Best Money Market Rates in Lancaster, Pennsylvania (PA) - April 2026
Content reviewed by
Brian McKay
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Editorial Disclosure
Brian McKay
Brian McKay
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The rates displayed are actual, verified rates sourced directly from the official websites of banks and credit unions. Our editorial content is independent of any advertiser relationships.
Current Lancaster, Pennsylvania and the surrounding area money market rates include Gold Credit UnionGold Credit UnionA+5.0 ★Texas Ratio: 4.05% Money Market Special at 4.00% APY, United Federal Credit UnionUnited Federal Credit UnionA+5.0 ★Texas Ratio: 3.35% Money Market Special at 4.00% APY, The Huntington National BankThe Huntington National BankA+5.0 ★Texas Ratio: 4.60% High-Yield Money Market at 3.82% APY, First Resource Bank Exton, PAFirst Resource Bank Exton, PAA+5.0 ★Texas Ratio: 1.61% Non-Profit Money Market at 3.75% APY, and Parke BankParke BankA5.0 ★Texas Ratio: 6.65% Parke Select Personal or Business Money Market at 3.75% APY. Money market rates as of April 22, 2026 according to verified data from MonitorBankRates.
Lancaster has 10 local institutions in our database, with money market rates as high as 3.60% APY from First Commonwealth Bank at 22d E Roseville Rd, Lancaster, PA 17601. Use the table below to compare all available offers, including options from institutions serving the broader Pennsylvania area. Rates are continually updated — we recommend checking back frequently.
Rates reflect recent market quotes and representative offers available to depositors in Lancaster, Pennsylvania and surrounding area. Last Updated and Verified: April 22, 2026
Compare the Best Money Market Rates Today in Lancaster, Pennsylvania & the Surrounding Area
Source: Verified Money Market Rate Data provided by MonitorBankRates
Institution
Product
APY
Min Deposit
Profile
First Commonwealth Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 4.20%
22d E Roseville Rd, Lancaster, PA 17601
Money Market
3.60%
$0
▼
Rate3.54%
Min Deposit$0
Min Balance—
UpdatedApr 22, 2026
Details
Promotional Rate; $25,000 minimum opening deposit; To be eligible for the promotional Annual Percentage Yield (APY) of 3.60% you must open a new Relationship Money Market account between April 3, 2026 and May 14, 2026. The primary or joint owner on the Relationship Money Market must also be a primary or joint owner on an existing or new personal checking account (excludes Health Savings Accounts) to be eligible for the promotional interest rate. The promotional interest rate is not available for businesses, institutions or public funds.
Fulton Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 4.98%
1 Penn Sq, Lancaster, PA 17602
Money Market New Money
3.55%
$0
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedApr 22, 2026
Details
Fulton Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 4.98%
1 Penn Sq, Lancaster, PA 17602
Promotional Money Market Account
3.55%
$0
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedApr 22, 2026
Details
Minimum new money deposit of $10,000.
Pennsylvania State Employees Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.69%
750 E King St, Lancaster, PA 17602
Money Market
2.85%
$0
▼
Rate2.81%
Min Deposit$0
Min Balance—
UpdatedApr 19, 2026
Details
Balances of $100,000.00 and over
Lanco Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 12.16%
349 W Roseville Rd, Lancaster, PA 17601
Money Market Savings Account
2.75%
$0
▼
Rate2.72%
Min Deposit$0
Min Balance—
UpdatedApr 18, 2026
Details
Eagle One Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 13.26%
1400 Harrisburg Pike, Lancaster, PA 17604 1000
Money Market
2.60%
$0
▼
Rate2.60%
Min Deposit$0
Min Balance—
UpdatedApr 17, 2026
Details
Pennsylvania State Employees Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.69%
750 E King St, Lancaster, PA 17602
Money Market
2.60%
$0
▼
Rate2.57%
Min Deposit$0
Min Balance—
UpdatedApr 19, 2026
Details
Balances of $50,000.00 to $99,999.99
Traditions Bank York, PA
Institution Rating:
A5.0 ★ Texas Ratio: 6.26%
1687 Oregon Pike, Lancaster, PA 17601
2.50% APY Select Money Market Account
2.50%
$0
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedApr 16, 2026
Details
ACNB Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 1.71%
1687 Oregon Pike, Lancaster, PA 17601
SELECT MONEY MARKET
2.50%
$0
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedApr 22, 2026
Details
Learn more
Traditions Bank York, PA
Institution Rating:
A5.0 ★ Texas Ratio: 6.26%
1687 Oregon Pike, Lancaster, PA 17601
SELECT MONEY MARKET
2.50%
$0
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedApr 16, 2026
Details
Gold Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.05%
Money Market Special
4.00%
$0
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedApr 19, 2026
Details
Intro rate expires: 6 months
United Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.35%
Money Market Special
4.00%
$0
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedApr 18, 2026
Details
Limited time offer; for the first six months.
