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Best Money Market Rates in Bend, Oregon (OR) - May 2026

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Brian McKay Brian McKay
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Editorial Disclosure The rates displayed are actual, verified rates sourced directly from the official websites of banks and credit unions. Our editorial content is independent of any advertiser relationships.
| ✓Fact Checked | Last Updated: May 12, 2026

Current Bend, Oregon and the surrounding area money market deposit account rates include OnPoint Community Credit UnionOnPoint Community Credit Union61276 S Highway 97 Ste 100, Bend, OR 97702A+5.0 ★Texas Ratio: 3.91% Nonprofit Money Market at 3.50% APY, SELCO Community Credit UnionSELCO Community Credit Union501 NE Bellevue Dr, Bend, OR 97701A+5.0 ★Texas Ratio: 3.37% Money Market at 1.50% APY, Central Willamette Credit UnionCentral Willamette Credit Union61535 S Highway 97, Bend, OR 97702 2154A5.0 ★Texas Ratio: 6.01% Money Market Plus at 1.15% APY, Unitus Community Credit UnionUnitus Community Credit UnionA+5.0 ★Texas Ratio: 4.22% Money Market Account (Personal) at 3.50% APY, and Potlatch No 1 Financial Credit UnionPotlatch No 1 Financial Credit UnionA+5.0 ★Texas Ratio: 4.34% Money Market Account at 3.49% APY. Money market rates as of May 12, 2026 according to verified data from MonitorBankRates.

Bend has 3 local institutions in our database, with money market rates as high as 3.50% APY from OnPoint Community Credit Union at 61276 S Highway 97 Ste 100, Bend, OR 97702. Use the table below to compare all available offers, including options from institutions serving the broader Oregon area. Rates are continually updated — we recommend checking back frequently.

Rates reflect recent market quotes and representative offers available to depositors in Bend, Oregon and surrounding area. Last Updated and Verified: May 12, 2026

Compare the Best Money Market Rates Today in Bend, Oregon & the Surrounding Area

Source: Verified Money Market Rate Data provided by MonitorBankRates
Institution
Product
APY
Min Deposit
Profile
OnPoint Community Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.91%
61276 S Highway 97 Ste 100, Bend, OR 97702
Nonprofit Money Market
3.50%
$0
View
▼
Rate3.45%
Min Deposit$0
Min Balance—
UpdatedMay 10, 2026
Details

SELCO Community Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.37%
501 NE Bellevue Dr, Bend, OR 97701
Money Market
1.50%
$1,000
View
▼
Rate1.50%
Min Deposit$1,000
Min Balance—
UpdatedMay 10, 2026
Details

Central Willamette Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 6.01%
61535 S Highway 97, Bend, OR 97702 2154
Money Market Plus
1.15%
$0
View
▼
Rate1.14%
Min Deposit$0
Min Balance—
UpdatedMay 10, 2026
Details

$0.01 - $1,000.00

Central Willamette Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 6.01%
61535 S Highway 97, Bend, OR 97702 2154
Money Market Plus
1.10%
$0
View
▼
Rate1.09%
Min Deposit$0
Min Balance—
UpdatedMay 10, 2026
Details

$1,000.01 - $5,000.00

Central Willamette Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 6.01%
61535 S Highway 97, Bend, OR 97702 2154
Cannabis Choice Money Market
1.05%
$0
View
▼
Rate1.04%
Min Deposit$0
Min Balance—
UpdatedMay 10, 2026
Details

Central Willamette Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 6.01%
61535 S Highway 97, Bend, OR 97702 2154
Business Choice Money Market
1.05%
$0
View
▼
Rate1.04%
Min Deposit$0
Min Balance—
UpdatedMay 10, 2026
Details

$100,000.00 and greater

Central Willamette Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 6.01%
61535 S Highway 97, Bend, OR 97702 2154
Choice Money Market
1.04%
$0
View
▼
Rate1.04%
Min Deposit$0
Min Balance—
UpdatedMay 10, 2026
Details

