MonitorBankRates
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Best Money Market Rates in Westbury, New York (NY) - April 2026

Content reviewed by
Brian McKay Brian McKay
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Brian McKay

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Editorial Disclosure The rates displayed are actual, verified rates sourced directly from the official websites of banks and credit unions. Our editorial content is independent of any advertiser relationships.
| ✓Fact Checked | Last Updated: April 13, 2026

Current Westbury, New York and the surrounding area money market rates include Carver Federal Savings BankCarver Federal Savings BankC3.9 ★Texas Ratio: 28.07% Money Market Accounts & High Yield Savings at 4.25% APY, UFirst Federal Credit UnionUFirst Federal Credit UnionA+5.0 ★Texas Ratio: 4.10% High-Yield Money Market at 4.00% APY, Together Credit UnionTogether Credit UnionA+5.0 ★Texas Ratio: 5.65% Money Market at 3.75% APY, Ridgewood Savings BankRidgewood Savings BankA5.0 ★Texas Ratio: 7.75% Smart Move Money Market at 3.75% APY, and Citizens BankCitizens BankA5.0 ★Texas Ratio: 8.28% Citizens Quest® Money Market at 3.75% APY. Money market rates as of April 13, 2026 according to verified data from MonitorBankRates.

Westbury has 4 local institutions in our database, with money market rates as high as 3.55% APY from Apple Bank for Savings at 1000 Merchant Concourse, Westbury, NY 11590. Use the table below to compare all available offers, including options from institutions serving the broader New York area. Rates are continually updated — we recommend checking back frequently.

Rates reflect recent market quotes and representative offers available to depositors in Westbury, New York and surrounding area. Last Updated and Verified: April 13, 2026

Compare the Best Money Market Rates Today in Westbury, New York & the Surrounding Area

Source: Verified Money Market Rate Data provided by MonitorBankRates
Institution
Product
APY
Min Deposit
Profile
Apple Bank for Savings
Institution Rating:
A+5.0 ★ Texas Ratio: 1.54%
1000 Merchant Concourse, Westbury, NY 11590
Treasury Bill Indexed Money Market Account
3.55%
$0
View
▼
Rate3.48%
Min Deposit$0
Min Balance—
UpdatedApr 11, 2026
Details

Apple Bank for Savings
Institution Rating:
A+5.0 ★ Texas Ratio: 1.54%
1000 Merchant Concourse, Westbury, NY 11590
Apple Choice Money Market Account Preferred Rate
3.55%
$0
View
▼
Rate3.48%
Min Deposit$0
Min Balance—
UpdatedApr 11, 2026
Details

Apple Choice Banking Program

Lufthansa Employee Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.10%
1065 OLD COUNTRY RD STE 215, WESTBURY, NY 11590
Money Market Account
3.25%
$1,500
View
▼
Rate—
Min Deposit$1,500
Min Balance—
UpdatedApr 5, 2026
Details

Unrestricted Savings Account - Interest Compounded Monthly

Apple Bank for Savings
Institution Rating:
A+5.0 ★ Texas Ratio: 1.54%
1000 Merchant Concourse, Westbury, NY 11590
Apple Choice Money Market Account
3.03%
$0
View
▼
Rate2.98%
Min Deposit$0
Min Balance—
UpdatedApr 11, 2026
Details

Apple Bank for Savings
Institution Rating:
A+5.0 ★ Texas Ratio: 1.54%
1000 Merchant Concourse, Westbury, NY 11590
Money Market Account
3.03%
$0
View
▼
Rate2.98%
Min Deposit$0
Min Balance—
UpdatedApr 11, 2026
Details

FourLeaf Federal Credit Union
Institution Rating:
A-4.9 ★ Texas Ratio: 15.85%
750 Old Country Rd, Westbury, NY 11590 4504
IRA Money Market Tier 6
1.00%
$0
View
▼
Rate1.00%
Min Deposit$0
Min Balance—
UpdatedApr 11, 2026
Details

