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Best Money Market Rates in Stillwater, Oklahoma (OK) - May 2026

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Editorial Disclosure The rates displayed are actual, verified rates sourced directly from the official websites of banks and credit unions. Our editorial content is independent of any advertiser relationships.
| ✓Fact Checked | Last Updated: May 12, 2026

Current Stillwater, Oklahoma and the surrounding area money market deposit account rates include Oklahoma Community Federal Credit UnionOklahoma Community Federal Credit Union311 E McElroy Rd, Stillwater, OK 74075 3815A+5.0 ★Texas Ratio: 2.02% High Yield Money Market at 3.00% APY, Tinker Federal Credit UnionTinker Federal Credit Union5101 W 6th Ave, Stillwater, OK 74074A+5.0 ★Texas Ratio: 2.99% Command Fund at 0.50% APY, Vision BankVision BankA-5.0 ★Texas Ratio: 14.23% Premium Money Market Special at 4.07% APY, WeStreet Federal Credit UnionWeStreet Federal Credit UnionB4.4 ★Texas Ratio: 22.03% Business Money Market at 4.00% APY, and All America BankAll America BankA5.0 ★Texas Ratio: 11.68% Mega Money Market® Checking at 3.85% APY. Money market rates as of May 12, 2026 according to verified data from MonitorBankRates.

Stillwater has 2 local institutions in our database, with money market rates as high as 3.00% APY from Oklahoma Community Federal Credit Union at 311 E McElroy Rd, Stillwater, OK 74075 3815. Use the table below to compare all available offers, including options from institutions serving the broader Oklahoma area. Rates are continually updated — we recommend checking back frequently.

Rates reflect recent market quotes and representative offers available to depositors in Stillwater, Oklahoma and surrounding area. Last Updated and Verified: May 12, 2026

Compare the Best Money Market Rates Today in Stillwater, Oklahoma & the Surrounding Area

Source: Verified Money Market Rate Data provided by MonitorBankRates
Institution
Product
APY
Min Deposit
Profile
Oklahoma Community Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.02%
311 E McElroy Rd, Stillwater, OK 74075 3815
High Yield Money Market
3.00%
$0
View
▼
Rate2.96%
Min Deposit$0
Min Balance—
UpdatedMay 7, 2026
Details

$250,000.00 & Up

Oklahoma Community Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.02%
311 E McElroy Rd, Stillwater, OK 74075 3815
High Yield Money Market
2.50%
$0
View
▼
Rate2.47%
Min Deposit$0
Min Balance—
UpdatedMay 7, 2026
Details

Up to $249,999.99

Oklahoma Community Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.02%
311 E McElroy Rd, Stillwater, OK 74075 3815
Money Market
2.00%
$0
View
▼
Rate1.98%
Min Deposit$0
Min Balance—
UpdatedMay 7, 2026
Details

$100,000.00 & Up

Oklahoma Community Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.02%
311 E McElroy Rd, Stillwater, OK 74075 3815
Money Market
1.70%
$0
View
▼
Rate1.69%
Min Deposit$0
Min Balance—
UpdatedMay 7, 2026
Details

Up to $99,999.99

Oklahoma Community Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.02%
311 E McElroy Rd, Stillwater, OK 74075 3815
Money Market
1.50%
$0
View
▼
Rate1.49%
Min Deposit$0
Min Balance—
UpdatedMay 7, 2026
Details

Up to $49,999.99

Oklahoma Community Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.02%
311 E McElroy Rd, Stillwater, OK 74075 3815
Money Market
1.20%
$0
View
▼
Rate1.19%
Min Deposit$0
Min Balance—
UpdatedMay 7, 2026
Details

Up to $24,999.99

Oklahoma Community Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.02%
311 E McElroy Rd, Stillwater, OK 74075 3815
Money Market
1.15%
$0
View
▼
Rate1.14%
Min Deposit$0
Min Balance—
UpdatedMay 7, 2026
Details

Up to $9,999.99

Oklahoma Community Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.02%
311 E McElroy Rd, Stillwater, OK 74075 3815
High Yield Money Market
0.50%
$0
View
▼
Rate0.50%
Min Deposit$0
Min Balance—
UpdatedMay 7, 2026
Details

