Best Money Market Rates in San Antonio, Texas - July 2026
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Brian McKay
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Brian McKay
Brian McKay
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The rates displayed are actual, verified rates sourced directly from the official websites of banks and credit unions. Our editorial content is independent of any advertiser relationships.
Current San Antonio, Texas and the surrounding area money market deposit account rates include TruistTruist1000 Nw Loop 410, San Antonio, TX 78213A+5.0 ★Texas Ratio: 3.63% Small Business Money Market Account at 4.00% APY, Nizari Progressive Federal Credit UnionNizari Progressive Federal Credit Union12054 Starcrest Dr, San Antonio, TX 78247A+5.0 ★Texas Ratio: 2.09% Money Market Account at 3.61% APY, Sunflower BankSunflower Bank970 E Basse Rd, San Antonio, TX 78209A+5.0 ★Texas Ratio: 5.67% Thrive Money Market at 3.45% APY, UNIFY Financial Federal Credit UnionUNIFY Financial Federal Credit Union1 Lone Star Pass Bldg 1, San Antonio, TX 78264B4.4 ★Texas Ratio: 17.71% Money Market Plus at 3.25% APY, and Farm Bureau Bank FSBFarm Bureau Bank FSB17300 Henderson Pass, San Antonio, TX 78232A+5.0 ★Texas Ratio: 2.42% FB-Org Money Market Account [MMA] at 3.00% APY. Money market rates as of July 13, 2026 according to verified data from MonitorBankRates.
San Antonio has 12 local institutions in our database, with money market rates as high as 4.00% APY from Truist at 1000 Nw Loop 410, San Antonio, TX 78213. Use the table below to compare all available offers, including options from institutions serving the broader Texas area. Rates are continually updated — we recommend checking back frequently.
Rates reflect recent market quotes and representative offers available to depositors in San Antonio, Texas and surrounding area. Last Updated and Verified: July 13, 2026
Compare the Best Money Market Rates Today in San Antonio, Texas & the Surrounding Area
Source: Verified Money Market Rate Data provided by MonitorBankRates
Institution
Product
APY
Min Deposit
Profile
Truist
Institution Rating:
A+5.0 ★ Texas Ratio: 3.63%
1000 Nw Loop 410, San Antonio, TX 78213
Small Business Money Market Account
4.00%
$0
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedJul 7, 2026
Details
Eligible clients can open a new Truist Business Money Market Account and earn up to 4.00% annual percentage yield (APY) for balances between $5,000 - $4,999,999.99.
Nizari Progressive Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.09%
12054 Starcrest Dr, San Antonio, TX 78247
Money Market Account
3.61%
$0
▼
Rate3.55%
Min Deposit$0
Min Balance—
UpdatedJul 12, 2026
Details
Nizari Progressive Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.09%
12054 Starcrest Dr, San Antonio, TX 78247
Money Market Account
3.56%
$0
▼
Rate3.50%
Min Deposit$0
Min Balance—
UpdatedJul 12, 2026
Details
Nizari Progressive Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.09%
12054 Starcrest Dr, San Antonio, TX 78247
Money Market Account
3.51%
$0
▼
Rate3.45%
Min Deposit$0
Min Balance—
UpdatedJul 12, 2026
Details
Nizari Progressive Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.09%
12054 Starcrest Dr, San Antonio, TX 78247
Money Market Account
3.45%
$0
▼
Rate3.40%
Min Deposit$0
Min Balance—
UpdatedJul 12, 2026
Details
Sunflower Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 5.67%
970 E Basse Rd, San Antonio, TX 78209
Thrive Money Market
3.45%
$0
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedJul 11, 2026
Details
UNIFY Financial Federal Credit Union