The Huntington National Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 4.60%
High-Yield Money Market
3.82%
$0
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedApr 22, 2026
Details
Earn between 3.20%-3.82% APY based on your zip code; Minimum of $25,000 not currently deposited at Huntington.
Parke Bank
Institution Rating:
A5.0 ★ Texas Ratio: 6.65%
Parke Select Personal or Business Money Market
3.75%
$0
▼
Rate3.68%
Min Deposit$0
Min Balance—
UpdatedApr 22, 2026
Details
APY of 3.75% for a deposit balance of $50,000 or greater
First Resource Bank Exton, PA
Institution Rating:
A+5.0 ★ Texas Ratio: 1.61%
Non-Profit Money Market
3.75%
$0
▼
Rate3.68%
Min Deposit$0
Min Balance—
UpdatedApr 17, 2026
Details
Port Richmond Savings
Institution Rating:
A+5.0 ★ Texas Ratio: 2.92%
Money Market- Super Premium
3.74%
$1,000
▼
Rate3.67%
Min Deposit$1,000
Min Balance—
UpdatedApr 16, 2026
Details
Kish Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 1.18%
Municipal Advantage Money Market Account
3.66%
$0
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedApr 22, 2026
Details
Gold Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.05%
Elevate Money Market
3.65%
$0
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedApr 19, 2026
Details
United Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.35%
Elevate Money Market
3.65%
$0
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedApr 18, 2026
Details
Visions Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.43%
Money Market
3.60%
$0
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedApr 18, 2026
Details
For six months when you become a new member and open a Flex Money Market or Business Money Market account!
Kish Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 1.18%
Municipal Advantage Money Market Account
3.51%
$0
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedApr 22, 2026
Details
Cross Valley Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.30%
Money Market Accounts
3.50%
$0
▼
Rate3.44%
Min Deposit$0
Min Balance—
UpdatedApr 18, 2026
Details
Parke Bank
Institution Rating:
A5.0 ★ Texas Ratio: 6.65%
Parke Select Personal or Business Money Market
3.50%
$0
▼
Rate3.44%
Min Deposit$0
Min Balance—
UpdatedApr 22, 2026
Details
APY of 3.50% for a deposit balance up to $49,999.99
Port Richmond Savings
Institution Rating:
A+5.0 ★ Texas Ratio: 2.92%
Money Market- Super Premium
3.49%
$1,000
▼
Rate3.43%
Min Deposit$1,000
Min Balance—
UpdatedApr 16, 2026
Details
Parkview Community Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.55%
Relationship Money Market
3.45%
$0
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedApr 17, 2026
Details
Rate—
Min Deposit$0
Min Balance—
UpdatedApr 19, 2026
Details
InFirst Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 5.81%
Non-Profit Money Market
3.43%
$2,500
▼
Rate3.38%
Min Deposit$2,500
Min Balance—
UpdatedApr 17, 2026
Details
Kish Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 1.18%
Business Money Market Account
3.40%
$0
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedApr 22, 2026
Details
Community State Bank of Orbisonia
Institution Rating:
A5.0 ★ Texas Ratio: 6.81%
Business Money Market
3.35%
$0
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedApr 16, 2026
Details
Penn Community Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 0.41%
Premium Money Market
3.25%
$0
▼
Rate3.20%
Min Deposit$0
Min Balance—
UpdatedApr 17, 2026
Details
First Resource Bank Exton, PA
