Current Troy, Ohio and the surrounding area money market deposit account rates include Greenville FederalGreenville Federal1091 South Dorset, Troy, OH 45373A+5.0 ★Texas Ratio: 4.17% Premium Money Market Savings at 3.15% APY, Minster BankMinster Bank1280 Experiment Farm Rd, Troy, OH 45373A5.0 ★Texas Ratio: 8.03% Money Market Advantage IRA at 2.75% APY, Abbey Credit UnionAbbey Credit Union891 W Market St, Troy, OH 45373A5.0 ★Texas Ratio: 12.57% Business Money Market at 2.75% APY, Wright-Patt Credit UnionWright-Patt Credit Union2501 W Main St, Troy, OH 45373 8444A5.0 ★Texas Ratio: 6.81% Business Money Market Savings Account at 2.60% APY, and USB Union Savings BankUSB Union Savings Bank14 S Weston Rd, Troy, OH 45373A+5.0 ★Texas Ratio: 1.66% Personal Money Market Account at 1.51% APY. Money market rates as of June 23, 2026 according to verified data from MonitorBankRates.
Troy has 6 local institutions in our database, with money market rates as high as 3.15% APY from Greenville Federal at 1091 South Dorset, Troy, OH 45373. Use the table below to compare all available offers, including options from institutions serving the broader Ohio area. Rates are continually updated — we recommend checking back frequently.
Rates reflect recent market quotes and representative offers available to depositors in Troy, Ohio and surrounding area. Last Updated and Verified: June 23, 2026
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Maximum of 6 withdraws per month- a fee of $5.00 will apply for each withdraw over six; $500.00 minimum withdraw- any amount withdrawn less than $500.00 will be subject to a fee of $5.00
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Maximum of 6 withdraws per month- a fee of $5.00 will apply for each withdraw over six; $500.00 minimum withdraw- any amount withdrawn less than $500.00 will be subject to a fee of $5.00; A Share Savings account must be present to qualify for a Money Market Account
Maximum of 6 withdraws per month- a fee of $5.00 will apply for each withdraw over six; $500.00 minimum withdraw- any amount withdrawn less than $500.00 will be subject to a fee of $5.00
Maximum of 6 withdraws per month- a fee of $5.00 will apply for each withdraw over six; $500.00 minimum withdraw- any amount withdrawn less than $500.00 will be subject to a fee of $5.00; A Share Savings account must be present to qualify for a Money Market Account
Maximum of 6 withdraws per month- a fee of $5.00 will apply for each withdraw over six; $500.00 minimum withdraw- any amount withdrawn less than $500.00 will be subject to a fee of $5.00
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Maximum of 6 withdraws per month- a fee of $5.00 will apply for each withdraw over six; $500.00 minimum withdraw- any amount withdrawn less than $500.00 will be subject to a fee of $5.00
Maximum of 6 withdraws per month- a fee of $5.00 will apply for each withdraw over six; $500.00 minimum withdraw- any amount withdrawn less than $500.00 will be subject to a fee of $5.00; A Share Savings account must be present to qualify for a Money Market Account
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Variable rate; Monthly compounding; Monthly interest credited; $5,000 minimum to open
Variable rate; Monthly compounding; Monthly interest credited; $5,000 minimum to open
Variable rate; Monthly compounding; Monthly interest credited; $5,000 minimum to open
Maximum of 6 withdraws per month- a fee of $5.00 will apply for each withdraw over six; $500.00 minimum withdraw- any amount withdrawn less than $500.00 will be subject to a fee of $5.00; A Share Savings account must be present to qualify for a Money Market Account
Maximum of 6 withdraws per month- a fee of $5.00 will apply for each withdraw over six; $500.00 minimum withdraw- any amount withdrawn less than $500.00 will be subject to a fee of $5.00
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Maximum of 6 withdraws per month- a fee of $5.00 will apply for each withdraw over six; $500.00 minimum withdraw- any amount withdrawn less than $500.00 will be subject to a fee of $5.00; A Share Savings account must be present to qualify for a Money Market Account
Maximum of 6 withdraws per month- a fee of $5.00 will apply for each withdraw over six; $500.00 minimum withdraw- any amount withdrawn less than $500.00 will be subject to a fee of $5.00
The special rate of up to 4.00% APY is available only on new Money Market Special accounts opened on or after 5/1/2026 and applies for the first 6 months following account opening. After 6 months, the account will automatically convert to a standard Elevate Money Market account and earn standard Elevate Money Market rates thereafter. A minimum opening balance of $15,000 is required. Members who currently have, or previously had in the last 12 months, any opened money market account at United are not eligible for this offer. Fees may reduce earnings. Rates may change after account is opened.
New money only - offer only valid for funds not currently on deposit with WesBanco Bank. New funds deposited to a WesBanco deposit account within 30 days of opening the money market may qualify as new money. Must have an active WesBanco checking account. The interest rate is a variable rate and is subject to change without notice after the account is opened. Fees could reduce earnings. Offer is subject to change without notice.
Special rate
high-rate money Market Savings.
$15,000+
New money only
Preferred rates require a minimum of $25,000 of new money. Standard rates: 0.03% APY.
Preferred rates require a minimum of $25,000 of new money. Standard rates: 0.15% APY.
New money only
Dividends paid last day of month
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Money Market rates are variable and set by the Board of Directors on a monthly basis. A $25 monthly maintenance fee will incur for balances falling below $100,000.
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Compare local Troy, OH money market quotes against the statewide average
Daily money market rate averages tracked across our database of 8,500+ banks and credit unions — updated every evening.
Ohio high-yield MMA rates rose 0.003 points over the past 7 days to 3.356% APY.
Ohio standard MMA rates fell 0.001 points over the past 7 days to 0.620% APY.
Independent, Free, and Unbiased Rate Comparisons: MonitorBankRates.com is an independent rate comparison service. Our Troy, Ohio money market rate tables are free for consumers to use, and we do not receive payment from any financial institution to be included or to be ranked in any particular order. Listings are based solely on the rates each institution publicly advertises on its own website.
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Direct-Sourced & Verified Money Market Rate Data: We aggregate money market deposit account rates for Troy, Ohio directly from the official websites of banks and credit unions using our proprietary rate aggregation technology and a dedicated team of rate updaters. Every money market rate displayed on MonitorBankRates.com is highly accurate and trustworthy.
Local, Regional, and National Coverage: Our systems constantly monitor the market to provide a complete picture of available yields in Troy, Ohio. We feature a comprehensive mix of institutions from neighborhood credit unions and mid-sized regional banks to large national institutions available to savers in OH.
Daily Updates & Time-Stamped Accuracy: Our rate updaters verify and update money market rates daily. Because MMA yields can fluctuate rapidly based on market conditions, every product listed features its own specific “last updated” date, giving you complete transparency.