Min Deposit$0
Min Balance—
UpdatedMay 12, 2026
Details
AmeriCU Credit Union
Institution Rating:
A-4.9 ★ Texas Ratio: 16.15%
7474 Oswego Rd, Liverpool, NY 13090
High Rate Money Market
2.00%
$0
▼
Rate1.98%
Min Deposit$0
Min Balance—
UpdatedMay 12, 2026
Details
AmeriCU Credit Union
Institution Rating:
A-4.9 ★ Texas Ratio: 16.15%
7474 Oswego Rd, Liverpool, NY 13090
Health Savings Account (HSA) Money Market
1.98%
$0
▼
Rate2.00%
Min Deposit$0
Min Balance—
UpdatedMay 12, 2026
Details
AmeriCU Credit Union
Institution Rating:
A-4.9 ★ Texas Ratio: 16.15%
7474 Oswego Rd, Liverpool, NY 13090
Health Savings Account (HSA) Money Market
1.74%
$0
▼
Rate1.75%
Min Deposit$0
Min Balance—
UpdatedMay 12, 2026
Details
AmeriCU Credit Union
Institution Rating:
A-4.9 ★ Texas Ratio: 16.15%
7474 Oswego Rd, Liverpool, NY 13090
High Rate Money Market
1.50%
$0
▼
Rate1.49%
Min Deposit$0
Min Balance—
UpdatedMay 12, 2026
Details
AmeriCU Credit Union
Institution Rating:
A-4.9 ★ Texas Ratio: 16.15%
7474 Oswego Rd, Liverpool, NY 13090
Health Savings Account (HSA) Money Market
1.49%
$0
▼
Rate1.50%
Min Deposit$0
Min Balance—
UpdatedMay 12, 2026
Details
General Electric Employees Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 8.21%
497 Electronics Pkwy, Liverpool, NY 13088 6062
Money Market
1.25%
$0
▼
Rate1.25%
Min Deposit$0
Min Balance—
UpdatedMay 6, 2026
Details
AmeriCU Credit Union
Institution Rating:
A-4.9 ★ Texas Ratio: 16.15%
7474 Oswego Rd, Liverpool, NY 13090
High Rate Money Market
1.25%
$0
▼
Rate1.24%
Min Deposit$0
Min Balance—
UpdatedMay 12, 2026
Details
AmeriCU Credit Union
Institution Rating:
A-4.9 ★ Texas Ratio: 16.15%
7474 Oswego Rd, Liverpool, NY 13090
Health Savings Account (HSA) Money Market
1.24%
$0
▼
Rate1.25%
Min Deposit$0
Min Balance—
UpdatedMay 12, 2026
Details
Solvay Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 0.79%
7421 Oswego Rd, Liverpool, NY 13090
Money Market Advantage Non-Personal
1.00%
$25,000
▼
Rate1.00%
Min Deposit$25,000
Min Balance—
UpdatedMay 4, 2026
Details
AmeriCU Credit Union
Institution Rating:
A-4.9 ★ Texas Ratio: 16.15%
7474 Oswego Rd, Liverpool, NY 13090
Money Market Savings
1.00%
$0
▼
Rate1.00%
Min Deposit$0
Min Balance—
UpdatedMay 12, 2026
Details
AmeriCU Credit Union
Institution Rating:
A-4.9 ★ Texas Ratio: 16.15%
7474 Oswego Rd, Liverpool, NY 13090
High Rate Money Market
1.00%
$0
▼
Rate1.00%
Min Deposit$0
Min Balance—
UpdatedMay 12, 2026
Details
General Electric Employees Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 8.21%
497 Electronics Pkwy, Liverpool, NY 13088 6062
Money Market
1.00%
$0
▼
Rate1.00%
Min Deposit$0
Min Balance—
UpdatedMay 6, 2026
Details
AmeriCU Credit Union
Institution Rating:
A-4.9 ★ Texas Ratio: 16.15%
7474 Oswego Rd, Liverpool, NY 13090
Health Savings Account (HSA) Money Market
1.00%
$0
▼
Rate1.00%
Min Deposit$0
Min Balance—
UpdatedMay 12, 2026
Details
Solvay Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 0.79%
7421 Oswego Rd, Liverpool, NY 13090
Money Market Advantage
1.00%
$25,000
▼
Rate1.00%
Min Deposit$25,000
Min Balance—
UpdatedMay 4, 2026
Details
