Best Money Market Rates in Bethlehem, Pennsylvania (PA) - May 2026
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Brian McKay
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The rates displayed are actual, verified rates sourced directly from the official websites of banks and credit unions. Our editorial content is independent of any advertiser relationships.
Current Bethlehem, Pennsylvania and the surrounding area money market deposit account rates include Visions Federal Credit UnionVisions Federal Credit Union2174 W Union Blvd, Bethlehem, PA 18018 2011A+5.0 ★Texas Ratio: 4.43% Money Market at 3.60% APY, Fulton BankFulton Bank2005 City Line Rd, Bethlehem, PA 18017A+5.0 ★Texas Ratio: 4.98% Money Market New Money at 3.55% APY, TruistTruist2515 Easton Ave, Bethlehem, PA 18017A+5.0 ★Texas Ratio: 3.63% Small Business Money Market Account at 3.40% APY, Penn Community BankPenn Community Bank2285 Schoenersville Road, Bethlehem, PA 18017A+5.0 ★Texas Ratio: 0.41% Premium Money Market at 3.25% APY, and Pennsylvania State Employees Credit UnionPennsylvania State Employees Credit Union113 Research Dr, Bethlehem, PA 18015 4731A+5.0 ★Texas Ratio: 5.69% Money Market at 2.85% APY. Money market rates as of May 12, 2026 according to verified data from MonitorBankRates.
Bethlehem has 9 local institutions in our database, with money market rates as high as 3.60% APY from Visions Federal Credit Union at 2174 W Union Blvd, Bethlehem, PA 18018 2011. Use the table below to compare all available offers, including options from institutions serving the broader Pennsylvania area. Rates are continually updated — we recommend checking back frequently.
Rates reflect recent market quotes and representative offers available to depositors in Bethlehem, Pennsylvania and surrounding area. Last Updated and Verified: May 12, 2026
Compare the Best Money Market Rates Today in Bethlehem, Pennsylvania & the Surrounding Area
Source: Verified Money Market Rate Data provided by MonitorBankRates
Institution
Product
APY
Min Deposit
Profile
Visions Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.43%
2174 W Union Blvd, Bethlehem, PA 18018 2011
Money Market
3.60%
$0
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedMay 7, 2026
Details
For six months when you become a new member and open a Flex Money Market or Business Money Market account!
Fulton Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 4.98%
2005 City Line Rd, Bethlehem, PA 18017
Promotional Money Market Account
3.55%
$10,000
▼
Rate—
Min Deposit$10,000
Min Balance—
UpdatedMay 4, 2026
Details
minimum new money deposit of $10,000.
Fulton Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 4.98%
2005 City Line Rd, Bethlehem, PA 18017
Money Market New Money
3.55%
$0
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedMay 4, 2026
Details
Truist
Institution Rating:
A+5.0 ★ Texas Ratio: 3.63%
2515 Easton Ave, Bethlehem, PA 18017
Small Business Money Market Account
3.40%
$0
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedMay 4, 2026
Details
Penn Community Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 0.41%
2285 Schoenersville Road, Bethlehem, PA 18017
Premium Money Market
3.25%
$0
▼
Rate3.20%
Min Deposit$0
Min Balance—
UpdatedMay 5, 2026
Details
Penn Community Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 0.41%
2285 Schoenersville Road, Bethlehem, PA 18017
Premium Money Market
3.00%
$0
▼
Rate2.96%
