Best Money Market Rates in Ada, Oklahoma - July 2026
Content reviewed by
Brian McKay
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The rates displayed are actual, verified rates sourced directly from the official websites of banks and credit unions. Our editorial content is independent of any advertiser relationships.
Current Ada, Oklahoma and the surrounding area money market deposit account rates include Arbuckle Federal Credit UnionArbuckle Federal Credit Union317 S Broadway Ave, Ada, OK 74820A+5.0 ★Texas Ratio: 4.30% Money Market at 1.90% APY, Communication Federal Credit UnionCommunication Federal Credit Union129 S Mississippi Ave, Ada, OK 74820 6632A5.0 ★Texas Ratio: 7.00% Liquid Gold Money Market at 1.25% APY, Tinker Federal Credit UnionTinker Federal Credit Union1620 Lonnie Abbott Blvd, Ada, OK 74820A+5.0 ★Texas Ratio: 2.82% Command Fund at 0.50% APY, WeStreet Federal Credit UnionWeStreet Federal Credit UnionB4.4 ★Texas Ratio: 20.17% Business Money Market at 4.00% APY, and All America BankAll America BankA5.0 ★Texas Ratio: 11.68% Mega Money Market Checking at 3.70% APY. Money market rates as of July 12, 2026 according to verified data from MonitorBankRates.
Ada has 3 local institutions in our database, with money market rates as high as 1.90% APY from Arbuckle Federal Credit Union at 317 S Broadway Ave, Ada, OK 74820. Use the table below to compare all available offers, including options from institutions serving the broader Oklahoma area. Rates are continually updated — we recommend checking back frequently.
Rates reflect recent market quotes and representative offers available to depositors in Ada, Oklahoma and surrounding area. Last Updated and Verified: July 12, 2026
Compare the Best Money Market Rates Today in Ada, Oklahoma & the Surrounding Area
Source: Verified Money Market Rate Data provided by MonitorBankRates
Institution
Product
APY
Min Deposit
Profile
Arbuckle Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.30%
317 S Broadway Ave, Ada, OK 74820
Money Market
1.90%
$0
▼
Rate1.88%
Min Deposit$0
Min Balance—
UpdatedJul 10, 2026
Details
Arbuckle Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.30%
317 S Broadway Ave, Ada, OK 74820
Money Market
1.75%
$0
▼
Rate1.73%
Min Deposit$0
Min Balance—
UpdatedJul 10, 2026
Details
Arbuckle Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.30%
317 S Broadway Ave, Ada, OK 74820
Money Market
1.65%
$0
▼
Rate1.64%
Min Deposit$0
Min Balance—
UpdatedJul 10, 2026
Details
Arbuckle Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.30%
317 S Broadway Ave, Ada, OK 74820
Money Market
1.40%
$0
▼
Rate1.39%
Min Deposit$0
Min Balance—
UpdatedJul 10, 2026
Details
Arbuckle Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.30%
317 S Broadway Ave, Ada, OK 74820
Money Market
1.35%
$0
▼
Rate1.34%
Min Deposit$0
Min Balance—
UpdatedJul 10, 2026
Details
Communication Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 7.00%
129 S Mississippi Ave, Ada, OK 74820 6632
Liquid Gold Money Market
1.25%
$0
▼
Rate1.24%
Min Deposit$0
Min Balance—
UpdatedJul 6, 2026
Details
Arbuckle Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.30%
317 S Broadway Ave, Ada, OK 74820
Money Market
1.15%
$0
▼
Rate1.14%
Min Deposit$0
Min Balance—
UpdatedJul 10, 2026
Details
Arbuckle Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.30%
317 S Broadway Ave, Ada, OK 74820
Money Market
1.05%
$0
▼
Rate1.04%
Min Deposit$0
Min Balance—
UpdatedJul 10, 2026
Details
Communication Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 7.00%
129 S Mississippi Ave, Ada, OK 74820 6632
Liquid Gold Money Market
1.00%
$0
▼
Rate1.00%
Min Deposit$0
Min Balance—
UpdatedJul 6, 2026
Details
Arbuckle Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.30%
317 S Broadway Ave, Ada, OK 74820
Money Market
0.90%
$0
▼
Rate0.90%
Min Deposit$0
Min Balance—
UpdatedJul 10, 2026
Details
Tinker Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.82%
