Best Money Market Rates in Springfield, Oregon - June 2026
Brian McKay
Brian McKay
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Current Springfield, Oregon and the surrounding area money market deposit account rates include OnPoint Community Credit UnionOnPoint Community Credit Union650 Q St, Springfield, OR 97477 2353A+5.0 ★Texas Ratio: 3.75% Nonprofit Money Market at 3.50% APY, Gateway Credit UnionGateway Credit Union3030 Gateway Loop, Springfield, OR 97477A+5.0 ★Texas Ratio: 0.50% Money Market Checking at 3.00% APY, SELCO Community Credit UnionSELCO Community Credit Union925 Harlow Rd, Springfield, OR 97477A+5.0 ★Texas Ratio: 3.18% Money Market at 1.50% APY, Oregon Community Credit UnionOregon Community Credit Union1981 Mohawk Blvd, Springfield, OR 97477A-5.0 ★Texas Ratio: 13.17% Money Market at 1.10% APY, and InRoads Federal Credit UnionInRoads Federal Credit UnionA5.0 ★Texas Ratio: 10.09% Business Money Market at 4.00% APY. Money market rates as of June 23, 2026 according to verified data from MonitorBankRates.
Springfield has 4 local institutions in our database, with money market rates as high as 3.50% APY from OnPoint Community Credit Union at 650 Q St, Springfield, OR 97477 2353. Use the table below to compare all available offers, including options from institutions serving the broader Oregon area. Rates are continually updated — we recommend checking back frequently.
Rates reflect recent market quotes and representative offers available to depositors in Springfield, Oregon and surrounding area. Last Updated and Verified: June 23, 2026
Compare the Best Money Market Rates Today in Springfield, Oregon & the Surrounding Area
Earn up to 3.00% APY* interest on your entire money market account balance without locking your money down! Rates may change without notice. Withdrawals include in-person and by check. Withdrawing more than 6 times per month may incur a fee. Please see savings rate and fee schedule.
See Rate PDF
APY & rate may change. Fees could reduce earnings. No limit on the number of money market accounts a member can open.
APY & rate may change. Fees could reduce earnings. No limit on the number of money market accounts a member can open.
APY & rate may change. Fees could reduce earnings. No limit on the number of money market accounts a member can open.
Deposit amount: $0-$9,999.99
$0
$5,000-$9,999.99
Monthly service fee if below minimum balance: $10.00
$1,000,000+
Dividends Compounded & Credited: Monthly
Balance tier: $100,000.00 and greater
$500,000-$999,999.99
Dividends Compounded & Credited: Monthly
APY effective 12/2/25. Rate is variable and balance tiers may change after account is opened.
Daily ledger balance of: $500,000 and above
Dividends Paid: Monthly
$100,000-$499,999.99
Dividends Compounded & Credited: Monthly
Daily Collected Balances
Tiered rate based on daily collected balance.
APY means annual percentage yield.
Daily Collected Balances
Tiered rate based on daily collected balance.
$50,000-$99,999.99
Balance tier: $1,000,000 and greater
$5,000 and above
Daily ledger balance of: $250,000 - $499,999
$10,000-$49,999.99
Tiered rate based on daily collected balance.
Daily Collected Balances
Balance tier: $250,000-$999,999.99
Dividends Compounded & Credited: Monthly
Daily ledger balance of: $100,000 - $249,999
Balance: $250,000 +
Higher rates on your higher balances; Access funds with your ATM card: No
Daily ledger balance of: $.01 - $99,999
Balance tier: $100,000-$249,999.99
Balance tier: $100,000 and greater
Balance tier: $50,000-$99,999.99
Balance tier: $5,000-$99,999.99
Balance tier: $5,000-$49,999.99
Balance tier: up to $4,999.99
Balance tier: up to $4,999.99
Daily Collected Balances
Tiered rate based on daily collected balance.
Banks and Credit Unions: If you identify an incorrect rate or wish to request the removal of your institution’s data, please contact us here.
Springfield, OR Money Market Rate Trends
Compare local Springfield, OR money market quotes against the statewide average
Daily money market rate averages tracked across our database of 8,500+ banks and credit unions — updated every evening.
Oregon high-yield MMA rates fell 0.028 points over the past 7 days to 3.060% APY.
Oregon standard MMA rates currently average 0.590% APY.
Methodology & Data Sources
Independent, Free, and Unbiased Rate Comparisons: MonitorBankRates.com is an independent rate comparison service. Our Springfield, Oregon money market rate tables are free for consumers to use, and we do not receive payment from any financial institution to be included or to be ranked in any particular order. Listings are based solely on the rates each institution publicly advertises on its own website.
A Note on Third-Party Rate Tools: Some pages on our site also feature rate comparison widgets and tools provided by third-party partners. These tools may include sponsored listings or affiliate links, and we may receive compensation when users click through them. We clearly label these widgets so you can tell at a glance which rates come from our independent MonitorBankRates.com tables and which come from our advertising partners.
Direct-Sourced & Verified Money Market Rate Data: We aggregate money market deposit account rates for Springfield, Oregon directly from the official websites of banks and credit unions using our proprietary rate aggregation technology and a dedicated team of rate updaters. Every money market rate displayed on MonitorBankRates.com is highly accurate and trustworthy.
Local, Regional, and National Coverage: Our systems constantly monitor the market to provide a complete picture of available yields in Springfield, Oregon. We feature a comprehensive mix of institutions from neighborhood credit unions and mid-sized regional banks to large national institutions available to savers in OR.
Daily Updates & Time-Stamped Accuracy: Our rate updaters verify and update money market rates daily. Because MMA yields can fluctuate rapidly based on market conditions, every product listed features its own specific “last updated” date, giving you complete transparency.
Frequently Asked Questions about Money Market Accounts in Springfield, Oregon
What is a Money Market Account (MMA)?
Are Money Market accounts in Springfield, Oregon safe?
How often do MMA rates change in Springfield, Oregon?
Can I write checks from a Money Market Account?
How much do I need to deposit to open a money market account in Springfield, Oregon?
Best Money Market Rates in Springfield, Oregon
- OnPoint Community Credit Union
Nonprofit Money Market — 3.50% APY - Gateway Credit Union
Money Market Checking — 3.00% APY - SELCO Community Credit Union
Money Market — 1.50% APY - Oregon Community Credit Union
Money Market — 1.10% APY - InRoads Federal Credit Union
Business Money Market — 4.00% APY