Min Deposit$0
Min Balance—
UpdatedMay 5, 2026
Details
Pennsylvania State Employees Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.69%
113 Research Dr, Bethlehem, PA 18015 4731
Money Market
2.85%
$0
▼
Rate2.81%
Min Deposit$0
Min Balance—
UpdatedMay 10, 2026
Details
Balances of $100,000.00 and over
Penn Community Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 0.41%
2285 Schoenersville Road, Bethlehem, PA 18017
Premium Money Market
2.75%
$0
▼
Rate2.72%
Min Deposit$0
Min Balance—
UpdatedMay 5, 2026
Details
Visions Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.43%
2174 W Union Blvd, Bethlehem, PA 18018 2011
Business Money Market
2.65%
$0
▼
Rate2.62%
Min Deposit$0
Min Balance—
UpdatedMay 7, 2026
Details
Pennsylvania State Employees Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.69%
113 Research Dr, Bethlehem, PA 18015 4731
Money Market
2.60%
$0
▼
Rate2.57%
Min Deposit$0
Min Balance—
UpdatedMay 10, 2026
Details
Balances of $50,000.00 to $99,999.99
Pennsylvania State Employees Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.69%
113 Research Dr, Bethlehem, PA 18015 4731
Money Market
2.45%
$0
▼
Rate2.42%
Min Deposit$0
Min Balance—
UpdatedMay 10, 2026
Details
Balances of $20,000.00 to $49,999.99
Pennsylvania State Employees Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.69%
113 Research Dr, Bethlehem, PA 18015 4731
Money Market
2.35%
$0
▼
Rate2.33%
Min Deposit$0
Min Balance—
UpdatedMay 10, 2026
Details
Balances of $500.00 to $4,999.99
People First Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 8.04%
2259 Schoenersville Rd, Bethlehem, PA 18017 7418
Money Market
2.30%
$0
▼
Rate2.28%
Min Deposit$0
Min Balance—
UpdatedMay 6, 2026
Details
People First Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 8.04%
2259 Schoenersville Rd, Bethlehem, PA 18017 7418
Business Money Market
2.30%
$0
▼
Rate2.28%
Min Deposit$0
Min Balance—
UpdatedMay 6, 2026
Details
Bethlehem 1st Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.60%
2317 Easton Ave, Bethlehem, PA 18017 5009
Money Market Account
2.00%
$0
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedMay 6, 2026
Details
Fulton Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 4.98%
2005 City Line Rd, Bethlehem, PA 18017
Platinum Money Market
1.95%
$0
▼
Rate1.93%
Min Deposit$0
Min Balance—
UpdatedMay 4, 2026
Details
People First Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 8.04%
2259 Schoenersville Rd, Bethlehem, PA 18017 7418
Money Market
1.80%
$0
▼
Rate1.79%
Min Deposit$0
Min Balance—
UpdatedMay 6, 2026
Details
People First Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 8.04%
2259 Schoenersville Rd, Bethlehem, PA 18017 7418
Business Money Market
1.80%
$0
▼
Rate1.79%
Min Deposit$0
Min Balance—
UpdatedMay 6, 2026
Details
Visions Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.43%
2174 W Union Blvd, Bethlehem, PA 18018 2011
Business Money Market
1.75%
$0
▼
Rate1.73%
Min Deposit$0
Min Balance—
UpdatedMay 7, 2026
Details
Fulton Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 4.98%
2005 City Line Rd, Bethlehem, PA 18017
Platinum Money Market
1.64%
$0
▼
Rate1.63%
Min Deposit$0
Min Balance—
UpdatedMay 4, 2026
Details
People First Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 8.04%
2259 Schoenersville Rd, Bethlehem, PA 18017 7418
Money Market
1.55%
$0
▼
Rate1.54%
Min Deposit$0
Min Balance—
UpdatedMay 6, 2026
Details