AmeriCU Credit Union
Institution Rating:
A-4.9 ★ Texas Ratio: 16.15%
7474 Oswego Rd, Liverpool, NY 13090
High Rate Money Market
0.90%
$0
▼
Rate0.90%
Min Deposit$0
Min Balance—
UpdatedMay 12, 2026
Details
AmeriCU Credit Union
Institution Rating:
A-4.9 ★ Texas Ratio: 16.15%
7474 Oswego Rd, Liverpool, NY 13090
Money Market Savings
0.90%
$0
▼
Rate0.90%
Min Deposit$0
Min Balance—
UpdatedMay 12, 2026
Details
General Electric Employees Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 8.21%
497 Electronics Pkwy, Liverpool, NY 13088 6062
Money Market
0.85%
$0
▼
Rate0.85%
Min Deposit$0
Min Balance—
UpdatedMay 6, 2026
Details
Solvay Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 0.79%
7421 Oswego Rd, Liverpool, NY 13090
Money Market Advantage Non-Personal
0.85%
$25,000
▼
Rate0.85%
Min Deposit$25,000
Min Balance—
UpdatedMay 4, 2026
Details
Solvay Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 0.79%
7421 Oswego Rd, Liverpool, NY 13090
Money Market Advantage
0.85%
$25,000
▼
Rate0.85%
Min Deposit$25,000
Min Balance—
UpdatedMay 4, 2026
Details
AmeriCU Credit Union
Institution Rating:
A-4.9 ★ Texas Ratio: 16.15%
7474 Oswego Rd, Liverpool, NY 13090
Money Market Savings
0.80%
$0
▼
Rate0.80%
Min Deposit$0
Min Balance—
UpdatedMay 12, 2026
Details
AmeriCU Credit Union
Institution Rating:
A-4.9 ★ Texas Ratio: 16.15%
7474 Oswego Rd, Liverpool, NY 13090
High Rate Money Market
0.80%
$0
▼
Rate0.80%
Min Deposit$0
Min Balance—
UpdatedMay 12, 2026
Details
Solvay Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 0.79%
7421 Oswego Rd, Liverpool, NY 13090
Money Market Non-Personal
0.75%
$100
▼
Rate0.75%
Min Deposit$100
Min Balance—
UpdatedMay 4, 2026
Details
Solvay Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 0.79%
7421 Oswego Rd, Liverpool, NY 13090
Money Market Account
0.75%
$15
▼
Rate0.75%
Min Deposit$15
Min Balance—
UpdatedMay 4, 2026
Details
Solvay Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 0.79%
7421 Oswego Rd, Liverpool, NY 13090
Money Market Non-Personal
0.65%
$100
▼
Rate0.65%
Min Deposit$100
Min Balance—
UpdatedMay 4, 2026
Details
Solvay Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 0.79%
7421 Oswego Rd, Liverpool, NY 13090
Money Market Account
0.65%
$15
▼
Rate0.65%
Min Deposit$15
Min Balance—
UpdatedMay 4, 2026
Details
AmeriCU Credit Union
Institution Rating:
A-4.9 ★ Texas Ratio: 16.15%
7474 Oswego Rd, Liverpool, NY 13090
Money Market Savings
0.60%
$0
▼
Rate0.60%
Min Deposit$0
Min Balance—
UpdatedMay 12, 2026
Details
Solvay Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 0.79%
7421 Oswego Rd, Liverpool, NY 13090
Money Market Advantage Non-Personal
0.60%
$25,000
▼
Rate0.60%
Min Deposit$25,000
Min Balance—
UpdatedMay 4, 2026
Details
Solvay Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 0.79%
7421 Oswego Rd, Liverpool, NY 13090
Money Market Advantage
0.60%
$25,000
▼
Rate0.60%
Min Deposit$25,000
Min Balance—
UpdatedMay 4, 2026
Details
AmeriCU Credit Union
Institution Rating:
A-4.9 ★ Texas Ratio: 16.15%
7474 Oswego Rd, Liverpool, NY 13090
High Rate Money Market
0.60%
$0
▼
Rate0.60%