FourLeaf Federal Credit Union
Institution Rating:
A-4.9 ★ Texas Ratio: 15.85%
750 Old Country Rd, Westbury, NY 11590 4504
FourLeaf Money Market Account Tier 6
1.00%
$0
View
▼
Rate1.00%
Min Deposit$0
Min Balance—
UpdatedApr 11, 2026
Details

FourLeaf Federal Credit Union
Institution Rating:
A-4.9 ★ Texas Ratio: 15.85%
750 Old Country Rd, Westbury, NY 11590 4504
Business Money Market Account - Tier 6
1.00%
$0
View
▼
Rate1.00%
Min Deposit$0
Min Balance—
UpdatedApr 11, 2026
Details

Peoples Alliance Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.10%
1600 Stewart Ave, Westbury, NY 11590 6611
Money Market
0.70%
$0
View
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedApr 11, 2026
Details

Peoples Alliance Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.10%
1600 Stewart Ave, Westbury, NY 11590 6611
Money Market
0.50%
$0
View
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedApr 11, 2026
Details

FourLeaf Federal Credit Union
Institution Rating:
A-4.9 ★ Texas Ratio: 15.85%
750 Old Country Rd, Westbury, NY 11590 4504
IRA Money Market Tier 5
0.40%
$0
View
▼
Rate0.40%
Min Deposit$0
Min Balance—
UpdatedApr 11, 2026
Details

Carver Federal Savings Bank
Institution Rating:
C3.9 ★ Texas Ratio: 28.07%
Money Market Accounts & High Yield Savings
4.25%
$0
View
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedApr 11, 2026
Details

UFirst Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.10%
High-Yield Money Market
4.00%
$0
View
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedApr 5, 2026
Details

UFirst Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.10%
High Yield Money Market Account
4.00%
$0
View
▼
Rate4.00%
Min Deposit$0
Min Balance—
UpdatedApr 5, 2026
Details

Citizens Bank
Institution Rating:
A5.0 ★ Texas Ratio: 8.28%
Citizens Quest® Money Market
3.75%
$0
View
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedApr 11, 2026
Details

Qualifying balance up to $25,000.00

Citizens Bank
Institution Rating:
A5.0 ★ Texas Ratio: 8.28%
Citizens Private Client® Money Market
3.75%
$0
View
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedApr 11, 2026
Details

Qualifying balance up to $25,000.00

Together Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.65%
Money Market (IRA)
3.75%
$0
View
▼
Rate3.68%
Min Deposit$0
Min Balance—
UpdatedApr 6, 2026
Details

New money only

Together Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.65%
Money Market
3.75%
$0
View
▼
Rate3.68%
Min Deposit$0
Min Balance—
UpdatedApr 6, 2026
Details

New money only

Ridgewood Savings Bank
Institution Rating:
A5.0 ★ Texas Ratio: 7.75%
Smart Move Money Market
3.75%
$10,000
View
▼
Rate3.63%
Min Deposit$10,000
Min Balance—
UpdatedApr 11, 2026
Details

The Upstate National Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 0.00%
Money Market Deposit Account
3.70%
$0
View
▼
Rate3.64%
Min Deposit$0
Min Balance—
UpdatedApr 11, 2026
Details

Visions Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.43%
Money Market
3.60%
$0
View
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedApr 5, 2026
Details

is_promo: true; For six months when you become a new member and open a Flex Money Market or Business Money Market account!

Patriot Bank N.A.
Institution Rating:
F2.4 ★ Texas Ratio: 45.79%
Founders Money Market
3.50%
$0
View
▼
Rate3.39%
Min Deposit$0
Min Balance—
UpdatedApr 11, 2026
Details

Spring Bank Bronx, NY
Institution Rating:
A5.0 ★ Texas Ratio: 11.84%
Money Market
3.50%
$500
View
▼
Rate3.44%
Min Deposit$500
Min Balance—
UpdatedApr 11, 2026
Details

Minimum Average Daily Balance to Earn APY: $500 to $999,999.99

Newtek Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 5.72%
Business Money Market
3.50%
$0
View
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedApr 11, 2026
Details

Newtek Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 5.72%
Business Money Market Account
3.50%
$0
View
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedApr 11, 2026
Details

