Best Money Market Rates in Gastonia, North Carolina - June 2026

$250.00 Min Balance

$5,000 minimum average daily balance

With qualifying High-Yield Checking and $50,000 minimum average daily balance

With qualifying High-Yield Checking and $500 minimum average daily balance, up to $49,999

**$100 minimum opening deposit

**$100 minimum opening deposit

**$100 minimum opening deposit

With $500 minimum average daily balance

Below $500 average daily balance

**$100 minimum opening deposit

[Learn More](https://www.marinefederalhb.org/home/site/choicemoneymarket)

The special rate of up to 4.00% APY is available only on new Money Market Special accounts opened on or after 5/1/2026 and applies for the first 6 months following account opening. After 6 months, the account will automatically convert to a standard Elevate Money Market account and earn standard Elevate Money Market rates thereafter. A minimum opening balance of $15,000 is required. Members who currently have, or previously had in the last 12 months, any opened money market account at United are not eligible for this offer. Fees may reduce earnings. Rates may change after account is opened.

Up to $49,999.99

Qualifications Required: the owner of this account who will receive the tax statement (the "Tax Reported Owner") is the Tax Reported Owner of an Ultra Checking account or a Free Checking account maintained with an average monthly balance of at least $1.00; a combined total of at least 20 cleared signature (swipe and sign) credit transactions/non-PIN based debit card transactions on such Ultra Checking account or Free Checking account and cleared credit transactions on a U Boost, U First, or U Rewards credit card account for which the Tax Reported Owner is a cardholder are posted by 11:59 PM ET on the second to last calendar day of the dividend period; one direct deposit or electronic auto payment (ACH) from your Ultra Checking account or Free Checking account that is posted by 11:59 PM ET on the second to last calendar day of the dividend period; active enrollment in e-statements; Bonus rate

$15,000+

Limit one account per member. Each account is eligible to receive up to one package of pre-selected standard, duplicate-style Allegacy checks per year.

Qualifications Required: the owner of this account who will receive the tax statement (the "Tax Reported Owner") is the Tax Reported Owner of an Ultra Checking account or a Free Checking account maintained with an average monthly balance of at least $1.00; a combined total of at least 20 cleared signature (swipe and sign) credit transactions/non-PIN based debit card transactions on such Ultra Checking account or Free Checking account and cleared credit transactions on a U Boost, U First, or U Rewards credit card account for which the Tax Reported Owner is a cardholder are posted by 11:59 PM ET on the second to last calendar day of the dividend period; one direct deposit or electronic auto payment (ACH) from your Ultra Checking account or Free Checking account that is posted by 11:59 PM ET on the second to last calendar day of the dividend period; active enrollment in e-statements; Bonus rate

Qualifications Required

Variable rate; Balances $2,000,001.00 and above currently earn 0.25% (0.25% APY). Balances below $25,000.00 do not earn interest. Fees may reduce earnings. When your balance falls into a specific rate tier, your entire balance will earn the applicable rate in effect for that tier. For instance, if your balance reaches $2,000,001.00 or more, your entire balance would currently earn 0.25% APY. Initial minimum opening deposit to earn interest on the HRMMA is $25,000.00 and must be "New Money" which is defined as money that is not currently on deposit in any Huntington account (except maturing CDs). Offer is limited to one per household. We also reserve the right to limit acceptance of deposits greater than $2,000,000.00. Not valid with any other offer.

Must be opened with New Money, defined as new-to-Byline. $25,000 minimum to open account. $25,000 minimum to earn 3.15% APY. Avoids $25 monthly service fee.

Qualifications Required: the owner of this account who will receive the tax statement (the "Tax Reported Owner") is the Tax Reported Owner of an Ultra Checking account or a Free Checking account maintained with an average monthly balance of at least $1.00; a combined total of at least 20 cleared signature (swipe and sign) credit transactions/non-PIN based debit card transactions on such Ultra Checking account or Free Checking account and cleared credit transactions on a U Boost, U First, or U Rewards credit card account for which the Tax Reported Owner is a cardholder are posted by 11:59 PM ET on the second to last calendar day of the dividend period; one direct deposit or electronic auto payment (ACH) from your Ultra Checking account or Free Checking account that is posted by 11:59 PM ET on the second to last calendar day of the dividend period; active enrollment in e-statements; Bonus rate

Qualifying balance up to $250,000.00

Tier #1

Rates are variable and may change after the account is opened. APYs are accurate as of 02.01.26. Each account is eligible to receive up to one package of pre-selected standard, duplicate-style Allegacy checks per year.

See footnote 2.

Rates are variable and may change after the account is opened. APYs are accurate as of 02.01.26. Each account is eligible to receive up to one package of pre-selected standard, duplicate-style Allegacy checks per year.

$100,000 and Over

$50,000 - $99,999

$25,000 - $49,999

$10,000 - $24,999

$2,500 - $9,999

Balance of $100,000 or greater

Balance of $100,000 to $249,999

$5,000 or $20 Fee¹