Current Warwick, Rhode Island and the surrounding area money market deposit account rates include HarborOne BankHarborOne Bank2089 Warwick Ave, Warwick, RI 02889A+5.0 ★Texas Ratio: 3.37% Money Market Plus at 4.00% APY, Eastern Bank Boston, MAEastern Bank Boston, MA2089 Warwick Ave, Warwick, RI 02889A+5.0 ★Texas Ratio: 2.03% Money Market at 4.00% APY, Citizens BankCitizens Bank2574 W Shore Rd, Warwick, RI 02889A5.0 ★Texas Ratio: 8.28% Citizens Private Client® Money Market at 3.50% APY, Bank5 ConnectBank5 Connect1060 Centerville Road, Warwick, RI 02886A+5.0 ★Texas Ratio: 1.34% Connect Money Market at 3.03% APY, and Greenwood Credit UnionGreenwood Credit Union2669 Post Rd, Warwick, RI 02886 3039A+5.0 ★Texas Ratio: 3.39% Premier Money Market at 3.00% APY. Money market rates as of June 22, 2026 according to verified data from MonitorBankRates.
Warwick has 6 local institutions in our database, with money market rates as high as 4.00% APY from HarborOne Bank at 2089 Warwick Ave, Warwick, RI 02889. Use the table below to compare all available offers, including options from institutions serving the broader Rhode Island area. Rates are continually updated — we recommend checking back frequently.
Rates reflect recent market quotes and representative offers available to depositors in Warwick, Rhode Island and surrounding area. Last Updated and Verified: June 22, 2026
Get up to 3.25% APY plus a 0.75% APY boost for 6 months on balances of $25,000 to $10 million.
Preferred rates require a minimum of $25,000 of new money. Standard rates: 0.15% APY.
Preferred rates require a minimum of $25,000 of new money. Standard rates: 0.03% APY.
Premier Money Market tiered rates: 0.35% on $0.00-$49,999.99, 3.00% on $50,000.00-and Greater
Money Market Savings tiered rates: 0.00% on $0.00 - $2,499.99, 0.75% on $2,500.00 - $49,999.99, 1.25% on $50,000.00-$149,999.99, 1.75% on $150,000.00-$249,999.99, 2.25% on $250,000.00 or Greater
Money Market Savings tiered rates: 0.00% on $0.00 - $2,499.99, 0.75% on $2,500.00 - $49,999.99, 1.25% on $50,000.00-$149,999.99, 1.75% on $150,000.00-$249,999.99, 2.25% on $250,000.00 or Greater
Money Market Savings tiered rates: 0.00% on $0.00 - $2,499.99, 0.75% on $2,500.00 - $49,999.99, 1.25% on $50,000.00-$149,999.99, 1.75% on $150,000.00-$249,999.99, 2.25% on $250,000.00 or Greater
Money Market Savings tiered rates: 0.00% on $0.00 - $2,499.99, 0.75% on $2,500.00 - $49,999.99, 1.25% on $50,000.00-$149,999.99, 1.75% on $150,000.00-$249,999.99, 2.25% on $250,000.00 or Greater
Premier Money Market tiered rates: 0.35% on $0.00-$49,999.99, 3.00% on $50,000.00-and Greater
Standard rates. Must have a Citizens Private Client® Checking account.
Standard rates. Must have a Citizens Quest® Checking account.
Minimum daily balance of $2,500 to waive the $10 monthly maintenance fee.
Money Market Savings tiered rates: 0.00% on $0.00 - $2,499.99, 0.75% on $2,500.00 - $49,999.99, 1.25% on $50,000.00-$149,999.99, 1.75% on $150,000.00-$249,999.99, 2.25% on $250,000.00 or Greater
Compare local Warwick, RI money market quotes against the statewide average
Daily money market rate averages tracked across our database of 8,500+ banks and credit unions — updated every evening.
Rhode Island high-yield MMA rates currently average 3.561% APY.
Rhode Island standard MMA rates rose 0.444 points over the past 7 days to 0.732% APY.
Independent, Free, and Unbiased Rate Comparisons: MonitorBankRates.com is an independent rate comparison service. Our Warwick, Rhode Island money market rate tables are free for consumers to use, and we do not receive payment from any financial institution to be included or to be ranked in any particular order. Listings are based solely on the rates each institution publicly advertises on its own website.
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Direct-Sourced & Verified Money Market Rate Data: We aggregate money market deposit account rates for Warwick, Rhode Island directly from the official websites of banks and credit unions using our proprietary rate aggregation technology and a dedicated team of rate updaters. Every money market rate displayed on MonitorBankRates.com is highly accurate and trustworthy.
Local, Regional, and National Coverage: Our systems constantly monitor the market to provide a complete picture of available yields in Warwick, Rhode Island. We feature a comprehensive mix of institutions from neighborhood credit unions and mid-sized regional banks to large national institutions available to savers in RI.
Daily Updates & Time-Stamped Accuracy: Our rate updaters verify and update money market rates daily. Because MMA yields can fluctuate rapidly based on market conditions, every product listed features its own specific “last updated” date, giving you complete transparency.