People First Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 8.04%
2259 Schoenersville Rd, Bethlehem, PA 18017 7418
Business Money Market
1.55%
$0
▼
Rate1.54%
Min Deposit$0
Min Balance—
UpdatedMay 6, 2026
Details
Visions Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.43%
2174 W Union Blvd, Bethlehem, PA 18018 2011
Business Money Market
1.40%
$0
▼
Rate1.39%
Min Deposit$0
Min Balance—
UpdatedMay 7, 2026
Details
People First Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 8.04%
2259 Schoenersville Rd, Bethlehem, PA 18017 7418
Money Market
1.30%
$0
▼
Rate1.29%
Min Deposit$0
Min Balance—
UpdatedMay 6, 2026
Details
People First Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 8.04%
2259 Schoenersville Rd, Bethlehem, PA 18017 7418
Business Money Market
1.30%
$0
▼
Rate1.29%
Min Deposit$0
Min Balance—
UpdatedMay 6, 2026
Details
Visions Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.43%
2174 W Union Blvd, Bethlehem, PA 18018 2011
Business Money Market
1.15%
$0
▼
Rate1.14%
Min Deposit$0
Min Balance—
UpdatedMay 7, 2026
Details
People First Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 8.04%
2259 Schoenersville Rd, Bethlehem, PA 18017 7418
Money Market
1.05%
$0
▼
Rate1.04%
Min Deposit$0
Min Balance—
UpdatedMay 6, 2026
Details
People First Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 8.04%
2259 Schoenersville Rd, Bethlehem, PA 18017 7418
Business Money Market
1.05%
$0
▼
Rate1.04%
Min Deposit$0
Min Balance—
UpdatedMay 6, 2026
Details
Fulton Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 4.98%
2005 City Line Rd, Bethlehem, PA 18017
Platinum Money Market
0.94%
$0
▼
Rate0.94%
Min Deposit$0
Min Balance—
UpdatedMay 4, 2026
Details
People First Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 8.04%
2259 Schoenersville Rd, Bethlehem, PA 18017 7418
Money Market
0.75%
$0
▼
Rate0.75%
Min Deposit$0
Min Balance—
UpdatedMay 6, 2026
Details
People First Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 8.04%
2259 Schoenersville Rd, Bethlehem, PA 18017 7418
Business Money Market
0.75%
$0
▼
Rate0.75%
Min Deposit$0
Min Balance—
UpdatedMay 6, 2026
Details
Fulton Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 4.98%
2005 City Line Rd, Bethlehem, PA 18017
Platinum Money Market
0.55%
$0
▼
Rate0.55%
Min Deposit$0
Min Balance—
UpdatedMay 4, 2026
Details
Fulton Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 4.98%
2005 City Line Rd, Bethlehem, PA 18017
Platinum Money Market
0.40%
$0
▼
Rate0.40%
Min Deposit$0
Min Balance—
UpdatedMay 4, 2026
Details
Fulton Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 4.98%
2005 City Line Rd, Bethlehem, PA 18017
IRA Money Market
0.40%
$0
▼
Rate0.40%
Min Deposit$0
Min Balance—
UpdatedMay 4, 2026
Details
Fulton Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 4.98%
2005 City Line Rd, Bethlehem, PA 18017
Platinum Money Market
0.35%
$0
▼
Rate0.35%
Min Deposit$0
Min Balance—
UpdatedMay 4, 2026
Details
First Keystone Community Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 4.82%
559 Main St, Bethlehem, PA 18018
Key Money Market
0.30%
$2,500
▼
Rate0.30%
Min Deposit$2,500
Min Balance—
UpdatedMay 4, 2026
Details
First Keystone Community Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 4.82%
559 Main St, Bethlehem, PA 18018
Key Money Market Deposit Account
0.30%
$0
▼
Rate0.30%
Min Deposit$0
Min Balance—
UpdatedMay 4, 2026
Details
Penn Community Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 0.41%