Min Deposit$0
Min Balance—
UpdatedMay 12, 2026
Details
Solvay Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 0.79%
7421 Oswego Rd, Liverpool, NY 13090
Money Market Advantage Non-Personal
0.50%
$25,000
▼
Rate0.50%
Min Deposit$25,000
Min Balance—
UpdatedMay 4, 2026
Details
Solvay Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 0.79%
7421 Oswego Rd, Liverpool, NY 13090
Money Market Advantage
0.50%
$25,000
▼
Rate0.50%
Min Deposit$25,000
Min Balance—
UpdatedMay 4, 2026
Details
AmeriCU Credit Union
Institution Rating:
A-4.9 ★ Texas Ratio: 16.15%
7474 Oswego Rd, Liverpool, NY 13090
Money Market Savings
0.50%
$0
▼
Rate0.50%
Min Deposit$0
Min Balance—
UpdatedMay 12, 2026
Details
AmeriCU Credit Union
Institution Rating:
A-4.9 ★ Texas Ratio: 16.15%
7474 Oswego Rd, Liverpool, NY 13090
High Rate Money Market
0.50%
$0
▼
Rate0.50%
Min Deposit$0
Min Balance—
UpdatedMay 12, 2026
Details
General Electric Employees Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 8.21%
497 Electronics Pkwy, Liverpool, NY 13088 6062
Money Market
0.50%
$0
▼
Rate0.50%
Min Deposit$0
Min Balance—
UpdatedMay 6, 2026
Details
Solvay Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 0.79%
7421 Oswego Rd, Liverpool, NY 13090
Money Market Non-Personal
0.45%
$100
▼
Rate0.45%
Min Deposit$100
Min Balance—
UpdatedMay 4, 2026
Details
Solvay Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 0.79%
7421 Oswego Rd, Liverpool, NY 13090
Money Market Account
0.45%
$15
▼
Rate0.45%
Min Deposit$15
Min Balance—
UpdatedMay 4, 2026
Details
AmeriCU Credit Union
Institution Rating:
A-4.9 ★ Texas Ratio: 16.15%
7474 Oswego Rd, Liverpool, NY 13090
High Rate Money Market
0.40%
$0
▼
Rate0.40%
Min Deposit$0
Min Balance—
UpdatedMay 12, 2026
Details
AmeriCU Credit Union
Institution Rating:
A-4.9 ★ Texas Ratio: 16.15%
7474 Oswego Rd, Liverpool, NY 13090
Money Market Savings
0.40%
$0
▼
Rate0.40%
Min Deposit$0
Min Balance—
UpdatedMay 12, 2026
Details
Solvay Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 0.79%
7421 Oswego Rd, Liverpool, NY 13090
Money Market Non-Personal
0.35%
$100
▼
Rate0.35%
Min Deposit$100
Min Balance—
UpdatedMay 4, 2026
Details
Solvay Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 0.79%
7421 Oswego Rd, Liverpool, NY 13090
Money Market Account
0.35%
$15
▼
Rate0.35%
Min Deposit$15
Min Balance—
UpdatedMay 4, 2026
Details
Solvay Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 0.79%
7421 Oswego Rd, Liverpool, NY 13090
Money Market Advantage
0.30%
$25,000
▼
Rate0.30%
Min Deposit$25,000
Min Balance—
UpdatedMay 4, 2026
Details
General Electric Employees Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 8.21%
497 Electronics Pkwy, Liverpool, NY 13088 6062
Money Market
0.30%
$0
▼
Rate0.30%
Min Deposit$0
Min Balance—
UpdatedMay 6, 2026
Details
Solvay Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 0.79%
7421 Oswego Rd, Liverpool, NY 13090
Money Market Advantage Non-Personal
0.30%
$25,000
▼
Rate0.30%
Min Deposit$25,000
Min Balance—
UpdatedMay 4, 2026
Details
AmeriCU Credit Union
Institution Rating:
A-4.9 ★ Texas Ratio: 16.15%