Piermont Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 5.99%
Business Money Market Account
3.50%
$0
View
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedApr 11, 2026
Details

Baxter Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 7.73%
Money Market Special
3.50%
$0
View
▼
Rate3.45%
Min Deposit$0
Min Balance—
UpdatedApr 8, 2026
Details

$15,000+ Intro rate

Newtek Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 5.72%
Newtek Money Market
3.50%
$0
View
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedApr 11, 2026
Details

Patriot Bank N.A.
Institution Rating:
F2.4 ★ Texas Ratio: 45.79%
Founders Money Market for Business
3.50%
$0
View
▼
Rate3.39%
Min Deposit$0
Min Balance—
UpdatedApr 11, 2026
Details

Baxter Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 7.73%
Money Market Special Intro rate
3.50%
$0
View
▼
Rate3.45%
Min Deposit$0
Min Balance—
UpdatedApr 8, 2026
Details

$15,000+

New Millennium Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 3.04%
SMART Money Market Account
3.50%
$100,000
View
▼
Rate—
Min Deposit$100,000
Min Balance—
UpdatedApr 11, 2026
Details

$100.000.00 Minimum to open and to earn APY required minimum daily balance $100,000.00 If average daily balance falls below $100,000.00 during the statement cycle a $20.00 minimum balance fee will apply

Pioneer Bank Albany, NY
Institution Rating:
A5.0 ★ Texas Ratio: 6.71%
4-month Pioneer Money Market
3.50%
$0
View
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedApr 11, 2026
Details

EverBank
Institution Rating:
B4.5 ★ Texas Ratio: 20.65%
Business Money Market
3.50%
$0
View
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedApr 11, 2026
Details

Kearny Bank
Institution Rating:
A5.0 ★ Texas Ratio: 6.51%
Relationship Money Market
3.45%
$0
View
▼
Rate3.39%
Min Deposit$0
Min Balance—
UpdatedApr 11, 2026
Details

MOOG EMPLOYEES
Institution Rating:
A5.0 ★ Texas Ratio: 12.22%
Platinum Money Market Shares
3.40%
$0
View
▼
Rate3.40%
Min Deposit$0
Min Balance—
UpdatedMar 28, 2026
Details

Minimum Balance of $10,000.00 Required to Earn Dividends; Deposit cannot exceed $500,000.00 (Effective 11/20/25)

International Bank of Chicago
Institution Rating:
B-4.4 ★ Texas Ratio: 22.84%
Premier Money Market
3.40%
$0
View
▼
Rate3.35%
Min Deposit$0
Min Balance—
UpdatedApr 11, 2026
Details

Ballston Spa National Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 2.61%
Platinum Money Market (Personal, Business, Non-profit, Trusts, Estates)
3.35%
$10,000
View
▼
Rate3.30%
Min Deposit$10,000
Min Balance—
UpdatedApr 11, 2026
Details

International Bank of Chicago
Institution Rating:
B-4.4 ★ Texas Ratio: 22.84%
Money Market Account
3.35%
$0
View
▼
Rate3.30%
Min Deposit$0
Min Balance—
UpdatedApr 11, 2026
Details

International Bank of Chicago
Institution Rating:
B-4.4 ★ Texas Ratio: 22.84%
Premier Money Market
3.30%
$0
View
▼
Rate3.25%
Min Deposit$0
Min Balance—
UpdatedApr 11, 2026
Details

SJP Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 10.45%
Money Market
3.30%
$0
View
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedApr 11, 2026
Details

Hanover Community Bank
Institution Rating:
A5.0 ★ Texas Ratio: 7.19%
High Value Business Money Market
3.25%
$25,000
View
▼
Rate—
Min Deposit$25,000
Min Balance—
UpdatedApr 11, 2026
Details

New money only.