2285 Schoenersville Road, Bethlehem, PA 18017
Ultra Money Market
0.15%
$0
▼
Rate0.15%
Min Deposit$0
Min Balance—
UpdatedMay 5, 2026
Details
Unity Bank
Institution Rating:
A5.0 ★ Texas Ratio: 7.29%
2850 Easton Ave, Bethlehem, PA 18017
Money Market IRA
0.15%
$1
▼
Rate—
Min Deposit$1
Min Balance—
UpdatedMay 4, 2026
Details
First Keystone Community Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 4.82%
559 Main St, Bethlehem, PA 18018
Key Money Market Deposit Account
0.15%
$0
▼
Rate0.15%
Min Deposit$0
Min Balance—
UpdatedMay 4, 2026
Details
First Keystone Community Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 4.82%
559 Main St, Bethlehem, PA 18018
Key Money Market
0.15%
$2,500
▼
Rate0.15%
Min Deposit$2,500
Min Balance—
UpdatedMay 4, 2026
Details
Penn Community Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 0.41%
2285 Schoenersville Road, Bethlehem, PA 18017
Ultra Money Market
0.10%
$0
▼
Rate0.10%
Min Deposit$0
Min Balance—
UpdatedMay 5, 2026
Details
Unity Bank
Institution Rating:
A5.0 ★ Texas Ratio: 7.29%
2850 Easton Ave, Bethlehem, PA 18017
Money Market IRA
0.10%
$1
▼
Rate—
Min Deposit$1
Min Balance—
UpdatedMay 4, 2026
Details
Unity Bank
Institution Rating:
A5.0 ★ Texas Ratio: 7.29%
2850 Easton Ave, Bethlehem, PA 18017
Opportunity Money Market Account
0.10%
$1
▼
Rate—
Min Deposit$1
Min Balance—
UpdatedMay 4, 2026
Details
First Keystone Community Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 4.82%
559 Main St, Bethlehem, PA 18018
Key Money Market
0.05%
$2,500
▼
Rate0.05%
Min Deposit$2,500
Min Balance—
UpdatedMay 4, 2026
Details
First Keystone Community Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 4.82%
559 Main St, Bethlehem, PA 18018
Key Money Market Deposit Account
0.05%
$0
▼
Rate0.05%
Min Deposit$0
Min Balance—
UpdatedMay 4, 2026
Details
Unity Bank
Institution Rating:
A5.0 ★ Texas Ratio: 7.29%
2850 Easton Ave, Bethlehem, PA 18017
Opportunity Money Market Account
0.05%
$1
▼
Rate—
Min Deposit$1
Min Balance—
UpdatedMay 4, 2026
Details
Unity Bank
Institution Rating:
A5.0 ★ Texas Ratio: 7.29%
2850 Easton Ave, Bethlehem, PA 18017
Money Market IRA
0.05%
$1
▼
Rate—
Min Deposit$1
Min Balance—
UpdatedMay 4, 2026
Details
Bethlehem 1st Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.60%
2317 Easton Ave, Bethlehem, PA 18017 5009
Money Market Account
0.00%
$0
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedMay 6, 2026
Details
Unity Bank
Institution Rating:
A5.0 ★ Texas Ratio: 7.29%
2850 Easton Ave, Bethlehem, PA 18017
Money Market IRA
0.00%
$1
▼
Rate—
Min Deposit$1
Min Balance—
UpdatedMay 4, 2026
Details
Unity Bank
Institution Rating:
A5.0 ★ Texas Ratio: 7.29%
2850 Easton Ave, Bethlehem, PA 18017
Opportunity Money Market Account
0.00%
$1
▼
Rate—
Min Deposit$1
Min Balance—
UpdatedMay 4, 2026
Details
United Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.35%
Money Market Special
4.00%
$0
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedMay 6, 2026
Details
for the first six months.
Gold Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.05%
Money Market Special
4.00%
$0
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedMay 10, 2026
Details
for the first six months.
The Huntington National Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 4.60%
High-Yield Money Market
3.82%
$25,000
▼
Rate—
Min Deposit$25,000
Min Balance—
UpdatedMay 4, 2026
Details
Minimum of **$25,000** not currently deposited at Huntington.