7474 Oswego Rd, Liverpool, NY 13090
Money Market Savings
0.25%
$0
▼
Rate0.25%
Min Deposit$0
Min Balance—
UpdatedMay 12, 2026
Details
AmeriCU Credit Union
Institution Rating:
A-4.9 ★ Texas Ratio: 16.15%
7474 Oswego Rd, Liverpool, NY 13090
High Rate Money Market
0.25%
$0
▼
Rate0.25%
Min Deposit$0
Min Balance—
UpdatedMay 12, 2026
Details
Solvay Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 0.79%
7421 Oswego Rd, Liverpool, NY 13090
Money Market Non-Personal
0.25%
$100
▼
Rate0.25%
Min Deposit$100
Min Balance—
UpdatedMay 4, 2026
Details
Solvay Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 0.79%
7421 Oswego Rd, Liverpool, NY 13090
Money Market Account
0.25%
$15
▼
Rate0.25%
Min Deposit$15
Min Balance—
UpdatedMay 4, 2026
Details
Solvay Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 0.79%
7421 Oswego Rd, Liverpool, NY 13090
Money Market Advantage Non-Personal
0.20%
$25,000
▼
Rate0.20%
Min Deposit$25,000
Min Balance—
UpdatedMay 4, 2026
Details
Solvay Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 0.79%
7421 Oswego Rd, Liverpool, NY 13090
Money Market Advantage
0.20%
$25,000
▼
Rate0.20%
Min Deposit$25,000
Min Balance—
UpdatedMay 4, 2026
Details
Auburn Community Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.08%
7538 Oswego Rd, Liverpool, NY 13090 2928
Save More Money Market Account
0.15%
$0
▼
Rate0.15%
Min Deposit$0
Min Balance—
UpdatedMay 6, 2026
Details
Solvay Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 0.79%
7421 Oswego Rd, Liverpool, NY 13090
Money Market Account
0.15%
$15
▼
Rate0.15%
Min Deposit$15
Min Balance—
UpdatedMay 4, 2026
Details
Solvay Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 0.79%
7421 Oswego Rd, Liverpool, NY 13090
Money Market Non-Personal
0.15%
$100
▼
Rate0.15%
Min Deposit$100
Min Balance—
UpdatedMay 4, 2026
Details
Citizens Bank
Institution Rating:
A5.0 ★ Texas Ratio: 8.28%
7541 Oswego Rd, Liverpool, NY 13090
Citizens Private Client® Money Market
0.15%
$0
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedMay 4, 2026
Details
Auburn Community Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.08%
7538 Oswego Rd, Liverpool, NY 13090 2928
Save More Money Market Account
0.05%
$0
▼
Rate0.05%
Min Deposit$0
Min Balance—
UpdatedMay 6, 2026
Details
Citizens Bank
Institution Rating:
A5.0 ★ Texas Ratio: 8.28%
7541 Oswego Rd, Liverpool, NY 13090
Citizens Quest® Money Market
0.03%
$0
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedMay 4, 2026
Details
AmeriCU Credit Union
Institution Rating:
A-4.9 ★ Texas Ratio: 16.15%
7474 Oswego Rd, Liverpool, NY 13090
Money Market Savings
0.03%
$0
▼
Rate0.03%
Min Deposit$0
Min Balance—
UpdatedMay 12, 2026
Details
AmeriCU Credit Union
Institution Rating:
A-4.9 ★ Texas Ratio: 16.15%
7474 Oswego Rd, Liverpool, NY 13090
Money Market Savings
0.01%
$0
▼
Rate0.01%
Min Deposit$0
Min Balance—
UpdatedMay 12, 2026
Details
Citizens Bank
Institution Rating:
A5.0 ★ Texas Ratio: 8.28%
7541 Oswego Rd, Liverpool, NY 13090
Personal Money Market
0.01%
$0
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedMay 4, 2026
Details