Institution Rating:
B4.4 ★ Texas Ratio: 17.71%
1 Lone Star Pass Bldg 1, San Antonio, TX 78264
Money Market Plus Account
3.25%
$0
▼
Rate3.20%
Min Deposit$0
Min Balance—
UpdatedJul 6, 2026
Details
UNIFY Financial Federal Credit Union
Institution Rating:
B4.4 ★ Texas Ratio: 17.71%
1 Lone Star Pass Bldg 1, San Antonio, TX 78264
Money Market Plus
3.25%
$0
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedJul 6, 2026
Details
Sunflower Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 5.67%
970 E Basse Rd, San Antonio, TX 78209
Thrive Money Market
3.05%
$0
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedJul 11, 2026
Details
Farm Bureau Bank FSB
Institution Rating:
A+5.0 ★ Texas Ratio: 2.42%
17300 Henderson Pass, San Antonio, TX 78232
FB-Org Money Market Account [MMA]
3.00%
$0
▼
Rate2.96%
Min Deposit$0
Min Balance—
UpdatedJul 11, 2026
Details
HEB Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.72%
4630 N Loop 1604 W Ste 101, San Antonio, TX 78249
Money Market Plus*
2.50%
$0
▼
Rate2.47%
Min Deposit$0
Min Balance—
UpdatedJul 6, 2026
Details
Farm Bureau Bank FSB
Institution Rating:
A+5.0 ★ Texas Ratio: 2.42%
17300 Henderson Pass, San Antonio, TX 78232
Plus Money Market
2.50%
$25,000
▼
Rate2.47%
Min Deposit$25,000
Min Balance—
UpdatedJul 11, 2026
Details
MMA Rates and APYs valid for IRAs
Farm Bureau Bank FSB
Institution Rating:
A+5.0 ★ Texas Ratio: 2.42%
17300 Henderson Pass, San Antonio, TX 78232
Business Money Market
2.50%
$0
▼
Rate2.47%
Min Deposit$0
Min Balance—
UpdatedJul 11, 2026
Details
No Minimum Initial Deposit
Farm Bureau Bank FSB
Institution Rating:
A+5.0 ★ Texas Ratio: 2.42%
17300 Henderson Pass, San Antonio, TX 78232
Plus Money Market Account
2.50%
$0
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedJul 11, 2026
Details
Randolph Brooks FCU
Institution Rating:
A+5.0 ★ Texas Ratio: 4.42%
11432 W Loop 1604 N, San Antonio, TX 78254
RBFCU Classic Money Market
2.43%
$0
▼
Rate2.40%
Min Deposit$0
Min Balance—
UpdatedJul 8, 2026
Details
Nizari Progressive Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.09%
12054 Starcrest Dr, San Antonio, TX 78247
Money Market Account
2.32%
$0
▼
Rate2.30%
Min Deposit$0
Min Balance—
UpdatedJul 12, 2026
Details
Nizari Progressive Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.09%
12054 Starcrest Dr, San Antonio, TX 78247
Money Market Account
2.27%
$0
▼
Rate2.25%
Min Deposit$0
Min Balance—
UpdatedJul 12, 2026
Details
Farm Bureau Bank FSB
Institution Rating:
A+5.0 ★ Texas Ratio: 2.42%
17300 Henderson Pass, San Antonio, TX 78232
FB-Org Money Market Account [MMA]
2.25%
$0
▼
Rate2.23%
Min Deposit$0
Min Balance—
UpdatedJul 11, 2026
Details
Randolph Brooks FCU
Institution Rating:
A+5.0 ★ Texas Ratio: 4.42%
11432 W Loop 1604 N, San Antonio, TX 78254
RBFCU Classic Money Market
2.22%
$0
▼
Rate2.20%
Min Deposit$0
Min Balance—
UpdatedJul 8, 2026
Details
Qualifying balance up to $149,999.99
Randolph Brooks FCU
Institution Rating:
A+5.0 ★ Texas Ratio: 4.42%
11432 W Loop 1604 N, San Antonio, TX 78254
RBFCU Choice Money Market
2.22%
$0
▼
Rate2.20%
Min Deposit$0
Min Balance—
UpdatedJul 8, 2026
Details
Farm Bureau Bank FSB
Institution Rating:
A+5.0 ★ Texas Ratio: 2.42%
17300 Henderson Pass, San Antonio, TX 78232
Business Money Market
2.00%
$0
▼
Rate1.98%
Min Deposit$0
Min Balance—
UpdatedJul 11, 2026
Details
No Minimum Initial Deposit
Randolph Brooks FCU
Institution Rating:
A+5.0 ★ Texas Ratio: 4.42%
11432 W Loop 1604 N, San Antonio, TX 78254
RBFCU Classic Money Market
1.76%
$0
▼
Rate1.75%
Min Deposit$0
Min Balance—
UpdatedJul 8, 2026
Details
Qualifying balance up to $24,999.99
First Commercial Bank, N.A.