The Huntington National Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 4.60%
Huntington Relationship Money Market
3.82%
$25,000
▼
Rate—
Min Deposit$25,000
Min Balance—
UpdatedMay 4, 2026
Details
First Resource Bank Exton, PA
Institution Rating:
A+5.0 ★ Texas Ratio: 1.61%
Non-Profit Money Market
3.75%
$0
▼
Rate3.68%
Min Deposit$0
Min Balance—
UpdatedMay 5, 2026
Details
Citizens Bank
Institution Rating:
A5.0 ★ Texas Ratio: 8.28%
Citizens Private Client® Money Market
3.75%
$0
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedMay 4, 2026
Details
Qualifying balance up to $25,000.00
Parke Bank
Institution Rating:
A5.0 ★ Texas Ratio: 6.65%
Parke Select Personal or Business Money Market
3.75%
$0
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedMay 4, 2026
Details
Citizens Bank
Institution Rating:
A5.0 ★ Texas Ratio: 8.28%
Citizens Quest® Money Market
3.75%
$0
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedMay 4, 2026
Details
Qualifying balance up to $25,000.00
Port Richmond Savings
Institution Rating:
A+5.0 ★ Texas Ratio: 2.92%
Money Market- Super Premium
3.74%
$1,000
▼
Rate3.67%
Min Deposit$1,000
Min Balance—
UpdatedMay 5, 2026
Details
Kish Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 1.18%
Municipal Advantage Money Market Account
3.66%
$0
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedMay 4, 2026
Details
Gold Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.05%
Elevate Money Market
3.65%
$0
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedMay 10, 2026
Details
United Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.35%
Elevate Money Market
3.65%
$0
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedMay 6, 2026
Details
First Commonwealth Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 4.20%
Money Market
3.60%
$25,000
▼
Rate—
Min Deposit$25,000
Min Balance—
UpdatedMay 4, 2026
Details
To be eligible for the promotional Annual Percentage Yield (APY) of 3.60% you must open a new Relationship Money Market account between April 3, 2026 and May 14, 2026. The primary or joint owner on the Relationship Money Market must also be a primary or joint owner on an existing or new personal checking account (excludes Health Savings Accounts) to be eligible for the promotional interest rate. The promotional interest rate is not available for businesses, institutions or public funds. A minimum opening deposit of $25,000 in new money must be deposited in the Money Market account to receive the promotional interest rate. New Money is defined as money that has not been on deposit in any First Commonwealth Bank account within the last 30 days. The minimum amount required to obtain the APY is $0.01. The qualifying Money Market account will earn the promotional interest rate for three months from the account opening date. After the promotional period has ended the interest rate and APY for this product may change at the Bank's discretion.
Kish Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 1.18%
Municipal Advantage Money Market Account
3.51%
$0
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedMay 4, 2026
Details
WesBanco Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 1.63%
Money Market Special
3.50%
$25,000
▼
Rate—
Min Deposit$25,000
Min Balance—
UpdatedMay 5, 2026
Details
With a minimum of $25k new money
Rate—
Min Deposit$0
Min Balance—
UpdatedMay 12, 2026
Details
Cross Valley Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.30%
Money Market Accounts
3.50%
$0
▼
Rate3.44%
Min Deposit$0
Min Balance—
UpdatedMay 7, 2026
Details
Parke Bank
Institution Rating:
A5.0 ★ Texas Ratio: 6.65%
Parke Select Personal or Business Money Market
3.50%
$0
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedMay 4, 2026
Details
Qualifying balance up to $49,999.99
Port Richmond Savings
Institution Rating:
A+5.0 ★ Texas Ratio: 2.92%
Money Market- Super Premium
3.49%
$1,000
▼
Rate3.43%
Min Deposit$1,000
Min Balance—
UpdatedMay 5, 2026
Details
Rate—
Min Deposit$0
Min Balance—
UpdatedMay 12, 2026
Details
Parkview Community Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.55%
Relationship Money Market
3.45%
$0
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedMay 6, 2026
Details
InFirst Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 5.81%
Non-Profit Money Market
3.43%
$2,500
▼
Rate3.38%
Min Deposit$2,500
Min Balance—
UpdatedMay 5, 2026
Details
Kish Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 1.18%
Business Money Market Account
3.40%
$0
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedMay 4, 2026
Details
Kish Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 1.18%
Digital Money Market Account
3.40%
$0
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedMay 4, 2026
