Best Money Market Rates in Springfield, Oregon - July 2026
Brian McKay
Brian McKay
Founder & Data Architect- Automated Online Rate Data Aggregation
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Current Springfield, Oregon and the surrounding area money market deposit account rates include Gateway Credit UnionGateway Credit Union3030 Gateway Loop, Springfield, OR 97477A+5.0 ★Texas Ratio: 0.50% Money Market at 3.00% APY, SELCO Community Credit UnionSELCO Community Credit Union925 Harlow Rd, Springfield, OR 97477A+5.0 ★Texas Ratio: 3.18% Money Market at 1.50% APY, Oregon Community Credit UnionOregon Community Credit Union1981 Mohawk Blvd, Springfield, OR 97477A-5.0 ★Texas Ratio: 13.17% Money Market at 1.10% APY, InRoads Federal Credit UnionInRoads Federal Credit UnionA5.0 ★Texas Ratio: 10.09% Business Money Market at 3.75% APY, and IQ Credit UnionIQ Credit UnionA+5.0 ★Texas Ratio: 4.02% Business Money Market Accounts at 3.50% APY. Money market rates as of July 12, 2026 according to verified data from MonitorBankRates.
Springfield has 3 local institutions in our database, with money market rates as high as 3.00% APY from Gateway Credit Union at 3030 Gateway Loop, Springfield, OR 97477. Use the table below to compare all available offers, including options from institutions serving the broader Oregon area. Rates are continually updated — we recommend checking back frequently.
Rates reflect recent market quotes and representative offers available to depositors in Springfield, Oregon and surrounding area. Last Updated and Verified: July 12, 2026
Compare the Best Money Market Rates Today in Springfield, Oregon & the Surrounding Area
See Rate PDF
APY on balances $250,000 or more. APY & rate may change. Fees could reduce earnings.
APY on balances $5,000-$249,999.99. APY & rate may change. Fees could reduce earnings.
APY on balances $500-$4,999.99. APY & rate may change. Fees could reduce earnings.
Dividends Compounded & Credited: Monthly
APY is subject to change daily. Fees may reduce earnings. Early withdrawal penalty may apply.
Dividends Compounded & Credited: Monthly
APY is accurate as of the last dividend declaration date. Rate is variable and balance tiers may change after account is opened. STCU membership is required to open account and fees may reduce earnings. STCU allows up to six (6) pre-authorized, automatic, or remote (such as online and mobile banking) transfers to another account, including other accounts you own, per calendar month. A $5 "excess item fee" may be charged for the first three items above that limit, and $15 for each additional item after that. See transaction limits. Federally insured up to NCUA limits.
Dividends Compounded & Credited: Monthly
Dividends Paid: Monthly
APY is subject to change daily. Fees may reduce earnings. Early withdrawal penalty may apply.
$1,000,000 and greater
Dividends Compounded & Credited: Monthly
APY is subject to change daily. Fees may reduce earnings. Early withdrawal penalty may apply.
$250,000-$999,999.99
$100,000-$249,999.99
APY is subject to change daily. Fees may reduce earnings. Early withdrawal penalty may apply.
APY is subject to change daily. Fees may reduce earnings. Early withdrawal penalty may apply.
$25,000-$99,999.99
APY is subject to change daily. Fees may reduce earnings. Early withdrawal penalty may apply.
APY is subject to change daily. Fees may reduce earnings. Early withdrawal penalty may apply.
$10,000-$24,999.99
APY is subject to change daily. Fees may reduce earnings. Early withdrawal penalty may apply.
APY is subject to change daily. Fees may reduce earnings. Early withdrawal penalty may apply.
up to $9,999.99
APY is subject to change daily. Fees may reduce earnings. Early withdrawal penalty may apply.
Banks and Credit Unions: If you identify an incorrect rate or wish to request the removal of your institution’s data, please contact us here.
Springfield, OR Money Market Rate Trends
Compare local Springfield, OR money market quotes against the statewide average
Daily money market rate averages tracked across our database of 8,500+ banks and credit unions — updated every evening.
Oregon high-yield MMA rates fell 0.008 points over the past 7 days to 3.046% APY.
Oregon standard MMA rates rose 0.030 points over the past 7 days to 0.668% APY.
Methodology & Data Sources
Independent, Free, and Unbiased Rate Comparisons: MonitorBankRates.com is an independent rate comparison service. Our Springfield, Oregon money market rate tables are free for consumers to use, and we do not receive payment from any financial institution to be included or to be ranked in any particular order. Listings are based solely on the rates each institution publicly advertises on its own website.
A Note on Third-Party Rate Tools: Some pages on our site also feature rate comparison widgets and tools provided by third-party partners. These tools may include sponsored listings or affiliate links, and we may receive compensation when users click through them. We clearly label these widgets so you can tell at a glance which rates come from our independent MonitorBankRates.com tables and which come from our advertising partners.
Direct-Sourced & Verified Money Market Rate Data: We aggregate money market deposit account rates for Springfield, Oregon directly from the official websites of banks and credit unions using our proprietary rate aggregation technology and a dedicated team of rate updaters. Every money market rate displayed on MonitorBankRates.com is highly accurate and trustworthy.
Local, Regional, and National Coverage: Our systems constantly monitor the market to provide a complete picture of available yields in Springfield, Oregon. We feature a comprehensive mix of institutions from neighborhood credit unions and mid-sized regional banks to large national institutions available to savers in OR.
Daily Updates & Time-Stamped Accuracy: Our rate updaters verify and update money market rates daily. Because MMA yields can fluctuate rapidly based on market conditions, every product listed features its own specific “last updated” date, giving you complete transparency.
Frequently Asked Questions about Money Market Accounts in Springfield, Oregon
What is a Money Market Account (MMA)?
Are Money Market accounts in Springfield, Oregon safe?
How often do MMA rates change in Springfield, Oregon?
Can I write checks from a Money Market Account?
How much do I need to deposit to open a money market account in Springfield, Oregon?
Best Money Market Rates in Springfield, Oregon
- Gateway Credit Union
Money Market — 3.00% APY - SELCO Community Credit Union
Money Market — 1.50% APY - Oregon Community Credit Union
Money Market — 1.10% APY - InRoads Federal Credit Union
Business Money Market — 3.75% APY - IQ Credit Union
Business Money Market Accounts — 3.50% APY