Institution Rating:
A+5.0 ★ Texas Ratio: 1.61%
Non-Profit Money Market
3.25%
$0
▼
Rate3.20%
Min Deposit$0
Min Balance—
UpdatedApr 17, 2026
Details
UNIFY Financial Federal Credit Union
Institution Rating:
B4.4 ★ Texas Ratio: 21.76%
Money Market Plus
3.25%
$0
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedApr 18, 2026
Details
UNIFY Financial Federal Credit Union
Institution Rating:
B4.4 ★ Texas Ratio: 21.76%
Money Market Plus Account
3.25%
$0
▼
Rate3.20%
Min Deposit$0
Min Balance—
UpdatedApr 18, 2026
Details
Cross Valley Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.30%
Money Market Accounts
3.25%
$0
▼
Rate3.20%
Min Deposit$0
Min Balance—
UpdatedApr 18, 2026
Details
Port Richmond Savings
Institution Rating:
A+5.0 ★ Texas Ratio: 2.92%
Money Market- Super Premium
3.24%
$1,000
▼
Rate3.19%
Min Deposit$1,000
Min Balance—
UpdatedApr 16, 2026
Details
Sun East Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 9.14%
Grow Money Market Account - New Money Only
3.20%
$2,500
▼
Rate3.15%
Min Deposit$2,500
Min Balance—
UpdatedApr 18, 2026
Details
Sun East Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 9.14%
Grow Business Money Market Account - New Money Only
3.20%
$2,500
▼
Rate3.15%
Min Deposit$2,500
Min Balance—
UpdatedApr 18, 2026
Details
Sun East Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 9.14%
GROW Money Market Account
3.20%
$2,500
▼
Rate—
Min Deposit$2,500
Min Balance—
UpdatedApr 18, 2026
Details
Qualifying balance up to $2,500.00
The Huntington National Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 4.60%
Huntington Relationship Money Market
3.20%
$0
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedApr 22, 2026
Details
Kish Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 1.18%
Business Money Market Account
3.17%
$0
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedApr 22, 2026
Details
Rate3.01%
Min Deposit$0
Min Balance—
UpdatedApr 19, 2026
Details
Community State Bank of Orbisonia
Institution Rating:
A5.0 ★ Texas Ratio: 6.81%
Business Money Market
3.04%
$0
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedApr 16, 2026
Details
Genisys Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.03%
Jumbo Money Market
3.04%
$0
▼
Rate3.00%
Min Deposit$0
Min Balance—
UpdatedApr 19, 2026
Details
P&G Mehoopany Employees Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.90%
Money Market
3.03%
$0
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedApr 18, 2026
Details
Citymark Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.80%
Money Market
3.00%
$250,001
▼
Rate3.00%
Min Deposit$250,001
Min Balance—
UpdatedApr 18, 2026
Details
Rate—
Min Deposit$0
Min Balance—
UpdatedApr 19, 2026
Details
Cross Valley Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.30%
Money Market Accounts
3.00%
$0
▼
Rate2.95%
Min Deposit$0
Min Balance—
UpdatedApr 18, 2026
Details
Compass Savings Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 1.28%
Money Market Plus Checking
3.00%
$0
▼
Rate3.00%
Min Deposit$0
Min Balance—
UpdatedApr 17, 2026
Details
Penn Community Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 0.41%
Premium Money Market
3.00%
$0
▼
Rate2.96%
Min Deposit$0
Min Balance—
UpdatedApr 17, 2026
Details
Wilmington Savings Fund Society (WSFS)
Institution Rating:
A+5.0 ★ Texas Ratio: 3.24%
High-Yield Money Market
3.00%
$0
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedApr 22, 2026
Details
Earn premium rates while maintaining easy access to your money.