Up to $49,999.99

Tinker Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.99%
5101 W 6th Ave, Stillwater, OK 74074
Command Fund
0.50%
$0
View
▼
Rate0.50%
Min Deposit$0
Min Balance—
UpdatedMay 4, 2026
Details

Tinker Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.99%
5101 W 6th Ave, Stillwater, OK 74074
Command Fund
0.30%
$0
View
▼
Rate0.30%
Min Deposit$0
Min Balance—
UpdatedMay 4, 2026
Details

Oklahoma Community Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.02%
311 E McElroy Rd, Stillwater, OK 74075 3815
High Yield Money Market
0.00%
$0
View
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedMay 7, 2026
Details

Up to $9,999.99

Vision Bank
Institution Rating:
A-5.0 ★ Texas Ratio: 14.23%
Premium Money Market Special
4.07%
$0
View
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedMay 4, 2026
Details

WeStreet Federal Credit Union
Institution Rating:
B4.4 ★ Texas Ratio: 22.03%
Business Money Market
4.00%
$2,500
View
▼
Rate3.94%
Min Deposit$2,500
Min Balance—
UpdatedMay 10, 2026
Details

All America Bank
Institution Rating:
A5.0 ★ Texas Ratio: 11.68%
Mega Money Market® Checking
3.85%
$0
View
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedMay 4, 2026
Details

WeStreet Federal Credit Union
Institution Rating:
B4.4 ★ Texas Ratio: 22.03%
Business Money Market
3.75%
$2,500
View
▼
Rate3.70%
Min Deposit$2,500
Min Balance—
UpdatedMay 10, 2026
Details

Red River Employees Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.10%
Commercial Money Market
3.35%
$0
View
▼
Rate3.35%
Min Deposit$0
Min Balance—
UpdatedMay 6, 2026
Details

($2,500 Opening Balance)

WEOKIE Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.68%
Non-Profit Money Market
3.25%
$0
View
▼
Rate3.20%
Min Deposit$0
Min Balance—
UpdatedMay 10, 2026
Details

$250,000+

WeStreet Federal Credit Union
Institution Rating:
B4.4 ★ Texas Ratio: 22.03%
Business Money Market
3.25%
$2,500
View
▼
Rate3.21%
Min Deposit$2,500
Min Balance—
UpdatedMay 10, 2026
Details

Red River Employees Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.10%
Commercial Money Market
3.15%
$0
View
▼
Rate3.15%
Min Deposit$0
Min Balance—
UpdatedMay 6, 2026
Details

($2,500 Opening Balance)

Elevate Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 4.34%
Money Market
3.09%
$0
View
▼
Rate3.05%
Min Deposit$0
Min Balance—
UpdatedMay 5, 2026
Details

WEOKIE Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.68%
High-Yield Money Market
3.00%
$0
View
▼
Rate2.96%
Min Deposit$0
Min Balance—
UpdatedMay 10, 2026
Details

Only the portion above $250,000

Red River Employees Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.10%
Commercial Money Market
3.00%
$0
View
▼
Rate3.00%
Min Deposit$0
Min Balance—
UpdatedMay 6, 2026
Details

($2,500 Opening Balance)

WeStreet Federal Credit Union
Institution Rating:
B4.4 ★ Texas Ratio: 22.03%
Business Money Market
3.00%
$2,500
View
▼
Rate2.97%
Min Deposit$2,500
Min Balance—
UpdatedMay 10, 2026
Details

WEOKIE Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.68%
Commercial High Yield Money Market
2.94%
$0
View
▼
Rate2.90%
Min Deposit$0
Min Balance—
UpdatedMay 10, 2026
Details

WEOKIE Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.68%
Commercial High Yield Money Market
2.91%
$0
View
▼
Rate2.87%
Min Deposit$0
Min Balance—
UpdatedMay 10, 2026
Details

WEOKIE Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.68%
Commercial High Yield Money Market
2.89%
$0
View
▼
Rate2.85%
Min Deposit$0
Min Balance—
UpdatedMay 10, 2026
Details