New Millennium Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 3.04%
SMART Money Market Account
3.25%
$100,000
View
▼
Rate—
Min Deposit$100,000
Min Balance—
UpdatedApr 11, 2026
Details

$100.000.00 Minimum to open and to earn APY required minimum daily balance $100,000.00 If average daily balance falls below $100,000.00 during the statement cycle a $20.00 minimum balance fee will apply

Sunmark Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 11.71%
Signature Money Market
3.25%
$500
View
▼
Rate3.21%
Min Deposit$500
Min Balance—
UpdatedApr 13, 2026
Details

Sunmark Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 11.71%
Money Market Accounts
3.25%
$500
View
▼
Rate3.21%
Min Deposit$500
Min Balance—
UpdatedApr 13, 2026
Details

Peoples Security Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 1.05%
Business Relationship Money Market
3.25%
$0
View
▼
Rate3.20%
Min Deposit$0
Min Balance—
UpdatedMar 28, 2026
Details

Kearny Bank
Institution Rating:
A5.0 ★ Texas Ratio: 6.51%
Relationship Money Market
3.20%
$0
View
▼
Rate3.15%
Min Deposit$0
Min Balance—
UpdatedApr 11, 2026
Details

International Bank of Chicago
Institution Rating:
B-4.4 ★ Texas Ratio: 22.84%
Premier Money Market
3.20%
$0
View
▼
Rate3.15%
Min Deposit$0
Min Balance—
UpdatedApr 11, 2026
Details

Hanover Community Bank
Institution Rating:
A5.0 ★ Texas Ratio: 7.19%
Premium High Yield Money Market Tier 5
3.10%
$25,000
View
▼
Rate3.06%
Min Deposit$25,000
Min Balance—
UpdatedApr 11, 2026
Details

Kearny Bank
Institution Rating:
A5.0 ★ Texas Ratio: 6.51%
Relationship Money Market
3.10%
$0
View
▼
Rate3.05%
Min Deposit$0
Min Balance—
UpdatedApr 11, 2026
Details

Centra Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 7.15%
Business & Public Funds Premium Money Market Savings
3.05%
$0
View
▼
Rate3.01%
Min Deposit$0
Min Balance—
UpdatedApr 9, 2026
Details

BROADVIEW
Institution Rating:
A+5.0 ★ Texas Ratio: 0.00%
Money Market
3.05%
$0
View
▼
Rate3.00%
Min Deposit$0
Min Balance—
UpdatedMar 25, 2026
Details

International Bank of Chicago
Institution Rating:
B-4.4 ★ Texas Ratio: 22.84%
Money Market Account
3.05%
$0
View
▼
Rate3.01%
Min Deposit$0
Min Balance—
UpdatedApr 11, 2026
Details

Armed Forces Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 4.63%
Premier Money Market
3.05%
$0
View
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedApr 11, 2026
Details

months

BROADVIEW
Institution Rating:
A+5.0 ★ Texas Ratio: 0.00%
Business Money Market
3.05%
$0
View
▼
Rate3.00%
Min Deposit$0
Min Balance—
UpdatedMar 25, 2026
Details

$1,000,000 and Over

Centra Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 7.15%
High Interest Money Market Savings
3.05%
$0
View
▼
Rate3.01%
Min Deposit$0
Min Balance—
UpdatedApr 9, 2026
Details

The First Bank of Greenwich
Institution Rating:
A+5.0 ★ Texas Ratio: 0.00%
Elite Money Market
3.04%
$0
View
▼
Rate3.00%
Min Deposit$0
Min Balance—
UpdatedApr 4, 2026
Details

The First Bank of Greenwich
Institution Rating:
A+5.0 ★ Texas Ratio: 0.00%
Elite Business Money Market
3.04%
$0
View
▼
Rate3.00%
Min Deposit$0
Min Balance—
UpdatedApr 4, 2026
Details

Pathfinder Bank
Institution Rating:
A5.0 ★ Texas Ratio: 12.40%
Premier Money Market Deposit Account
3.00%
$0
View
▼
Rate2.96%
Min Deposit$0
Min Balance—
UpdatedApr 11, 2026
Details

New Millennium Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 3.04%
SMART Money Market Account
3.00%
$100,000
View
▼
Rate—
Min Deposit$100,000
Min Balance—
UpdatedApr 11, 2026
Details