Institution Rating:
A+5.0 ★ Texas Ratio: 2.86%
13333 Blanco Rd, San Antonio, TX 78216
Money Market
1.76%
$1,000,000
▼
Rate1.75%
Min Deposit$1,000,000
Min Balance—
UpdatedJul 12, 2026
Details
$1,000,000 and up
Farm Bureau Bank FSB
Institution Rating:
A+5.0 ★ Texas Ratio: 2.42%
17300 Henderson Pass, San Antonio, TX 78232
Plus Money Market
1.75%
$25,000
▼
Rate1.73%
Min Deposit$25,000
Min Balance—
UpdatedJul 11, 2026
Details
MMA Rates and APYs valid for IRAs
Credit Human Federal Credit Union
Institution Rating:
A-5.0 ★ Texas Ratio: 12.57%
8889 Bandera Rd, San Antonio, TX 78250 2501
Money Market Savings
1.75%
$1,000
▼
Rate—
Min Deposit$1,000
Min Balance—
UpdatedJul 11, 2026
Details
Up to six free withdrawals per statement cycle
Farm Bureau Bank FSB
Institution Rating:
A+5.0 ★ Texas Ratio: 2.42%
17300 Henderson Pass, San Antonio, TX 78232
FB-Org Money Market Account [MMA]
1.60%
$0
▼
Rate1.59%
Min Deposit$0
Min Balance—
UpdatedJul 11, 2026
Details
First Commercial Bank, N.A.
Institution Rating:
A+5.0 ★ Texas Ratio: 2.86%
13333 Blanco Rd, San Antonio, TX 78216
Money Market
1.51%
$100,000
▼
Rate1.50%
Min Deposit$100,000
Min Balance—
UpdatedJul 12, 2026
Details
$100,000 to $999,999
HEB Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.72%
4630 N Loop 1604 W Ste 101, San Antonio, TX 78249
Money Market Plus*
1.50%
$0
▼
Rate1.49%
Min Deposit$0
Min Balance—
UpdatedJul 6, 2026
Details
Farm Bureau Bank FSB
Institution Rating:
A+5.0 ★ Texas Ratio: 2.42%
17300 Henderson Pass, San Antonio, TX 78232
Business Money Market
1.50%
$0
▼
Rate1.49%
Min Deposit$0
Min Balance—
UpdatedJul 11, 2026
Details
No Minimum Initial Deposit
Farm Bureau Bank FSB
Institution Rating:
A+5.0 ★ Texas Ratio: 2.42%
17300 Henderson Pass, San Antonio, TX 78232
FB-Org Money Market Account [MMA]
1.35%
$0
▼
Rate1.34%
Min Deposit$0
Min Balance—
UpdatedJul 11, 2026
Details
Farm Bureau Bank FSB
Institution Rating:
A+5.0 ★ Texas Ratio: 2.42%
17300 Henderson Pass, San Antonio, TX 78232
Business Money Market
1.25%
$0
▼
Rate1.24%
Min Deposit$0
Min Balance—
UpdatedJul 11, 2026
Details
No Minimum Initial Deposit
Farm Bureau Bank FSB
Institution Rating:
A+5.0 ★ Texas Ratio: 2.42%
17300 Henderson Pass, San Antonio, TX 78232
Plus Money Market
1.25%
$25,000
▼
Rate1.24%
Min Deposit$25,000
Min Balance—
UpdatedJul 11, 2026
Details
MMA Rates and APYs valid for IRAs
Farm Bureau Bank FSB
Institution Rating:
A+5.0 ★ Texas Ratio: 2.42%
17300 Henderson Pass, San Antonio, TX 78232
FB-Org Money Market Account [MMA]
1.10%
$0
▼
Rate1.09%
Min Deposit$0
Min Balance—
UpdatedJul 11, 2026
Details
Farm Bureau Bank FSB
Institution Rating:
A+5.0 ★ Texas Ratio: 2.42%
17300 Henderson Pass, San Antonio, TX 78232
Plus Money Market
1.05%
$25,000
▼
Rate1.04%
Min Deposit$25,000
Min Balance—
UpdatedJul 11, 2026
Details
MMA Rates and APYs valid for IRAs
Farm Bureau Bank FSB
Institution Rating:
A+5.0 ★ Texas Ratio: 2.42%
17300 Henderson Pass, San Antonio, TX 78232
Business Money Market
1.00%
$0
▼
Rate1.00%
Min Deposit$0
Min Balance—
UpdatedJul 11, 2026
Details
No Minimum Initial Deposit
Farm Bureau Bank FSB
Institution Rating:
A+5.0 ★ Texas Ratio: 2.42%
17300 Henderson Pass, San Antonio, TX 78232
Performance Money Market
1.00%
$100
▼
Rate1.00%
Min Deposit$100
Min Balance—
UpdatedJul 11, 2026
Details
E-Option
Plains State Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 5.75%
8000 Ih West Suite 1507, San Antonio, TX 78230
Money Market Account
0.85%
$0
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedJul 11, 2026
Details
Annual Percentage Yield (APY) is accurate as of August 28, 2025. Rates offered may change without notice. Fees may reduce yield. Each depositor is FDIC-insured up to applicable limits. For additional terms and conditions, contact Plains State Bank.