1620 Lonnie Abbott Blvd, Ada, OK 74820
Command Fund
0.50%
$0
▼
Rate0.50%
Min Deposit$0
Min Balance—
UpdatedJul 11, 2026
Details
Tinker Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.82%
1620 Lonnie Abbott Blvd, Ada, OK 74820
Command Fund
0.30%
$0
▼
Rate0.30%
Min Deposit$0
Min Balance—
UpdatedJul 11, 2026
Details
Arbuckle Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.30%
317 S Broadway Ave, Ada, OK 74820
Money Market
0.10%
$0
▼
Rate0.10%
Min Deposit$0
Min Balance—
UpdatedJul 10, 2026
Details
Communication Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 7.00%
129 S Mississippi Ave, Ada, OK 74820 6632
Liquid Gold Money Market
0.10%
$0
▼
Rate0.10%
Min Deposit$0
Min Balance—
UpdatedJul 6, 2026
Details
WeStreet Federal Credit Union
Institution Rating:
B4.4 ★ Texas Ratio: 20.17%
Business Money Market
4.00%
$2,500
▼
Rate3.94%
Min Deposit$2,500
Min Balance—
UpdatedJul 10, 2026
Details
WeStreet Federal Credit Union
Institution Rating:
B4.4 ★ Texas Ratio: 20.17%
Business Money Market
3.75%
$2,500
▼
Rate3.70%
Min Deposit$2,500
Min Balance—
UpdatedJul 10, 2026
Details
All America Bank
Institution Rating:
A5.0 ★ Texas Ratio: 11.68%
Mega Money Market Checking
3.70%
$0
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedJul 11, 2026
Details
Ranked #1 "Best Money Market account in the USA" by depositaccounts.com.
Alva State Bank & Trust Company
Institution Rating:
A+5.0 ★ Texas Ratio: 2.51%
Money Market
3.56%
$0
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedJul 12, 2026
Details
4th Tier
First National Bank in Okeene
Institution Rating:
A+5.0 ★ Texas Ratio: 1.41%
Money Market 4th Tier
3.56%
$0
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedJul 12, 2026
Details
WEOKIE Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.51%
Non-Profit Money Market
3.25%
$0
▼
Rate3.20%
Min Deposit$0
Min Balance—
UpdatedJul 10, 2026
Details
$250,000+
WeStreet Federal Credit Union
Institution Rating:
B4.4 ★ Texas Ratio: 20.17%
Business Money Market
3.25%
$2,500
▼
Rate3.21%
Min Deposit$2,500
Min Balance—
UpdatedJul 10, 2026
Details
Alva State Bank & Trust Company
Institution Rating:
A+5.0 ★ Texas Ratio: 2.51%
Money Market
3.15%
$0
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedJul 12, 2026
Details
3rd Tier
First National Bank in Okeene
Institution Rating:
A+5.0 ★ Texas Ratio: 1.41%
Money Market 3rd Tier
3.15%
$0
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedJul 12, 2026
Details
Rate3.05%
Min Deposit$0
Min Balance—
UpdatedJul 12, 2026
Details
Compounding Frequency: MONTHLY
WEOKIE Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.51%
High-Yield Money Market
3.00%
$0
▼
Rate2.96%
Min Deposit$0
Min Balance—
UpdatedJul 10, 2026
Details
Only the portion above $250,000
WeStreet Federal Credit Union
Institution Rating:
B4.4 ★ Texas Ratio: 20.17%
Business Money Market
3.00%
$2,500
▼
Rate2.97%
Min Deposit$2,500
Min Balance—
UpdatedJul 10, 2026
Details
WEOKIE Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.51%
Commercial High Yield Money Market up to $4,999,999
2.94%
$0
▼
Rate2.90%
Min Deposit$0
Min Balance—
UpdatedJul 10, 2026
Details
$1,000,000
WEOKIE Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.51%
Commercial High Yield Money Market up to $9,999,999
2.94%
$0
▼
Rate2.90%
Min Deposit$0
Min Balance—
UpdatedJul 10, 2026
Details
$5,000,000
WEOKIE Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.51%
Commercial High Yield Money Market up to $999,999
2.91%
$0
▼
Rate2.87%
Min Deposit$0
Min Balance—
UpdatedJul 10, 2026
Details
$500,000
WEOKIE Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.51%
Commercial High Yield Money Market up to $499,999
2.89%
$0
▼
Rate2.85%
Min Deposit$0
Min Balance—
UpdatedJul 10, 2026
Details
$100,000
Security Bank Tulsa, OK
Institution Rating:
A5.0 ★ Texas Ratio: 8.37%
Money Market Account
2.84%
$1,500
▼
Rate2.80%
Min Deposit$1,500
Min Balance—
UpdatedJul 11, 2026