Red River Employees Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.10%
Commercial Money Market
2.85%
$0
View
▼
Rate2.85%
Min Deposit$0
Min Balance—
UpdatedMay 6, 2026
Details

($2,500 Opening Balance)

Security Bank Tulsa, OK
Institution Rating:
A5.0 ★ Texas Ratio: 8.37%
Money Market Accounts
2.84%
$1,500
View
▼
Rate2.80%
Min Deposit$1,500
Min Balance—
UpdatedMay 5, 2026
Details

First Liberty Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 5.25%
Platinum Money Market
2.80%
$0
View
▼
Rate2.76%
Min Deposit$0
Min Balance—
UpdatedMay 5, 2026
Details

WEOKIE Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.68%
Non-Profit Money Market
2.75%
$0
View
▼
Rate2.72%
Min Deposit$0
Min Balance—
UpdatedMay 10, 2026
Details

$100,000 up to $249,000

Security Bank Tulsa, OK
Institution Rating:
A5.0 ★ Texas Ratio: 8.37%
Money Market Accounts
2.68%
$1,500
View
▼
Rate2.65%
Min Deposit$1,500
Min Balance—
UpdatedMay 5, 2026
Details

First Liberty Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 5.25%
Platinum Money Market
2.60%
$0
View
▼
Rate2.57%
Min Deposit$0
Min Balance—
UpdatedMay 5, 2026
Details

Red River Employees Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.10%
Money Market
2.60%
$0
View
▼
Rate2.60%
Min Deposit$0
Min Balance—
UpdatedMay 6, 2026
Details

($2,500 Opening Balance)

Frontier State Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 0.01%
Money Market / Tiers and greater
2.55%
$2,500
View
▼
Rate2.52%
Min Deposit$2,500
Min Balance—
UpdatedMay 5, 2026
Details

$750,000

Elevate Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 4.34%
Money Market
2.53%
$0
View
▼
Rate2.50%
Min Deposit$0
Min Balance—
UpdatedMay 5, 2026
Details

MTC Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.35%
Money Market Account Plus
2.52%
$0
View
▼
Rate2.50%
Min Deposit$0
Min Balance—
UpdatedMay 7, 2026
Details

WEOKIE Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.68%
High-Yield Money Market
2.50%
$0
View
▼
Rate2.47%
Min Deposit$0
Min Balance—
UpdatedMay 10, 2026
Details

Only the portion between $100,000-$249,999

WeStreet Federal Credit Union
Institution Rating:
B4.4 ★ Texas Ratio: 22.03%
Business Money Market
2.50%
$2,500
View
▼
Rate2.48%
Min Deposit$2,500
Min Balance—
UpdatedMay 10, 2026
Details

Security Bank Tulsa, OK
Institution Rating:
A5.0 ★ Texas Ratio: 8.37%
Money Market Accounts
2.38%
$1,500
View
▼
Rate2.35%
Min Deposit$1,500
Min Balance—
UpdatedMay 5, 2026
Details

Red River Employees Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.10%
Money Market
2.35%
$0
View
▼
Rate2.35%
Min Deposit$0
Min Balance—
UpdatedMay 6, 2026
Details

($2,500 Opening Balance)

MTC Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.35%
Money Market Account Plus
2.27%
$0
View
▼
Rate2.25%
Min Deposit$0
Min Balance—
UpdatedMay 7, 2026
Details

WEOKIE Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.68%
Non-Profit Money Market
2.25%
$0
View
▼
Rate2.23%
Min Deposit$0
Min Balance—
UpdatedMay 10, 2026
Details

$50,000 up to $99,999

First Liberty Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 5.25%
Platinum Money Market
2.20%
$0
View
▼
Rate2.18%
Min Deposit$0
Min Balance—
UpdatedMay 5, 2026
Details

Frontier State Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 0.01%
Money Market / Tiers - 749,999
2.17%
$2,500
View
▼
Rate2.15%
Min Deposit$2,500
Min Balance—
UpdatedMay 5, 2026
Details