$100,000.00 and greater

Central Willamette Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 6.01%
61535 S Highway 97, Bend, OR 97702 2154
Choice Money Market
1.00%
$0
View
▼
Rate1.00%
Min Deposit$0
Min Balance—
UpdatedMay 10, 2026
Details

$50,000.00 - $99,999.99

Central Willamette Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 6.01%
61535 S Highway 97, Bend, OR 97702 2154
Cannabis Choice Money Market
1.00%
$0
View
▼
Rate1.00%
Min Deposit$0
Min Balance—
UpdatedMay 10, 2026
Details

Central Willamette Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 6.01%
61535 S Highway 97, Bend, OR 97702 2154
Business Choice Money Market
1.00%
$0
View
▼
Rate1.00%
Min Deposit$0
Min Balance—
UpdatedMay 10, 2026
Details

$50,0000.00 - $99,999.99

Central Willamette Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 6.01%
61535 S Highway 97, Bend, OR 97702 2154
Business Choice Money Market
0.95%
$0
View
▼
Rate0.95%
Min Deposit$0
Min Balance—
UpdatedMay 10, 2026
Details

$25,000.00 - $49,999.99

Central Willamette Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 6.01%
61535 S Highway 97, Bend, OR 97702 2154
Choice Money Market
0.95%
$0
View
▼
Rate0.95%
Min Deposit$0
Min Balance—
UpdatedMay 10, 2026
Details

$25,000.00 - $49,999.99

Central Willamette Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 6.01%
61535 S Highway 97, Bend, OR 97702 2154
Cannabis Choice Money Market
0.95%
$0
View
▼
Rate0.95%
Min Deposit$0
Min Balance—
UpdatedMay 10, 2026
Details

Central Willamette Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 6.01%
61535 S Highway 97, Bend, OR 97702 2154
Business Choice Money Market
0.85%
$0
View
▼
Rate0.85%
Min Deposit$0
Min Balance—
UpdatedMay 10, 2026
Details

$10,000.00 - $24,999.99

Central Willamette Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 6.01%
61535 S Highway 97, Bend, OR 97702 2154
Choice Money Market
0.85%
$0
View
▼
Rate0.85%
Min Deposit$0
Min Balance—
UpdatedMay 10, 2026
Details

$10,000.00 - $24,999.99

Central Willamette Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 6.01%
61535 S Highway 97, Bend, OR 97702 2154
Cannabis Choice Money Market
0.85%
$0
View
▼
Rate0.85%
Min Deposit$0
Min Balance—
UpdatedMay 10, 2026
Details

Central Willamette Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 6.01%
61535 S Highway 97, Bend, OR 97702 2154
Money Market Plus
0.80%
$0
View
▼
Rate0.80%
Min Deposit$0
Min Balance—
UpdatedMay 10, 2026
Details

$5,000.01 - $10,000.00

OnPoint Community Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.91%
61276 S Highway 97 Ste 100, Bend, OR 97702
Money Market IRA
0.20%
$0
View
▼
Rate0.20%
Min Deposit$0
Min Balance—
UpdatedMay 10, 2026
Details

OnPoint Community Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.91%
61276 S Highway 97 Ste 100, Bend, OR 97702
Business Money Market
0.15%
$0
View
▼
Rate0.15%
Min Deposit$0
Min Balance—
UpdatedMay 10, 2026
Details

OnPoint Community Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.91%
61276 S Highway 97 Ste 100, Bend, OR 97702
FlexSmart Money Market
0.15%
$0
View
▼
Rate0.15%
Min Deposit$0
Min Balance—
UpdatedMay 10, 2026
Details

Central Willamette Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 6.01%
61535 S Highway 97, Bend, OR 97702 2154
Money Market Plus
0.12%
$0
View
▼
Rate0.12%
Min Deposit$0
Min Balance—
UpdatedMay 10, 2026
Details