UNIFY Financial Federal Credit Union
Institution Rating:
B4.4 ★ Texas Ratio: 17.71%
1 Lone Star Pass Bldg 1, San Antonio, TX 78264
Money Market Account
0.75%
$0
▼
Rate0.75%
Min Deposit$0
Min Balance—
UpdatedJul 6, 2026
Details
First Commercial Bank, N.A.
Institution Rating:
A+5.0 ★ Texas Ratio: 2.86%
13333 Blanco Rd, San Antonio, TX 78216
Money Market
0.75%
$25,000
▼
Rate0.75%
Min Deposit$25,000
Min Balance—
UpdatedJul 12, 2026
Details
$25,000 - $49,999
UNIFY Financial Federal Credit Union
Institution Rating:
B4.4 ★ Texas Ratio: 17.71%
1 Lone Star Pass Bldg 1, San Antonio, TX 78264
Money Market Account
0.70%
$0
▼
Rate0.70%
Min Deposit$0
Min Balance—
UpdatedJul 6, 2026
Details
UNIFY Financial Federal Credit Union
Institution Rating:
B4.4 ★ Texas Ratio: 17.71%
1 Lone Star Pass Bldg 1, San Antonio, TX 78264
Money Market Account
0.65%
$0
▼
Rate0.65%
Min Deposit$0
Min Balance—
UpdatedJul 6, 2026
Details
Farm Bureau Bank FSB
Institution Rating:
A+5.0 ★ Texas Ratio: 2.42%
17300 Henderson Pass, San Antonio, TX 78232
Performance Money Market
0.60%
$100
▼
Rate0.60%
Min Deposit$100
Min Balance—
UpdatedJul 11, 2026
Details
UNIFY Financial Federal Credit Union
Institution Rating:
B4.4 ★ Texas Ratio: 17.71%
1 Lone Star Pass Bldg 1, San Antonio, TX 78264
Money Market Account
0.60%
$0
▼
Rate0.60%
Min Deposit$0
Min Balance—
UpdatedJul 6, 2026
Details
Farm Bureau Bank FSB
Institution Rating:
A+5.0 ★ Texas Ratio: 2.42%
17300 Henderson Pass, San Antonio, TX 78232
FB-Org Money Market Account [MMA]
0.60%
$0
▼
Rate0.60%
Min Deposit$0
Min Balance—
UpdatedJul 11, 2026
Details
Farm Bureau Bank FSB
Institution Rating:
A+5.0 ★ Texas Ratio: 2.42%
17300 Henderson Pass, San Antonio, TX 78232
FB-Org Money Market Account [MMA]
0.55%
$0
▼
Rate0.55%
Min Deposit$0
Min Balance—
UpdatedJul 11, 2026
Details
Farm Bureau Bank FSB
Institution Rating:
A+5.0 ★ Texas Ratio: 2.42%
17300 Henderson Pass, San Antonio, TX 78232
Performance Money Market
0.55%
$100
▼
Rate0.55%
Min Deposit$100
Min Balance—
UpdatedJul 11, 2026
Details
E-Option
Farm Bureau Bank FSB
Institution Rating:
A+5.0 ★ Texas Ratio: 2.42%
17300 Henderson Pass, San Antonio, TX 78232
Performance Money Market
0.50%
$100
▼
Rate0.50%
Min Deposit$100
Min Balance—
UpdatedJul 11, 2026
Details
GREATER TEXAS
Institution Rating:
A5.0 ★ Texas Ratio: 6.70%
3635 SE Military Dr Ste 100, San Antonio, TX 78223 4078
Money Market Accounts
0.50%
$0
▼
Rate0.50%
Min Deposit$0
Min Balance—
UpdatedJul 11, 2026
Details
Over $150,000
First Commercial Bank, N.A.