Details
Community State Bank of Orbisonia
Institution Rating:
A5.0 ★ Texas Ratio: 6.81%
Business Money Market
3.35%
$0
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedMay 5, 2026
Details
QNB Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 3.11%
Personal High Yield Money Market
3.30%
$25
▼
Rate3.25%
Min Deposit$25
Min Balance—
UpdatedMay 4, 2026
Details
QNB Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 3.11%
Business High Yield Money Market
3.30%
$25
▼
Rate3.25%
Min Deposit$25
Min Balance—
UpdatedMay 4, 2026
Details
UNIFY Financial Federal Credit Union
Institution Rating:
B4.4 ★ Texas Ratio: 21.76%
Money Market Plus Account
3.25%
$0
▼
Rate3.20%
Min Deposit$0
Min Balance—
UpdatedMay 7, 2026
Details
Cross Valley Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.30%
Money Market Accounts
3.25%
$0
▼
Rate3.20%
Min Deposit$0
Min Balance—
UpdatedMay 7, 2026
Details
QNB Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 3.11%
Business High Yield Money Market
3.25%
$25
▼
Rate3.20%
Min Deposit$25
Min Balance—
UpdatedMay 4, 2026
Details
Sun East Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 9.14%
Grow Business Money Market Account - New Money Only
3.20%
$2,500
▼
Rate3.15%
Min Deposit$2,500
Min Balance—
UpdatedMay 6, 2026
Details
Sun East Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 9.14%
GROW Money Market Account
3.20%
$2,500
▼
Rate—
Min Deposit$2,500
Min Balance—
UpdatedMay 6, 2026
Details
Sun East Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 9.14%
Grow Money Market Account - New Money Only
3.20%
$2,500
▼
Rate3.15%
Min Deposit$2,500
Min Balance—
UpdatedMay 6, 2026
Details
Genisys Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.03%
Jumbo Money Market
3.04%
$0
▼
Rate3.00%
Min Deposit$0
Min Balance—
UpdatedMay 12, 2026
Details
P&G Mehoopany Employees Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.90%
Money Market
3.03%
$0
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedMay 7, 2026
Details
First Harvest Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.67%
Business Money Market Tier 3
3.00%
$0
▼
Rate2.97%
Min Deposit$0
Min Balance—
UpdatedMay 4, 2026
Details
First Harvest Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.67%
Business Money Market Tier 2
3.00%
$0
▼
Rate2.97%
Min Deposit$0
Min Balance—
UpdatedMay 4, 2026
Details
Citymark Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.80%
Money Market
3.00%
$250,001
▼
Rate3.00%
Min Deposit$250,001
Min Balance—
UpdatedMay 7, 2026
Details
First Harvest Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.67%
Business Money Market Tier 4
3.00%
$0
▼
Rate2.97%
Min Deposit$0
Min Balance—
UpdatedMay 4, 2026
Details
CACL Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 6.30%
Money Market
3.00%
$0
▼
Rate2.96%
Min Deposit$0
Min Balance—
UpdatedMay 6, 2026
Details
Cross Valley Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.30%
Money Market Accounts
3.00%
$0
▼
Rate2.95%
Min Deposit$0
Min Balance—
UpdatedMay 7, 2026
Details
Genisys Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.03%
Jumbo Money Market
2.84%
$0
▼
Rate2.80%
Min Deposit$0
Min Balance—
UpdatedMay 12, 2026
Details
American Heritage Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 9.69%
Platinum Money Market Account
2.80%
$0
▼
Rate2.77%
Min Deposit$0
Min Balance—
UpdatedMay 6, 2026
Details
MC Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 10.13%
Platinum Money Market
2.75%
$0
▼
Rate2.72%
Min Deposit$0
Min Balance—
UpdatedMay 10, 2026
Details
Dividends Posted Monthly
Rate2.72%
Min Deposit$0
Min Balance—
UpdatedMay 10, 2026
Details
Dividends Posted Monthly
Cross Valley Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.30%
Money Market Accounts
2.75%
$0
▼
Rate2.72%
Min Deposit$0
Min Balance—
UpdatedMay 7, 2026
Details
Lanco Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 12.16%
Money Market Savings Account
2.75%
$0
▼
Rate2.72%
Min Deposit$0
Min Balance—
UpdatedMay 7, 2026
Details
CACL Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 6.30%
Money Market
2.75%
$0
▼
Rate2.72%
Min Deposit$0
Min Balance—
UpdatedMay 6, 2026
Details
Police And Fire Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.62%
IRA Money Markets-Traditional and Roth (S6/S12)
2.75%
$0
▼
Rate2.72%
Min Deposit$0
Min Balance—
UpdatedMay 6, 2026
Details
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MonitorBankRates
The Annual Percentage Yields (APYs) displayed are based on the highest APY offered for the specified deposit amount or less. Rates may change without prior notice. Rates reflect recent market quotes and representative offers available to depositors in Bethlehem, Pennsylvania and the surrounding area.