$10,000.01 - $50,000.00

Central Willamette Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 6.01%
61535 S Highway 97, Bend, OR 97702 2154
Business Choice Money Market
0.10%
$0
View
▼
Rate0.10%
Min Deposit$0
Min Balance—
UpdatedMay 10, 2026
Details

$0.00 - $9,999.99

Central Willamette Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 6.01%
61535 S Highway 97, Bend, OR 97702 2154
Cannabis Choice Money Market
0.10%
$0
View
▼
Rate0.10%
Min Deposit$0
Min Balance—
UpdatedMay 10, 2026
Details

Central Willamette Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 6.01%
61535 S Highway 97, Bend, OR 97702 2154
Money Market Plus
0.10%
$0
View
▼
Rate0.10%
Min Deposit$0
Min Balance—
UpdatedMay 10, 2026
Details

$50,000.01- $100,000.00

Central Willamette Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 6.01%
61535 S Highway 97, Bend, OR 97702 2154
Choice Money Market
0.10%
$0
View
▼
Rate0.10%
Min Deposit$0
Min Balance—
UpdatedMay 10, 2026
Details

$0.00 - $9,999.99

Central Willamette Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 6.01%
61535 S Highway 97, Bend, OR 97702 2154
Money Market Plus
0.07%
$0
View
▼
Rate0.07%
Min Deposit$0
Min Balance—
UpdatedMay 10, 2026
Details

$100,000.01 - $250,000.00

Central Willamette Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 6.01%
61535 S Highway 97, Bend, OR 97702 2154
Money Market Plus
0.05%
$0
View
▼
Rate0.05%
Min Deposit$0
Min Balance—
UpdatedMay 10, 2026
Details

$250,000.01 and greater

SELCO Community Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.37%
501 NE Bellevue Dr, Bend, OR 97701
Money Market
0.05%
$1,000
View
▼
Rate0.05%
Min Deposit$1,000
Min Balance—
UpdatedMay 10, 2026
Details

Unitus Community Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.22%
Money Market Account (Personal)
3.50%
$0
View
▼
Rate3.44%
Min Deposit$0
Min Balance—
UpdatedMay 10, 2026
Details

Potlatch No 1 Financial Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.34%
Money Market Account
3.49%
$0
View
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedMay 12, 2026
Details

Qualifying Bump Rate

Potlatch No 1 Financial Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.34%
Money Market Account
3.39%
$0
View
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedMay 12, 2026
Details

Qualifying Bump Rate

Potlatch No 1 Financial Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.34%
Money Market Account
3.29%
$0
View
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedMay 12, 2026
Details

Qualifying Bump Rate

Marion And Polk Schools Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.47%
Premium Money Market
3.25%
$5
View
▼
Rate3.20%
Min Deposit$5
Min Balance—
UpdatedMay 10, 2026
Details

$500,000 and above

HAPO Community Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.10%
Money Market
3.25%
$0
View
▼
Rate3.20%
Min Deposit$0
Min Balance—
UpdatedMay 12, 2026
Details

1st Security Bank of Washington
Institution Rating:
A+5.0 ★ Texas Ratio: 2.12%
1st Rate Money Market
3.15%
$0
View
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedMay 5, 2026
Details

Rogue Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.00%
MyMoney Market
3.00%
$0
View
▼
Rate2.98%
Min Deposit$0
Min Balance—
UpdatedMay 12, 2026
Details

Red Canoe Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.75%
Business Money Market
3.00%
$0
View
▼
Rate2.96%
Min Deposit$0
Min Balance—
UpdatedMay 12, 2026
Details

Gateway Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.50%
Money Market Account
3.00%
$0
View
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedMay 10, 2026
Details

Qualifying balance up to $500.00

Unitus Community Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.22%
Money Market Account (Personal)
3.00%
$0
View
▼
Rate2.96%
Min Deposit$0
Min Balance—
UpdatedMay 10, 2026
Details

Marion And Polk Schools Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.47%
Premium Money Market
3.00%
$5
View
▼
Rate2.96%
Min Deposit$5
Min Balance—
UpdatedMay 10, 2026
Details

