Best Money Market Rates in Albany, Oregon - June 2026
Brian McKay
Brian McKay
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Current Albany, Oregon and the surrounding area money market deposit account rates include OnPoint Community Credit UnionOnPoint Community Credit Union2500 Santiam Hwy SE, Albany, OR 97322 5265A+5.0 ★Texas Ratio: 3.75% Nonprofit Money Market at 3.50% APY, Red Canoe Credit UnionRed Canoe Credit Union810 Burkhart St SE, Albany, OR 97322A+5.0 ★Texas Ratio: 3.60% Business Money Market at 3.00% APY, SELCO Community Credit UnionSELCO Community Credit Union1823 14th Ave SE, Albany, OR 97322A+5.0 ★Texas Ratio: 3.18% Money Market at 1.50% APY, Central Willamette Credit UnionCentral Willamette Credit Union7101 Supra Dr SW, Albany, OR 97321A5.0 ★Texas Ratio: 5.68% Money Market Plus at 1.15% APY, and InRoads Federal Credit UnionInRoads Federal Credit UnionA5.0 ★Texas Ratio: 10.09% Business Money Market at 4.00% APY. Money market rates as of June 23, 2026 according to verified data from MonitorBankRates.
Albany has 4 local institutions in our database, with money market rates as high as 3.50% APY from OnPoint Community Credit Union at 2500 Santiam Hwy SE, Albany, OR 97322 5265. Use the table below to compare all available offers, including options from institutions serving the broader Oregon area. Rates are continually updated — we recommend checking back frequently.
Rates reflect recent market quotes and representative offers available to depositors in Albany, Oregon and surrounding area. Last Updated and Verified: June 23, 2026
Compare the Best Money Market Rates Today in Albany, Oregon & the Surrounding Area
Minimum Daily Balance to Earn Interest: $0.01; Interest Compounded: Monthly; Interest Credited: Monthly; Earnings Credit: N/A
Minimum Daily Balance to Earn Interest: $0.01; Interest Compounded: Monthly; Interest Credited: Monthly; Earnings Credit: N/A
Minimum Daily Balance to Earn Interest: $0.01; Interest Compounded: Monthly; Interest Credited: Monthly; Earnings Credit: N/A
Effective date: August 1, 2024
Interest Compounded & Credited: Monthly
Interest Compounded & Credited: Monthly
Minimum Daily Balance to Earn Interest: $0.01; Interest Compounded: Monthly; Interest Credited: Monthly; Earnings Credit: N/A
Minimum Daily Balance to Earn Interest: $0.01; Interest Compounded: Monthly; Interest Credited: Monthly; Earnings Credit: N/A
Interest Compounded & Credited: Monthly
Interest Compounded & Credited: Monthly
Minimum Daily Balance to Earn Interest: $0.01; Interest Compounded: Monthly; Interest Credited: Monthly; Earnings Credit: N/A
Minimum Daily Balance to Earn Interest: $0.01; Interest Compounded: Monthly; Interest Credited: Monthly; Earnings Credit: N/A
Deposit amount: $0-$9,999.99
$5,000-$9,999.99
$0
Monthly service fee if below minimum balance: $10.00
Minimum Daily Balance to Earn Interest: $0.01; Interest Compounded: Monthly; Interest Credited: Monthly; Earnings Credit: N/A
Minimum Daily Balance to Earn Interest: $0.01; Interest Compounded: Monthly; Interest Credited: Monthly; Earnings Credit: N/A
Minimum Daily Balance to Earn Interest: $0.01; Interest Compounded: Monthly; Interest Credited: Monthly; Earnings Credit: N/A
Interest Compounded & Credited: Monthly
Minimum Daily Balance to Earn Interest: $0.01; Interest Compounded: Monthly; Interest Credited: Monthly; Earnings Credit: N/A
Minimum Daily Balance to Earn Interest: $0.01; Interest Compounded: Monthly; Interest Credited: Monthly; Earnings Credit: N/A
$1,000,000+
Dividends Compounded & Credited: Monthly
Balance tier: $100,000.00 and greater
$500,000-$999,999.99
Daily ledger balance of: $500,000 and above
Daily Collected Balances
Tiered rate based on daily collected balance.
APY means annual percentage yield.
Tiered rate based on daily collected balance.
Daily Collected Balances
Balance tier: $1,000,000 and greater
Daily ledger balance of: $250,000 - $499,999
Daily Collected Balances
Tiered rate based on daily collected balance.
Balance tier: $250,000-$999,999.99
Daily ledger balance of: $100,000 - $249,999
Daily ledger balance of: $.01 - $99,999
Balance tier: $100,000 and greater
Balance tier: $100,000-$249,999.99
Balance tier: $5,000-$99,999.99
Balance tier: $50,000-$99,999.99
Balance tier: $5,000-$49,999.99
Balance tier: up to $4,999.99
Balance tier: up to $4,999.99
Daily Collected Balances
Tiered rate based on daily collected balance.
Banks and Credit Unions: If you identify an incorrect rate or wish to request the removal of your institution’s data, please contact us here.
Albany, OR Money Market Rate Trends
Compare local Albany, OR money market quotes against the statewide average
Daily money market rate averages tracked across our database of 8,500+ banks and credit unions — updated every evening.
Oregon high-yield MMA rates fell 0.028 points over the past 7 days to 3.060% APY.
Oregon standard MMA rates currently average 0.590% APY.
Methodology & Data Sources
Independent, Free, and Unbiased Rate Comparisons: MonitorBankRates.com is an independent rate comparison service. Our Albany, Oregon money market rate tables are free for consumers to use, and we do not receive payment from any financial institution to be included or to be ranked in any particular order. Listings are based solely on the rates each institution publicly advertises on its own website.
A Note on Third-Party Rate Tools: Some pages on our site also feature rate comparison widgets and tools provided by third-party partners. These tools may include sponsored listings or affiliate links, and we may receive compensation when users click through them. We clearly label these widgets so you can tell at a glance which rates come from our independent MonitorBankRates.com tables and which come from our advertising partners.
Direct-Sourced & Verified Money Market Rate Data: We aggregate money market deposit account rates for Albany, Oregon directly from the official websites of banks and credit unions using our proprietary rate aggregation technology and a dedicated team of rate updaters. Every money market rate displayed on MonitorBankRates.com is highly accurate and trustworthy.
Local, Regional, and National Coverage: Our systems constantly monitor the market to provide a complete picture of available yields in Albany, Oregon. We feature a comprehensive mix of institutions from neighborhood credit unions and mid-sized regional banks to large national institutions available to savers in OR.
Daily Updates & Time-Stamped Accuracy: Our rate updaters verify and update money market rates daily. Because MMA yields can fluctuate rapidly based on market conditions, every product listed features its own specific “last updated” date, giving you complete transparency.
Frequently Asked Questions about Money Market Accounts in Albany, Oregon
What is a Money Market Account (MMA)?
Are Money Market accounts in Albany, Oregon safe?
How often do MMA rates change in Albany, Oregon?
Can I write checks from a Money Market Account?
How much do I need to deposit to open a money market account in Albany, Oregon?
Best Money Market Rates in Albany, Oregon
- OnPoint Community Credit Union
Nonprofit Money Market — 3.50% APY - Red Canoe Credit Union
Business Money Market — 3.00% APY - SELCO Community Credit Union
Money Market — 1.50% APY - Central Willamette Credit Union
Money Market Plus — 1.15% APY - InRoads Federal Credit Union
Business Money Market — 4.00% APY
