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Best Money Market Rates in Newton, North Carolina (NC) - April 2026

Content reviewed by
Brian McKay Brian McKay
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Editorial Disclosure The rates displayed are actual, verified rates sourced directly from the official websites of banks and credit unions. Our editorial content is independent of any advertiser relationships.
| ✓Fact Checked | Last Updated: April 14, 2026

Current Newton, North Carolina and the surrounding area money market rates include Marine Federal Credit UnionMarine Federal Credit UnionA5.0 ★Texas Ratio: 8.48% Choice Money Market at 4.07% APY, First Flight Federal Credit UnionFirst Flight Federal Credit UnionA+5.0 ★Texas Ratio: 3.94% Prestige Money Market Accounts at 4.07% APY, United Federal Credit UnionUnited Federal Credit UnionA+5.0 ★Texas Ratio: 3.35% Money Market Special at 4.00% APY, The Huntington National BankThe Huntington National BankA+5.0 ★Texas Ratio: 4.60% High-Yield Money Market at 3.82% APY, and Riverside Savings BankRiverside Savings BankA+5.0 ★Texas Ratio: 0.00% Choice Money Market* at 3.71% APY. Money market rates as of April 14, 2026 according to verified data from MonitorBankRates.

Newton has 2 local institutions in our database, with money market rates as high as 1.92% APY from Members Credit Union Winston Salem, NC at 2475 Northwest Blvd, Newton, NC 28658 3727. Use the table below to compare all available offers, including options from institutions serving the broader North Carolina area. Rates are continually updated — we recommend checking back frequently.

Rates reflect recent market quotes and representative offers available to depositors in Newton, North Carolina and surrounding area. Last Updated and Verified: April 14, 2026

Compare the Best Money Market Rates Today in Newton, North Carolina & the Surrounding Area

Source: Verified Money Market Rate Data provided by MonitorBankRates
Institution
Product
APY
Min Deposit
Profile
Members Credit Union Winston Salem, NC
Institution Rating:
A+5.0 ★ Texas Ratio: 2.99%
2475 Northwest Blvd, Newton, NC 28658 3727
Money Market Account
1.92%
$0
View
▼
Rate1.90%
Min Deposit$0
Min Balance—
UpdatedApr 6, 2026
Details

Marine Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 8.48%
Choice Money Market
4.07%
$0
View
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedApr 11, 2026
Details

First Flight Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.94%
Prestige Money Market Accounts
4.07%
$0
View
▼
Rate4.00%
Min Deposit$0
Min Balance—
UpdatedApr 11, 2026
Details

Up to $49,999.99

United Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.35%
Money Market Special
4.00%
$0
View
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedApr 11, 2026
Details

Intro rate expires: 6 months

The Huntington National Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 4.60%
Huntington Relationship Money Market
3.82%
$0
View
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedApr 11, 2026
Details

The Huntington National Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 4.60%
High-Yield Money Market
3.82%
$25,000
View
▼
Rate—
Min Deposit$25,000
Min Balance—
UpdatedApr 11, 2026
Details

Minimum of $25,000 not currently deposited at Huntington.

Riverside Savings Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 0.00%
Choice Money Market*
3.71%
$0
View
▼
Rate3.65%
Min Deposit$0
Min Balance—
UpdatedApr 11, 2026
Details

Riverside Savings Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 0.00%
Choice Money Market
3.71%
$0
View
▼
Rate3.65%
Min Deposit$0
Min Balance—
UpdatedApr 11, 2026
Details

United Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.35%
Elevate Money Market
3.65%
$0
View
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedApr 11, 2026
Details

ABNB Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 10.06%
ProBiz Money Market
3.50%
$1,000,000
View
▼
Rate3.44%
Min Deposit$1,000,000
Min Balance—
UpdatedApr 11, 2026
Details

Baxter Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 7.73%
Money Market Special
3.50%
$0
View
▼
Rate3.45%
Min Deposit$0
Min Balance—
UpdatedApr 8, 2026
Details