Institution Rating:
A+5.0 ★ Texas Ratio: 2.86%
13333 Blanco Rd, San Antonio, TX 78216
Money Market
0.50%
$2,500
▼
Rate0.50%
Min Deposit$2,500
Min Balance—
UpdatedJul 12, 2026
Details
$2,500 - $24,999
Farm Bureau Bank FSB
Institution Rating:
A+5.0 ★ Texas Ratio: 2.42%
17300 Henderson Pass, San Antonio, TX 78232
Business Money Market
0.50%
$0
▼
Rate0.50%
Min Deposit$0
Min Balance—
UpdatedJul 11, 2026
Details
No Minimum Initial Deposit
Farm Bureau Bank FSB
Institution Rating:
A+5.0 ★ Texas Ratio: 2.42%
17300 Henderson Pass, San Antonio, TX 78232
Performance Money Market
0.45%
$100
▼
Rate0.45%
Min Deposit$100
Min Balance—
UpdatedJul 11, 2026
Details
E-Option
HEB Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.72%
4630 N Loop 1604 W Ste 101, San Antonio, TX 78249
Money Market
0.40%
$0
▼
Rate0.40%
Min Deposit$0
Min Balance—
UpdatedJul 6, 2026
Details
GREATER TEXAS
Institution Rating:
A5.0 ★ Texas Ratio: 6.70%
3635 SE Military Dr Ste 100, San Antonio, TX 78223 4078
Money Market Accounts
0.40%
$0
▼
Rate0.40%
Min Deposit$0
Min Balance—
UpdatedJul 11, 2026
Details
$75,000-$149,999.99
Farm Bureau Bank FSB
Institution Rating:
A+5.0 ★ Texas Ratio: 2.42%
17300 Henderson Pass, San Antonio, TX 78232
Performance Money Market
0.40%
$100
▼
Rate0.40%
Min Deposit$100
Min Balance—
UpdatedJul 11, 2026
Details
Farm Bureau Bank FSB
Institution Rating:
A+5.0 ★ Texas Ratio: 2.42%
17300 Henderson Pass, San Antonio, TX 78232
Performance Money Market
0.35%
$100
▼
Rate0.35%
Min Deposit$100
Min Balance—
UpdatedJul 11, 2026
Details
E-Option
GREATER TEXAS
Institution Rating:
A5.0 ★ Texas Ratio: 6.70%
3635 SE Military Dr Ste 100, San Antonio, TX 78223 4078
Money Market Accounts
0.35%
$0
▼
Rate0.35%
Min Deposit$0
Min Balance—
UpdatedJul 11, 2026
Details
$25,000-$74,999.99
Generations Community Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.60%
1100 NW Loop 410, San Antonio, TX 78213
Money Market
0.35%
$0
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedJul 6, 2026
Details
As High As
Farm Bureau Bank FSB
Institution Rating:
A+5.0 ★ Texas Ratio: 2.42%
17300 Henderson Pass, San Antonio, TX 78232
FB-Org Money Market Account [MMA]
0.30%
$0
▼
Rate0.30%
Min Deposit$0
Min Balance—
UpdatedJul 11, 2026
Details
GREATER TEXAS
Institution Rating:
A5.0 ★ Texas Ratio: 6.70%
3635 SE Military Dr Ste 100, San Antonio, TX 78223 4078
Money Market Accounts
0.30%
$0
▼
Rate0.30%
Min Deposit$0
Min Balance—
UpdatedJul 11, 2026
Details
$2,500-$24,999.99
Farm Bureau Bank FSB
Institution Rating:
A+5.0 ★ Texas Ratio: 2.42%
17300 Henderson Pass, San Antonio, TX 78232
Performance Money Market
0.30%
$100
▼
Rate0.30%
Min Deposit$100
Min Balance—
UpdatedJul 11, 2026
Details
Farm Bureau Bank FSB
Institution Rating:
A+5.0 ★ Texas Ratio: 2.42%
17300 Henderson Pass, San Antonio, TX 78232
Performance Money Market
0.25%
$100
▼
Rate0.25%
Min Deposit$100
Min Balance—
UpdatedJul 11, 2026
Details
E-Option
Farm Bureau Bank FSB
Institution Rating:
A+5.0 ★ Texas Ratio: 2.42%
17300 Henderson Pass, San Antonio, TX 78232
Plus Money Market
0.25%
$25,000
▼
Rate0.25%
Min Deposit$25,000
Min Balance—
UpdatedJul 11, 2026
Details
MMA Rates and APYs valid for IRAs
Farm Bureau Bank FSB
Institution Rating:
A+5.0 ★ Texas Ratio: 2.42%
17300 Henderson Pass, San Antonio, TX 78232
Business Money Market
0.25%
$0
▼
Rate0.25%
Min Deposit$0
Min Balance—
UpdatedJul 11, 2026
Details
No Minimum Initial Deposit
Farm Bureau Bank FSB
Institution Rating:
A+5.0 ★ Texas Ratio: 2.42%