$250,000

Red River Employees Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.10%
Money Market
2.10%
$0
View
▼
Rate2.10%
Min Deposit$0
Min Balance—
UpdatedMay 6, 2026
Details

($2,500 Opening Balance)

First Liberty Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 5.25%
Platinum Money Market
2.10%
$0
View
▼
Rate2.08%
Min Deposit$0
Min Balance—
UpdatedMay 5, 2026
Details

Frontier State Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 0.01%
Money Market / Tiers - 249,999
2.07%
$2,500
View
▼
Rate2.05%
Min Deposit$2,500
Min Balance—
UpdatedMay 5, 2026
Details

$100,000

Vision Bank
Institution Rating:
A-5.0 ★ Texas Ratio: 14.23%
Premium Money Market Special
2.02%
$0
View
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedMay 4, 2026
Details

Frontier State Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 0.01%
Money Market / Tiers - 99,999
2.02%
$2,500
View
▼
Rate2.00%
Min Deposit$2,500
Min Balance—
UpdatedMay 5, 2026
Details

$50,000

WEOKIE Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.68%
Non-Profit Money Market
2.00%
$0
View
▼
Rate1.98%
Min Deposit$0
Min Balance—
UpdatedMay 10, 2026
Details

up to $49,999

WEOKIE Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.68%
High-Yield Money Market
2.00%
$0
View
▼
Rate1.98%
Min Deposit$0
Min Balance—
UpdatedMay 10, 2026
Details

Only the portion between $50,000-$99,999

TTCU Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.15%
Money Market
2.00%
$0
View
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedMay 10, 2026
Details

Qualifying balance up to $1,000.00

Energy One Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 7.14%
Premier One Money Market Tier 6
2.00%
$0
View
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedMay 6, 2026
Details

Frontier State Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 0.01%
Money Market / Tiers - 49,999
1.97%
$2,500
View
▼
Rate1.95%
Min Deposit$2,500
Min Balance—
UpdatedMay 5, 2026
Details

$500

MTC Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.35%
Money Market Account
1.91%
$0
View
▼
Rate1.90%
Min Deposit$0
Min Balance—
UpdatedMay 7, 2026
Details

MTC Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.35%
Money Market Account Plus
1.81%
$0
View
▼
Rate1.80%
Min Deposit$0
Min Balance—
UpdatedMay 7, 2026
Details

The Community State Bank
Institution Rating:
A5.0 ★ Texas Ratio: 11.30%
MMA
1.81%
$0
View
▼
Rate1.80%
Min Deposit$0
Min Balance—
UpdatedMay 5, 2026
Details

Vision Bank
Institution Rating:
A-5.0 ★ Texas Ratio: 14.23%
Premium Money Market Special
1.76%
$0
View
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedMay 4, 2026
Details

Security Bank Tulsa, OK
Institution Rating:
A5.0 ★ Texas Ratio: 8.37%
Money Market Accounts
1.76%
$1,500
View
▼
Rate1.75%
Min Deposit$1,500
Min Balance—
UpdatedMay 5, 2026
Details

First Liberty Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 5.25%
Platinum Money Market
1.75%
$0
View
▼
Rate1.73%
Min Deposit$0
Min Balance—
UpdatedMay 5, 2026
Details

WeStreet Federal Credit Union
Institution Rating:
B4.4 ★ Texas Ratio: 22.03%
Money Market
1.60%
$2,500
View
▼
Rate1.59%
Min Deposit$2,500
Min Balance—
UpdatedMay 10, 2026
Details

MTC Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.35%
Money Market Account Plus
1.56%
$0
View
▼
Rate1.55%
Min Deposit$0
Min Balance—
UpdatedMay 7, 2026
Details

Vision Bank
Institution Rating:
A-5.0 ★ Texas Ratio: 14.23%
Premium Money Market Special
1.51%
$0
View
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedMay 4, 2026
Details

WEOKIE Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.68%
High-Yield Money Market
1.50%
$0
View
▼
Rate1.49%
Min Deposit$0
Min Balance—
UpdatedMay 10, 2026
Details

Entire balance in this range ($2,500 min. daily balance to earn stated APY)