Carver Federal Savings Bank
Institution Rating:
C3.9 ★ Texas Ratio: 28.07%
Money Market Accounts & High Yield Savings
4.25%
$0
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedMay 5, 2026
Details
UFirst Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.10%
High-Yield Money Market
4.00%
$0
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedMay 7, 2026
Details
UFirst Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.10%
High Yield Money Market Account
4.00%
$0
▼
Rate4.00%
Min Deposit$0
Min Balance—
UpdatedMay 7, 2026
Details
Ridgewood Savings Bank
Institution Rating:
A5.0 ★ Texas Ratio: 7.75%
Smart Move Money Market
3.75%
$10,000
▼
Rate3.63%
Min Deposit$10,000
Min Balance—
UpdatedMay 4, 2026
Details
The Upstate National Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 0.00%
Money Market Deposit Account
3.70%
$0
▼
Rate3.64%
Min Deposit$0
Min Balance—
UpdatedMay 5, 2026
Details
Visions Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.43%
Money Market
3.60%
$0
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedMay 7, 2026
Details
For six months when you become a new member and open a Flex Money Market or Business Money Market account!
Apple Bank for Savings
Institution Rating:
A+5.0 ★ Texas Ratio: 1.54%
Treasury Bill Indexed Money Market Account
3.55%
$0
▼
Rate3.48%
Min Deposit$0
Min Balance—
UpdatedMay 5, 2026
Details
Apple Bank for Savings
Institution Rating:
A+5.0 ★ Texas Ratio: 1.54%
Apple Choice Money Market Account Preferred Rate
3.55%
$0
▼
Rate3.48%
Min Deposit$0
Min Balance—
UpdatedMay 5, 2026
Details
Apple Choice Banking Program
Rate—
Min Deposit$0
Min Balance—
UpdatedMay 4, 2026
Details
Baxter Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 7.73%
Money Market Special
3.50%
$0
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedMay 12, 2026
Details
Rate3.44%
Min Deposit$0
Min Balance—
UpdatedMay 10, 2026
Details
New money only
Baxter Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 7.73%
Money Market Special Intro rate
3.50%
$0
▼
Rate3.45%
Min Deposit$0
Min Balance—
UpdatedMay 12, 2026
Details
$15,000+
Patriot Bank N.A.
Institution Rating:
F2.4 ★ Texas Ratio: 45.79%
Founders Money Market
3.50%
$0
▼
Rate3.39%
Min Deposit$0
Min Balance—
UpdatedMay 4, 2026
Details
Piermont Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 5.99%
Business Money Market Account
3.50%
$0
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedMay 5, 2026
Details
Rate—
Min Deposit$0
Min Balance—
UpdatedMay 4, 2026
Details
Rate—
Min Deposit$0
Min Balance—
UpdatedMay 4, 2026
Details
Pioneer Bank Albany, NY
Institution Rating:
A5.0 ★ Texas Ratio: 6.71%
4-month Pioneer Money Market
3.50%
$0
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedMay 5, 2026
Details
Rate3.44%
Min Deposit$500
Min Balance—
UpdatedMay 5, 2026
Details
Minimum Average Daily Balance to Earn APY: $500 to $999,999.99
Newtek Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 5.72%
Business Money Market Account
3.50%
$0
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedMay 4, 2026
Details
No service charges or monthly fees.