$15,000+ Intro rate

Baxter Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 7.73%
Money Market Special Intro rate
3.50%
$0
View
▼
Rate3.45%
Min Deposit$0
Min Balance—
UpdatedApr 8, 2026
Details

$15,000+

Allegacy Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 6.91%
Feature Money Market
3.45%
$50
View
▼
Rate—
Min Deposit$50
Min Balance—
UpdatedApr 6, 2026
Details

Qualifying balance up to $250,000.00

Allegacy Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 6.91%
Feature Money Market Account
3.45%
$0
View
▼
Rate3.40%
Min Deposit$0
Min Balance—
UpdatedApr 6, 2026
Details

Qualifying balance up to $250,000.00

CapStar Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 1.98%
Money Market
3.25%
$20,000
View
▼
Rate—
Min Deposit$20,000
Min Balance—
UpdatedApr 11, 2026
Details

Qualifying balance up to $20,000.00

UNIFY Financial Federal Credit Union
Institution Rating:
B4.4 ★ Texas Ratio: 21.76%
Money Market Plus
3.25%
$0
View
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedApr 5, 2026
Details

Sharonview Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 11.73%
Jumbo Money Market
3.25%
$0
View
▼
Rate3.20%
Min Deposit$0
Min Balance—
UpdatedApr 5, 2026
Details

UNIFY Financial Federal Credit Union
Institution Rating:
B4.4 ★ Texas Ratio: 21.76%
Money Market Plus Account
3.25%
$0
View
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedApr 5, 2026
Details

Qualifying balance up to $1,000.00

COASTAL
Institution Rating:
A+5.0 ★ Texas Ratio: 0.50%
Go Green Money Market Premium Tier
3.25%
$0
View
▼
Rate3.20%
Min Deposit$0
Min Balance—
UpdatedApr 14, 2026
Details

15 or more Go Green Checking debit card transactions posted per month

Blue Ridge Bank National Association
Institution Rating:
F2.8 ★ Texas Ratio: 41.42%
Business Money Market
3.22%
$0
View
▼
Rate3.17%
Min Deposit$0
Min Balance—
UpdatedMar 28, 2026
Details

Blue Ridge Bank National Association
Institution Rating:
F2.8 ★ Texas Ratio: 41.42%
Platinum Money Market
3.20%
$0
View
▼
Rate3.15%
Min Deposit$0
Min Balance—
UpdatedMar 28, 2026
Details

The Huntington National Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 4.60%
Huntington Relationship Money Market
3.20%
$0
View
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedApr 11, 2026
Details

The Huntington National Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 4.60%
High-Yield Money Market
3.20%
$25,000
View
▼
Rate—
Min Deposit$25,000
Min Balance—
UpdatedApr 11, 2026
Details

Minimum of $25,000 not currently deposited at Huntington.

Blue Ridge Bank National Association
Institution Rating:
F2.8 ★ Texas Ratio: 41.42%
Signature Money Market
3.20%
$0
View
▼
Rate3.15%
Min Deposit$0
Min Balance—
UpdatedMar 28, 2026
Details

Byline Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 5.13%
Advantage Money Market Account
3.20%
$25,000
View
▼
Rate—
Min Deposit$25,000
Min Balance—
UpdatedApr 11, 2026
Details

$25,000 minimum to open account. $25,000 minimum to earn 3.20% APY.

REV
Institution Rating:
A+5.0 ★ Texas Ratio: 0.30%
Business Money Market
3.15%
$0
View
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedApr 14, 2026
Details

REV
Institution Rating:
A+5.0 ★ Texas Ratio: 0.30%
Money Market
3.15%
$0
View
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedApr 14, 2026
Details

Blue Ridge Bank National Association
Institution Rating:
F2.8 ★ Texas Ratio: 41.42%
Municipal Money Market
3.07%
$0
View
▼
Rate3.03%
Min Deposit$0
Min Balance—
UpdatedMar 28, 2026
Details