$250,000 - $499,999.99

Gateway Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.50%
Money Market
3.00%
$0
View
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedMay 10, 2026
Details

Spokane Teachers Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.44%
Member Preferred Money Market
2.79%
$0
View
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedMay 12, 2026
Details

Minimum $500,000. APY effective 12/2/25

HAPO Community Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.10%
Money Market
2.75%
$0
View
▼
Rate2.72%
Min Deposit$0
Min Balance—
UpdatedMay 12, 2026
Details

Heritage Grove Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 7.23%
Premium Money Market
2.75%
$0
View
▼
Rate2.71%
Min Deposit$0
Min Balance—
UpdatedMay 7, 2026
Details

Potlatch No 1 Financial Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.34%
Money Market Account
2.58%
$0
View
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedMay 12, 2026
Details

Qualifying Bump Rate

Unitus Community Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.22%
Money Market Account (Personal)
2.50%
$0
View
▼
Rate2.47%
Min Deposit$0
Min Balance—
UpdatedMay 10, 2026
Details

Northwest Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 2.09%
Money Market Plus - Personal & Business
2.50%
$0
View
▼
Rate2.47%
Min Deposit$0
Min Balance—
UpdatedMay 4, 2026
Details

Kaiperm Northwest Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.66%
High Yield Money Market Account
2.50%
$0
View
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedMay 7, 2026
Details

Red Canoe Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.75%
Business Money Market
2.50%
$0
View
▼
Rate2.47%
Min Deposit$0
Min Balance—
UpdatedMay 12, 2026
Details

Marion And Polk Schools Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.47%
Premium Money Market
2.50%
$5
View
▼
Rate2.47%
Min Deposit$5
Min Balance—
UpdatedMay 10, 2026
Details

$100,000 - $249,999.99

Potlatch No 1 Financial Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.34%
Money Market Account
2.47%
$0
View
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedMay 12, 2026
Details

Qualifying Bump Rate

Wauna Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 7.31%
Elite + Money Market
2.38%
$0
View
▼
Rate2.35%
Min Deposit$0
Min Balance—
UpdatedMay 7, 2026
Details

Pioneer Trust Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 2.87%
Money Market Checking Account
2.38%
$0
View
▼
Rate2.35%
Min Deposit$0
Min Balance—
UpdatedMay 5, 2026
Details

Bank of the Pacific
Institution Rating:
A+5.0 ★ Texas Ratio: 1.03%
Business Money Market
2.38%
$0
View
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedMay 4, 2026
Details

As High As

Pioneer Trust Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 2.87%
Money Market Investment Account
2.38%
$0
View
▼
Rate2.35%
Min Deposit$0
Min Balance—
UpdatedMay 5, 2026
Details

Pioneer Trust Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 2.87%
Money Market Investment Account
2.02%
$0
View
▼
Rate2.00%
Min Deposit$0
Min Balance—
UpdatedMay 5, 2026
Details

Pioneer Trust Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 2.87%
Money Market Checking Account
2.02%
$0
View
▼
Rate2.00%
Min Deposit$0
Min Balance—
UpdatedMay 5, 2026
Details

1st Security Bank of Washington
Institution Rating:
A+5.0 ★ Texas Ratio: 2.12%
Business Money Market
2.00%
$1,500
View
▼
Rate—
Min Deposit$1,500
Min Balance—
UpdatedMay 5, 2026
Details

$1,000,000 and greater

1st Security Bank of Washington
Institution Rating:
A+5.0 ★ Texas Ratio: 2.12%
High Yield Money Market
2.00%
$0
View
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedMay 5, 2026
Details

Northwest Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 2.09%
Money Market Plus - Personal & Business
1.80%
$0
View
▼
Rate1.78%
Min Deposit$0
Min Balance—
UpdatedMay 4, 2026
Details