New Millennium Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 3.04%
SMART Money Market Account
3.50%
$100,000
▼
Rate—
Min Deposit$100,000
Min Balance—
UpdatedMay 5, 2026
Details
$100.000.00 Minimum to open and to earn APY required minimum daily balance $100,000.00 If average daily balance falls below $100,000.00 during the statement cycle a $20.00 minimum balance fee will apply
Patriot Bank N.A.
Institution Rating:
F2.4 ★ Texas Ratio: 45.79%
Founders Money Market for Business
3.50%
$0
▼
Rate3.39%
Min Deposit$0
Min Balance—
UpdatedMay 4, 2026
Details
Together Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.65%
Money Market (IRA)
3.50%
$0
▼
Rate3.44%
Min Deposit$0
Min Balance—
UpdatedMay 10, 2026
Details
New money only
International Bank of Chicago
Institution Rating:
B-4.4 ★ Texas Ratio: 22.84%
Premier Money Market
3.40%
$0
▼
Rate3.35%
Min Deposit$0
Min Balance—
UpdatedMay 4, 2026
Details
International Bank of Chicago
Institution Rating:
B-4.4 ★ Texas Ratio: 22.84%
Money Market Account
3.35%
$0
▼
Rate3.30%
Min Deposit$0
Min Balance—
UpdatedMay 4, 2026
Details
Ballston Spa National Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 2.61%
Platinum Money Market (Personal, Business, Non-profit, Trusts, Estates)
3.35%
$10,000
▼
Rate3.30%
Min Deposit$10,000
Min Balance—
UpdatedMay 5, 2026
Details
SJP Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 10.45%
Money Market
3.30%
$0
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedMay 6, 2026
Details
MOOG EMPLOYEES
Institution Rating:
A5.0 ★ Texas Ratio: 12.22%
Platinum Money Market Shares
3.30%
$0
▼
Rate3.30%
Min Deposit$0
Min Balance—
UpdatedMay 12, 2026
Details
Minimum Balance of $10,000.00 Required to Earn Dividends; Deposit cannot exceed $500,000.00
International Bank of Chicago
Institution Rating:
B-4.4 ★ Texas Ratio: 22.84%
Premier Money Market
3.30%
$0
▼
Rate3.25%
Min Deposit$0
Min Balance—
UpdatedMay 4, 2026
Details
New Millennium Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 3.04%
SMART Money Market Account
3.25%
$100,000
▼
Rate—
Min Deposit$100,000
Min Balance—
UpdatedMay 5, 2026
Details
$100.000.00 Minimum to open and to earn APY required minimum daily balance $100,000.00 If average daily balance falls below $100,000.00 during the statement cycle a $20.00 minimum balance fee will apply
Lufthansa Employee Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.10%
Money Market Account
3.25%
$1,500
▼
Rate—
Min Deposit$1,500
Min Balance—
UpdatedMay 7, 2026
Details
Unrestricted Savings Account - Interest Compounded Monthly
Sunmark Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 11.71%
Money Market Accounts
3.25%
$500
▼
Rate3.21%
Min Deposit$500
Min Balance—
UpdatedMay 12, 2026
Details
Sunmark Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 11.71%
Signature Money Market
3.25%
$500
▼
Rate3.21%
Min Deposit$500
Min Balance—
UpdatedMay 12, 2026
Details
Centra Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 7.15%
High Interest Money Market Savings
3.05%
$0
▼
Rate3.01%
Min Deposit$0
Min Balance—
UpdatedMay 12, 2026
Details
Broadview Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.00%
Money Market
3.05%
$0
▼
Rate3.00%
Min Deposit$0
Min Balance—
UpdatedMay 12, 2026
Details
Centra Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 7.15%
Business & Public Funds Premium Money Market Savings
3.05%
$0
▼
Rate3.01%
Min Deposit$0
Min Balance—
UpdatedMay 12, 2026
Details
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MonitorBankRates
The Annual Percentage Yields (APYs) displayed are based on the highest APY offered for the specified deposit amount or less. Rates may change without prior notice. Rates reflect recent market quotes and representative offers available to depositors in Liverpool, New York and the surrounding area.