Centra Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 7.15%
High Interest Money Market Savings
3.05%
$0
View
▼
Rate3.01%
Min Deposit$0
Min Balance—
UpdatedApr 9, 2026
Details

Blue Ridge Bank National Association
Institution Rating:
F2.8 ★ Texas Ratio: 41.42%
Signature Money Market
3.05%
$0
View
▼
Rate3.01%
Min Deposit$0
Min Balance—
UpdatedMar 28, 2026
Details

Centra Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 7.15%
Business & Public Funds Premium Money Market Savings
3.05%
$0
View
▼
Rate3.01%
Min Deposit$0
Min Balance—
UpdatedApr 9, 2026
Details

Langley Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 11.01%
Platinum Money Market Savings
3.00%
$1,000,000
View
▼
Rate—
Min Deposit$1,000,000
Min Balance—
UpdatedApr 11, 2026
Details

ABNB Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 10.06%
ProBiz Money Market
3.00%
$500,000
View
▼
Rate2.96%
Min Deposit$500,000
Min Balance—
UpdatedApr 11, 2026
Details

Fort Liberty Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.57%
Money Market Account
3.00%
$0
View
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedApr 11, 2026
Details

Qualifying balance up to $250,000.00

Allegacy Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 6.91%
High Tier Money Market Account
3.00%
$0
View
▼
Rate2.96%
Min Deposit$0
Min Balance—
UpdatedApr 6, 2026
Details

Allegacy Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 6.91%
Business High Tier Money Market Account
3.00%
$0
View
▼
Rate2.96%
Min Deposit$0
Min Balance—
UpdatedApr 6, 2026
Details

Blue Ridge Bank National Association
Institution Rating:
F2.8 ★ Texas Ratio: 41.42%
Business Money Market
2.97%
$0
View
▼
Rate2.93%
Min Deposit$0
Min Balance—
UpdatedMar 28, 2026
Details

Centra Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 7.15%
Business & Public Funds Premium Money Market Savings
2.90%
$0
View
▼
Rate2.86%
Min Deposit$0
Min Balance—
UpdatedApr 9, 2026
Details

Centra Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 7.15%
High Interest Money Market Savings
2.90%
$0
View
▼
Rate2.86%
Min Deposit$0
Min Balance—
UpdatedApr 9, 2026
Details

Sharonview Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 11.73%
Jumbo Money Market
2.90%
$0
View
▼
Rate2.86%
Min Deposit$0
Min Balance—
UpdatedApr 5, 2026
Details

Blue Ridge Bank National Association
Institution Rating:
F2.8 ★ Texas Ratio: 41.42%
Golden Advantage Money Market
2.87%
$0
View
▼
Rate2.83%
Min Deposit$0
Min Balance—
UpdatedMar 28, 2026
Details

Blue Ridge Bank National Association
Institution Rating:
F2.8 ★ Texas Ratio: 41.42%
Municipal Money Market
2.82%
$0
View
▼
Rate2.78%
Min Deposit$0
Min Balance—
UpdatedMar 28, 2026
Details

Langley Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 11.01%
Platinum Money Market Savings
2.80%
$250,000
View
▼
Rate—
Min Deposit$250,000
Min Balance—
UpdatedApr 11, 2026
Details

Founders Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.65%
Money Market Plus Balances of or more
2.78%
$1,000
View
▼
Rate2.75%
Min Deposit$1,000
Min Balance—
UpdatedApr 5, 2026
Details

$250,000

Blue Ridge Bank National Association
Institution Rating:
F2.8 ★ Texas Ratio: 41.42%
Business Money Market
2.77%
$0
View
▼
Rate2.73%
Min Deposit$0
Min Balance—
UpdatedMar 28, 2026
Details

Blue Ridge Bank National Association
Institution Rating:
F2.8 ★ Texas Ratio: 41.42%
Municipal Money Market
2.62%
$0
View
▼
Rate2.58%
Min Deposit$0
Min Balance—
UpdatedMar 28, 2026
Details