Northwest Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 2.09%
Money Market Plus - Personal & Business
1.65%
$0
View
▼
Rate1.64%
Min Deposit$0
Min Balance—
UpdatedMay 4, 2026
Details

Pioneer Trust Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 2.87%
Money Market Checking Account
1.51%
$0
View
▼
Rate1.50%
Min Deposit$0
Min Balance—
UpdatedMay 5, 2026
Details

Pioneer Trust Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 2.87%
Money Market Investment Account
1.51%
$0
View
▼
Rate1.50%
Min Deposit$0
Min Balance—
UpdatedMay 5, 2026
Details

1st Security Bank of Washington
Institution Rating:
A+5.0 ★ Texas Ratio: 2.12%
High Yield Money Market
1.50%
$0
View
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedMay 5, 2026
Details

1st Security Bank of Washington
Institution Rating:
A+5.0 ★ Texas Ratio: 2.12%
Business Money Market
1.50%
$1,500
View
▼
Rate—
Min Deposit$1,500
Min Balance—
UpdatedMay 5, 2026
Details

$250,000-$999,999.99

Northwest Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 2.09%
Money Market Plus - Personal & Business
1.45%
$0
View
▼
Rate1.44%
Min Deposit$0
Min Balance—
UpdatedMay 4, 2026
Details

Northwest Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 2.09%
Money Market Plus - Personal & Business
1.35%
$0
View
▼
Rate1.34%
Min Deposit$0
Min Balance—
UpdatedMay 4, 2026
Details

1st Security Bank of Washington
Institution Rating:
A+5.0 ★ Texas Ratio: 2.12%
Business Money Market
1.25%
$1,500
View
▼
Rate—
Min Deposit$1,500
Min Balance—
UpdatedMay 5, 2026
Details

$100,000-$249,999.99

1st Security Bank of Washington
Institution Rating:
A+5.0 ★ Texas Ratio: 2.12%
Tiered Rate Money Market
1.00%
$0
View
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedMay 5, 2026
Details

1st Security Bank of Washington
Institution Rating:
A+5.0 ★ Texas Ratio: 2.12%
High Yield Money Market
1.00%
$0
View
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedMay 5, 2026
Details

1st Security Bank of Washington
Institution Rating:
A+5.0 ★ Texas Ratio: 2.12%
Business Money Market
0.85%
$1,500
View
▼
Rate—
Min Deposit$1,500
Min Balance—
UpdatedMay 5, 2026
Details

$25,000-$99,999.99

1st Security Bank of Washington
Institution Rating:
A+5.0 ★ Texas Ratio: 2.12%
High Yield Money Market
0.75%
$0
View
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedMay 5, 2026
Details

1st Security Bank of Washington
Institution Rating:
A+5.0 ★ Texas Ratio: 2.12%
Tiered Rate Money Market
0.75%
$0
View
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedMay 5, 2026
Details

1st Security Bank of Washington
Institution Rating:
A+5.0 ★ Texas Ratio: 2.12%
Business Money Market
0.65%
$1,500
View
▼
Rate—
Min Deposit$1,500
Min Balance—
UpdatedMay 5, 2026
Details

$10,000-$24,999.99

1st Security Bank of Washington
Institution Rating:
A+5.0 ★ Texas Ratio: 2.12%
Tiered Rate Money Market
0.55%
$0
View
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedMay 5, 2026
Details

1st Security Bank of Washington
Institution Rating:
A+5.0 ★ Texas Ratio: 2.12%
High Yield Money Market
0.50%
$0
View
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedMay 5, 2026
Details

Qualifying balance up to $4,999.99

1st Security Bank of Washington
Institution Rating:
A+5.0 ★ Texas Ratio: 2.12%
Business Money Market
0.46%
$1,500
View
▼
Rate—
Min Deposit$1,500
Min Balance—
UpdatedMay 5, 2026
Details

up to $9,999.99

1st Security Bank of Washington
Institution Rating:
A+5.0 ★ Texas Ratio: 2.12%
Tiered Rate Money Market
0.35%
$0
View
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedMay 5, 2026
Details

Qualifying balance up to $4,999.99

The Annual Percentage Yields (APYs) displayed are based on the highest APY offered for the specified deposit amount or less. Rates may change without prior notice. Rates reflect recent market quotes and representative offers available to depositors in Bend, Oregon and the surrounding area.

