Current Cranston, Rhode Island and the surrounding area money market deposit account rates include HarborOne BankHarborOne Bank1155 Reservoir Ave, Cranston, RI 02920A+5.0 ★Texas Ratio: 3.37% Money Market Plus at 4.00% APY, Eastern Bank Boston, MAEastern Bank Boston, MA1155 Reservoir Ave, Cranston, RI 02920A+5.0 ★Texas Ratio: 2.03% Money Market Plus at 4.00% APY, Citizens BankCitizens Bank5 Garden City Dr, Cranston, RI 02920A5.0 ★Texas Ratio: 8.28% Citizens Private Client® Money Market at 3.75% APY, Bank5 ConnectBank5 Connect175 Sockanosset Cross Rd, Cranston, RI 02920A+5.0 ★Texas Ratio: 1.34% Connect Money Market at 3.03% APY, and Navigant Credit UnionNavigant Credit Union200 Phenix Ave, Cranston, RI 02920A+5.0 ★Texas Ratio: 4.27% Compass Money Market at 2.45% APY. Money market rates as of May 10, 2026 according to verified data from MonitorBankRates.
Cranston has 8 local institutions in our database, with money market rates as high as 4.00% APY from HarborOne Bank at 1155 Reservoir Ave, Cranston, RI 02920. Use the table below to compare all available offers, including options from institutions serving the broader Rhode Island area. Rates are continually updated — we recommend checking back frequently.
Rates reflect recent market quotes and representative offers available to depositors in Cranston, Rhode Island and surrounding area. Last Updated and Verified: May 10, 2026
Qualifying balance up to $25,000.00
Boosted 6 Month APY
Qualifying balance up to $25,000.00
Qualifying balance up to $25,000.00
Standard APY
Boosted 6 Month APY
Standard APY
Qualifying balance up to $49,999.99
Qualifying balance up to $2,500.00
Compare local Cranston, RI money market quotes against the statewide average
Daily money market rate averages tracked across our database of 8,500+ banks and credit unions — updated every evening.
Rhode Island high-yield MMA rates currently average 3.718% APY.
Rhode Island standard MMA rates currently average 0.281% APY.
Direct-Sourced & Verified Money Market Rate Data: We aggregate money market deposit account rates for Cranston, Rhode Island directly from the official websites of banks and credit unions using our proprietary rate aggregation technology and a dedicated team of rate updaters. Every money market rate displayed on MonitorBankRates.com is highly accurate and trustworthy.
Local, Regional, and National Coverage: Our systems constantly monitor the market to provide a complete picture of available yields in Cranston, Rhode Island. We feature a comprehensive mix of institutions from neighborhood credit unions and mid-sized regional banks to large national institutions available to savers in RI.
Daily Updates & Time-Stamped Accuracy: Our rate updaters verify and update money market rates daily. Because MMA yields can fluctuate rapidly based on market conditions, every product listed features its own specific “last updated” date, giving you complete transparency.