Blue Ridge Bank National Association
Institution Rating:
F2.8 ★ Texas Ratio: 41.42%
Business Money Market
2.57%
$0
View
▼
Rate2.54%
Min Deposit$0
Min Balance—
UpdatedMar 28, 2026
Details

Founders Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.65%
Money Market Plus Balances of
2.53%
$1,000
View
▼
Rate2.50%
Min Deposit$1,000
Min Balance—
UpdatedApr 5, 2026
Details

$100,000 - $249,999

Founders Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.65%
Money Market Plus
2.53%
$0
View
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedApr 5, 2026
Details

Riverside Savings Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 0.00%
Choice Money Market
2.53%
$0
View
▼
Rate2.50%
Min Deposit$0
Min Balance—
UpdatedApr 11, 2026
Details

Riverside Savings Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 0.00%
Choice Money Market*
2.53%
$0
View
▼
Rate2.50%
Min Deposit$0
Min Balance—
UpdatedApr 11, 2026
Details

Blue Ridge Bank National Association
Institution Rating:
F2.8 ★ Texas Ratio: 41.42%
Money Market Tiered
2.52%
$0
View
▼
Rate2.49%
Min Deposit$0
Min Balance—
UpdatedMar 28, 2026
Details

CAROLINA
Institution Rating:
A+5.0 ★ Texas Ratio: 0.55%
Money Market
2.50%
$0
View
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedApr 14, 2026
Details

Rates up to 2.50% APY!

Fort Financial Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.12%
Business Money Market Accounts
2.50%
$100
View
▼
Rate2.47%
Min Deposit$100
Min Balance—
UpdatedApr 11, 2026
Details

**$100 minimum opening deposit

Allegacy Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 6.91%
Business High Tier Money Market Account
2.50%
$0
View
▼
Rate2.47%
Min Deposit$0
Min Balance—
UpdatedApr 6, 2026
Details

Allegacy Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 6.91%
High Tier Money Market Account
2.50%
$0
View
▼
Rate2.47%
Min Deposit$0
Min Balance—
UpdatedApr 6, 2026
Details

Blue Ridge Bank National Association
Institution Rating:
F2.8 ★ Texas Ratio: 41.42%
Money Market Tiered
2.42%
$0
View
▼
Rate2.39%
Min Deposit$0
Min Balance—
UpdatedMar 28, 2026
Details

Blue Ridge Bank National Association
Institution Rating:
F2.8 ★ Texas Ratio: 41.42%
Municipal Money Market
2.42%
$0
View
▼
Rate2.39%
Min Deposit$0
Min Balance—
UpdatedMar 28, 2026
Details

Civic Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 10.61%
Civic Nonprofit Money Market
2.30%
$500
View
▼
Rate2.27%
Min Deposit$500
Min Balance—
UpdatedApr 6, 2026
Details

CAROLINA
Institution Rating:
A+5.0 ★ Texas Ratio: 0.55%
Money Market
2.30%
$0
View
▼
Rate2.28%
Min Deposit$0
Min Balance—
UpdatedApr 14, 2026
Details

$50,000 - $99,999

ElecTel Cooperative Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.21%
IRA Money Market
2.27%
$0
View
▼
Rate2.25%
Min Deposit$0
Min Balance—
UpdatedApr 6, 2026
Details

ElecTel Cooperative Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.21%
Money Market
2.27%
$0
View
▼
Rate2.25%
Min Deposit$0
Min Balance—
UpdatedApr 6, 2026
Details

Atlantic Union Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 1.56%
Performance Money Market
2.25%
$0
View
▼
Rate2.23%
Min Deposit$0
Min Balance—
UpdatedMar 25, 2026
Details

Bragg Mutual Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 8.49%
Perks Money Market Account
2.25%
$0
View
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedApr 11, 2026
Details

Blue Ridge Bank National Association
Institution Rating:
F2.8 ★ Texas Ratio: 41.42%
Business Money Market
2.25%
$0
View
▼
Rate2.20%
Min Deposit$0
Min Balance—
UpdatedMar 28, 2026
Details