17300 Henderson Pass, San Antonio, TX 78232
Plus Money Market
0.20%
$25,000
▼
Rate0.20%
Min Deposit$25,000
Min Balance—
UpdatedJul 11, 2026
Details
MMA Rates and APYs valid for IRAs
Farm Bureau Bank FSB
Institution Rating:
A+5.0 ★ Texas Ratio: 2.42%
17300 Henderson Pass, San Antonio, TX 78232
Performance Money Market
0.20%
$100
▼
Rate0.20%
Min Deposit$100
Min Balance—
UpdatedJul 11, 2026
Details
Farm Bureau Bank FSB
Institution Rating:
A+5.0 ★ Texas Ratio: 2.42%
17300 Henderson Pass, San Antonio, TX 78232
Plus Money Market
0.15%
$25,000
▼
Rate0.15%
Min Deposit$25,000
Min Balance—
UpdatedJul 11, 2026
Details
MMA Rates and APYs valid for IRAs
Farm Bureau Bank FSB
Institution Rating:
A+5.0 ★ Texas Ratio: 2.42%
17300 Henderson Pass, San Antonio, TX 78232
FB-Org Money Market Account [MMA]
0.10%
$0
▼
Rate0.10%
Min Deposit$0
Min Balance—
UpdatedJul 11, 2026
Details
Farm Bureau Bank FSB
Institution Rating:
A+5.0 ★ Texas Ratio: 2.42%
17300 Henderson Pass, San Antonio, TX 78232
Plus Money Market
0.10%
$25,000
▼
Rate0.10%
Min Deposit$25,000
Min Balance—
UpdatedJul 11, 2026
Details
MMA Rates and APYs valid for IRAs
HEB Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.72%
4630 N Loop 1604 W Ste 101, San Antonio, TX 78249
Money Market
0.10%
$0
▼
Rate0.10%
Min Deposit$0
Min Balance—
UpdatedJul 6, 2026
Details
Farm Bureau Bank FSB
Institution Rating:
A+5.0 ★ Texas Ratio: 2.42%
17300 Henderson Pass, San Antonio, TX 78232
Performance Money Market
0.05%
$100
▼
Rate0.05%
Min Deposit$100
Min Balance—
UpdatedJul 11, 2026
Details
E-Option
Farm Bureau Bank FSB
Institution Rating:
A+5.0 ★ Texas Ratio: 2.42%
17300 Henderson Pass, San Antonio, TX 78232
Business Money Market
0.05%
$0
▼
Rate0.05%
Min Deposit$0
Min Balance—
UpdatedJul 11, 2026
Details
No Minimum Initial Deposit
GREATER TEXAS
Institution Rating:
A5.0 ★ Texas Ratio: 6.70%
3635 SE Military Dr Ste 100, San Antonio, TX 78223 4078
Money Market Accounts
0.05%
$0
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedJul 11, 2026
Details
Daily Balance Method
UNIFY Financial Federal Credit Union
Institution Rating:
B4.4 ★ Texas Ratio: 17.71%
1 Lone Star Pass Bldg 1, San Antonio, TX 78264
Money Market Plus Account
0.00%
$0
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedJul 6, 2026
Details
Rate—
Min Deposit$0
Min Balance—
UpdatedJul 11, 2026
Details
Earn up to 5.12% APY and get low-rate loans with fast local approvals.
Essential Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 10.15%
Money Market Accounts
3.60%
$0
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedJul 11, 2026
Details
On balance above $350,000
Essential Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 10.15%
Money Market Tiers
3.60%
$0
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedJul 11, 2026
Details
PrimeWay Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 7.35%
Money Market Max
3.50%
$0
▼
Rate3.45%
Min Deposit$0
Min Balance—
UpdatedJul 6, 2026
Details
Texans Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.78%
Money Market Account
3.50%
$0
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedJul 6, 2026
Details
Required minimum balance to open is $500. This is a variable rate account. Dividend rates and balance tiers may change at any time without prior notice. Dividends on Money Market Accounts will be compounded monthly and credited each calendar month. APY is accurate as of the last dividend declaration date. Fees could reduce the earnings on the account.