WEOKIE Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.68%
High Yield Money Market
1.50%
$2,500
View
▼
Rate—
Min Deposit$2,500
Min Balance—
UpdatedMay 10, 2026
Details

MTC Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.35%
Money Market Account
1.45%
$0
View
▼
Rate1.45%
Min Deposit$0
Min Balance—
UpdatedMay 7, 2026
Details

First Liberty Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 5.25%
Platinum Money Market
1.40%
$0
View
▼
Rate1.39%
Min Deposit$0
Min Balance—
UpdatedMay 5, 2026
Details

MTC Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.35%
Money Market Account Plus
1.35%
$0
View
▼
Rate1.35%
Min Deposit$0
Min Balance—
UpdatedMay 7, 2026
Details

First Liberty Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 5.25%
Platinum Money Market
1.30%
$0
View
▼
Rate1.29%
Min Deposit$0
Min Balance—
UpdatedMay 5, 2026
Details

Vision Bank
Institution Rating:
A-5.0 ★ Texas Ratio: 14.23%
Premium Money Market Special
1.26%
$0
View
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedMay 4, 2026
Details

Vast Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 4.77%
Money Market
1.25%
$1,000
View
▼
Rate1.24%
Min Deposit$1,000
Min Balance—
UpdatedMay 4, 2026
Details

Communication Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 7.85%
Liquid Gold Money Market
1.25%
$0
View
▼
Rate1.24%
Min Deposit$0
Min Balance—
UpdatedMay 6, 2026
Details

ADVANCIAL
Institution Rating:
A+5.0 ★ Texas Ratio: 0.31%
Premium Money Market
1.22%
$0
View
▼
Rate1.21%
Min Deposit$0
Min Balance—
UpdatedMay 12, 2026
Details

ADVANCIAL
Institution Rating:
A+5.0 ★ Texas Ratio: 0.31%
Money Market k
1.22%
$0
View
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedMay 12, 2026
Details

$100

Triad Bank, N.A.
Institution Rating:
F2.2 ★ Texas Ratio: 48.96%
Money Market
1.21%
$0
View
▼
Rate1.20%
Min Deposit$0
Min Balance—
UpdatedMay 5, 2026
Details

MTC Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.35%
Money Market Account
1.20%
$0
View
▼
Rate1.20%
Min Deposit$0
Min Balance—
UpdatedMay 7, 2026
Details

Western Sun Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.72%
Money Market
1.20%
$0
View
▼
Rate1.20%
Min Deposit$0
Min Balance—
UpdatedMay 6, 2026
Details

The Stock Exchange Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 0.82%
Money Market Checking Tier 4
1.16%
$2,500
View
▼
Rate1.15%
Min Deposit$2,500
Min Balance—
UpdatedMay 5, 2026
Details

$100,000.00 and up

SpiritBank
Institution Rating:
B+4.7 ★ Texas Ratio: 18.26%
Consumer VIP Money Market Tier 5
1.15%
$0
View
▼
Rate1.14%
Min Deposit$0
Min Balance—
UpdatedMay 5, 2026
Details

SpiritBank
Institution Rating:
B+4.7 ★ Texas Ratio: 18.26%
Commercial Money Market Tier 5
1.15%
$0
View
▼
Rate1.14%
Min Deposit$0
Min Balance—
UpdatedMay 5, 2026
Details

Truity Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 7.04%
Advantage Money Market
1.10%
$0
View
▼
Rate1.09%
Min Deposit$0
Min Balance—
UpdatedMay 6, 2026
Details

WeStreet Federal Credit Union
Institution Rating:
B4.4 ★ Texas Ratio: 22.03%
Money Market
1.10%
$2,500
View
▼
Rate1.09%
Min Deposit$2,500
Min Balance—
UpdatedMay 10, 2026
Details

The Stock Exchange Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 0.82%
Money Market Checking Tier 3
1.10%
$2,500
View
▼
Rate1.10%
Min Deposit$2,500
Min Balance—
UpdatedMay 5, 2026
Details

$50,000.00 to $99,999.99

The Stock Exchange Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 0.82%
Money Market Checking Tier 2
1.06%
$2,500
View
▼
Rate1.05%
Min Deposit$2,500
Min Balance—
UpdatedMay 5, 2026
Details