North Carolina Press Association Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.12%
Money Market Share
2.22%
$250
View
▼
Rate2.20%
Min Deposit$250
Min Balance—
UpdatedApr 5, 2026
Details

CAROLINA
Institution Rating:
A+5.0 ★ Texas Ratio: 0.55%
Money Market
2.15%
$0
View
▼
Rate2.13%
Min Deposit$0
Min Balance—
UpdatedApr 14, 2026
Details

$25,000 - $49,999

Lions Share Federal Credit Union
Institution Rating:
B+4.8 ★ Texas Ratio: 17.67%
Money Market
2.10%
$0
View
▼
Rate2.08%
Min Deposit$0
Min Balance—
UpdatedApr 6, 2026
Details

Allegacy Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 6.91%
Business Money Market Account
2.10%
$0
View
▼
Rate2.08%
Min Deposit$0
Min Balance—
UpdatedApr 6, 2026
Details

CAROLINA
Institution Rating:
A+5.0 ★ Texas Ratio: 0.55%
Money Market
2.10%
$0
View
▼
Rate2.08%
Min Deposit$0
Min Balance—
UpdatedApr 14, 2026
Details

$10,000 - $24,999

State Employees Credit Union
Institution Rating:
A-5.0 ★ Texas Ratio: 15.54%
Money Market Share
2.07%
$250
View
▼
Rate2.05%
Min Deposit$250
Min Balance—
UpdatedApr 8, 2026
Details

Blue Ridge Bank National Association
Institution Rating:
F2.8 ★ Texas Ratio: 41.42%
Municipal Money Market
2.07%
$0
View
▼
Rate2.05%
Min Deposit$0
Min Balance—
UpdatedMar 28, 2026
Details

Civic Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 10.61%
Money Market
2.05%
$250
View
▼
Rate2.03%
Min Deposit$250
Min Balance—
UpdatedApr 6, 2026
Details

Civic Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 10.61%
Business Money Market Account
2.05%
$500
View
▼
Rate2.03%
Min Deposit$500
Min Balance—
UpdatedApr 6, 2026
Details

Blue Ridge Bank National Association
Institution Rating:
F2.8 ★ Texas Ratio: 41.42%
Business Money Market
2.02%
$0
View
▼
Rate2.00%
Min Deposit$0
Min Balance—
UpdatedMar 28, 2026
Details

Founders Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.65%
Money Market Plus Balances of
2.02%
$1,000
View
▼
Rate2.00%
Min Deposit$1,000
Min Balance—
UpdatedApr 5, 2026
Details

$50,000 - $99,999

Champion Credit Union Canton, NC
Institution Rating:
A+5.0 ★ Texas Ratio: 4.91%
Personal Money Market
2.00%
$0
View
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedApr 12, 2026
Details

Langley Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 11.01%
Platinum Money Market Savings
2.00%
$25,000
View
▼
Rate—
Min Deposit$25,000
Min Balance—
UpdatedApr 11, 2026
Details

Allegacy Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 6.91%
Business Money Market Account
2.00%
$0
View
▼
Rate1.98%
Min Deposit$0
Min Balance—
UpdatedApr 6, 2026
Details

Allegacy Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 6.91%
Retail Money Market Account
2.00%
$0
View
▼
Rate1.98%
Min Deposit$0
Min Balance—
UpdatedApr 6, 2026
Details

Rates are variable and subject to change.