Texans Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.78%
Performance Money Market Account
3.50%
$0
▼
Rate3.45%
Min Deposit$0
Min Balance—
UpdatedJul 6, 2026
Details
Las Colinas Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.37%
Money Market Account
3.50%
$0
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedJul 8, 2026
Details
APY is accurate as of 12/01/2025. Required minimum balance to open is $500. To earn the stated APY, minimum balance required is $1,000,000. This is a variable rate account. Dividend rates and balance tiers may change at any time without prior notice. Dividends on Money Market Accounts will be compounded monthly and credited each calendar month. APY is accurate as of the last dividend declaration date. Fees could reduce the earnings on the account.
PrimeWay Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 7.35%
Money Market Max
3.40%
$0
▼
Rate3.35%
Min Deposit$0
Min Balance—
UpdatedJul 6, 2026
Details
PrimeWay Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 7.35%
Money Market Max
3.30%
$0
▼
Rate3.25%
Min Deposit$0
Min Balance—
UpdatedJul 6, 2026
Details
Rate—
Min Deposit$0
Min Balance—
UpdatedJul 11, 2026
Details
Texans Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.78%
Performance Money Market Account
3.25%
$0
▼
Rate3.20%
Min Deposit$0
Min Balance—
UpdatedJul 6, 2026
Details
PrimeWay Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 7.35%
Money Market Max
3.20%
$0
▼
Rate3.15%
Min Deposit$0
Min Balance—
UpdatedJul 6, 2026
Details
Premier America Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 9.01%
Money Market
3.15%
$0
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedJul 11, 2026
Details
Premier America Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 9.01%
Advantage Money Market
3.15%
$0
▼
Rate3.10%
Min Deposit$0
Min Balance—
UpdatedJul 11, 2026
Details
Premier America Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 9.01%
Business Advantage Money Market Account
3.15%
$0
▼
Rate3.10%
Min Deposit$0
Min Balance—
UpdatedJul 11, 2026
Details
Premier America Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 9.01%
Advantage IRA Money Market
3.15%
$0
▼
Rate3.10%
Min Deposit$0
Min Balance—
UpdatedJul 11, 2026
Details
Tiered balance
PrimeWay Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 7.35%
Money Market Max
3.10%
$0
▼
Rate3.06%
Min Deposit$0
Min Balance—
UpdatedJul 6, 2026
Details
Nusenda Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.33%
Money Market
3.10%
$0
▼
Rate3.06%
Min Deposit$0
Min Balance—
UpdatedJul 6, 2026
Details
Chevron Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.14%
Money Market Savings
3.10%
$0
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedJun 26, 2026
Details
On balances of $25,000+
BP Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.22%
Money Market
3.04%
$2,500
▼
Rate3.00%
Min Deposit$2,500
Min Balance—
UpdatedJul 12, 2026
Details
Balance tier: $100,000 +
TEXAR Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.77%
Money Market Checking Tiers
3.00%
$0
▼
Rate2.96%
Min Deposit$0
Min Balance—
UpdatedJul 12, 2026
Details
PrimeWay Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 7.35%
Money Market Max
3.00%
$0
▼
Rate2.96%
Min Deposit$0
Min Balance—
UpdatedJul 6, 2026
Details
Meriwest Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 8.90%
Business Money Market Plus
3.00%
$0
▼
Rate2.96%
Min Deposit$0
Min Balance—
UpdatedJul 11, 2026
Details
Texans Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.78%
Performance Money Market Account
3.00%
$0
▼
Rate2.96%
Min Deposit$0
Min Balance—
UpdatedJul 6, 2026
Details
Nusenda Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.33%
Money Market
2.85%
$0
▼
Rate2.81%
Min Deposit$0
Min Balance—
UpdatedJul 6, 2026
Details
Lubbock Telco Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.00%
Money Market Savings
2.75%
$0
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedJul 6, 2026
Details
Rates effective 9/29/2025. APY = Annual Percentage Yield. For current rates, call 806-742-3606. Rates subject to change based on account balance criteria. Fees may reduce earnings.
Conservation Employees Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.37%
Money Market
2.70%
$0
▼
Rate2.67%
Min Deposit$0
Min Balance—
UpdatedJun 26, 2026
Details
Balance of more than $500,000
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MonitorBankRates
The Annual Percentage Yields (APYs) displayed are based on the highest APY offered for the specified deposit amount or less. Rates may change without prior notice. Rates reflect recent market quotes and representative offers available to depositors in San Antonio, Texas and the surrounding area.