$100.000.00 Minimum to open and to earn APY required minimum daily balance $100,000.00 If average daily balance falls below $100,000.00 during the statement cycle a $20.00 minimum balance fee will apply

Sunmark Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 11.71%
Signature Money Market
3.00%
$500
View
▼
Rate2.96%
Min Deposit$500
Min Balance—
UpdatedApr 13, 2026
Details

Sunmark Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 11.71%
Money Market Accounts
3.00%
$500
View
▼
Rate2.96%
Min Deposit$500
Min Balance—
UpdatedApr 13, 2026
Details

Kinecta Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.14%
Signature Money Market (Personal)
3.00%
$0
View
▼
Rate2.96%
Min Deposit$0
Min Balance—
UpdatedApr 11, 2026
Details

Kearny Bank
Institution Rating:
A5.0 ★ Texas Ratio: 6.51%
Tiered Business Money Market Tier 4
3.00%
$0
View
▼
Rate2.96%
Min Deposit$0
Min Balance—
UpdatedApr 11, 2026
Details

Kinecta Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.14%
Signature Money Market
3.00%
$500,000
View
▼
Rate—
Min Deposit$500,000
Min Balance—
UpdatedApr 11, 2026
Details

AmeriCU Credit Union
Institution Rating:
A-4.9 ★ Texas Ratio: 16.15%
High Rate Money Market
3.00%
$0
View
▼
Rate2.96%
Min Deposit$0
Min Balance—
UpdatedApr 9, 2026
Details

The Bank of Princeton
Institution Rating:
A+5.0 ★ Texas Ratio: 2.91%
Premier Money Market
3.00%
$0
View
▼
Rate2.96%
Min Deposit$0
Min Balance—
UpdatedApr 11, 2026
Details

Ballston Spa National Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 2.61%
Platinum Money Market (Personal, Business, Non-profit, Trusts, Estates)
3.00%
$10,000
View
▼
Rate2.96%
Min Deposit$10,000
Min Balance—
UpdatedApr 11, 2026
Details

Patriot Bank N.A.
Institution Rating:
F2.4 ★ Texas Ratio: 45.79%
Money Market
3.00%
$0
View
▼
Rate2.92%
Min Deposit$0
Min Balance—
UpdatedApr 11, 2026
Details

Kearny Bank
Institution Rating:
A5.0 ★ Texas Ratio: 6.51%
Relationship Money Market
3.00%
$0
View
▼
Rate2.96%
Min Deposit$0
Min Balance—
UpdatedApr 11, 2026
Details

AmeriCU Credit Union
Institution Rating:
A-4.9 ★ Texas Ratio: 16.15%
Money Markets
3.00%
$0
View
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedApr 9, 2026
Details

Centra Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 7.15%
Business & Public Funds Premium Money Market Savings
2.90%
$0
View
▼
Rate2.86%
Min Deposit$0
Min Balance—
UpdatedApr 9, 2026
Details

Centra Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 7.15%
High Interest Money Market Savings
2.90%
$0
View
▼
Rate2.86%
Min Deposit$0
Min Balance—
UpdatedApr 9, 2026
Details

Kearny Bank
Institution Rating:
A5.0 ★ Texas Ratio: 6.51%
Relationship Money Market
2.90%
$0
View
▼
Rate2.86%
Min Deposit$0
Min Balance—
UpdatedApr 11, 2026
Details

Pathfinder Bank
Institution Rating:
A5.0 ★ Texas Ratio: 12.40%
Municipal Money Market Deposit Account
2.90%
$0
View
▼
Rate2.86%
Min Deposit$0
Min Balance—
UpdatedApr 11, 2026
Details

Hanover Community Bank
Institution Rating:
A5.0 ★ Texas Ratio: 7.19%
Premium High Yield Money Market Tier 4
2.85%
$25,000
View
▼
Rate2.81%
Min Deposit$25,000
Min Balance—
UpdatedApr 11, 2026
Details