$10,000.00 to $49,999.99

SpiritBank
Institution Rating:
B+4.7 ★ Texas Ratio: 18.26%
Commercial Money Market Tier 4
1.05%
$0
View
▼
Rate1.05%
Min Deposit$0
Min Balance—
UpdatedMay 5, 2026
Details

SpiritBank
Institution Rating:
B+4.7 ★ Texas Ratio: 18.26%
Consumer VIP Money Market Tier 4
1.05%
$0
View
▼
Rate1.05%
Min Deposit$0
Min Balance—
UpdatedMay 5, 2026
Details

The Community State Bank
Institution Rating:
A5.0 ★ Texas Ratio: 11.30%
MMA
1.00%
$0
View
▼
Rate1.00%
Min Deposit$0
Min Balance—
UpdatedMay 5, 2026
Details

The Stock Exchange Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 0.82%
Money Market Checking Tier 1
1.00%
$2,500
View
▼
Rate1.00%
Min Deposit$2,500
Min Balance—
UpdatedMay 5, 2026
Details

$2,500.00 to $9,999.99

Vast Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 4.77%
Money Market
1.00%
$1,000
View
▼
Rate1.00%
Min Deposit$1,000
Min Balance—
UpdatedMay 4, 2026
Details

SpiritBank
Institution Rating:
B+4.7 ★ Texas Ratio: 18.26%
Consumer VIP Money Market Tier 3
0.95%
$0
View
▼
Rate0.95%
Min Deposit$0
Min Balance—
UpdatedMay 5, 2026
Details

SpiritBank
Institution Rating:
B+4.7 ★ Texas Ratio: 18.26%
Commercial Money Market Tier 3
0.95%
$0
View
▼
Rate0.95%
Min Deposit$0
Min Balance—
UpdatedMay 5, 2026
Details

SpiritBank
Institution Rating:
B+4.7 ★ Texas Ratio: 18.26%
Commercial Money Market Tier 2
0.85%
$0
View
▼
Rate0.85%
Min Deposit$0
Min Balance—
UpdatedMay 5, 2026
Details

SpiritBank
Institution Rating:
B+4.7 ★ Texas Ratio: 18.26%
Consumer VIP Money Market Tier 2
0.85%
$0
View
▼
Rate0.85%
Min Deposit$0
Min Balance—
UpdatedMay 5, 2026
Details

Vision Bank
Institution Rating:
A-5.0 ★ Texas Ratio: 14.23%
Premium Money Market Special
0.76%
$0
View
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedMay 4, 2026
Details

SpiritBank
Institution Rating:
B+4.7 ★ Texas Ratio: 18.26%
Consumer VIP Money Market Tier 1
0.75%
$0
View
▼
Rate0.75%
Min Deposit$0
Min Balance—
UpdatedMay 5, 2026
Details

SpiritBank
Institution Rating:
B+4.7 ★ Texas Ratio: 18.26%
Commercial Money Market Tier 1
0.75%
$0
View
▼
Rate0.75%
Min Deposit$0
Min Balance—
UpdatedMay 5, 2026
Details

Vast Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 4.77%
Money Market
0.75%
$1,000
View
▼
Rate0.75%
Min Deposit$1,000
Min Balance—
UpdatedMay 4, 2026
Details

ADVANCIAL
Institution Rating:
A+5.0 ★ Texas Ratio: 0.31%
Money Market
0.56%
$0
View
▼
Rate0.56%
Min Deposit$0
Min Balance—
UpdatedMay 12, 2026
Details

ADVANCIAL
Institution Rating:
A+5.0 ★ Texas Ratio: 0.31%
Business Money Market
0.56%
$0
View
▼
Rate0.56%
Min Deposit$0
Min Balance—
UpdatedMay 12, 2026
Details

ADVANCIAL
Institution Rating:
A+5.0 ★ Texas Ratio: 0.31%
Business Money Market
0.51%
$0
View
▼
Rate0.51%
Min Deposit$0
Min Balance—
UpdatedMay 12, 2026
Details

The Annual Percentage Yields (APYs) displayed are based on the highest APY offered for the specified deposit amount or less. Rates may change without prior notice. Rates reflect recent market quotes and representative offers available to depositors in Stillwater, Oklahoma and the surrounding area.