CACL Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 6.30%
Money Market
3.00%
$0
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedApr 18, 2026
Details
Port Richmond Savings
Institution Rating:
A+5.0 ★ Texas Ratio: 2.92%
Money Market- Premium
2.99%
$1,000
▼
Rate2.95%
Min Deposit$1,000
Min Balance—
UpdatedApr 16, 2026
Details
Democracy Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.72%
Money Market Account
2.90%
$0
▼
Rate2.86%
Min Deposit$0
Min Balance—
UpdatedApr 17, 2026
Details
Genisys Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.03%
Jumbo Money Market
2.84%
$0
▼
Rate2.80%
Min Deposit$0
Min Balance—
UpdatedApr 19, 2026
Details
American Heritage Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 9.69%
Platinum Money Market Account
2.80%
$0
▼
Rate2.77%
Min Deposit$0
Min Balance—
UpdatedApr 18, 2026
Details
Meridian Bank
Institution Rating:
A-5.0 ★ Texas Ratio: 15.25%
Your Hometown Money Market & over)
2.75%
$0
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedApr 22, 2026
Details
$25,000; new money only
New Alliance Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 13.83%
Money Market
2.75%
$1,000
▼
Rate—
Min Deposit$1,000
Min Balance—
UpdatedApr 17, 2026
Details
Qualifying balance up to $1,000.00
CACL Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 6.30%
Money Market
2.75%
$0
▼
Rate2.72%
Min Deposit$0
Min Balance—
UpdatedApr 18, 2026
Details
Cross Valley Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.30%
Money Market Accounts
2.75%
$0
▼
Rate2.72%
Min Deposit$0
Min Balance—
UpdatedApr 18, 2026
Details
Rate2.72%
Min Deposit$0
Min Balance—
UpdatedApr 18, 2026
Details
Dividends Posted Monthly
MC Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 10.13%
Platinum Money Market
2.75%
$0
▼
Rate2.72%
Min Deposit$0
Min Balance—
UpdatedApr 18, 2026
Details
Dividends Posted Monthly
Penn Community Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 0.41%
Premium Money Market
2.75%
$0
▼
Rate2.72%
Min Deposit$0
Min Balance—
UpdatedApr 17, 2026
Details
Port Richmond Savings
Institution Rating:
A+5.0 ★ Texas Ratio: 2.92%
Money Market- Premium
2.75%
$1,000
▼
Rate2.71%
Min Deposit$1,000
Min Balance—
UpdatedApr 16, 2026
Details
Riverfront Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.56%
Preferred Step-Up Money Market
2.66%
$0
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedApr 18, 2026
Details
Democracy Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.72%
Money Market Account
2.65%
$0
▼
Rate2.62%
Min Deposit$0
Min Balance—
UpdatedApr 17, 2026
Details
PALCO Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.55%
Money Market Savings
2.63%
$0
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedApr 17, 2026
Details
Community State Bank of Orbisonia
Institution Rating:
A5.0 ★ Texas Ratio: 6.81%
Business Money Market
2.63%
$0
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedApr 16, 2026
Details
Genisys Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.03%
Jumbo Money Market
2.63%
$0
▼
Rate2.60%
Min Deposit$0
Min Balance—
UpdatedApr 19, 2026
Details
Riverfront Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.56%
Preferred Step-Up Money Market
2.61%
$0
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedApr 18, 2026
Details
American Heritage Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 9.69%
VIP Money Market Account
2.60%
$0
▼
Rate2.57%
Min Deposit$0
Min Balance—
UpdatedApr 18, 2026
Details
Reliance Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 6.80%
Money Market-Platinum
2.60%
$0
▼
Rate2.60%
Min Deposit$0
Min Balance—
UpdatedApr 17, 2026
Details
PALCO Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.55%
Money Market Savings
2.58%
$0
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedApr 17, 2026
Details
PALCO Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.55%
Money Market Checking
2.58%
$0
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedApr 17, 2026
Details
PALCO Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.55%
Money Market Checking
2.53%
$0
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedApr 17, 2026
Details
Altoona First Savings Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 1.17%
Money Market
2.53%
$0
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedApr 16, 2026
Details
Ingersoll Rand Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 11.14%
Money Market
2.53%
$0
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedApr 18, 2026
Details
PALCO Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.55%
Money Market Savings
2.53%
$0
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedApr 17, 2026
Details
Bessemer System Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.77%
Money Markets
2.53%
$0
▼
Rate2.50%
Min Deposit$0
Min Balance—
UpdatedApr 17, 2026
Details
Diamond Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.77%
Choice Money Market
2.51%
$0
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedApr 19, 2026
Details
Rate2.47%
Min Deposit$0
Min Balance—
UpdatedApr 22, 2026
Details
Rate2.47%
Min Deposit$0
Min Balance—
UpdatedApr 22, 2026
Details
OceanFirst Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 1.82%
FirstWave Money Market
2.50%
$0
▼
Rate2.47%
Min Deposit$0
Min Balance—
UpdatedApr 22, 2026
Details
No Commitments. Withdraw anytime. The more you deposit, the higher your rate.