Banks and Credit Unions: If you identify an incorrect rate or wish to request the removal of your institution’s data, please contact us here.
Banks and Credit Unions: If you identify an incorrect rate or wish to request the removal of your institution’s data, please contact us here.
Bethlehem, PA Money Market Rate Trends
Compare local Bethlehem, PA money market quotes against the statewide average
Daily money market rate averages tracked across our database of 8,500+ banks and credit unions — updated every evening.
High-Yield MMA — PA Avg
3.070%
▼ 0.366 vs 7 days ago
Pennsylvania high-yield MMA rates fell 0.366 points over the past 7 days to 3.070% APY.
Standard MMA — PA Avg
0.712%
▲ 0.122 vs 7 days ago
Pennsylvania standard MMA rates rose 0.122 points over the past 7 days to 0.712% APY.
As of May 14, 2026 • Rate data sourced from 8,500+ monitored institutions
Powered by MonitorBankRates
Methodology & Data Sources
Direct-Sourced & Verified Money Market Rate Data: We aggregate money market deposit account rates for Bethlehem, Pennsylvania directly from the official websites of banks and credit unions using our proprietary rate aggregation technology and a dedicated team of rate updaters. Every money market rate displayed on MonitorBankRates.com is highly accurate and trustworthy.
Local, Regional, and National Coverage: Our systems constantly monitor the market to provide a complete picture of available yields in Bethlehem, Pennsylvania. We feature a comprehensive mix of institutions from neighborhood credit unions and mid-sized regional banks to large national institutions available to savers in PA.
Daily Updates & Time-Stamped Accuracy: Our rate updaters verify and update money market rates daily. Because MMA yields can fluctuate rapidly based on market conditions, every product listed features its own specific “last updated” date, giving you complete transparency.
Frequently Asked Questions about Money Market Accounts in Bethlehem, Pennsylvania
What is a Money Market Account (MMA)?
A Money Market Account (MMA), formally known as a money market deposit account (MMDA), is a type of deposit account that often pays higher interest rates than standard savings accounts. They usually come with check-writing privileges and debit card access, offering a balance of growth and liquidity for savers in Pennsylvania.
Are Money Market accounts in Bethlehem, Pennsylvania safe?
Yes, as long as the institution is FDIC insured (for banks) or NCUA insured (for credit unions). This provides federal protection for your deposits in Pennsylvania up to $250,000 per depositor, per institution.
How often do MMA rates change in Bethlehem, Pennsylvania?
Money market rates are variable and can change at any time based on market conditions and Federal Reserve decisions. We update our local Pennsylvania rate tables daily to ensure you see the most current high-yield options.
Can I write checks from a Money Market Account?
Yes, most Money Market Accounts allow you to write a limited number of checks or make debit card transactions each month (typically up to 6), making them more flexible than a standard savings account.
How much do I need to deposit to open a money market account in Bethlehem, Pennsylvania?
Minimum deposit requirements vary widely. Some online money market deposit accounts can be opened with no minimum, while many banks and credit unions in Bethlehem, Pennsylvania require an initial deposit of $1,000 to $2,500 to earn the highest advertised APY. Larger deposits often unlock higher rate tiers, and FDIC or NCUA insurance protects deposits up to $250,000 per depositor, per institution.
Best Money Market Rates in Bethlehem, Pennsylvania
Here are some of the highest money market account APYs currently available in Bethlehem, Pennsylvania and the surrounding area:
- Visions Federal Credit Union
Money Market — 3.60% APY - Fulton Bank
Money Market New Money — 3.55% APY - Truist
Small Business Money Market Account — 3.40% APY - Penn Community Bank
Premium Money Market — 3.25% APY - Pennsylvania State Employees Credit Union
Money Market — 2.85% APY
Money Market Rates reflect actual verified offers from banks and credit unions actively accepting deposits in Bethlehem, Pennsylvania. Your final available rate may depend on deposit amount and daily market movements. Last Updated and Verified: May 12, 2026
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