Details
First Liberty Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 5.25%
Platinum Money Market
2.80%
$0
▼
Rate2.76%
Min Deposit$0
Min Balance—
UpdatedJul 11, 2026
Details
WEOKIE Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.51%
Non-Profit Money Market
2.75%
$0
▼
Rate2.72%
Min Deposit$0
Min Balance—
UpdatedJul 10, 2026
Details
$100,000 up to $249,000
First National Bank in Okeene
Institution Rating:
A+5.0 ★ Texas Ratio: 1.41%
Money Market 2nd Tier
2.69%
$0
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedJul 12, 2026
Details
Alva State Bank & Trust Company
Institution Rating:
A+5.0 ★ Texas Ratio: 2.51%
Money Market
2.69%
$0
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedJul 12, 2026
Details
2nd Tier
First Liberty Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 5.25%
Platinum Money Market
2.60%
$0
▼
Rate2.57%
Min Deposit$0
Min Balance—
UpdatedJul 11, 2026
Details
Frontier State Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 0.01%
Money Market / Tiers
2.55%
$0
▼
Rate2.52%
Min Deposit$0
Min Balance—
UpdatedJul 12, 2026
Details
Balance range: $750,000 and greater
Rate2.50%
Min Deposit$0
Min Balance—
UpdatedJul 12, 2026
Details
Compounding Frequency: MONTHLY
MTC Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.09%
Money Market Plus
2.52%
$0
▼
Rate2.50%
Min Deposit$0
Min Balance—
UpdatedJun 26, 2026
Details
WeStreet Federal Credit Union
Institution Rating:
B4.4 ★ Texas Ratio: 20.17%
Business Money Market
2.50%
$2,500
▼
Rate2.48%
Min Deposit$2,500
Min Balance—
UpdatedJul 10, 2026
Details
WEOKIE Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.51%
High-Yield Money Market
2.50%
$0
▼
Rate2.47%
Min Deposit$0
Min Balance—
UpdatedJul 10, 2026
Details
Only the portion between $100,000-$249,999
MTC Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.09%
Money Market Plus
2.27%
$0
▼
Rate2.25%
Min Deposit$0
Min Balance—
UpdatedJun 26, 2026
Details
USE Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.86%
Money Market Account
2.25%
$0
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedJul 6, 2026
Details
WEOKIE Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.51%
Non-Profit Money Market
2.25%
$0
▼
Rate2.23%
Min Deposit$0
Min Balance—
UpdatedJul 10, 2026
Details
$50,000 up to $99,999
First Liberty Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 5.25%
Platinum Money Market
2.20%
$0
▼
Rate2.18%
Min Deposit$0
Min Balance—
UpdatedJul 11, 2026
Details
Frontier State Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 0.01%
Money Market / Tiers
2.17%
$0
▼
Rate2.15%
Min Deposit$0
Min Balance—
UpdatedJul 12, 2026
Details
Balance range: $250,000 - 749,999
First Liberty Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 5.25%
Platinum Money Market
2.10%
$0
▼
Rate2.08%
Min Deposit$0
Min Balance—
UpdatedJul 11, 2026
Details
Frontier State Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 0.01%
Money Market / Tiers
2.07%
$0
▼
Rate2.05%
Min Deposit$0
Min Balance—
UpdatedJul 12, 2026
Details
Balance range: $100,000 - 249,999
Frontier State Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 0.01%
Money Market / Tiers
2.02%
$0
▼
Rate2.00%
Min Deposit$0
Min Balance—
UpdatedJul 12, 2026
Details
Balance range: $50,000 - 99,999
TTCU Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.57%
Money Market
2.00%
$0
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedJul 10, 2026
Details
TTCU Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.57%
Money Market Account
2.00%
$0
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedJul 10, 2026
Details
Balance tier: over $350,000
WEOKIE Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.51%
High-Yield Money Market
2.00%
$0
▼
Rate1.98%
Min Deposit$0
Min Balance—
UpdatedJul 10, 2026
Details
Only the portion between $50,000-$99,999
WEOKIE Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.51%
Non-Profit Money Market
2.00%
$0
▼
Rate1.98%