Piedmont Advantage Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.62%
Money Markets
2.00%
$0
View
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedApr 6, 2026
Details

Piedmont Advantage Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.62%
Money Market
2.00%
$1,000
View
▼
Rate1.98%
Min Deposit$1,000
Min Balance—
UpdatedApr 6, 2026
Details

COASTAL
Institution Rating:
A+5.0 ★ Texas Ratio: 0.50%
Basic Money Market
2.00%
$25
View
▼
Rate1.98%
Min Deposit$25
Min Balance—
UpdatedApr 14, 2026
Details

Allegacy Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 6.91%
High Tier Money Market Account
2.00%
$0
View
▼
Rate1.98%
Min Deposit$0
Min Balance—
UpdatedApr 6, 2026
Details

CAROLINA
Institution Rating:
A+5.0 ★ Texas Ratio: 0.55%
Money Market
2.00%
$0
View
▼
Rate1.99%
Min Deposit$0
Min Balance—
UpdatedApr 14, 2026
Details

$2,500 - $9,999

Allegacy Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 6.91%
Business High Tier Money Market Account
2.00%
$0
View
▼
Rate1.98%
Min Deposit$0
Min Balance—
UpdatedApr 6, 2026
Details

Allegacy Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 6.91%
Business Money Market Account
1.90%
$0
View
▼
Rate1.88%
Min Deposit$0
Min Balance—
UpdatedApr 6, 2026
Details

Blue Ridge Bank National Association
Institution Rating:
F2.8 ★ Texas Ratio: 41.42%
Municipal Money Market
1.87%
$0
View
▼
Rate1.85%
Min Deposit$0
Min Balance—
UpdatedMar 28, 2026
Details

Carter Bank & Trust
Institution Rating:
F1.0 ★ Texas Ratio: 96.15%
Premium Money Market Account
1.67%
$0
View
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedApr 11, 2026
Details

Blue Ridge Bank National Association
Institution Rating:
F2.8 ★ Texas Ratio: 41.42%
Business Money Market
1.52%
$0
View
▼
Rate1.50%
Min Deposit$0
Min Balance—
UpdatedMar 28, 2026
Details

U S POSTAL SERVICE
Institution Rating:
A+5.0 ★ Texas Ratio: 2.27%
Money Market Savings Tier 6
1.50%
$0
View
▼
Rate1.49%
Min Deposit$0
Min Balance—
UpdatedApr 14, 2026
Details

U S POSTAL SERVICE
Institution Rating:
A+5.0 ★ Texas Ratio: 2.27%
Money Market Savings Tier 5
1.40%
$0
View
▼
Rate1.39%
Min Deposit$0
Min Balance—
UpdatedApr 14, 2026
Details

Blue Ridge Bank National Association
Institution Rating:
F2.8 ★ Texas Ratio: 41.42%
Municipal Money Market
1.37%
$0
View
▼
Rate1.36%
Min Deposit$0
Min Balance—
UpdatedMar 28, 2026
Details

U S POSTAL SERVICE
Institution Rating:
A+5.0 ★ Texas Ratio: 2.27%
Money Market Savings Tier 4
1.30%
$0
View
▼
Rate1.29%
Min Deposit$0
Min Balance—
UpdatedApr 14, 2026
Details

Piedmont FSB
Institution Rating:
A+5.0 ★ Texas Ratio: 0.44%
Money Market
1.30%
$0
View
▼
Rate1.29%
Min Deposit$0
Min Balance—
UpdatedApr 11, 2026
Details

$500,000.00 - $999,999,999.99

Piedmont FSB
Institution Rating:
A+5.0 ★ Texas Ratio: 0.44%
Business Money Market
1.30%
$0
View
▼
Rate1.29%
Min Deposit$0
Min Balance—
UpdatedApr 11, 2026
Details

$500,000.00 - $999,999,999.99

Blue Ridge Bank National Association
Institution Rating:
F2.8 ★ Texas Ratio: 41.42%
Money Market Tiered
1.25%
$0
View
▼
Rate1.25%
Min Deposit$0
Min Balance—
UpdatedMar 28, 2026
Details

ADVANCIAL
Institution Rating:
A+5.0 ★ Texas Ratio: 0.31%
Premium Money Market
1.22%
$0
View
▼
Rate1.21%
Min Deposit$0
Min Balance—
UpdatedApr 14, 2026
Details