First Resource Bank Exton, PA
Institution Rating:
A+5.0 ★ Texas Ratio: 1.61%
Non-Profit Money Market
2.50%
$0
▼
Rate2.47%
Min Deposit$0
Min Balance—
UpdatedApr 17, 2026
Details
Hatboro Federal Savings
Institution Rating:
A+5.0 ★ Texas Ratio: 2.08%
Tiered Money Market Accounts
2.50%
$0
▼
Rate2.47%
Min Deposit$0
Min Balance—
UpdatedApr 17, 2026
Details
Cross Valley Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.30%
Money Market Accounts
2.50%
$0
▼
Rate2.47%
Min Deposit$0
Min Balance—
UpdatedApr 18, 2026
Details
Citymark Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.80%
Money Market
2.50%
$10,000
▼
Rate2.50%
Min Deposit$10,000
Min Balance—
UpdatedApr 18, 2026
Details
Riverfront Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.56%
Preferred Step-Up Money Market
2.50%
$0
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedApr 18, 2026
Details
Police And Fire Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.62%
IRA Money Markets-Traditional and Roth (S6/S12)
2.50%
$0
▼
Rate2.47%
Min Deposit$0
Min Balance—
UpdatedApr 17, 2026
Details
Police And Fire Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.62%
IRA Money Markets-Traditional and Roth
2.50%
$0
▼
Rate2.47%
Min Deposit$0
Min Balance—
UpdatedApr 17, 2026
Details
United Savings Bank Philadelphia, PA
Institution Rating:
A+5.0 ★ Texas Ratio: 0.00%
Personal Money Market
2.50%
$0
▼
Rate2.47%
Min Deposit$0
Min Balance—
UpdatedApr 16, 2026
Details
Community State Bank of Orbisonia
Institution Rating:
A5.0 ★ Texas Ratio: 6.81%
Business Money Market
2.48%
$0
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedApr 16, 2026
Details
American Heritage Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 9.69%
Money Market Account
2.45%
$0
▼
Rate2.42%
Min Deposit$0
Min Balance—
UpdatedApr 18, 2026
Details
Community State Bank of Orbisonia
Institution Rating:
A5.0 ★ Texas Ratio: 6.81%
Business Money Market
2.32%
$1,000
▼
Rate—
Min Deposit$1,000
Min Balance—
UpdatedApr 16, 2026
Details
Rate2.23%
Min Deposit$0
Min Balance—
UpdatedApr 22, 2026
Details
Rate2.23%
Min Deposit$0
Min Balance—
UpdatedApr 22, 2026
Details
Meridian Bank
Institution Rating:
A-5.0 ★ Texas Ratio: 15.25%
Meridian Personal Money Market & over)
2.25%
$0
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedApr 22, 2026
Details
$100,000
Port Richmond Savings
Institution Rating:
A+5.0 ★ Texas Ratio: 2.92%
Money Market- Premium
2.24%
$1,000
▼
Rate2.22%
Min Deposit$1,000
Min Balance—
UpdatedApr 16, 2026
Details
MERCK SHARP and DOHME
Institution Rating:
A+5.0 ★ Texas Ratio: 1.04%
Money Market Accounts
2.15%
$80,000
▼
Rate2.13%
Min Deposit$80,000
Min Balance—
UpdatedApr 19, 2026
Details
OMEGA
Institution Rating:
A+5.0 ★ Texas Ratio: 2.97%
Masterpiece Money Market Account
2.10%
$0
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedApr 19, 2026
Details
Kish Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 1.18%
Business Money Market Account
2.10%
$0
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedApr 22, 2026
Details
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MonitorBankRates
The Annual Percentage Yields (APYs) displayed are based on the highest APY offered for the specified deposit amount or less. Rates may change without prior notice. Rates reflect recent market quotes and representative offers available to depositors in Lancaster, Pennsylvania and the surrounding area.