Min Deposit$0
Min Balance—
UpdatedJul 10, 2026
Details
up to $49,999
Energy One Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 6.85%
Premier One Money Market Tier 6
2.00%
$0
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedJul 12, 2026
Details
Frontier State Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 0.01%
Money Market / Tiers
1.97%
$0
▼
Rate1.95%
Min Deposit$0
Min Balance—
UpdatedJul 12, 2026
Details
Balance range: $500 - 49,999
Alva State Bank & Trust Company
Institution Rating:
A+5.0 ★ Texas Ratio: 2.51%
Money Market
1.92%
$0
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedJul 12, 2026
Details
1st Tier
First National Bank in Okeene
Institution Rating:
A+5.0 ★ Texas Ratio: 1.41%
Money Market 1st Tier
1.92%
$0
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedJul 12, 2026
Details
Rate1.80%
Min Deposit$0
Min Balance—
UpdatedJul 12, 2026
Details
MTC Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.09%
Money Market Plus
1.81%
$0
▼
Rate1.80%
Min Deposit$0
Min Balance—
UpdatedJun 26, 2026
Details
TTCU Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.57%
Money Market Account
1.75%
$0
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedJul 10, 2026
Details
Balance tier: up to $350,000
Western Sun Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.54%
Money Market
1.75%
$0
▼
Rate1.73%
Min Deposit$0
Min Balance—
UpdatedJul 6, 2026
Details
USE Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.86%
Money Market Account
1.75%
$0
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedJul 6, 2026
Details
First Liberty Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 5.25%
Platinum Money Market
1.75%
$0
▼
Rate1.73%
Min Deposit$0
Min Balance—
UpdatedJul 11, 2026
Details
WeStreet Federal Credit Union
Institution Rating:
B4.4 ★ Texas Ratio: 20.17%
Money Market
1.60%
$2,500
▼
Rate1.59%
Min Deposit$2,500
Min Balance—
UpdatedJul 10, 2026
Details
MTC Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.09%
Money Market Plus
1.56%
$0
▼
Rate1.55%
Min Deposit$0
Min Balance—
UpdatedJun 26, 2026
Details
Western Sun Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.54%
Money Market
1.50%
$0
▼
Rate1.49%
Min Deposit$0
Min Balance—
UpdatedJul 6, 2026
Details
TTCU Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.57%
Money Market Account
1.50%
$0
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedJul 10, 2026
Details
Balance tier: up to $250,000
WEOKIE Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.51%
High Yield Money Market
1.50%
$0
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedJul 10, 2026
Details
Minimum daily balance to earn stated APY is $2,500.
WEOKIE Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.51%
High-Yield Money Market
1.50%
$0
▼
Rate1.49%
Min Deposit$0
Min Balance—
UpdatedJul 10, 2026
Details
Entire balance in this range ($2,500 min. daily balance to earn stated APY)
First Liberty Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 5.25%
Platinum Money Market
1.40%
$0
▼
Rate1.39%
Min Deposit$0
Min Balance—
UpdatedJul 11, 2026
Details
MTC Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.09%
Money Market Plus
1.35%
$0
▼
Rate1.35%
Min Deposit$0
Min Balance—
UpdatedJun 26, 2026
Details
First Liberty Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 5.25%
Platinum Money Market
1.30%
$0
▼
Rate1.29%
Min Deposit$0
Min Balance—
UpdatedJul 11, 2026
Details
USE Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.86%
Money Market Account
1.25%
$0
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedJul 6, 2026
Details
Rate1.24%
Min Deposit$1,000
Min Balance—
UpdatedJul 11, 2026
Details
TTCU Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.57%
Money Market Account
1.25%
$0
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedJul 10, 2026
Details
Balance tier: up to $200,000
Rate1.21%
Min Deposit$0
Min Balance—
UpdatedJul 11, 2026
Details
Triad Bank, N.A.
