Best Money Market Rates in Gratis, Ohio - July 2026

Rates based on zip code and with a minimum of $25,000 not currently deposited at Huntington. Variable rate. Balances $2,000,001.00 and above currently earn 0.25% (0.25% APY). Balances below $25,000.00 do not earn interest. Offer is limited to one per household. Not valid with any other offer.

Rates are based on zip code. The interest rate is variable and subject to change at any time. Balances $2,000,001.00 and above currently earn 0.25% (0.25% APY). Balances below $25,000.00 do not earn interest and may be subject to a $25.00 per month maintenance fee. Fees may reduce earnings. When your balance falls into a specific rate tier, your entire balance will earn the applicable rate in effect for that tier. Initial minimum opening deposit to earn interest on the HRMMA is $25,000.00 and must be "New Money" which is defined as money that is not currently on deposit in any Huntington account (except maturing CDs). Offer is limited to one per household. We also reserve the right to limit acceptance of deposits greater than $2,000,000.00. Not valid with any other offer.

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Special rate.

Balances under $50,000 - 0.20%; Balances $50,000 to $100,000 - 0.25%; Balances $100,000 to 250,000 - 3.20%; Balances $250,000 - $500,000 - 3.40%; Balance $500,000 or more - 3.56%

Balances under $50,000 - 0.35%; Balances $50,000 to $100,000 - 0.35%; Balances $100,000 to 250,000 - 3.10%; Balances $250,000 - $500,000 - 3.30%

Tier 7

For balances $25,000 and above

Save more with rates up to 3.50% APY and still have flexible access to your money.

Preferred rates; Must have a Citizens Private Client® Checking account; A minimum of $25,000 of new money is required to qualify for preferred rates.

Preferred rates; Requires a Citizens Quest® Checking account; A minimum of $25,000 of new money is required to qualify for preferred rates.

Balances under $50,000 - 0.20%; Balances $50,000 to $100,000 - 0.25%; Balances $100,000 to 250,000 - 3.20%; Balances $250,000 - $500,000 - 3.40%; Balance $500,000 or more - 3.56%

Balances under $50,000 - 0.35%; Balances $50,000 to $100,000 - 0.35%; Balances $100,000 to 250,000 - 3.10%; Balance $500,000 or more - 3.56%

Balances under $50,000 - 0.20%; Balances $50,000 to $100,000 - 0.25%; Balances $100,000 to 250,000 - 3.20%; Balances $250,000 - $500,000 - 3.40%; Balance $500,000 or more - 3.56%

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Balances under $50,000 - 0.35%; Balances $50,000 to $100,000 - 0.35%; Balances $250,000 - $500,000 - 3.30%; Balance $500,000 or more - 3.56%

Money Market Tier Balances: $100,000 +

A $100,000 minimum balance is required to open. Dividends calculated on daily balance, compounded daily and credited to account at month end. Dividends begin to accrue upon deposit. Dividend rates are tiered. If the balance falls below the minimum for the tier, the dividend rate drops to the rate of the lower tier. Money Market rates are variable and set by the Board of Directors on a monthly basis. A $25 monthly maintenance fee will incur for balances falling below $100,000.

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$500,000 - and over

Minimum to open $1,000

Tier 6

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Rate Comparison Details

Minimum to open $1,000

Monthly compounding. Minimum balance for this tier: $100,000+.

A $100,000 minimum balance is required to open. Dividends calculated on daily balance, compounded daily and credited to account at month end. Dividends begin to accrue upon deposit. Dividend rates are tiered. If the balance falls below the minimum for the tier, the dividend rate drops to the rate of the lower tier. Money Market rates are variable and set by the Board of Directors on a monthly basis. A $25 monthly maintenance fee will incur for balances falling below $100,000.

(1)

New deposit required to open this account.

TRS | RA | VRA; Fees could reduce earnings.

For balances $2,500 to $24,999

A $100,000 minimum balance is required to open. Dividends calculated on daily balance, compounded daily and credited to account at month end. Dividends begin to accrue upon deposit. Dividend rates are tiered. If the balance falls below the minimum for the tier, the dividend rate drops to the rate of the lower tier. Money Market rates are variable and set by the Board of Directors on a monthly basis. A $25 monthly maintenance fee will incur for balances falling below $100,000.