Banks and Credit Unions: If you identify an incorrect rate or wish to request the removal of your institution’s data, please contact us here.

Bend, OR Money Market Rate Trends

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Daily money market rate averages tracked across our database of 8,500+ banks and credit unions — updated every evening.

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High-Yield MMA — OR Avg
3.070%
Unchanged vs 7 days ago

Oregon high-yield MMA rates currently average 3.070% APY.

Standard MMA — OR Avg
0.668%
Unchanged vs 7 days ago

Oregon standard MMA rates currently average 0.668% APY.

As of May 13, 2026 • Rate data sourced from 8,500+ monitored institutions Powered by MonitorBankRates

Methodology & Data Sources

Direct-Sourced & Verified Money Market Rate Data: We aggregate money market deposit account rates for Bend, Oregon directly from the official websites of banks and credit unions using our proprietary rate aggregation technology and a dedicated team of rate updaters. Every money market rate displayed on MonitorBankRates.com is highly accurate and trustworthy.

Local, Regional, and National Coverage: Our systems constantly monitor the market to provide a complete picture of available yields in Bend, Oregon. We feature a comprehensive mix of institutions from neighborhood credit unions and mid-sized regional banks to large national institutions available to savers in OR.

Daily Updates & Time-Stamped Accuracy: Our rate updaters verify and update money market rates daily. Because MMA yields can fluctuate rapidly based on market conditions, every product listed features its own specific “last updated” date, giving you complete transparency.

Frequently Asked Questions about Money Market Accounts in Bend, Oregon

What is a Money Market Account (MMA)?

A Money Market Account (MMA), formally known as a money market deposit account (MMDA), is a type of deposit account that often pays higher interest rates than standard savings accounts. They usually come with check-writing privileges and debit card access, offering a balance of growth and liquidity for savers in Oregon.

Are Money Market accounts in Bend, Oregon safe?

Yes, as long as the institution is FDIC insured (for banks) or NCUA insured (for credit unions). This provides federal protection for your deposits in Oregon up to $250,000 per depositor, per institution.

How often do MMA rates change in Bend, Oregon?

Money market rates are variable and can change at any time based on market conditions and Federal Reserve decisions. We update our local Oregon rate tables daily to ensure you see the most current high-yield options.

Can I write checks from a Money Market Account?

Yes, most Money Market Accounts allow you to write a limited number of checks or make debit card transactions each month (typically up to 6), making them more flexible than a standard savings account.

How much do I need to deposit to open a money market account in Bend, Oregon?

Minimum deposit requirements vary widely. Some online money market deposit accounts can be opened with no minimum, while many banks and credit unions in Bend, Oregon require an initial deposit of $1,000 to $2,500 to earn the highest advertised APY. Larger deposits often unlock higher rate tiers, and FDIC or NCUA insurance protects deposits up to $250,000 per depositor, per institution.

Best Money Market Rates in Bend, Oregon

Here are some of the highest money market account APYs currently available in Bend, Oregon and the surrounding area:
  • OnPoint Community Credit Union
    Nonprofit Money Market — 3.50% APY
  • SELCO Community Credit Union
    Money Market — 1.50% APY
  • Central Willamette Credit Union
    Money Market Plus — 1.15% APY
  • Unitus Community Credit Union
    Money Market Account (Personal) — 3.50% APY
  • Potlatch No 1 Financial Credit Union
    Money Market Account — 3.49% APY
Money Market Rates reflect actual verified offers from banks and credit unions actively accepting deposits in Bend, Oregon. Your final available rate may depend on deposit amount and daily market movements. Last Updated and Verified: May 12, 2026

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