Institution Rating:
F2.2 ★ Texas Ratio: 48.96%
Money Market
1.21%
$1,000,000
▼
Rate1.20%
Min Deposit$1,000,000
Min Balance—
UpdatedJul 12, 2026
Details
The Stock Exchange Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 0.82%
Money Market Checking Tier 4
1.16%
$0
▼
Rate1.15%
Min Deposit$0
Min Balance—
UpdatedJul 12, 2026
Details
$100,000.00 and up
Rate1.14%
Min Deposit$0
Min Balance—
UpdatedJul 11, 2026
Details
SpiritBank
Institution Rating:
B+4.7 ★ Texas Ratio: 18.26%
Consumer VIP Money Market
1.15%
$0
▼
Rate1.14%
Min Deposit$0
Min Balance—
UpdatedJul 11, 2026
Details
Truity Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 6.25%
Advantage Money Market
1.10%
$0
▼
Rate1.09%
Min Deposit$0
Min Balance—
UpdatedJul 6, 2026
Details
The Stock Exchange Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 0.82%
Money Market Checking Tier 3
1.10%
$0
▼
Rate1.10%
Min Deposit$0
Min Balance—
UpdatedJul 12, 2026
Details
$50,000.00 to $99,999.99
The Stock Exchange Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 0.82%
Money Market Checking Tier 2
1.06%
$0
▼
Rate1.05%
Min Deposit$0
Min Balance—
UpdatedJul 12, 2026
Details
$10,000.00 to $49,999.99
Rate1.05%
Min Deposit$0
Min Balance—
UpdatedJul 11, 2026
Details
SpiritBank
Institution Rating:
B+4.7 ★ Texas Ratio: 18.26%
Consumer VIP Money Market
1.05%
$0
▼
Rate1.05%
Min Deposit$0
Min Balance—
UpdatedJul 11, 2026
Details
Rate1.00%
Min Deposit$1,000
Min Balance—
UpdatedJul 11, 2026
Details
Rate1.00%
Min Deposit$0
Min Balance—
UpdatedJul 12, 2026
Details
The Stock Exchange Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 0.82%
Money Market Checking Tier 1
1.00%
$0
▼
Rate1.00%
Min Deposit$0
Min Balance—
UpdatedJul 12, 2026
Details
$2,500.00 to $9,999.99
Rate1.00%
Min Deposit$100,000
Min Balance—
UpdatedJul 12, 2026
Details
SpiritBank
Institution Rating:
B+4.7 ★ Texas Ratio: 18.26%
Consumer VIP Money Market
0.95%
$0
▼
Rate0.95%
Min Deposit$0
Min Balance—
UpdatedJul 11, 2026
Details
Rate0.95%
Min Deposit$0
Min Balance—
UpdatedJul 11, 2026
Details
Rate0.85%
Min Deposit$0
Min Balance—
UpdatedJul 11, 2026
Details
SpiritBank
Institution Rating:
B+4.7 ★ Texas Ratio: 18.26%
Consumer VIP Money Market
0.85%
$0
▼
Rate0.85%
Min Deposit$0
Min Balance—
UpdatedJul 11, 2026
Details
Rate0.75%
Min Deposit$1,000
Min Balance—
UpdatedJul 11, 2026
Details
Rate0.75%
Min Deposit$0
Min Balance—
UpdatedJul 11, 2026
Details
SpiritBank
Institution Rating:
B+4.7 ★ Texas Ratio: 18.26%
Consumer VIP Money Market
0.75%
$0
▼
Rate0.75%
Min Deposit$0
Min Balance—
UpdatedJul 11, 2026
Details
Rate0.56%
Min Deposit$0
Min Balance—
UpdatedJul 11, 2026
Details
Rate0.56%
Min Deposit$0
Min Balance—
UpdatedJul 11, 2026
Details
Rate0.51%
Min Deposit$0
Min Balance—
UpdatedJul 11, 2026
Details
Rate0.51%
Min Deposit$0
Min Balance—
UpdatedJul 11, 2026
Details
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The Annual Percentage Yields (APYs) displayed are based on the highest APY offered for the specified deposit amount or less. Rates may change without prior notice. Rates reflect recent market quotes and representative offers available to depositors in Ada, Oklahoma and the surrounding area.
Banks and Credit Unions: If you identify an incorrect rate or wish to request the removal of your institution’s data, please contact us here.
Banks and Credit Unions: If you identify an incorrect rate or wish to request the removal of your institution’s data, please contact us here.
