Best Money Market Rates in Portland, Oregon - June 2026
Brian McKay
Brian McKay
Founder & Data Architect- Automated Online Rate Data Aggregation
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Current Portland, Oregon and the surrounding area money market deposit account rates include IQ Credit UnionIQ Credit Union4239 N Williams Ave, Portland, OR 97217A+5.0 ★Texas Ratio: 4.02% Business Money Market Accounts at 3.50% APY, OnPoint Community Credit UnionOnPoint Community Credit Union2701 NW Vaughn St, Portland, OR 97210A+5.0 ★Texas Ratio: 3.75% Nonprofit Money Market at 3.50% APY, Unitus Community Credit UnionUnitus Community Credit Union1300 SW 6th Ave, Portland, OR 97201 3464A+5.0 ★Texas Ratio: 3.85% Money Market Account (Personal) at 3.50% APY, Kaiperm Northwest Federal Credit UnionKaiperm Northwest Federal Credit Union7505 NE AMBASSADOR PL STE A, Portland, OR 97220 1377A+5.0 ★Texas Ratio: 0.62% High Yield Money Market Account at 2.50% APY, and Northwest Adventist Federal Credit UnionNorthwest Adventist Federal Credit Union10333 SE Main St, Portland, OR 97216 2940A+5.0 ★Texas Ratio: 2.06% Money Market at 2.02% APY. Money market rates as of June 23, 2026 according to verified data from MonitorBankRates.
Portland has 12 local institutions in our database, with money market rates as high as 3.50% APY from IQ Credit Union at 4239 N Williams Ave, Portland, OR 97217. Use the table below to compare all available offers, including options from institutions serving the broader Oregon area. Rates are continually updated — we recommend checking back frequently.
Rates reflect recent market quotes and representative offers available to depositors in Portland, Oregon and surrounding area. Last Updated and Verified: June 23, 2026
Compare the Best Money Market Rates Today in Portland, Oregon & the Surrounding Area
$1,000,000+
$500,000-$999,999.99
Dividends Paid: Monthly
$100,000-$499,999.99
$50,000-$99,999.99
$10,000-$49,999.99
Higher rates on your higher balances; Access funds with your ATM card: No
Balance: $250,000 +
Balance: $100,000 - $249,999.99
Unlimited in-person withdrawals
Balance: $50,000 - $99,999.99
$1000-$9,999
Dividends Paid: Monthly
Balance: $10,000 - $49,999.99
Dividends Paid: Monthly
No monthly fees if your balance is at least $1,500; otherwise, $8. Unlimited in-person withdrawals
Dividends Paid: Monthly
Balance: $2,500 - $9,999.99
Deposit amount: $0-$9,999.99
Monthly service fee if below minimum balance: $10.00
Balance tier: $100,000.00 and greater
Daily ledger balance of: $500,000 and above
APY means annual percentage yield.
Tiered rate based on daily collected balance.
Daily Collected Balances
Tiered rate based on daily collected balance.
Daily Collected Balances
Balance tier: $1,000,000 and greater
Daily ledger balance of: $250,000 - $499,999
Daily Collected Balances
Tiered rate based on daily collected balance.
Balance tier: $250,000-$999,999.99
Daily ledger balance of: $100,000 - $249,999
Daily ledger balance of: $.01 - $99,999
Balance tier: $100,000-$249,999.99
Balance tier: $100,000 and greater
Balance tier: $5,000-$99,999.99
Balance tier: $50,000-$99,999.99
Balance tier: $5,000-$49,999.99
Balance tier: up to $4,999.99
Banks and Credit Unions: If you identify an incorrect rate or wish to request the removal of your institution’s data, please contact us here.
Portland, OR Money Market Rate Trends
Compare local Portland, OR money market quotes against the statewide average
Daily money market rate averages tracked across our database of 8,500+ banks and credit unions — updated every evening.
Oregon high-yield MMA rates fell 0.028 points over the past 7 days to 3.060% APY.
Oregon standard MMA rates currently average 0.590% APY.
Methodology & Data Sources
Independent, Free, and Unbiased Rate Comparisons: MonitorBankRates.com is an independent rate comparison service. Our Portland, Oregon money market rate tables are free for consumers to use, and we do not receive payment from any financial institution to be included or to be ranked in any particular order. Listings are based solely on the rates each institution publicly advertises on its own website.
A Note on Third-Party Rate Tools: Some pages on our site also feature rate comparison widgets and tools provided by third-party partners. These tools may include sponsored listings or affiliate links, and we may receive compensation when users click through them. We clearly label these widgets so you can tell at a glance which rates come from our independent MonitorBankRates.com tables and which come from our advertising partners.
Direct-Sourced & Verified Money Market Rate Data: We aggregate money market deposit account rates for Portland, Oregon directly from the official websites of banks and credit unions using our proprietary rate aggregation technology and a dedicated team of rate updaters. Every money market rate displayed on MonitorBankRates.com is highly accurate and trustworthy.
Local, Regional, and National Coverage: Our systems constantly monitor the market to provide a complete picture of available yields in Portland, Oregon. We feature a comprehensive mix of institutions from neighborhood credit unions and mid-sized regional banks to large national institutions available to savers in OR.
Daily Updates & Time-Stamped Accuracy: Our rate updaters verify and update money market rates daily. Because MMA yields can fluctuate rapidly based on market conditions, every product listed features its own specific “last updated” date, giving you complete transparency.
Frequently Asked Questions about Money Market Accounts in Portland, Oregon
What is a Money Market Account (MMA)?
Are Money Market accounts in Portland, Oregon safe?
How often do MMA rates change in Portland, Oregon?
Can I write checks from a Money Market Account?
How much do I need to deposit to open a money market account in Portland, Oregon?
Best Money Market Rates in Portland, Oregon
- IQ Credit Union
Business Money Market Accounts — 3.50% APY - OnPoint Community Credit Union
Nonprofit Money Market — 3.50% APY - Unitus Community Credit Union
Money Market Account (Personal) — 3.50% APY - Kaiperm Northwest Federal Credit Union
High Yield Money Market Account — 2.50% APY - Northwest Adventist Federal Credit Union
Money Market — 2.02% APY