Banks and Credit Unions: If you identify an incorrect rate or wish to request the removal of your institution’s data, please contact us here.
Banks and Credit Unions: If you identify an incorrect rate or wish to request the removal of your institution’s data, please contact us here.
Liverpool, NY Money Market Rate Trends
Compare local Liverpool, NY money market quotes against the statewide average
Daily money market rate averages tracked across our database of 8,500+ banks and credit unions — updated every evening.
High-Yield MMA — NY Avg
3.343%
Unchanged vs 7 days ago
New York high-yield MMA rates currently average 3.343% APY.
Standard MMA — NY Avg
0.595%
Unchanged vs 7 days ago
New York standard MMA rates currently average 0.595% APY.
As of May 14, 2026 • Rate data sourced from 8,500+ monitored institutions
Powered by MonitorBankRates
Methodology & Data Sources
Direct-Sourced & Verified Money Market Rate Data: We aggregate money market deposit account rates for Liverpool, New York directly from the official websites of banks and credit unions using our proprietary rate aggregation technology and a dedicated team of rate updaters. Every money market rate displayed on MonitorBankRates.com is highly accurate and trustworthy.
Local, Regional, and National Coverage: Our systems constantly monitor the market to provide a complete picture of available yields in Liverpool, New York. We feature a comprehensive mix of institutions from neighborhood credit unions and mid-sized regional banks to large national institutions available to savers in NY.
Daily Updates & Time-Stamped Accuracy: Our rate updaters verify and update money market rates daily. Because MMA yields can fluctuate rapidly based on market conditions, every product listed features its own specific “last updated” date, giving you complete transparency.
Frequently Asked Questions about Money Market Accounts in Liverpool, New York
What is a Money Market Account (MMA)?
A Money Market Account (MMA), formally known as a money market deposit account (MMDA), is a type of deposit account that often pays higher interest rates than standard savings accounts. They usually come with check-writing privileges and debit card access, offering a balance of growth and liquidity for savers in New York.
Are Money Market accounts in Liverpool, New York safe?
Yes, as long as the institution is FDIC insured (for banks) or NCUA insured (for credit unions). This provides federal protection for your deposits in New York up to $250,000 per depositor, per institution.
How often do MMA rates change in Liverpool, New York?
Money market rates are variable and can change at any time based on market conditions and Federal Reserve decisions. We update our local New York rate tables daily to ensure you see the most current high-yield options.
Can I write checks from a Money Market Account?
Yes, most Money Market Accounts allow you to write a limited number of checks or make debit card transactions each month (typically up to 6), making them more flexible than a standard savings account.
How much do I need to deposit to open a money market account in Liverpool, New York?
Minimum deposit requirements vary widely. Some online money market deposit accounts can be opened with no minimum, while many banks and credit unions in Liverpool, New York require an initial deposit of $1,000 to $2,500 to earn the highest advertised APY. Larger deposits often unlock higher rate tiers, and FDIC or NCUA insurance protects deposits up to $250,000 per depositor, per institution.
Best Money Market Rates in Liverpool, New York
Here are some of the highest money market account APYs currently available in Liverpool, New York and the surrounding area:
- Citizens Bank
Citizens Private Client® Money Market — 3.75% APY - AmeriCU Credit Union
High Rate Money Market — 3.00% APY - General Electric Employees Federal Credit Union
Money Market — 1.25% APY - Solvay Bank
Money Market Advantage — 1.00% APY - Auburn Community Federal Credit Union
Save More Money Market Account — 0.15% APY
Money Market Rates reflect actual verified offers from banks and credit unions actively accepting deposits in Liverpool, New York. Your final available rate may depend on deposit amount and daily market movements. Last Updated and Verified: May 12, 2026
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