Hanover Community Bank
Institution Rating:
A5.0 ★ Texas Ratio: 7.19%
Elite High Yield Personal Money Market
2.85%
$5,000
View
▼
Rate—
Min Deposit$5,000
Min Balance—
UpdatedApr 11, 2026
Details

First Choice Financial Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 6.07%
Money Market
2.84%
$0
View
▼
Rate2.80%
Min Deposit$0
Min Balance—
UpdatedApr 5, 2026
Details

Balance $1,000,000.01 + Average Daily Bal. Compound Monthly

Hanmi Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 2.11%
Simple Money Market
2.80%
$100
View
▼
Rate—
Min Deposit$100
Min Balance—
UpdatedMar 27, 2026
Details

$5 monthly maintenance charge waived when minimum balance requirement is met

AmeriCU Credit Union
Institution Rating:
A-4.9 ★ Texas Ratio: 16.15%
High Rate Money Market
2.75%
$0
View
▼
Rate2.72%
Min Deposit$0
Min Balance—
UpdatedApr 9, 2026
Details

Kinecta Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.14%
Signature Money Market
2.75%
$250,000
View
▼
Rate—
Min Deposit$250,000
Min Balance—
UpdatedApr 11, 2026
Details

Mid-Hudson Valley Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.69%
Money Market
2.75%
$1,000,000
View
▼
Rate2.72%
Min Deposit$1,000,000
Min Balance—
UpdatedApr 5, 2026
Details

$1,000,000

Generations United Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.06%
Business Money Market
2.75%
$0
View
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedApr 6, 2026
Details

as high as

North Country Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 7.37%
Money Markets
2.75%
$0
View
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedApr 6, 2026
Details

Kinecta Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.14%
Signature Money Market (Personal)
2.75%
$0
View
▼
Rate2.72%
Min Deposit$0
Min Balance—
UpdatedApr 11, 2026
Details

Sunmark Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 11.71%
Business Money Market
2.75%
$0
View
▼
Rate2.72%
Min Deposit$0
Min Balance—
UpdatedApr 13, 2026
Details

Sunmark Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 11.71%
Money Market Accounts
2.75%
$500
View
▼
Rate2.72%
Min Deposit$500
Min Balance—
UpdatedApr 13, 2026
Details

Sunmark Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 11.71%
Signature Money Market
2.75%
$500
View
▼
Rate2.72%
Min Deposit$500
Min Balance—
UpdatedApr 13, 2026
Details

Kinecta Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.14%
Signature Money Market
2.50%
$100,000
View
▼
Rate—
Min Deposit$100,000
Min Balance—
UpdatedApr 11, 2026
Details

Kinecta Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.14%
Signature Money Market (Personal)
2.50%
$0
View
▼
Rate2.47%
Min Deposit$0
Min Balance—
UpdatedApr 11, 2026
Details

Suffolk Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.20%
Money Market
2.50%
$0
View
▼
Rate2.47%
Min Deposit$0
Min Balance—
UpdatedApr 5, 2026
Details

Kaleida Health Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.49%
Money Market Account
2.50%
$0
View
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedApr 5, 2026
Details

AmeriCU Credit Union
Institution Rating:
A-4.9 ★ Texas Ratio: 16.15%
High Rate Money Market
2.50%
$0
View
▼
Rate2.47%
Min Deposit$0
Min Balance—
UpdatedApr 9, 2026
Details

Sunmark Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 11.71%
Signature Money Market
2.50%
$500
View
▼
Rate2.48%
Min Deposit$500
Min Balance—
UpdatedApr 13, 2026
Details

Mid-Hudson Valley Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.69%
Money Market
2.50%
$300,000
View
▼
Rate2.47%
Min Deposit$300,000
Min Balance—
UpdatedApr 5, 2026
Details

$300,000

Sunmark Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 11.71%
Money Market Accounts
2.50%
$500
View
▼
Rate2.48%
Min Deposit$500
Min Balance—
UpdatedApr 13, 2026
Details

Inner Lakes Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 6.86%
Money Market
2.48%
$0
View
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedApr 11, 2026
Details

As High as; Annual Percentage Yield

SUMA Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 12.20%
Money Market & Up
2.43%
$250,000
View
▼
Rate2.40%
Min Deposit$250,000
Min Balance—
UpdatedApr 5, 2026
Details