Banks and Credit Unions: If you identify an incorrect rate or wish to request the removal of your institution’s data, please contact us here.
Banks and Credit Unions: If you identify an incorrect rate or wish to request the removal of your institution’s data, please contact us here.
Lancaster, PA Money Market Rate Trends
Compare local Lancaster, PA money market quotes against the statewide average
Daily money market rate averages tracked across our database of 8,500+ banks and credit unions — updated every evening.
High-Yield MMA — PA Avg
3.351%
▼ 0.047 vs 7 days ago
Pennsylvania high-yield MMA rates fell 0.047 points over the past 7 days to 3.351% APY.
Standard MMA — PA Avg
0.585%
▼ 0.024 vs 7 days ago
Pennsylvania standard MMA rates fell 0.024 points over the past 7 days to 0.585% APY.
As of Apr 23, 2026 • Rate data sourced from 8,500+ monitored institutions
Powered by MonitorBankRates
Methodology & Data Sources
Direct-Sourced & Verified Money Market Rate Data: We aggregate money market account rates for Lancaster, Pennsylvania directly from the official websites of banks and credit unions using our proprietary rate aggregation technology and a dedicated team of rate updaters. Every money market rate displayed on MonitorBankRates.com is highly accurate and trustworthy.
Local, Regional, and National Coverage: Our systems constantly monitor the market to provide a complete picture of available yields in Lancaster, Pennsylvania. We feature a comprehensive mix of institutions from neighborhood credit unions and mid-sized regional banks to large national institutions available to savers in PA.
Daily Updates & Time-Stamped Accuracy: Our rate updaters verify and update money market rates daily. Because MMA yields can fluctuate rapidly based on market conditions, every product listed features its own specific “last updated” date, giving you complete transparency.
Frequently Asked Questions about Money Market Accounts in Lancaster, Pennsylvania
What is a Money Market Account (MMA)?
A Money Market Account (MMA) is a type of savings account that often pays higher interest rates than standard savings accounts. They usually come with check-writing privileges and debit card access, offering a balance of growth and liquidity for savers in Pennsylvania.
Are Money Market accounts in Lancaster, Pennsylvania safe?
Yes, as long as the institution is FDIC insured (for banks) or NCUA insured (for credit unions). This provides federal protection for your deposits in Pennsylvania up to $250,000 per depositor, per institution.
How often do MMA rates change in Lancaster, Pennsylvania?
Money market rates are variable and can change at any time based on market conditions and Federal Reserve decisions. We update our local Pennsylvania rate tables daily to ensure you see the most current high-yield options.
Can I write checks from a Money Market Account?
Yes, most Money Market Accounts allow you to write a limited number of checks or make debit card transactions each month (typically up to 6), making them more flexible than a standard savings account.
Best Money Market Rates in Lancaster, Pennsylvania
Here are some of the highest money market account APYs currently available in Lancaster, Pennsylvania and the surrounding area:
- Gold Credit Union
Money Market Special — 4.00% APY - United Federal Credit Union
Money Market Special — 4.00% APY - The Huntington National Bank
High-Yield Money Market — 3.82% APY - First Resource Bank Exton, PA
Non-Profit Money Market — 3.75% APY - Parke Bank
Parke Select Personal or Business Money Market — 3.75% APY
Money Market Rates reflect actual verified offers from banks and credit unions actively accepting deposits in Lancaster, Pennsylvania. Your final available rate may depend on deposit amount and daily market movements. Last Updated and Verified: April 22, 2026
Rate Assistant
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