Ada, OK Money Market Rate Trends
Compare local Ada, OK money market quotes against the statewide average
Daily money market rate averages tracked across our database of 8,500+ banks and credit unions — updated every evening.
High-Yield MMA — OK Avg
3.106%
▼ 0.066 vs 7 days ago
Oklahoma high-yield MMA rates fell 0.066 points over the past 7 days to 3.106% APY.
Standard MMA — OK Avg
0.886%
▼ 0.025 vs 7 days ago
Oklahoma standard MMA rates fell 0.025 points over the past 7 days to 0.886% APY.
As of Jul 13, 2026 • Rate data sourced from 8,500+ monitored institutions
Powered by MonitorBankRates
Methodology & Data Sources
Independent, Free, and Unbiased Rate Comparisons: MonitorBankRates.com is an independent rate comparison service. Our Ada, Oklahoma money market rate tables are free for consumers to use, and we do not receive payment from any financial institution to be included or to be ranked in any particular order. Listings are based solely on the rates each institution publicly advertises on its own website.
A Note on Third-Party Rate Tools: Some pages on our site also feature rate comparison widgets and tools provided by third-party partners. These tools may include sponsored listings or affiliate links, and we may receive compensation when users click through them. We clearly label these widgets so you can tell at a glance which rates come from our independent MonitorBankRates.com tables and which come from our advertising partners.
Direct-Sourced & Verified Money Market Rate Data: We aggregate money market deposit account rates for Ada, Oklahoma directly from the official websites of banks and credit unions using our proprietary rate aggregation technology and a dedicated team of rate updaters. Every money market rate displayed on MonitorBankRates.com is highly accurate and trustworthy.
Local, Regional, and National Coverage: Our systems constantly monitor the market to provide a complete picture of available yields in Ada, Oklahoma. We feature a comprehensive mix of institutions from neighborhood credit unions and mid-sized regional banks to large national institutions available to savers in OK.
Daily Updates & Time-Stamped Accuracy: Our rate updaters verify and update money market rates daily. Because MMA yields can fluctuate rapidly based on market conditions, every product listed features its own specific “last updated” date, giving you complete transparency.
Frequently Asked Questions about Money Market Accounts in Ada, Oklahoma
What is a Money Market Account (MMA)?
A Money Market Account (MMA), formally known as a money market deposit account (MMDA), is a type of deposit account that often pays higher interest rates than standard savings accounts. They usually come with check-writing privileges and debit card access, offering a balance of growth and liquidity for savers in Oklahoma.
Are Money Market accounts in Ada, Oklahoma safe?
Yes, as long as the institution is FDIC insured (for banks) or NCUA insured (for credit unions). This provides federal protection for your deposits in Oklahoma up to $250,000 per depositor, per institution.
How often do MMA rates change in Ada, Oklahoma?
Money market rates are variable and can change at any time based on market conditions and Federal Reserve decisions. We update our local Oklahoma rate tables daily to ensure you see the most current high-yield options.
Can I write checks from a Money Market Account?
Yes, most Money Market Accounts allow you to write a limited number of checks or make debit card transactions each month (typically up to 6), making them more flexible than a standard savings account.
How much do I need to deposit to open a money market account in Ada, Oklahoma?
Minimum deposit requirements vary widely. Some online money market deposit accounts can be opened with no minimum, while many banks and credit unions in Ada, Oklahoma require an initial deposit of $1,000 to $2,500 to earn the highest advertised APY. Larger deposits often unlock higher rate tiers, and FDIC or NCUA insurance protects deposits up to $250,000 per depositor, per institution.
Best Money Market Rates in Ada, Oklahoma
Here are some of the highest money market account APYs currently available in Ada, Oklahoma and the surrounding area:
- Arbuckle Federal Credit Union
Money Market — 1.90% APY - Communication Federal Credit Union
Liquid Gold Money Market — 1.25% APY - Tinker Federal Credit Union
Command Fund — 0.50% APY - WeStreet Federal Credit Union
Business Money Market — 4.00% APY - All America Bank
Mega Money Market Checking — 3.70% APY
Money Market Rates reflect actual verified offers from banks and credit unions actively accepting deposits in Ada, Oklahoma. Your final available rate may depend on deposit amount and daily market movements. Last Updated and Verified: July 12, 2026
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