Banks and Credit Unions: If you identify an incorrect rate or wish to request the removal of your institution’s data, please contact us here.
Banks and Credit Unions: If you identify an incorrect rate or wish to request the removal of your institution’s data, please contact us here.
San Antonio, TX Money Market Rate Trends
Compare local San Antonio, TX money market quotes against the statewide average
Daily money market rate averages tracked across our database of 8,500+ banks and credit unions — updated every evening.
High-Yield MMA — TX Avg
3.356%
▲ 0.137 vs 7 days ago
Texas high-yield MMA rates rose 0.137 points over the past 7 days to 3.356% APY.
Standard MMA — TX Avg
0.794%
▲ 0.024 vs 7 days ago
Texas standard MMA rates rose 0.024 points over the past 7 days to 0.794% APY.
As of Jul 13, 2026 • Rate data sourced from 8,500+ monitored institutions
Powered by MonitorBankRates
Methodology & Data Sources
Independent, Free, and Unbiased Rate Comparisons: MonitorBankRates.com is an independent rate comparison service. Our San Antonio, Texas money market rate tables are free for consumers to use, and we do not receive payment from any financial institution to be included or to be ranked in any particular order. Listings are based solely on the rates each institution publicly advertises on its own website.
A Note on Third-Party Rate Tools: Some pages on our site also feature rate comparison widgets and tools provided by third-party partners. These tools may include sponsored listings or affiliate links, and we may receive compensation when users click through them. We clearly label these widgets so you can tell at a glance which rates come from our independent MonitorBankRates.com tables and which come from our advertising partners.
Direct-Sourced & Verified Money Market Rate Data: We aggregate money market deposit account rates for San Antonio, Texas directly from the official websites of banks and credit unions using our proprietary rate aggregation technology and a dedicated team of rate updaters. Every money market rate displayed on MonitorBankRates.com is highly accurate and trustworthy.
Local, Regional, and National Coverage: Our systems constantly monitor the market to provide a complete picture of available yields in San Antonio, Texas. We feature a comprehensive mix of institutions from neighborhood credit unions and mid-sized regional banks to large national institutions available to savers in TX.
Daily Updates & Time-Stamped Accuracy: Our rate updaters verify and update money market rates daily. Because MMA yields can fluctuate rapidly based on market conditions, every product listed features its own specific “last updated” date, giving you complete transparency.
Frequently Asked Questions about Money Market Accounts in San Antonio, Texas
What is a Money Market Account (MMA)?
A Money Market Account (MMA), formally known as a money market deposit account (MMDA), is a type of deposit account that often pays higher interest rates than standard savings accounts. They usually come with check-writing privileges and debit card access, offering a balance of growth and liquidity for savers in Texas.
Are Money Market accounts in San Antonio, Texas safe?
Yes, as long as the institution is FDIC insured (for banks) or NCUA insured (for credit unions). This provides federal protection for your deposits in Texas up to $250,000 per depositor, per institution.
How often do MMA rates change in San Antonio, Texas?
Money market rates are variable and can change at any time based on market conditions and Federal Reserve decisions. We update our local Texas rate tables daily to ensure you see the most current high-yield options.
Can I write checks from a Money Market Account?
Yes, most Money Market Accounts allow you to write a limited number of checks or make debit card transactions each month (typically up to 6), making them more flexible than a standard savings account.
How much do I need to deposit to open a money market account in San Antonio, Texas?
Minimum deposit requirements vary widely. Some online money market deposit accounts can be opened with no minimum, while many banks and credit unions in San Antonio, Texas require an initial deposit of $1,000 to $2,500 to earn the highest advertised APY. Larger deposits often unlock higher rate tiers, and FDIC or NCUA insurance protects deposits up to $250,000 per depositor, per institution.
Best Money Market Rates in San Antonio, Texas
Here are some of the highest money market account APYs currently available in San Antonio, Texas and the surrounding area:
- Truist
Small Business Money Market Account — 4.00% APY - Nizari Progressive Federal Credit Union
Money Market Account — 3.61% APY - Sunflower Bank
Thrive Money Market — 3.45% APY - UNIFY Financial Federal Credit Union
Money Market Plus — 3.25% APY - Farm Bureau Bank FSB
FB-Org Money Market Account [MMA] — 3.00% APY
Money Market Rates reflect actual verified offers from banks and credit unions actively accepting deposits in San Antonio, Texas. Your final available rate may depend on deposit amount and daily market movements. Last Updated and Verified: July 13, 2026
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