$250,000

North Country Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 7.37%
Money Markets
2.35%
$0
View
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedApr 6, 2026
Details

Mid-Hudson Valley Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.69%
Money Market
2.25%
$100,000
View
▼
Rate2.23%
Min Deposit$100,000
Min Balance—
UpdatedApr 5, 2026
Details

$100,000

Heritage Family Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.44%
Money Market Share Accounts
2.25%
$0
View
▼
Rate2.23%
Min Deposit$0
Min Balance—
UpdatedApr 6, 2026
Details

The Annual Percentage Yields (APYs) displayed are based on the highest APY offered for the specified deposit amount or less. Rates may change without prior notice. Rates reflect recent market quotes and representative offers available to depositors in Westbury, New York and the surrounding area.

Banks and Credit Unions: If you identify an incorrect rate or wish to request the removal of your institution’s data, please contact us here.

Westbury, NY Money Market Rate Trends

Compare local Westbury, NY money market quotes against the statewide average

Daily money market rate averages tracked across our database of 8,500+ banks and credit unions — updated every evening.

View Full New York MMA Trends →
High-Yield MMA — NY Avg
1.032%
Unchanged vs 7 days ago

New York high-yield MMA rates currently average 1.032% APY.

Standard MMA — NY Avg
1.201%
Unchanged vs 7 days ago

New York standard MMA rates currently average 1.201% APY.

As of Apr 13, 2026 • Rate data sourced from 8,500+ monitored institutions Powered by MonitorBankRates

Methodology & Data Sources

Direct-Sourced & Verified Money Market Rate Data: We aggregate money market account rates for Westbury, New York directly from the official websites of banks and credit unions using our proprietary rate aggregation technology and a dedicated team of rate updaters. Every money market rate displayed on MonitorBankRates.com is highly accurate and trustworthy.

Local, Regional, and National Coverage: Our systems constantly monitor the market to provide a complete picture of available yields in Westbury, New York. We feature a comprehensive mix of institutions from neighborhood credit unions and mid-sized regional banks to large national institutions available to savers in NY.

Daily Updates & Time-Stamped Accuracy: Our rate updaters verify and update money market rates daily. Because MMA yields can fluctuate rapidly based on market conditions, every product listed features its own specific “last updated” date, giving you complete transparency.

Frequently Asked Questions about Money Market Accounts in Westbury, New York

What is a Money Market Account (MMA)?

A Money Market Account (MMA) is a type of savings account that often pays higher interest rates than standard savings accounts. They usually come with check-writing privileges and debit card access, offering a balance of growth and liquidity for savers in New York.

Are Money Market accounts in Westbury, New York safe?

Yes, as long as the institution is FDIC insured (for banks) or NCUA insured (for credit unions). This provides federal protection for your deposits in New York up to $250,000 per depositor, per institution.

How often do MMA rates change in Westbury, New York?

Money market rates are variable and can change at any time based on market conditions and Federal Reserve decisions. We update our local New York rate tables daily to ensure you see the most current high-yield options.

Can I write checks from a Money Market Account?

Yes, most Money Market Accounts allow you to write a limited number of checks or make debit card transactions each month (typically up to 6), making them more flexible than a standard savings account.

Best Money Market Rates in Westbury, New York

Here are some of the highest money market account APYs currently available in Westbury, New York and the surrounding area:
  • Carver Federal Savings Bank
    Money Market Accounts & High Yield Savings — 4.25% APY
  • UFirst Federal Credit Union
    High-Yield Money Market — 4.00% APY
  • Together Credit Union
    Money Market — 3.75% APY
  • Ridgewood Savings Bank
    Smart Move Money Market — 3.75% APY
  • Citizens Bank
    Citizens Quest® Money Market — 3.75% APY
Money Market Rates reflect actual verified offers from banks and credit unions actively accepting deposits in Westbury, New York. Your final available rate may depend on deposit amount and daily market movements. Last Updated and Verified: April 13, 2026

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