Banks and Credit Unions: If you identify an incorrect rate or wish to request the removal of your institution’s data, please contact us here.

Stillwater, OK Money Market Rate Trends

Compare local Stillwater, OK money market quotes against the statewide average

Daily money market rate averages tracked across our database of 8,500+ banks and credit unions — updated every evening.

View Full Oklahoma MMA Trends →
High-Yield MMA — OK Avg
3.544%
Unchanged vs 7 days ago

Oklahoma high-yield MMA rates currently average 3.544% APY.

Standard MMA — OK Avg
1.080%
Unchanged vs 7 days ago

Oklahoma standard MMA rates currently average 1.080% APY.

As of May 13, 2026 • Rate data sourced from 8,500+ monitored institutions Powered by MonitorBankRates

Methodology & Data Sources

Direct-Sourced & Verified Money Market Rate Data: We aggregate money market deposit account rates for Stillwater, Oklahoma directly from the official websites of banks and credit unions using our proprietary rate aggregation technology and a dedicated team of rate updaters. Every money market rate displayed on MonitorBankRates.com is highly accurate and trustworthy.

Local, Regional, and National Coverage: Our systems constantly monitor the market to provide a complete picture of available yields in Stillwater, Oklahoma. We feature a comprehensive mix of institutions from neighborhood credit unions and mid-sized regional banks to large national institutions available to savers in OK.

Daily Updates & Time-Stamped Accuracy: Our rate updaters verify and update money market rates daily. Because MMA yields can fluctuate rapidly based on market conditions, every product listed features its own specific “last updated” date, giving you complete transparency.

Frequently Asked Questions about Money Market Accounts in Stillwater, Oklahoma

What is a Money Market Account (MMA)?

A Money Market Account (MMA), formally known as a money market deposit account (MMDA), is a type of deposit account that often pays higher interest rates than standard savings accounts. They usually come with check-writing privileges and debit card access, offering a balance of growth and liquidity for savers in Oklahoma.

Are Money Market accounts in Stillwater, Oklahoma safe?

Yes, as long as the institution is FDIC insured (for banks) or NCUA insured (for credit unions). This provides federal protection for your deposits in Oklahoma up to $250,000 per depositor, per institution.

How often do MMA rates change in Stillwater, Oklahoma?

Money market rates are variable and can change at any time based on market conditions and Federal Reserve decisions. We update our local Oklahoma rate tables daily to ensure you see the most current high-yield options.

Can I write checks from a Money Market Account?

Yes, most Money Market Accounts allow you to write a limited number of checks or make debit card transactions each month (typically up to 6), making them more flexible than a standard savings account.

How much do I need to deposit to open a money market account in Stillwater, Oklahoma?

Minimum deposit requirements vary widely. Some online money market deposit accounts can be opened with no minimum, while many banks and credit unions in Stillwater, Oklahoma require an initial deposit of $1,000 to $2,500 to earn the highest advertised APY. Larger deposits often unlock higher rate tiers, and FDIC or NCUA insurance protects deposits up to $250,000 per depositor, per institution.

Best Money Market Rates in Stillwater, Oklahoma

Here are some of the highest money market account APYs currently available in Stillwater, Oklahoma and the surrounding area:
  • Oklahoma Community Federal Credit Union
    High Yield Money Market — 3.00% APY
  • Tinker Federal Credit Union
    Command Fund — 0.50% APY
  • Vision Bank
    Premium Money Market Special — 4.07% APY
  • WeStreet Federal Credit Union
    Business Money Market — 4.00% APY
  • All America Bank
    Mega Money Market® Checking — 3.85% APY
Money Market Rates reflect actual verified offers from banks and credit unions actively accepting deposits in Stillwater, Oklahoma. Your final available rate may depend on deposit amount and daily market movements. Last Updated and Verified: May 12, 2026

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