U S POSTAL SERVICE
Institution Rating:
A+5.0 ★ Texas Ratio: 2.27%
Money Market Savings Tier 3
1.20%
$0
View
▼
Rate1.19%
Min Deposit$0
Min Balance—
UpdatedApr 14, 2026
Details

Roxboro Savings Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 1.41%
Money Market Premium Money Market
1.11%
$0
View
▼
Rate1.10%
Min Deposit$0
Min Balance—
UpdatedApr 11, 2026
Details

The Annual Percentage Yields (APYs) displayed are based on the highest APY offered for the specified deposit amount or less. Rates may change without prior notice. Rates reflect recent market quotes and representative offers available to depositors in Newton, North Carolina and the surrounding area.

Banks and Credit Unions: If you identify an incorrect rate or wish to request the removal of your institution’s data, please contact us here.

Newton, NC Money Market Rate Trends

Compare local Newton, NC money market quotes against the statewide average

Daily money market rate averages tracked across our database of 8,500+ banks and credit unions — updated every evening.

View Full North Carolina MMA Trends →
High-Yield MMA — NC Avg
3.289%
▲ 2.606 vs 7 days ago

North Carolina high-yield MMA rates rose 2.606 points over the past 7 days to 3.289% APY.

Standard MMA — NC Avg
0.532%
▼ 1.079 vs 7 days ago

North Carolina standard MMA rates fell 1.079 points over the past 7 days to 0.532% APY.

As of Apr 14, 2026 • Rate data sourced from 8,500+ monitored institutions Powered by MonitorBankRates

Methodology & Data Sources

Direct-Sourced & Verified Money Market Rate Data: We aggregate money market account rates for Newton, North Carolina directly from the official websites of banks and credit unions using our proprietary rate aggregation technology and a dedicated team of rate updaters. Every money market rate displayed on MonitorBankRates.com is highly accurate and trustworthy.

Local, Regional, and National Coverage: Our systems constantly monitor the market to provide a complete picture of available yields in Newton, North Carolina. We feature a comprehensive mix of institutions from neighborhood credit unions and mid-sized regional banks to large national institutions available to savers in NC.

Daily Updates & Time-Stamped Accuracy: Our rate updaters verify and update money market rates daily. Because MMA yields can fluctuate rapidly based on market conditions, every product listed features its own specific “last updated” date, giving you complete transparency.

Frequently Asked Questions about Money Market Accounts in Newton, North Carolina

What is a Money Market Account (MMA)?

A Money Market Account (MMA) is a type of savings account that often pays higher interest rates than standard savings accounts. They usually come with check-writing privileges and debit card access, offering a balance of growth and liquidity for savers in North Carolina.

Are Money Market accounts in Newton, North Carolina safe?

Yes, as long as the institution is FDIC insured (for banks) or NCUA insured (for credit unions). This provides federal protection for your deposits in North Carolina up to $250,000 per depositor, per institution.

How often do MMA rates change in Newton, North Carolina?

Money market rates are variable and can change at any time based on market conditions and Federal Reserve decisions. We update our local North Carolina rate tables daily to ensure you see the most current high-yield options.

Can I write checks from a Money Market Account?

Yes, most Money Market Accounts allow you to write a limited number of checks or make debit card transactions each month (typically up to 6), making them more flexible than a standard savings account.

Best Money Market Rates in Newton, North Carolina

Here are some of the highest money market account APYs currently available in Newton, North Carolina and the surrounding area:
  • Marine Federal Credit Union
    Choice Money Market — 4.07% APY
  • First Flight Federal Credit Union
    Prestige Money Market Accounts — 4.07% APY
  • United Federal Credit Union
    Money Market Special — 4.00% APY
  • The Huntington National Bank
    High-Yield Money Market — 3.82% APY
  • Riverside Savings Bank
    Choice Money Market* — 3.71% APY
Money Market Rates reflect actual verified offers from banks and credit unions actively accepting deposits in Newton, North Carolina. Your final available rate may depend on deposit amount and daily market movements. Last Updated and Verified: April 14, 2026

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