Current Texas money market rates include MCT Credit UnionMCT Credit Union2736 Nall St, Port Neches, TX 77651 5204A+5.0 ★Texas Ratio: 2.43% Kasasa Cash* Money Market Account at 5.55% APY, Mobility Credit UnionMobility Credit Union8384 N Belt Line Rd, Irving, TX 75063 6006A5.0 ★Texas Ratio: 12.61% Money Market at 3.82% APY, The Huntington National BankThe Huntington National Bank7500 San Felipe St, Houston, TX 77063A+5.0 ★Texas Ratio: 4.60% High-Yield Money Market at 3.82% APY, Fannin BankFannin Bank230 E 3rd St, Bonham, TX 75418A+5.0 ★Texas Ratio: 5.49% Money Market at 3.82% APY, and State Bank of TexasState Bank of Texas517 W I 30, Garland, TX 75043A+5.0 ★Texas Ratio: 2.36% High-Rate Jumbo Money Market at 3.76% APY. Money market rates as of April 22, 2026 according to verified data from MonitorBankRates.
Use the tables below to compare money market rates across Texas side-by-side. Texas money market rates currently reach as high as 5.55% APY from MCT Credit Union at 2736 Nall St, Port Neches, TX 77651 5204. Rates are continually updated — we recommend checking back frequently.
Rates reflect recent market quotes and representative offers available to depositors in Texas and surrounding area. Last Updated and Verified: April 22, 2026
Earn between 3.20%-3.82% APY based on your zip code; Minimum of $25,000 not currently deposited at Huntington.
Rate is subject to change without notice after account opening. Fees and/or withdrawals could reduce the earnings on the account.
New money only
New money only
On balance above $350,000
Balance $50,000 or more
Qualifying balance up to $1,000,000. APY is accurate as of 12/01/2025. This is a variable rate account. Dividend rates and balance tiers may change at any time without prior notice. Dividends on Money Market Accounts will be compounded monthly and credited each calendar month. APY is accurate as of the last dividend declaration date. Fees could reduce the earnings on the account.
Qualifying balance $24,999.01 & Above
new money
($2,500 Opening Balance)
On balances of $25,000+
($2,500 Opening Balance)
Move to MAX and earn up to 3.12%APY*
Qualifying balance $24,999.00 & Below
($100,000 and up)
$100,000 +
($2,500 Opening Balance)
Balances of $100,000.00 and over
($2,500 Opening Balance)
($2,500 Opening Balance)
Balances of $50,000.00 to $99,999.99
$25,000 Minimum Initial Deposit; MMA Rates and APYs valid for IRAs
No Minimum Initial Deposit
$250,000
$500,000
Compare local Texas money market quotes against the statewide average
Daily money market rate averages tracked across our database of 8,500+ banks and credit unions — updated every evening.
Texas high-yield MMA rates rose 0.087 points over the past 7 days to 3.319% APY.
Texas standard MMA rates rose 0.002 points over the past 7 days to 0.792% APY.
Direct-Sourced & Verified Money Market Rate Data: We aggregate money market account rates for Texas directly from the official websites of banks and credit unions using our proprietary rate aggregation technology and a dedicated team of rate updaters. Every money market rate displayed on MonitorBankRates.com is highly accurate and trustworthy.
Local, Regional, and National Coverage: Our systems constantly monitor the market to provide a complete picture of available yields in Texas. We feature a comprehensive mix of institutions from neighborhood credit unions and mid-sized regional banks to large national institutions available to savers in TX.
Daily Updates & Time-Stamped Accuracy: Our rate updaters verify and update money market rates daily. Because MMA yields can fluctuate rapidly based on market conditions, every product listed features its own specific “last updated” date, giving you complete transparency.